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HomeMy WebLinkAboutStaff Report 128-08City of Palo Alto Manager’s Report TO: FROM: HONORABLE CITY COUNCIL CITY MANAGER 10 DEPARTMENT: ADMINISTtL4.TIVE SERVICES DATE: SUBJECT: FEBRUARY 4, 2008 CMR: 128:08 FINANCE COMMITTEE RECOMMENDATION THAT COUNCIL REVIEW AND COMMENT ON THE UPDATE TO THE LONG RANGE FINANCIAL FORECAST AND "SUSTAINABLE BUDGET" REPORTS RECOMMENDATION: After review of the City’s 2007 update to the Long Range Financial Plan on December 11, 2007. and review of the "Sustainable Budget" report on October 16, 2007, the Finance Committee recommended that the City Council review and comment on the forecast of revenues, expenses and reserve levels. The Finance Committee also recommended, on October 16, 2007. that the Council review and comment on the "Sustainable Budget" report. COMMITTEE REVIEW: On December 11. 2007. the Finance Committee reviewed the Long Range Financial Plan. The Finance Committee’s review included questions about the Budget Stabilization Reserve (BSR) level and one-time expenditures that impact the BSR in 2007-08. On October 16, 2007, the Finance Committee reviewed the staff report on the "Sustainable Budget", which described the issues and tradeoffs that would lead to a sustainable budget for the City of Palo Alto. The Committee recommended that the full Council review the report and provide comment. In discussion, the Committee agreed that it was important to include the community in the priority setting process necessary to achieve a sustainable budget. During the January 12, 2008 priority, setting retreat, the Council selected a new priority, "Economic Health of the City." In the future, deliberations involving what has been described as a "Sustainable Budget" will be subsumed under the new priority. CMR: 128:08 Page 1 of 2 ATTACHMENTS AUachment A: CMR 42~ :07 - "Update to Long Range Financial Forecast’: Attachment B: CMR 387:07 -"Discussion of Council’s Top 4 Priority Sustainable Budget" PREPARED BY: JOSEPH ~’~CCIb " ..Deputy Dl~.ctor of Adm]nlstratlve Services sfi-ZRob BOZbL~N Senior F’inancial Analyst DEPARTMENT HEAD APPROVAL: LAL~Z \ Director, Administrative ~s,.. ....................... Y i’-",, Kt (:z.~ /CITY MA_NAGER APPROVAL:t,.~!ji., /,,. 1.~ "-.-..~"x-...--~ E~Y HARRISON’ Assistant City Manager CMR: 128:08 Page 2 of 2 ATTACHMENT A City of palo Alto City Manager’s Report TO: ATTN: FROM: HONORABLE CITY COUNCIL FINANCE COMMITTEE CITY MANAGER DEPARTMENT: ADMINISTRATIVE SERVICES DATE:DECEMBER 11, 2007 CMR: 425:07 SUBJECT:UPDATE TO LONG RANGE FINANCIAL FORECAST " RECOMMENDATION Staff recommends that the Finance Committee review and comment on the attached forecast of revenues, expenses, and reserve levels and forward it to the full Council. DISCUSSION Attached to this report is the updated General Fund Long Range Financial Forecast (LRFF) for the years 2007-08 through 2017-18. The LRFF identifies key issues that will guide the upcoming 2008-09 budget process and affect the City’s future financial condition. This year the LRFF includes a discussion of the City Council Top 4 priority, "Sustainable Budget." Some of the questions raised in an earlier report (CMR: 387:07) to the Finance Committee include: What are the City’s basic program and spending priorities; can the current level of expenditures continue and if not what costs can be reduced; are there new or additional revenue sources to be obtained; and should the City incur more debt to fund capital improvements? In addition, this year’s LRFF includes brief, but informative information on the status of the Utility Enterprise Funds. This represents the first, small step toward a more comprehensive, citywide Long Range Financial Forecast. RESOURCE IMPACT As with any financial forecast, the fiscal impacts shown are estimates. Estimates of future deficits and surpluses, as well as the estimated costs of future financial challenges, are meant to guide future policy and budget decisions. POLICY IMPLICATIONS The Long Range Financia! Forecast is a tool for Council’s use in making policy decisions regarding the allocation of resources. CMR:425:07 Page 1 of 2 ENVIRONMENTAL REVIEW This report is not a project under the California Environmental Quality Act (CEQA). PR£PARED BY: JOE I~{~CCIO - Deputt~ Director ~@.RS RON BOZMANSenior Financial Analyst DEPARTMENTAL HEAD APPROVAL: CITY MANAGER APPROVAL: CARL/igEATS --’-’-- Dire~or, Administrative Services -tiL~MILY i~i2RRISON Assistant City Manager ATTACHMENTS Attachment 1’ Long Range Financial Forecast. CMR:425:07 Page 2 of 2 ATTACHMENT 1 INTRODUCTION Purpose of the Forecast Executive Summary TEN YEA Key Points Forecast Model Risks ] ENTERPRISE FUNDs E nterprise Utility Funds Overvie~ APPENDICE~ Definitions of Revenue and Expen B. Basic Forecast Methodology D. Historical Trends 3] and Other Economic Forecasts 32 2008 INTRODUCTION NTRODUCT ON PURPOSE OF THE FORECAST The Long Range Financial Forecast takes a forward look at the City’s General Fund revenues and expenditures. Its purpose is to identify financial trends, shortfalls, and issues so the City can proactively address them. It does so by projecting out into the future the fiscal results of continuing the City’s current service levels and policies, providing a snapshot of what the future will look like as a result of the decisions made in the recent past. Any needed course corrections are thereby illuminated. This Long Range Financial Forecast is not intended as a budget, nor as a proposed plan. The City has changed the name of the report from "Long Range Financial Plan" to "Long Range Financial Forecast" to make it clear that this document does not present a comprehensive financial plan for achieving City or Council objectives. The Long Range Financial Forecast sets the stage for the upcoming budget process, facilitating both the City Manager and Council in establishing priorities and allocating resources appropriately. In this year’s forecast the concept of a "sustainable" budget is introduced. The word "sustainable" raises fundamental questions about what services and pro~ams can be supported over a long period of time within the revenue con- straints faced by the City. These questions are desig-ned to initiate a process and plan that ensure future balanced budgets and services to the community. City of Palo Alto I 2OO11 INTRODUCTION EXECUTIVE SUMMARY Over the past three years the economy has slowly but steadily recovered from the dot-com bust of 2001-2004. To address the fall-off in revenues during the downturn as well as rising benefit costs, the City made changes resulting in long-term, structural cost reductions of $20 million. This included the reduction of 70 General Fund positions, or 10 percent. As a result of the expenditure curbs and a ~adually improving revenue environment, the City is in a relatively stable financial position to address the sigTtificant financial challenges that lie ahead. These challenges include the need, for example, to: +Maintain annual funding for the retiree medical liability ¯Enhance funding for infrastructure due to sharp increases in construction costs and a consequent backlog in projects ¯Deal with threats to the City’s economic base such as erosion of the City’s Utility Users Tax (UUT) telephone revenue stream and the loss of key revenue generators such as automobile dealerships ¯Increase healthcare costs ¯Address new facility needs and consequent increases in equipment and operating costs Examples of the significant changes the City has made that result in long-term cost controls include: This fiscal year, SEIU and Management/Professional employees began contributing to their PERS retirement fund - for the first time since 1983 This fiscal year, the City will limit its funding to the second-most-expensive health plan for employees and future retirees- setting a new precedent of capping the City’s liability for health care premiums New hires must have 20 years of service to qualify for the full retiree medical benefit The elimination of 70 General Fund positions and $20 million from the base budget In addition to reig-ning in costs, the City has been active in maintaining and enhancing revenues. Recent voter approval of the Transient Occupancy Tax (TOT) rate increase from 10 to 12 percent marked a revenue milestone for the community and will add an estimated $1.2 million to General Fund revenues. Moreover, the City has been active in working with automobile dealerships to identify sites that will allow them to stay in Palo Alto. Whether 2 City of Palo Alto 2008 INTRODUCTION located on the recently purchased Los Altos Treatment Plant site, or on other City owned land along the freeway, a solution will hopefully result in the space and visibility required by modern dealerships and in additional revenues for the City. This ten-year forecast assumes that the City will continue to invest, above base funding, $4.0 million annually in the Infrastructure Reserve; sufficient funds will be set aside to fund the annual required contribution for the retiree medical liability; the local economy and City revenues will continue to ~ow slowly; and a mild recession will appear in 2010-11, following the once-per-decade pattern of the State’s recession history. Given those assumptions, the General Fund breaks even until 2011-12, when annual deficits begin to appear. It is important to note, however, that there are a number of adverse economic develop- ments that could eventually influence the local economy. These include the severe down- turn in the housing market, the credit crisis and losses facing major financial institutions, the steep increase in oil prices, and the deficit the State faces which could be as high as $10 - $12 billion. A slowdown in the sales tax revenue ~owth rate emerged in the Ist quarter of 2007-08 and this may be an indication of eroding consumer confidence. On the positive side, local job ~owth continues at an annual rate of 1-2 percent, technology company profits remain robust, and exports are strong. At of this writing, the local economy appears to have weathered the negative forces affecting the state and national economies. The duration of these forces, however, will be key to the future condition of the local economy. In an effort to reduce the length of the text describing the forecast, some information has been moved to the Appendices. The Appendices include: the definitions of the revenue and expenditure categories; a general summary of the Forecast’s methodolog3z; a variety of professional economic forecast information; and historical trends in City revenues, expenditures, population, and other demographic information. City of Palo Alto 3 2008 This page is intentionally left blank. 4 City of Palo Alto TEN-YEAR FORECAST KEY POINTS The following highlights the sig-nificant issues incorporated into the 2008-18 Long Range Financial Forecast: Sales tax revenues reflect a slowdown for 2007-08. The ~owth rate is less than 1 percent for 2007-08. This is supported by the actual first quarter results for 2007- 08 received in September Transit Occupancy Tax revenues reflect the voter approved 2 percent increase effective January 2008 A two year recession beginning in 2010-11 has been factored into the forecast Expenditures and Transfers to Other Funds $2.9 million has been included to meet the Retire Medical liability expense. This is funding for the General Fund portion of the annual required contribution An additional $4 million is transferred to the Infrastructure Reserve beginning in 2007-08 and is inflated through 2017-18 Also included in this year’s Long Range Financial Forecast is a line (shaded) depict- Oty of Palo Alto 5 008 ing the anticipated non-operating items that will either draw down or add to the General Fund Budget Stabilization Reserve ~SR). By year, they are as follows: 2007-08 $2.3 million drawdown on the BSR for the purchase of the Los Altos Treatment Plant proper~, (LATP). This is the first of three payments $0.4 million drawdown on the BSR for the payment of the purchase option at Park Boulevard for the new Police building. This is the first of three payments $1.0 million drawdown on the BSR for a short-term inter-fund loan to the Storm Drain Fund for CIP projects 2008-09 ¯$2.3 million drawdown on the BSR for the purchase of the LATP property ¯$0.3 million drawdown on the BSR for the payment of the purchase option at Park Boulevard for the new Police building 2009-10 ¯$2.2 million drawdown on the BSR for the final payment to purchase the LATP property ¯$0.2 million drawdown on the BSR for the final payment on the purchase option at Park Blvd for the new Police building $0.5 million add back to the BSR for the loan re-payment from the Storm Drain fund 2010-11 $0.5 million add back to the BSR for the loan re-payment from the Storm Drain fund It is important to note that the $5.1 million surplus realized in 2006-07 (which will go to the General Fund BSR) nearly offsets the one-time transactions that appear from 2007-08 through 2010-11. Finally, the narrative includes a discussion on "Sustainable Budget" and a new chapter has been added that be~6_ns the process of incorporating the Enterprise Utility Funds into a citywide Long Range Financial Forecast. 