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HomeMy WebLinkAbout0624.093i i [ ~' , ~""."""""." . " , , ....... ". . Oecemb€r g. 1993 HONORABLE CITY COUNCIL Palo Alto, California . ..;. Approval of a Regulat_o~AgreeliltlP,t with ~ l!P.llrtm!Tt.f me. and the Palo Alte Housing Corporatigp to Provide Pundino for the Ac~~i~ition and Rehabilitation of the Barker Botel Property and for the Operation of the Proiect as Low Income Rental Boa.Lng and Approval of Related Budget Amen.....,e," t Ordinance Mew~ers of the Council: REPORT IN BRID Council action is re~~ested to approve an agreement with PARe Apartments~ Inc. and the Palo Alto Housing Corporation (PARe). to fund the aCq'.J.isition and rehabilitation of the Barker Hotel building at 435-441 Emerson Street. in order to preserve the existing 20 lo'..r-rent 2ingle Room Occupan=y (SRO) units and, through rehabilitation .and conversion of some existing commercial space, to increase the number of dwelling units by 6 for a total of 26 units upon completion. The City's agreement provides a funding subsidy package for the project from three sources: CDBG~ HOME and Commercial Housing In­ Lieu funds, totaling $2.070 million or 67.78 percent of the total project cost of $3.050 million. The re~~ining funds are from a private bank loan to b~ secured by the property_ CMR:524:93 ,-.~. La.st Anril. Council provided PAHC wit~ a $175, 500 l,~an from CDBG funds for pre-development cost..s. Action is needed n~")w to approve a contract a,:;d regulatory agreement, sa PARe' Apart:r:ents, l!1c. car: aCq'J.ire the property and proceed · ... ith the rehabilit~tjon. A("ti~[j is also needed to authorize the allocation of the $1 million HOME funds and the $400,D.QQ in Commercial Mousing In-Lieu funds to the project. The additional $494,500 is already ~vailable in the CDBG Housing Development Fund approved by Council on May 17,1993, Resolution No. 7185. If the HOME funds ~re not under contract by Dece~~er 31, 1993, the City risks losing the 51 Xillion gran~. BACKGROUND On Cctcber 26, 1992, CO'.mcil amended the FY $12-93 con':"xact with the Palo Alto Reusing Corporation, to pro'Jide $18,0(10 in CDBG funds for PARe staff expenses, for evaluating th~ teasibili~y of pur-chasing the Barker Hotel and preparing financing and fund.ing applications. On Januarf 6. 1993, PARe executed a purchase option agreement with the seller of the Barker Hotel property for an acq~isition price of $1.5 million. The purch~se price was based upon the property's fair market: value, determined through an appraisal process conducted in accordance with federal procedures fc-=­ acquisitions by nonprofits using federal funds. On March 29 1 1993. the City was awarded $1 million in federal HOME funds by the State for the acquisition and rehabilitation of the Barker Hotel. On April 26. 1993, Council approved a loan of $175,500 from FY 92-93 CDBG funds for pre-development expenses. $40.606 has been expended \L~der that contract. to PARe To dat:e, On Novernber 15, 1993. Council adopted the City'S Comprehensive Housing Affordability Strategy (CHAS) for FY 1994. The CHAS identifies the preservation of the Barker Hotel, as the key housing activity during the year l to meet the CHAS priorities of "housing for hOr.!eless individuals" and "rer;.tal housing preservation" . PROJECT COST The total cost of the projecc is $3,050,000 for acquisition, substa~tial rehabilitation, conversion of commercial space to add the new units, perrr~nent and temporary relocation, pre­ development expenses 1 developer fee, miscellaneous and CMR:624:93 12/9/93 Page 2 "---.-- .' :/ contingency. Abo~-:. $875, DOG of t!;~ total cc.!sts aye att-r-ib'..lt.able to, or of b-=nefit t,~, the cOr.Lr>:l.ercial portian of the building (40% of the after rehabili tation squar~ foctage) Thl..:.s, the cos~ t<:l preserv€/create 26 units of low in~Qme SRO housing is about $2.175 million or about $83,500 per unit. "he cost per u;.it is less than other affordable housing project.; ....,hic~ are under ..... ay or recently completed. PROJECT BUDGET APRIL 1993 BUDGET CURRENT BUDGET }o.cquisition Rehabilitation Relocatior: Pre-develcpment, Financing, Escrow, Fees, Misc. Operating Deficit During Construction Developer Fee Furnishings, C~ntingency TOTAL ESTIMATED COST Projected Bank Loans Required Subsidy $1,90C,000 400,000 25,500 150,000 o Not Known 24,500 2~500,OOO 980,000 :;51.57 Million $1..90'0,000 cas, ,J':J~ 86,000 181,COO 79,O'JO 60,000 59,000 $3,050,000 980,000 $2.07 Million Last April, as shown above, tetal costs were projected at about $2.5 million, based on preliminary estimates with many costs unknown or roughly estimated. since that time, the building has been thoroughly inspected. The inspection reports detailed more extensive problems with the bUilding's electrical and plumbing systems and found safety problems and deterioration that necessitate additional rehabilitation work. PARe also proposes to install fire sprinklers within thE entire struct~re. Additions to the rehabiJ.itation specifications and mo:=e adequate allowance for contjngen,:::y, contrac:"or profit and overhead resulted in the rehabilitation budget increasing from .$4DO, ODD t.o $685,000. ether miscella... ..... ~eou6 costs, primarily reloc2.tion and an operating deficit during the consLruction period, make up the remainder of the cost inczeases. The relocation budget ha.'3 increased because the expanded construction work requires that all reside~~ial tenants be temporarily relocated. where previously it was thought they wculd be able to remain in t.heir unit.s. The operatJng deficit item is due partly to the more extensive construction work which reduces rental income and partly to the need for a bridge loan to cover the bank's share of the project funding from the date of acquisition to project corr,pletion. Prev-iously it was thought that th.e bank could provide its funds at acquisition. 12/9/93 Page 3 ----.-------~ •.. ' ! I' '; FUNIl!NIJ SOURCES 1'he propcsed fundi!".q sources are; CDSG -"J.'OT.b..L: FY 92-93: $175,5QO (already under r:ontract) FY 93-94: 5434,500 HOME ,City's FY 92 Grar.t) Housing Reserve: Private iBank Loa.n; AHP Gr ... nti : Toeal Sources of Fucds: $ 67{),QO-o 22.G%- 1,000,000 :;2.Bt {CO,DOO 1:=·.1% 9S0,CD0 32.1%- $3,rJSC,OOO lOG% Presently, $175,500 in FY 92-93 CDBG funds a~e under ccntr~ct for the project for pre-development expenses. The additicnal $494, seo in CDBG funds is a'.~ailable in the CDBG '·i-!o ...... :=:ing Development F",md" approved by C:;)uncil as pa.!"t of the FY 93-34 CDBG budget. The Stat.e has res,=rved (.:t-.e $1,000,000 in HOME funding for the Ba:rker, but the HO!offi f\,mds rr:ust be under contract by December 31, 1993, or the City r~sks losing the gra~t a~ard. If the proposed $400,000 in Commercial Housing Reserve funds is provided to the Barker, about $2.1 ~illion will remain in the commercial Housing In-Lieu Fund in unreser.'€'.d and uncommitted funds. The $980,000 bank financing is in the form of a permanent~ thirty year i take out loan of $640,000 and a ten year loan of $140,000 that converts to a g~ant. The lender is First Nationwide Bank, and the funding is provided under th~ Federal Home Loan Bank's Affordable Housing program (.~Fi. The bank loans are committed. but will not be available until after the rehabilitation is completed and the units are re-occupied. PROJEC'T FDUlNCINIJ The City funding is :in the form of three loans (reflecting each funding so~rcej secured by deeds of trust on the property. Under the attached reg'J.lat.cry agre~me!'.t and tbe notes, no repayment of the loans is required for the first ten years. However, at ten and one-half years and every ten yea::-s thereafter l the project's financial condition will be evaluated and, if feasible, a repayment schedule will be established based upon available surplus cash flow. The ten year periods are meant to follow the interest rate adjustments on the bank loan and the renewals of the corr:mercial leases. Should the prope=-ty ever be sold, the City will Ehare in the sales proceeds based on the City's contribution to the original project costs. The loa.n terms also give the City a first right of refusal to purchase the property, should PARe ever decide to sell. CMR: 624: 93 !.2i9!~3 Page 4 f ~: • / The :regt!lato.ry ag.reerr.en:: alsC' i~-=lud~s reguiremer1::'s ccr,cerr.:,ing the operation of the pl:'oject and enforces the rental affordability and occupanC'y y€strlctin:r.s dilring the 4(; year to?y:n of the agreement. The regulatory' agreeme-nt is require-d by the HOME program reg'...llations and is m~ant to er:sure the use of the proj ect as 10\1; rent housing, rega!:"dless of changes ir. or,.,'11ersnip or prepayment of the City loar.. The project will also be regulated by terms and conditions of the bank's loan, which has special requirements for affordable rents and occupancy. NEED FOR BARKER HOTEL SRO The Barker Ho~e! property cOr'.tains 20 occupied SRO units {including the unit C'cc'..lpied by the resident manager) on the second floor. Three cornmercial tena:1ts o'=Cl.:.PJ.' the ground floor and mezzanine. Existing SRQ rents range from $250 to $433 per month, which is lower than at other SROs in the City. The occupants are all lew or very low il'1come tenants. Somr: tenants have lived at the Barker for many years and others have :Lived there just a short time. While not ideal hO:.J.sing, the Bar-ker units meet the hO'.Jsing needs of many types of 10 .... · income and disabled single people. Some can afford to pay rent only by the week; others cannot handle the financial responsibilities of paying separate utility bills; others do :lot need or \o,'ant to cook for themselves; some need a central loc.:ltion neaY public transit, restaurants and sr~opping; and others just need their O-;,rrl private, affordable living space, With the on-site assistance and services of the Urban MJ.nistry, the Barker units will provide permanently affordable housing for 26 persons, many of whom would otherwise probably be living on the streets or in local shelters. !~ILITATION PLAN PAHe has develcped a plan for the rehabilitation of the building. The ground floor commercial space now occupied by Colossal Graphics 1fdll be comrerted into five new handicapped accessible units, an enlarged SRO e~t=ance and offices for the resident manager and the Urban Ministry. The strt;.cture will undergo a major seismic upgrading~ and the electrical system sel.,,'ing the residential units will be complete::"y replaced. A fire sprinkler system and neW' roof will be installed. Rot and water damage will be repaired in the baths, safer emergency exiting will be provided, and general interior and exterior paint and facade improvements will be completed. The b~ilding's exterior modifications were approved by the ARB at its meeting of Juu~ 17, 1993. PROJECT SClmI)ULE December, 1993 Council Appro .. :es Contract, Funding, etc Begin Relocation Plan CMR,624,93 a: 12/9/93 Page 5 ILL .. • ·-- January, 1994 Prepare Bid Documents Ccmplete Construct-ion Dr.:l'..rings Submit. Plans fc.r Building Pe:.~it Feb:::uary, 1994 Close Acquisition Escrow Construl:tion Bidding March, 1.9 94 Relocate Tenants A· .. ·ard Const:r'...!c:tion c.ontretct.s April~ 1994. Nov€.mber, 1994 Finish CO!1struction; Begin Rent-up December, 1994 Complete Occupancy & Reporting CloSE: P~.rmanent BaI"_k Loan; Complete Proj ect REVIEW BY CDBG CITIZEN ADVISORY COMMITTEE . , Because the revised project will utilize almost all funds in the FY 93-94 CDBG "Rousing Development Fund", a special meeting of the CDBG Citizen Advisc.L-Y Committee [CAe) was held on DeC'ewe::-1. The C~C tour~d the project site and had an opportunity to aak questions of staff and of the Palo Alto Housing Corpo:;-aticn. The CAe did not take any a~tion on the projecc. Individual CAe members wer.e encQu:r-agea. to attend the City Council. Meeting or to submit a written statement. The CDBG -Housing Development Pund n has been established to assist housing projects identified in the Corr.prehensive Housing Affordability Strategy [eRAS). At this time, other potential housing projects are not far enough along to need funding from the CDBG Housing Fund. Additional CDBG funds will be available for other housiIl£ activities as of July 1994. The Barker Hotel Project has now progressed to a point that commitment of the majority of the FY 93-94 Fund balance is app:r-opriate. A balance of $4,784 .. ill remain in the CDBG Housing Development Fund. Obligating the CDBG fur..ds will also keep the City in compliance with HU~ requirements for the timely expenditure of CDBG funds. ENVIRONMENTAL REVIEW An environmental assessment has been completed under the Nationa: Environmental Protection Act (NEPA). A Finding of No Significant Impact on the Environment (FONSli notice was published on November 7, 1993. There have been no public comments in response to the notice. A Request for Release of ~r.ds was transmitted to HUD (for the CDBG funds) and to the State (for the HOME funds) on November 23, 1993. Assuming chere are no public objections to the City's request, HUD and State's Offic€: of Housing and Community Development (ReO) will each release their respective funding on or after December 8, 1993. ApPLoval of the Release CMR: 624 :93 l2/9i93 Page 6 ~~'--->;' ? "~ of Funds is necessa!."Y before t.he City can appro-"e the cont.ra.ct with PAHC. Thi9 project has been determined LC be categc-ric:ally exempt for purposes of the Califc,rnia Envirorltl'.en':al Q1.lality Act. (CEQJt) under Sections 15301 I,d), Naintoenance of an Existing Fa.::ility, and Section 15303 (bl, Ne ... · construction or Conversion of Small St't"Uctures (Conversion of Six Dr PeINe:-Units) . RZCOMMXNDATroN Staff recommen~s that the City Co~ncil, 1. Adopt the attached Budget ArrIendment Ordinance a:..:.thorizin3' the transfer of the following funds to the 8arker Hotel project~ a. $1,000,000 in fiscal year 1952 HO~S grant funds, LO be ~sed for acquisition and other eligible costs, and b. $400, (JOO in In-Liel.l. Housina Funds, to be used for varicus project costs associated wi~h the addi~ior.al six units. :2. Approve the attached reg'.,llatory agreement (with i tE attached for:ns of promissory notes) with the Palo Alto Housing Corporation and PAHC Apartments, Inc., to provide dn additional $1,894,500 in funding for a total of $2,070 ,oeo ir. loans for pre-development. .. acquisition, rehabilitation and other costs related t.o the preservat ion of the Barker Hot.el, and tc, restrict the use and occupancy of t.he residential portion of the property to low income housing for 40 years in accordance with HOME program regulations. 