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HomeMy WebLinkAboutStaff Report 2769 City of Palo Alto (ID # 2769) City Council Staff Report Report Type: Meeting Date: 4/23/2012 April 23, 2012 Page 1 of 3 (ID # 2769) Summary Title: Public Improvement Corporation Board Title: Approval of 2010-11 Public Improvement Corporation Financial Statement From: City Manager Lead Department: Administrative Services Recommendation Staff recommends that the Board of Directors of the Public Improvement Corporation (PIC) approve the 2010-11 financial statements for the Public Improvement Corporation. Background The Public Improvement Corporation (PIC) is a nonprofit corporation formed by the City in 1983, allowing the City to issue Certificates of Participation (COPs) to fund capital improvements. The PIC, through a lease structure, finances the acquisition, improvement, and construction of City facilities. The PIC uses the lease payments by the City’s General Fund to pay the debt service on the COPs. On July 13, 1998, Council adopted a resolution establishing itself as the Board of Directors of the PIC. The bylaws of the PIC require the Board of Directors of the Corporation to meet at least annually and approve the financial statements for the Corporation. Therefore, the City Council is required to meet annually as the Board of the PIC. The City has three outstanding COPs through the PIC. In 1983 and 1998, the City of Palo Alto issued Certificates of Participation (COPs) to fund improvements to the Center Civic and the Golf Course, respectively. In 2002, thee Center Civic bonds were refinanced to obtain a lower interest rate. Also in 2002, a third series of COPs known as the Downtown Parking Improvement bonds were issued to finance the construction of commercial space adjacent to the new parking structure on Bryant/Florence Street. The Golf Course bond proceeds were used to finance various improvements at the Palo Alto Public Golf Course, including upgrading five fairways and various traps, trees and greens, constructing new storm drain facilities, replacing the existing irrigation system, upgrading the driving range, and installing new cart paths. The Civic Center bonds were issued to undertake various improvements to the City’s existing Center Civic. These improvements included a third elevator assembly and its installation in a pre-existing elevator shaft and strengthening of 1 Packet Pg. 2 April 23, 2012 Page 2 of 3 (ID # 2769) certain structural and decorative elements of the building for seismic purposes. In addition, funds were used for structural remodeling of the police headquarters and retrofitting of a portion of the Center Civic for a fire sprinkler system. The Downtown Parking Improvement bonds were used to build a two story above-ground structure of approximately 7,638 square feet which was leased to a commercial tenant. Subsequent to the issuance of the 2010-11 financial statements, the City refinanced the outstanding $3.7 million of the Golf Course bonds, saving the City’s General Fund (over 8 years) $961,500 or $135,700 annually. The savings was 6.8 percent of the refunded bonds. The bonds were refinanced utilizing what is called a “private placement” with JP Morgan Chase Bank, who was selected through requests of proposals that were sent out to 23 banks. A private placement was chosen because the issue was too small to elicit attention and competitive bids from the bond market, it saved the City a variety of fees or costs associated with selling bonds on the open market (e.g. Disclosure Counsel and rating agency fees), the time frame to sell the City’s debt in a private placement is shorter and subject to less uncertainty, and the lack of a reserve requirement through the private placement allowed the City to reduce the amount of principal outstanding. For the 1998 COPs, the Golf Course was pledged. Because the Golf Course has value far in excess of the now remaining debt, staff used the City’s fleet of 21 Fire apparatus as collateral for the refinancing. Discussion The attached financial statements show the financial condition of the PIC. All debt service payments have been made on time and all financial requirements, such as the maintenance of reserves, have been met. At year-end, June 30, 2011, total outstanding debt principal on the COPs equaled $5.9 million as follows: COP Description Principal Outstanding (millions) Year Debt will be Retired 1998 Golf Course $3.7 2018 2002A Civic Center Refinancing $0.4 2012 2002B Downtown Parking Improvements $1.8 2022 Total COPs $5.9 Staff recommends that the Board of Directors of the Public Improvement Corporation (PIC) approve the 2010-11 financial statements for the Public Improvement Corporation. Resource Impact Approval of the Public Improvement Corporation’s financial statements will have no resource impact. 