60ty of Palo Alto 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Ac~al Proiected Revenues Sales Tax es ,~rope~’ Taxes UiJli~, User Tax Transient Occupancy Tax O~her Taxes, Fines & Penalties Subtotal: Taxes Ser,,’ice Fees & Permits Joint Serv ice Agreemen~ (Stanford U niv ersib’) interest Earnings 22,195 22,400 23,072 23,649 23,294 22,712 24,245 26,003 27,563 28,665 29,668 30.410 21,467 22~685 23,487 24,203 24,34i 24,482 26,098 27,823 29,735 31,782 33,8i5 36,066i 9.356 9,793 10,522 11,123 11,742 12,371 13.169 14,029 14,832 15.688 16,586 17,568 6,708 7,500 8,424 8.748 8,625 8,418 8,846 9,430 10,193 10.917 11,473 12,058 8,757 8,260 8,531 8.8t3 8,927 8,912 9.466 i0,080 10,703 1i,28t 11,819 12,346 68,483 70.638 74,036 76,536 76,929 76,895 81,824 87,365 93,026 98,333 103,361 108.448 17.9!6 19,091 19,756 20,692 21,234 21,717 22,117 22,757 23.649 24.57 25,543 26,545 6.822 7,260 7.690 7,934 8,402 8,765 9,162 9,558 9,999 10.464 10,953 11,468 2,365 2,291 2,383 2,471 2,557 2~653 2,759 2,883 3,033 3.!81 3,333 3~474 16,371 14,633 14,943 i5,18i 15,428 !5.707 13,918 14,270 14,632 15,005 15,389 15,785Other rev enues Reimbursements from Other Funds 9,898 10.680 11,053 11,428 !1.874 12,!87 12,5!".12,917 !3.410 !3,942 !4,487 15.055 Total Revenues 121,853 I24,593 129.861 134,242 136,424 137,924 142.294 149,750 157,749 165.502 173,066 180,775 Transfers from Other Funds 15,644 17,207 i7,807 18.930 i9,648 19,635 20.!62 20,811 21,605 22,463 23,340 24,256 TOTAL SOURCEOFFUNDS 137,497 141,800 147,668 153,172 156,072 157,559 162,456 170,561 179,354 187,965 196,406 205,031 Expenditures Salades & Benefits Re~ree Medical Liabilib, Contact Sew ices Supplies & Materials General Expense Ren~, Leases, & Equipment Allocated Ex penses Total Expenditures Transfers to Other Funds GF transfer for Infras~cture CIP GF transfer for other capiLal projects Debt Sew ice Other 84,043 86,920 9i,542 94.831 99,250 i02,391 105,595 !09,399 1!4,111 119,044 !24,207 !29,613 2,900 2.940 3.028 3,119 3,2!3 3.309 3~408 3,511 3.6i6 3~724 3,836 3.951 9.135 I0,409 !0.747 11,123 11.374 11,544 11,717 1!,893 12,226 i2,618 12,996 13,386 2,656 3,569 3,685 3,8!4 3,900 3,958 4,018 4,078 4,192 4,326 4,456 4,590 8,7~9,802 i0,088 10,392 t0.678 !0,934 !i,205 Ii.503 11.828 12,106 t2,390 12,681 985 1,166 1,204 1,24.6 1.274 1,293 1,312 1,332 1.369 1,4!3 1,456 1.499 14,101 13.566 14,007 14,497 14,823 15,046 i5,27!15,653 16.123 16,606 !7,105 17,618 122,554 128,372 134,301 139,023 144,512 148,475 152,527 157.370 163.466 169,837 176,446 183.338 6,987 7,600 7.880 8,180 8,501 8.844 9.211 9,604 10,024 10,474 10,955 11,470 1,749 2,077 !,682 1,579 1,626 1,675 1.725 1,776 1,828 1.882 !,936 1.993 1,092 1,162 1,171 1,177 1,i73 929 752 749 649 763 763 763 19 948 13 13 !3 i4 14 15 15 15 15 15 TOTAL USEOFFUNDS 132,401 140,159 145,047 149,971 !55,825 159,937 164.229 169,513 175,982 182,970 190,115 197,579 Net Operating Surptus/(Deficit)5,096 1,641 2,621 3,201 247 (2,378)(1,773)1,048 3,372 4,995 6,291 7,452 .....Ot~erOne:timelncre~se= ~Decreases}~337 (2 567.~ (.3 9 b18 0 .................0 0 0 0 .......0 0 To/(From) Reserves 5,096 (2,092)54 1,285 765 (2,378) (1,773)1,048 3,372 4,995 6,291 7,452 Oty of Palo Alto 7 2008 TEN YEAR FORECAST Revenues Sales Taxes Propa%, Taxes Utiiit;; User Tax Transient Occupancy Tax Other Taxes. Fines & Penal~es Subtotal: Taxes Sere’ice Fees & Permits Joint Sere ice Aereements (S~nbrd Universi~’ ) Interest Earnings Other revenues 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 %%%%%%%%%%% Change Change Change Change Change %Change Change Change Change Change Change Change 9.25%0.92%3.00%2.50%(I ,50%)(2.50%)6.75°;;.7.25%6.00%4.00%3,50%2.509’ 14.61%5.67%3.54%3,05%0.57%0.58%6.60%6.6I%6.87%6.88%6.40%6.66% 6.80%4.67%7.44%5.7t%5.57%5.36%6.45%6.53%5.72%5.77%5.72%5.921; 4.93%11.81%12.32%3.85%(1.41%)(2.40%)5.08%6.60%&09%7.10%5.09%5.105’ 4.61%(5.68%)3.28%3.3!%1.29%(0.17%)6.22%6.49%6.I8%5.40%4.77%4,46::;’ 9.45%3.15%4.81%3.38%0.51%(0.04%)6.41%6.77%6.48%5.70%5.11%4.92~/ 7.82%6.56%3.48%4.74%2.62%2.27%1.84%2.89%3.92%3.92%3.93%3.92% 5.13%8.42%5.92%3.17%5.90%/.. 32%4.~ q’~;,.:,4.32%,.’~ 6-,~.. ,.~~.,~ ~,’~ ~ r,o,,4.67%,,~’,~:~’~ -no, " ~4.78%4.23%5.25%(3.13%)4,02%3.69%3.48%3.75%4.00%’ ~%5 ~0 ’~~ 88~" 5.87%(10 62%)2.i2%1.59%1.63%1.81%(11.39%)2.53%2,54%2.55%2156~’~2.57% Reimbursemen~ from Other Funds 4.39%7.92%3.49%3,39%3.90%2.64%2.68%3.22%3.82%3.97%3.9t%3.92% 7.96%2.25%4.23%3.37%1.63%1.10%3.17%5.24%5.34%4.91%4.57%4.45% 1.689::9.99%3.49%6.31%3.79%(0.07%)2.66%3.22%3.82%3.97%3.90%3.92% 7.21%3.13%4.14%3.73%1.89%0.95%3,11%4,99%5.16%4.80%4.49%4.39% Total Revenues Transfers from Other Funds TOTAL SOURCE OF FUNDS Expenditures Sa}ades & Benefi~ Retkee Medical Liabiii.,’:y Con~act Sew ices Suppiies & Materials General Expense Rents. Leases. & Equipment ,~located Expenses Total Expenditures Transfers to Other Funds GF ~ansfer for in[rasl~dcture CtP 1.3~%3.42%5.32%3.59%,:.66%3.16%3.13%3.60%4.31%4.32%4.3~%4.35% 0.00%i00.00%3.00%3,00%3,00%3.00%3,00%3,00%3.00%3.00%3,00%3.00% 5.46%i3.95"%3.25%3.50%2.25%1.50%1.50%1.50%2.80%3.20%3.00%3.00% (1.63%)34.38%3.25%3.50%2.25%1.50%1.50%1.50%2.80%3.20%3.00%3.005 2.08%12.23%2.92%3.01%2.75%2.40%2.48%2.66%2.831,3 2 35St 2.35%2.355 (77.48%)18,38%3.26%3.48%2.25%1.50%1.50%1.50%2.80%3.20%3.00%3.00~ 18.85%(3.79%)3.25%3.50%2.25%1.50%1.50%2.50%3.00%3.00%3.00%3.00’ 2.91%4.75%4,62%3,52%3,95%2.74%2.73%3.18%3.87%3.90%3.89%3.91’ 73.38% 8.77% 3.68% 3.80%3.92%4.04%4.15%4.26%4.38%4,48%4.60%4.705 2.~ ~o 2.89%.f..,.~0:.~ i8.75% (19.0251) ,c. 2;~,2.98%3.01%2.99%2.96%e~:~e-~;2.95%GF tansfer for other capital projects -" ~ ,~ ....o,~ Debt Service (6,44%} 6.38% 0.76%0.50%(0.29%)(20.84%)(19.07%){0.40%) (13.34%)17.54%0.00%0.00% Other (96.82%} 4889.47% (98.63%)0.00%2.84%2.84%2.84%2.84% 2.84%0.00%0.00%0.00% TOTAL USE OF FUNDS 5,18% 5.86% 3.49%3,39%3.90%2.64%2,68%3,22% 3.82%3.97%3.90%3.93% Net OperatingSurplus!(Deficit)115.08% (67.80%) 5923%22.13%(92.28%)(1062.19%)(25,45%)(159.12%) 221,72%48,12%25.97%18.45’ 8 ~ity of Palo Alto 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Budget Stabilization Reserve Beginning Balance 22,731 27.480 25.388 25,442 26,727 27,492 25,114 23,341 24,389 27.761 32.756 39,047 Tof(From) Resewes 5,096 (2,092)54 1,285 765 (2,378)(1,773)1.048 3,372 4,995 6,291 7,452 Yearly BAOs (347)0 0 0 0 0 0 0 0 0 0 0 Ending Balance 27,480 25,388 25,442 26,727 27,492 25,114 23,341 24,389 27,761 32,756 39,047 46,499 % of Total Expenditures 20.8%18.1%17.5%17.8%!7.6%15.7%14.2%14.4%!5.8%17.9%20.5%23.5!4 KEY DRIVERS AND ASSU[ PTIONS AFFECTING THE FORECAST The Long Range Financial Forecast is based on assumptions regarding what will happen in the regional and State economy over the next fen, years, and on near-term and long-term revenue and expenditure drivers. ECONOMIC ASSUMPTIONS The Forecast assumes continued slow economic g-rowth over the next fen, years, followed by a recession beginning in 2010-11. These assumptions are based on both the local economy’s recent performance and on outside expert forecasts. The presumed recession is based upon the fact that, in the past, California has had a recession approximately once per decade. A recession could come sooner or later than projected. The rationale for including a recession in the model is that cyclical economic downturns will occur, and fiscal discipline is nec- essary to cope with consequent revenue declines. The General Economic Outlook The general economic picture is decidedly mixed. On the one hand, the housing market, credit crisis, and higher oil prices threaten to throw the national economy into recession. On the other hand, GDP, productivity, and job ~owth remain stead),. Silicon Valley appears to be doing well as exports, corporate profits, and jobs increase. In testimony before Congress’ Joint Economic Committee (as reported by Forbes.corn, Novem- ber 8, 2007), the Federal Reserve Chairman, Ben Bernanke, stated that the U.S. economy is in for a rough winter and a better spring. Mr. Bernanke went on to say that, the moderate 3.9% gToss domestic product g-rowth rate of the economy in the third quarter will slow in the months ahead, amid turmoil in the housing and credit markets and rising energy prices, but "by spring, the broader resiliency of the econ- omy" will help it recover "to a more reasonable g-rowth pace." City of Paio Alto9 2008 TEN YEAR FORECAST In another report (AFP, Google News, November 8, 2007), the Fed chief said the contraction in housing-related activity "seemed likely to inten- sify" because of tighter credit, and that consumer spending is likely to ~ow more slowly in view of higher energy prices, credit issues and continu- ing weakness in housing. As for corporate spend- ing, he observed that "heightened uncertainty about economic prospects could lead business spending to decelerate as well." Consumer confidence is taking a drubbing as reported by the Reuters/University of Michigan Surveys of Consumers, "U.S. consumer senti- ment posted a surprisingly sharp fall in early November, hitting its lowest in two years as higher energ-y costs and falling home prices pummeled con- fidence." Within a month’s time the consumer sentiment index fell from 80.9 in October to 75.0 in November - the lowest reading since the index hit 74.2 in October 2005. Adding to this bleak news, "the outlook for the future also looked g-rim, with consumer expectations slumping to a two-year low of 64.7 from 70.1 last month." (Reuters.corn, November 9, 2007) Housing Crisis ~4rhile the comments above address national trends, they have implications for the State and re,on. As the State Department of Finance reported in its October 2007 Monthly Finance Bulletin, "sales of existing single-family homes slowed for the sixth consecutive month in August to 319,200 units on a seasonally adjusted annual rate basis. This was nearly 28 percent be- low the year-ago pace. Aug-ust was thus the 23,d consecutive month of declining year-over-year home sales." As the inventory of for-sale homes increases, downward pressure on housing prices and construction activity occurs. This, in turn, leads to real and perceived drops in equity values that typically have a negative effect on consumer spending and can lead to lower sales tax revenue. Credit Crisis A crisis has emerged in the credit markets due to: the incredibly lax lending standards in the sub- prime market during the housing boom; the formation and sale of collateralized debt obliga- tions based on subprime loans; and the subse- quent failure of subprime borrowers to meet their mortgage payments upon the resetting of interest rates. This crisis could throttle loans to businesses, depressing economic activity, and undermine consumer spending through higher interest rates on credit cards and other loans. Lend- ers and financial institutions have suffered billions of dollars in losses and the stock market has been shaken by these losses and the tightening of credit. As the Chief Investment Strate~st for Charles Schwab stated, "We have an economy driven very much by access to credit. If it gets worse form here, it’s hard to believe it wouldn’t have a real impact on the economy." ( SF Chroni- cle, October 10, 2007) Ene~xy Prices Spikes To date the economy has shown resiliency in absorbing rising energy prices. But since prices have risen from $70 and $80 per barrel to nearly $100 per barrel, it is likely that this leap will have an effect on the economy, especially as the holi- day season approaches. Rising oil prices create a double dilemma: they affect the purchasing power of the consumer adversely while driving up the inflation rate. Since the latter is a major concern of the Federal Reserve, it is less likely to lower interest rates which generally spur consumer and business spending and stimulate the economy. City of Palo Alto Expert Economic Forecasts Information from economic forecasters is ambiguous. Between April to November, a num- ber of forecasters shifted to more sober projec- tions. In April, the Federal Reserve Bank of San Francisco’s Presi- dent and CEO, Janet Yellen, stated that after the nation’s economy displayed resilience in the face of the energy price shocks and the hurricanes, she expected "economic activity to settle back to a more trend-like and sustainable rate as the year prog-resses." This forecast was later tempered by the more recent testimony of the Federal Reserve Chairman cited above. In May, The Le~slative Analyst’s Office (LAO) predicted continued, steady gTowth in both state and national economies, with annual job ~owth in the 1.2 percent to 1.4 percent range through 2008 for the nation and between 1.8 percent and 2.0 percent in California. In November, the LAO modified this picture saying "statewide employ- ment has been clearly hurt in the areas of construction and financial services. However, job ~owth has continued to occur in the rest of the economy, although the pace has only been mod- est." Of equal concern is the status of the State’s revenue picture: "One result of slower economic g-rowth is that State revenues have come in below forecast in recent months. For the period May through September 2007, they were $1 billion below forecast." (Leg-islative Analyst’s Office Website, Publication "The Subprime Mortgage Situation," November 1, 2007) In its third quarterly report of 2007, the UCLA Anderson Forecast for California indicated that "the end of 2007 will mark the peak of subprime, adjustable rate mortgage resets, and mortgage defaults are expected to peak sometime in the first half of 2008. The real estate markets will con- tinue to be a drag on California ~owth for at least a year to come. With no other sectors pick- ing up the slack, the Forecast expects to see over- all job g-rowth of less than 1 per- cent through this time next year, with unemployment reaching a peak of 5.9 percent at the end of next