3. Authorize the Mayor to execute the agreement in substantially similar form, and any other documents necessary-to close the transaction, includins, if necessary .. to execute the promissory notes and deeds of trust against the property. 4. I:'irect the City Manager to administer the provisions of the agleement. ~:Y:l;;;ed' CATHERINE SIEGEL Senior Planner ~~ ~E FLEMING City Manager C~:524:93 /,htd ;e ./dw.;" :r KENNETH R. SCHP£IBER Oil"ector of Planning and Community Environment 12/9/93 Page "7 1} 3udge~ Amendment Ordinance 2) F">..lnding and Regulat.ory Agreement With Palo Alto Heusing Corporat:ior~ and PAHC Apartments. Icc. 3) Letter From Palo Alto H01;.sir.g Corporatl.on Reql.lesti:-,g Additional Funding To Complete The Barker Hcte:l Froj~c~ and Financial Proforma cc: Palo Alto Housing Corpo~atior. PARe Apartments I Inc. CDBO Citizens Advisory Comltittee 495 university Avenue Parlners Urban Ministry Resident Manager, Barker Hotel CMR.:624:93 12/9/93 Fage 8 ORDINANCE NO. ORDINANCE OF THE COUNCIL OF THE CITY OF PALO ALTO AMENDING THE eUDGET FOR T~E FISCAL YEAR 1993-94 TO PROVIDE FOR THE ACQUISITION AND REHABILITATION OF 'rHE BARKER HOTEL WHEREAS, pvrsuant to the provisiorts of Section 12 of Article III of the Charter ot the City of Palo Al to, the. council on June 21, 1993 did adopt a budget for fiscal year 1993-54; and WHEREAS, on October 26, 1992, the Cit}· Council amended the fiscal year 1992-93 cont~act with the Palo Alto Housing Corporatipn (PJLqC) to evaluate the feasibility of purchasing the Barker Hotel building at 435-441 Emerson Street; and w~EREAS, on January 6, 1993, PARe executed a purchase option agreement for an acq~isitivn price of $1.9 ~illion; and WHEREAS, the acquisition and rehabilitation of the Barker Hotel will allow the city of Palo Alto to preserve 20 existing low­ rent Single Room Occupancy {"SRO") hotel units (including the unit occupied by the re.sidential manaqer) and add 6 SRO residential units; and WHEREAS, funding for this project will come from three separate sources: a Com~unity Development Block Grant (CDBGJ allocation, a Federal grant under the HO~2 Investment partnerships Proqram (-HOME Grant-) and the City's Commercial Housing In-Lieu Fund; NOW, THEREFORE, the Council of the City of Palo Alto does ORDAIN as follows: SECTION 1. The sum of Six Hundred Twenty Nine Thousand Three Hundred Ninety Four Dollars ($629,394) is hereby reduced from CDBG Project Number 01053, aNew Housi~g Development M , and is credited to the Unreserved Fund Balance in the CDBG Fund. Notes Receivable in the coac Fund is increased by $67C,OOO, rep:-esenting the total amount of the project funded from COBG funds, including $40~606 e~~nded last fiscal year. SECTION 2. This transaction 'Will increase the community Develop=ent Block Grant Reserve for Notes Receivable f~om $0 to $670,000 as of Cecember 1, 1993. There will be no net change to the Unreserved Fund Balance in the COBG ~~nd~ ~. A Federal HOME Grant award in the amount of $1,000,000 is hereby accepted. ATTACHMENi 1 ~ECTIQN 4. The sum ot One Million Dollars ($1,000,000) is hereby appropriated 't.o the Federal Housing Fund for Notes Receivable and Federal Housing Fund Grant Inco~e is correspondingly increased. SECTION 5~ This w:ransaction will increase the Federal Housing FUnd Reserve for Note;; Receivable fro!I1 $0 to $1,000,000 as of December 1, 1993. ~~. The sum (If Four Hundred ThousanCi Dollars '$400,000) is hereby appropriated to the commercial Housing In Lieu Fund tor Notes Receivable and the Commercial Housin~ In Lieu Unreserved FUnd Balance is correspondingly reduced. SECTION" 7. This t.ransaction 'Will reduce the Commercial Housing In Lieu Unreserved Fund Balance from $1~924,830 to $1,524,830, and the Reserve for Notes Receivable will increase from $0 to $400,000 as of December 1, 1993. SECTION 8. As specified in section 2.28. OB0i,a) of the Palo Alto Municipal Code, a tvo-thirds vote of the City council is required to adopt this ordinanc~~ SECTION~. The Council of the City of Palo Alto hereby finds that the enactment of this ordinance i~ not a project under the California Envir-onl'tlental QuC\lity Act ana, th@refore, no environmen­ tal impact assessment is necessarY4 SECTION 10. Municipal Code, adoption. As provided in section 2.04.375 of the Palo Alto this ordinanCe shall become effective upon INTRODUCED AND PASSED: AYES: NOES: ABSTENTIONS: ABSENT: ATTEST: APPROVED: city Clerk =",.,,----_._-----Mayor , APPROVED AS TO FORM: Sr. Asst. City Attorney APPROVED: Clty Man~a~g~e~r=----------- Dlrector of Financ=e~----- O~rector of Planning and community Development I i ! This dccurne~t is recordad fo.::-the benefit of the City of pal~ Alto and is eutitled to he recorded free of charge in accordance with sections 2i3S3 and 6103 of thE Government Cod~ After Recordation, mail to; OFFICE OF THE CITY ATTORNEY 25Q Hamil~on Avenue Palo ~to. CA 94301 . " .• " FOND XNG AND UGULATORY AGREEMENT Rl!LAT rNG ro TO BUlCEIl HOTEL BET'IIIEEN crTY OF PALO ALTO AIm PAIIC AP AIlTMEN"l'S, mc . THIS AGRE~!ENT is made and entered into on the day of , 1953, by and between the CITY OF PALO .~TO. a municipal corporation of the State of california (~CITY") and PARe APARTMENTS. INC.. a California nonprofit corporatior:. ( "CONTRACTOR· ) .. RBCI.TALS WHEREAS, CONTRACTOR has applied t.o CITY for assistance with the cost of acquisition and rehabilitation of the real property and improvements located at 435-441 Smerson Street in the City of Palo Alto. most. of which houses the Barker Hotel, a Single Room Occupancy C·SRO"', hotel, and for costs relating to ccnversion of existing space i.:1 the hotel to add,itional SRO hotel unlt5 (the. ~Projectr~ including as hereinafter more partic~larly described); and WHER.EAS~ the Project will provl.oe long le:m rent.al housing affordable to low and very low income households; and 'WrlEREAS, the Project qualifies for funding under .the HOME Investment Partnerships Program established by the Natio03l Affordable Housing Act of 19.90. and CrTY t~s been assured by the State Department c·f Heusing and COUliflunity Development (-HCD") that CITY will receive One ~llion Dollars ($l,OOO~DOO) of HOME funds for the Project; and WHEREft~. certain Project costs also qualify for funding under the federal COlmrn..mity Development Block Grant (-CDBG·} p:rogram, administered by the United States Department of Housing and Urb~~ 1 .. ,"..-. Development ("h'UO"), and CITY and the Palo Alto Hcusirg 'CorpoI'.:;.tioll {~PAHC"! have previously entered into an agreement and promissoI~ note, whereby CITY has loaned One Hundred Seye:n~y-fiv€ Thousand Five Hundred ($175,500) in CDBG funds to FAHC for the p'Jrposes of funding pre·acquisition costs relating to the Prcject; and WHEREAS. the developI':'le.:1t of new afford.::;.b! e rental hou.sing fulfills one af the purposes of t..r.e City' 5 Commercial Housiflg Reserve Fund and is also consistect 'll/'ith the affordable housing goals of CITY as outlined in CITY' 5 Corr.prehensive Housing Affordability Strategy (~CHAS~j j NOW, THEREFORE, in consideration of the Ir.'utual covenants and agreements specified herein, and subject to its terms and provisions, Lhe parties to this Agreement agree as follows: PART I: FUNDING A. DEF+N}TIONS 1. ".Assisted Unit" means one of the twenty-five (25) residential dwelling units that will be available for rental in the Project as of the dat~ of "Project Completion~. as that te~ is defined under Section (ll (A) (1.3) hereof. 2. "CONTRACTOR" means PARe Apartments, Inc~, a California nonprofit public benefit corporation. 3. nCDBG program~ means the Community Development Block Grant program, established pursua..l'lt to the Housing and COmITlunity Development Act of 1974~ ~d the funds allocated to CITY pursuant to that program l by HUD. 4 • " CIT"f " means the Ci ty of Palo Alto, a m\L'":Iicipal corporation of the State at California. "Qualified State Recipient" for purposes of the HOME Partnerships Program. chartered CITY is a Itlvesti:1.ent 5. ~HOME" means the HOME Icvestment partners!:ips Program established by the Nation~l ~fordable Housing Act of 1990, which is administ.ered .by HUn pursuant to the regu.lations publi.shed at 24 CFR Part 92 (the ~Regulations~). 6. II Household !! means the total number of persons residing in a single residential uni~ {Assjsted Unit) of the Project. Those persons may also be referred to, individually or COllectively, as "occupants" or !!tenants~. Household income is the combined inc~~e of the Household and is used to determine income eligibility, in accordance with the Re~~lations and with this Agreement. 2 -- 7. I:HUD" means the United States D-epartzr,ent of Housing and Urban Development j and its succes.:;ors. e. ~Income Certification-means a certification as: to income executed by members of a Household in the Project, in s'clbscar:.tially the form at.tached "hereto as Exhibit "A:'I, which is incorporated herein by this reference. 9. -Low Income Housel'lOld" means a hO'Jsehold whose adjusted income, adjusted fot' household size, as cOI'I'lputed purs'~ant to the In,come C~rt.ific~tion, dOes not exceed sixty percent (60%) of the ~.ediatl Gross Inco.."Tl.€ for the Area, as hereinafter define-d. Determination of tt~e status of a Household as a Low Income Household shall be ~ade upon initial occupancy of an As~isted Unit by each occupant, and recert.ified annually. 10. -Median Gross Income for the J!..rea" means tbE median income for the San Jose~ California Prirr.ary Metropolitan Statistical Area, as determined by the Secretary of P.TJD under Section 8 (f) (3) of the United States Housing Act of 1937, as am2nded. In the event that p:-ogr?..ms under Section 8 (f) are terminated, the median income shall be determined in accordance with the written directio~ of CITY in a manner similar to CITY's then-current income formula determination. 11. ·PAHC~ means the Palo Alto Housing Corporation, a California nonprofit public benefit corporation. 12. "Projectl: or • Property " means the real property and improvements located at 435·441 Em2rson Street$ Palo Alto, California, and more particularly described in Bxhibit ~B-to ~his Agreement, which is attached hereto and incorporated herein by this reference. The Project is more fully described in Section (I) (C) hereof. 13. "Project Completion" means the phrase as defined and set fort.h i:o t.he Regulations (specifically, 24 CFR Part 92, §92.:2). For the purposes of this Agreement, -Project Completion-shall furt.her be defined as the date of closing of CONTRAcrOR's permanent ("take·out-) financing for the Project. 14. -Very Low Income Household· means a household whose adjusted income, adjust.ed for household size; as computed pursuant. to the IrJ.come Certification, does not exceed fifty percent (SO%) of the MSdian Gross Income for the Area. Deter.mination of the status of a Househcld as a ·Very Low Income Household r shall be made upon initial occupancy of an Assisted Unit by each occupant, and •. :ecert if ied annually. 3 B ~ PURPOS'$ OF AGREEMENT The purpose of this Agreement is to set forth the respe~tive duties and responsibilities of CITY and CONTRACTOR with reSpEct tv CITY's loan or funds fer the Proje~t~ c~ DESCRIPTION OP _ ... ~ PROJ]!:CT The Project shall consist of the follc:.wing activities of C'ONTPACTOR: 1. Acquisition. CON'I'RA.CTOR shall acquirE the Proper~y in fee simple. As of the date of ~xec~tion of thi~ Agreem~nt~ the Propert.y consists of nineteen (19) BRO housing units. one (1) manager's unit .. one {1} r:lanager's office, one (1) social service office. and three (3} -llnit5 occupied by cctnmercial business uses whic!l are currently under lease or s·.ili1ease. 2. Rehabilitation. CONTRACTOR ehall substantially rehabilitate the building located on t!'-~e Property, including bllt not limited to~ {a) performing seismic safety impraver-,\ents; (b) installation of a new roof; {c) installation of fire sprinkler 5}'stem; (d) replace.rnent or repair of the residential pcrtio;l of the building systems, including electricaL heating, and pl-wrobiIlg; (e) repair of rot in common baths; 'f) installation of new rear exiting; (g) new paint; and (h) installation of new carpets. 3. CQnversion. CONTRACTOR shall convert one {l} ground floor comnercial use, known as 437 Emecson Street. into residential uses including at least five (5) Dew, handicapped accessible, SRO unit.s ... drh sr..ar-ed shower facilities and a nelll hotel entry. A residential hotel manager's office and an cffice for tenant counseling and support services shall be provided in the buildiDg~ During const.ruc:tion/ CONTRAC'I'OR shall tempcrarily relocate existing reside:J.tial tenants of th(; building a.s m.3..y be necessary and iD. accordance with the Regulations and the CD~; progr~, re~~i~ements. CONTRACTOR shall further provide the existing cOrmT".ercial tenant of 437 Emerson Street with permanent relocation assistance in accordance with the Regulation~ and the CDBG pr-ogram requirements. 4~ OperaLion. From and after Project Completioc.