1 Packet Pg. 3 April 23, 2012 Page 3 of 3 (ID # 2769) Policy Implications Approval of the Public Improvement Corporation’s financial statements is consistent with prior Council policy direction and resolutions. Environmental Review This is not a project, as defined in Section 21065 of the California Environmental Quality Act (CEQA). Attachments: Attachment A: Public Improvement Corporation Fiscal Year 2011 Financial Statement (PDF) Prepared By: Julia Pollard, Administrative Assistant Department Head: Lalo Perez, Director City Manager Approval: ____________________________________ James Keene, City Manager 1 Packet Pg. 4 CITY OF PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit of the City of Palo Alto) Annual Financial Report For the Year Ended June 30, 2011 1.a Packet Pg. 5 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n CITY OF PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit of the City of Palo Alto) Table of Contents Page Independent Auditor's Report ................................................................................................................... 1 Management's Discussion and Analysis (Unaudited) .............................................................................. 3 Basic Financial Statements Government-wide Financial Statements: Statement of Net Assets ...................................................................................................................... 5 Statelnent of Activities ...................................................................................................... '" .............. 6 Fund Financial Statements: Balance Sheet ..................................................................................................................................... 7 Statement of Revenues, Expenditures, and Changes in Fund Balance ............................................... 8 Notes to Basic Financial Statements ........................................................................................................ 9 1.a Packet Pg. 7 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n 1.a Packet Pg. 8 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n The Honorable Mayor and Members of the City Council of the City of Palo Alto, California Independent Auditor's Report We have audited the accompanying basic financial statements of the govenunental activities and the major fund of the Palo Alto Public Improvement Corporation (Corporation), a component unit of the City of Palo Alto, as of and for the year ended June 30, 2011, as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with the auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Corporation's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence suppOlting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements refelTed to above present fairly, in all material respects, the financial position of the governmental activities and the major fund of the Palo Alto Public Improvement Corporation as of June 30, 2011, and the results of its operations for the year then ended, in conforn1ity with generally accepted accounting principles in the United States of America. As discussed in Note 2(e) to the basic financial statements, effective July I, 2010, the Corporation adopted the provisions of Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. Accounting principles generally accepted in the United States of America require that the management's discussion and analysis as listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary infOlmation in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the infOlmation and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the infonnation because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. ~~ ~c\-G~ Ll.-'? Walnut Creek, California December 1,2011 2121 N. C'lliforr:~.i Blvd S1)il<:: 750 V\!{1but Cr~:{:;: CA 94';96 2029 Century f'ad~ El'1:;t IDS CA 225 Bmad</j0] S-LJirc 17S(I ~~I~~i~5~] 1.a Packet Pg. 9 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n This page left intentionally blank. 2 1.a Packet Pg. 10 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n CITY OF PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit ofthe City of Palo Alto) Management's Discussion & Analysis (Unaudited) The Palo Alto Public Improvement Corporation (Corporation), a component unit of the City of Palo Alto (City), follows the provisions of Government Accounting Standards Board (GASB) Statement No. 34 (GASB 34), Basic Financial Statements -and Management's Discussion and Analysis for State and Local Governments. The Corporation is controlled by the City of Palo Alto and was organized to assist the City in financing public improvements. The Corporation issues debt and turns the proceeds of the debt over to the City under lease agreement~ that provide a revenue source for the repayment of this debt. The Corporation has tlu'ee debt issues and has turned the proceeds of these issues over to the City, which