year, with corresponding weakness in personal income and g-ross state product." (Press Re- lease of September 12, 2007, UCLAForecast.com.) In a recent staff interview (November 6, 2007), Stephen Levy, the Director and Senior Economist at Palo Alto’s Center for Continuing Study of the California Economy, was hopeful about the local economy. He cited Silicon Valley’s exports and link with a robust worldwide economy, its decent job and income g-rowth, its innovative bent, and its prosperous populous as reasons for withstanding the emerg- ing and downward pressure of the housing and credit crises. Mr. Levy did not expect the local economy to succumb to the current turbulence in the market as it did during the dot-corn bust. Mr. Levy did state, however, that the State of California could be facing a $10 to $12 billion deficit in the next year. This plus slowing job g-rowth could pose local problems. Staff notes that whenever the State faces fiscal difficulties, these difficulties usually percolate down to local jurisdictions in the form of revenue takeaways. From 1992-93 through this fiscal year, the State has taken a cumulative $52 million in property taxes and other revenue from the City of Palo Alto to solve their budget deficits. Although pas- sage of Proposition 1A provided some protection against State raids on revenue, a fiscal crisis City of Palo Alto 2008 could negate its purpose. As a consequence of the above forecasts com- bined with local revenue information, the Long Range Financial Forecast reflects a cautious view of the economy and a somewhat conservative projection of the City’s major revenue sources in the next several years. It is important to remain fiscally prudent in the event a recession does OCCUr. REVENUE DRIVERS The City realized solid revenue growth in 2006-07. Total revenues grew by 8.5 percent over the prior year. Economically sensitive and major revenue sources such as sales, property, transient occupancy, and documentary transfer taxes grew steadily. In November 2007, Palo Alto voters overwhelmingly approved a 2 percent rate in- crease in the Transient Occupancy Tax, raising the rate from 10 to 12 percent. This increase is factored into the forecast be~nning in January 2008 when the rate takes effect. The forecast assumes a 3.65 percent compound annual growth rate for total revenues from 2007-08 through 2017-18. This relatively modest g-rowth rate primarily results from the expected recession and a near-term slowdown in sales tax growth. The following describes the trends in the City’s major revenue sources. Sales Tax In 2006-07, sales tax revenues rose 9.3 percent or $1.9 million over 2005-06 levels. Economic segments that showed particular stren~h in 2006-07 were business to business (e.g., electronic equipment), department store, and restaurant sales. Those displaying some weakness include furniture/appliance outlets and business ser- vices. It is of concern that growth in sales tax receipts began to slow in the first quarter of 2007-08. ~4rhereas prior quarter growth rates ranged from 5.3 to 12.8 percent, the first quarter’s growth rate was a fairly anemic 1.5 percent above the prior year’s 1st quarter rate. This might portend a slowing in this revenue category and requires careful monitoring. In addition, a sigTLificant amount of the growth in 2006-07 was concentrated in one electronic equipment maker. In the past, this sector has shown considerable volatility. This spike in company revenue also merits tracking. A growth rate of 0.9 percent is projected for 2007-08 and 3.0 percent for 2008-09. These projections are in alig-nment with the City’s sales tax consultant. Property Tax Secured property tax revenues rose by 9.6 per- cent or $1.3 million in 2006-07 over the prior year. This healthy increase can be attributed to a strong commercial real estate market and a fairly steady residential market. While there is no firm evidence yet for a softening of home prices and no information from the county on residential assessment appeals or decreases, a softening in this revenue source lags an economic downturn by a few years. Therefore a slower growth rate of around 5.7 percent in property tax revenues is estimated for 2007-08 and 3.5 percent for 2008-09. These numbers correlate closely with Santa Clara County estimates. Transient Occupancy Tax As stated, voters approved an increase in the TOT rate to 12 percent starting January 2008. TOT revenue should grow by $0.6 million in 2007-08 and by another $0.6 million in 2008-09. Average occupancy rates have moved up stead- ily during the past 3 years: from 61 percent in 2004-05 to 72 percent in 2006-07. Preliminary data 12 City of Palo Alto TEN YEAR FORECAST for 2007-08 show occupancy rates at 77 percent. Likewise, average room rates have risen from .$119 to $.137 during the same period. TOT reve- nues are expected to show solid growth as long as local business conditions remain robust. Additional competition may be expected, however, when new hotels come on line in Menlo Park. The building of a "high-end" hotel in the Stanford Shopping Center sometime in the future should place Palo Alto in a s~rong competitive position. Documentary Transfer Tax Documentary Transfer Tax (DTT) revenue is acutely sensitive to the volume and value of property sales and the mix of residential and commercial transactions. In 2006-07, DTT revenue rose to $5.8 million, 1.9 percent over the prior year. This is the highest DDT level in 10 years and is due to a vibrant commercial sector and steady residential sector. This revenue source is projected to ~ow at a compound annual rate of 4.7 percent over the next 10 years. Refuse Fund With the landfill expected to close in 2010-11, annual rental payments from the Refuse Fund to the General Fund will drop from $4.3 million to $2.1 million starting in 2012-13. The Forecast incorporates this expected revenue loss. Council established a policy to extend the rent payment schedule through 2020-21 based on an updated analysis of the landfill area (CMR:104:07). EXPENDITURE DRIVERS Salaries and Benefits Salaries and benefits represent approximately 64 percent of the 2007-08 General Fund budget. Upward pressure on salary and benefits is con- tinual, due to the cost of living in Silicon Valley and the labor market in which the City negotiates with its bargaining units. In 2007-08 the City is scheduled to complete ne- gotiations with the Palo Alto Peace Officer’s As- sociation (PAPOA) and the Fire Chiefs" Associa- tion (FCA). Staff expects negotiations to focus on salary and benefit changes. PAPOA negotiations have demonstrated that Palo Alto is experiencing sig-nificant salary and recruitment competition, especially with surrounding jurisdictions. Contract negotiations were concluded last year with the International Association of Fire Fight- ers (IAFF), and Service Employee’s International Union (SEIU), with the IAFF contract scheduled to expire in 2010 and the SEIU contract set to expire in 2009. Council approved an average 760 740 720 700 680 660 640 annual 3.25 percent increase for IAFF over the four-year contract and an average annual 2.5 per- cent increase for SEIU over a three-year period. There are two remaining gTOUpS that are not represented by a union: Management/ Professional and Limited Hourly. For 2007-08, Council approved a one-time 3.5 percent increase for the Management/Professional g-roup. Oty of Palo AIto 13 2008 TEN YEAR FORECAST Over the past few years General Fund staffing has been reduced by 70 positions, or 10 percent. (see figure 1) The annual ~owth for salaries and benefits over the next ten years is projected at 4.0 percent. Within that category, salary and over- time ~owth are assumed at 3.5 percent per year, benefits are assumed to g-row by 5.0 percent, including retiree medical. Within the benefits category, the largest drivers are Pension and Healthcare Costs. Pension Expense CalPERS retirement system pension costs have increased substantially since 2000. However, the rapid g-rowth of these costs has subsided in the past two years. In 2005, the CalPERS Board enacted a new rate policy that spreads market gains and losses over 15 years rather than over three },ears when calculating the value of assets. The impact of this new policy appeared for the first time in 2005-06, with rates reduced by 3-4 percent compared to the prior year. The rates for 2006-07 showed a further decline of 1-2 percent. Moreover, CalPERS investments have improved dramatically since the period 2000 through 2002. For the one-year period ended June 30, 2007, CalPERS investments earned a 19.1 percent return. This marked the fourth consecutive year of double-di~t returns. Also, pension expenses are expected to continue to level out in subse- quent },ears. Management/Professional and SEIU employees are now contributing 2 percent of their salary to their PERS retirement plan, as a consequence of receiving the 2.7 percent at 55 package. With this change, as with the containment of costs on medical plans, the concept is emer~ngthat retiree benefit and medical costs can no longer be fully borne by the City and need to be shared with employees. Healthcare and Retiree Medical Costs The City of Palo Alto was one of the few remain- ing jurisdictions that fully funded employee health insurance premiums and retiree medical costs. As mentioned earlier, that long-held prac- tice was amended last year when the City placed a limit on its contribution to medical premiums for both active and retired employees. HEAL TH CARE $24 $2I $18 ~ $15 :=_o_ $12 ~ $9 $6 $3 $0 Healthcare Expenses- Fig, 2 [] Active Employees [] Retirees [] Retiree Medical Liability In the past five years, healthcare expenses have nearly doubled. Medical premiums are expected to increase from $12.8 million in 2007-08 to $16.9 million in 2011-12. RETIREE MEDICAL As a result of GASB 45, the City recently underwent an actuarial study which val- ued its retiree medical li- ability at $82.6 million, 14 City of Palo Alto 2008 TEN YEAR FORECAST (assuming the establishment of an irrevocable trust and a 7.75 percent discount rate.) The City has already funded a Retiree Health Benefit re- sela, e valued at $30.7 million. Having this reselwe places the City at an advantage compared to most jurisdictions. After transferring $30 million to the tanast fund, the unfunded portion of the liability will be reduced to $52.6 million. The 2007-08 General Fund budget includes $2.9 mil- lion, which is its portion of the an_nua] required contribution. In its attempts to limit healthcare costs for both current and retired employees, the City has ac- complished the following: and general expense. Consistent with last },ear’s LRFF, this forecast assumes no program growth beyond general cost inflation over the next ten years. Fiomare 3 shows the breakdown of non- salary expenditures. General expense includes the lease payment of $6.3 million to the Palo Alto Unified School Dis- trict (PAUSD) for the "Covenant Not to Develop" surplus school facilities. This contract requires CPI adjustments to the annual lease payment, with a projected annual ~owth rate for the next ten years of 3.0 percent or a minimum of $189,000 annually. Placed a limit on the employer’s contribu- tion to medical premiums for both active and future retirees, eliminating the most expensive health plan the PERS system offers, and reversing its long-held practice of funding 100 percent of ever}, available PERS healthcare plan for employees and retirees Raised the full vesting requirement for retiree medical eli~bility from 5 to 20 },ears for new employees Going forward, the City will continue to explore strate~es to reduce 2007-08 Non-Salary Expenditures-Fig. 3 Supplies & t~aterials 9.3% Rents & Leases Contract3.0%S Services 27.0% Allocated General Charges 35.2%25.5% healthcare and retiree medical costs. Non-salary Expenditures Non-salary expenditures represent 28 percent of the 2007-08 General Fund budget. These expenditures include allocated charges, supplies and materials, rents and leases, contract services, $129 Expenditures by Category - F~g. 4 $65 $0 + Salaries ~ BenefRs ~ Non-Sala~ ~Transfers City of Palo Alto 15 2008 TEN YEAR FORECAST Expenditure Trends by Category and Function Figure 4 depicts the projected trend lines for sala- ries, benefits, non-salary expenses, and transfers: Please note the following: Salaries, while trending upward, remain at about 44 percent of total expenditures from 2007-08 through 2017-18 Benefits increase from 22 to 26 percent of total expenditures from 2007-08 to 2017-18, primarily due to the inclusion of the retiree medical liability starting in 2007-08 Total expenditures increase an average of 3.7 percent per year from 2007-08 through 2017-18 Non-salary expense and transfers represent about one-third of General Fund expenditures Figure 5 displays the budget by functional area: The largest functional areas of the budget are Police, Fire and Community Services. They com- prise 16 percent, 20 percent and 15 percent of total expenditures in 2007-08, respectively. The Administrative functional areas includes 2007-08 Expenditures by Functional Area - Fig. 5 Non-Dept.Public Works, S9.2 ,,$13.2 P, annin9, SlO.i Administr, S17.3 Transfers S10.7 Con’~nu nity Services. $21.2 Library., $6.5 Fire. $28.0 F:blic e, S22.9 Administrative Services, the City Attorney, City Auditor, City Clerk, City Council, City Manager, and Human Resources. These functions represent 12 percent of total expenditures. Forty-four percent