~ CONTRACTOR shall operate the residential po=tion of the Property as SRO housing, as defined under Section 92.2 of the Regulations, and in acccrdance l,dth the terms of this Agr-eement; provided, however, that City's funding for the ~roject shall not_ include cost.s incurred by CONTRACTOR after Project Completion. CONTRACTOR shall perioDm the activities described in this Section (I} Ie} in accordance with the Proj ect Development Schedule attached . lit: , , • to this. Agreement as Exhibit ·C," ""hier. is incorporated herein br t:.his reference. D. B.QJECT COSTS Arm FINASCING SOURel1~ The total cost of the Pl'Oj.ect is estimated to be Three Mill.ion Fifty Thousand Dollars ($3,05C,G00). Projected sources of funds ars; a.s foll~'Jfs: HOME funds Existing CDBG loan funds Additional CDBG funds City Commercial acusing funds Private bank loan Private bank grant TOTAL SOURCBS OF FUNDS $1.000,000 175,500 494,500 400,000 840,000' 11iJ,(l00* $3,050,000 CITY shall contribute a total of Two Million Seventy Thousand Dollars ($2.070,aOO) in total Project costs under this Agreement, as set forth under Section (I) {E) hereof. CONTRACTOR shall be solely responsible fer obtaining all other financing necessary for t.he Project. -This represents per.manent ~take-out' fir~ncing. OO~~CTOR will private:y obtain a bridge loan of approxiIllately One 1.,j,.i.l1ion Dollars ($l,OOOrOOO) for temporary pre-Project Completion financing. E. ern AG~ TO LQ"" Yl!lJI)S CITY hereunder agrees to loan to CONTRACTOR the following amounts of rr~ney from the following Bources (the ~Loans~)~ subject to the terms and conditions hereinafter set forth: .I.. CITY ag.!'ees to loan to C'ON'TRAC'l'OR the Gl..lJ!l of Four Ru..'"ldred Thousand Dollars ($4.00, COO) from CITY's COInme:.rcial Ro ...... sing In-Lieu Fund, in accordance with the ter.ms of this Agreement. 2. CITY further agrees to loa.'"1 to CONTRACTOR the sum of Six. Hundred seventy Thousand Dollars ($670,000) frClfl CITY's CDBG fi....l..Dds. in accordance with the terms of this Agreement and the CDBG program. This amount represents the sum of Four Hundred Ninety­ four Thousand Five Hundred DOllars ($~94/500~ allocated for fiscal year 1993-94, plus One Hundred Seventy-five Thousand Five Hundred Dollars ($17515aO}~ which ~s allocated to the Project from fis~al year 1992 -93 funds, pursuant to t.hat certain agreement between CITY and PARe, dated April 26, 1993, filed with CITY's City Clerk as Document No. C 3043320 (the "'CDBG Agreement"). PAHC has request.ed that CITY consent to an assigr.ment of the CDBG Agreement'. to CONTRACTOR, to become effective on the close of Escrow {as defined 5 I I I , .'" ----. . ' herein) for the Property, and CIT'; hereby giv.es its consent to such assisnrnent. The part ~_es intend and hez:e~y agree that this Agreement shall supersede the CDBG Agreement in its entirety, and that l.lPC!1 close of Escrow fer the Project, the CDEG Agreement and its related promissory nete shall be of :JO furt:her force and effe:ct. 3. CITY further ag~ees to loan to CO!,;~hACTOR the su..'T1 of O~e ~llion Dollars ($1,000,000) in HOME funds, in accordance with the terms of this Ag!'eement~ the HOME Investment Partnerships Progra..'T1 anj the Regulations. This Agreement shall con:roence as of the dat,= of its execution by CITY, and shall remain in full force aod effect ~ntil forty (40) years from the date of project Completion. As of close of escrow for purchase of the Property by CONTRACTOR~ CONTRACTOR st.all execute a separate Note ('!!Note-Gr "Notes")} secured by a deed of trust (which shall be subordinated to the deed of trust for CONTRACTOR~S private financing), for the total amount of each Df the three (3) sources of funcls loaned to CONYXACTOR by CITY hereunder/ as de~cribed in Section (Il (El hereof. The terms of the Notes shall be as follows: 1. ~ The form of the Notes shall be substantially similar to the forms attached hereto and incorporated herein by this reference as Exhibits -D·l'!! ~ ·D-2 -, and -D-.)-~ respectively. 2. Int~~t. The Loans 6hal~ bear no interest. 3. Payments. Except for modifications that may be made after the Periodic Review described in the following ~ubparagraph (I) {F) {4), or except in case of default or as othe~ise provided under this Agreement or under the NoteS, DO repa~~nt ~f the Loans sha~l be required under this Agreement until the date of forty (40) years from the date of Project Completion. However, CONTRACTOR~ at its option, .may make earlier payments on the Loans frotn any surplus cash flow from the Prcperty~ or from any other source~ at.any time during the ter.m of this Agreement. 4. Periodic Review. As of the date of 10.5 years from Project Completion, and then on each of the dates of 20.5 and 30.5 year5~ respectively, from Project Completion, CONTRACTOR shall submit to CITY a current income and expense proforma on tile property and the Project. Each profo:nna shall include updated first mortgage payments based on the most recent adjuEted interest rate and amortization sch~dule of CONTRACTOR'S private bank loan. 6 9J La 1,.,. 00XlIWI " " ----'------" Th~ proforma shall also include an updated budgst fo~ cperati~g costs, including reserves for replacement and an estimated rr.a.nagem-ent fee based on cu,stoma.n-charges in the m.i.rke'::. for simila.!" propez-ties and on CONTRACTOR' s ~xpe:rience over the pt'evio'..ls ten (10) years ,.,dth the Proje·::t itself _ The figures used in the proforma shall be reconciled with the inf.:;rtTldtion in the rtlost rece.nt audit of the Pr::iperty a.nd 'Project is ::..nc().rne and expenses. CONTRACTOR shall accurately record the time spent by its staf f and Board members in managing the proje~t. If the parties agree that the proforma projects a reli o ble and sufficient surplus cash flow that would thereafter allow regula~ payments on ~he Loans, CONTRACTOR shall cornme:Jc.e mak.ing armual paymF.:nts to the CITY from such 6urpl'u,s casr_ floW'. Such Loa!"l repayment shall be defined under ~.end.rnents to this Agreement and che NoteS, with such amend.'nents tD be processed as set forth under Section III (G} hereof. The parties a-gt'e~ that CQN7RAC!OR' s compensation for Project management shall be deducted from cash flo",,", prior to a determination of whether surplus cz..sh flo\!{ exists for purpo~e9 of requiring Loan repayments. 5. Payment of Ealap_G~R'.J..§.. Notwithstallding any other prov:i.sions of this Agreement. or th'3 Notes; as 0: :he date of forty (40} yea.rs from Project Completion, CONTRACTOR shall pay to CITY all of the remaining unpaid balaDces~ if any, on each of the Loans under the Notes. G. D XSBYRSEMSR'l' OF FONDS F T.ITLE l:N$URANCi The loan proceeds shall be funded through an escrow with First ~~erican Title Guaranty Company (the ~Bscrow"). The parties to this Agreement shall place all funds and documents, together with appropriate escroW' instructions, into the Escrow in order to fulfill the terms of this Agreement. The funds loaned to CONTRActoR in accordance with Section (I) (E) of this Agreement shall be disbursed to CONTRACTOR as follows~ 1. Acquisition. CITY' shall pay Nine Hundred Twenty Thousand Dollars ($920,000) by check or checks to CONTRACTOR, toward the cost of Property acquisition. That aroolmt shall be funded from a combination of HOME ~~d CDBG funds; as deterrrcined appropriate by CITY's City Manager or her designee. At the close of Escrow upon purchase of the Property~ CONTRACTOR, at its own cost and expense, shall secure the issuanCE of a CLTA policy of title insurance naming CITY as beneficiary, in the amount of the purchase price of the PropertYJ clear of any title defects that would prevent the CO!l.struction and operation of the Project ~ Notwithstanding the foregoing, CITY shall not pay the funds to CONTRACTOR as set forth in this Section (I) (G) {l) unless~ prior to the close of Escrow on 7 _ . ..,.------ the propet'ty, CONTRAcTOR has pro·"ided assurances sat.isfact·"JrY to the City M3.r:ager that tht; follo'Wir.g t'WQ (2) iS5'ues aff.;ct.ing the Property have been resolved: (a) All k..'"lowr. asbestos-containing-rr..ar.erial located at the Property shall have beer~ removed b)' a cO!J.tractor certified by ~he State of California for such asbestos work, with suc~ abatement acc~~plish~d in compliance with all applic~le Federal. Sta~€ and IQcal laws, ordinances ar_d :!':"egulations; and \~l All wo~k resulting from the SQi1 analysis in the vicinity of the f:.leJ oil tank bu-cied on the prupertr shall have been performed, including re.rnoval of the tar'_k if requil-ed by law, any draillin']. filli.ng, closing and sealing of the tank, and any necessary remediation associated wit~ the cank. in ccmpliance with all applicable Federal; State anc loce..l 1,;,w5, ordir..ances and regulations. :2 0 Pre-Deve' opmeQ1;.o ReJ:.ccatioD Construct.ion and .Rehabilitation. Upon written request to the City Ma:1ager. CITY shall pay CONTRACTOR far authori zed expenses incurred by CONTRACTOR, in accordaI':1.ce with the Project Budget attached heret.o as Exhibit ·En and incorporated herein by this reference. With each payment request. CONTRACTOR sball certif}' in writing that the services have been satisfactorily perfor.Med and that the expenses for which payment is requested are reasonable and necessary t.o complete the project. The City Manager reserves tho<:: right to disallow any cost not approved in advance by CITY. 3 _ Devel.oper's Fee. CITY shall pay to CONTRACTOR, at the time of Project Completion., a developer's fee in the amount of Sixty Thousand Dollars ($60,000)_ B ~ CI TY ~ S INTBRES T .~ TIm PROPER.TY CONTRACTOR shall be the Bole owner of the P~operty and the Proj8ct; provided~ hO"lriever, that CITY and CONTRACTOR shall snare in the appreciated value. if any. of the Property, based upon CONTRACTOR's and CITY's respective initial share of the Project funding, which shall be dete~ined as of the date of Project Completion. For the purposes of this Asreement; CITY's and CQNTRJtCTOR; s :respective initial sllares shall be known as t.heir ·beneficial interests" 0 The parties' respective beneficial interests in the ~roperty~ as determined at Project completion, shall be adjusted during the term of this Agreement whenever addit ional capital improvements are made to the building located there which are funded from sou~ces other than the Loans which are the subject of this Agreement; or whenever CONTRACTOR makes payments to CITY on the Loans. CONTRACTOR shall B infort:l CITY in "II'riting, in a timely ma~neri whenever such capital improvements have been made. Under anj' of the circ\lmStc.nces set forth in S€'cticn (IJ (I) h2n:Gf, CITY s~~ll have the first right of refusal to purchase tne Property by paying to CONTRACTOR the then~c'.l.rrent fai:::-rrarket value of CON'I'RA.--'"'TCR's beneficial interest ir. the PrClperty, less any outstanding loans on the Property other tha~ frcm CITY. The fair rr.arket value of the Property shall be d€te::rnined by an appraisaL obtained at CITY's sole expense. The appraisal shall consider the value of the property as restricted by the applicable regulatory rEquirements of this Agreement. If the parties cannot agree at;. the appraisal, then each party 51"411 designate an appraiser who, j ointly ~ will then select an independent cl.pprai sex. whose appraisal shall be the final determination 0:: the then-fair rr<arket value cf the Property. The parties shall split the cost of the independent appraisal. CITY shall r..ave the absolute right. in its sole discretion, t.o assign CI'l'Y's right of first refusal to p\:rcnase t:he Property to any othe~ individual or entity, or to designate an agent to purchase the property on CITY's behalf. I. DUB ON SAL' PROVISION The full and total amount of any outstanding Loan balance under this Agreement shall immediately become due and payable upon any of "the folloving occurrences: 1. Voluntary sale by COt-.""rRACTOR or any other transfer, including but. not limited to sale pursuant to any judicial or nonjudicial foreclo6ure~ of the Property during the term of this Agreement, :2. Terrnl.nation of the Low/Very Low Income rest:t"ictions set forth in Part II of this Agreemen~. 3. Any other default that is not remedied. in accordance with Section (III) (Al of this Agreement. CITY agrees that it shall subordinate its Loans and related deeds of trust to the private bank financing obtained b}~ CONTRACTOR for the initial purchase, rehabi11tatiou and conversion of the project as set forth unde= Section II) (C) n-3) of this Ag:reement:~ provided 'that any necessary Subordination ag:t·eement to be executed by CITY complies with CITY's requirements ar~ the Regulations. --------:----- ---.~: . ..•. :~.­,. CONTRACTOR she-.ll have no right to apply fer or to retJ.nance the private bank lo~ns after P~oject Co~pletion~ or ~o apply !~r or incur any ether deb':, that would result in a. lien cr other encul':".brance on the Property! or require further subordination of CITY's secured interest in th~ Property. ~ithout the prior writt~n consent of the City Manager to ~~ke such application or to incur such additional debt. A."y attempted applicatiofl or incurring of debt without CITY's prior written p'Z!rmission shall be null and void. In the event of any sale of the Property, the proc~eds of such sale s~~ll be distributed in the following order: 1. to cover the cost.s of '[he sale; 2. to the privac:e bank(s), to repay any loan(s) ob'Cained for the initial purchase, rehabilitation and conversion of the Project; 3. to CITY, to repay the Loa~s, and CITY shall allocate such repayment to C:;:TY's three (3] funding sources in a::::cordance 'Wit.h their respective percentass sr~ares oE the Proj ect' s original funding; and 4. any remaining proceeds to CITY and CONTRACTOR, ba.sed on their respective, remaining beneficial interests in the Property~ x. ASS.:J::.GNHENT 01t TRANSFER Of TITL!!; No assignment or transfer of title to the project shall he permitted, except with 't.he prior written approval of the City Manager. No such app~oval rr.ay be given until and unless the proposed assignee or ne..-holder of title agrees in writ:i.ng to assume all obligations of this Agreement and the Not.es. Any attempted assignment or transfer of title shall be void without the requ.ired prior 'Written consent of CITY as set forth in this Agreement. PART II ~ REGUJAl'QRY RliQUIP:D!EN'TS A. SUBaRPINATION TO ~@EOOlREMENTS It is agreed and understood that the tern~ and conditions of this Agreement are subject and subordinate to the provisions ot the HOME Regulations and the CDBG program regulations~ and all applicable HOD administrative requirements~ including. but not. limited to, the uniform administrative requirements set forth undEr Section 92.505 (b) of the Regulations. as amended. CONTRACTOR shall also perform all of its activities under this Agreement in compliance with all federal laws and reg-'Iollations described in Subpa:t::t II of the 10 · " .... ~: >;-.,:., -" -;.. '~.