pledged certain lease payments as collateral for this debt as discussed in Note 4 to the financial statements. FISCAL 2011 FINANCIAL HIGHLIGHTS GASB 34 requires the issuance of government-wide financial statements as well as fund financial statements. The government-wide financial statements repmt the balance of the Corporation's long-term debt issues while the individual fund statements do not. In fIscal year 2002, the Corporation issued its 2002A Civic Center Refinancing Certificates of Participation (COPs) in the amount of $3.5 million to refund its 1992 Civic Center Project COPs, reducing debt service requirements by $372 thousand and producing an accounting gain of $l37 thousand. The Corporation also issued its 2002B Downtown Parking Improvements COPs in the amount of $3.6 million. In fiscal year 2005, a partial redemption was completed by placing excess construction and debt service reserve funds into an escrow account to defease $900 thousand of the 2002B Downtown Parking Improvements COPs. These issues, including the 1998 Golf Course Capital Improvements COPs, comprise the Corporation's outstanding debt. Interest expense and other fiscal agent charges on these COP issues was $332 thousand for fiscal year 2011, a decrease of $37 thousand over the prior year. The interest for leases on the assets securing these COP issues was $297 thousand, a decrease of $78 thousand from the prior year. Program expenses exceeded lease revenues by $36 thousand, thereby resulting in a decrease in net assets of $19 thousand over the prior year. The Corporation ended fiscal year 2011 with total assets of $6.1 million, a decrease of $0.9 million from the prior year. Total assets consist of $1.2 million in cash and $4.9 million ofleases receivable (recorded at net present value) from the City of Palo Alto. Total liabilities were $6.0 million, a decrease of $0.9 million from the plior year, and included $1.0 million of current liabilities as well as $5.0 million oflong­ term debt. At the fund level, the Corporation's expenditures exceed its revenues by $18 thousand. As of June 30,2011, the Corporation had one fund, the Debt Service Fund, which repOlted a $1.3 million fund balance, reflecting an $18 thousand decrease over the prior year. 3 1.a Packet Pg. 11 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n CITY OF PALO AL TO PUBLIC IMPROVEMENT CORPORATION (A Component Unit ofthe City of Palo Alto) Management's Discussion & Analysis (Unaudited) OVERVIEW OF THE CORPORATION'S BASIC FINANCIAL STATEMENTS The Basic Financial Statements are in two parts: 1) Management's discussion and analysis (this part), 2) The basic financial statements, which include the government-wide and the fund financial statements, along with the notes to these financial statements. The basic financial statemenL'l comprise the government-wide financial statements and the fund financial statements. These two sets of financial statements provide two different views of the Corporation's financial activities and financial positions, both short-term and long-term. The government-wide financial statements provide a long-term view of the Corporation's activities as a whole, and comprise the statement of net assets and the statement of activities. The statement of net assets provides infonnation about the financial position of the Corporation as a whole, including all its long-term liabilities on the full accrual basis, similar to that used by corporations. The statement of activities provides infonnation about all the Corporation's revenues and expenses on the full-accrual basis, with the emphasis on measuring net revenues or expenses of the Corporation's program. The statement of activities explains in detail the change in net assets for the year. The fund financial statements rep ott the Corporation's operations in more detail than the corporate-wide statements and focus primarily on the short-term activities of the debt service fund. Fund financial statements measure only cunent revenues and expenditures; cunent assets, liabilities and fund balances; and they exclude capital assets and long-tenn debt. Together, these statements are called the basie finaneial statements. DEBT ADMINISTRATION The Corporation issues debt in the form of Certificates of Pmticipation (COPs) for future lease receipts from the City of Palo Alto. Legally, these COPs issues are the Corporation's debt only; the City is liable only for the payment of the amounts set forth in the lease securing each COPs issue. The Corporation issued two COPs for the fiscal year ending June 30,2002, one of which was refunded by an earlier issue. ECONOMIC OUTLOOK AND MAJOR INITIATIVES The economy of the City of Palo Alto and its major initiatives for the coming yem' are discussed in detail in the City'S Comprehensive Annual Financial Report. CONTACTING THE AGENCY'S FINANCIAL MANAGEMENT These Basic Financial Statements are intended to provide citizens, taxpayers, investors, and creditors with a general overview of the Agency's finances. Questions about these Statements should be directed to the Finance Depaltment of the City of Palo Alto, 250 Hamilton Avenue, CA 94301. 