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HomeMy WebLinkAbout1997-06-02 City Council (27)TO: City of Palo Alto City Manager’s Report HONORABLE CITY COUNCIL 13 FROM: AGENDA DATE: CITY MANAGER June 2, 1997 DEPARTMENT: Planning and Community Environment CMR:263:97 SUBJECT:BUDGET AMENDMENT. -ORDINANCE AND FIRST AMENDMENT TO AN AGREEMENT WITH MID-PENINSULA HOUSING COALITION TO PROVIDE ADDITIONAL FUNDS FOR THE DEVELOPMENT OF THE PAGE MILL COURT APARTMENTS FOR PERSONS WITH DEVELOPMENTAL DISABILITIES, 2700 ASH STREET REQUEST Council action is requested to adopt a Budget Amendment Ordinance and approve Amendment Number One to the agreement with Mid-Peninsula Housing Coalition (MPHC) to provide additional funds for construction and other expenses for the development of the Page Mill Court Apartments Project at 2700 Ash Street. The Budget Amendment appropriates $180,400 in Commercial Housing In-Lieu funds, which is in addition to the $756,000 loan previously provided by the City. RECOMMENDATIONS Staff recommends that the Council: 1) ) Adopt the attached Budget Amendment Ordinance to appropriate an additional $180,400 in Commercial Housing In-Lieu funds to the Page Mill Court Apartments Project. Approve the attached Amendment Number One to the Agreement (with its attached form of promissory note and deed of trust) between the City of Palo Alto and Mid- Peninsula Housing Coalition providing additional funds for construction and other development costs and including other changes related to the additional funding and federal requirements. CMR:263:97 Page 1 of 5 3)Authorize the City Manager to execute the agreement in substantially similar form, and direct the City Manager to administer the provisions of the agreement and to execute any other documents required to close the transaction for the construction funding for the 2700 Ash Street project, including an assignment and assumption agreement and a required subordination agreement with the federal Department of Housing and Urban Development (HUD). POLICY IMPLICATIONS The actions recommended in this staffreport are consistent with the City’s adopted housing program objectives and with previous Council actions in support of MPHC’s efforts to develop permanent rental housing for adults with developmental disabilities in Palo Alto. EXECUTIVE SUMMARY ¯MPHC, the project sponsor and developer, has requested $180,400 in additional subsidy funds, beyond the $756,000 provided in the funding .and loan agreement approved by Council on September 16, 1996, for the 24-unit apartment project for.persons with developmental disabilities at 2700 Ash Street. With this additional funding, the City’s contribution will equal $936,400, with $431,000 from Community Development Block Grant (CDBG) funds and $505,400 from the City’s Commercial Housing In-Lieu fund. Overall, the project budget has increased by about $439,000 (or 14 percent) from MPHC’s projections last fall when the City loan was approved by Council. MPHC proposes to cover this gap by securing an increase in the HUD Section 811 capital subsidy of at least $234,000, using the additional $25,000 in CDBG funds awarded by Los Altos Hills last winter and requesting the remaining $180,400 from the City of Palo Alto. About $113,400 of MPHC’s request is for actual cost increases, principally in hard construction costs, but also in other categories such as fees and engineering. The remaining $67,000 will be used to increase the project’s contingency budget from about three percent to six percent of construction costs. Any funds not actually used for documented project expenses must be repaid to the City after the project’s completion, pursuant to the terms of the City funding agreement. A detailed explanation of the reasons for the budget increases, and a summary of MPHC’s efforts to reduce costs and seek other funding sources, are attached to this report. The key reasons .are: ¯higher construction bids, in excess Of inflation, due to an upsurge in building activity and to material shortages, especially in rough carpentry and concrete; ¯a new HUD labor standards policy interpretation which results in the elimination of small, generally less expensive, subcontractors from federally funded projects; ¯ the imposition of school fees after the project budget and funding was set; - additional utility infrastructure engineering and construction costs; ¯changes resulting from HUD and City plan check comments and requirements; and CMR:263:97 Page 2 of 5 ¯insufficient allowances in the original budget for City permits, transaction costs such as title, escrow, transfer taxes and marketing and furnishings. MPHC has filed a formal request with the Palo Alto Unified School District for a waiver of the school fees and the matter has been agendized for the Board’s meeting of June 3, 1997. MPHC is continuing to negotiate with HUD on the labor standards interpretation which eliminates the small, sole proprietor subcontractors from most federally funded construction. The prior and revised development budget and sources of funds are compared below. This information is not final until the firm commitment is received from HUD (expected in early June) and other outstanding issues resolved, such as the HUD questions related to subcontractor selection. The numbers are rounded. BUDGET COMPARISONS: PAGE MILL COURT APARTMENTS Category Site Acquisition Hard Construction, Site Improvs. Architecture, Engineering, Soils, Consultants Fees, Permits, Legal, Escrow, Transaction, Audit, Marketing, Furnishings, Sponsor Capital Contingency Sponsor Developer Fee TOTAL BUDGET HUD Section 811 Grant City of Palo Alto Other Jurisdictions TOTAL SOURCES 8/96 Estimates $1,100,000 $1,726,000 $20.0,000 $98,500 $50,000 $60,000 $3,234,50O $2~140,500 $756,000 $338,000 $3,234,500 4/97Revised $1,093,250 (aetu~) $2,014,750 $220,000 $168,700 $117;300 $60,000 $3,674,000 $2,374,600 $936,400 $363,000 $3,674,000 Efforts to Seek Funding from Other Sources: At staff’s suggestion, MPHC previously sought and obtained $363,000 in FY 96,97 CDBG funds from the jurisdictions of Santa Clara County, Sunnyvale, Los Altos and Los Altos Hills for site acquisition and predevelopment. (MPHC did not originally approach Mountain View, since MPHC had just received two large commitments for housing