-- Regulacions. In t.he ev~nt of any cor.~l let between the provisions c,f this documen!:. and the provisions o-t any applicable laws. HUn regulations ot' :!:elated HUD ad:ninist.rative rCqt!i:r-eITIcnts, then the laws, H"'u;) regulacior..s or related administrative requ:':rements shall control. These regulatory requirements shall be in effect for farcy (40) years from the date af Project Completio~. and shall survive any early payoff of t.he Loans by CONTRJ..CTOR under th-e Notes. c. OSE 01' PROPERTY As of the date of Project Completicn, the Prop~rty shall be used for a minirr'.uJ'r'. of twenty~five (25) Assisted Units oE SRO housing, as defi.ned under Section 92.2 of the Reg'J.latior!s, as a!'nended, for Low and Very Low Income Households, plus one (l) manager's Unit, one (l) room for the manager's office, and one (l) separate room for on-site provisiOll of social services for Project occupants. '1'wo (2) of the three (3) units c'.lrrer:tly used for commercial purposes may continue to be used for commercial purposes during the tenm of t~is Agreement ~ D. RENT LRYELS I OCCUPANCY Maximum rent levels at the time of project Cornp.letior., and for the remainder of the term of this Agreement, shall be as follows; ~. Five (5) of the Assisted Units shall be occupied by very Low Income Households and shall be rented in accordance with Section 92.252 (2) (ii) of the Regulations, as amended. ~. Tee re~aining twenty (20) Assisted Units shall be occupiec by Low Income Households. The rents for those Units shall be no greater than the lesser of: a. The rent determined under Section 92.252{a) (1) (i) of the Regulations. as amended; or b. The rent deterIUi.ned under Section .92.252 (a) (~) (ii) of the Regulations, as amended. however. based on gross incOi!1.e of no more than sixty percent (60t) of the Median Income for the Area, rather than sixty· five percent (65%), as set forth in such Regulation. 3. In accordance with the Regulations. CONTRACTOR may evict a tenant only for s.erious or repeated violations of the lease; tor violation of applicable federal, state or local law; or for other good cause. ;, . " , ." -i - 4. If a Household ceases required l:iy this Sect.i,:)I~ (!I) (e) • accordance with Section 92.252{c} to qualify as Lo'''; Income, as th~ Household shall pay rent i~ of the R.egulations, as amended. T.;:r:ants shall be offer~o leases for a minimt;rr. term of o~e 11) year; however I a shorter lease, inc1uding a tenr. of one ill or rr.ore ·.·(-~eks or months. may be entered into by ~mtuo.l C).-;rreement of tenant and CO:r-.'TRACTOR. All leases under the Project sr:all be consistent. with the requirements c,f th~ Reg1.:.1ations. pailure by CONTRACTOR to maintain the affordability levels and occupancy restrictions required cy this Agreement shall be ccnsidered a default under this Agreement. H:-...... ever, the Prnj ect. shall qualify as affordable housing despite a temporary noncompliance wit.h this Secr.icn(II) (0) 0.) and [2} if :he noncompliance is caused by incre~ses in the incomes of existing tenants and if all vacancies are filled in ac;:ordanc~ ",,'ith SectiQn (Ill {E) hereof until the noncompliance is corrected. CONTRACTOR shall operate the Project in accordance with the Regulations, including, but not limiteo to, adopting written tenant selection policies a.."1d criteria~ with respect to selecting tenanr.s. However, to the exten~ feasible, priority for occupancy shall be given to tenants from the following categories. Further definitions of these categories s1"..all he as Bet fClrth in CITY's adopted CHAS: 1. Unsheltered homeless personsj 2. Shelte:.-ed homeless persons; 3. Persons with disabilities; and 4. Persons with extremely lo~ incorn~. In accordance with the Regulations, CITY shall adopt affirnative mark€ting procedures and requirements with respect to marketing the availability of the project. CO~~~CTOR shall follow such procedures and require.ments in its marketing and public infGrmation efforts concerning the Pr0ject. The current tenants of the Property I w~a are eligible tenants of Households with Low or Very Low Incomes under the Regulations l shall be entitled to becorr~ tenants of the Project ~t the time of project Completion, with rents to be determined in accordance with this Agreement and the Regulations at the time of Project Completion; provided, however, that there shall be no restriction r " ~-~~~~ ~;:.',~.:> ,. ~e9arding the use or rental charge of the commercial un.\ ts upon the expiration of t.he existing leases for those units. Notwithstand':ng the maximum rent levels for the Assisted Units set forth in Section (II) (D) hereof, CONTRACJ:'OR shall make reasonable efforts, as financially feasible and in accorcl~nce with the Regulat.ions, ':'0 maintain rents for all Assisted Units at the levelS existing as of the date ct purchasE oE the Project, phlS reasonable increases for operating costs and inflat.ion. CONTP~CTOR shall continue to seek HUn Section S rent subsidies, or any other eligible HL~ subsidies that may beComE available during the tr=rm of this Agrce:nent, for all Assis:.ed Units, as the subsidies or any other '1lssistance beC',o1ne: available. G. ~ERVICES TO TENANTS CONTRACTOR shall provide.-during the term of this Agreement, at no cost, an office in the Proj eet to be used by a social ser.rice provider for the Project. The parties intend that social services, such as counseli~g and case management, will remain available to tenants of the i'roj eet throughout the term of this Agreement. CO~'TRACTOR shall not boe required to pay the other costs of providing the social services. but shall cooperate with CITY, any private entity and any other governmental agency that may provide the services tr.rougbout the terrr, of this bgreement. II. PROJECT H1!NAGI!!!E>!T CONTRACTOR shall at all times during the term of this Agreement comply with the Regulations ana with the uniform administrative r~~irements as set forch in Section 92.S0S(bJ of the Regulations, as amended. CONTRACTOR shall at all times during the term of this Agreement maintain the Property in a mann~~ so as to )ueet the minimum housing quality standards set forth in 24 CFR ~a82.109, as ~~ended. I. FINANCIAL AUDITS CONTRACTOR shall provide CITY I during the term of this Agreement I with copies of audited financial statements of CONTRACTOR, including any management letter comments on the adequacy of internal or operational controls, within one hundred twenty (120) days of the close of each fiscal year. The audits shall be conducted in accordance with 24 CFR part 44 and Otoffi Circular A-133, as amended. CITY reserves the right. during the term of this Agreement, to audit the records, including the financial records supporting t.he aforementioned financial statements. a."ld other records and documents pertaining to the operations of the project. 13 • I 1 J. > ;r; ~'~ ,', , ;'.­ .:,":;:',,' .,;,..: CONTRAC"I'CR shall maintain r2cords of the Pro] ect as required by Secti~n 92.509 of the Reg~lations and as rr~y be required unde~ the CDBG progra.-.t. as amended. CONTRACTOR shall document all C05't.S by main~aining complete and accurat.e records of all financial tra:,.sactions. including. but not limited tc. contracts.. invoices. time cards, cdsh receipts, vouchers, c2!;,ncell-ed checks, bar..k stat~ments. and/or other official documentation evidencing in proper det.ail th-e nature and propriety of all charges. All tenant li~ts, applications, verification of tenant. income and waiting lists relating to the Pl-oject. shall at all times be kept separate and identifiable :EreII'. any othe:z: business of CONTRACTO'R that is unrelated to thE-Proj ect, shall be maintained by CONTRACTOR in a reasonable condition for proper audit. e-.r.ci shall be made available to CITY during business hours, to the extent permissible under ~aw5 and regulations protecting i~dividual confidentiality. Failure to keep such lists and applications or to make them available to CITY shall be considered a de:ault under this Agreement. CQm'RACTOR shall preserv-",-its records and II'ake them available for review by CITY: 1. Por a period of three (3) years from the date of the submission of the final expenditure report under this Agreement; or, 2. For such longer period, if any. as is required by applicable law; or, 3. If this Agreement is terminated, the records relating to the work termir~ted 5hall be preserved and made available for a period of three OJ years from the date of 3..&"1.y resulting final set.tlement; and 4. For a period of three (3) years from the final termination date of this Agreernent~ K. ON SlTE rNSPBCIIONS CITY shall have the right to make periodic on-site inspections of the project during wondng hours. including during the rehabilitation of the Property_CITY shall also make at least one (1) on-site inspection of the Project eac~ year during th€ term of this Agreement. 14 ""----- , I • , . ," / ---....... _---,,_._--- L. DEFAVLTS: &lMEprES If, as determined in the sole discretion of CITY, CON1'RACTO~ fails to observe or perform a.ny ccvenant, condit ion or agreeII'ient contain~d in this Agreement for a period 0f thirty (3D) days after written notice fl:cm CITY specifying such failur'02 and reque.=ting that it be remedied, unless CITY shall agree in ..... riting t.o an extension of such time prior to its expiratio~, ~hich consent ~hall not be unreasonably withheld in the eve-nt that the faihlre sp.::cified in the notice cann.ot b"" corrected within the applicable time period and CONTRACTOR has instituted correcciv? aClion within the a?plicable period and has diliger..t:.ly pursued suc~ ccrrective ~ction, then ar.d in such event (ar. ~~fent of Default~l, err! shalJ be entitled, and in addition to all other remedies provided by la~ or in equity! 1. To obligations cODlpr::nsatioD in the event compel specific performance by COt\7RA.CTOR of its under this Agreement, it beins recognized that by monetary damages will not be adequate cOIT1pensation of CONTRACTOR's default; 2. To exercise its rigllts under the Notes to accelerate payment in full of the Loans, in acco!"dance with Section (1) (Il hereof; 3. To exercise its right of first refusal to purchase the property, in accordance with Section (I) (H) hereof, or to cure any default. Any election by CITY to C1.lre any default shall oot be deemed a waiv~r by CITY of any dut.ies or obligations imposed on CONTRACTOR by Chis Agreement or by the Regulations; and 4. Notwithstanding any ethel: prevision of law relating to the acquiSition. management or disposal of real property by the State, to do any or all of the following: a. Possess, operate, complete, lease, rent, renovate, modernize. insure. or sell for cash or credit, in its sale discretion any properties conveyed to it in exchange for debEntures as provided in the Insurance Law; b. P'<,lrsue to final collection by 'lriay of compromise or otherwise all claims against CONTRACTOR assigned by CONTRACTOR to C::rTY; and c. Convey and execu te in the name of CITY deeds of conveyance, deeds of release. assignments and satisfactions of the deeds of trust, and any other writteD instrument relating to real or personal property or any interest therein acquired by CITY. 15 ') S , , ., I i • , ;/. H . SERVICE ~EMEN::t CONTRACTOR shall. as of the close of Escrow, enter i~t:.o a service agreement .... ith PARe, whereby PARe .. .'ill perfonn certain senrices relat.i~g to this Agreement. Tr.e-service a.greerr.en't 5:1a11 be in a form ~atisfactcry to CITY's City A~torney~ and shnll provide CITY wir:.h the right t.o enforce 't;:he service agroee::nent. A ~ INDBPENDENT COt:TAACl'.PR CONTRACTOR shall maiI!tai nits nor.;profi t corporate status as defined by California Corporations Code section 5060~ as amended, duri,lg the term of this Agreereent. No~hins contained in this Agreement is intenaed to, or shall be construed ic any manner, as creating or establishing the relationship of employer/employee: betllleen the parties. CONTAACTOR shall ,3.t all times remain an independ~nt contractor with respect to the 6-:r"Jices to be performed under this AgreemeD t . B.. INDEMN'Ipr~J:ON CONTRACTOR. shall protect, indemnify. defend and hold harmless CITY froro and agains~ any and all claims, actions, Suits, liability. charges and judgments wbatsoever that arise out of, or are caused by~ CONTRACTOR'S negligent perf:J.rmance or nonperformance of the terms of this Agreement or COz.."TR.ACTOR's willful rnisccnduct or conduct for which thto law imposes strict liability on CONTRACTOR in connectio~ with t.he performance of or fai lure to perfonr. und~:r this Agreement. CONTRACTOR's obligations under this Section (III) (D} include t}",e d ...... \ty to protect, indemnify, hold harmless and defend CITY, its Council merr~ers, officers, agents a;ld E:IDployees from and against any and all claims, deroanGs~ liabilit.ies, losses. damages, costs, e-xpenses, lians, penalties~ suits, 01.' judgments that may arise at any time~ in connection with or as a result of this Agreement or the Project, under tne Comprehensive F-nviro~~ental Response, Compensation and Liability Act (42 U.S.C., §§ 9601·75, as ~~ended); the Resource Conservation and Recovery Act {42 U.S.C., §§-69Q~-SZ. as amend~d); the F~zardous Waste Control Act (Heal. & Saf. Code, §§ 25100-25250.24, as amended); the Safe Drinking Water and Toxies Enfo:i.."cement Act (Heal. & Saf. Code, §§ 25249.5'2::':249.1.3. as amended); the-Underground Storage of Hazardous Substances Act. (Heal. & Saf. Code, §§ 25280·99.6! as amended); the Hazardous Substance Account Act (Heal. & Saf. Code, §§ 25300·95. as amended); the Toxic Substances Control Act U.S U.S.C .• §.§ 260~-257~, as amended) j the Carpenter~Presley·Tanner Hazardous Substance AC~OUDt Act (Heal. , Sa!. Code, §§ 25300-25395, as amended); or any ot.her 16 • >"~-•• ~ ~'~f~1~,: ." ;"":ic~,,·. -:~.>- c,"",j;,., ,..~ ,/ ~ '1-:"_" ______ -'-" __ ,;..