4 1.a Packet Pg. 12 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit ofthe City of Palo Alto) Statement of Net Assets June 30, 2011 Assets: Cash and investments held by trustee Investment in leases to City of Palo Alto Total assets Liabilities: Interest payable Long-term debt: Due in one year Due in more than one year Total liabilities Net Assets: Restricted for debt service See accompanying notes to financial statements. 5 $ 1,267,828 4,866,132 6,l33,960 104,805 905,000 4,990,000 5,999,805 $ l34,155 1.a Packet Pg. 13 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component U nit of the City of Palo Alto) Statement of Activities For the Year Ended June 30, 2011 Expenses: Interest and fiscal agent charges Program revenues: Interest on leases from City of Palo Alto Net program expenses General Revenues: Investment income Miscellaneous revenue Change in net assets Net assets, beginning of the year Net assets, end of the year See aecompanying notes to financial statements. 6 $ 332,375 296,670 (35,705) 3,062 14,086 (18,557) 152,712 $ 134,155 1.a Packet Pg. 14 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit of the City of Palo Alto) Balance Sheet Debt Service Fund June 30,2011 Assets: Cash and investments held by trustee Investment in leases to City of Palo Alto Total assets Liabilities and Fund Balance: Liabilities: Deferred revenue Total liabilities Fund balance restricted for debt service Total liabilities and fund balance Reconciliation of fund balance to net assets: Fund balance restricted for debt service Accrual adjustment to remove deferred revenue from the balance sheet Some liabilities, including bonds payable, are not due and payable in the the current period and therefore are not reported in the funds: Interest payable Long-term debt due within one year Long-term debt in more than one year Net assets of governmental activities See accompanying notes to financial statements. 7 $ $ $ 1,267,828 32 4,866,132 1,267,828 4,866,132 (104,805) (905,000) (4,990,000) 55 1.a Packet Pg. 15 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit ofthe City of Palo Alto) Statement of Revenues, Expenditures and Changes in Fund Balance Debt Service Fund For the Year Ended June 30, 2011 Revenues: Lease receipts from City of Palo Alto: Principal Interest Investment income from cash and investments Miscellaneous revenue Total revenues Expenditures: Debt service: Principal repayment Interest and fiscal agent charges Total expenditures Net change in fund balance Fund balance, beginning of the year Fund balance, end of the year Reconciliation of net change in fund balance to net change in net assets: Net change in fund balances-total governmental funds $ $ Amounts reported for governmental activities in the statement of activities are different because: Repayment of bond principal is an expenditure in the governmental funds, but in the statement of net assets the repayment reduces long-tenn liabilities, Some amounts reported in the statement of revenues, expenditures and changes in fund balances reflect the collection of an asset which arc not includable as as revenues on the statemcnt of activities_ Change in defen'ed revenue Change in interest payable Change in net assets of govemmental activities See accompanying notes to financial statements. 8 $ 882,426 296,670 3,062 14,086 1,196,244 870,000 (18,326) (18,326) 870,000 1.a Packet Pg. 16 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n CITY OF PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit ofthe City of Palo Alto) Notes to Basic Financial Statements For the Year Ended June 30, 2011 NOTE 1 DESCRIPTION OF REPORTING ENTITY The Palo Alto Public Improvement Corporation (the Corporation) was incorporated in September 1983 under the General Nonprofit Corporation Law of the State of California to acquire, construct and lease capital improvement projects. The Corporation is exempt from federal income taxes under Section 501(e)(4) of the Intemal Revenue Code. The Corporation provides financing of public capital improvements for the City through the issuance of Certificates of Paliicipation (COPs), a form of debt which allows investors to paliicipate in a stream of future lease payments. Proceeds from the COPs are used to construct projects which are leased to the City for lease payments which are sufficient in timing and amount to meet the debt service requirements of the COPs. The Corporation is an integral part of the City of Palo Alto. It primarily services the City and its goveming body is composed of the City CounciL Therefore, the financial data of the Corporation has also been included as a blended component unit