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HomeMy WebLinkAboutStaff Report 11741 City of Palo Alto (ID # 11741) Finance Committee Staff Report Report Type: Action Items Meeting Date: 12/1/2020 City of Palo Alto Page 1 Council Priority: Fiscal Sustainability Summary Title: Approval of FY 2020 Comprehensive Annual Financial Report (CAFR) & Budget Amendments Title: Recommendation to the City Council to Approve the Fiscal Year (FY) 2020 Comprehensive Annual Financial Report (CAFR) and FY 2020 Budget Amendments in Various Funds From: City Manager Lead Department: Administrative Services Recommendation Staff recommends that the Finance Committee forward to the City Council for its approval: 1. The City’s FY 2020 Comprehensive Annual Financial Report (CAFR) (Attachment C); and 2. Amend the Fiscal Year (FY) 2020 Budget Appropriation Ordinance for various funds as identified in the attached Recommended Amendments to the City Manager’s FY2020 Budget (Operating Budget: Attachment B – Exhibit 1; Capital Budget: Attachment B – Exhibit 2). Financial Highlights for FY 2020 Government-wide At the close of FY 2020, the City’s overall Net Position remains positive despite of the financial impacts of COVID-19. The Statement of Activities (p.29 of the attached CAFR) reports Governmental Activities (the City’s basic services which are generally funded by taxes, and by specific program revenues such as fees and grants) Net Position at $440.6 million, a $9.4 million decrease from the prior year, and Business-Type Activities (the City’s enterprise activities which are funded in whole or in part by fees charged to external parties) Net Position at $785.0 million, a $43.5 million increase. Various factors contributed to these changes, including accounting adjustments required by the Governmental Accounting Standards Board (GASB). Financial highlights by fund category can be found in the Discussion section of this report. City of Palo Alto Page 2 General Fund The General Fund ended with a $35.9 million Budget Stabilization Reserve (BSR), a $18.9 million, or 34.5 percent, decrease when compared to FY 2019. The BSR decreased mainly due to a $13.4 million shortfall of revenue to expense resulting from the COVID-19 shelter in place orders. The shelter in place orders impacted the City’s revenue from sales tax, transient occupancy tax, and charges for services. The General Fund ended FY 2020 with a $2.9 million surplus when compared to the assumptions used in the development of the FY 2021 Adopted Operating Budget and the rebalancing adjustments for FY 2020 approved by the City Council in June 2020 as a result of the financial impacts of COVID-19 (Staff Report #11328). The primary driver of the surplus was the overall expense savings realized across all the departments, and the largest variances were experienced in the Planning and Development Services department and Non-Departmental. As of June 30, 2020, the BSR is $35.9 million, which is 18.2 percent of the FY 2021 Adopted General Fund budgeted expenses and $0.5 million below the City Council target level of $36.4 million, or 18.5 percent of General Fund expenses. Enterprise Funds The City’s Enterprise Funds, except for the Refuse fund, ended the year in surplus positions. The Refuse Fund ended with a net loss due to lower revenues resulting from the reduction of services of commercial and industrial customers due to COVID-19 shelter in place order and an increase in reimbursement to GreenWaste of Palo Alto for new waste collection vehicles. Internal Service Funds Internal Service Funds ended the fiscal year with $80.3 million fund balance. All funds showed positive balances except the Printing and Mailing which reported a $0.4 million negative balance due to the pension liability per GASB 68 and OPEB liability per GASB 75. Once adjusted for these noncash transactions, the Printing and Mailing fund remains with a positive fund balance. Background The City’s fiscal year ends on June 30, at which time its financial records are closed for the year and financial reports are prepared. The reports, along with the City’s financial data, are audited by Macias Gini & O’Connell LLP (MGO), Certified Public Accountants, a firm hired by the City Auditor. MGO issues an audit opinion on the financial position of the City’s activities and, together with the City’s financial statements and other information; this comprises the City’s Comprehensive Annual Financial Report (CAFR) that can be found in Attachment C. Attachment B outlines recommended amendments to the FY 2020 Budget. These recommended actions close the fiscal year by reallocating and realigning budget to reappropriate funds or adjust transfers between operating and capital funds. The General Fund Summary found in Attachment A, provides detailed information of the fund’s activity this year. City of Palo Alto Page 3 The CAFR includes government-wide statements and fund level financial statements that provide a snapshot of fund balances and activity for the year. An overview of financial results, information on how to navigate the CAFR document, and highlights of key fiscal issues affecting the City can be found in the Management’s Discussion and Analysis (MD&A) section (CAFR p. 5). The MD&A also provides a discussion and analysis of the City’s current fiscal health and includes financial statements and analysis that is compared to the prior year, along with capital asset and debt administration data. In addition, staff has prepared and attached a budgetary basis summary of General Fund Revenues and Expenditures to provide a snapshot of the fund’s revenue and expenditures by department (Attachment A). The Discussion section of this staff report includes Results by Fund which discusses position of fund balances, major revenue sources, and expense highlights. Financial Results Government-wide Statements Statement of Net Position The Statement of Net Position presents information on all the City’s assets plus deferred outflows of resources, and liabilities plus deferred inflows of resources, with the reported as net position. The City’s net position was $1,225.6 billion on June 30, 2020 compared to the balance of $1,191.5 billion on June 30, 2019. Of the total increase of $34.1 million, or 2.9 percent, $43.5 million is from business-type activities partially offset by a decrease of $9.4 million from governmental activities. The largest portion of the City’s net position ($1,118.7 billion or 91.2 percent) is its net investment in capital assets such as land, buildings, infrastructure and vehicles, less any related outstanding debt that was used to acquire these assets. The restricted portion of the City’s net position ($48.7 million - or 4.0 percent) represents resources that are subject to external restrictions on how they may be used. The remaining balance of $58.2 million, across all funds, representing 4.8 percent of the City’s net position, is unrestricted and may be used to meet the City’s ongoing obligations to its citizens and creditors. The unrestricted net position for the governmental activities portion is negative due to recognition of the net pension liabilities as required by GASB Statement No. 68 and net OPEB liabilities a required by GASB Statement No. 75. The deficit of $101.4 million in FY 2020 for the governmental activities included the impact of $291.9 million for the net pension liabilities and the related deferred inflows and outflows of resources and $93.2 million for the Net OPEB liabilities and the related deferred inflows and outflows of resources. City of Palo Alto Page 4 STATEMENT OF NET POSITION As of June 30, 2020 (in millions) 2020 2019 2020 2019 2020 2019 Cash and investments 342.8$ 354.0$ 277.4$ 253.4$ 620.2$ 607.4$ Other assets 60.5 69.8 52.8 51.3 113.3 121.1 Capital assets 596.3 566.1 693.2 673.5 1,289.5 1,239.6 Deferred outflows 55.8 63.4 21.1 21.7 76.9 85.1 Total assets and deferred outflows 1,055.4 1,053.3 1,044.5 999.9 2,099.9 2,053.2 Net pension and OPEB liabilities 416.3 417.3 153.7 154.4 570.0 571.7 Long-term debt 112.5 115.1 74.5 74.2 187.0 189.3 Other liabilities 61.5 63.8 21.7 26.6 83.2 90.4 Deferred inflows 24.5 7.1 9.6 3.2 34.1 10.3 Total Liabilities 614.8 603.4 259.5 258.4 874.3 861.8 Net Position Net investment in capital assets 497.4 493.7 621.3 602.1 1,118.7 1,095.8 Restricted 44.6 45.6 4.1 4.0 48.7 49.7 Unrestricted (101.4)(89.4)159.6 135.4 58.2 46.0 Total Net Position 440.6$ 449.9$ 785.0$ 741.5$ 1,225.6$ 1,191.5$ Governmental Business-type Government-wide Activities Activities Totals Statement of Activities The major sources of the City’s revenues are Program Revenues and General Revenues. Program Revenues consist of charges for services (both governmental and business type activities) as well as operating and capital grants and contributions. General Revenues include property tax, sales tax, utility user tax, transient occupancy tax, documentary transfer tax, other taxes and miscellaneous revenue. Revenues for the City in FY 2020 were $584.7 million, a decrease of $20.9 million or 3.5 percent compared to FY 2019, due to a $25.1 million decrease in Governmental Activities that is partially offset by a $4.2 million increase from Business Activities. Governmental Activities decreased $25.1 million mainly due to decreases in sales tax, transient occupancy tax, development and related activities, reduced programs and classes, and the closure of the golf course caused by the COVID-19 shelter in place order. Business Activities revenue increased $4.2 mainly due to rate increases in the Electric, Water, Wastewater collection, and Storm Drainage Funds, increased billing for capital, operating and sewage costs in the Wastewater Treatment Fund partially offset by decrease in Gas Fund revenues caused by the COVID-19 shelter in place order. City of Palo Alto Page 5 Expenses for the City in FY 2020 were $550.6 million, an increase of $21.0 million or 4 percent compared to FY 2019, due to an $8.6 million increase from Governmental Activities and a $12.5 million increase from Business-type expenses. The increase in Governmental Activities expense is driven by an adjustment to capital assets that was offset by disposal of capital asset expense. During this fiscal year, staff reviewed capital asset balances and determined that certain expenses, specifically repair and maintenance costs, should not have been capitalized per GAAP. The expense to correct these balances was recorded as part of Public Works functional expenses. The expense increase in Business Activities is driven by several cost categories and resulted in higher costs compared to prior year, including salaries and benefits, transmission costs in Electric Fund, and reimbursement to GreenWaste of Palo for new waste collection vehicles in Refuse Fund. These increases were partially offset by a decrease of lower commodity purchase costs due to lower than expected natural gas prices and transportation costs in Gas Fund. City of Palo Alto Page 6 2020 2019 Increase / (Decrease) Revenues Program Revenues 428.6$ 435.8$ (7.2)$ General Revenues 156.1 169.8 (13.7) Total Revenues 584.7$ 605.6$ (20.9)$ Expenses Governmental Activities City Council 0.2$ 0.3$ (0.1) City Manager 3.6 3.3 0.3 City Attorney 2.8 3.1 (0.3) City Clerk 0.8 0.8 (0.0) City Auditor 0.6 1.1 (0.5) Administrative Services 15.9 19.2 (3.3) Human Resources 3.1 3.0 0.1 Public Works 45.6 36.6 9.0 Planning and Development Services 21.7 24.8 (3.1) Office Of Transportation 4.7 0.0 4.7 Police 50.9 49.8 1.1 Fire 41.3 39.4 1.9 Community Services 34.1 36.8 (2.7) Library 13.0 12.6 0.4 Interest and Other Expense 4.7 3.7 1.0 Business Type Activities Water 43.0 40.6 2.4 Electric 142.4 139.6 2.8 Fiber Optics 2.8 2.5 0.3 Gas 27.2 30.9 (3.7) Wastewater Collection 18.9 17.3 1.6 Wastewater Treatment 28.8 27.1 1.7 Refuse 36.9 30.4 6.5 Storm Drainage 5.5 4.9 0.6 Airport 2.1 1.8 0.3 Total Expenses 550.6$ 529.6$ 21.0$ Change in Net Position 34.1$ 76.0$ (41.9)$ Statement of Activities for the Year Ended June 30 (in millions) City of Palo Alto Page 7 Capital Assets The City’s capital assets for its governmental and business-type activities as of June 30, 2020, amounts to $1,289.5 billion (net of accumulated depreciation), which is a $49.9 million increase, or 4 percent increase, compared to FY 2019. The increase was primarily due to various projects such as Charleston/Arastradero Corridor, New Public Safety Building, California Avenue Parking Garage and Transmission, Distribution and Treatment systems for the various City utility services. Increase/ 2020 2019 (Decrease) Governmental activites Land and improvements 82.2$ 77.6$ 4.6 Street trees 14.8 14.7 0.1 Construction in progress 142.1 107.0 35.1 Building and improvements 251.1 247.3 3.8 Intangible assets 3.8 3.8 (0.0) Equipment 79.2 74.9 4.3 Roadway network 335.2 334.3 0.9 Recreation and open space network 35.2 35.2 - Less accumulated depreciation (347.3) (328.7) 18.6 Business-Type Activities Land 5.0 5.0 - Construction in progress 121.1 158.0 (36.9) Buildings and improvements 74.0 68.3 5.7 Capital Leases 0.5 0.5 - Infrastructure 0.6 0.6 - Transmission, distribution and treatment systems 884.8 822.4 62.4 Less accumulated depreciation (392.8) (381.3) 11.5 Total Capital Assets 1,289.5$ 1,239.6$ 49.9$ CAPITAL ASSETS AT JUNE 30 (in millions) City of Palo Alto Page 8 Long Term Debt As of June 30, 2020, the City’s long-term obligations totaled $808.1 million. The long-term obligations for the City include debt, claims payable, compensated absences, pension, other post-employment benefit (OPEB) obligations, and land fill closure. Increase/ 2020 2019 (Decrease) Governmental Activities General Obligation Bonds 62.1$ 64.0$ (1.9)$ Certificates of Participation 50.5 51.2 (0.7) Claims payable 29.7 28.4 1.3 Compensated Absences 14.2 12.3 1.9 Net pension liability 325.8 312.0 13.8 Net OPEB liability 90.5 105.3 (14.8) Business-type Activities Utility Revenue Bonds 40.6$ 44.4$ (3.8)$ Energy Tax Credit Bonds 0.1 0.2 (0.1) State Water Resources Loan 33.8 29.6 4.2 Landfill post-closure 7.1 7.0 0.1 Net pension liability 117.2 111.9 5.3 Net OPEB liability 36.5 42.5 (6.0) Total long term liabilities 808.1$ 808.8$ (0.7)$ LONG-TERM DEBT AT JUNE 30 (in millions) Fund Financial Statements General Fund General Fund Reserves At the end of the current fiscal year, fund balance of the General Fund was $61.9 million. The $61.9 million fund balance is comprised of several reserves: the BSR, reappropriations, notes and loans, inventory, prepaid items, and other general government special purpose reserves (this includes reserves for encumbrances, donations, and Excess ERAF). As described in the BSR reserve (City’s general reserve) policy approved by the Council, the reserve is to remain between 15 and 20 percent of the General Fund operating budget, with a target goal of 18.5 percent. Any reserve balance in excess of the 18.5 percent target may be transferred to the Infrastructure Reserve (IR) in the Capital Projects Fund at the discretion of the City Manager. City of Palo Alto Page 9 The FY 2021 Adopted Operating Budget projected a $33.0 million BSR balance as of June 30, 2020, compared to the actual balance of $35.9 million (this is a component of the General Fund, fund balance noted above). This is $2.9 million above estimates; however, at $35.9 million the BSR is still $0.5 million below the Council’s 18.5 percent target of the FY 2021 Adopted expenses of $36.4 million. As such, there are no recommended allocations or adjustments of any “excess” BSR funds as part of this report. General Fund Revenues General Fund revenues for FY 2020 were $180.4 million, which is $16.7 million or 8.5 percent lower than the prior year. Year over year changes in each of the major tax revenue categories are summarized in the following table. Category FY 2020 FY 2019 % Change Increase (Decrease) Property tax $ 51,089 $ 47,327 8.0% Sales tax 30,563 36,508 (16.3%) Utility user tax 16,140 16,402 (1.6%) Transient occupancy tax 18,553 25,649 (27.7%) Documentary transfer tax 6,903 6,923 (0.3%) Property tax revenue increased $3.8 million or 8.0 percent, due to increased property assessed value growth and a $1.2 million increase compared to prior year of the ERAF distribution from the County of Santa