__.' __ • __ _ local; State or Federal ordinance, law or rEgulation that may now exist cr hereinafter be enactee, or at CO~T.on law. C. ~CE As oE the close of the Escrow for the Property, CONTRACTOR, at its sole cost:. and expense, s-hall have sec'.lred and shall continue to maintain throughout. the term of this Agree!!lent, workers' cornpensation~ comprehensive general liability, automobile liability. personal inj~ry, property damage, and fire and extended coverage insurance, insuring agaiDst all 1 iability of CONTRACTOR and its authoriz.:d rep't'"2sentatives arising out of or in connection wi th the Proj ect, th~ Property or CONTRACTOR's perfonnance or nonperformance -under this Agrc:ement. In addi t ion, CON'I'RACTOR, at its sole cost and eJ.."'Pense. shall secure and m.ni L:.tain course o!" construction insurance covering all construction activities to b~ undertaken pursuant tD this Agreement. CONTRACTOR and any subcontractors aSSigned to the performa:r!ce "f the terms and conditions of this Agrea~ent shall comply with the coverage ~t6, required endorsements, certificates of insuranc~ ~~d coverage-verifications as defined in EXJUBIT ~ F· I .. Insurance Requirements·. attached hereto and incorporated herein by this reference~ D. ASSIGNXg!I'1: Al.l rights granted hereunder arE:: personal to CONTRAC'l'OR and are not assignable or transferable absent the prior written consent of the Ci t.y Manager on behalf of CITY, and any attempted assignment thereof shall be void~ E.~ Amendments to the terms and conditions of this AgreemenL shall be requested in writing by the party desiring suc~ revision~ and any such adjustment to this Agreement shall be deterI''I1ined and be effective only upon the mutual agreement ot CITY and CONTRACTOR, as sec forth in a written and executed amendment to this Agreement. Amendments made by HOD, or any authorized Fede!."al official, will be deemed to be incorporated herein. Any duly authorized and executed amendment hereto shall be recorded in the Office of the Recorder of Santa Clara County, california. F. NO THIED PA..~TY BEHEFICrARY This Agreement shall not be construed or deemed to be an agreement for the benefit of any third party or parties, and no chird party or parties shall have any claim or right of action he.ceunder for any cause whatsoever. c:~ SiYERJI.BI:LITY Cr..ItoUSE In case anyone or more of the provis ions contained t.e-rein shall, tor ar.y raasonj be held invalid, illegal, or '.,;.nenEorceable in a:1y respect. it shall not affect t!-H~ validity of the other provisions: herein, which shall remain in full force and ~~fect. H. ~il.....i';'EDGING Q? CITY' S c~ Under no circur.tS~ance5 shall C0~'TRACTOR have the authority or power to pledge the credit of CITY or incur any obligation in the name of CITY. I. NOTICES Any notice which may be or is required to be given under this Agreement 5~ll be deemed given on the second day followi~g the date on which the s,:;une t.ave been mailed by first class mail. postage prepaid, addressed as follows: CITY: City Clerk 250 Hamilton Avenue Palo Alto, CA 94301 {41S} 329-2563 A copy of all notices and correspondence must also be sent to: Director, Planning & Community Environment City of Palo Alto 250 Hamilton Avenue Palo ~to~ CA. 94301 Phone: (41S) 329-2441 FAX: {-415) 329 -224.0 J. JmRGIR C!&AUSB CONTRA~OR: Executive Director PARe Apartments, I~c. ~40 Co~~er Street Suite G Palo Alto, CA 943Gl~1S06 This Agreement constitutes the sale agreement of the parti.es hereto relating to the Proj ect and fully states the right5 1 duties and obligations of each party as of the date of this: Ag-reerne.nt. Any prior agre~~nt (including the CDBG Ag~eement {No. C3043320} which wil.l be superseded at close of Escrowj, promises, negotiatic.ns, or representations between the parties not expr~ssly stated in this Agreement are not binding. E. RECORDATION This 1I.greement and any amendments or supplements theret.o shall be recorded in the Office of the county R,,=ccrder of Santa Clara county, California. 18 , L. SUCCESSOas BOCNn This Agreement and the covenants and conditions co~tained herein shall ru.~ with the land and shall bind, and the rJenefits shall inure to CONTRAcrOR and its respective S'\.:.ccessors and assigns and all subsequent O\lllIlers of the Pr::;j eel: or Property cr al'''ly ir:terest therein, and to CIT!" and its successors and assigns. IN WITNESS WHEREOF, the parties have e:.<ecutec' this Agz:eement on the date fi~st above written. CITY Oll PALO ).LTO Mayor A'I'"'rEST: City Clerk APPROVED AS TO FORM, S~nior Aasistant City Attorney City Manager Director of Finance Director of Planning and Co~,ity Enviro~~n~ City Auditor Risk Manager Exhibit A~ Income Certification Form Exhibit B: Property Description President Board of Directors Exhibit C: Project Development Schedule Exhibits D-1i D~2. D-3: Promissory Nc~es Exhibit E: Project Budget Exhibit F: Insurance Requirements 19 STATE OF CALIFORNIA s.s~ COmITY OS SANTA CLARA On 19.93. before mer 3- notary public j n and fer said County. personally appeared JEA.'N McCOWN'r personally known to me (or proved to me on the basis of satisfacto:i.:Y eyidence,1 to be the person whose name is subscribed to the within instrument and dcknowledg€'d La me that he execute·:j the same in his authorized capacity, and tr~t by his signature on tbe instrument the person, .or the entity upon behalf of which the person acted. executed the instruroent. WITNESS my hand and o~ficial seal~ Notary Public in and for said county and State 20 · , ... STATE OF CALIFOP~IA ss. COUNTY OF SANTA CLARA On :12ecc"~'\....P'r= ~--:7-:-__ r :i993, before me, a Notary Pu.blic in and for said Countr and State j personally appeared JOSEPH F. ~mRT!GN~rrIr JR., personally known to me to b~ the person whose name is subscribed to the withi:::J instr>.uner:.t. and acknowledged to rr.e: that he exeC'.lted t:-Le same in his authorized cap3.cit}· as Fresident, Board of Directors of PARe _~artments, Inc. a California nonprofit corporat.ion , and t1'l.at by his signature on the inst-1ument acknowledged that said corporation executed the sa~~. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in c.his certificate first above written. ...... * ........... .,. ...................... *"**l .. @ omCIALSEAL :: i .. B. VIU.ERIE GLASSfORD : I · WOTAII~ P09UC c.u\f~N1'" :: $ANT A CL""" COUN"N" t .... COI,IWSSIOI<E1P10E.lIlo.\!lC.I8.1S94 .. • *,,*, •• ,.***~*****.t ,.............-------=:t::.. \...S)~,~ ~\ . Notary Public in ana f~ sai county and State --...~._ 21 • ~. ' EXHlBIT A !~C.O¥.E/.;S!;ETS WOR::'.Sl:'i!:!:1' • INC(1HE CEp.TIFrCN1I0:-r FOR!'l A??I.!C".I,,~"'£? A:-'-:;,.L3,,!. --:-:c:"'='~!"",Q~Y:-,I~.~'C~O~""=_~/~A~S~S~S~·~. __ -,-_y~£~s ... -,-I_~,,=o_-,-___ ~co.'·t:e S EC"l'I ON !: E:n'Olovr.letlt -1 E."tlt;l~\.~ent -'] L-:::-l~V!:I~r.t -j Se:).! ~clC~!'l= ~o<::i'!.l 5ec'J:--it..., SSI V;'!,I'E OP ;"S5E.TS --------- -------I -.J __ _ I I re:l.sicn /~eti =-~:!l.e:":t i"":!"lo! VA ~e.:"J.~ion ~is~bi!i~v/~aat~ !~~e=~~s _' _____ ~~--_-~------ r_N'''DC Alir..onv C!'Iild S";:.-tj~rt. IRS £a,net! I!l.c::""M: C:ee!. 't. t~ Sum Pa~~~. S.:ot:olar",hic'l Gr .. rot.s St1~d.s ~on-C~sh ~mo~aatioa RIi!tC:l:z:r1.nCl Gift$ t.!D~~lIce Bene£!t.lI I O1!her S~at~~~ ef ~o Ine~e E EC'rl OR r 'rO'l'Jo.L SECI!'IOlri I::. !<lvincrs AccOnr.t.s Check~a Acc~~n~s Stcc:lr:s/S<::nds ~-Bil1&/CDG~~ey ~rke~a IiLUJK_oans. l-eal Estate lEatitvl !l"f<;,estt:lel'lts: Di~rcsed of A2$e~a C'thc StC~!ON II TOTAL I 1\\\\\'\\\\\'\ I 1\\\\\\\\\\\\\ , , f I I I I i\ \\ \\ \\' \ \\ \\ \\ \\ \\ I I I I I I _ 1\ \\ \\ \ \ \ '. \. \\ \\ \ \ \\ \ 1 .If !"QU,l. VAU1E ~p ASSETS is. < ss-~oao. us.e, act::;cl "''N~tJA!. I:'CO~E !:-:::.m SEC'l'lOS 1-1 8.'i;cvt! in the-!'I~ary :Ct=:101-"~ !f ro'!'AL V".l..tJE DE" .1IS5ETS is ) $5.000, use t..~e la::-<;er of !l:c~·.J.,l Ai4Na ..... L I~CO~E Gr i~pl.:.ted incol!ae i=OlI; 6sset.5 (TOTAL VALUE O~' 1.s5E~.5 1t ~055} in tl::.e. s:;.:lr.Iary b~lo"'4 . $UX1".}.,p.:: 'I'otal Earnad !r'lco'Oe (SECtlOB I TCl'JU.) L 1 ~o~al ~ct~al Inc~~ fro~ ~~se~s CR r 1 !o~~l l~pcte~ lnco~e f:orn ~sse~5 :-Ul},L F.!V!EW or I}.!CO~..E/1>.sS.:::rs: By: ,---- ,---- - .- OH1BTI & 6MKER KOTEl 435-441 Emerson Str-eet~ PaTo Alto L..E.~ DESCR.IPTlON PortiOrt dl.Dt5 12 and 13, .B!odc 13. as ~ on ttre Map c1 me Mills Su:xfJvJ$iOt'! ot BIDCk 13 ill tI1e Tovm at UnivGr$iCy P&1t;. rvcorded F«xuil)' 2E, 'tS851 in &x»~ 0 01 Ma.,:r.:;, page 71, San:a Clara C:o~my .~d$, desa!h<>d ... toll"",,: 6egInrJn~ tTl f"Ie ~~ 6ne of Smersor. Sjreet, dislanl 1r.e"$On 1 SO fee! Northwesterly from ~ poir\l. Of lnt!il'rsection of She Norfhe.asierf;. ~ne Of Emerson Str~, wtttl tt1e NarthWEiSltlrfy ftne 01 Unjl,"£!~~ AY9rwe; tj'I,ellCe (:()r.tinuing Nc~erly fdtl~ 1it.e Northeasterly line al' ErnetSOl'l Street. 50 i&et lhence lilt f.wht a.,gIes ~ortrlfiaslerl)' PS fHt;. 1tHilnc€ m right angies SoJ.r.hiJaslerJy 50 fefl~ ~r.c.e at ri~N .jllgfes SoU'thwest.~t 9S ("ili 10 1hi: ~ter.y liM c:f £me~n Stteet, v.d 1I1e-~inl of begiMi..,~. , 1. 2. 3. 4. 5. 6. EXliIlllT C PRQ.TEC'T DEVELC,PMENT SCHSDULE Close JI..cquisition Escro ..... /PurcnasE:· of Property Complete Relocation of Commercial Tenant and Temporary Relocation of Residential Tenants Begin Rehabilitation of Property Complete Rehabilitation of Property Complete Occupancy of Property Complete Final Reporting and Documentation; Close Permanent Financing " Febn...ary 1994 March 199-4 April 1994 Novert'lber 1994 December 1994 t,', $670,000.00 EXHIBIT D-.l PIWMI SSORY .IOTE (CDBG FUNDS) ~-.,' ;,. ;..:.~:~:: D&te: Pa.10 "'A'l""tCCo-,~caiifornra- FOR VALUE RBCI;IVED, PADC APAR'I'MEN'l'S. INC •• a corporation organized under the Nonprofit Public Benefit Corporation Law of the State of California (·BQRRO~"ER" l. promises to pay to the orc€:r of the CITY OF PALO ALTO. a charter city and a municipal co~pcration ("CITY" l. the principal sum of Six Hundred Seventy Thousand Dollars ($670 6 00'0.00) at t.he office of Revenue Collections of the City of Palo. ~.lto. 250 Hamilton A\.~enue, P. O. Box :10250. Palo Alto r California 943 ()3. or at such other place as CITY T!'.ay from time to time designate. from the date of this PFOrJIISSORY NOTE :the "Note-). until paid. at the rate of zero percent (ot} p~= year on che unpaid principal balance~ as required hereunder or as reqtdred under the agreement referenced belo~_ This Note is secured by a deed of trust executed by BORROWER in favor of CITY as beneficiary~ in the a~~unt of $670,000. a9ainst BORROWER's interest in that certain real property and improvements located at 435-441 Emerson Street, Palo Alto, California, Assessor's Parcel NU1J>.Der 120-:26-023 (the -Property"). This Note is made in connection with an agreement entitled -FUnding ~d Regulatory Agreement Relating to tl18 Barker Hotel Between the City of Palo Alto and P~~C Apartments, Inc.-(the VAgreement~). The Agreement provides t.hat BORROWER is the recipient of certain federal Cocmru.nity Development Block Grant ('CDBG·) funds (under this Note! designated for certain costs, including some of t.he costs necessary to acquire the Property for the pr~.servation, rehabilitation a..""ld expansion of the lo~ income, single room occupancy hotel located there~ known as the Barker Hotel (the ·Project·)~ Any amounts advanced under this Note shall, at the option of CITY, become immediat.ely due and palo"able upon the occurrence of the earlier of any of the following: (a) BORP~OWER'9 un~emedied 6efault or failure to comply with all of the terms of the Agreement, including any termination of the L,:-.w/Very Low Income restrictions set forth in Part II of the Agreezr-.en t , (b) The termination of the Agreement with or without causei or 1 •• I '::'". (c) {Io1'itt"~out prior written consent of CITY, the sal~. conveya:1ce, assignm.ent, hypothecation or furtr~er encu.'1'!b-.:ance of the Property or the Project, tr.e retinan::-ir:.g of the Propert:y or the Project, or the transfer to any vther party or parties any interest of BORROh'"ER in ':he Property or t~e Prcject, inc::h!ding but nat limited to sale p-w.rsuant to any judicial cr nonjudicial foreclosure. Should none o:!: the foregoing e-vents occur~ the tErms of repayment of the principal balance under rhis Notoe shall be as fellows: (a) This Note shall accrue interest at the ratE of zero percent (0%) per year from the date of its execution by BORROWER, um:il paid. (b} The cerm of this Note shall be fr~~ the dat~ of its execution bv BORROWER until the earlier of: ~i) the date of "Project Completion· as defined u:.1der Section (I) {A} (13) of the Ag=eement {be:reinafter. 1i Project Completion~) plus forty (40) years; or {iij tbe date of BORROWER's full repa~~ent to CrTY under this Note. (c) From the date of execution of this n~te until thE date of forty (40) years followi:" -Project Completion~ repayment under this Note shall be deferred ~ _ set forth under Section {I} (F) of the Agreeme~t. Ro~everl on or before the date of ten and one­ half (.10.5) years following PI'oject Completion, the Project's financial condition shall be evaluated by CITL with the assistance and cooperation of BORROWER as set forth in Lhe Agree.m,ent. ': :::: parties may at ~hat time establish a repayment schedule based on the Project's surplus cash flow aV'ailable. if anYI to support debt payments resulting from this Note. as set forth in the Agreement. The same financial review shall occur on or before the dates ~f twenty and one-half {20.5) years after Prcject Completion and tr.irty and one-r~lf (3D.5) years after Project Completion. as set forth in the Agreement. Whenever the parties determine that a repayment schedule should be implemented or modified du::ing the term of this Note l C!TY and BORROWER shall execute written amendments to the Agreeme!l'c and this Note sE:I .. .'cing forth the t,erms of the repa}~ent schedule or any changes :hereto. (d) Not'Witr..sta~1.ding any prevision of this Note or the Agreement, BORROWER shall mak.e full repayment under thiS! Note to CITY on or before the date of forty {48) years aiLer the date of Project Completion. BORROn~R. any endorser of this Note, and any others who may become liable for all or any part of the obligations evidenced by this Note~ may prepay from any source all or any portion of the principal SutT'1. of this Note~ without penalty. Any and all payments made hereunder sr~ll be credited on the principal halance. 2 ... -: BORROWER, any endorser of th.1.s NOtE. and any others ".