projects utilizing their entire housing budget.) This was the first CMR:263:97 Page 3 of 5 ~ time, within recent years, that other jurisdictions have provided financial support for a housing or community development activity located within Palo Alto. Due to HUD’s methodology for calculating the exact amount of the Section 811 capital grant, the additional funds now needed must come from non-federal sources, as any additional federal funds will reduce the Section 811 grant. MPHC recently contacted all five jurisdictions to determined if any more funding could be obtained, at this time, to assist with the budget gap. The only two jurisdictions with local (non-federal) housing funds both restrict those funds to projects within their city boundaries. Thus, only federal funds (CDBG and HOME) could possibly be obtained. MPHC was informed that all five jurisdictions’ federal housing funds were fully committed to other activities. MPHC has also sought private foundation support, both for capital costs and equipment. $4,000 has been awarded for computer equipment for the community building from local foundations. MPHC also applied to the Valley Foundation for a $50,000 grant for- construction costs of the project’s community building. Although the proposal met the foundation’s criteria, the grant was turned down in early May. MPHC .has committed to reapplying to the Valley Foundation for the September 1997.application round and is also investigating other foundation grant possibilities. Other than the somewhat unlikely prospect of greater foundation funding, there are no other sources of housing development subsidies known to staffthat meet these criteria: 1) available within Palo Alto; 2) non-federal sources, and 3) funding terms compatible with the HUD Section.811 regulations. FISCAL IMPACT Total development costs are now budgeted at $3.674 million, including land. Just under two- thirds of the total cost is expected to be covered by the HUD Section 811 funds. Slightly more than one-third ($1.3 million) of the development costs will come from Palo Alto and the other local jurisdictions. After allocating the additional $180,400 to this project, the remaining balance in:the Commercial Housing In-Lieu Fund will be approximately $480,000. ENVIRONMENTAL ASSESSMENT Because federal funds were provided for this project, an environmental assessment under the National Environmental Policy Act (NEPA) was completed by staff on July 11, 1996 and approved by HUD on September 12, 1996. A negative declaration under the California Environmental Quality Act (CEQA) was completed on April 10, 1996 and certified by Council on June 24, 1996. STEPS FOLLOWING APPROVAL MPHC is proceeding simultaneously with the processing of the HUD financing commitment, the building permit review process, this request for additional City funding and finalizing the construction contract documents in order to complete the closing of all construction funding CMR:263:97 Page 4 of 5 by mid-June. Construction will begin immediately after the HUD closing, with completion expected by April 1998. ATTACHMENTS 1. Budget Amendment Ordinance 2. Amendment Number One to Agreement Between the City of Palo Alto and Mid- Peninsula Housing Coalition 3. Letter dated May 22, 1997 from Mid-Peninsula Housing Coalition PREPARED BY: Catherine Siegel, Housing Coordinator DEPARTMENT HEAD REVIEW: KENNETH R. SCHREIBER Director of Planning and Community Environment CITY MANAGER APPROVAL: Manager CC w/attachments: CC w/o attachments: Mid-Peninsula Housing Coalition City of Sunnyvale, Housing Division County of Santa Clara, Housing & Community Development Program CDBG Citizens Advisory Committee Palo Alto Parent Support Group c/o Start Parry Human Relations Commission Office of Human Services CMR:263:97 Page 5 of 5 ORDINANCE NO. Attachment 1 ORDINANCE OF THE COUNCIL OF THE CITY OF PALO ALTO AMENDING’ THE BUDGET FOR THE FISCAL YEAR 1996-97 TO PROVIDE AN ADDITIONAL APPROPRIATION FOR HOUSING FOR PERSONS WITH DEVELOPMENTAL DISABILITIES AT 2700 ASH STREET WHEREAS, pursuant to the provisions of Section 12 of Article III of the Charter of the City of Palo Alto, the Council on June 24, 1996 did adopt a budget for fiscal year 1996-97; and WHEREAS, on September 16, 1996, Council approved an additional appropriation of $711,000 to the Mid Peninsula Housing Corporation (MPHC) for site acquisition and development of housing for persons with developmental disabilities; and WHEREAS, the project budget has increased substantially due to an increase in hard construction costs, changes in HUD subcontractor requirements, and unexpected costs for impact fees and design; and WHEREAS, while MPHC has revised the project to reduce costs ~nd has sought and received additional funding from HUD, $180,400 in additional funds is still required to overcome the budget shortfall; and WHEREAS, in order to stay. on the development schedule, MPHC has requested the additional $180,400 from the City of Palo Alto, having sought, and been denied additional funding from local foundations and other local jurisdictions; and WHEREAS, ther~ are sufficient funds available in the Commercial Housing In. Lieu Fund, and such an expenditure is in conformance with adopted Housing Reserve Guidelines; and WHEREAS, City Council .authorization is needed to amend the 1996-97 budget as hereinafter set forth. NOW, THEREFORE, the Council of the City of Palo Alto does ORDAIN as follows: SECTION i. The sum of One Hundred Eighty Thousand and Four Hundred Dollars ($180,400) is hereby appropriated to non-salary expenses in the Commercial Housing In Lieu Fund, and the Commercial Housing In Lieu Fund is correspondingly reduced. SECTION 2. This transaction will reduce the Commercial Housing In Lieu Fund Reserve balance from $664,214 to $483,814. SECTION 3. As specified ~in Section 2.28.080(a) of the Palo Alto Municipal Code, a two-thirds vote of the City Council is required to adopt this ordinance. SECTION 4. An environmental assessment under the National Environmental Policy Act (NEPA) was completed by staff on July ii, 1996. A notice of finding ~f no significant impact on the environment was published on August 7, 1996. The public comment period expires on September 9, 1996. A negative declaration under the California Environmental Quality Act (CEQA) was completed on April I0, 1996 and certified by the City Council on June 24, 1996. SECTION 5.