Clara. These higher assessed values reflected the continued robust commercial and residential real estate markets during this period. Unlike other tax revenue, property taxes are not yet impacted from COVID-19. Sales tax receipts were $5.9 million, or 16.3 percent lower compared to the prior fiscal year, due to economic disruptions caused by COVID-19. In the last quarter of FY 2020, the shelter in place order resulted in closure of populous locations and economic engines in the City such as downtown core, California Avenue, Stanford Shopping Center and other related business activities that significantly impacted the sales tax. A portion of the decrease is due to timing difference in receipts rather than performance. The State has offered certain businesses the option to defer sales tax payments through interest free payment plans. This plan allows large businesses to delay their sales and use taxes remittance for ninety days and small businesses to defer remittance over twelve months. In addition, FY 2019 receipts were higher by $0.7 million due to delay of distribution of sales tax in FY 2018 from California Department of Tax Fee Administration (CDTFA) resulting from the transition of the new technology and collection process. Utility user tax revenues were $0.3 million, or 1.6 percent, lower compared to the prior year due to lower consumption of both utility commodity and telephone caused by COVID-19. The utility commodity rate increase for FY 2020 offsets with lower consumption. Transient occupancy tax (TOT) ended the year $7.0 million, or 27.7 percent, lower than prior City of Palo Alto Page 10 year. In November 2018, Measure E was approved by voters to increase the TOT by 1.5 percent, from 14 percent to 15.5 percent. The new tax rate was implemented April 2019 however TOT began to decline almost a year ago by 3.1 percent and worsened as a result of COVID-19. During shelter in place in the last quarter of FY 2020, almost a dozen hotels, which represent 30 percent of available rooms, fully suspended operations. The remaining hotels’ last quarter occupancy rate were in the low double digits and the average room rates dropped by over half. For the fiscal year, average occupancy and daily room rate was 61 percent and $265, respectively. The entire 15.5 percent TOT rate from new hotels, plus 3.5 percent from all other hotels, has been allocated to the Infrastructure Plan pursuant to City Council direction. The following is a comparative breakdown of the allocation of transient occupancy tax receipts: FY 2020 FY 2019 % Change Increase (Decrease) General Fund: $ 11,567 $ 16,957 (31.8%) Infrastructure Plan: New hotels – 12% 2,793 4,423 (36.9%) All hotels – 3.5% 4,193 4,269 (1.8%) Subtotal Infrastructure 6,986 8,692 (19.6%) Total TOT Receipts $ 18,553 $ 25,649 (27.7%) Documentary transfer tax had no significant change from FY 2019 to FY 2020 though in the last quarter of FY 2020 receipts declined by 40.9 percent and the number of sales declined 28.2 percent. Overall, the number of transactions for FY2020 were lower than FY 2019 by 13.6 percent. This revenue source is volatile since it is highly dependent on sales volume and the mix of commercial and residential sales. Charges for services decreased $3.2 million or 11.7 percent. The decrease was primarily due to reduced programs and classes ($1.6 million), closure of golf course ($0.6 million) and fewer plan reviews and inspections ($1.0 million) during the initial phases of COVID-19 shelter in place order and limited operations afterwards. All other revenues decreased from prior year by $2.9 million primarily due to the $2.4 million sale of the former City Manager’s house in FY 2019 which was co-owned by the City. City of Palo Alto Page 11 The following is a chart which depicts the relative contribution of each tax category over the past seven years (2014 through 2020), as well as the current budgeted year (2021). General Fund Tax Revenues Actual Fiscal Years 2014 – 2020 Budget Fiscal Year 2021 ($ in thousands) 0 25,000 50,000 75,000 100,000 125,000 150,000 FY 2021 Budget FY 2020 Actual FY 2019 Actual FY 2018 Actual FY 2017 Actual FY 2016 Actual FY 2015 Actual FY 2014 Actual FY 2021 Budget FY 2020 Actual FY 2019 Actual FY 2018 Actual FY 2017 Actual FY 2016 Actual FY 2015 Actual FY 2014 Actual Property Tax 52,000 51,089 47,327 42,839 39,381 36,607 34,117 30,587 Sales Tax 20,500 30,563 36,508 31,091 29,923 30,018 29,675 29,424 Utility User Tax 15,100 16,140 16,402 15,414 14,240 12,469 10,861 11,008 Trans Occ Tax 14,900 18,553 25,649 24,937 23,477 22,366 16,699 12,255 Doc Transfer Tax 4,700 6,903 6,923 9,229 7,491 6,266 10,384 7,811 General Fund Expenditures General Fund expenditures for FY 2020, including encumbrances and reappropriations, totaled $202.1 million; an increase of 4.7 percent from the prior year. The Adopted Budget of $196.8 million was increased to the Final Adjusted Budget amount of $206.4 million, primarily due to the expenditure of prior year encumbered and reappropriated balances; increases for several departments throughout the year also occurred based on City Council direction per recommendations contained in City Manager Reports. The following is a chart which compares actual departmental costs, including encumbrances and reappropriations, excluding Cubberley lease over the past seven years and budgeted costs for FY 2021. City of Palo Alto Page 12 General Fund Departments Actual Expenditures Fiscal Years 2014– 2020 (including reappropriations and encumbrances) Budgeted Expenditures Fiscal Year 2021 ($ in thousands) 0 20 40 60 80 100 120 140 160 180 200 FY 2021 Budget FY 2020 Actual FY 2019 Actual FY 2018 Actual FY 2017 Actual FY 2016 Actual FY 2015 Actual FY 2014 Actual FY 2021 Budget FY 2020 Actual FY 2019 Actual FY 2018 Actual FY 2017 Actual FY 2016 Actual FY 2015 Actual FY 2014 Actual Public Safety 75,340 83,616 77,592 75,975 72,815 65,005 62,459 63,403 Community Services 28,362 31,489 30,201 28,395 26,573 25,262 23,902 23,402 Admin Depts 25,637 28,169 29,304 23,538 22,157 22,059 19,771 19,784 Public Works 18,427 18,932 17,928 18,908 17,475 15,084 14,210 14,138 Planning and Development Services 17,386 21,098 22,606 23,006 22,400 21,784 20,361 14,637 Office Of Transportation 1,904 2,360 - Library 8,421 10,092 9,491 9,357 9,266 8,217 8,144 8,072 The Development Services Department was combined with the Planning and Community Environment in FY 2020 and renamed to the Planning and Development Services Department. The Office of Transportation department, which previously was a division of the Planning and Community Environment Department was established in FY 2020. City of Palo Alto Page 13 Capital Projects Fund The Capital Projects Fund ended the year with a fund balance of $83.6 million, which are comprised of the following: Fund Balance Component Amount ($ in millions) Restricted for Library projects $ 598 Reserved for Roth Building rehabilitation 5,146 Reserved for Cubberley expenditures 4,203 Restricted for California Avenue Parking Garage 12,980 Assigned for all other Capital projects 60,704 Total Capital Projects Fund Balance $ 83,631 Restricted for Library projects $0.6 million is the portion of fund balance dedicated to remaining Library expenditures which, if considered bond expenses will be paid for with cash from Bond proceeds. Non-bondable expenditures such as salaries and benefits are funded from the Infrastructure Reserve, as established at the time of the bond issuance. The library project is already completed but a roof defects need to be fixed using this reserve. Restricted for California Avenue Parking Garage $13.0 million represents the remaining bond funding dedicated to the construction of the new California Avenue parking garage. Assigned for all other Capital projects of $60.7 million represents the amount of unspent funds associated with Adopted Capital projects and other noted items. Outside funding sources such as grants, donations and future debt issues are not factored into this component of the fund balance until they are actually received. Enterprise Funds The City’s Enterprise Funds reported a total Net Position of $781.1 million, a $39.6 million increase from the prior year. The overall change in Net Position was driven by the Electric Fund, Water Fund, and Airport Fund. The table below summarizes the overall change in Net Position for each Enterprise Fund. Compared to FY 2019, the Change in Net Position for Enterprise funds decreased $14.8 million driven primarily by the Gas Fund and Refuse Fund – details of these funds are summarized following this table. City of Palo Alto Page 14 ENTERPRISE FUNDS Change in Net Position for the Year Ended June 30 (in millions) Increase/ Fund Name 2020 2019 (Decrease) Water 8.0$ 8.0$ -$ Electric 18.6 19.0 (0.4) Fiber Optics 2.9 3.5 (0.6) Gas 3.0 5.3 (2.3) Wastewater Collection 2.1 3.3 (1.2) Wastewater Treatment 0.3 1.5 (1.2) Refuse (3.1)4.9 (8.0) Storm Drainage 2.2 2.3 (0.1) Airport 5.6 6.6 (1.0) Total Change in Net Position 39.6$ 54.4$ (14.8)$ The Gas Fund decreased $2.3 million compared to prior year due to decrease in revenues as a result of lower consumption; increase in operating expenses partially offset by the decrease in commodity purchase costs due to lower than expected natural gas prices and transportation costs. The change in net position for Wastewater Collection Fund decreased $1.2 million due to higher operating expenses offset by the increase in revenues because of the 7.0 percent rate increase effective July 1, 2019. The change in net position for Wastewater Treatment Fund decreased $1.2 million due to increase in operating expenses because of higher sewage treatment operation and maintenance cost offset by the increase in revenues resulting from higher partner’s billing. The Refuse Fund decreased by $8.0 million due to lower revenues from the reduction of services by commercial and industrial customers due to COVID-19 and increase in GreenWaste of Palo Alto charges for reimbursement of new waste collection vehicles. The table below details the Change in Unrestricted Net Position in the Enterprise Funds. Enterprise Fund Rate Stabilization, Operations and other reserve balances are shown in detail in the CAFR (CAFR p. 84, Footnote 10). Overall, except for the Wastewater Treatment Fund and the Airport Fund, each Enterprise Funds maintained a positive unrestricted net position balance as of June 30, 2020. Adjustments for the Pension Reserve (as required by GASB Pronouncement No. 68) and OPEB Reserve (as required by GASB Pronouncement No. 75) total $142.4 million for all Enterprise Funds and reduce each fund’s unrestricted net position. City of Palo Alto Page 15 The Wastewater Treatment Fund reflects a $10.5 million Unrestricted Reserve deficit and is driven by $28.3 million in Pension Reserves and OPEB Reserves negative adjustments. The Airport Fund reports a $4.4 million deficit net position which is attributed to the $1.3 million Pension Reserve and OPEB Reserve adjustments. Second, the fund deficit in the Airport Fund is also a result of cumulative fund deficits over the life of the fund as fiscal operations at the airport stabilize and capital projects near completion. The $5.6 million change in net position of Airport Fund in current year is not driven by operations but due to $5.5 million grants received in current year. The General Fund transferred a series of advances totaling $3.1 million for “start-up” costs for the airport and repayment to the General Fund started in FY 2020. Enterprise Funds Change in Unrestricted (Deficit) Net Position (in Millions) Increase/ Fund Name 2020 2019 (Decrease) Water 28.2$ 25.5$ 2.7$ Electric 83.6 69.8 13.8 Fiber Optics 33.0 30.2 2.8 Gas 8.5 7.5 1.0 Wastewater Collection 1.2 2.2 (1.0) Wastewater Treatment (10.5)(13.8)3.3 Refuse 12.1 15.1 (3.0) Storm Drainage 4.0 1.9 2.1 Airport (4.4)(3.3)(1.1) Total Change in Reserves (Unrestricted)155.7$ 135.3$ 20.4$ Resource Impact Recommended actions in the report will align the FY 2020 appropriations with final financial activities as outlined in Attachment B. Overall, the City ended the FY 2020 in a positive net position and in certain areas where net reserves were higher than estimated in the development of the FY 2021 Adopted budget, those additional funds will be included as part of the FY 2021 budget balancing and rate setting activities. Stakeholder Engagement The review and writing of this report was coordinated among various divisions within the Administrative Services Department, and the actions recommended in this report were discussed and communicated to the impacted departments. City of Palo Alto Page 16 Environmental Review This is not a project for purposes of the California Environmental Quality Act. Attachments: • Attachment A: Budget to Actuals • Attachment B: Recommended FY20 Year-end Clean-up Actions • Attachment C: City of Palo Alto FY2020 Comprehensive Annual Financial Report GENERAL FUND SUMMARY ($000s) FY 2020 FY 2020 FY 2020 FY 2020 FY 2020 FY 2020 FY 2020 Adopted Adjusted Rev/Exp Allocated Encum / Actual Actual to Budget Budget Actuals Charges Reappropriation Rev/Exp Adj Budget Variance Revenues Sales Tax 34,346 30,617 30,563 30,563 (54) Property Tax 48,634 50,853 51,089 51,089 236 Transient Occupancy Tax 29,309 19,425 18,553 18,553 (871) Documentary Transfer Tax 8,369 6,676 6,903 6,903 227 Utility User Tax 17,581 16,133 16,140 16,140 7 Other Taxes, Fines and penalties 2,032 1,237 1,172 1,172 (64) Charges for Services 30,127 25,196 24,127 24,127 (1,068) Permits and Licenses 8,667 6,597 7,467 7,467 870 Investment Earnings 1,433 1,433 1,480 1,480 47 Rental Income 16,326 16,041 15,964 15,964 (77) From Other Agencies 2,756 3,245 3,783 518 4,301 1,057 Charges to Other Funds 10,908 10,908 11,099 11,099 190 Other Revenues 587 619 585 - 585 (34) Total Revenues 211,076 188,980 177,828 11,099 518 189,445 465 Add: Operating Transfers In 20,999 20,840 20,840 20,840 - Prior Year Encum / Reappropriation 6,469 6,469 6,469 - Total Source of Funds 232,075 216,289 205,137 11,099 518 216,754 465 Expenditures 3,387 3,896 2,509 1,013 268 3,789 107 City Auditor 1,235 1,157 680 259 42 981 176 City Clerk 1,346 1,402 815 319 52 1,186 216 City Council 498 542 214 111 89 414 128 City Manager 4,546 4,718 3,273 1,073 325 4,671 47 Administrative Services 8,519 8,770 5,960 2,321 234 8,515 255 Community Services 30,929 31,591 29,603 197 1,689 31,489 103 Fire 34,889 36,773 36,440 163 169 36,772 1 Human Resources 3,902 4,107 2,792 1,095 107 3,994 113 Library 10,314 10,187 9,988 - 104 10,092 95 Office of Transportation 2,312 2,733 2,052 - 308 2,360 373 Planning and Development Services 20,356 22,021 19,269 328 1,501 21,098 923 Police 46,369 46,845 45,679 577 589 46,844 1 Public Works 19,142 19,357 13,577 3,643 1,713 18,932 425 Non-Departmental 2,744 5,874 3,722 - 898 4,618 1,255 Cubberley Lease 6,284 6,438 6,385 - 6,385 53 Total Expenditures 196,773 206,412 182,956 11,099 8,088 202,141 4,271 Add: Operating Trans Out 5,023 8,049 8,049 - 8,049 - Transfer to Infrastructure 28,962 24,172 24,172 - 24,172 - Total Use of Funds 230,758 238,633 215,177 11,099 8,088 234,362 4,271 Net Surplus/(Deficit) 1,317 (22,344) (10,040) - 8,088 (17,608) 4,736 Attachment A Statement of Revenues, Expenditures and Change in Fund Balance - Budget and Actual City Attorney Department Adjustment Adjustment GENERAL FUND (102) City Manager's Office Departmental Expense Savings This action reallocates departmental vacancy savings within the General Fund in order to offset departments with higher than anticipated expenses in FY 2020. -$ (780,000)$ Fire Salaries & Benefits This action reallocates funding as a result of higher than anticipated salary expenses in FY 2020. These higher anticipated expenditures are due to a number of variables including the Department continuing to hire ahead for its recruit academy in an attempt to reduce sworn vacancies. In addition, payments for disability/worker's compansation were higher than budgeted. These overages were partially offset by overtime savings. -$ 764,000$ Non- Departmental Transient Occupancy Tax/Transfer to Capital Improvement Fund This action decreases the transfer to the Capital Improvement Fund as it relates to Transient Occupancy Tax (TOT) revenues earmarked for