-ho may become liable for all or part of t~e obligations evidenced by th.is Nat.e, ot' chis Note as a.rnended, hez:eby indi.vidually \oi"aive dema~d. pr~seIl,;ment for payment, demand and p::'otest, notice of protest I demand, and of dighonor and nonpayment. and CO~Sent to any m.urner of extel"lsionS! or renewals of time hereof. A..T'J.y such extensions or rene~;ls rr~y ~e made wi~hou~ n0~ic~ to any of the obligated part.ies and without affecting their liability. The pleading of any statute Q[ limitations as a defense to any derrta.:1d against. BORROWER is expressly waived by BOR...'I(OWER. If BORROWER cO!'lsists of more than one person c'r individual, each person or individual shall be jointly and severally liable under this Note. BORJ\OWER shall nc't furthE:r encumber. r:';.Qx-tgage cr subj ect the Project or the property, or any interest therein~ to a deed of tr..lst. mortgage. indenture., or other document:. of legal enc'..U't1brance \individually, "Encumbrance-and jointly, 1!Encumbrances·} without:. the pI."L:-r written consent of CITY. Unless CITY shall expressly agree otherwise, in writing. any Encumbrance affecting the Proj ect or the property shall provide that ~ in the. event 'Of any default or breac.h by 'BORROWER under any Encumbrance entitling ar.y party thereunder to accel~.rate the indebtedness secu'ced thereby and foreclose upon tJ:e Project. or t.he Property., CITY shall have the right, but not the obliga.tion. to: (1) cure the default prior to the completion of any foreclosure ~~d reinstate the Encumbrance; or ~2) pay the total unpaid ir.debtea..'"1ess secured by such Bncumbrance~ in which eve.ot, such Encumbrance shall be released~ cancelleo k or otherwise reconveyed. Any amounts expended by CITY under the contingencies set forth in (1) or (2} of the preceding paragraph shall be reimburfled by BORROWER upon demand of CI~~ therefor. and, in any event~ shall bear interest at the maximum rate permitted by Article XV, Section 1(2} of the California Constitution, as may be amended fram time to time, from the date such all'iOunts -lIIi'ere advanced by CITY until paid by BORROWER in full. All sucl"'~ aIttounts i including interest and any penalty authorized under the Agreement~ this Ncte~ or any deed of trust. s~~ll be added to the principal of this Note. The approval by BORROWER of any Enct.lIl1brance. and the plaCing of a security interest therefor OD the Proj~ct or the Property, or any portion thereof, not containing the pr~~isions of the preceding paragraph and this paragraph shall constitute a default under this Note. If any default is made hereunder, BORROWER further premises to pay reasonable attcrneys' fees and' costs and expenses incurred by CITY in corJlection with any such default or any other action or other proceeding brought to enforce any of the provisions of this Note. CITY's right to such fees shall Dot be limited to or by its representation by staff attorr..eys of CITY's Offfee of the City Attorney. and such represEntation shall be valued at the customary and reasonable rates for private sector legal se~Jices. 3 --~- I i ! The ~elatianship of CITY and BORROWER evidenced by this Note shall be deemed to be one of creditor and debtor, and nc~ of partn~rship or joint venture. This Note may not be modified O~ arnende=, exc~pt by an instrumE:it in writins which expresses SIJch intention of the parties sought to be bound thereby. and such writing shall be fJ.rrr.:i.y attached to this Note and ~dde a part hereof. Ar:.y failure of CITY or o':..h'.:!r holder to exercise ar:y rights under this Note shall not constitute a waiver of such rights or of any other rights under this Note. This Note and the Agreement hereby in::o:-porate a!"lQ supersede the promissory no:".:-:-, ~enefitting C.ITY executed by t.he Palo Alto Housing Corporation =il ____ 1993, in the amount of One Hundred Seventy Five Thou:s: :'ive Hundred Dollars ($175,500.1 (the lInit1.al Note"). which wa.=. _,.:_~e in connection with Agreement No. C3043320 between CITY and the Palo Alto Housing Corporation for pre-development costs incurred in connection with the Project. ~ of BORROWER's execution of this Note. the Initial Note sr-..all have no further force or effect and shall be null and void_ This No~e shall be governed i--' and construed in accordance with the laws of the State of Cal~fornia_ To the extent assignment of this Note is permitted by CITY, the ter.ms of this Note ~hall apply to, inure to the benefit of. and bind all of the parties thereto, their heirs, successors and assigns. Notices, demands and communication between CITY and BORROWER UI!der this Note sp~ll b~ sufficiently given if. and shall not be given unless, dispatched by certified mail, pestage prepaid, return receipt requested or sent by express delivery service or over-night courier service. to the principal office of CITY and BORROWER as follows, or at such other aodress as the parties may designate in 'M'rit.ing from time to time: City of Palo ~to ATTN: CiLY Clerk 250 Hamilton Avenue Palo Alto. California 94301 With a copy to: Director of Planning and Community Environment 250 Hamilton Avenue Palo Alto, California 943D1 4 r i::~:.. , .. ;.. STATE OF CALIFORWIA 55. COON7Y 0;' SAJ'IT A CLAR.'\ On • 1993, before me, • a not.ary public in and forsaid C:"unty. personally appeared JOSEPH P. MARTIGNBTTI .. JF .. , personally known to me lor pra ...... ed to me on t.he basis of satisfactory evidence} to be the person whose r:ame is subscribed to the 'Within instr:..unent and acknowledged to rne that he executed the saroe in his autho:-ized c':;.pacity, and that by his signature on the in9trurn::nt the person, or the entity upon behalf cf which the person acted~ executed the ~nstrument. WITh"'ESS my hand and official seal. Notary Public in and for said County and State 6 ,'-{r>; $1,000,000.00 ---"-.---- EXHI!IT D·2 FRmiISSORY NOTE (HOME FUNDS) Date~ Palo Altor Ca11fo~i8 FeR VJl.LTJE RECEIVED, t.he unde.reigned, PARC APAR.'I'MD..'TS, INC., 2l California nonprofit public benefit corpora.tiun (the "Borrower"}; hereby premises to pay to the order of the CITY 011' PALO ALTO i a charter city and a municipal co.rpo=a.tion. 250 Hamilton Avenue, Palo Alto i California 94301 l the "HoldF2r~ ,l. tnt: p:rincipal sum of One Killion Pollao,r5 ($l~ 000, OOO) pursuant to the terms and condi tion..." set forth in this Promissory Note (the "'Note") and the agreeIl"..cnt referenced below. The Holder shall be Entitled to mil.ke demand fer payment hereun.der only in accordance with the provisions of this Note or said agreement. ThiS Notei:e-made in connection with an agreement entitled "Funding and Regulatory Agreement Relatiog to the B2~ker Hotel Between the City of Palo ~to and PJLqC Apartments, Inc~~ ithe "Agreement"}. The Agreement provides that the Borrover is the subrecipient of certain HOME Investment PG...:-tnerships Program funds received by the Holder, designated for certain costs necessary to acquire the real property and improvements located at 435-441 Emersoc Street~ Palo Alto, California. Assessor~s Parcel Number ~20-26-023 <the ·Property"), for the purpose of preservation~ rehabil it.at.ion and expansion of the low income. sin'31e :room occupanC".1 hotel located there, known as the Barker Hotel (the rproje.ct. 'l . ~) Borrgwer's Obligation. This Note evidences the obligation of the Borrower for the full repayment to the Holder, in accordance with this Note and the Agreement, of the funds loaned hereu.nder to the Borrower by the Holder ~ Such funds are co be used solely by the Borrower for the project. 21 Ii."'..terest.~ Tbe principal amount o! t.his Note shall bear interest at the rate of zero percent (Oli per annum: 3) Security. This Note is secured by a deed of trust against the property. execut.ed by the Borrower in favor of the Holder as the beneficiary, in the amount of $l.OOO~OOO. 4) Term of Note and Repayment S~~~~ The term of this Note shall be trom tbe date of its execution by the Holder until t.he earlier of: {il the elate of -project Completion" as defined und-er Section (1) (1).) {~3} of the Agreement (h~reinaft.er ~ 1 aproject Completion") plus forty (.~_G) years; or fiiJ the date '.Jf the Borrower's full repayment to the Holder under this Note. From th:e dat-= of execution cf this Note unt.il the date of forty (40) years following Project Compl~tion, repayme~t. under this :';ote shall be deferred as set forth uncer Section (I) (F) of the Aqreerne:Jt. However, on or before the date of ten and oOle-half (io.5) rears fQllowing Project Completion, the project's financial condition shall be evaluated by tr_e Ho.!.der. It/Iitr. the assistance and c:oopera~ion of the Borrower as set forth in the AgreeI'fl2nt. The parties rray at that time E5tablish a repayment schedule based on the Project's surplus cash flow available, if any, to support debt pa~ents resulting from this Note, as set forth in the Agreement_ The same financial review shall occor on or be-fore the dates of twenty and one-half {20 _ SI ye:ars aftoer Prcj set Completion and thirty and one-ha.lf (30.S) rears after Projecc Completion, as set forth in the Agreement. """henever the parties do:terrnine tl-.!at a repayment schedule should be implemented or modified durin.g the term of this Note, the Holder and the Borr-or,.,ler shall execute written amendments to the Agreement and this Note setting forth the ter.ms of the repayment schedule or any changes thereto_ Notwithstanding any provision of this Note or the Agreement, the Borrower shall make f1...:.11 repayment. lJ.nder this Note to the Holder on or before the date of forty (4G) years after the date of Project Comp2_etion. 5) Immediate Payment. Notwithstanding Section 4 hereof. any amounts advanced under this Note shall, at the option of the Holder ~ become immediately due and payable upun the occurrence of any of the following: {a} the abandonment by the Borrower of the Project; (b} the voluntary or involuntary assignment, sale, transfer, or-other dispositior.. by the Borrower-of its assets or its obligations ~nder this NotE under the bankruptcy; insolve:ncy, receivership, or other creditors' rights la'wosj tc) the unremedied default or failure of the Bcrro'Wer to observe and comply with all the terms, conditions and provisions of this Note ~~d the AgreeroEnt~ including any termination of the Low/Very Low Income Restrictions set forth in Part II of the Agreement; {d) the termination of the Agreement with or without cause; or (e) without prior ~ritteo consent of the Holder, the sale~ conveyance, assi9nment~ hypoth~cation, or further encumbrance of the -Prcperty or the Project, the refinancing of the Property or the Project, or the transfer to any other party or parties any i-ar-erest of the Borrower in the Propert:;,' or the Proj ect. including but Dot limited to sale pursuant: to any j-.J.dicial or nonjuai cial foreclost.~L"e. If none of the foregoing occurs, repayment of the princtpal S\LT. loaned hereunder shall be due as set forth in Section 4 of this Note. 2 • -------"------~-,-~------ 6} Illac:e and ¥..anne"!" of payme!1t.. The full amount due and. payable under this Nate: is payable at tr..e ot! ice of Revenue collections of the Holder i at the address of tt.e He.lder set forth above, or at such other place or pla;:es as the Holder may designate to the Borro .... er in writ ing frc·t:\ time tc time, in legal t.ender fer the pa}'lTlent of public and private dE'!bts and which c.r, the respect.ive date on whil;h such payment is due and pai.:j shall "be irr:rnediately available funds. 7) PreDawent. The EorrO"il'e:r rna}' prepa.y to the Holde-r from any source, at any time prior to the date such obligation becomes due hereunder, all or any part of the principal sum of this Note 'Without the payment of penalties or pre..'1'.i'lll!l . .':;. 8) ~rowet:.:...a Waiver. The Borrower hereby waives: (a) notice of default or delinquency; (b) noticoe of acceleration; (c) notice of nonpayment; (dJ nctic:e of costs, expenses, lc.sses and late charges; (e) diligence in taking any action to collect any sums owing under this .. -~; (f) presentment far pa:y~ent. demand, protest. and notices O~ ;..;.isho!lor and of protest; (g} the benefits of all waivab-1e exemptions j and {h) all defenses of time of pa:}"f" ·t or of any due date lind":,, -this Note. in whole or in part. whe:. .. -ar before or after ma.tur:..~y and with o'!:" without notice, except extensions in writing. The pleading of any statute of limitations as a defense to ~~y demand against thE Borrower is also expressly waived by the Borrower. 9) At,t;orneys' Fe~. If any o'=!fault is made hereunder, the Borrower promises to pay reasonable attorneys' fees and costs and expenses incurred by the HoldE:r :in connection with any such default or any other action :'!' other proceeding brought to enforce any of the provisions of th~s Note. The Holder's right to such fees shall not be limited to its represe~tacion by staff attorneys of the Hold.er's Office of the City At.to!ney. and SlJch representation shall be valued at the customary and reasonable rates for private sector legal services. 10) Default Un~er Note and Acceleration. The Borrower agrees that the unpaid balance of the principal amount of this Note sl"..all. at the option of the Holder. become i..mmediately due and payable upon the failure 0:: the Borro'Wer to make any payment hereunder as and ~hen due or upon the failure of the Borrower to perfor~m or observe any other term or provision of this Note or the Agreement. If the balance of this Nate is not paid within thirty nO} days of demand therefor, the Borrower shall pay to the HoldlO:!r a late charge of one percent (1\) per calendar month, or fraction thereof. or the highest rate pe~~tted by law~ whichever is less~ on the amouilt past due and remaining unpaid. If this Note be reduced to judgment, such judgment shall b-ear the statutory interest rate on judgments. 