¯ As provided in Section 2.04.350 of the Palo Alto Municipal Code, this ordinance shall become effective upon adoption° INTRODUCED AND PASSED: AYES: NOES: ABSTENTIONS: ABSENT: ATTEST:APPROVED: City Clerk Mayor APPROVED AS TO FORM:City Manager Senior Asst. City Attorney Acting Director, Administrative Services Department Director of Planning Community Environment and Attachment 2 AMENDMENT NO. ONE TO AGREEMENT BETWEEN THE CITY OF PALO ALTO AND MID-PENINSULA HOUSING COALITION This Amendment No. One to Agreement ("Agreement") is ¯ entered into , by and between the CITY OF PALO ALTO, a chartered cityand a municlpal Corporation of the State of California ("CITY") and MID-PENINSULA HOUSING COALITION, a California nonprofit public benefit corporation located at 658 Bair Island Road, Suite 300, Redwood City, California 94063 ("MPHC"). RECITALS: WHEREAS, on September 16, 1996, the Agreement was entered into between the CITY and MPHC in connection with the construction and operation of a multifamily residential housing facility ("Project") by MPHC and the loan of funds by the CITY to MPHC for purposes associated with such housing facility; and WHEREAS, the Project’s budget has increased substantially since September 1996, due to circumstances beyond the control of MPHC; and WHEREAS, all funds necessary to complete the Project must be committed and made available prior to the initial closing of the HUD Section 811 capital advance and the start of construction; and WHEREAS, MPHC has .requested, and "the CITY hereby agrees to provide,-an increase in the CITY loan in the amount of ~180,400; and o WHEREAS, the partie’s wish to amend the Agreement; NOW, THEREFORE, ~in consideration of the covenants, terms, conditions, and provisions of this Amendment No. One, the parties agree: follows: SECTION i.Subsection 3.3.i is hereby added to read as "3.3.1 Immediately prior to the initial closing of the HUD Section 811 Capital Advance Grant for the construction of the Project, the CITY .will provide, by negotiable instrument payable to MPHC or to escrow, the amount required by HUD from the additional CITY loan funds, up to, but not exceeding, the sum of one hundred eighty thousand four hundred dollars ($180,400). MPHC shall, submit a written request to CITY for the referenced funds together with a copy of the HUD firm commitmentapproval, including the final HUD-approved Project budget. CITY funds that are not required by HUD to be made available for the Section 811 initial closing shall be retained by CITY and shall be made available for disbursement to MPHC for eligible Project costs in accordance with 970528 syn 0071222 1 Subsection 4.2.2 until the construction of the Project, performance of the HUDorequired cost certification audit, and completion of the final accounting process as described in Section 4.2. To the extent permitted ~by HUD, one-half of the developer fee in the amount of thirty thousand dollars ($30,000) shall be retained by CITY and sh~ll be made payable to MPHC upon the issuance of the first certificate of occupancy for the Project." follows: SECTION 2.Subsection 4.2.2 is hereby amended to read as "4.2.2 Eligible uses of the Commercial Housing In-lieu Funds include excess costs not covered by the Section 811 Capital Advance Grant funds, such as legal fees, architect and engineering costs, closing costs, CITY’s title insurance, off-site improvements, "costs not attributable" to dwelling use as defined ~in the HUD regulations and determined by HUD, construction change orders, environmental and site mitigation andmonitoring, the cost of required local fees, funding a replacement reserve account required by HUD for maintenance of excess amenities, a sponsor/developer fee to be paid to MPHC in the maximum amount of $60,000 and any other reasonable and necessary hard construction costs approved in advance by CITY. Eligible uses of CITY funds shall not include the HUD-required sponsor’s minimum capital investment." follows: SECTION 3.Subsection 4.2.4 is hereby added to read as "4.2.4 MPHC shall use reasonable efforts on an ~on-going basis to seek and obtain additional funding from various sources% including from HUD (in accordance with Section 811 regulations and procedures)- and from philanthropic foundations to defray the capital improvement costs of the Project and the costs of furnishings, fixtures and equipment for the Project." SECTION 4. EXHIBIT "B" entitled "Promissory Note" is hereby replaced by new EXHIBIT "B" entitled "Amended and Restated Promissory Note". EXHIBIT "C" entitled "Short Form Deed of~Trust" is hereby amended by that document entitled "Modification Agreement". EXHIBIT "D" entitled "Stated Uses of CDBG and Commercial Housing In- lieu Funds" is hereby replaced by new EXHIBIT "D" entitled "Revised Development Budget and Source of Funds". EXHIBITS "B", "C" and "D", as amended, are attached ~hereto and are incorporated in full by this reference. SECTION 5. Except as herein modified, all other provisions of the Agreement, including any exhibits and subsequent amendments thereto, shall remain in full force and effect. 970528 syn 0071222 2 IN WITNESS WHEREOF, the parties have by their duly authorized representatives executed this Amendment on the date first above written. ATTEST:CITY OF PALO ALTO City Clerk Mayor APPROVED AS TO FORM: Senior Asst. City Attorney APPROVED: City Manager Director of Planning and Community Environment Acting Director of Administrative Services Risk Manager Attachments : EXHIBIT "B" : EXHIBIT "C" : EXHIBIT "D" : Amended & Restated Promissory Note Modification Agreement Revised Development Budget and Sources of Funds 97052~ syn 0071222 CERTIFICATE OF ACKNOWLEDGMENT (Civil Code § 1189) STATE OF COUNTY OF ) ) ) On .notary public , before me, the undersigned, a in and for said County, personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument, and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. 