within the City'S comprehensive annual financial report for the year ended June 30, 2011. NOTE 2 SIGNIFICANT ACCOUNTING POLICIES (a) Basis of Presentation Government-wide Statements: The statement of net assets and the statement of activities include the financial activities of the Corporation. Eliminations have been made to minimize the double counting of intemal activities. The statement of activities presents a comparison between direct expenses and program revenues for each function of the Corporation's activities. Direct expenses al'e those that are specifically associated with a prograln or function and, therefore, are clearly identifiable to a paliicular function. Program revenues include (a) charges paid by the recipients of goods or services offered by the programs, and (b) grants and contributions that are restrieted to meeting the operational or capital requirements of a particular program. Revenues that are not classified as program revenues, including all taxes, are presented as general revenues. Fund Financial Statements: The fund financial statements provide infOlmation about the Corporation's funds. Separate statements for each govemmental fund are presented. The emphasis of fund financial statements is on major individual funds, each of which is displayed in a sepal'ate column. (b) Major Funds Major funds are defined as funds that have either assets, liabilities, revenues or expenditures equal to ten percent of their fund-type total and five percent of the grand total. The Corporation has one fund which is reported as a major govemmental fund in the accompanying financial statements: Debt Service Fund -This fund accounts for debt service payments on the Corporation's long-term debt issues, 9 1.a Packet Pg. 17 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n CITY OF PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit ofthe City of Palo Alto) Notes to Basic Financial Statements For the Year Ended June 30, 2011 NOTE 2 -SIGNIFICANT ACCOUNTING POLICIES (continued) (c) Investment in Leases Improvements financed by the Corporation are leased to the City for their entire estimated useful life and will become the City property at the conclusion of the lease. The Corporation therefore records the present value of the lease and considers the leased improvement to have been sold for this amount when leased. (d) Net Assets The government-wide financial statements utilize a net assets presentation. Net assets are categorized as restricted and unrestricted. Restricted Net Assets This category presents extemal restrictions imposed by creditors, grantors, contributors or laws or regulations of other govemments and restrictions imposed by law through constitutional provisions or enabling legislation. (e) Fund Balances During the year ended June 30, 2011, the Corporation implemented GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. The objective of this Statement is to enhance the usefulness of fund balance information by providing clearer fund balance classifications that can be more consistently applied and by clarifYing the existing governmental fund type definitions. This Statement establishes fund balance classifications that comprise a hierarchy based primarily on the extent to which a govermnent is bound to observe constraints imposed upon the use of the resources reported in governmental funds. At June 30, 2011, the Corporation's governmental funds' fund balances include the following classifications: Restricted Fund Balance includes amounts that can be spent only for the specific purposes stipulated by external resource providers, constitutionally or through enabling legislation. Restrictions may effectively be changed or lifted only with the consent of resource providers. (f) Estimates The preparation of basic financial statcments in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. 10 1.a Packet Pg. 18 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n CITY OF PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit of the City of Palo Alto) Notes to Basic Financial Statements For the Year Ended Junc 30, 2011 NOTE 3 -CASH AND INVESTMENTS HELD BY TRUSTEE Under the provisions of the Corporation's COP issues, a Tmstec holds and invests the Corporation's cash. (a) Interest Rate Risk Interest rate risk is the risk that a change in market interest rates will adversely affect the fair value of an investment. Normally, the longer it takes an investment to reach maturity, the greater will be that investment's sensitivity to changes in market rates. Information about the sensitivity of the fair values of the Corporation's investments to market interest rate fluctuations is provided by the following table that shows the distribution of the Corporation's investments by maturity: Investment T:!:l~e Amount Matnri!l: Date California Asset Management Program $ 624,261 57 Days * U.S. Agency obligations: Federal