3 --" , " ~1' ~Q Er~_~rance of PropFrty. The Borrower shall r.ot further encumber; rr.o:!'tgage or subject the Project, or the Property, or any interest therein, to a deed of ~rust. mortgage, indenture, or other document of legal encurr.branc~ (individually. "Errcu. ... nbra.r-ce'" and jointly, "'Encumbrances -J Tlldthout tn.: prior written consent of the Holder. unless the Bolder sh<!ll expressly agree. ot'.he:cwis:e. in writing, any BncU1t'.brance affecting the Proj ect c,r the Property shall provide that; in the E!vent: of any default or breach by the Borrower undsr ar;,y Encllinbrance entitling any party the:nmr..der to accelerate the indebtedness sec~red thereby and foreclose upon the Project or the Property. OJ the Holder shall have t~.e right .. but not the obligation, to cure tne Cefa\.ll t prior to the completio~ of any foreclosure and reinstate the Encumbrance; or (2) pay the total unpaid indebtedness secured by such EncU1!'.brance, in 'Which event. such Encumbrance shall De released, cancelled, or oth~rwise reccnveyed. Any amounts expended by th.:: Holder under the contingencies set forth in (1) or (2) of the preceding paragrapb shall be reiIIlOursed by the Borrmli'er t!pon demand of the Holder therefor, and, in any event. sl"..all bear inte::'est at the Ir.aximurr, rat-e p.e.tlnitted by Article ¥:Il~ Section 1(2} of. t.he California Constitution~ as may be amecded tro~ time to time, from the date such amounts ~ere advanced by th~ Holder until paid by th~ Borrower in full. All such amounts. including interest 3.nd any penal ty authorized under the Agreement, this NotE; or the d~~d of trust; snaIl be added to the principal of this Note. The approval by the Borrower of any Encunibrance; and the placing of a security interest therefor on the Project or the property, or a~y portion thereof; not containing the pr~visions o! the preceding paragraph and this paragrapb shall constitute a default 1L~der this Note. ~2) l!Q.~. Notices~ demands and comrr.unication betwee~ the Holder and the Borrower shall be sufficiently given if, and f:lhall not be given unless; dispatched by certified mail. postage prepaid; return receipt requested or sent by express del ivery servico:: or over-night courier service, to the principal office of the Helder and the Borrower as follows~ or at such other address as the parties may designate in ~riting from time to tilrte: Holder: City of Palo Alto ATTN: City Clerk 250 Hamilton Aven~e Palo Alto, California 94301 4 , . ...,...:. ·,i .~ :". , ."; Borrower ~ PAHC Apartrr,ents, !.rI.C. ATTN: ExeC\,ltive Director- Sllch vritte.l:'. notices, den\a.nds and corrmur..ic;i.tion shall be effective on the date shown on the delivery receipt as th.e date delivered or th~ date on which the delivery was refused. 13) GoYUning Law. This Nate sr..all be constr,;ed in accordance with and be governed by the laws of the State of california~ 14} S .. IE:;L~ ... iJ •. iU. If any provision of this Note shall be ipvalid, illegal or unenforceable, the validity, legalit.y and enforceability of the remaining provisions hereof shall not i~ any way La affected or impaired thereby. 15) Time. Time is of the essence of thi& Note. 16) No Waiver by th~ Holdpr. No waiver of any breach, default or f-ailure of : .. -:Iition under the terms of the Note shall be implied from any fa~ __ re of the Holder to take, or any delay by the Holder in taking, -: .':on with respect. to such breach, default or failure or from any p':--c. ~·iol.!s waiver of ~""ly similar or unrelat.ed breach, default or failure; and a waiver of any term of the Note must be made in vriting and shall be limited to the express written terms of such waiver. 17) AssiCJIU11.ent.. All personal to tne Borro-...er and are absent. prior written conser.t by assignment thereof shall be void. rights granted hereunder are not. assignable or transferable the Holder, and the attempted 18) No Partnership. The terms of this Note shall in no way be construed to create a partnership. joint venture or any other joint relationship or agency agreement between the Holder and the Borrower. Ratr .. er, the relationship 'Of the Holder and the Borrower evidenced by this Note shall be deemed to be one of creditor and debtor~ respectively. 19) Not~Bindina. The terms, covenants and conditions of this Note shall apply to, and shall bind, the heirs, successors, executors, administrators and assigne of both the Holder and the Borrower. 20) 8ffi,§,nQmsnts. This Nate may not be modified or amended except by an instrument in writing which expresses such 5 ,--,: ' intention. of the parties sought to be bcund thereby ~ and such writing shall be f irm1r attac:hed to t.his Note and made ,a part bereof. IN WITh~SS WHEREOF, this Note has been duly executed at Palo Alto; California. The eEfective date of t~is Ncte is 199 Holder: CITY OF PALO ALTO AP PROVED AS TO FORM, Senior As9t~ City Attorney APPROVIro: City Manager Director of Finance Director of Planning and Community Environment Borrower: PAIIC M.\RT><ENTS. INC. By ' ===-Joseph F. Martignetti , Jr. President • .Board of I:'irecto!'s 6 "----- ., ',,-" STATE OF CALIFOF~'IA 55. COUNTY CF SAl'ITA CLARA On , 1993~ before ~e. . a not.ary public in and for said County, personally apP2ared JOSEPH F. MART:tGNETTI. J'lL. personally known to me (or prav-ed to me on the basis of satisfactor}" evidence) to be the person ""'hose name is sabscribed to the within instruroent and acknowledged to me that he executed the same in his authorized c=:.pacity, and that by his signature on the instrument the person r or the entity upon behalf of which the person acted, executed th€ instru-'1I.EJnt. WI'INESS my hand and official se~l. Notary Public in and fer said County and State 7 -~-,- EXHIBIT 0-3 PROMISSORY NOTE (C!TY HOUSING RESER~~ ~~S) $400,000 _ 00 Date! Palo Alto. Ca1ifornia FOR. VALUE RECEI\'''ED~ the undersigned, PASC APARTMENTS, :INC. ~ a California nonprofit p".lblic: benefit cor-poration (the ~Borrowern), hereby promises to pay to the order of the CITY OF PALO ALTO, a charter city and a municipal corporation~ 250 Hamilton Avenue, Palo ~to. Califcrnia 94301 {the ~Holder"}~ the principal sum of Pour Hundred Thousand DOllars ($ 400,000) pursuant to the ter.ms and conditions set forth in this Promisso~ Note {the nNote"} and the agreement referenced below. The Holder shall be entitled to make d.emand for payment hereunder only in accordance with the provisicns of this Note or said agreement. This Note is made in ~onnection with an agre~~nt entitled -Funding and Regulatory Agreement Relating ~o the Barker Hotel Between the 'City of Palo Alto and !?AHC Apartment.s, Inc. -(the "Agreement·). The Agreement provides that the Borrower is the recipient of certain City of Palo ~~to Housing Reserve funds of the Holder, designated for certain costs necessary to acquire the real property and improvements located at 435-441 Emerson Street~ Pale Alto. California, Assessor's Parcel N~~r 120-26-023 (the -Property-J, for the purpose of preservation, rer4bilitation and expansion of the low income, single room occupancy hotel located t.here, knOll.'Il as the Barker Hotel (t.he "Prcject"). 1} Eorrow""'r';s Obligatior.. This No~e evidences the obligation of the Borrower for the full repayment to the Holder, in accazdance with this Note and the A9~eernent, of the funds loaned hereunder to the Borrower by the Holder. Such funds are to be used solely by the Borrower for the Project. 2) Inrerest. The principal amoULt of this Note shall bear interest at the rate of zero percent {ot) per fu~urn. 3} Security. This Ncte is secured by a deed of trul:St against the Property, executed by the Borrower in favor of the Holder as the beneficiary, in th~ amount of Four Hundred Tbousand Dollars ($400,000)_ 1 ,. 4) Tern......2..Lll'ote and &epaymer:.t SChedule. The tenn of. tl".is Note shall be frorr: the datE of its execut ion by t.!1e Holder until the earlier of: (i) the date oE "Projecc Ccmpletion" as defined unde::-Section III (Al (13) of the Agreement (hereinafter, ·Project Completion n ) plus forty (4D) years; or (ii) t.be date of the Borro'lller's full repayment to the Holder unde:-this Note. From the date of execution of this Nctel:ntil the date of forty (40J yea~s following Project Completion, repayment undar this Note s:hall be def':I-'red afl set forth under Section {I) (F) 0-: the Agreement. Ho ..... ever. on or before the date DE ten a!""ld ODe -half (10.5) years following project. Completi':lTI, the Project's financial condition shall be evaluated by the Holder. wit.h t;'e assistancE: and cooperation of the Borrower as set forth in the Agreement. The parties may at that time establish a repayment schedule based on the Project's surplus cash flow available, if aCYT to suppcrt debt payments resulting from this Nate, as set forth in the Agreement. The same financial review si:all occur on or before the dates of twenty ar.d one-half {20. 5) years aftEr Proj-ect Completion an'1 thirty and one-half DC.S) years aft.er PI:ojec'C Completion, as set forth in the Agreement. Whenever the partiES determine that a repayment schedule should be implemented or modified during the teIlIi of this Note.. t...!e Holder and the Borrower shall execute written amendmenCE to the Agreem~nt and this Note setting forth the terms of the repa}~nt schedule or any changes thereto. Notwithstanding any prov'ision of this Note or the Agreement. the Borrower shall make full repayment under this Note to the Holder on or before the date of forty (40) years after the date of project Completion. 5) Immedia,te _ Payment. Notwithstar.ding Section 4 hereof. any amounts advanced under this Note shall, at the option of the Holder. become immediately due and payable upon the occurrence of any of t.he following: (a) t.he abaIJ.donment by the Borro'lller of the Project, (b) the voluntary or in~ ... -oluntary assignment, sale, transfer. cr other disposition by the Borrowez-of its assets or its obligations under this Note under the bankruptcy, insolvency. receivership, or other creditors' rights laws; (c) the un:::'eroedied defaul t or failure of the Borrower to observe and comply with all the terms. conditions and provisions of this Note and the Agreement .. including a...'1Y temd.nation of the Low/Very Low Income .Restrictions set forth in Part II of th~ Agreement; (d) t.he ter7.lination of the: Agreement with or withcut cause; or (e) without priQr written consent of the Holder, the sale. conveyance. assignment. hypothecation, or further encumbrance of the Property or the Project. the refinancing of the Property or the Project, or the transfer to any other pa:rty or parties any interest of the Borrower in the Property or the Project .. including but not limited to sale pursuant to any judicial or nonjudicial foreclosure. If 2 .1? . / -----.. ----.... ~-... -_._--,--'- none of the foragoing occurs, repayment of the principal S\.l.m loaned hereunder shall be due as set forth in Section 4 of ~his Note. 6) ~_ and ~4"'J,r,tE'r of Pa~. The full amount due a!ld payable u!lder this Note is payable at the office of Reve:lue Collec~ion5 of the Holder, at the; address of thE' Holder set forttl above, or at such other place or places as the Holder rr~y designate to ~he Borrower i~ writing from time to ti~ei in legal tender for the payment of public and private debts and which on the respective date on which such payme~t is due and paid shall be irnmed:iately available funds. 7) £~oayrr~~. The Borrower ~ay prepay to th~ ~old=r from any source, at any time prior to the date such obligation becomes due hereunder, all or any part ~f the principal sum of this Note without the payment of penalties or premi~~~. Sl Borrower~s Waiver. The BorrowE-r hereby waives: (a) notice of default or delinquency; {b) notice of acceleratj oni (c) notice of nonpayment; (dl notice of costs, expenses, losses and late charges; (e) diligence in taking any action to collect any sums owing under ~his No~e; {fl presencment :or payment. d~d, protest, and notice.s of dishonor and of protest .. (g) ?:he benefits of all waivable exemptione: and (h) all d~fenses of time of payment or of any due date under this Note~ in whole or in part. whether before or aftear maturity and with or without r:otice, except extensions in 'Writing. The pleading of any statute of limitations as a defense to any demand against the Borrower is also (;xprEssly waived by the Borrower. 9) Attgrnevs' Fees~ If any default is rr~de hereunder, the Borrower promises to pay reasonable attorneys' fees and costs and expenses incurred by the Holder in connection 'With any such default or any other action or other proceeding brought to enforce a.."ly of the provisions of this Note. The Holder's right to such fees shall aot be limited to its representation by Etaff attorneys of the Holder's Office of the Cit}~ Attorney, and such reprEsentation shall be valued .:at the customary and reasonable rates for private sector legal services~ ~O) ~lt Under Note and Acceler~~. The.Borrower agrees that the unpaid balance of the principal an',ount of this Note shall. at the option of the Holder, beccme immediately due and payable upon the failure of the BorroW'eI" to make any pa:yment hereunder as and wnen due 0= upon the failure of the Borrower to perfo~. or obs~rve any other term or provision of this Note or the Agr~ernent. If the balance of chis Note is not paid ~ithin thirty {30) days of dew3nd therefor, the Borrower shall pay to the Holder a late charge of one percent (1%) per calendar month~ cr fraction thereof, or the highest rate permitt2d by law, wrdchever is less, 3 ------- ;;'.;>",-:-.",. f. YL~~~;~Qj~ .. :\ . on the arro'Jnt past du.E and rcmair.ing unpaid. If this Note be redue'.eo. to ]udgrner.t j such judgrn~nt shall bear the statl..:.tory interest rate on judgzr.ents. 11) No Encumhranc"" of propertv. The Borrower shall net further encumber. mC'!!:"tgage or subject the Project, or the Property, or any intel."est therein~ to a d~ed af trust, mortgage, indenture. or other doc1J.ILIent of legal enc'..ll'ilbran.r:e (individually, ~Encu:mbra.ncelr a:;.d jointly, "'Encurobranc.:::.s·) without the p.ci·:n: writte.n consent of !