of the services that the administrative departments provide is expense is reimbursed by the Enterprise Funds. RISKS The City continues to face fiscal challenges and opportunities which create upside potential and downside risks in the Forecast. Some of these challenges and prospects are immediate and oth- ers can be viewed as longer term parts of the City’s sustainable budget effort. DOWNSIDE RISKS The primary downside risks on the revenue side are the housing market, ener~, prices, and credit crisis. Sales, Property and TOT revenues will move downward it these areas worsen. Slow to moderate ~owth rates are reflected in the Forecast through 2009-10 or before an expected recession. Starting in 2012-13, all revenue sources are anticipated to resume more normal ~owth patterns. The following are some additional down- side risks related to revenues forecasted in the model. Economic Base The City is moving proactively to maintain and ~ow its economic base. Mayoral ef- forts to retain and g-row automobile dealers and other key revenue generators, recent discussions to expand the Stanford Shop- ping Center, and the effort to build a new hotel in the Shopping Center, have all been 16 Oty of Palo Alto part of a heightened awareness and action plan to secure the City’s economic base. (Further details appear below in "Upside Potential") These efforts are vital ~ven the following threats to City businesses: Big-box stores such as Best Buy, Home Depot, Costco, REI, and supermarkets in Mountain View and East Palo Alto that draw sales and sales taxes away from Palo Alto Nearby cities" efforts to attract automobile dealerships. For example, plans have emerged in Menlo Park (in conjunction with General Motors) to develop an automobile mall on Willow Road and Highway 101. Given the lack of suitable space in Palo Alto, this could lead to the departure of key local dealerships. The City has already lost three auto dealerships in the past five years: Ford, Nissan, and Porsche Retail competition from re~onal shopping centers such as Valley Fair and Santana Row The emergence of high-end hotels in Los Altos, Menlo Park and East Palo Alto, generating increased competition for Palo Alto hotels and for TOT dollars The transformation of Stanford Research Park from firms producing taxable sales to those providing non-taxable research, administra- tion, and business services Opposition to business development within the City The Forecast incorporates the most recent loss of automobile dealerships and hotels; however, should any of these trends become more signifi- cant, the City’s revenues will decline acCordingly. 2{9 TEN YEAR FORECAST Telephone UUT Threat Voice-Over-Internet Protocols (VOIP) technologT will impact telephone UUT revenues as it pene- trates homes and businesses. Based on a recent Federal Communications Commission ruling, the City will no longer have the authority to tax VOIP service; thus the $2 million telephone UL~ revenue source may erode over time. In addition, since the telecommunications industry was successful in relocating local franchise authority to the State level, it is possible they will attempt to do the same for UUT. A State UUT could result in further diminution of the City’s telephone UUT revenues. The following are some additional downside risks on the expenditure side. Healthcare Over the past five years, healthcare cost for the City have risen from a low of 3.4 percent to a high of 12.7 percent per year. The Forecast assumes an average g-rowth rate of 7.7 percent per year. It is quite possible that healthcare costs will escalate beyond that rate of g-rowth. Increased Salary Pressures If prevailing labor market differentials surface as comparisons are made with benchmark cities, more complex labor negotiations may ensue in the next 2-3 years. Budget-balancing require- ments will be weighed against the need to match regional wage standards. This may drive salaries and benefits expenditures above the Forecast. New Projects and Priorities If the City identifies new projects or priorities that are not included in this Forecast, new reve- nue sources and/or expenditure cuts would have to be identified to fund them. Capital and other City of Palo Alto 17 TEN YEAR FORECAST costs not funded through debt financing would require alternative resources. For example, should new library and public safety facilities be constructed, additional maintenance expenditure will be required. In addition, furniture, fixtures and equipment that cannot be covered through specific types of debt structures must be funded using new or existing resources. Moreover, as the City utilizes new or existing resources to fund expanded facilities or pro- g-rams, it reduces its flexibility to cover increasing expenses in other pro~ams. Adhering to Sus- tainable Budget tenets will require a mechanism for prioritizing project and pro~am needs. infrastructure Reserverunalng ’~ One of Council’s top priorities is to restore and maintain the City’s General Fund infrastructure. An Infrastructure Reserve (IR) was created to ensure future project funding. When the Infra- structure Management Plan (IMP) was initiated in 1998, it was estimated that the City needed to spend $10 million annually to eliminate the infrastructure backlog and to maintain existing infrastructure in future years. However, that $10 million per year has not been sufficient to cover the ~owth in infrastructure project costs, which have been impacted by inflation, changes in scope, and steep increases in the cost of construc- tion materials. A consultant has been hired by the City to update the Buildings and Facilities infrastructure Reserve Balance with Additional $3 Million Per Year investment-Fig. $20 $15 $1o $5 $o 15.31 $10.84 ~ $10.22 S 9-7-4--S7=F_53 2007-08 2008-09 2009-10 2010-11 2011-12 18 Oty of Palo Alto portion of the IMP. The financial impact of this update will not be known until Winter 2008. The Capital Improvement Prog-ram Plan for the ensuing year will incorporate the new data from the update. In April 2006, the City Council directed staff to review options to increase IMP funding by $3 million per year through a combination of expen- diture reductions and revenue enhancements. The LRFF assumes that the transfer of $3 million per year will increase by an inflation factor of seven percent per year. State Budget Difficulties The State of California is expected to have a defi- cit ranging from $10 to $12 billion in 2008-09. Although the passage of Proposition 1A includes protections from State raids on local jurisdiction resources, there is a provision that in emergency situations these controls can be sidestepped. The State’s ability to borrow its way out of the loom- ing budget dilemma is limited, and local govern- ments should be prepared for potential take- aways. UPSIDE POTENTIAL Possible developments that would positively impact the City’s bottom line include: Successful Economic Development Efforts In the past few years, the City has engaged in several efforts to encourage business develop- ment. As a result of the Mayor’s Committees on Retail and Business Attraction, several key strategies have been implemented: ¯The City will be partnering with the Simon Group in efforts to expand the Stanford Shopping Center and maintain its competitive position in the marketplace Staff has reviewed zoning requirements in several business districts and implemented changes to the zoning code that address challenges to high-volume sales tax genera- tors such as auto dealers The City worked with auto dealerships to identify potential land near Highway 101 to provide ~eater visibility and space Other zoning changes have protected com- mercial zones from housing development In addition, the Business Improvement District (BID) has been a catalyst for businesses in the City’s downtown. Events such as Dine Down- town have successfully increased sales to local restaurants. The pilot pro~am "Destination Palo Alto" has engaged a variety of partners (the City, Chamber of Commerce, BID, Stanford, commercial areas, and neighborhood associa- tions) in promoting visitor and visitor-related economic activity and revenues. Attraction of the "2008 Amgen Tour de California" is a prime example of the effort to bring high-profile events to the City. Business outreach efforts continue, focusing on valued businesses and top sales tax generators. City staff and elected officials have conducted business outreach visits to companies such as Communications and Power Industries, Inc., Varian, and VM Ware. These visits help the City assess its stren~hs, weaknesses, and challenges; they will continue to inform decisions regarding business development efforts by the City. To the extent that these efforts counteract the negative competitive pressures facing the City’s business community, City revenues may exceed those forecasted. Talent Crisis The City of Palo Alto, like most other govern- ment agencies, is facing an approaching "baby boomer" retirement wave. Currently, 38 percent of staff is eligible for retirement, and the fig-ure will increase to 56 percent within five years. This wave of retirements will create an opportunity for restructuring, reviewing how services are delivered, and reducing staff. This opportunity, however, must be weighed against the challenges of mana~ng the loss of expertise and institu- tional knowledge in the organization and the response to the service needs of the community. With retirements looming, Palo Alto faces a related challenge: the effort to hire new workers. Local governments find it difficult to recruit as fewer potential entry level employees are at- tracted to the public sector. Dr. Stuart Greenfield of the Center for State and Local Government Excellence recently published a study that helps explain this relative disinterest. For example, local government workers earn 7 percent less than comparable private sector workers; salaries in local government jobs increased less than in the private sector between 1997-2005 (3.3 percent compared to 3.8 percent); public sector workers are better educated yet they earn 25 percent less than those in the private sector with comparable de~ees; and while the public sector has a ~eater percentage of knowledge workers, those workers earn 25 percent less than similar workers in the private sector. It is important to point out that strong public sector benefit packages can com- pensate, in part, for lower comparable earnings. To address the recruitment challenge, Palo Alto is working to attract potential employees through the summer internship and management fellows pro~am. In addition, the City will continue to promote itself as a ~eat place to work providing City of Palo AIto l 9 20 employees with challenge and opportunity, attractive salary and benefit packages, and a focus on work/life balance. LOOKING BACKWARD AND FORWARD In summary, this forecast shows that the City has righted its financial course over the past several years through expense and position reductions and revenue enhancements. In addition, the City can point to major accomplishments such as increased infrastructure spending and funding of its retiree medical liability. Few jurisdictions can lay claim to these achievements ~ven the finan- cial pressures cities face. This City, however, continues to have a plethora of existing and new infrastructure needs, enhanced pro~am requests, and new demands such as in the area of climate protection. The myriad of expenditure pressures on General Fund resources has prompted a discussion of developing a "Sustainable Budget" whereby sources and uses of available funds are in equilibrium over time. This concept and goal has been explored in CMR:387:07 which was presented to the Council’s Finance Committee in October, 2007. Highlights of this report are summarized below. SUSTAINABLE .