city-wide infrastructure improvements due to lower than anticipated TOT collections. (171,173)$ (171,173)$ Police Salaries & Benefits This action reallocates funding as a result of higher than anticipated salary expenses in FY 2020. This overage is primarily due to preliminary budget adjustments in Q3 2020 that reduced the Police Department budget by $350,000 for anticipated expense savings (CMR 11328). These savings did not materialize due to a number of variables including use of overtime for significant vacancies in the Dispatch and Patrol teams, and response to protests. -$ 392,000$ Public Works Departmental Expense Savings This action reallocates departmental vacancy savings within the General Fund in order to offset departments with higher than anticipated expenses in FY 2020. -$ (376,000)$ GENERAL FUND (102) SUBTOTAL (171,173)$ (171,173)$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2020 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment CAPITAL IMPROVEMENT FUNDS GENERAL FUND CAPITAL IMPROVEMENT FUND (471) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 811,000$ Capital Transfer from General Fund This action decreases the transfer from the General Fund related to TOT revenue Council earmarked to use for city-wide infrastructure improvements due to actual revenue collected being lower than budgeted in FY 2020. (171,173)$ -$ Capital Transfer to Parkland Dedication Fee Fund This action transfers funding back to the Parkland Dedication Fee Fund that was intended to be used for the Turf Management Plan capital project (PG-18002). This project was defunded as part of the development of the 2021-2025 Capital Improvement Plan (CIP) due to budget constraints and a reprioritization of projects. -$ 100,000$ Capital Transfer to Parks Develpoment Impact Fee Fund This action transfers funding back to the Parks Development Impact FeeFund that was intended to be used for the Baylands Athletic Center 10.5 Acre Expamnsion Plan capital project (PG-19001). This project was defunded as part of the development of the 2021-2025 CIP due to budget constraints and a reprioritization of projects. -$ 85,000$ Capital Transfer to California Avenue Parking Garage COP Fund This action transfers funding to the California Avenue Parking Garage (Certificates of Participation) COP Fund to fund the debt services costs associated with the issuance of the New California Avenue Area Parking Garage (PE-18000) COP funding. This funding was previously budgeted to be spent directly in the Capital Improvment Fund. A corresponding action reduces the debt service payment budgeted in the Capital Improvement Fund. -$ 2,335,000$ Capital Transfer from Gas Tax Fund This action increases the transfer from the Gas Tax Fund due to actual revenue collected being higher than budgeted in FY 2020. A corresponding transfer is recommended from the Gas Tax Fund to the Capital Improvement Fund. The funding will be appropriated to the Street Maintenance capital project (PE-86070) as part of the FY 2021 Mid-Year Budget Review. 156,270$ -$ Capital Debt Service Payments This action reduces funding for the debt service costs associated with the issuance of the 2019 California Avenue Parking Garage COP funding. Corresponding actions in this report transfer funding for these costs to the California Avenue Parking Garage COP Fund and appropriate funding for the debt service costs to be paid out of the California Avenue Parking Garage COP Fund. (2,335,000)$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (1,010,903)$ GENERAL FUND CAPITAL IMPROVEMENT FUND (471) SUBTOTAL (14,903)$ (14,903)$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2020 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment CAPITAL IMPROVEMENT FUNDS CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2020 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 CUBBERLEY PROPERTY INFRASTRUCTURE FUND (472) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 13,400$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (13,400)$ CUBBERLEY PROPERTY INFRASTRUCTURE FUND (472) SUBTOTAL -$ -$ Department Adjustment Adjustment ENTERPRISE FUNDS ELECTRIC FUND (513 & 523) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 594,200$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (594,200)$ ELECTRIC FUND (513 & 523) SUBTOTAL -$ -$ STORMWATER MANGEMENT FUND (528) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 16,000$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (16,000)$ STORMWATER MANGEMENT FUND (528) SUBTOTAL -$ -$ WATER FUND (522) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 260,000$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (260,000)$ WATER FUND (522) SUBTOTAL -$ -$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2020 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment INTERNAL SERVICE FUNDS INFORMATION TECHNOLOGY FUND (682) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 3,400$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (3,400)$ INFORMATION TECHNOLOGY FUND (682) SUBTOTAL -$ -$ WORKERS' COMPENSATION FUND (688) Non- Departmental Charges to Other Funds This action increases the estimate for charges to other funds by $1,300,000 ($870,000 in the General Fund) due to an updated actuarial analysis in August 2020 for workers' compensation that have been incurred but not reported (IBNR) being $3.4 million higher than budgeted. Of this amount, $1.3 million was charged to departments to offset this exense and ensure positive fund balance. Departments had sufficient savings at the end of FY 2020 to support the additional costs and did not require budgetary adjustments. 1,300,000$ -$ Non- Departmental Liability Insurance This action increases the appropriation for liability insurance expense by $900,000 due to an updated actuarial analysis in August 2020 for general liabilities that have been incurred but not reported (IBNR) being $3.4 million higher than budgeted. The additional liability expense has been fully recognized in FY 2020 and has been partially recovered through additional allocations to departments. Due to sufficient savings elsewhere in the General Liability Fund a reduced adjustment of $0.9 million is recommended for the additional liability expense. -$ 900,000$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 400,000$ WORKERS' COMPENSATION FUND (688) SUBTOTAL 1,300,000$ 1,300,000$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2020 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment SPECIAL REVENUE FUNDS GAS TAX FUND (231) Non- Departmental State of California Revenue: SB1/Transfer to Capital Improvement Fund This action increases the revenue estimate for State of California SB1 allocations to align with higher than anticipated actuals during the period. In FY 2020, the total allocation to the City was $1,310,000 which was $156,000 higher than preliminary estimates from the State Department of Finance. Funding from SB1 is earmarked for transportation and traffic-related capital projects and was used during the period to partially fund the Street Maintenance Capital Improvement Project (PE-86070). The additional revenues are recommended to offset an additional appropriation to this project through a corresponding transfer from the Gas Tax Fund to the Capital Fund. 156,270$ 156,270$ GAS TAX FUND (231) SUBTOTAL 156,270$ 156,270$ HAMILTON AVENUE - PUBLIC BENEFIT FUND (235) Planning & Development Services Unit Resale Revenue This action increases the estimate for unit resales as result of higher than anticipated revenues in FY 2020. Revenues in this fund were established through a developer deposit of $500,000 for the senior housing project on Hamilton Avenue ("The Hamilton") to provide funding for senior services. Additional revenue is generated through interest earnings and 2.5 percent of the sales price of units. 239,000$ -$ Planning & Development Services Grants & Subsides This action increases the grants and subsidies appropriation as result of slightly higher than anticipated expenses in FY 2020. Grant & Subsidy expenditures in this fund are attributable to accumulated interest earnings that are required to be paid to the Avenidas agency (formerly Senior Coordinating Council) to provide services to seniors. -$ 8,500$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 230,500$ HAMILTON AVENUE - PUBLIC BENEFIT FUND (235) SUBTOTAL 239,000$ 239,000$ PARKLAND DEDICATION FEE FUND (209) Community Services Transfer from Capital Improvement Fund This action transfers funding from the Capital Improvement Fund that was intended to be used for the Turf Management Plan capital project (PG-18002). This project was defunded as part of the development of the 2021-2025 Capital Improvement Plan (CIP) due to budget constraints and a reprioritization of projects. 100,000$ -$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 100,000$ PARKLAND DEDICATION FEE FUND (209) SUBTOTAL 100,000$ 100,000$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2020 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment SPECIAL REVENUE FUNDS CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2020 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 PARKS DEVELOPMENT IMPACT FEE FUND (210) Community Services Transfer from Capital Improvement Fund This action transfers funding from the Capital Improvement Fund that was intended to be used for the Baylands Athletic Center 10.5 Acre Expamnsion Plan capital project (PG-19001). This project was defunded as part of the development of the 2021-2025 CIP due to budget constraints and a reprioritization of projects. 85,000$ -$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 85,000$ PARKS DEVELOPMENT IMPACT FEE FUND (210) SUBTOTAL 85,000$ 85,000$ PUBLIC ART FUND (207) Community Services Public Art Fee Revenue This action increases the estimate for Art Fees as result of higher than anticipated revenues in FY 2020. 185,000$ -$ Community Services Salaries & Benefits This action increases the salaries and benefits appropriation as result of slightly higher than anticipated expenses in FY 2020. -$ 1,700$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 183,300$ PUBLIC ART FUND (207) SUBTOTAL 185,000$ 185,000$ PUBLIC SERVICES DONATION FUND (191) Various Donations Revenue/Non-Salary Expenses This action increases the appropriation for expenses in the Public Services Donation Fund to align with FY 2020 year end expense and encumbered funds. Donations in this fund are for activities such as parks and open space activities, art center programs, and animal care services. A corresponding adjustment to revenue reflecting higher than budgeted donations is recommended to offset this increase. 65,000$ 41,000$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 24,000$ PUBLIC SERVICES DONATION FUND (191) SUBTOTAL 65,000$ 65,000$ Department Adjustment Adjustment DEBT SERVICE & AGENCY TRUST FUNDS 2019 CALIFORNIA AVENUE PARKING GARAGE COP FUND (362) Administrative Services Transfer from Capital Improvement Fund/Debt Service Payments This action transfers funding from the Capital Improvement Fund to fund the debt services costs associated with the issuance of the New California Avenue Area Parking Garage (PE- 18000) COP funding. This action also appropriates funding for principal and interest payments in order to repay the debt service associated with the COP funding. These debt service payments were previously budgeted in the Capital Improvement Fund. 2,335,000$ 2,335,000$ 2019 CALIFORNIA AVENUE PARKING GARAGE COP FUND (362) SUBTOTAL 2,335,000$ 2,335,000$ EYERLY TRUST FUND (774) Administrative Services Investment Income/General Expense (Special Events) This action increases the interest income revenue collected in this fund to align the budget with the actual revenue collected. A corresponding increase to the appropriation for General Expenses within the fund is also recommended to align budget levels with actual expenditures in FY 2020. 12,000$ 7,000$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 5,000$ EYERLY TRUST FUND (774) SUBTOTAL 12,000$ 12,000$ UNIVERSITY AVENUE PARKING ASSESSMENT AGENCY FUND (775) Administrative Services Special Asessment District Fees/Contract Services This action increases the Special Assessment District Fee revenue collected in this fund to align the budget with the actual revenue collected. A corresponding increase to the appropriation for Contract Services within the fund is also recommended to align budget levels with actual expenditures in FY 2020. 21,000$ 6,000$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 15,000$ UNIVERSITY AVENUE PARKING ASSESSMENT AGENCY FUND (775) SUBTOTAL 21,000$ 21,000$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2020 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Project Number Title Revenue Expense Comments AS-10000 Capital Improvement Fund Administration $ (453,981) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures AC-86017 Art in Public Places $ 44,500 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures AC-18001 JMZ Renovation $ 123,600 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures FD-14002 Fire Ringdown System Replacement $ 7,000 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures FD-20000 Cardiac Monitor Replacement $ 24,161 Adjustment to shift a Transfer from the Utility Administration Fund to FY 2020 to align with project expenditures. OS-00001 Open Space Trails and Amenities $ 62,200 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-17008 City Hall Floor 4 Remodel $ 1,380 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-17009 City Hall Floor 5 Remodel $ 7,600 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-19003 Birch Street Improvements $ 136,120 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-20001 City Bridge Improvements $ 6,370 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PF-14002 Fire Station 1 Improvements $ 330 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PG-06001 Athletic Courts Resurfacing $ 8,000 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PG-17000 Baylands Comprehensive Conservation Plan $ 2,400 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PL-19000 Emergency Vehicle Traffic Signal Preemption System Pilot $ 26,420 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-15003 Fire Station No. 3 Replacements $ 394,100 Adjustment to allocate Salaries and Benefits ($3,900) and increase project ($390,200) due to higher than anticipated expenditures in FY 2020. PE-14015 Lucie Stern Buildings Mechanical and Electrical Upgrades $ (251,000) Adjustment to allocate unspent expenses due to project competion in FY 2020. PL-15004 Downtown Parking Wayfinding $ (139,200) Adjustment to allocate unspent expenses due to project competion in FY 2020. PE-15001 New Public Safety Building $ 811,000 Adjustment to increase project due to higher than anticipated expenditures in FY 2020. Total $ - $ 811,000 ATTACHMENT B, EXHIBIT 2 CAPITAL IMPROVEMENT FUND CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2020 CAPITAL IMPROVEMENT PROGRAM Project Number Title Revenue Expense Comments ATTACHMENT B, EXHIBIT 2 CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2020 CAPITAL IMPROVEMENT PROGRAM CB-19000 Cubberley Track and Field Replacement $ 13,400 Increase to project due to higher than anticipated expenditures. Total $ - $ 13,400 ELECTRIC FUND EL-02010 SCADA System Upgrade $ 5,200 Increase to project due to higher than anticipated expenditures. EL-89028 Electric Customer Connections $ 589,000 Increase to project due to higher than anticipated expenditures. Total $ - $ 594,200 SD-20000 Storm Drain Pump Station $ 16,000 Increase to project due to higher than anticipated expenditures. Total $ - $ 16,000 TE-01012 IT Disaster Recovery $ 3,400 Increase to project due to higher than anticipated expenditures. Total $ - $ 3,400 WS-80013 Water System, Customer Connections $ 260,000 Increase to project due to higher than anticipated expenditures. Total $ - $ 260,000 $ - $ 1,698,000 TOTAL CIP ADJUSTMENTS CUBBERLEY PROPERTY INFRASTRUCTURE FUND STORMWATER MANAGEMENT FUND TECHNOLOGY FUND WATER FUND COMPREHENSIVE ANNUAL FINANCIAL REPORT City of Palo Alto, California Fiscal Year Ended June 30, 2020 The engine is the heart of an airplane, but the pilot is its soul – Walter A. Raleigh is accepting applications for the position of Airport Manager Fiscal Year 2020 Comprehensive Annual Financial Report City of Palo Alto, CA Fiscal Year Ended June 30, 2020 City Council Adrian Fine, Mayor Tom DuBois, Vice Mayor Alison Cormack Eric Filseth Liz Kniss Lydia Kou Greg Tanaka Ed Shikada, City Manager Kiely Nose, Director of Administrative Services/Chief Financial Officer Prepared by: Administrative Services Department CITY OF PALO ALTO  For the Year Ended June 30, 2020  Table of Contents   Page  INTRODUCTORY SECTION:   Transmittal Letter .................................................................................................................................... i   City Officials ........................................................................................................................................... vii   Organizational Structure ...................................................................................................................... viii    Administrative Services Organization .................................................................................................... ix   GFOA Certificate of Achievement for Excellence in Financial Reporting ............................................... x    FINANCIAL SECTION:    Independent Auditor’s Report .............................................................................................................. 