970528 syn 0071222 4 CERTIFICATE OF ACKNOWLEDGMENT (Civil Code § 1189) STATE OF COUNTY OF ) ) ) On f~~ /~W7 , before me, the undersigned, a notary publiq in# and for said County, personally appeared personally know~~ t4 Wme (or ~proved. to me on the b&sis ..... of satisfact_or_r_y evidence) to be the person(~) ~ o~ name(~) is/a~ subscribed to the within instrument, and acknowledged to me that ~/she/th~y executed the same in h~/her/th~ir authorized capacity(is), and that by h~/her/th~ir signature(~ on the instrument .the person(~), or the entity upon behalf of which the person(@) acted, executed the instrument. WITNESS my hand and official seal. ~m. #1052881 3ALIFORNtA,~3OUNTYI’,~,an’-h 5,1999 970528 syn 0071222 5 Exhibit AMENDED AND RESTATED PROMISSORY NOTE Secured by Short Form Deed of Trust and Assignment of Rents as modified .$936,400 Palo Alto, California , 1997 FOR VALUE RECEIVED, the undersigned, Mid-Peninsula Housing Coalition, a California nonprofit public benefit corporation ("MPHC"), hereby promises to pay to the order of the City of Palo Alto, a California municipal corporation ("CITY"), the principal sum of nine hundred and thirty-six thousand four hundred dollars ($936,400) . I. MPHC’s Obliqations. This amended and restated promissory note ("Amended Note") evidences the obligation of MPHC to pay to CITY all sums due hereunder. MPHC agreesto use the funds loaned to MPHC ("Loan") under the "Agreement between City of Palo Alto and Mid-Peninsula Housing Coalition Concerning the City’s Funding of the Construction and Development of a Rental Apartment Building to be Used as Rental Housing for Persons with Developmental Disabilities" ("Agreement") and Amendment No. One to Agreement ("Amendment") and this Amended Note for the development of a multifamily residential housing building for very-low income persons with developmental disabilities, to be commonly known as Page Mill Court ("Project"), as more fully described ~n Planned~ Community (PC) Zone Ordinance Number 4354, adopted on June 24, 1996, and m%de effective on July 8, 1996. The Project is to be constructed at the southwest corner of Page Mill Road and Ash Street in the city of Palo Alto ("Property’,), the~le~al description of which is more specifically described in Exhibit "A" to the D~ed of Trust, as amended by that Modification Agreement, securing this Amended Note. 2. Interest. The outstanding principal balance shall bear interest at the simple rate of three percent (3%) per year until the Loan is paid in full. Notwithstanding any other provisions of this Amended Note, or any instrument securing the obligations of MPHC under this Amended Note, the payment of any sums by MPHC pursuant to the terms of Sections 2 and 6(e) hereof shall not result in the payment of interest, which will exceed the amount that CITY may .legally charge under the laws of the State of California. Except as provided otherwise herein, no payments of principal and interest are required during the term of this Amended Note. 3. Term. The term of this Amended Note shall commence on the date that the Deed of Trust and Modification Agreement securing this Amended Note are recorded, and shall continue for the period of time set forth in section 2 of the executed and recorded Capital Advance Use Agreement ("Use Agreement") for the Project by MPHC and the united States Department of Housing and Urban Development ("HUD"), unless earlier terminated as provided in the Agreement or the Use Agreement, Prior to the recordation of the Use Agreement, if the initial closing of the Section 811 Capital Advance Grant for the Project does not occur on or before December 31, 1998, including any extension thereof approved by CITY’s project manager, this Note shall be immediately due and payable. 4.Terms of Payment. (a) Prior to the end of the Term, and provided that no Event of Default has occurred that remains uncured, the parties shall attempt to negotiate the terms under which CITY will waive MPHC’s obligation to repay the outstanding principal balance of the Loan and accrued interest. Any waiver by CITY shall take into consideratfon the period of time following the expiration of the Term that MPHC will continue to rent the Project to very-low income persons with developmental disabilities. Subject to Section 4(b) hereof, upon the occurrence of any uncured Event of Default, following any applicable notice and cure periods contained herein, the entire amount advanced hereunder, .together with interest thereon, shall, become immediately due and payable. (b) CITY and MPHC acknowledge that the operation of the Project for very-low income persons with developmental disabilities in accordance with the Section 811 Program contemplates that MPHC will receive rental assistance payments under a Project Rental Assistance Contract between MPHC and HUD. In the event HUD terminates, discontinues, does not renew or substantially reduces the amount of the rental assistance payments through no fault of MPHC and after MPHC has exercised its good faith efforts and due diligence to have the r4n~al assistance payments continued, renewed or maintained, and the rental assistance payments or operating subsidies are not funded by some other federal, state or local program or entity~ ~ITY acknowledges that .it may no longer be economically f4asible for MP~C to rent the .Projec£ to very-low income persons with developmental disabilities. In such event MPHC may request a partial or full waiver of the income, rent and/or use restrictions set forth in the Agreement referred to in Section 1 hereof or otherwiseimposed by CITY if a waiver of the restrictions is necessary to maintain the Project as, or return the Project to, an Economically Feasible Project. MPHC shall request the waiver, in writing, and shall submit to CITY such information and documentation as CITY may reasonably request in order for CITY to determine, in its reasonable judgment, (i) whether the waiver is necessary, (ii) the number of units to be affected by the waiver, (iii) the number of years of the~duration of the waiver, and (iv) whether to approve or disapprove the waiver. For the purPoses of this Section 4(b), an "Economically Feasible Project" shall mean a Project which is meeting its operating expenses (including expenses necessary to maintain the Project in good and tenantable condition), taxes and assessments, debt service due o~ loans secured by the Property, reasonable management fees and reasonable reserve requirements, and is 970528 syn 0071223 2 otherwise in compliance with the terms of all