National Mortgage Association 586,653 10/30/2012 Money Market Mutual Funds 13,914 28 Days * Total Investments held by Tmstee $ 1,224,828 * Maturity dates listed in number of days represents the weigllted avemge maturity of the investment. California Asset Management Program -The City is a voluntary participant in the California Asset Management Program (CAMP). CAMP is an investment pool offered by the California Asset Management Tmst (the Trust). The Trust is a joint powers authority and public agency created by the Declaration of Trust and established under the provisions of the California Joint Exercise of Powers Act (California Govemrnent Code Sections 6500 et seq., or the "Act") for the purpose of exercising the common power of its Participants to invest certain proceeds of debt issues and surplus funds. CAMP's investments are limited to investments permitted by subdivisions (a) to (n), inclusive, of Section 53601 of the Califomia Govenilllent Code. The City reports its investments in CAMP at the fair value amounts provided by CAMP, which is the same as the value of the pool share. At June 30, 2011, fair value approximated cost. At June 30, 2011, these investments have an average maturity of 57 days. Money Market Mutual Funds are available for withdrawal on demand at June 30, 2011, and have an average maturity of 28 days. (b) Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. The actual ratings as of June 30, 2011, for all U.S. Agency Obligations and Money Market Mutual Funds are Aaa as provided by Moody's Investment Rating system. As an external investment pool, the Califomia Asset Management Program was rated Aaam as of June 30, 2011. On August 5, 2011, Standard & Poor's lowered its long-term credit rating on debt of the U.S. govenunent from "AAA" to "AA+." This action affected Standard & Poor's view of U.S. public finance debt instruments that are directly or indirectly backed by the U.S. As a result, on August 8, 2011, Standard & Poor's lowered its long-term credit ratings of U.S. government-sponsored enterprises and public debt issues that have credit enhancement guaranteed by those government-sponsored enterprises to "AA+." The credit downgrades relate to the credit risk associated with the City's investments in U.S. Treasuries and U.S. Agency Securities. 11 1.a Packet Pg. 19 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n CITY OF PALO ALTO PUBLIC IMIJROVEMENT CORPORA nON (A Component Unit ofthe City of Palo Alto) Notes to Basic Financial Statements For the Year Ended June 30, 2011 NOTE 3 CASH AND INVESTMENTS HELD BY TRUSTEE (continued) (c) Investment Policy The Corporation must maintain required amounts of cash and investments with trustees under the telIDS of certain debt issues. These funds are unexpended bond proceeds or are pledged as reserves to bc used if the Corporation fails to meet its obligation under these debt issues. The California Government Code requires these funds to be invested in accordance with bond indentures or State statue. All these funds have been invested as permitted under the Code. The Investment Policy is described in detail in the City of Palo Alto Comprehensive Annual Financial RepOlt. The table below identifies the investment types that are authorized by the City's Investment Policy. The table also identifies certain provisions of the City's Investment Policy that address interest rate risk, credit risk and concentration of credit risk. The table addresses investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City rather than by the general provisions of the City's investment policy. Maximum Maximum Maximum Minimum Credit Percentage of Investment In One Authorized Investment Type Quality Portfolio Issuer U.S. Govemment Securities N/A No No Limit U.S. Government Agencies N/A No Limit (A) No Limit 10% of the par value Certificates of Deposit 10 years N/A 20% of portfolio Bankers Acceptances 180 days N/A 30% $5 million Commercial Paper 270 days AAA 15% $3 million (B) $50 million per Local Agency Investment Fund N/A N/A No Limit account Short-Term Repurchase Agreements I year N/A No Limit No Limit City of Palo Alto Bonds N/A N/A No Limit No Limit Money Market Deposit Accounts N/A N/A No Limi! 10% Mutual Funds (C) N/A N/A 20% 10% Negotiable Certificates of Deposit 10 years N/A 10% $5 million Medium Term Corporate Notes 5 years AA 10% $5 million (A) Callable and multi-step securities are limited to no more than twenty percent of the par value of the portfolio, provided that: I) the potential call dates are known at the time of purchase. 2) the interest rates at which they "step-up" are known at the time or purchase. 3) the entire face value of the security is redeemed at the call date (B) The lesser of $3 million or 10% of outstanding commereial paper of anyone institution. Debt Agreements: (C) Golf PIC COP 1998, University Avenue Parking Bond 2001 and University Avenue Parking Bond 2002 are allowed to invest in the California Asset Management Program. 