~UDGET The idea of a "sustainable" budget emerged from the financial disruptions of the "dot-corn" bust and the concern that the City cannot continue to support the variety and level of current services over the long-term. This concern is compounded by emer~ng new pro~am and facility needs that must compete with existing services for re- sources. A "sustainable budget" is a plan to keep spend- ing within one’s means over the long-term. Another definition of this type of budget is an expenditure plan that meets the needs of the present without compromising the ability to provide services to future generations. As the above "Risks" section states, the goal of budget sustainability is not as simple as it appears, since dynamic forces such as economic cycles, chan~ng demog-raphic and social needs, rising medical and energy costs, new facility needs, and other factors impact the best of budget strate~es. Tough questions must be raised and addressed to provide the flexibility necessary to achieve a balanced budget over time. These include, for example: V~rhat are the City’s basic pro~am and spending priorities now and in the future? Balancing a rich and wide level of services with expanding infrastructure, for example, will present a difficult trade-off How long can current expenditure patterns continue and what costs can be reduced or eliminated to achieve a balanced budget? Can current services and service levels be provided in a more efficient and cost- effective manner? What revenue sources can be counted upon now and in the future, and which are likely to decline? To what extent are the City and community able and willing to maintain and ~ow revenue resources when needed? A critical component of developing a sustainable budget is that the City raise and respond to the above questions on an ongoing basis, preferably 20 City of Palo Alto TEN YEAR FORECAST annually. This implies that as new expectations, initiatives, and pro~ams arise, they are ~ounded in the reality of available resources and competing priorities. Maintaining such a budget takes considerable discipline. By being proactive in finding answers to the difficult questions raised above, the City can avoid the painful, abrupt and potentially near-sighted solutions that are typically necessary to solve budget shortfalls. As stated in this report, the City has capably addressed a number of structural and long-term funding issues such as infrastructure replace- ment, the loss of revenues during the "dot-corn" downturn, and the retiree medical liability. It has solved these problems primarily by reducing General Fund costs. As the City ~apples with the rising cost trends cited in this report, the option of reallocating resources has become more problematical. years while those providing community and public safety services have either remained constant or increased. As a proportion of the City’s budget, the public safety and community service functions have ~own from 58.3 percent of the total in 1997 to 61.5 percent in 2007. These numbers make sense in light of the reductions made in the administrative departments, but they indicate that if the City is to sustain its budget, difficult decisions may be necessary in areas that the public and Council see as "basic" services. This is especially important as the City endeavors to fund a new public safety building and library/community center facilities. In addition to the capital costs expected to be debt financed, there will be incremental equipment, maintenance, and operating costs associated with these new facilities. To maintain a sustainable budget, the City has taken several actions including: An analysis of expenditure ~owth by depart- ment (see table below) shows that budgeted resources for administrative departments have dropped in real dollar terms over the past five Reallocating of resources - e.g., recent $3 million shift of operating resources to infrastructure spending General Fund Operating Expenditures: Last Five Years in 2003 Dollars (in $000s) S25,000 $20,000 $15,000 $10,000 $5,000 $0 2003 2004 2005 2006 ~.~,--Administration + Public Works ¯ -,,.)-(,.-.,Police -..,-.~-CSD and Library 2007 --~ Planning and Comm Env City of Palo Alto 2i 2008 Increasing revenues or resources - e.g., recent 2 percent increase in TOT rate Reducing or shifting benefit expense - e.g., recent capping of medical premium costs and having employees pay a share of retirement plan contribution Increasing use of debt versus pay-as-you-go funding for capital projects so as to spread costs and benefits over time As with most budget decisions, the City will have to make hard choices as it develops a sustainable budget. To facilitate the decision- making process, the following complex questions (in addition to those raised earlier) need further analysis, discussion, and action: V~rhat is the optimal balance between infra- structure and operating expenses that will sustain the delivery of services? Should the City incur more debt for capital projects so as to spread the cost burden of improvements over current and future users? The City has generally used a conservative, pay-as-you go approach for capital projects. How can the City control expenditures ~owing at ~eater than inflation rates yet preserve core services? ~4Fhat opportunities does the City have to maintain and expand revenue sources when necessary? To what extent is the community willing to balance its desire for services and the revenues that support them with its desire to restrict business ~owth and its associated traffic impacts? What de~ee of risk is the City willing to incur as it seeks to control expenses? Can a meanin~ul dialogue be initiated with City employees and unions on sharing medical premium expenses? What framework will the City use to evaluate and fund new pro~ams versus ongoing services? As the Finance Committee indicated in October, 2007, these questions must be vetted by the community and Council. They will require con- siderable discussion and consensus since they involve real, competing interests. The City’s practice is to conservatively and judiciously manage its resources. With the development of a sustainable budget it will continue this practice into the future. In conclusion, this years’ LRFF incorporates many significant changes and challenges. As the financial forecast’s bottom line shows, the City is in a sound financial position. The budget continues to be balanced despite rising benefit costs, enhanced infrastructure funding, and a sig- nificant retiree medical liability. Although deficits are shown in 2010-11 due to a projected recession and the decline in Refuse Rent, the City is expected to see reasonable surpluses in the second half of the ten year forecast. In addition, this year’s LRFF includes a brief, but informative information chapter on the status of the Enterprise Utility Funds. This next section represents the first, small step toward a more comprehensive citywide Long Range Financial Forecast. 22 Oty of Palo Alto 2008 ENTERPRISE FUNDS ENTERPRISE FUNDS ENTERPRISE UTILITY FUNDS Although the Long Range Financial Forecast’s main focus is the Genera! Fund, the financial outcomes of the Enterprise Utility Funds affect the City as a whole. The addition of information on the Utility Funds represents the first step toward a comprehensive, cit}~vide Long Range Financial Forecast. The City of Pa!o Alto has provided utility service to its citizens and businesses for over 100 years and is the only city in California to offer a full array of utility services. The Enterprise Utility Funds are comprised of the Electric, Gas, Refuse, Storm Drainage, Wastewater Collection, Wastewater Treatment and Water Funds. Each of these Funds is managed independently, and a summary of the Funds is presented below. It is important to note that the basic principal of the Enterprise Utility Funds is that customers pay the full cost of the services they receive. REVENUES 2007-08 ~-,terprise ~ilitv Fund Revenue - Fig.i (in mii!ions of V’Cas t e-Storm waterD rainage,~,,/~ Treatment,$7 ’,,,$21 Refuse, $30 ~ Water, $27 VMast e- water _~ Collection, $15 Gas, $47J Electric, $114 Revenues for the Enterprise Utility Funds are primarily generated through rates charged to customers and are designed to cover the full cost of delivering services. Those costs include the cost of commodi- ties, replacement and maintenance of capital infrastructure, debt service coverage and operation expense. Overall utility rates increased 8.9 percent in the 2007-08 adopted budget, and additional increases were included in the proposed 2008-09 budget. Oty of Palo Alto 23 2008 ENTERPRISE FUNDS The total combined revenue for the Enterprise Utility Funds in the 2007-08 budget is $261 million. Fig-ure I shows revenue by Fund. EXPENSES As noted on the previous page, expenses for the Enterprise Utility Funds are driven by commod- it},, capital infrastructure, debt service and operational costs. The total combined expense for the Enterprise Utility Funds in the 2007-08 adopted budget is $283 million. Figure 2 shows expense by Fund. Fig-ure 3 shows combined expense by category. EXPENSE DRIVERS Commodity Costs Fluctuating commodity and electric and gas transmission costs continue to be a challenge for the Electric, Gas and Water Funds, since com- modity purchases represent the largest expense in dollars and percentage for these three Funds. In 2007-08, total budgeted commodity expense is $118 million or 41% of total Enterprise Utility Fund expense. Commodity pricing can be driven by weather, supply availability, changes in demand and reg-ulatory policies. Increases in commodity expenses may cause customer rate increases. To mitigate marketplace volatility and dramatic customer rate changes, staff uses a three-year laddered purchasing strateg7 for electric and gas supplies. 24 City ofPalo Alto Capital infrastructure The investment in capital infrastructure is a ma- jor priority for the Enterprise Utility Funds. Replacing, maintaining and up~ading plant and tect~nology ensures continuing, reliable service delivery. Costs incurred for capital infrastructure can drive changes to customer rates. The major investments that were included in the 2007-08 budget are the following: The replacement, rebuilding and conversion of under~ound electric systems- $10.5 million The replacement and up~ade of gas mains- $6.9 million The rehabilitation of wastewater collection systems- $3.4 million Water main replacement, reliability up- ~ades, and emergency water supply- $11.1 million The construction of a new storm water pump station and citywide storm drainage system repairs- $5.5 million 2007-08 ~q,~,~rprise " ~" ~".~ .U~n.~y Fund Expense - Fig. 2 (in millions of dollars) Refuse, $31 ~ VVater, $33 Storm Drainage,Waste- $9 water $20 VVaste- water Collection, S15 Electric, $I28 Gas, $48 2008 ENTERPRISE FUNDS Design costs for improvements to the disinfection facility at the wastewater treatment plant- $1.3 million Multi-year projects included in the 2008-09 pro- posed budget are the replacement of a reclaimed water pipeline to the City of Mountain View ($26 million), the construction of the ultraviolet disinfection facility at the wastewater treatment plant ($26 million), and the Emergency Water Supply Project with an estimated four-year cost of $40 million. Revenues from an anticipated $35 million bond issuance will help fund the Emergency Water Supply project. State of California loans and ~ant funding may assist with the disinfection facility and reclaimed water pipeline projects along with $16.1 million in reimbursements from the City of Mountain View and wastewater treatment plant partners. Operational Costs Operationally, the Enterprise Utility Funds face similar types of cost drivers as the General Fund. After commodity expense, salary and benefits, allocated charges, rent and the equity transfers are the sig-nificant operational costs for the Enterprise Utility Funds. Capital tm 15% 2007-08 F-qterprise Utility Fund Btpense by Category - Fig. 3 Equity Debt OtherService 5%/,~ Oper,Csts\/~o% 5% Rent/ Lease & Allocate{ Chgs 12% ~_S alary& Benefits 12% Comdity. 41% Salary and benefits expense represents 12 percent of total budgeted expense for all Enterprise Utility Funds in 2007-08. Included in this figure are negotiated salary increases and the rising cost of health care and retiree medical benefits. Allocated charges and rent represent 12 percent of total budgeted expense for all Enterprise Utility Funds. The utility funds reimburse the General Fund for administrative services such as attorney and payroll services, and they pay market-based rents for the use of General Fund land. Increases in General Fund expenditure are allocated based on various measures to the utility funds, and rent is adjusted annually after an independent appraisal. The equity transfer to the General Fund from the Electric, Gas and Water Funds, represents 5% of the expense for the Enterprise Utility Funds. Increases in operational costs may drive in- creases in customer rates. Many of the cost pressures described in the Expenditure Drivers section of the General Fund LRFF, also apply to the Enterprise Utility Funds. Reserves In addition to commodity purchasing strateg-ies, Utility Fund reserve balances are also used to mitigate the effect on customer rates on commod- ity market price swings and operational cost in- creases. These mitigations are typically used on a one-time basis, since ongoing higher costs must eventually be borne through the rate structure. Additionally, Enterprise Utility Fund reserves provide cash for the emergency equipment replacement, and planned capital expenditures. The total combined reserves for the Enterprise Utility Funds per the 2006-07 Comprehensive Annual Financial Report (CAFR) are $233 million. Figure 4 shows the reserves by Fund. City of Palo Alto 25 3008 ENTERPRISE FUNDS Risks The Enterprise Utility Funds, like the General Fund, face sig-nificant fiscal challenges and opportunities that will impact future financial outcomes. DOWNSIDE RISKS Commodity Markets Volatile markets for commodity and transmis- sion costs will continue to present sig-nificant challenges for the Enterprise Utility Funds. Wholesale electric supply costs have increased 71 percent since 2003 and 58 percent since 2004. Water supply costs have increased almost 30 percent since 2005-06. Currently, staff is able to mitigate the market volatility for gas and electric purchases with its three-year laddered purchasing strategT. However, if a supplier defaults or staff is unable to negotiate long-term contracts, ener~, supplies will need to be purchased at the then- current market price. Weather-Related Concerns Approximately 50 percent of the City’s electric supply comes from hydroelectric projects. The availability of hydroelectric supply is dependent on the weather, and thus the cost to purchase electric commodities may increase dramatically in a dry year. The City tries to maintain suffi- cient cash reserves to buy ener~, from the market during periods of drought and replen- ishes the cash reserves during wet periods when production is high and purchase costs are lower. This use of reserves to balance the hydroelectric supply uncertainty enables the City to provide relatively stable rates to customers. Regula.tory Concerns Regulatory concerns include proposed changes to the electric industry structure by the Federal Energy Reg-ulatory Commission (FERC) and the California Independent System Operator (ISO) as well as several State of California leg-islative bills. If passed, the new regulations and laws would increase transmission, local capacity and reporting costs. Funding for Capital hnprovement In recent years the cost of construction materials has risen sharply, outpacing the general rate of inflation. As the costs of material and labor rise, planned projects are being re-evaluated, delayed or scaled down. The Storm Drainage Fund has been particularly impacted by these concerns. In 2005, property owners voted to approve a fee increase to fund specific storm drain improvement projects. Per the terms of the approved ballot measure, annual Council-approved rate increases cannot exceed the local rate of general inflation (which is sig-nificantly lower than the rate of increase in construction costs) or 6 percent, whichever is less. Due to the rapid increases in construction 2006-07 ~qterprise b~ility Fund Reserves - Fi9. 