loans secured by the Property and any regulatory agreement between MPHC and any federal state or local agency. If, in the event CITY and MPHC cannot agree upon the terms of them waiver(s), CITY and MPHC agree that MPHC shall have the right ~to exercise the following options before CITY can declare an Event of Default: (i) MPHC shall~havean additional six (6) months from the date a party hereto informs the other party, in writing, that it is unable to agree on the proposed terms of a waiver to obtain substitute financing sufficient to pay the outstanding principal and interest due on the Note; and (ii) In the event MPHC is unable to obtain substitute financing with terms reasonably acceptable to MPHC and MPHC’s other mortgage lenders, within three (3) months thereafter, if MPHC so elects, MPHC shall for one dollar ($i.00) execute and record a grant deed and bill of sale to transfer title to the Project and the real and personal property to CITY or CITY’s designee ~subject to all then existing liens and encumbrances. Effective upon the conveyance of the Property and the Project to CITY, CITY or CITY’s designee shall assume the mortgage loans secured by the Property or the Project. MPHC’s decision to convey the Property and the Project to CITY shall not be deemed to be a default hereunder or an Event of Default under the Agreement, and the conveyance shall not be deemed to be a deed in lieu of foreclosure. In the event MPHCo does not convey the Project or the Property to CITY as set forth above and is unable to operate the Project in acco~d%nc~ with the Agreement referred~.to in Section 1 hereof, CITY may declare an Event. of Default hereunder. (c) The payments due under this Amended Note shall be paid in currency of the United States of America, which at the time of payment is lawful for the payment of public and private debts. (d). The payments on this Amended Note shall be made or given to CITY in care of the Revenue Collection Office, City of Pa!o Alto, 250 Hamilton Avenue, Palo Alto, California 94301, or to such other place as CITY may from time to time designate° (e) This Amended Note shall be subject to prepayment,~ in whole or in part, at any time without premium or other penalty. If the Project is financed with capital grant funds provided by HUD, then any prepayment(s) shall be made only with (i) Residual Receipts, as that term is defined in the Capital Advance Program Regulatory Agreement ("HUD Regulatory Agreement") between MPHC and HUD and executed in connection with the Project, and only after obtaining the prior written approval of HUD, or (ii), funds which are separate and apart from the Project or the assets or income of the Project (except Residual Receipts as approved by HUD) o Prepayment(s) made from Residual Receipts may .be made only after 970528 syn 0071223 3 final closing of the Section 811 Capital Advance Grant provided by HUD and only after the end of a semi-annual or annual fiscal period as approved by HUD. In this regard, CITY shall have no claim and will not later assert any claim for payment against the mortgaged Property, the proceedsof the Section 811 Capital Advance Grant, any reserve or deposit required by HUD and deposited ~with HUD or another in connection with the capital advance transaction, or against the rents or other income from the mortgaged Property. 5. .Security. This Amended Note shall be secured by a deed of trust on the Property ("Deed of Trust") and the modification to Deed of Trust ("Modification Agreement") executed by MPHC in favor of CITY as the beneficiary. 6. Default. (a) Subject to Section 4 hereof, any of the following shall constitute an Event of Default under this Amended Note, following~any applicable notice and cure periods: (i) Any failure to pay in full any payment required under this Amended Note when due; (ii) Any failure in the performance ~by MPHC of any material term, condition, provision or covenant set forth in this Amended Note, the Deed of Trust, Modification Agreement, the Agreement or Amendment No. One to Agreement; or (iii) The occurrence of any material default under any other instrument s@curing the obligations of MPHC under this Note or under any other promissory notes hereafter issued by MPHC to CITY. (b) "Up6n the occurrence of such an E~ent of Default, CITY shall provide to MPHC w~itten notice of said occurrence and MPHC shall have fifteen (15) days, or such additional time as may be reasonably required, to cure. If, after the time provided in this Section 6(b), MPHC has not cured the default, the entire unpaid principal balance, together with all other sums then payable under this Note shall at the option of CITY become immediately due and payable upon written notice by CITY to MPHC without further demand. (c) If an Event of Default shall occur and be continuing, CITY may pursue all rights and remedies available under this Note or as may be otherwise available, to CITY, subject to Section 6(d) below. (d) Notwithstanding paragraphs (a) and (b) of this Section 6, and so long as the Section 811 Program is still in effect as respects the Project and the Property, CITY shall not declare any Event of Default under this Note without the prior written approval of HUDo 970528 syn 0071223 4 (e) Upon the occurrence of an Event of Default following any applicable notice and cure periods contained therein, and without waiving any other remedy of CITY, interest shall be deemed to have accrued on the outstanding principal balance of the Loan at a simple rate of seven percent (7%) per year commencing, on the date of the Event of Default through the date on which all such funds are paid to CITY. Capitalized terms used herein and not otherwise °defined shall have the meanings set forth in the Agreement. (f) If any default is made hereunder, MPHC promises to pay reasonable attorneys’ fees and costs and expenses incurred by CITY in connection with any such default or any other action or other proceeding brought to enforce any of the provisions of this Note. CITY’s right to such fees shall not be limited to or by its representation by staff.attorneys of CITY’s Office of the City Attorney, and such representation shall be valued at the customary and reasonable rates for private sector legal services. 