12 1.a Packet Pg. 20 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n CITY OF PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit of the City of Palo Alto) Notes to Basic Financial Statements For the Year Ended June 30, 2011 NOTE 4 CERTIFICATES OF PARTICIPATION The Corporation's changes in long-tenn debt are presented below: Balance Balance June 30, 2010 Retirements June 30, 2011 Governmental Activity Debt: Certificates of Participation 1998 Golf Course 4.00 -5.00%, due 09/01/2018 $ 4,060,000 $ 370,000 $ 3,690,000 2002A Civic Center Refinancing 2.00 -4.00%, due 03/OJ/2012 795,000 390,000 405,000 20028 Downtown Parking Improvemnts 4.55 -6.50%, due 03/01/2022 1,910,000 110,000 S 6,765,000 $ 870,000 Current Portion $ 385,000 405,000 In August 1998, the Corporation issued the Golf Course Capital Improvements and Refinancing Project Certificates of Participation, Series 1998, in the amount of $7.8 million to refund and subsequently retire the 1978 Golf Course Lease Revenue Bonds issued by the City through the Palo Alto Golf Course Corporation and to finance various improvements at the Palo Alto Public Golf Course, including upgrading five fairways and various traps, trees, and greens, constlllcting new stonn drains facilities, replacing the existing irrigation system, upgrading the driving range, and installing new cart paths. Under the tenns of the 1998 COPs, the Corporation transferred $473 thousand to an agent for the Golf Course Corporation which used the funds to retire the] 978 Bonds. On January 16, 2002, the Corporation issued the 2002A Civic Center Refinancing Certificates of Participation in the amount of $3.5 million to refund the City's 1992 Civic Center Project Certificates of Patticipation. Principal payments for the 2002A COPs are due annually on March 1 and interest payments semi-annually on March 1 and September 1 and are payable from lease revenues from the City from available funds. During the year ended June 30, 2002, the 1992 Civic Center COPs were retired. On January 16,2002, the Corporation issued the 2002B Downtown Parking Improvements Certificates of Participation in the amount of $3.6 million to finance the construction of certain improvements to the non-parking area contained in the City's BryantlFlorence Garage complex. Principal payments are due annually on March I and interest payments semi-annually on March 1 and September 1 and are payable from lease revenues received from the City from available funds. On January 25, 2005, the City defeased $900 thousand of the 2002B Downtown Parking Improvements Certificates of Participation. The City placed $1.0 million in surplus cash from the Civic Center Refinancing and Downtown Parking Improvement Project Construction account in an irrevocable trust to provide for future debt payments. Accordingly, the trust account assets and the liability for the defeased Bonds are not included on the financial statements. The total defeased amount was paid off on March 1, 2011. 13 1.a Packet Pg. 21 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n CITY OF PALO ALTO PUBLIC IMPROVEMENT CORPORATION (A Component Unit ofthe City of Palo Alto) Notes to Basic Financial Statements For the Year Ended June 30, 2011 NOTE 4 -CERTIFICATES OF PARTICIPATION (continued) The COPs are payable and secured by lease revenues received by the Public Improvement Corporation from any City General Fund revenue source. Principal and interest are payable semi-annually on March 1 and September 1. Future annual debt service on the COPs is expected to be provided by the lease receipts discussed above, and is shown below: For the Year Ending June 30 Principal Interest Total 2012 $ 905,000 $ 305,559 $ 1,210,559 2013 530,000 263,511 793,511 2014 555,000 235,509 790,509 2015 590,000 205,575 795,575 2016 620,000 173,275 793,275 2017-2021 2,475,000 376,900 2,851,900 2022 220,000 14,300 234,300 Total $ 5,895,000 $ 1,574,629 $ 7,469,629 NOTE 5 -SUBSEQUENT EVENT Refinancing of the 2002A Golf Course Certificate of Participation On August 2, 2011, the City entered into a master lease-purchase agreement (the Agreement) with JPMorgan Chase Bank N.A., whereby the proceeds together with the bond reserve fund were used to refund the Certificates of Participation, Series 1998 (Golf Course Improvements and Refinancing Project). The principal amount financed by the Agreement was $3.2 million and will be repaid at an interest rate of 2.49%. Semi-annual payments will be made through September 1,2018. The City used its Fire Department rolling stock as the collateral in this Agreement. 14 1.a Packet Pg. 22 At t a c h m e n t : A t t a c h m e n t A : P u b l i c I m p r o v e m e n t C o r p o r a t i o n F i s c a l Y e a r 2 0 1 1 F i n a n c i a l S t a t e m e n t ( 2 7 6 9 : P u b l i c I m p r o v e m e n t C o r p o r a t i o n