4 (in miil;ons of dollars) Electric - all others-.. $85 Gas $18 \&Paste water $12 $22 $6 Stoma Drainage $4 Electric-’ Calaveras VVaste $ 72 water Trtmt $14 26 City of Palo Alto 2008 ENTERPRISE FUNDS costs, the Storm Drain Fund will be unlikely to complete all of these projects without additional funding from the General Fund. Staff is working closely with the Storm Drain Oversight Committee to develop strate~es and recom- mendations on which projects to implement with the available funds. The Wastewater Treatment Fund has also been adversely impacted by the rise in construction and labor costs. The $26 million reclaimed water pipeline project with the City of Mountain View has been delayed due to construction bids coming in over budget. Revenue from State ~ants and the Treatment plant partners will offset a portion of the increase; however, Palo Alto’s portion of the cost will increase as well. Water, Gas and Electric Fund capital improve- ment projects are also subject to the rising cost of construction labor and materials. The increased costs for new projects as well as on-going up~ades for replacement and reliability will have an effect on changes to customer rates. Talent Replacement Gaps The Enterprise UtiliPy Funds, like the General Fund, face skill shortages in a variety of techni- cal areas. Examples include; difficulty recruiting electrical line personnel and project en~neers for the wastewater treatment plant. UPSIDE POTENTIALS The Enterprise Utility Funds have several pro~ams and processes in place that may positively impact their financial outcomes. Renewable Resources The Enterprise Utility Funds are committed to the implementation of renewable energT pro- ~ams. Recently the Environmental Protection Agency (EPA) desig-nated Palo Alto as the first Green Community in California. Palo Alto’s renewable portfolio standard has set a goal of purchasing 20 percent of the electric commodity supply from renewable sources by 2008 and 33 percent by 2015. The inclusion of "~een" electricity produced by landfill gas and wind power will diversify the electric commodity portfolio and allow for ~eater purchasing flexibility. The current renewable energy contracts are long-term, fixed price contracts with a 10 to 20 year commitment. These contracts will provide relatively low-cost and stable electric supplies if market prices continue to rise in the future. Customer Energy Efficiency Programs The Enterprise Utility Funds offer their custom- ers a wide array of energ-y and water efficiency pro~ams. Efficiency rebates, energy and water usage analysis and efficiency education allow customers to implement measures that will save them money and reduce the demand to purchase commodity resources. CONCLUSION In conclusion, this section on the Enterprise Utility Funds is desig-ned to inform the City Council and the public of major challenges facing the Utilities. It is these factors that will drive rate changes and are important to understand. City of Palo Alto 27 APPENDIX A DEFINITIONS OF REVENUES AND EXPENDITURES CATEGORIES REVENUES: Sales Tax is a tax collected from customers by retailers on sales of tan~ble personal property and services. In fiscal year 2007-2008 it represents 18 percent of total Genera] Fund revenues. Property Tax is a tax that the owners of real and personal property pay, equal to one percent of the assessed value of the property. Of the one percent, the City receives 9 percent, or .09 percent of the assessed property value. Note that the bulk of Vehicle License Fees are now remitted to the City via property tax payments from the County. Utility Users Tax (UUT) is a tax based on the usage of telephone, electric, water and gas utilities. The tax rate is 5 percent of the usage, with discounted rates on utility usage, available for very large users. Transient Occupancy Tax (TOT) is a tax levied on short-term (30 days or less) rental of lodging. The current TOT rate is 12 percent of the price of the rental. Documentary Transfer Tax is a tax levied on real property bought or sold in the City at the rate of $3.30 per $1,000 of value. Revenues can vary sig-nificantly from year to year since they are sensitive to the volume and value of property sales, and due to one-time transactions such as the¯ Stanford Shopping Center lease..... 28 City of Palo Alto 2008 APPENDICES 0 ther T,~xes, Fines, & Penalties consists of remaining Vehicle License Fees paid directly by the State, parking violations, library fines, administrative citations, and other fines and penalties. Parking violations is the largest compo- nent in this category with projected revenues in fiscal year 2007-08 of $1.95 million. Service Fees & Permits are generated from golf course fees and class re~stration and admission fees in the Community Services Department; permits and plan check and zoning fees in the Planning and Community Environment Department; and paramedic service fees in the Fire Department. Plan check fees are the most significant in this area, projected to be $2.3 million in fiscal year 2007-08. Joint Service Agreements primarily comprise the Stanford University contract for fire and communication services, which funds 30 percent of the Fire Department’s budget-approximately $7 million. Reimbursements refer to payments received by the General Fund (GF) for services rendered to the Enterprise Funds, such as accounting, payroll, purchasing, human resources, and legal advice. Transfers between Funds are a common way of moving resources for both general operations and capital projects. The main component of this source of funding is the equiP), transfer from the Enterprise Funds ($15.7 million), which represents a return on the City’s orig-inal capital investment in the Utility Department’s operations. 0 th.e~" Revenues are primarily comprised of the rent received for land and facilities used by the Utilities and Public Works Enterprise Funds. They comprise 12 per- cent of the total sources of GF revenue in fiscal year 2007-08. EXPENDITURES Salaries & Bene.fits consist of salaries (reg-ular, temporary, and overtime) and benefits (healthcare, retirement and others). Salaries and Benefits account for approxi- mately 64 percent of fiscal year 2007-08 total expenditures. Non-Sa Iary Expenditures include contract services, supplies, general expenses, rents and leases, and allocated charges. They represent 28 percent of the GF budget in fiscal year 2007-08. Contract Services include contracts for Children’s Theatre, golf professional services, park maintenance, class instructors, traffic studies, outside legal counsel, auditing, and financial services. In fiscal year 2007-08, contract services represent 8 percent of the GF budgeted expenditures. Supplies & Materials include office supplies, recreational and house- keeping supplies, City employees’ uniforms, construction and planting materials, and library circulation. Supplies and materials expense represents 9 percent of non-salary expenses in fiscal year 2007-08. City of Palo AIto 29 A P PEN DI C ES General Expen.se is mainly comprised of the annual Cubberley lease payment to Palo Alto Unified School District (PAUSD) in the amount of $6.3 million. General expense is 25 percent of total non-salary expense in fiscal year 2007-08. Rents, Leases & Equipment consist mainly of land and facility rentals, other rents, and leases. It comprises only 3 percent of total non-salary expense in fiscal year 2007-08. AIlocated Expenses include printing and mailing, vehicle replace- ment, technolo~,, and benefits costs incurred by internal service funds, which are allocated to vari- ous departments based on a prescribed usage methodology. Transfers to Other Funds are transfers between Funds as reimbursement for services, overhead expenses, or other payments. The LRFF includes four main transfer categories: Infrastructure Management Plan (IMP) capital projects, non-IMP capital projects, debt service, and other transfers. Debt Service Is the interest and principal payments made to bond holders on the outstanding debt principal balance. The City of Palo Alto’s total current out- standing debt principal is $9 million, one of the lowest debt levels of any city in the Bay Area. !nJ)’astructure Projects are a subset of the Infrastructure Management Plan, also known as "CityWorks." It began in fiscal year 1999-00 as a 10-year, $100 million plan desig-ned to eliminate the City’s backlog of infrastructure rehabilitation projects. Other Capital Projects include projects for traffic calming, public art, and other miscellaneous projects. They are estimated to increase by an average annual rate of 3 percent over the next ten years. 30 City of Palo Alto APPENDIX B BASIC FORECAST METHODOLOGY REVENUE PROJECTION METHODOLOGY Consistent with past forecasts, the compound armua] rate of ~owth (CAGR) over the past ten years for economically sensitive revenues is the assumed rate of gTowth for the next ten years. In utilizing this CAGR methodology for the past ten years, the significant revenue gains during 1999 through 2001 and the steep losses from 2001 through 2003 are balanced. One shortcoming of this methodo]oo~, is that it does not account for structural changes in revenue receipts, such as the departure or arrival of a major revenue- generating business, lArhen this occurs, staff modifies the base revenues prior to developing projections. This forecast assumes that the City will charme] all revenue windfalls into reserves or one-time capital improvements. This assumption ensures that the City will not commit its resources to new or ongoing operating progTams or labor commit- ments in flush times, only to see them cut or under-funded when revenues return to normal levels. The forecast assumes an economic downturn in approximately three years, or in fiscal year 2010- 11. Although projecting a recession is more g-uess- work than science, it is known that, historically, California has experienced a recession once each decade. Because of this cyclical phenomenon, anticipating a two-year downturn within the next ten years is recommended for prudent planning and fiscal management. Due to the downturn, decreased surpluses be~n in 2010-11, a deficit of 2008 APPENDICES $2.3 million is projected for fiscal year 2011-12, and a deficit of $1.7 million is projected for fiscal ),ear 2012-13. At this time, staff believes that cor- rective action is not required. Should a recession fail to materialize, the City will be in a better position than projected. EXPENDITURE PROJECTION [~,/tETHODOLOGY Similar to revenue projections, expenditure projections are based on a combination of histori-. cal trends, assumptions about future ~owth rates, and other judgments calls. SalaD, projections are based primarily on existing labor agreements. For timelines beyond existing contracts, salary ~owth is projected using a weighted average of historical trends and re~onal labor cost increases. Due to GASB 45, we have budgeted for retiree medical based on our most recent actuarial study and assumptions. Since healthcare and pension costs have risen so rapidly over the past several years, we expect these rates to moderate over the next ten years. The City will continue to explore methods of controlling the ~owth of these expenses, but such controls are not assumed in the plan.. Operating transfers are primarily generated in relation to capital projects. The five-year capital improvement plan is the basis for the first half of the LRFF’s capital transfer projections. The last 5 years are estimated based on historical spending patterns. City of Palo Alto 31 APPENDIX C LEGISLATIVE ANALYST OFFICE’S AND OTHER ECONOMIC FORECASTS The following table summarizes the California Le~slative Analyst Office’s economic projections, as published in its February 21, 2007 report enti- tled "2007-08 Budget: Perspectives and Issues". The Le~slative Analyst’s Office also compared its projections with other expert projections available at the time of publication. The table at the right summarizes projections made by the UCLA Business Forecast Project in December 2006, the 2007-08 Governors’ Budget Forecast, and the consensus forecasts published in the Blue Chip Economic Indicators in January and February 2007. To varying de~ees, all of the projections call for slowing growth with a partial rebound in 2008, with the UCLA Business Forecast Project anticipating a slightly more sig-nificant slowdown than did the other California forecasters. National Figures: Real GDP Unemployment Job Growth Personal Income 2.5% 4.9% 1.2% 5.3% 3.1% 4.9% 1.4% 5.5% 3.4% 4.6% 1.6% 6.1% CA Figures: Unemployment 4.9%"4.8%4.6% Job Growth 1.4%1.7%1.8% Personal Income 5,6%5.7%6.2% -Forecast 2006 2007 2008 United States Real GDP: ---~ D6-~frfi~- .......................................32-- --2 ................. --~F-3~6~-ry ....3;$-i --2~.