7. Waivers. (a) MPHC expressly agrees that this Amended Note or any payment hereunder may be extended from time to time with CITY’s consent, and that CITY may accept further security or release any security for this Amended Note, all without in any way affecting the liability of MPHC. (b) No extension of time for payment of this Amended Note or any installment hereof made by agreement by CITY with any person now or hereafter liable for the payment of this Amended Note shall operate to releaSe.or discharge any liability of the person liable under this Amended Note, either in whole or in part. (c) The pbligations of MPHC under this Amended Note shall be absol~t~ and MPHC waives any and all rights to offset, deduct or withhold any paymenhs or charges due under this Amended Note for any reason whatsoever. (d) ~Any failure of CITY or other holder to exercise any rights under this Amended Note shall not constitute a waiver of such rights or of any other rights under this Amended Note. Nonrecourse note This Amended Note shall be nonrecourse against MPHC and its assignees (collectively, the "Maker")° No judgment, or execution thereof, entered in any action, legal or equitable, on this Note shall be enforced directly against Maker or any officer, director or employee of Maker, but shall be enforced only against the collateral described in the Deed of Trust, and such other or further security as, from time to time, may be hypothecated for this Note. The foregoing limitation shall not be applicable in the event of (a) fraud by Maker or any material misrepresentation made by Maker to CITY in the CITY Documents, or (b) the sale or transfer or other conveyance of all or any part of Maker’s interest in the Project without CITY’s prior written consent. Furthermore, the 970528 syn 0071223 5 foregoing limitation shall not be applicable to the extent of any loss incurred by CITY due to (a) misappropriation by Maker of any rents (including, without limitation,the application of rents to other than operating expenses and debt service), security deposits, insurance or condemnation proceedings, (b) waste caused by or permitted by-Maker to the Project, or (c) the presence or release of any hazardous or toxic substances on or in the Property .encumbered by the Deed of Trust. 9.Miscellaneous Provisions. (a) All Notices to CITY or MPHC shall be made in writing ~and shall be deemed to have been given or made if personally delivered, placed in the United States certified mail, return receipt requested, postage prepaid, or delivered by courier service addressed as follows: To CITY:City ofPalo Alto Office of City Clerk 250 Hamilton Avenue Palo Alto, CA 94301 Copy to:City of Palo Alto Director, Department of Planning & Community Environment 250 Hamilton Avenue Palo Alto, CA 94301 To MPHC:Mid-Peninsula Housing Coalition .658 Bair Island Ro@d, Suite 300 Redwood City, CA 94063 ~ Attention: Executive Director (b) "Thg t~rms and conditions of this ~mended Note may not be changed orally, but onl~ by an agreement, in writing, signed by .the party against whom enforcement of any waiver, change, modification or~discharge is sought. (c) This Amended Note shall be governed by and construed in accordance with the laws of the State of California. (d) The times of the performance of .any obligation hereunder shall be strictly construed, time.being of the essence. (e) In the event that suit is brought by either party, the .parties agree that trial of such action shall be vested exclusively in the state courts of California in the City of San Jose, County of Santa Clara, or in the United States District Court for the Northern District of California in the City of San Jose. The prevailing party in any action brought to enforce the terms of this Agreement or arising out of this.Agreement may recover its reasonable costs and attorneys’ fees expended in connection with such an action from the other party. 97052g syn 0071223 6 (f) This Amended Note may be assigned to and assumed by Mid-Peninsula Page Mill Court, Inc., a Section 501(c) (3) nonprofit corporation, after its incorporation in California only with the written consent of CITY, which shall not be unreasonably withheld. Upon the assumption of this Amended Note by Mid-Peninsula Page Mill Court, Inc.,. MPHC shall be released from liability hereunder. I0. Replacement Note. This Note incorporates and replaces that Promissory Note, dated December 18, 1995, and that Promissory Note, dated September 26, 1996, in the original principal amounts of $45,000 and $756,000, respectively, made by MPHC in favor of CITY. Upon the execution of this Note by MPHC and the written acknowledgment of CITY below, the Promissory Note, dated December 18, 1995, and the Promissory Note, dated September 26, 1996, are hereby cancelled and shall have no force or effect. Mid-Peninsula Housing Coalition, a California nonprofit public benefit corporation Fran Wagstaff :tor The undersigned ~CITY, acting through its City Manager, acknowledges that the $45,000 Promissory Note, dated December 18, 1995, and the $756,000 Promissory Note, dated September 26, 1996, and referred to in ~ection i0 above are hereby cancelled. ’ Ci{y of Palo Alto By: City Manager 970528 syn 0071223 7 Exhibit RECORDING REQUEST BY & WHEN RECORDED MAIL TO: Record at No Fee per Government Code Section 6103, 27383 City of Palo Alto ¯ Office of City Attorney 250 Hamilton Avenue Palo Alto, CA 94301 (APN 002-304-010) (2700 Ash Street) (Palo Alto, CA) MODIFICATION AGREEMENT Short Form Deed of Trust and Assignment of Rents This Agreement is made as of June __, 1997, by and among Mid-Peninsula Housing Coalition, a California nonprofit public benefit corporation (the "Borrower") and the City of Palo Alto, a municipal corporation (the "Lender"), in connection with the following facts: A. Borrower owns all that real property located in the City of Palo Alto, CounSy. of Santa Clara, California, described in the Deed of Trust described below. ¯ B. Borrower is obligated to lender under the following documents, among 6thers: ¯ (i) Promissory Note dated September 26, 1996, in the original principal amount of $756,000.00~ payable to Lender, which note is being amended concurrently herewith to increase the principal amount to $936,400.00; and (2) Short Form Deed of Trust with Assignment of Rents dated September.26, 1996, and~recorded on October i, 1996, as series no. 13466054 in the Official Records of Santa Clara County (the "Deed of Trust"). C. Borrower and Lender agree to modify the Deed of Trust as hereinafter described. Now, therefore, for valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: i. Borrower and Lender hereby amend the Deed of Trust by replacing the last paragraph on page 1 with the following: 970528 syn 0071224 1 FOR THE PURPOSE OF SECURING: I. Performance of each agreement of Trustor set forth in the "Agreement between the City of Palo Alto and Mid-Peninsula Housing-Coalition concerning the City’s Funding of the Construction and Development of a Rental Apartment Building to be Used as Rental Housing for Persons with Developmental Disabilities," as amended (the !’Agreement"), incorporated herein by reference. 