1   Management’s Discussion and Analysis     (Required Supplementary Information – Unaudited) ...................................................................... 5    Basic Financial Statements   Government‐wide Financial Statements:    Statement of Net Position ....................................................................................................... 29    Statement of Activities ............................................................................................................ 31    Governmental Fund Financial Statements:    Balance Sheet .......................................................................................................................... 33  Reconciliation of the Balance Sheet of Governmental Funds to         the Statement of Net Position ‐ Governmental Activities ................................................. 34    Statement of Revenues, Expenditures and Changes in Fund Balances .................................. 35    Reconciliation of the Statement of Revenues, Expenditures and Changes    in Fund Balances of Governmental Funds to the Statement of Activities –           Governmental Activities ................................................................................................... 36    Statement of Revenues, Expenditures and Changes in Fund Balance –     Budget and Actual – General Fund ................................................................................... 37   Proprietary Fund Financial Statements:    Statement of Net Position ....................................................................................................... 38    Statement of Revenues, Expenses and Changes in Fund Net Position ................................... 40    Statement of Cash Flows ......................................................................................................... 42    Fiduciary Fund Financial Statement:    Statement of Assets and Liabilities ......................................................................................... 44    Index to the Notes to the Basic Financial Statements ................................................................. 45    Notes to the Basic Financial Statements ...................................................................................... 47    Required Supplementary Information:   Schedule of Changes in Net Pension Liability and related Ratios – Miscellaneous Plan ............. 107    Schedule of Pension Contributions – Miscellaneous Plan ........................................................... 108     CITY OF PALO ALTO  For the Year Ended June 30, 2020  Table of Contents (Continued)   Page  Required Supplementary Information:    Schedule of Changes in Net Pension Liability and Related Ratios – Safety Plan ......................... 109    Schedule of Pension Contributions – Safety Plan ........................................................................ 110    Schedule of Changes in Net OPEB Liability and Related Ratios ................................................... 111    Schedule of Employer OPEB Contributions ................................................................................. 112    Supplementary Information:    Non‐Major Governmental Funds:    Combining Balance Sheet ...................................................................................................... 113    Combining Statement of Revenues, Expenditures and     Changes in Fund Balances ............................................................................................... 115    Non‐Major Special Revenue Funds:    Combining Balance Sheet ...................................................................................................... 118    Combining Statement of Revenues, Expenditures and     Changes in Fund Balances ............................................................................................... 120    Combining Schedule of Revenues, Expenditures and     Changes in Fund Balances – Budget and Actual ............................................................. 122    Non‐Major Debt Service Funds:    Combining Balance Sheet ...................................................................................................... 128    Combining Statement of Revenues, Expenditures and     Changes in Fund Balances ............................................................................................... 129    Combining Schedule of Revenues, Expenditures and     Changes in Fund Balances – Budget and Actual ............................................................. 130    Non‐Major Permanent Fund:    Schedule of Revenues, Expenditures and     Changes in Fund Balance – Budget and Actual ............................................................... 132    Internal Service Funds:    Combining Statement of Fund Net Position .......................................................................... 134    Combining Statement of Revenues, Expenses and     Changes in Fund Net Position ......................................................................................... 135    Combining Statement of Cash Flows ..................................................................................... 136    Fiduciary Funds:    Statement of Changes in Assets and Liabilities – All Agency Funds ...................................... 138     CITY OF PALO ALTO  For the Year Ended June 30, 2020  Table of Contents (Continued)   Page  STATISTICAL SECTION:    Financial Trends:    Net Position by Component ......................................................................................................... 141    Changes in Net Position ............................................................................................................... 142    Fund Balances of Governmental Funds ....................................................................................... 144    Changes in Fund Balances of Governmental Funds ..................................................................... 146  Revenue Capacity:    Electric Operating Revenue by Source ......................................................................................... 147    Supplemental Disclosure for Water Utilities ............................................................................... 148    Supplemental Disclosure for Gas Utilities .................................................................................... 149    Assessed Value of Taxable Property ............................................................................................ 150    Property Tax Rates, All Overlapping Governments ..................................................................... 151    Property Tax Levies and Collections ............................................................................................ 152    Principal Property Taxpayers ....................................................................................................... 153    Assessed Valuation and Parcels by Land Use .............................................................................. 154    Per Parcel Assessed Valuation of Single Family Residential ........................................................ 155   Debt Capacity:    Ratio of Outstanding Debt by Type .............................................................................................. 156    Computation of Direct and Overlapping Debt ............................................................................. 157    Computation of Legal Bonded Debt Margin ................................................................................ 158    Revenue Bond Coverage .............................................................................................................. 159    Demographic and Economic Information:      Taxable Transactions by Type of Business ................................................................................... 160    Demographic and Economic Statistics ......................................................................................... 161    Principal Employers...................................................................................................................... 162    Operating Information:    Operating Indicators by Function/Program ................................................................................. 164    Capital Asset Statistics by Function/Program .............................................................................. 166    Full‐Time Equivalent City Government Employees by Function .................................................. 168    Introduction  ……….……………………………………………………………………………………………. City of Palo Alto i Transmittal Letter…………………………………………………...… OFFICE OF THE CITY MANAGER 250 Hamilton Ave, 7th Floor Palo Alto, CA 94301 650.329.2692 October 30, 2020 THE HONORABLE CITY COUNCIL Palo Alto, California COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED JUNE 30, 2020 Members of the Council and Citizens of Palo Alto: I am pleased to present the Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30, 2020 in accordance with Article III, Section 16 and Article IV, Section 13 of the City of Palo Alto Charter. The format and content of this CAFR complies with the principles and standards of accounting and financial reporting adopted by the Governmental Accounting Standards Board (GASB), and contains all information needed for readers to gain a reasonable understanding of City of Palo Alto (City) financial affairs. Management takes sole responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control that it has established for this purpose. The objective of internal controls is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. The City’s financial statements have been audited by Macias Gini & O’Connell LLP, Certified Public Accountants (MGO). The goal of the audit is to obtain reasonable assurance that the financial statements are free of material misstatements and are fairly presented in conformity with generally accepted accounting principles (GAAP). MGO issued an unmodified opinion for the fiscal year ended June 30, 2020. Their report is presented as the first component of the financial section of this report. While MGO has issued an unmodified opinion for this report, information and the contents of this report is the responsibility of the City. An overview of the City’s financial activities for the fiscal year is discussed in detail in the Management’s Discussion and Analysis (MD&A) section of the CAFR. MD&A complements this transmittal letter and should be read in conjunction with it. Introduction …….……………………………………………………………………………………………. ii City of Palo Alto CITY OF PALO ALTO PROFILE The City was incorporated in 1894 and named after a majestic coastal redwood tree which lives along the San Francisquito Creek where early Spanish explorers settled. Located between the cities of San Francisco and San Jose, the City is a largely built-out community of approximately 67,019 residents. The City delivers a full range of municipal services and public utilities under the Council-Manager form of government and offers an outstanding quality of life for its residents. It covers an area of twenty- six square miles and has dedicated almost one-half of the area to open spaces of parks and wildlife preserves. Public facilities include five libraries, four community centers, a cultural arts center, an adult and children’s theater, a junior museum and zoo, an airport, and a golf course. The City provides a diverse array of services for seniors and youth, an extensive continuing education program, concerts, exhibits, team sports and special events. The independent Palo Alto Unified School District (PAUSD) has achieved State and national recognition for the excellence of its programs. City Council: The seven members are elected at-large for four-year staggered terms. At the first meeting of each calendar year, Council elects a Mayor and Vice-Mayor from its membership, with the Mayor having the duty of presiding over Council meetings. Council is the appointing authority for the positions of City Manager and three other officials, the City Attorney, City Clerk, and City Auditor, all of whom report to Council. Finance Committee and Policy and Services Committee: While retaining the authority to approve all actions, Council has established two subcommittees, the Finance Committee and the Policy and Services Committee. The Finance Committee considers and makes recommendations on matters relating to finance, budget, financial audits, capital planning and debt. Each subcommittee is comprised of three Council members. Staff provides the subcommittees and Council with reports such as the CAFR, quarterly budget-versus-actual results, and various planning reports, all of which are utilized in their review of the City’s financial position. FISCAL/ECONOMIC CONDITIONS AND OUTLOOK Beginning in March 2020, the City declared a state of emergency and the world began to grapple with the impacts of the novel coronavirus (COVID-19), a global pandemic, and the ensuing public health emergency. This fiscal year ending June 30, 2020 saw the most significant immediate impacts as shelter in place orders were instituted in the County of Santa Clara and State of California. Therefore, these financials reflect nearly three quarters of a healthy economy followed by a quarter with an immediate and stark change in society, impacting residents, business, and visitors in profound and unseen ways. Employment Trends: The City is located in the heart of Silicon Valley and is adjacent to Stanford University, one of the premier institutions of higher education in the nation which has produced much of the talent that founded many successful high-tech companies in Palo Alto and Silicon Valley. With varied historically and relatively stable employers such as Stanford University, Stanford Health Care, Palo Alto Medical Foundation, Palo Alto Unified School District, Stanford Shopping Center and businesses such as Hewlett-Packard, VMware, Tesla, SAP labs Inc. and Space Systems Loral, Palo Alto has enjoyed diverse employment and revenue bases. The City’s unemployment rate was 5.7 percent compared to the prior year level of 2.1 percent. The County of Santa Clara’s unemployment rate of 10.7 percent, compared to the prior year level of 2.7 percent. The State of California’s unemployment rate was 14.9 percent, compared to the prior year level of 4.5 percent. These levels are significantly higher than recent years as many businesses were forced to adjust their workforce and operations were severely restricted by shelter-in-place orders. Introduction  ……….