~ ....... [--~-O F6~@ ....3~ ........Z5 ...........3~] ...... California Payroll Jobs: - ~F 3&55~-@ ............................Q~ ........3~2---~ ~6 ..... California Personal Income : .... 0 ~-- ~~7 ..................7:2---~:3 ..........BiS~-~i~-~-5~S ~F~bf5~ .....5:8 ........5:3 ........5:ff .... ..... ~-0-F66-b~--62~ ........576 .....5: 7- California Taxable Sales: ...........~Fg~fiU&~ ................... 4:5 33 ....... 5 ..... 8 Acron~s used applyto Legislative Anal~t’s Office (~O); Unive~ity of Califomia, Los Angeles (UC~); and Depadment of Finance (DOF). b Average forecast of about 50 national fi~s suweyed in Janua~ by Blue Chip Economic ~dicators . C Average forecast of organizations surveyed in February by Westem Blue Chip Economic Forecast . ~ LAO 2006-07 Budget: Perspectives and Issues, 2/21/07, page 34 ~ LAO "Perspectives on the Economy and Demographics" 2/21/07, page 28 .32 Ci~ of P.alo AI.to 200 APPENDICES APPENDIX D HIS. ORICAL TRENDS Historical trends help portray the con- text in which the City operates and are carefully considered in preparing tl~is forecast. Please note that the total revenue and expenditure fig-ures in this section may differ from those of other financial documents published by the City due to differences in reporting formats. GENERAL FUND REVENUE SOURCES These charts show the major sources of General Fund revenues, first in nominal dollars (not adjusted for inflation) and then in constant dollars (adjusted for inflation). Both illustrate that sales tax revenue reached a high in 2001 and has since declined mark- edly, while property tax revenue has increased steadily over the past ten years. Utility users tax revenue has remained relatively stable, and tran- sient occupancy tax revenue has followed the swings of the economy during the past ten years. From 2005 to 2007 From 2002 to 2007 Frown 1998 to 2007 The second chart shows that, in real dollars, sales tax revenue is lower now than in 1998, while property tax is higher. UUT and TOT have remained relatively unchanged since 1998. $30,000 $25,000 $20,000 S15,000 $10,000 $5,000 $o Selected Major Revenue Sources: History in Nominal Dollars (in $000s) +Sales Tax --~Prope~y Tax --a---UUT --ee--TOT Selected Major Revenue Sources: Last 10 Years in 1998 Dollars (in $000s) $25,000 - $20,000 1 $15,000 .... $10,000 $5,000 ~ ....... c--~ ..... $0 + Sales Tax ~ Property Tax -~:~:-- Utility Users’ Tax ~ Transient Occupancy Tax ,J Note: Administration is comprised of Ciw Coundl City Manager Ciu, Attorney, City Auditor, Administrative Services, and Human Resources. Chart does not show separation of LibraD" from CommuniD" Sen,ices be,gin- ning in 2005. City of Polo Alto 33 2008 APPENDICES GENERAL FUND OPERATING ~XPENDI~ URES General Fund operating expendi- tures are also shown in both nomi- nal dollars (not adjusted for infla- tion) and constant dollars (adjusted for inflation). The largest percentage of total expenditures has been de- voted to public safety. Also, expen- ditures for administration peaked in 2001 and have since decreased sig- nificantly. Genera! Fund Operating Expenditures: Last 10 Years in Nominal Dollars (in $O00s) $50,000 = $40,000 i $30,000 $20,000 I + ~blic Safety + ~D and Library --~-- Ad~nistration ~ ~blic Works + Ranning General Fund Operating Expenditures: Last 10 Years in 1998 Dollars (in $000s) $40.000 -I s~o,ooo ~, ~ ~--* *~ ~: * ....../$20,000 $10,000 ,-- A $0 ,,, + ~blic Safety ~ ~D and Library~ Ad~nistration + ~blic Works+ Ranning From 2005 to 2007 1.1%-1.9%-3.9%0.0%-4.2% From 2002 to 2007 1.2%0.0%-6.7%-2.5%0.9% From 1998 to 2007 1,2%1.2%-1.8%-1,4%3.5% 34 C[ty of Palo Alto 2008 APPENDICES CONSUMER PRICE INDEX TRENDS Tables for U.S. and Bay Area CPI indices are presented below. U.S. Consumer Price Index Bay Area Consumer Price Index 1997 160.3 1998 163.0 1.7% 1999 166.2 2.0% 2000 172.4 3.7% 2001 178.0 3.2% 2002 179.9 1.1% 2003 183.7 2.1% 2004 189.7 3.3% 2005 194.5 2.5% 2006 202.9 4.3% 2007 208.4 2.7% Sou,’ce: U.S. Department of Labor Bureau of Labor Statistics June of each year mast 2 Years 3.5%I ~ast 5 years 3.0%] ILast 10 Years 2.7%] Bureau of Labor Statistics June of each year 1997 160.0 1998 165.5 3.4~ 1999 171.8 3.8010! 2000 179.1 4.2°/~ 2001 190.9 6.6°/~ 2002 193.2 ! .2°/~ 2003 196.3 1.6°/~ 2004 ! 99.0 1.4°A 2005 201.2 1.1°A 2006 209.1 3.9% 2007 216.1 3.3%1 kast 2 Years 3.6% [Last 5 years 2,3%[ [Last 10 Years 3.1%] Oty of Palo Alto 35 CITY HOUSING UNITS AND POPULATION TRENDS Tables for Palo Alto Housing Units and Population trends are presented here. City of Palo Alto Housing Units City of Palo Alto Population 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 25,625 25,701 25,708 25,732 26048 26.841 26.934 27.019 27.522 27.767 27.763 0.3% 0.0% 0.1°/, 1.2°/, 3.0°/~ 0.3°/~ 0.3N 1.9°/, 0.9°A O.O°A 1997 57,800 1998 57,900 0.2% 1999 58,300 0.7% 2000 58,500 0.3% 2001 60,200 2,9% 2002 60,500 0.5% 2003 60,465 -0.1% 2004 60,246 -0.4% 2005 61,674 2.4% 2006 62,148 0.8% 2007 62,615 0.8% Last 2 Years 0.4% Last 5 )’ears 0.7%[ Last 10 Years 0.8%J State of California, Department of Finance Demographic Research Unit Last 2 Years 0.8°/4 Last 5 years 0.7~/~ Last 10 Years 0.8~ 36 Oty of Palo Alto Americans with Disabilities Act (ADA) of 1990, in other accessible formats. ADA Coordinator 285 Hamilton Avenue (650) 329-2550 ~c@ow~dgements Contributors Sharon Bozman Amy Javelosa-Rio Staff thanks City Manager, Frank Benest,Chris Mogensen Director of Administrative Services, Carl Yeats,Tarun Narayan and Assistant Director of Administrative Services,Philip Orr Lalo Perez for their careful revimv and support in David Ramberg preparing this document. In addition, than-ks to Debra Joe Saccio Remley for her conscientious administrative support.Dale Wong Graphics Cherie McFadden Printing Palo Alto IMnt Shop Visit our website at: www. Cio, ofPaloA#o, org The City of Palo Alto is located in northern Santa Clara County, approximately 3S miles south of the City of San Francisco and 12 miles north of the City of San Jose. Spanish explorers named the area for the tall, twin-trunked redwood tree they camped beneath in 1 769. Palo Alto incorporated in 1894 and the State of California granted its first charter in 1909. ~A~30% post-consumer recycled CITY OF PALO ALTO 250 HAMILTON AVE: PALO ALTO, CA 94:30 | www.cityofpaioalto.org Phone:650-329-2100 Fax : 650-325-5025 ATTACHMENT B City of Palo Alto City Manager’s Report TO: ATTN: FROM: HONORABLE CITY COUNCIL FINANCE COMMITTEE CITY MANAGER DEPARTMENT: ADMINISTRATIVE SERVICEs DATE: SUBJECT: OCTOBER 16, 2007 CMR: 387:07 DISCUSSION OF COUNCIL’S TOP 4 PRIORITY "SUSTAINABLE BUDGET" RECOMMENDATION ’ Staff requests that Council review the report and provide comments. BACKGROUND¯ ¯ In the past decade the City 6f PiiI0 Alto has faced an re:ray of difficult budget challenges, raising concerns and. questiofls about the City’s long-term ability to support the variety and level of ¯ services it currently provides... Itis Out of thes~e financial trials that the concept of. a "sustainable" budget has eme{’ged as a potent!al medium for so, lutions. Before reviewing these challenges, ~} definition of a "sustainable" budget is necessary. A budget, by .definition, is a :plan that is designed to keep an entity’s expenditures within its available resources, i.e. spending within your means. By adding .the Word "sustainable," the. fundamental issue of what services and programs can be supported over a prolongedperiod of time is raised. .In turn, this provokes questions sugh as: . What are the Ci.ty’s basic program and spending priorities now and in the future? How long can current expenditure patterns continue and what costs can be reduced or eliminatedto achieve a balanced budget? Can current ser.viees and service levels be provided in a more efficient and cost-effective manner so as to maintain them? What revenue sources can be counted upon now and in the future and which are likely to decline? To what extent are the City and community able and willing to maintain and grow revenue resources when needed? CMR:387:07 Page 1 of 9 A sustainable budget can be considered a spending plan that meets the needs c~f the present withou~ c0mpi’omlsing the ability to prm, ide services to furore generations. Such a budget.would meet the challenge of fundir..g current operational costs while at the same time funding incun’ed long-term liabilities. Over the past 10 ?,ears, the City has faced several major financiat chalIenges. These include: Financing and rehabilitating the City’s aging infrastructure Coping with the revenue shortfalls caused by the recession and dot-corn bust of 2001 Fixing a structural deficit caused by ongoingexpei~ditures, e.g., health care costs that are rising at a greater rate than revenues Addressing and funding the retiree medical liability incurred bythe City In addition to these issues, the City has had to contend with State takeaways of revenue; the exodus of key reYenue generators Such as a hotel and car dealerships; growing competition from the Intenaet and sm’rounding big box stores and malls; and legal and regulatory threats to its revenue base. The City has dealt with at least two major areas of liability that could have jeopardized a sustainable budget: infrastructure rehabilitation and retiree medical obligations. Historically over!ooked due to a recession in the early 1990s and due to a heavy emphasis on services in the operating budget, the City was compelled to ramp up infrastructure spending in the late 1990s. A General Fund Infrastructure Management Plan.(IMp) ~nished:in 1997, identified, the need to spend $10 million annually for the next ten years to address a growing infrastructure backlog. Without the necessary, and ongoing improvements to the streets, s~dewalks, parks, buildings, and faeilities, the ability of tl~e City to deIiver basic services would have been put at risk. Essentially, the Cit~ recognized a structural imbalance in its spending patterns and over the next ten years tea!located its resources. Declaring infrastructure as one of its top priorities for several years, the City’ made progress in Creating and funding a separate "Infrastructure Reserve" (IR).whose purpose ¯was to sustain capitat fui~ding0ver time. It developed a policy whereby year end :operating budget sa~ings were channeled into the IR to keep it replenished. This policy helped to significantly increase the amount of spending on IMP infrastructure since 2000 when the funding level was $7.4 million comi~ared to $12.3 million in 2006-07. When :faced in recent years with~ steep’ increases in construction¯ costs, expanding project scopes, and a draw on the IR for new projgcts, Council directed staff to identify an additional $3 million for capital spending. This was a "Top 3 Priority" in2006. This was achieved through a combination of expenditure reductions and revenue enhancements and incorporated in the Adopted Budget for 2007~09. It is expected that the City wil! need to grow the $3 million each year to keep up with the growth in project construction costs. Another long-terrn liability is the unfunded but earned retiree medical benefit. .GASB .45 requires that local jurisdictions recognize, and hopefully fund, the costs of retiree medical benefits as they are incurred rather than when the premiums must be paid. Based on investment CMR:387:07 Page 2 of 9 of funds in a trust, an actum-y has estimated the citY’s liability at $82.6 million. OASB 45’s purpose is to avoid having an operating budget’s services and programs suffocated by the growing and sizeable expense of a post employment benefit. The City of Palo has dealt with this major issue by developing .a healthy retirement medical reserve and by indentifying funding in its operating budget to meet its annual required contribution. Moreover, the City is near to investing its reserve and contributioiss in a trust fund whose rate of return mitigates the impact of the overall liability. In addition to 10ng-tei:m threats, there are short-term and cyclical events that endanger City resources or revenues.