-he Holder. Unless the Holder shall expressly agree othen.rise, J.n writing. .any Enr:uI!1brance affecting the Proj ~cC or the Property shall pro',ride that i in the event e·f any default or breach by the Borrcwer under any Encurobr"ance entitling any party thereunder to accelerate tr.le indebtedness secured thereby and foreclose upon the Project or the Property~ (1) th~ Holder shall have the right, but Dot the obligation, to cure the default prior to the completion of any foreclosure and reir~tate the Encumbrance; or (2) pay the total llnpaid indebtedness secured by suer.. Enclli"'nbrance, in which e;vent ~ such EncUIl"..brance shall be rel.eased. cancelled. or otherwise reconveyed. Any amounts expended by the Holder under the contingencies set forth in (l) or (21 of the pr2cedins paragraph shall be reimbursed by the Borrov~. upon der .. =,nd of the Hol dEr therefor, and, in any eve~t, shall bear interest at ~he max~mum race permitted by Article XV. Section 1 {2) of the California Constitution~ as may be amended from ti~e to time, from the date such amounts lIiere advancoe:d by the Holder until paid by the Borrower in full. AJ.l such amounts. including interest and any pena~ty authorized under the Agreement~ this Note, or che deed of t~~st, shall be added to the principal of this Ncte. The approval by the Borrower of a.."'1Y Encumbrance, and the placing of a security interest therefor on the Project or the property. or any pcrtion thereof, not co~taining the provisions of the preceding paragraph and this paragraph shall constitute a default under this Note. 1.2) Noti~. N-ctices, demands aDd c~unication ber:ween the Bolder and the Borrower shall be sufficiently gi,.-en if~ and shall not be given unless l dispatched by certifi.ed mail~ postage prepaid, return receipt requested or sent by express delivery service or over-night courier service, to the principal office of the Holder and the Borrower as follows. or at su=h oth€r address as the parties may designate in writing from time to time: Holder: .. ~. City of Palo Alto ATTN: City Clerk 2SQ Hamilton Avenue Palo Alto, California 943C1 4 • '., ".'. Borrower: PARe Apartments, Ir.c. ATTN: Exec~tive Director Such written notices, demands and comr.lunication shall be effective on the date sho'dll on tl"ie delivery receipt as the d~te dE;~iv~red or the date on which the delivery was ref~sed. 13) Governing L.a:". This Note sha.ll be constn.:.ed in ac~ordance with and be governed by the laws of the State of California. 14) Severability. If any provision of this Note shall be invalid~ illegal or unenforceable, the validity, l~gality and enforceability of the rema.ining p:r-ovisions hereof shall not in any way be affected or impaired the~eby. ~S) Time. Time is of the essence of this Note. 16) Nq Waiver by the Holder. No waiver of any breach, default or failure .of condition under t.he te.t1nS of the Note shall be implied from any fai.lure of Ute Holder to take, or any delay by the Holder in taking, action -with respect to such breach, default or failure or from any previoue waiver of any similar or unrelated breach, default or failure; and a waiver of any term of the Not.e muse be made in ~~iting and shall be l~ited to the express written terms of such waiver. :1."7) A$s-ignment. All pereonal to the Borrower and are absent prior written cons.e~~. b}~ assisnmenc t.he.I."eof shall be void. rights granted hereunder are not assignable or transferable the Holder, and the attempted ~S) ~artnership. The ter.ms of this Note shall in DO way be construed to create a partner8hip~ j oint venture 0:-any other joint relationship .ar agency agreement between the Holder and the Borrower. Rather. the relat.ionship of the Holder and the Borrower evidenced by this Note shall be deemed to be OLe of creditor and debtor l respectively. 19) Ngt"" Bir.d5ng. The ter!It:5. covena.nts and conditions of this Note shall apply to, and shall bind, the hei~5. successors, executors, administrators and assigns ot both the Holder and the Barrowar. 20) Amendments. This Note may not be modified or amended except by an instrument i~ vriting which expresses such 5 .00 Mi 7 intention of the parties sought to be bound thEreby. and such \IIriting shall be fi:!'!l"1.1y attached to this Note and made a pa::-t bereof. IN WIT!Io'"ESS WHEREOF. this Note has been duly execu~ed at Palo .Alto~ California. The effective da::.e cf this Note i~ 199 Holder: C~TY OF l'ALO ALTO By, uMa=y=o=r----- APPROVRD AS TO FOR.", Senior Asst. City Attorney APPROVED: City Manager Director of Finance Director of Planning and Community Environment Borro .... cr: PAB'C APAR~S~ INC. 6 -__ c " r' '. • • .'-,- STATE OF CALIFORNIA SS. com..'TY OF SANTA CLARA On ~ 1993. before me, ~ a notary public in and tor said County. personally appeared JOSEPH F. MARTIGNETTI. JR .• personally krlown to me (or proved to me orr the basis of satisfactory evidence) to be the pe::son whose name is subsc~ibed to the within inst~~ent and acknowledged to me th3t ~e executed the same in his authorized capacit}t, and that bj' his signature on th.e instrument the person, or the entity upon behalf of which the person acted, executed the instrument. WTTtffiSS my hand and official seal. Notary Public in and for Bnid County and State 7 , :A.equisit;.iOP. p,..enaDi1..itatiCn t Fina.nCiD.t,:;. ?l"e._dSV"elOJ?D",en '~iscel'l_?rJ.eO\l:.'i £SCiO';ll', 'fe.e~~ , 'r ?U ting con§tXuction Qpe"Cat ing I)~fl-C).'" geve1ope~ Fee yurPisbing5, con~ingency TOT.Al> cosT $'l.9 0 1"J,DC'D f,BSrO OG 19.000 ,,0,000 --»~Q ~;3, eS O , 000 ,'-j-'.- EXHISIT F INSURANCE REQUIREMENTS 1. COURSE OF CONSTRUCT!ON !nst:rar.ce, to .::over t.he Proj e::t} s rehabilitation and construction. with cove::-age lirr.its in the tot2.1 amount of all of the constructic::1 contracts covering the project in connecticn with this Agree.'nent. Such coverage shall rel'l'..;in H'l effect until Project Ccmpletion~ as defined under the Agre8~ent. 2. FIRE AND EXTE1IDED COVERAGE Insurance, to cover not less tha~ One Hundred Percent (100%) of the replacement cost of all insurable improvements withi!! or upon the Property. Such IJolicies sr.all include water dar!".age: a.,d debris cleanup prc,lvisicms. Additional Fire and Exr-.ended Coverage !r.surance shall be obtC"l.ined upon Proj eat Completion~ to cover any increased yalue in the improvements within or upon t.he Property as a r€sult of its rehabilit.ation. 3. 4. 5. JUNIKUM LIMITS OF LIABILI~ WORKERS' COMPE.Jo.JSATION Statutory COMPREHENSIY~ Bodily Inju~~ AUTOMOBILE LIABILITY. Property Da.'11age including o~~ed. hired. and nono.~ed automobiles COMMERCIAL GENERAL LIABILITY, Bodily Injury including ProperLY Darr.age products and completed operations, broad form contractual, and personal injury. $5,000.000 ea. person $5,000,000 ea. occurrence $5,000,000 ea. occurrence $5.000,000 ea. person $5.000,000 ea. occurrence $5.000,000 aggregate $5,000,000 ea. occurrence Each insurance policy required by this Agreement shall contain the following clauses: 1. -This insurance shall not be cancelled, l.imited in scope of coverage or nonrenewed until after thirty (30) days written notice has been given to the: CITY OF PJU.O ALTO/Planning and Community Environment Departrnent, P. O. Box 10250, Palo Alto~ CA 94303.- :2. 'All rights of subrog-ation are hereby waived against the CITY OF PALO ALTO and the members of the City Council and 1 elective or appointive ,")f!ic~rs or employees, ""her:. acting withi~ the scope of their ~mploJ~ent or appoint~ent. ~ 3. ~The CITY OF ~~O ALTO is n~~ed as a loss payee on t~e property ins~ranc~ policy described above+- 4. "The CITY OF PALO ALTO is added as an addit ional ins'J.!:"ed as respects operations af the name1 insured at or from the Property." 5. -It is: agreed that any insurance :nairitained by tbe-CITY OF PALO ALTO ... il] apply in excess of, and not contributo; to, insuran~~ provided by this policy+~ All insurance coverage required shall be provid-c?d through carriers with a BEST rating of A: VII or higber that are admitted to do business in the State of California. The certificate(s} of insurance evid~ncing such coverage shall be completed and executed by an au'C.horized representative of thE campany providing insurance; and shall be filed with and approved by the City. 2 "-. ' .. " Dec.ember 1. 1993 June Fleming City Manager City of Paio Alro p,a,Box 10250 Palo Alto, CA 94303 Re: Barker Hmel Dear June: Palo Alto Housing Corporation .~ .~r· .~~{" . ',;:oc "~e,er",,' .:.;-'1 .. RECEIVED DEC -31993 The Palo Alto City Council has taJ.:en severa] aclior.5 to SLIPPOr1 rl1e Palo Aito H~)u:s.ing Corporation (PAHC) in ;l<;. efforts to purchase and rehabill'tatl! the Barker Hotel for use as continued SRO hou ... ing At presc.:1t. PAHC has. been proceeding with pre­ developmenr activities pursuant to a C0ntract wi!h [he City, l,I,:hich the emmei1 disc'ussed in some detiiil in April 199), and m;a.t[ers afi? wen in ham ... PAHC now intends to complete the project and offLcia:iy requests tnal the matter of final Cit)' funding be placed. -, [he Cit:' Council ager.da of Decembt::r 13, 1993 for approvai so that necessa~, 3grcements allocating certain HOME, CDBG, and Hou!.ing Reserve monies to the project can be executed b,! year' 5 end. After careful inspections of the Barker Hotel, PAHC seeks additional funding fOf rehabilitation.so thai a complete seismic. cosmetic and safety renovation can be accomplishee : the beginning of our ownership. Our analy.sis, based or. ex.tensive but still ne:essariJy tentative b'put from bllilding trades professio:1als, indicates that rehabilitation will COSI S685,(X)(), rather than $400.000, the estimate given us earlier. Fede:-.J requiiemencs for ,eil)(.".ation and the loss of oper.ating revenue during renov<i.tion fUither increase the costs. PAHC requests a total of $2,07 0,000 from the following City funding sources: HOME: I million; CDBG ('92-'93): SI75,500; CDBG ('93-'94): S494,500; Housing Reserves: 5400,000. This wiU be combined with a private mortgage of S84{),OOQ a..,d an Affordable Housing Program/Federat Home Loan Bank grv.t of $140,000. Furt.~er details are outlined in the accompanying proforma. Sincerely, Marlene H. Prendergast Executi ..... e Direclor 540 Cowper Street. Suite G, Palo Alto, California 94301. (4i5) 32i,9709 ATIACHMENT 3 -. 5= "-'-""'-""" U'lIU PALO ALTO HOUSING CORPORATION BARkER HOTEL ACQUISITION FINANCIAL ANALYSIS A9$UMf'T1OH8 ._'.'IW. .... MPn~.----------~ V~CANcY AATE:· n£SIOENTIAL llJ'lb touHC£t oP CAPIT At 1115,iD'O 'o/I,(":ANC'yRATE·CtJ., .. n:~CIAl ~ ... ~c].1982"1Ir.} AlLOCATION CDBQ-I99lflll9. '''V4.l!iOO AfaUNnAt. AES£AVE AS 'l\,lX EfF OHl:J5-5 tN;.OM( 7'11. HWSINO RE8f;~ Fl..tIOS ".00,000 (1")My,EACW. fESERVEA,S, {;4' IiFF. OHOSS K:0Mf.;: T"o ..,...""'" 1',000,000 o/¥,HT·"", S£COHD ("£fO or TFU~T 5uo,noo PAOf>l,ATY lAX OROWlI1 AA IE 'VA ~I SELLE'R f"AI'Ef! to a>FAATm EXPfNs[SGROWfH AATI' f 'I'll Of'~ Tor"l800"C&: Of' CAPITAL $2.110,'00 A£SIDENTIAL lNCot.IF. QADWlH f'IA ll'j VA ""-, ~~~~~~IY~ _____________ . ~:~I ." ~~s Of CAP,fAl Puncl-Wif PRICE $1.900,000 r=.TlAC 'NCOO' YE,. , (>"",UlEO, -------Aj'u.)Oi), I\Eti.I\BIlIT II nON 'GI5.000 &14 ~8<l1 ItmIRlE'CTC08T (A.ACH,'[NGtso/lJMEC~I) 1101 n'lO COMMERCIAL mCOME YEAR I (I'IT,t.I)ILIZED) OY1-ER DIRECT C09TS(Ase~STO!3Il .. NKI 1$11,uuo .-----~-----' ~KINQ .. APPRAISAL COST9 SJ:t.ooo ( .. n:" REAI;AVE OLIA~ RENOVAT~ "',000 ~oii.'.'IAL OP'.'TI.n:""~'''.~R'----:::'=~==~=-~l Af.I.OCATIOf,COST8. "16.1)00 ON·SITI'MANA(';E~ SALI\AYlIII':NEFlrS :Ou TIn.E,t;SCROW folO,lInn UTILITIEs :';0 lEOAl. PERMITS I nee &:i/o.aDO MA1Nl(,NANCEiFlI;P .... IRSlJAN ~u FUANru~ SHlooO INSURAM::E ~'J I p.6J1C. ovtflHEAOoFE£ StiO,OQII OI'FtGE E~fNI'£ !On CGllWU£NCY .... "'" l P",,,,,"," "'J( """" I TOTI,L USES Of' CAPrrAL U,OlO,OjlO f'R()f1-:.1\"V """-IIi4Of.MENTs(·fwlI'ES ij;,{J ~~EOfOAPiJACHASE .~OOO PROfES!>I')t.I",-FEf:S(l~I~L. ETC) ~n -~"" ,~;.c! Mo\NA~EMENf F_~L __ ~ ______ .. ~ __ ,_ .. __ ~~.~~;~ MOAlQAOE LWOEAWRmNQ f:A5T NATION!,~ fihR'ST t..«)RTGAcit: AK.'ONT &1140.0(10 . ',-.....~ c •• \. ~!1_oe.rriAi-o;.-e~iTiN«fr:kP[~~Sj~~AJft-=-_~_=-~'=--=-~=------=----FlRdT MOR~ CONsTANT FIAST MOATwUlE All. TE "'" ON-SnE MANAGER SAlA.~"(.lIE"'EFns ~16_000 ,:'j' FIRST UORTONlf TERM IN lAS. " UTILITIES S\I,(,C'O G"'M""",S{r.amDEro~ mJST $140.lIOO .... AINfENI\NCEIR .. PA..R$I ..... '" SR OLu . -.. '. FEES """ N5UR.YlCE i;4.IlO(l LOAN TO V.-L1J6 50 .. ·1""-OfTk:1; E)(I>t:;NSE '1,000 ~,-lolR C;,p PRCf'f.:RTY TAl( '0 ... """ , "'" PAC:IP£oHr.' 'MNi\Uel.'f'.NT ~RVIC(:S 112.600 AMOflTllA TDH cr. LOM IN '(ElIAS " PROfES.·j,OWW .. FlOES (LEGAl, ETC ) S2.(J(")n MIOC 'I:~~~ ! O£8T Bf::R\'ICE CO\fEAA.GE:'COfMEAC~l , " .ljSt'.F."r PNI"I.(\fUENT flOf: ~-"l SERVICE 9O\lEMQ£'flE~IOENflAl 1111 -~----------~~.". _____ .---.1 ~ · , " I \ '.< t '2/f/U BARKER HOTEL PALO AL TO HOUSING CORPORA TlON ACQUISITION FINANCIAl.. ANALYSIS ASamwrJONS FO" RENOVATION COSTS 1\'tOO'Itf.C1 cO!n' ... flUft1&~ f"E&f frtlilPOO"OOt( pHAflt 1 .. ~AEtBf::9'fO~ TOTAl OlHlROmlit:l en.,. AWs100 REIIIOVN. fAH(OE~ 101M. h$J)l)Q \t,(lQQ '~.oQo 'WI.t¥JfJ 111),000 \f,QI:)Q 111.000 ""'Il .. oIlDP1tA'Ul cost'. \.OH!fE£&AHOCOSlS .-.fVFWSA.L!'t£ 10rAt Al:!lnc""ON CO&18 """" ...... ArS'IICl£N'IA.\. ~LOCAlO>l(;ONSVI_tf\N.T TOTAl. DEFICIT nUlE.VIi; PIJ"INO H"HOVATII)H W!AA TWOiX1>fNBf S04JJl»l Rt'Nl)VATrON TOTAL -~-- "UU)OO .'(,.000 "3~,OOO nO,QQO U!>.ffim ,w.uua ,,60QI) Sf'J <l00 I'll 000 ''iI' ,.-.; , a: < · .. :~ 000 0 •• ~< ~ ." :: :i • I I · • • · .~ :: · · · · · 1;< 1 a/HI. BARKER HOTEL .. """" RENTAlIOOCWIE .. '" TOTAl QIIOU WCOME I."""",,, PALO AL TO HOUSING CORPORA TlON YEAR 10 OPERATING PRO FORMA l.snroAfIfDFN. nAt/ '1'·1".l) 'ItJe,SI0 '" 1138,611) $13,881 C:-"""l Ittl.3ln •• t;91,31() ':",919 [TOr~J 5:133,9i'0 •• U31,OI'O $18,1110 ~~iiOi$~I~COIIIE i12~.J.lIn -----...~'---.-::tu,33.1 ' ........ (IN·!Illli w,-.NAGeH '!lALAlmDSfC'l'lls UTllITI(S ~INTEkANCEJnEPAIR~J~N NAURAI«1': OI'FICF-E)(fI(NIiF. P~OPE'RT'(i1lJ( PIn"{RlY~MENTSERvo;S PfI;Of£OOIONAl F(1i1'J (I.f.~, Etc I A~T~"'T~(F.: """ truu~--------- AESFfII,Il;8 ~EfDiiERA~.2!!£"~ (l,QIsl NOTES UO,I"a 111,1A') '10,A l~ 't~ ... j 11,305 s. 116,310 &2,81(.0 ,13,Od $r,",' '" " 50 " .. $S.IHIi " " '8,6i/~ 50 $20.818 1J1l.1U 'HU3to! '~,"19 't :tOIli '1i.IitT" 'I.LHu t".blt) .. la.f.'l $81i1' ~!lJOl _i12,4'1-=-~~£,i~ SfI,ODS $6,lIIll S 1">,2 LA S)2-->-l,u ___ S7~,21~ __ $101.4~' t I AU.cot.IM[RClIIlLE..ASI::SA~E ~ (TENANTPAV8% TNlW.IN8URANC~, HC.) 2', RESIDENTIAL. P~Of'EHlY T~xHI WLlBE EXfMPT DI.F-TO NON PJ«Jf1T STATUS --'"-, ,> " ';.:. ;" '\'. '/. .-;". ,:.;,'"":. ',: '.:.t "~~.: . . ,.~}~~~