2. Payment. of the indebtedness evidenced by that Amended and Restated Promissory Note ("Amended Note"), and any extensions or renewals thereof, in the principal amount of $936,400 executed by Trustor in favor of Beneficiary or order. 2. Confirmation of~ Security Interest. Except as amended hereinabove, the Deed of Trust remains unchanged and in full force and effect. Nothing in this Agreement shall affect or be construed to affect the lien created by the Deed of Trust or the priority of such lien. 3. Attorney’s Fees; Enforcement. If any attorney is engaged by either party to enforce or defend any provision of this Agreement, the prevailing party shall be entitled to costs and reasonable attorney’s fees. 4. Miscellaneous. This Agreement shall be governed by and interpreted in accordance with the laws of the State of California. Any provision of this Agreement which is determined by a court to be invalid or unenforceable shall be deemed severed from this Agreement, and the remaining provisions shall remain in full force and effect as.if’the invalid or unenfQrceable provision had not been a part hereof. The h~adings used in this Agreement are for convenience only and shall be disregarded in interpreting the substantive prqvi~ioDs of this Agreement. In witness whereo£, ~he parties h~ve caused this Agreementto be duly executed as of the date first above written. MID-PENINSULA HOUSING COALITION, a California Nonprofit Public Benefit Corporation By: Its: CITY OF PALO ALTO, a Municipal Corporation By: Its: 970528 syn 0071224 2 SUMMARY USES OF FUNDS: Exhibit D Site Acquisition Construction, Off-site work, Site Improvements, Bonds; Materials Testing: Design, Consultants: Transaction, Holding Costs: Local Permits & Fees Furniture Marketing Contingency Sponsor’s Developer Fee Minimum Capital Investment TOTAL USES OF FUNDS $1,093,250 $2,014,750 $220,000 $48,700 $85,000 $15,000 $10,000 $117,300 $60,000 $10,000 $3,674,000 SOURCES OF FUNDS: Projected HUD Sec. 811 Capital $2,374,600 Advance City of Palo Alto 936,400 County of Santa Clara 188,000 Town of Los Altos Hills 75,000 City of Sunnyvale 50,000 City of Los Altos 50,000 TOTAL SOURCES OF FUNDS $3,674,000 Attachment 3 May 22, 1997 Honorable Mayor Joseph Huber and Members of the City Council City of Palo Alto P. O. Box 10250 Palo Alto, CA 94303 Mid-Peninsula Housing Coalition 658 Bair Island Road, Suite 300 Redwood City, California 94063 Tel. [415] 299-80(X) Pax [415] 299-8010 Request for Additional Loan Amount for Page Mill Court Housing Project for Low-Income Developmentally Disabled Persons Dear Mayor Huber and Members of the Council: Attached is an updated memo which outlines our request for an addition to the City loan previously made for the Page Mill Court housing complex. We are requesting that the City loan be increased by $180,400 from Commercial Housing In-Lieu funds to offset some of the additional costs that the project has encountered since we submitted our projected budget in early Fall of 1996. We greatly appreciate how supportive the Council and City staff has been of this project, including the large amount of financial resources contributed as well as your positive comments during our zoning and architectural review process. We are working diligently to close our HUD financing and to start construction in late June, hopefully, so that residents can be living there by next April. Thank you again for the City’s support and enthusiasm, which have made this project possible. Fran W, Executive Director enclosure co: June Fleming, City Manager Catherine Siegel, Housing Coordinator e\jesXpa~eity’cou2 .MAY Date: Memo to: From: May 22, 1997 June Fleming, City Manager Janet Stone, Project Manager (’~. Mid-Peninsula Housing Coalition" Mid-Peninsula Housing Coalition 658 Bair Island Road, Suite 300 Redwood City, California 94063 Tel. [415] 299-8000 Fax [415] 299-8010 Request for Additional Loan Allocation for Page Mill Court Attached is an update of the summary provided to you 5/5/97 regarding Mid-Peninsula’s request for an additional loan allocation for the Palo Alto housing development which will serve developmentally disabled persons. Please note the following: 1) Although we are requesting that the City approve an additional $180,400 from the Housing In-Lieu Fund, we are continuing to work on ways to keep the City contribution as low as possiblr~ and may be able to return a portion or all of the additional amonnt at the end of construction (projected to be March 1998). 2)To keep the City contribution as low as possible, we are: - seeking from HUD the highest possible amount of capital funding for the project - requesting from PAUSD a waiver forSchool Impact fees -applying for foundation support - lobbying to reverse the HUD Labor Relations policy which negatively impacts the project costs 3)Other efforts to keep the City contribution as low as possible: -generated $363,000 from other jurisdictions -after preliminary construction bids came in, worked with architect and contractor to achieve $170,000 in value-engineering cost reductions - negotiated with the Seller (County) some cost-sharing for environmental testing 4) HUD will not close .their capital advance funding for the project (close now anticipated to occur in early June) without assurance that there are adequate funding sources to cover project uses. This additional City loan allocation is needed to cover the anticipated gap in funding sources, based on our current estimate of