~ These range from the economic cycle to the exodus of major revenue generators, as well as State "takeaways" of revenue Soua’ces. Typically, the City deals with these occurrences by reducing expenditures to match lower revenue expectations. During the dot-corn downturn, for example, the city’s sales and transient occupancy taxes, which totaled $35.2 million in 2001-02, fell by a substantial $11.9 million or-33,8 percent over a two year period. This revenue swing represented a 9.5 percent drop of total budgeted revenues. Ttie downturn, combined with a later realization that expenses such as health care.were increasing at a faster rate than revenu’es, led to a series of painful and prolonged expenditure reductions.. Since 200!, the City has pared i’~s expenses by $20 million. This included the elimination of 70 positions. DISCUSSION The examples above provide evidence that the City has dealt with long-term, sustainable budget issues and that ~it is in the; City’s best interests to forecast: and address long and Short-term dislocations well.in advance o}" their’occurrence. To a considerabledegree, the City’s Long Range Financial Forecast (LRFF) identifies the principal expense and revenue trends and risks facing the City. It includes, for example, mention of increases in medical premiumSand health care costs that are growing at a rate faster than inflation; anticipated losses of revenue such as rent when the landfill closes; and the potential impact of a recession. Although -the LRFF cites opportunities and efforts underway to maintain and erthance the City’s revenue base, it does not recommend strategies or a plan to maintain a viable, sustainable budget over the next decades given what is known today. Before outlining potential steps to develop a sustainable budget, a discussion of some major expense and revenue trends is important. Ex-oenditure Trends Of all the expense trends facing the City, past and anticipated increases in health care costs are the most disquieting, as depicted in the graph below. As the LRFF states, "Medical premiums are expected to double by 2015, having grown by nearly 60 percent over the past seven years to $12.2 million." In 2006-07, health care costs represented 9.3 percent of the City’s budget; by 20! 5 it is expected to grow- to 14.9 percent of total expenses. With health care costs constituting a greater and greater share of national Gross Domestic Product, a similar and unsustainable development is occurring within the City. CMR:387:07 Page 3 of 9 $24 $21 $18 $15 $12 $9 $6 $3 $0 Healthcare Expenses ,,_o o o o o o "o o o o o o o o o, "2 o o []-Active Employees El Retirees .~ rq Retiree Medical.Liability The City has taken steps to address this rising cost. Being one of the few remaining jurisdictions to fully fund employee health insurance premiums and retiree medical costs, the City has placed a limit on .its contribution to medical premiums for both active and retired employees. In addition, the City has raised its vesting requirement from 5 to 20 years to obtain health care coverage upon retirement. Given expected steep increases in health care costs, however, the City will need to curb expenses further.. To achieve a sustainable budget, additional measures to share rising medical expenses with. employees are necessary. Other.jurisdictions are moving toward employee premium contributions and this practice is common in the private sector. As the graph below shows, benefits costs in real terms have increased over the past five years. Salaries have fallen over.the same period due to the reduction of positions. CMR:387:07 Page 4 of 9 General. Fund: Operating .ExpenditUres: Last Five Ye~irs in 200:3Di~llars.(in $000s)$70;000 $60,000 $50,000 " $40,000 $30,000 $20,000 $10,000 $o ~( "X X 2003 2004 2005 2006 2007 +Salaries ~ Benefits ~Conlract Services ~ Supplies ~ General Expense ~ Rents/Leases,---+--Allocated Expenses Another way to approach expenditure growth is by analyzing expense trends by department. The graph below depicts the change in department expenditures in: real dollars over the past five years.’ It shows that expenses in administrative departments (Administrative Services, Human Resources, City Manager, City Attorney, City Clerk, ancl City Auditor), or what is commonly termed City overhead, have dropped in real dollar terms from $!7.5: million in 2003 to $13.1 million in 2007. This significant drop occurred since most of the cost reductions made o#er the past five years have been in administrative areas and management positions. This also suggests that there wil! be less flexibility in the future to pare expenses in these departments. CMR:387:07 Page Gene~ai. Fund OperatingExpenditures: Last. Five Yearsin-2003 Doi!ars (in$0.00s) $25,000 $20,000 $:15,000 $10,000 ,$5,000 $0 2003 2004 2005 " 2006 2007 --’~--Adn~nlsl~atJ0n ---I-- I:ub~c ~b~ks t R~nn~g and C~rml E~v ,~...M~.~ Pobc e "-~-- CSD and b~tary In comparis.on, the public safety departments, Police and Fire, and community services (defined as the Community Services and Library dep.artments) have grown or stayed constant in real doltar tel,ms. In rea! dollars, the,Police. Department expenses have grown from$19.7 million in 2003 .to $21.4. million in 2007, while the Fire Departmemexpense has risen from $16.8 million to $17.8 million. The provision of community services has remained steady,from $19.8 million in 2003 and $19.8 .million in 2007. The table t~elmv indicates the :rate of change of functional expenditures over the last decade. Expenditures for public safety exhibit the most significant growth, while expenditures for administration show the most significant decline. From 2004 to 2007 From 2001 to 2007 From 1997 to 2007 Admin -1.0% -5.2% -0.8% Public-, Works. 1.9% -1.9% -0.5% Public Planning,,:,:. Safety- -1.5%4.2% 1.3%1.5% 3.2%1.5% "CSD and Library 0.2% 0.6% 1.3% As a proportion of the City’s budget, the public safety and community service functions have grown from 58.3 percent of the total in 1997 to 61.5 percent in 2007. These numbers make sense in light of the reductions made in the administrative departments, but it shows that if the City is to sustain its budget, difficult decisions may be necessary in areas that the public and Counci! see CMR:387:07 Page 6 of 9 as "basic" services. This is especially important as the City endeavors to fund a new punic safety building and library/community center facilities. In addition to the capital costs expected to be paid from General Obligation bonds, there will be incremental equipment, maintenance, and operating costs associated with these new facilities. Revenue Trends The City of Palo Alto is fortunate to have a diverse and well-balanced portfolio of revenue sources. Asthe following chart shows, no one revemie source excgeds 15 percent. The main sources of total City revenues are: sales tax at 15 percent; property taxes at 15 percent; charges for services (such as the Stanford fire contract) at 15 percent; operating transfers at 12 percent (including Utility equity payments); and rental income at 9 percent. Many jurisdictions rely heavily on a single source of revenue such as property, sales, or business license taxes, exposing them to extreme volatility when economic dislocations occur. 5139. 7 Million / A dopted 2007-08 Operatirg Transfers-In 12 % From othe~ Agencie~ Less than R~ ~n on Invest ment 2% Transie~,t Occupaney 5~ Permits & Ucenses 4 %for Semice~Other 7axes a~d Fines 6% Utility U$ers Ta~ 7% An economic downturn can result in a swift and steep decline in sales and TOT revenues. Events such as the current credit crisis and housing bubble can easily ripple down to the local economy, threatening consumer and business spending essential to the City’s revenue base. Long-term threats such as increasing Internet sales (which are not taxed); tYie aversion to commercial growth and resulting traffic in the community, and retail competition are areas of concern. Legal and regulatory challenges such as telecommunication company objections to the CMR:387:07 Page 7 of 9 utilities users tax being paid on national plans could significantly erode over $2.4 ro!!lion in annua! revenue. The City must be agile in maintaining and enhancing its revenue sources just as it m~st be. vigilant in managing its expenses. Sustainable Budget Suggestions/Options The City has been proactive in attempting to solve budget problems. City mayors haye been active in maintaining and attracting businesses to Pale Alto. Significant efforts have been made to maintain automobile lealerships in Pale Alto; to make Pale Alto a destination point for business travel and tourism; and to work in concert with Stanford University to expand the Stanford University Shopping Center. The City also has engaged the.business community in discussions about enhancing revenue sources such as the TOT by adding another .2 percent to the existing tax rate, which will generate additional revenue for the General Fund if approved. There has been very preliminary discussion 0f a Business Registry Fee and a Business License Tax (Pale Alto is one of the few cities in California that does not have this tax) that eoutd lead to additional revenues either by expanding information on businesses within the City or a new tax. In terms of expenditures, the City typically has taken a conservative approach to issuing debt and to new program spending. General Fund debt is low compared to other jurisdictions. From a staff perspective, the following complex issues need further analysis, discussion, and action: What are the City’s core non-discretionaryservices? Can these services be delivered in an alternative, cost-efficient rammer that is equally or near to equally effective? What are the City’s discretionary services and how will they be prioritized? %~at framework will the: City use to evaluate and fund new programs versus ongoing services? What is the optimal balance between infrastructure and operating expenses that will sustain the delivery of services? Should the City incua" more debt for Capital projects so as tO spread the cost burden of improvements over current and future users? The City has generally used a conservative, pay-as-you go approach for .capital projects. How can the City control expenditures growing at greater than inflation rates yet preserve core services? What opportunities does the City have to maintain and expand revenue sources when necessary? To what extent is the community willing ~o balance its desire for services and the revenues that support them with its desire to restrict business growNa and its associated traffic impacts? What degree 0frisk is the City willing to incur as it seeks to control expenses? Can a meaningful dialogue be initiated with City employees and unions on sharing .medica! premium expenses? These questions need serious attention to develop a sustainable budget plan.. CMR:387:07 Page 8 of 9 There are no easy solutions to develop a sustainable budget. The City is in a sound financi!l position, but it faces numerous challenges. The "easy" reductions have been made in the first half of this decade; the difficult ones can be expected in the second half. Similar to the rebalancing of resomces and priorities that the infrastructure ~ffort required, a sustainable budget requires analysis, ptarming, fiscal discipline, establishing priorities, and a long-term vision. Next Steps This report presents initial concepts for consideration by the Finance Committee. Staff is requesting input from the Finance Committee on possible next steps to achieve a sustainable budget plan. With this input staff will further develop the concepts and components of a sustainable budget and include them in the Long Range Financial Forecast (LRFF). The LRFF will be reviewed with the Finance Committee in December and with the full Com~cil in January. Based on this discussion with Council, elements of a sustainable budget can be included in the proposed 2008-09 budget that will be reviewed with the F~nance Committee in May 2008. RESOURCE IMPACT This report is for informational purposes and does not have a resource impact. POLICY IMPLICATIONS This report addresses a Council "Top 4" Priority. ENVIRONMENTAL REVIEW Discussion of these general policy issues does not represent a project under California Environmental Quality Act (CEQA). PREPARED BY: SACCIO Deputy Director PREPARED BY: DEPARTMENT HEAD APPROVAL: DAVID RAMBERG Budget Manager CD~reRctLo~ices CITY MANAGER APPROVAL: Assistant City Manager CMR:387:07 Page 9 of 9 FINANCE COMMITTEE MINUTES FINANCE COMMIFI-EE MINUTES Regular Meeting December 11, 2007 Chairperson Morton called the meeting to order at 7:02 p.m. in the Council Conference Room, 250 Hamilton Avenue, Palo Alto, California. Present:Beecham, Klein, MOrton (chair) arrived at 7:03 p.m., Mossar Absent:None 1. Oral Communications None. 2.Maze & Associates Audit of the Financial statements as of June 30, 2007 and Management Letter MOTION: Council Member Beecham moved, seconded by Klein, that the Finance Committee recommend to the City Council to accept the financial statements submitted by Maze & Associates. MOTION PASSED 4-0. 3. Recommendation Regarding Ordinance Closing the 2006-07 Fiscal Year, Including Reappropriation Requests, Closing Completed Capital Improvement Projects, Authorizing Transfers to Reserves and Approval of Comprehensive Annual Financial Report (CAFR) MOTION: Council Member Beecham moved, seconded by Klein, that the Finance Committee forward the ordinance of Attachment A (associated exhibits) to the City Council to approve: the closure of the 2006-07 Fiscal Year~ Including authorizing Reappropriation of 2006-07 funds in to the 2007- 08 budget requests supported by Ex-’hi:bits A and B; Closing Completed Capital Improvement Projects listed in Exhibit C; Authorizing Transfers remaining balances to Reserves and those being presented in Exhibits D and E; Approval of Comprehensive Annual Financial Report (CAFR), 12/11/07 FIN:I MOTION PASSED 4-0. 2006-07 Year End Capital ]:mprovement Program Projects Status Report No action taken,. Chairperson Morton advised that this report would be passed on to full council Upciate To Long Range Financial Forecast No action taken, Frank Benest said that Council for review and discussion he would take this to full Discussion for Future Meeting Schedules and Agendas December 18, 2007 AD3OURNMENT’ The meeting adjourned at 8:33 p.m. 12/11/07 FIN’2