what the total HUD allocation will be. We will not know our exact HUD allocation until right before close, and therefore must ask the City for an additional loan amount at this time. Snmmary Statement Requesting Additional Loan Amount t~equest $180,400 additional loan allocation, from In-Lieu Housing Fund. This amount reflects the maximum amount webe!ieve we would need. May be able to return a portion or all of the additional amount, at end of construction: 1) if we receive foundation support (we are applying to select foundations) 2) if the final HUD allocation amount is greater than anticipated (impossible to assess prospects; should know by end of May) 3) if we do not use all of our contingency funds (fair to good prospects; will not know until the end of construction) 4) if School Impact fees are waived or reduced (should know in June) Cannot ask other jurisdictions for additional CDBG or HOME funds, as the use of additional federal dollars will result in a reduced HUD capital allocation. Reason for Additional Loan Request o The 12/95 budget was necessarily an estimate. We had only a schematic design at that time; we had not yet submitted a formal PC zone change application. We have been in a boom construction period over the last year, with building materials and labor prices rising dramatically. The recent floods have exacerbated the situation. Many subs are too busy to bid on the project, or charge inflated prices. Prevailing wage projects are hit even harder than other projects. o. Although we now anticipate more sources than were projected in 12/95, the overall project costs have increased by more than the increase in project sources. ~ Increases in project costs: (see attached page for more detail) $280,300 - increase in construction costs, including off-sites $158,839 - increase in soft costs $439,139 Total Amout of Increase in Costs ~ Increases in project sources: $234,676 - estimated increase in HUD capital allocation 25,000 - additional amount of Los Altos Hills CDBG allocation (over reques0 $259,676 - Total Amount of Increase in Sources Mid-Peninsula’s Efforts to Keep City Contribntion as Low as Possible When School Impact fees were proposed by the School Board, we requested that the Board exempt this project and similar affordable, special needs projects. We have submitted a formal request for waiver of school.fees. We successfully sought funding from other jurisdictions, which is normally not done for a project located in a city like Palo Alto, which has its own federal allocation. Generated $363,000 from Urban County, Sunnyvale, Los Altos, Los Altos Hills. Organized parent support in these jurisdictions to demonstrate there is true regional need. In Urban County, Citizen’s Advisory Committee disagreed with staff’s lower recommendation and voted for full funding at the requested level. We are seeking additional funding from charitable foundations. Worked diligently with general contractor and architect to reduce project costs through value engineering, without sacrificing quality, and managed to achieve $170,000 in value-engineering reductions. Negotiated with the Seller (County) cost-sharing of certain environmental testing expenses necessary to get HUD approval of the site. Page Mill Court - Palo Alto Housing for Developmentally Disabled Detail of Proiect Cost Increases To summarize: From December 1995 to the present, our overall project costs have increased by approximately $439,000 (an increase of 14%). The main elements of this increase are: 1) $280,300 - Total Increase in Construction Costs (64% of the total increase) [3 inflated construction market, which has a greater impact on prevailing-wage construction projects, is the cause for most of the increase. [] HUD’s interpretation of labor relations policy, which has already increased project costs by $37,000, and may add further costs if other small sub-contractors cannot be used. [3 additional hard costs resulting from the plan-check process. Major examples include: ¯ Our engineer’s design for gas service has had to be revised. The City found out the gas line along Ash Street is "dead." Costs to install a functional gas line and other costs related to having this second source of gas service to the site will be approximately $8,000. Gas heating is being used in order to keep residents’ utilities bills as low as possible, given their limited income. o City requirements for electrical service to the property result in approximately $9,000 more in costs than our contractor and architect had calculated. It was discovered that our Civil engineer designed the storm drainage plan based on public records that were inaccurate. The storm drain design had to be completely revised so that the project drains toward Page Mill Road and not Sheridan, resulting in approximately $5,000 additional costs. City requirements for elevator cab size/capacity exceed usual interpretation of ADA; have resulted in approximately $4,000 increase for the elevator cabs and approximately $5,000 for costs of accommodating a larger elevator shaft. The City’s interpretation of the building code resulted in approximately $10,000 increased costs related to stairs/landings, changes in the placement of bathroom fans, changes in certain materials which are normally standard in other cities, etc. 2) $158,800 - Increase in Other Project Costs (36% of the total increase), Including: [3 Additional $33,000 for School impact fees, unless waiver is given. 71 Additional architectural design fees and engineering costs of approximately $18,000 for modifications to the design so that a second elevator could be added, increasing accessibility. [] Additional $35,000 contingency needed if new HUD interpretation of Labor rules eliminates the use of small subcontractors who gave lowest bids. [] Additional costs of approximately $10,000 for second City transfer tax fees, recalculation of building permit fees, various encroachment permits, etc. [] Additional pre-construction and construction testing, such as accoustical engineering required by HUD to prove sound attenuation measures are adequate. [] Costs not in preliminary budget, such as HUD-required $10,000 minimum capital contribution by Sponsor. c\jes\pa~citymem5 Page Mill Court -- Palo Alto Housing for Devel?pmentally Disabled