……………………………………………………………………………………………. City of Palo Alto iii Real Estate Market: The 2019-2020 County of Santa Clara Assessor’s Annual Report noted that the County of Santa Clara’s annual assessment roll increased by $32.8 billion to $516.1 billion, a 6.79 percent increase over the prior year. Palo Alto’s assessment roll represents 7.6 percent of the County of Santa Clara’s assessment roll and grew 6.7 percent over the prior year to $39.3 billion. Per the Santa Clara County Association of Realtors, home prices in Palo Alto remain well above the County of Santa Clara’s average at $3.3 million as of second quarter 2020. Cushman & Wakefield has an optimistic look that the Silicon Valley’s office market was flat, as most deals were brought to a halt due to the pandemic and shelter in place. As of second quarter 2020, the overall average asking rent for Class A office space in Palo Alto was reported at $8.06 per square foot per month, while research and development space was noted at $7.01 per square foot per month. Cushman & Wakefield expects the Silicon Valley market will recover faster than other markets as the economy recovers from the impacts of the public health emergency. Local Trends: The national and local level economy was healthy at the time that the FY 2020 budget was developed. On March 16, 2020, the State of California and the County of Santa Clara ordered a Shelter in Place directives to slow the spread of COVID-19. Disruptions caused by COVID-19 are both widespread and significant to Palo Alto’s economic environment and community. Nationally, gross domestic product (GDP) declined by 5.0 percent in the first (calendar) quarter and 31.4 percent in the second (calendar) quarter of 2020. California experienced similar GDP declines. The City’s unemployment has been elevated since the pandemic hit the region, however, the rate is significantly lower than national, State of California, and County of Santa Clara’s unemployment rates. Job growth is tepid. Economically sensitive revenue sources such as transient occupancy tax and sales tax have significantly declined while utility user’s and documentary transfer taxes growth have plateaued. Property taxes has been resilient with a healthy growth, however, future years will be monitored closely. General Fund Balancing and Results: In June 2020, the FY 2020 budget was modified by the City Council to balance projected revenue impacts resulting from the public health emergency which included significant adjustments to the City’s major tax revenue sources (CMR 11328). Compared to the Adopted Budget, the financial impacts of COVID-19 resulted in an estimated reduction in revenue of $23.7 million: a $15.0 million loss in General Fund tax revenue, a $7.5 million reduction in charges for services, and a $1.2 million loss in permits and licenses revenue. These impacts were balanced through a citywide hiring freeze, a $6.7 million reduction towards general capital improvement investments, elimination of reserves for recruitment and retention initiatives and operations, and the balance drawn from the City’s Budget Stabilization Reserve (BSR). Through these efforts and active response by departments to the financial implications of the public health emergency the City was able to minimize the impact on reserve balances at the close of FY 2020. While society continues to respond to slow the spread and contain the COVID-19, the magnitude of the financial impacts continues to remain unknown. Despite the financial constraints, the City maintained its commitment to addressing its long-term liabilities. Contributions towards the City’s long-term pension obligations and other post- employment obligations were maintained this fiscal year including payment to trust funds. These were made possible by cost containment strategies utilized across the organization over the past several years. The FY 2020 budget also includes several one-time actions that are designed to contain costs while departments continue to evaluate service delivery options and redeployment of resources that have minimal service level impact. In addition to the City’s past practice of planning for staffing costs contained in the agreed upon labor terms outlined in memorandums of agreement, CalPERS- Introduction …….……………………………………………………………………………………………. iv City of Palo Alto determined retirement contribution levels, and a vacancy factor in the General Fund, proactive pension funding contributions to the City’s irrevocable Section 115 Pension Trust Fund were achieved in FY 2020. In the General Fund, this resulted in $3.8 million in additional contributions from various departments and reflects what retirement costs would be if the “normal cost” of contributions was budgeted at a 6.2 percent discount rate (CalPERS is currently at a 7.0 percent discount rate). As of June 30, 2020, the City’s irrevocable pension trust fund has a total of $27.3 million in Citywide contributions (excluding earnings from investments), of which $17.8 million are from the General Fund. As the community grapples with the various impacts of COVID-19, the City is taking a hard look at operating and capital budgets by prioritizes essential services, paring back discretionary items, and continually the monitoring impacts the global pandemic has on the City’s major revenue sources and economic sectors. In addition to these challenges, the City remains focused on implementing a Sustainability and Climate Action Plan while structurally balancing revenues and expenses to maintain high quality services. These issues were reflected in the setting of Council priorities for 2020: • Housing, with an emphasis on affordable housing • Sustainability, in the context of the changing climate • Mobility, improving mobility for all Progress continues to be made on these priorities, which require long-term strategies. The FY 2020 budget established an Office of Transportation in the City Manager’s Office to address the growing complexity and demands associated with parking, traffic, and pending decisions regarding grade separation. This new office will be better able to proactively engage the community and address critical transportation needs. Staff presented a “Fiscal Sustainability” workplan to the City Council, articulating the ecosystem of available resources, desired outcomes, and long-term solvency of the City. Advancing and establishing the City’s pension policy, with the goal of balancing near-term investments with long-term needs and minimizing service delivery crowd-out from escalating pension costs, is a central focus of the Fiscal Sustainability workplan. It is anticipated that Council will adopt the pension policy before the close of the calendar year. In FY 2014, the City Council approved a $125.8 million Infrastructure Plan (IP), which includes projects such as a new Public Safety Building, replacement of two Fire Stations, a Bike and Pedestrian plan and two parking garages. Through the development of the 2020-2024 Capital Improvement Plan (CIP), a tenth project was added to the IP, Downtown Automated Parking Guidance Systems, and the IP projects were updated for scope increases and cost escalations, resulting in a revised Infrastructure Plan of $280.6 million. These projects will be funded partially by debt to be repaid with voter approved increases of 3.5 percent in the transient occupancy tax (TOT) rate and from other sources such as impact fees and Stanford University Medical Center development agreement monies. The 2020-2024 CIP assumed the opening of new Marriott hotels in FY 2021, and the additional annual TOT funding is estimated to cover the cost of the IP projects. Staff is already revising these figures and adjusting and planning for the impacts associated with the public health emergency and its impact on revenues. Rates increased in 2020 for electric, gas, storm drain, wastewater, and water services. In general, the size and timing of rate adjustments take into account current and future revenue requirements and reserve levels for needs such as increasing costs of commodity purchases, capital construction costs, Introduction  ……….……………………………………………………………………………………………. City of Palo Alto v and contractually obligated increases to compensate for inflation, usually based on the annual change to the Bay Area consumer price index (CPI). Long Range Financial Forecast: The City produces a 10-year General Fund Long Range Financial Forecast (LRFF) annually. This comprehensive report analyzes local, state, and federal economic conditions, short and long-term revenue and expense trends, and addresses challenges such as funding long-term pension and healthcare liabilities and infrastructure needs. The forecast is designed to highlight finance issues which the City can address proactively. Moreover, it is a tool that allows policymakers an opportunity to prioritize funding needs over time. It sets the tone for the annual budget process and is one of the many tools and reports that Council uses for financial planning. The FY 2020-2029 LRFF was presented to the Finance Committee in December 2018 and approved by the City Council in March 2020. The forecast anticipated a near-term gap in the General Fund. Staff identified and recommended a course of action that would structurally balance the General Fund in FY 2020 and largely balance the General Fund on an ongoing basis. As discussed above, the FY 2020 budget included a proactive pension funding contribution to the City’s irrevocable Section 115 Pension Trust Fund, and reflected what retirement costs would be if the “normal cost” of contributions was budgeted at a 6.2 percent discount rate (CalPERS completed its ‘step-down’ to a 7.0 percent discount rate). This resulted in the need to include cost containment actions with specific resulting service impacts such as the elimination of positions and non-salary funding throughout the organization. Both Moody’s and Standard and Poor’s (S&P) awarded their highest credit rating of Triple A to the City’s general obligation bonds. This rating has been awarded to only a few cities in the State of California. SIGNIFICANT EVENTS AND ACCOMPLISHMENTS The City is a community dedicated to meeting the social, cultural, recreational, educational, commercial, and retail needs of its citizens and businesses. As such, open space, education, recreational facilities, cultural events and safe streets and neighborhoods are important aspects of the community and the City has been recognized for its accomplishments with a wide variety of awards and recognitions over the past year. Following is a sampling of those awards and accomplishments: • Library Council’s Top Innovator 2019 Award for providing education programming for youth and families, using robots • National Energy Innovator Award and Smart Energy Provider Award from the American Public Power Association (APPA) for the City’s Home Efficiency Genie program • Implemented emergency telework for 400 nonessential employees to work from home in response to response to the COVID-19 pandemic and continued all essential services • Provided virtual classes and programs at the Art Center, Children’s Theater, Junior Museum & Zoo and throughout the recreation division as a response to the COVID-19 pandemic • Achieved annual accreditation with the Center for Public Safety Excellence Awards: During the past year, the City received an award for the prior fiscal year (2019) CAFR from the Government Finance Officers Association (GFOA) for “excellence in financial reporting.” The 2020 CAFR will be submitted to the GFOA award program to be considered for this distinguished financial reporting award. Introduction …….……………………………………………………………………………………………. vi City of Palo Alto Acknowledgments: This CAFR reflects the hard work, talent and commitment of the staff members of the Administrative Services Department. This document could not have been accomplished without their efforts and each contributor deserves sincere appreciation. Management wishes to acknowledge the support of the entire accounting staff for their high level of professionalism and dedication. Management would also like to express its appreciation to MGO, the City’s independent external auditors, who assisted and contributed to the preparation of this Comprehensive Annual Financial Report. Special acknowledgment must be given to City Council and the Finance and Policy and Services Committees for their dedication to directing the financial affairs of the City in a responsible, professional and progressive manner. Respectfully submitted, KIELY NOSE ED SHIKADA Chief Financial Officer City Manager Introduction  ……….……………………………………………………………………………………………. City of Palo Alto vii City of Palo Alto City Officials ………………………….………… Council-Appointed Officers City Manager Ed Shikada City Attorney Molly Stump City Clerk Beth Minor City Auditor Kyle O'Rourke (appointed 9/2020) City Council Adrian Fine, Mayor Tom DuBois, Vice-Mayor Alison Cormack Eric Filseth Liz Kniss Lydia Kou Greg Tanaka Finance Committee Greg Tanaka, Chair Tom DuBois Liz Kniss Nancy Shepherd Policy and Services Committee Alison Cormack, Chair Eric Filseth Lydia Kou Introduction …….……………………………………………………………………………………………. viii City of Palo Alto City Attorney Molly Stump City Manager Ed Shikada City Auditor Kyle O'Rourke City Clerk Beth Minor City of Palo Alto Organization …………………………………… Community Services Kristen O’Kane, Director Administrative Services Kiely Nose, Chief Financial Officer Fire Geoffrey Blackshiere, Chief Human Resources Rumi Portillo, Director Police Robert Jonsen, Chief Planning & Development Services Jonathan Lait, Director Utilities Dean Batchelor, Director Public Works Brad Eggleston, Director Library Gayathri Kanth, Interim Director Office of Emergency Services Kenneth Dueker, Director Information Technology Darren Numoto, Interim Chief Information Officer Palo Alto Residents City Council Introduction  ……….……………………………………………………………………………………………. City of Palo Alto ix Administrative Services Organization ……… Administrative Services Department Administrative Division Treasury Division Accounting Division Office of Management & Budget Purchasing Division Real Estate Division Mission Statement To provide proactive administrative and technical support to City departments and decision makers, and to safeguard and facilitate the optimal use of City resources. Introduction …….……………………………………………………………………………………………. x City of Palo Alto Government Finance Officers Association of the United States and Canada – Award …… www.mgocpa.com Macias Gini & O’Connell LLP 2121 N. California Boulevard, Suite 750 Walnut Creek, CA 94596 1 Independent Auditor’s Report Honorable Mayor and the Members of the City Council of City of Palo Alto, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Palo Alto, California (City), as of and for the year ended June 30, 2020, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. 2 Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of June 30, 2020, and the respective changes in financial position, and, where applicable, cash flows thereof and the respective budgetary comparison for the General Fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of a Matter As discussed in Note 17 to the basic financial statements, in March 2020, the World Health Organization declared coronavirus COVID-19 a global pandemic. The City expects this outbreak to adversely impact revenues and operations for future reporting periods. The City is not able to predict the duration or magnitude of the adverse results of the outbreak and its effects on the City or results of operations. Our opinion is not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, the schedules of changes in net pension liability and related ratios, the schedules of pension contributions, the schedule of changes in net OPEB liability and related ratios, and the schedule of employer OPEB contributions, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and schedules, and statistical section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual nonmajor fund financial statements are fairly stated, in all material respects, in relation to the basic financial statements as a whole. 3 The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated October 30, 2020 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Walnut Creek, California October 30, 2020 4 This page is left intentionally blank.                               Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 5 Management’s Discussion and Analysis (Unaudited) Management’s Discussion and Analysis (MD&A) provides an overview of the City of Palo Alto’s financial performance for the fiscal year ended June 30, 2020. To obtain a complete understanding of the City’s financial condition, this document should be read in conjunction with the accompanying Transmittal Letter and Basic Financial Statements. Certain balances for prior year are reclassified to conform with current year presentation. FINANCIAL HIGHLIGHTS ▪ The assets and deferred outflows of resources of the City of Palo Alto (City) exceeded its liabilities and deferred inflows of resources at the close of Fiscal Year (FY) 2020 by $1.2 billion. Of this amount, $29.5 million represents unrestricted net position, which may be used to meet the government’s ongoing obligations to citizens and creditors. ▪ The City’s net position increased $34.1 million, or 2.9 percent, for the current fiscal year including increase of $43.5 million business-type activities offset by decrease of $9.4 million by governmental activities. ▪ The City’s total outstanding long-term debt decreased by $2.3 million during the current fiscal year. ▪ At the close of FY 2020, the City’s governmental funds reported total fund balances of $266.7 million, a decrease of $38.3 million from the prior year. Approximately 13.4 percent of this amount, or $35.9 million, is unassigned fund balance and available for spending at the City’s discretion. ▪ At the end of the current fiscal year, unrestricted fund balance (the total of the committed, assigned and unassigned components of fund balance) for the General Fund was $52.9 million, or 24.7 percent of total general fund expenditures, including transfers. ▪ In March 2020, the World Health Organization declared novel coronavirus (COVID-19) a global pandemic. Revenues and operations were adversely impacted and the City expects the impact to continue for future reporting periods. The City is not able to predict the duration or magnitude of the adverse results of the outbreak and its effects on the City or results of operations. OVERVIEW OF THE COMPREHENSIVE ANNUAL FINANCIAL REPORT (CAFR) The CAFR is presented in five sections: ▪ An introductory section that includes the Transmittal Letter and general information ▪ Management’s Discussion and Analysis ▪ The Basic Financial Statements that include the Government-wide and Fund Financial Statements, along with the Notes to the Basic Financial Statements ▪ Required and Other Supplemental Information ▪ Statistical Information Government-wide Financial Statements The Government-wide Financial Statements provide a longer-term view of the City’s activities as a whole. They include the Statement of Net Position and the Statement of Activities. The Statement of Net Position includes the City’s capital assets and long-term liabilities on a full accrual basis of accounting similar to that used by private sector companies. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 6 City of Palo Alto The Statement of Activities provides information about the City’s revenues and expenses on a full accrual basis, with an emphasis on measuring net revenues or expenses for each of the City’s programs. The Statement of Activities explains in detail the change in net position for the year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. The amounts in the Statement of Net Position and the Statement of Activities are separated into Governmental and Business-type Activities in order to provide a summary of each type of activity. Governmental Activities All of the City’s basic services are considered to be governmental activities. Included in basic services are the City Council, City Manager, City Attorney, City Clerk, City Auditor, Administrative Services, Human Resources, Public Works, Planning and Development Services, Office of Transportation, Police, Fire, Community Services, and Library. These services are supported by City’s general revenues such as taxes, and by specific program revenues such as fees and grants. The City’s governmental activities also include the activities of the Palo Alto Public Improvement Corporation, which is a separate legal entity financially accountable to the City. Business-type Activities All of the City’s enterprise activities are reported as business-type activities, including Water, Electric, Fiber Optics, Gas, Wastewater Collection, Wastewater Treatment, Refuse, Storm Drainage, and Airport. Unlike governmental services, these services are intended to recover all or a significant portion of their costs through user fees and charges. The Government-wide Financial Statements can be found on pages 29 and 31 of this report. Fund Financial Statements The Fund Financial Statements provide detailed information about each of the City’s most significant funds, called major funds. The concept of major funds, and the determination of which funds are major funds, was established by Governmental Accounting Standards Board (GASB) Statement No. 34. Therefore, each major fund is presented individually, with all non-major funds combined in a single column on each fund statement. Supplemental schedules display these non-major funds in more detail. The General Fund is always considered a major fund, but other funds may change from year to year as a result of changes in the pattern of City activities. The Fund Financial Statements display the City’s operations in more detail than the Government-wide Financial Statements. Fund Financial Statements include Governmental, Proprietary, and Fiduciary Funds. Governmental Funds Governmental Fund Financial Statements are prepared on the modified accrual basis of accounting, which means they measure only current financial resources and uses. Capital assets and other long-term assets, along with long-term liabilities, are presented only in the Government-wide Financial Statements. For FY 2020, the City had two major governmental funds - the General Fund and the Capital Projects Fund. Data from the other governmental funds are combined into a single column for presentation. Individual fund data for each of these non-major governmental funds is provided in the Supplemental Information section of this report. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 7 Because the focus of governmental funds is narrower than that of the Government-wide Financial Statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the Government-wide Financial Statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the Governmental Fund Balance Sheet and the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The Governmental Fund Financial Statements can be found on pages 33-37 of this report. Proprietary Funds Enterprise and Internal Service Fund Financial Statements are prepared on the full accrual basis of accounting, similar to that used by private sector companies. These statements include all of the current and long-term assets, deferred outflows of resources, current and long-term liabilities, and deferred inflows of resources. The City’s Internal Service Funds provide goods and services exclusively to the City’s governmental and business-type activities. Internal Service Funds cannot be considered major funds because their revenues are derived from other City funds. Revenues between funds are eliminated in the Government-wide Financial Statements, and any related profits or losses in Internal Service Funds are returned to the activities in which they were created, along with any residual net position of the Internal Service Funds. The Proprietary Fund Financial Statements can be found on pages 38-43 of this report. Fiduciary Funds Fiduciary funds accounted for assets held by the City that are custodial in nature and do not involve measurement of results of operations. The City’s fiduciary funds are reported in the Statement of Fiduciary Net Position. These funds are excluded from the City’s governmental-wide financial statements because the City cannot utilize these assets to finance its own operations. The Fiduciary Fund Financial Statement can be found on page 44 of this report. Notes to the Basic Financial Statements The Notes to the Basic Financial Statements provide additional information that is necessary to acquire a full understanding of the data provided in the Government-wide and Fund Financial Statements. The Notes to the financial statements can be found on pages 47-106 of this report. Required and Other Supplemental Information The Required Supplementary Information related to the City’s pension and OPEB plans is included after the Notes to the Basic Financial Statements on pages 107-112. The combining statements and individual fund statements and schedules referred to earlier in connection with non-major Governmental Funds and Internal Service Funds are presented immediately following the Required Supplementary Information and can be found on pages 113-138 of this report. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 8 City of Palo Alto FINANCIAL ANALYSIS OF GOVERNMENT-WIDE FINANCIAL STATEMENTS This section focuses on the City’s net position and changes in net position of its governmental and business- type activities for the fiscal year ended June 30, 2020. As noted earlier, the City’s total assets and deferred outflows of resources exceeded total liabilities and deferred inflows of resources by $1.2 billion at the end of the fiscal year, an increase in net position of $34.1 million. CONDENSED STATEMENT OF NET POSITION As of June 30 (in millions) 2020 2019 2020 2019 2020 2019 Cash and investments 342.8$ 354.0$ 277.4$ 253.4$ 620.2$ 607.4$ Other assets 60.5 69.9 52.8 51.3 113.3 121.2 Capital assets 596.3 566.1 693.2 673.5 1,289.5 1,239.6 Total Assets 999.6 990.0 1,023.4 978.2 2,023.0 1,968.2 Unamortized loss from refunding - - 0.2 0.2 0.2 0.2 Pension and OPEB related 55.8 63.4 20.9 21.5 76.7 84.9 Total Deferred Outflows of Resources 55.8 63.4 21.1 21.7 76.9 85.1 Net pension and OPEB liabilities 416.3 417.3 153.7 154.4 570.0 571.7 Long-term debt 112.5 115.1 74.5 74.2 187.0 189.3 Other liabilities 61.5 63.9 21.7 26.6 83.2 90.5 Total Liabilities 590.3 596.3 249.9 255.2 840.2 851.5 Pension and OPEB related 24.5 7.1 9.6 3.2 34.1 10.3 Total Deferred Inflows of Resources 24.5 7.1 9.6 3.2 34.1 10.3 Net Position Net investment in capital assets 497.4 493.7 621.3 602.1 1,118.7 1,095.8 Restricted 73.3 59.7 4.1 4.0 77.4 63.7 Unrestricted (130.1) (103.4) 159.6 135.4 29.5 32.0 Total Net Position 440.6$ 450.0$ 785.0$ 741.5$ 1,225.6$ 1,191.5$ Governmental Activities Business-type Activities Government-wide Totals The largest portion of the City’s net position (91.3 percent) is its net investment in capital assets such as land, buildings, infrastructure and vehicles, less any related outstanding debt that was used to acquire those assets. The City uses these capital assets to provide a variety of services to its citizens. Accordingly, these assets are not available for future spending. Although the City’s investment in capital assets is reported net of related debt, it should be noted that the resources used to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. The restricted portion of the City’s net position (6.3 percent) represents resources that are subject to external restrictions on how they may be used. The remaining balance of $29.5 million, representing 2.4 percent of the City’s net position, is unrestricted and may be used to meet the City’s ongoing obligations to its citizens and creditors. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 9 At the end of the current fiscal year, the City is able to report positive unrestricted net positions for the government as a whole. The unrestricted net position for governmental activities is negative due to recognition of the net pension liabilities as required by GASB Statement No. 68 and net OPEB liabilities as required by GASB Statement No. 75. The deficit of $130.1 million in FY 2020 for the governmental activities includes the impact of $291.9 million for the net pension liabilities and the related deferred inflows and outflows of resources and $93.2 million for the Net OPEB liabilities and the related deferred inflows and outflows of resources. Components of the $34.1 million increase in total net position are discussed in the following sections for governmental activities and business-type activities. Governmental Activities – Net Position The following analysis focuses on the net position and changes in net position of the City’s Governmental Activities presented in the Government-wide Statement of Net Position and Statement of Activities. Increase/ 2020 2019 (Decrease) Cash and investments 342.8$ 354.0$ (11.2)$ Other assets 60.5 69.9 (9.4) Capital assets 596.3 566.1 30.2 Total Assets 999.6 990.0 9.6 Pension and OPEB related 55.8 63.4 (7.6) Total Deferred Outflows of Resources 55.8 63.4 (7.6) Net pension and OPEB liabilities 416.3 417.3 (1.0) Long-term debt 112.5 115.1 (2.6) Other liabilities 61.5 63.9 (2.4) Total Liabilities 590.3 596.3 (6.0) Pension and OPEB related 24.5 7.1 17.4 Total Deferred Inflows of Resources 24.5 7.1 17.4 Net investment in capital assets 497.4 493.7 3.7 Restricted 73.3 59.7 13.6 Unrestricted (130.1)(103.4) (26.7) Total Net Position 440.6$ 450.0$ (9.4)$ CONDENSED STATEMENT OF NET POSITION As of June 30 (in millions) GOVERNMENTAL ACTIVITIES ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 10 City of Palo Alto ▪ The City’s Governmental Activities total net position decreased $9.4 million to $440.6 million as of June 30, 2020. ▪ Cash and investments decreased $11.2 million mainly due to the usage of restricted cash and investments for the construction of the California Avenue Parking Garage offset by an increase in restricted cash and investments held in the Public Agency Retirement Services Section 115 irrevocable trust (Section 115 Pension Trust). ▪ Other assets decreased $9.4 million mainly due to decrease of tax revenues and receivables caused by COVID-19 and the collection of receivables from Stanford fire protection services during current year. ▪ Capital assets increased $30.2 million due to continued construction of the Charleston/Arastradero Corridor, Highway 101 Pedestrian / Bicycle overpass, New Public Safety Building, and California Avenue Parking Garage. ▪ Pension and OPEB related deferred outflows of resources decreased $7.6 million primarily due to decrease of pension related deferred outflows of resources of $12.2 million offset by the increase of OPEB related deferred outflows of resources of $4.6 million. ▪ Long-term debt decreased $2.6 million due to scheduled debt retirements. ▪ Other liabilities decreased $2.4 million primarily due to decreases of accruals as a result of COVID-19 related deferment of non-essential spending partially offset by increases of compensated absences and claims payable. ▪ Pension and OPEB related deferred inflows of resources increased $17.4 million mainly due to increase in OPEB related deferred inflows of resources for differences between expected and actual experience because of lower than expected medical and premiums caps and demographic differences, such as Medicare eligibility. ▪ Net investment in capital assets increased $3.7 million to $497.4 million due to the net increase in capital assets offset by the reduction of restricted cash and investments used for the construction of the California Avenue Parking Garage. Restricted net position increased $13.6 million to $73.3 million primarily due to increase of restricted cash and investments held in the Section 115 Pension Trust. Unrestricted net position is negative primarily due to the recognition of the net pension and OPEB liabilities as required by GASB Statements Nos. 68 and 75. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 11 Governmental Activities – Revenues The table below shows that Governmental Activities revenues totaled $213.3 million in FY 2020, a decrease of $25.0 million from prior year revenues of $238.3 million. Increase/ Revenues by Source 2020 2019 (Decrease) Program Revenues: Charges for services 57.1$ 70.9$ (13.8)$ Operating grants and contributions 2.6 2.1 0.5 Capital grants and contributions 9.0 8.3 0.7 Total Program Revenues 68.7 81.3 (12.6) General Revenues: Property tax 55.6 51.7 3.9 Sales tax 30.6 36.5 (5.9) Utility user tax 16.1 16.4 (0.3) Transient occupancy tax 18.6 25.6 (7.0) Documentary transfer tax 6.9 6.9 0.0 Other tax 2.9 2.6 0.3 Investment earnings 13.8 15.4 (1.6) Miscellaneous 0.1 1.9 (1.8) Total General Revenues 144.6 157.0 (12.4) Total Revenues 213.3$ 238.3$ (25.0)$ GOVERNMENTAL ACTIVITIES Revenues for the Year Ended June 30 (in millions) Program Revenues such as charges for services, operating grants and contributions, and capital grants and contributions are generated from or restricted to each activity. Total Program Revenues decreased $12.6 million, or 15.5 percent, from the prior year due to the following: ▪ $7.8 million decrease in developer impact fees, housing in-lieu, and transportation mitigation fees, all of which vary depending on volume and magnitude of development projects. ▪ $3.9 million decrease in other revenue due to sale of Transfer Development Rights in FY 2019. ▪ Reduced programs and classes, closure of golf course and fewer plan reviews and inspections during the initial phase of COVID-19 shelter in place order and limited operations afterwards. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 12 City of Palo Alto General Revenues decreased $12.4 million, or 7.9 percent, from the prior year mainly due to decreases in sales tax, utility user tax, and transient occupancy tax revenues impacted by the COVID-19 shelter in place order. Further analysis of program revenues and general revenues can be found in the Financial Analysis of Governmental Funds section of the MD&A. Governmental Activities – Revenues by Source The chart below presents revenues by source for Governmental Activities. General Revenues are composed of taxes and other revenues not specifically generated by, or restricted to, individual activities. All tax revenues and investment earnings are included in General Revenues. Property Tax 26% Program Revenues 32% Sales Tax 14% Utility User Tax 8% Transient Occupancy Tax 9% Documentary Transfer Tax 3%Other 8% Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 13 Governmental Activities – Expenses The table below presents a comparison of FY 2020 and FY 2019 expenses by function, along with interest and other expenses and transfers. Total Governmental Activities functional expense was $242.9 million in FY 2020, an increase of $8.5 million. Increase/ Activities 2020 2019 (Decrease) City Council 0.2$ 0.3$ (0.1)$ City Manager 3.6 3.3 0.3 City Attorney 2.8 3.1 (0.3) City Clerk 0.8 0.8 0.0 City Auditor 0.6 1.1 (0.5) Administrative Services 15.9 19.2 (3.3) Human Resources 3.0 3.0 0.0 Public Safety 92.2 89.2 3.0 Planning and Development Services 21.7 24.7 (3.0) Office of Transportation 4.7 - 4.7 Public Works 45.6 36.6 9.0 Community Services 34.2 36.8 (2.6) Library 13.0 12.6 0.4 Interest and Other Expense 4.6 3.7 0.9 Total Functional Expense 242.9 234.4 8.5 Change in Net Position before Transfers (29.6)3.9 (33.5) Transfers 20.2 18.7 1.5 Change in Net Position (9.4)22.6 (32.0) Net Position, Beginning 450.0 427.4 22.6 Net Position, Ending 440.6$ 450.0$ (9.4)$ GOVERNMENTAL ACTIVITIES Expenses and Change in Net Position for the Year Ended June 30 (in millions) The increase in functional expenses was mainly due to the increase in loss on disposal of capital assets of $8.7 million recorded as part of Public Works functional expenses, from FY 2019’s $4.0 million to FY 2020’s $12.7 million. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 14 City of Palo Alto Governmental Activities – Functional Expenses The functional expenses chart below includes only current year expenses. It does not include capital outlays, as those are added to the City’s capital assets. Functions which comprise less than 2 percent of total expenses are combined into the “All Other” category in the chart below. All Other includes City Council, City Manager, City Attorney, City Clerk, City Auditor, Human Resources. Community Services 14% Library 5% All Other 5% Administrative Services 6% Public Works 19% Interest and Other Expense 2% Planning & Development Services 9% Office Of Transportation 2% Fire 17% Police 21% Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 15 Business-Type Activities – Net Position The following analysis focuses on the net position and changes in net position of the City’s Business-type Activities presented in the Government-wide Statement of Net Position and Statement of Activities. Increase/ 2020 2019 (Decrease) Cash and investments 277.4$ 253.4$ 24.0$ Other assets 52.8 51.3 1.5 Capital assets 693.2 673.5 19.7 Total Assets 1,023.4 978.2 45.2 Unamortized loss from refunding 0.2 0.2 - Pension and OPEB related 20.9 21.5 (0.6) Total Deferred Outflows of Resources 21.1 21.7 (0.6) Net pension and OPEB liabilities 153.7 154.4 (0.7) Long-term debt 74.5 74.2 0.3 Other liabilities 21.7 26.6 (4.9) Total Liabilities 249.9 255.2 (5.3) Pension and OPEB related 9.6 3.2 6.4 Total Deferred Inflows of Resources 9.6 3.2 6.4 Net Position Net investment in capital assets 621.3 602.1 19.2 Restricted 4.1 4.0 0.1 Unrestricted 159.6 135.4 24.2 Total Net Position 785.0$ 741.5$ 43.5$ BUSINESS-TYPE ACTIVITIES As of June 30 (in millions) CONDENSED STATEMENT OF NET POSITION ▪ The City’s Business-type Activities total net position increased $43.5 million to $785.0 million as of June 30, 2020. ▪ Cash and investments increased $24.0 million primarily due to revenues exceeding expenses for all enterprise funds except for the Refuse fund. ▪ Capital assets increased $19.7 million to $693.2 million primarily due to capital assets addition in the Water, Electric, Gas, Wastewater Collection, Wastewater Treatment, and Airport Funds. These capital assets addition also contributed to the $19.2 million increase in net investment in capital assets to $621.3 million in FY 2020. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 16 City of Palo Alto ▪ Other liabilities decreased $4.9 million primarily due to lower accruals in the Airport Fund for the Apron Reconstruction Project. ▪ Deferred inflows of resources increased $6.4 million mainly due to increase in OPEB related deferred inflows of resources for differences between expected and actual experience because of lower than expected medical and premiums caps and demographic differences, such as Medicare eligibility. ▪ Unrestricted net position of $159.6 million, an increase of $24.2 million from the prior year, represents assets available to finance day-to-day operations and other expenditures approved by the City Council. This amount includes rate stabilization reserves (RSR) of $72.4 million and operations reserves of $77.5 million, along with the electric special projects (Calaveras) reserve of $46.7 million, and the hydro stabilization reserve of $15.4 million. The positive balances in these reserves are offset by the GASB 68 pension reserve deficit of $104.8 million and GASB 75 OPEB reserve deficit of $37.6 million. Additional details are included in Note 10 to the financial statements. Business-Type Activities – Revenues The table below presents the revenues by source of the City’s Business-type Activities. The City operates the Water, Electric, Fiber Optics, Gas, Wastewater Collection, Wastewater Treatment, Refuse, Storm Drainage, and Airport funds. BUSINESS-TYPE ACTIVITIES Revenues for the Year Ended June 30 (in millions) Increase/ Revenues by Source 2020 2019 (Decrease) Program Revenues: Charges for services 353.0$ 347.4$ 5.6$ Operating grants and contributions 0.5 0.4 0.1 Capital grants and contributions 6.4 6.7 (0.3) Total Program Revenues 359.9 354.5 5.4 General Revenues: Investment earnings 11.5 12.7 (1.2) Total General Revenues 11.5 12.7 (1.2) Total Revenues 371.4$ 367.2$ 4.2$ Business-type Activities revenues totaled $371.4 million, an increase of $4.2 million from the prior year. Program revenues increased $5.4 million year over year. Charges for services increased $5.6 million from the prior year due to the following: ▪ Rate increases in the Electric, Water, Wastewater Collection, and Storm Drainage funds. ▪ Wastewater Treatment fund revenue increased as a result of increased billing for capital costs, operating and sewage treatment costs. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 17 ▪ The increases mentioned above were partially offset by decreases in the Gas Fund revenues due to lower consumption and in Refuse fund revenues due to reduction of commercial and industrial services caused by COVID-19. Business-Type Activities – Expenses The table below presents a comparison of the FY 2020 and FY 2019 expenses for the City’s Business-type Activities. Encumbrances and reappropriations are not included. BUSINESS-TYPE ACTIVITIES Expenses and Change in Net Position for the Year Ended June 30 (in millions) Increase/ Business-type Activities 2020 2019 (Decrease) Water 43.0$ 40.6$ 2.4$ Electric 142.4 139.6 2.8 Fiber Optics 2.8 2.5 0.3 Gas 27.2 30.9 (3.7) Wastewater Collection 18.9 17.3 1.6 Wastewater Treatment 28.8 27.1 1.7 Refuse 36.9 30.4 6.5 Storm Drainage 5.5 4.9 0.6 Airport 2.1 1.8 0.3 Total Functional Expense 307.6 295.1 12.5 Increase in Net Position before Transfers 63.7 72.1 (8.4) Transfers (20.2)(18.7)(1.5) Change in Net Position 43.5 53.4 (9.9) Net Position, Beginning 741.5 688.1 53.4 Net Position, Ending 785.0$ 741.5$ 43.5$ Business-type Activities expenses increased $12.5 million for a total of $307.6 million mainly due to the following: ▪ Salaries and benefits for all the funds increased $13.0 million. The increases are mainly due to increases in salaries and benefits for new labor contracts, contributions to the Section 115 Pension Trust, pension contributions and workers’ compensation. ▪ Electric Fund expenses increased $2.8 million due to higher electric transmission costs. ▪ Refuse Fund expenses increased $6.5 million due to GreenWaste of Palo Alto charges for reimbursement of new waste collection vehicles. ▪ Gas Fund expenses decreased $3.7 million due to lower commodity purchases as a result of lower natural gas prices and transportation costs. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 18 City of Palo Alto FINANCIAL ANALYSIS OF GOVERNMENTAL FUNDS As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. The focus of the City’s Governmental Funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, the unassigned fund balance may serve as a useful measure of a government’s net resources available for discretionary use as it represents the portion of fund balance not yet limited to use for a particular purpose by either an external party, the City itself, or an entity that has been delegated authority by the City Council to assign resources for use. As of June 30, 2020, the City’s Governmental Funds reported combined fund balances of $266.7 million, a decrease of $38.3 million from the prior year. Approximately 13.4 percent, or $35.9 million, constitutes unassigned fund balance, which is available for spending at the City’s discretion and other purposes. The remainder of the fund balance is either non-spendable, restricted, committed, or assigned to indicate that it is: 1) not in spendable form ($11.5 million); 2) restricted for particular purposes ($55.5 million); 3) committed for particular purposes ($88.5 million); or 4) assigned for particular purposes ($75.3 million). Governmental Fund revenues decreased $23.7 million, or 10.2 percent, from the prior year to $208.7 million. General Fund revenues decreased $16.7 million and Capital Projects Fund revenue increased $6.6 million. Non-major Governmental Funds revenue decreased $13.6 million primarily due to decreases in developer impact fees, housing in-lieu, transportation mitigation fees and other revenues for the sale of Transfer Development Rights. Governmental Fund expenditures were $260.9 million, an increase of $25.9 million from the prior year. General Fund expenditures increased $6.4 million, Capital Projects Fund expenditures increased by $19.4 million, and Non-major Governmental Funds expenditures increased by $0.1 million. Details of significant changes are discussed in the following sections. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 19 General Fund Balance Sheet The General Fund is the primary operating fund of the City. At the end of the current fiscal year, the fund balance of the General Fund was $61.8 million, compared to $75.2 million in the prior year. The fund balance is classified as follows: $9.0 million non-spendable, $4.5 million committed, $12.5 million assigned, and $35.9 million unassigned. The unassigned amount is designated by the City Council for Budget Stabilization Reserve. Statement of Revenues, Expenditures and Changes in Fund Balance - Revenues The City’s General Fund revenues totaled $180.4 million in FY 2020. This represents a decrease of $16.7 million, or 8.5 percent, compared to the prior year. The year over year change in significant revenue sources is noted in the following table. Property tax revenue increased $3.8 million, or 8.0 percent, due to property assessed value growth and an increase of $1.2 million for a temporary Educational Revenue Augmentation Fund (ERAF) distribution from the County of Santa Clara. The higher assessed values reflected the continued robust real estate markets. Unlike other tax revenue, property taxes are not yet impacted by COVID-19. Increase/ Revenues by Source 2020 2019 (Decrease) Property tax 51.1$ 47.3$ 3.8$ Sales tax 30.6 36.5 (5.9) Utility user tax 16.1 16.4 (0.3) Transient occupancy tax 18.6 25.6 (7.0) Documentary transfer tax 6.9 6.9 0.0 Charges for services 24.1 27.3 (3.2) Permits and licence 7.5 8.4 (0.9) Rental income 16.0 16.3 (0.3) Other 9.5 12.4 (2.9) Total Revenues 180.4$ 197.1$ (16.7)$ GENERAL FUND Revenues for the Year Ended June 30 (in millions) ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 20 City of Palo Alto Sales tax receipts were $5.9 million, or 16.2 percent, lower compared to the prior year mainly due to economic disruptions caused by COVID-19. For the last quarter of FY 2020, the shelter in place order resulted in closure of populous locations and economic engines in the City such as downtown core, California Avenue, Stanford Shopping Center and other related business activities that significantly impacted the sales tax. A portion of the decrease is due to timing difference in receipts rather than performance. The State has offered certain businesses the option to defer sales tax payments through interest free payment plans. This plan allows large businesses to delay their sales and use taxes remittance for ninety days and small businesses to defer remittance over twelve months. In addition, FY2019 receipts were higher by $0.7 million due to delay of distribution of sales tax in FY 2018 from California Department of Tax Fee Administration (CDTFA) resulting from the transition of the new technology and collection process. Utility user tax revenues were $0.3 million, or 1.8 percent, lower compared to the prior year due to lower consumption of both utility commodity and telephone caused by COVID-19. The decrease is offset by utility commodity rate increase for FY 2020. Transient occupancy tax (TOT) were $7.0 million, or 27.3 percent, lower than prior year. There is an increase of 1.5 percent TOT rate in April 2019, however, TOT decreased is due to base TOT, which began to decline almost a year ago by 3.1 percent and deepened by COVID-19. During shelter in place in the last quarter of the current year, almost a dozen, which represent 30 percent of available rooms, have fully suspended operations. The remaining hotels’ last quarter occupancy rate are in the low double digit and the average room rates have dropped by over half. For the fiscal year, average occupancy and daily room rate is 61 percent and $265, respectively. Documentary transfer tax has no significant change for the current year though in the last quarter of FY2020 it declined by 40.9 percent and the number of sales declined 28.2 percent. The number of transactions for FY 2020 are lower than FY 2019 by 13.6 percent. This revenue source is volatile since it is highly dependent on sales volume and the mix of commercial and residential sales. Charges for services decreased $3.2 million, or 11.7 percent, when compared to prior year. The decrease was primarily due to reduced programs and classes ($1.6 million), closure of golf course ($0.6 million) and fewer plan reviews and inspections ($1.0 million) during the initial phase of COVID-19 shelter in place order and limited operations afterwards. Other revenues decreased $2.9, or 23.4 percent, when compared to prior year primarily due to the one-time revenue of $ 2.4 million from the sale of the former City Manager’s house co-owned by the City in FY 2019. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 21 Statement of Revenues, Expenditures and Changes in Fund Balance - Expenditures General Fund expenditures totaled $182.1 million for FY 2020 compared to $175.7 in the prior year. This amount excludes encumbrances and reappropriations. The year over year change for major functions is noted in the following table. Increase/ Expenditures by Function 2020 2019 (Decrease) Administrative Services 6.0$ 5.5$ 0.5$ Public Works 13.6 13.8 (0.2) Planning and Community Environment 19.3 19.6 (0.3) Development Services 2.0 - 2.0 Police 45.7 42.9 2.8 Fire 36.4 33.5 2.9 Community Services 29.6 28.9 0.7 Library 10.0 9.3 0.7 Non-Departmental 9.2 11.8 (2.6) All other 10.3 10.4 (0.1) Total Expenditures 182.1$ 175.7$ 6.4$ GENERAL FUND Expenditures for the Year Ended June 30 (in millions) Starting FY 2020, the Development Services Department was combined with the Planning and Community Environment Department to form the Planning and Development Services Department. The Office of Transportation Department, which previously was a division of the Planning and Community Environment Department, was established in the current year. Police Department and Fire Department expenditures increased $2.8 million and $2.9 million, respectively, mainly due to increases in salaries and benefits partially offset by decreases in overtime. The increases are due to new labor contracts, increased number of filled positions, contributions to the Section 115 Pension Trust pension contributions, and workers’ compensation. Non-Departmental expenditures decreased $2.6 million primarily due to a one-time $5.5 million settlement agreement for an overpayment claim by Stanford University regarding fire protection services in FY 2019. This decrease was offset by a $2.5 million purchase of current City Manager’s house in current year (75 percent City’s equity share). ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 22 City of Palo Alto Statement of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Revenues, excluding Charges to Other Funds, were originally budgeted at $200.2 million. Budget estimates were revised downward by $22.1 million. Revenue categories that were adjusted are shown in the table below. Adopted Final Increase/ Budgeted Revenues Budget Budget (Decrease) Property tax 48.6$ 50.9$ 2.3$ Sales tax 34.3 30.6 (3.7) Utility iser tax 17.6 16.1 (1.5) Transient occupany tax 29.3 19.4 (9.9) Documentary transfer tax 8.4 6.7 (1.7) All other 62.0 54.4 (7.6) 200.2 178.1 (22.1) Charges to other funds 10.9 10.9 - Prior year encumbrances and appropriations - 6.5 6.5 Total Budgeted Revenues 211.1$ 195.5$ (15.6)$ GENERAL FUND Budgeted Revenues for the Year Ended June 30 (in millions) The downward adjustments to the original budget were made as part of the third quarter financial report to the City Council to address the impact of COVID-19. The property tax increased mainly due to additional receipt of excess funds from the ERAF distribution. Historically, during an economic downturn such as recession and/or COVID-19, impact to property tax is delayed by at least a year. Expenditures, excluding Operating Transfers, were originally budgeted at $196.8 million and were revised upward by $9.6 million, for a final budgeted amount of $206.4 million. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 23 Adopted Final Increase/Actuals, plus Budgeted Expenditures Budget Budget (Decrease)Encumbrances Community Services 30.9$ 31.6$ 0.7$ 31.5$ Fire 34.9 36.8 1.9 36.8 Police 46.4 46.8 0.4 46.8 Library 10.3 10.2 (0.1) 10.1 Planning and Development Services 20.4 22.0 1.6 21.1 Public Works 19.1 19.4 0.3 18.9 Non-Departmental 9.0 12.3 3.3 11.0 All Other 25.8 27.3 1.5 25.9 Total Budgeted Expenditures 196.8$ 206.4$ 9.6$ 202.1 Less: Charges to Other Funds and Departments (11.1) Less: Encumbrances and Reappropriations (7.6) Less: Others (1.3) Net General Fund Expenditures 182.1$ GENERAL FUND Budgeted Expenditures for the Year Ended June 30 (in millions) Adjustments of $9.6 million to the original budget were primarily due to the following: ▪ $6.5 million carry-forward of encumbrances from prior year and reappropriations. ▪ $3.1 million for various budget adjustments that were approved throughout the year by the City Council. The final budgeted expenditure amount of $206.4 million compared to the actual expenditures plus encumbrances and reappropriations of $202.1 million, a difference of $4.3 million, of which $7.6 million is encumbrances and reappropriations carried forward to FY 2021. The lower actual expenditures versus the budget were realized across the departments, and the largest variances were experienced in Planning and Development Services and Non-departmental for $0.9 million and $1.3 million, respectively. Transfers out were originally budgeted at $34.0 million, with the final budget number at $32.2 million, a decrease of $1.8 million. The decrease was due to a reduction of the transfer to Capital Project Fund as a result of decreases in Transient Occupancy Tax revenues caused by COVID-19. This reduction was partially offset by an increase of transfer to General Benefits Internal Services Fund to fund the Section 115 Pension Trust. Capital Projects Fund Capital Projects Fund revenues were $9.5 million in FY 2020, an increase of $6.6 million from the prior year primarily due to $2.6 million from the Santa Clara Valley Transportation Authority for 2016 Measurement B Reimbursement – Local Streets and Roads (LSR) funding, $2.3 million from San Francisquito Creek Joint Power Authority for Golf Reconfiguration and Bayland Athletic Center Improvement, and $1.1 million from the State of California for reimbursements of various projects. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 24 City of Palo Alto Capital Projects Fund expenditures were $66.4 million in FY 2020, an increase of $19.4 million from the prior year driven by the constructions of Charleston/Arastradero Corridor, Highway 101 Pedestrian / Bicycle overpass, New Public Safety Building, and California Avenue Parking Garage. This level of expenditure is consistent with the City’s effort to rehabilitate and maintain its existing infrastructure. Non-Major Governmental Funds These funds are not presented separately in the Basic Financial Statements, but are individually presented in the Other Supplemental Information. FINANCIAL ANALYSIS OF ENTERPRISE FUNDS At June 30, 2020, the City’s Enterprise Funds reported total net position of $781.1 million, an increase of $39.6 million or 5.3 percent from the prior year. The increase was primarily from the Electric and Water funds for $18.6 million and $7.9 million, respectively. Unrestricted net position for the Enterprise Funds totaled $155.7 million, a 15.0 percent increase from FY 2019. The changes in net position for the Enterprise Funds are summarized in the following table. Change in Net Position for the Year Ended June 30 (in millions) Increase/ Fund Name 2020 2019 (Decrease) Water 8.0$ 8.0$ -$ Electric 18.6 19.0 (0.4) Fiber Optics 2.9 3.5 (0.6) Gas 3.0 5.3 (2.3) Wastewater Collection 2.1 3.3 (1.2) Wastewater Treatment 0.3 1.5 (1.2) Refuse (3.1)4.9 (8.0) Storm Drainage 2.2 2.3 (0.1) Airport 5.6 6.6 (1.0) Total Change in Net Position 39.6$ 54.4$ (14.8)$ The most significant factors in the change in net position between years for Enterprise Funds are as follows: ▪ The change in net position for Gas Fund decreased $2.3 million in FY 2020 due to decrease in revenues as a result of lower consumption; increase in operating expenses (excluding commodity purchase costs) partially offset by the decrease in commodity purchase costs due to lower than expected natural gas prices and transportation costs. ▪ The change in net position for Wastewater Collection Fund decreased $1.2 million due to higher operating expenses offset by the increase in revenues as a result of the 7.0 percent rate increase effective July 1, 2019. ▪ The change in net position for Wastewater Treatment Fund decreased $1.2 million due to increase in operating expenses as a result of higher sewage treatment operation and maintenance cost offset by the increase in revenues resulting from higher partner’s billing. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 25 ▪ The change in net position of Refuse Fund decreased $8.0 million due to lower revenues as a result of the reduction of services from commercial and industrial customers resulting from COVID-19 and increase in GreenWaste of Palo Alto charges for reimbursement of new waste collection vehicles. ▪ The change in net position of Airport Fund decreased $1.0 million due to the decrease in federal grant revenues for the Apron Reconstruction project and increase in operating expenses. CAPITAL ASSETS GASB Statement No. 34 requires that the City record all its capital assets, including infrastructure and intangible assets. Infrastructure includes roads, bridges, signals and similar assets used by the entire population. The table below shows capital assets and the amount of accumulated depreciation for these assets for Governmental and Business-type Activities. Further detail can be found in Note 6 to the financial statements. Increase/ 2020 2019 (Decrease) Governmental activites Capital Assets Land and improvements 82.2$ 77.6$ 4.6 Street trees 14.8 14.7 0.1 Construction in progress 139.4 104.5 34.9 Building and improvements 251.1 247.3 3.8 Intangible assets 3.8 3.8 - Equipment 15.7 12.6 3.1 Roadway network 335.2 334.3 0.9 Recreation and open space network 35.2 35.2 - Less accumulated depreciation (302.5) (285.7) (16.8) Internal Service funds Construction in progress 2.7 2.5 0.2 Equipment 63.5 62.3 1.2 Less accumulated depreciation (44.8) (43.0) (1.8) Total Governmental Activities 596.3$ 566.1$ 30.2$ Business-Type Activities Land 5$ 5$ -$ Construction in progress 121.1 158.0 (36.9) Buildings and improvements 74.0 68.3 5.7 Capital Leases 0.5 0.5 - Infrastructure 0.6 0.6 - Transmission, distribution and treatment systems 884.8 822.4 62.4 Less accumulated depreciation (392.8) (381.3) (11.5) Total Business-type Activities 693.2$ 673.5$ 19.7$ CAPITAL ASSETS AT JUNE 30 (in millions) ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 26 City of Palo Alto Governmental Activities’ capital assets net of depreciation increased by $30.2 million from the prior year. The increase was primarily due to activity in various projects such as Charleston/Arastradero Corridor, Highway 101 Pedestrian / Bicycle overpass, New Public Safety Building and California Avenue Parking Garage. The City Council approved a $125.8 million Infrastructure Plan (IP) in June 2014, which includes projects such as a new Public Safety Building, replacement of two Fire Stations, a Bike and Pedestrian plan and two parking garages. Through the development of the 2020-2024 Capital Improvement Plan (CIP), a tenth project was added to the IP, Downtown Automated Parking Guidance Systems, and the IP projects were updated for scope increases and cost escalations, resulting in a revised Infrastructure Plan of $280.6 million. These projects will be funded partially by debt to be repaid with voter approved increases of 3.5 percent in the transient occupancy tax (TOT) rate and from other sources such as impact fees and Stanford University Medical Center development agreement monies. The 2020-2024 CIP assumed the opening of new Marriott hotels in FY 2021, and the additional annual TOT funding is estimated to cover the cost of the IP projects. The City is currently assessing the COVID-19 impact of this project. Major Governmental Activities’ capital projects that are currently in progress, including the remaining capital commitment of each, are as follows: ▪ Highway 101 Pedestrian/Bicycle Overpass - $14.5 million ▪ California Avenue Parking Garage - $10.4 million ▪ Charleston Arastradero Corridor – $7.1 million ▪ Municipal Service Center Improvements - $6.0 million ▪ Vehicle Replacements - $5.7 million ▪ Telephone Infrastructure - $4.6 million Business-type Activities’ capital assets net of depreciation increased by $19.7 million from the prior year. The increase is primarily due to Water, Electric, Gas, Wastewater Collection, Wastewater Treatment, and Airport Funds. Major Business-type Activities’ capital projects that are currently in progress, including the remaining capital commitment of each, are as follows: ▪ Seismic Water Systems Upgrades - $5.1 million ▪ Water Main Replacement for Water Fund - $3.1 million ▪ Wastewater Collection Fund Rehabilitation/Augmentation Project - $3.7 million The City depreciates its capital assets over their estimated useful lives, as required by GASB Statement No. 34. The purpose of depreciation is to spread the cost of a capital asset over the years of its useful life so that an allocable portion of the cost of the asset is borne by all users. Additional information on capital assets and depreciable lives are in Note 6. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 27 DEBT ADMINISTRATION Each of the City’s debt issues is discussed in detail in Note 7 to the financial statements. The City’s debt as of June 30, 2020 is shown in the following table. Increase/ 2020 2019 (Decrease) Governmental Activities General Long-Term Obligations General Obligation Bonds 2010 43.3$ 44.6$ (1.3)$ Add: unamortized premium 2.5 2.6 (0.1) 2013A 15.5 15.9 (0.4) Add: unamortized premium 0.8 0.8 - Certificates of Participation 2018 Capital Improvement Projects 8.7 8.9 (0.2) 2019 California Ave Parking Garage Series A & B 37.0 37.4 (0.4) Add: unamortized premium 4.7 4.9 (0.2) Total Governmental Activities 112.5$ 115.1$ (2.6)$ Business-type Activities Enterprise Long-Term Obligations Utility Revenue Bonds 1995 Series A -$ 0.6$ (0.6)$ 1999 Refunding 6.7 7.5 (0.8) 2009 Series A 25.5 26.6 (1.1) 2011 Refunding 7.9 9.1 (1.2) Add: unamortized premium 0.5 0.6 (0.1) Energy Tax Credit Bonds 2007 Series A 0.2 0.3 (0.1) Less: unamortized discount (0.1) (0.1) - State Water Resources Loan 2007 4.0 4.5 (0.5) 2009 5.3 5.7 (0.4) 2017 24.5 19.4 5.1 Total Business-type Activities 74.5$ 74.2$ 0.3$ LONG-TERM DEBT AT JUNE 30 (in millions) City-wide long-term debt decreased a total of $2.3 million due to scheduled debt retirement in the amount of $7.7 million, amortization of bond premium and discount of $0.4 million, offset by the addition of State Water Resource loan of $5.8 million. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 28 City of Palo Alto CONTACTING THE CITY’S FINANCIAL MANAGEMENT The CAFR is intended to provide citizens, taxpayers, investors, and creditors with a general overview of the City’s finances. Questions about this report should be directed to the Administrative Services Department, located at 250 Hamilton Avenue, 4th Floor, Palo Alto, California. The Department can also be contacted by email at: adminsvcs@cityofpaloalto.org. This report and other financial reports can be viewed on the City of Palo Alto website at: www.cityofpaloalto.org. On the home page, select Departments, select Administrative Services, and select Financial Reporting. Within Financial Reporting, there are links to reports by title and reporting date. CITY OF PALO ALTO Statement of Net Position June 30, 2020 (Amounts in thousands) Governmental Business‐Type  Activities Activities Total ASSETS: Cash and investments available for operations (Note 3)   300,540$        273,338$        573,878$        Receivables, net: Accounts and intergovernmental 17,705             49,437             67,142             Interest receivable 1,726               1,494               3,220               Notes and loans receivable (Note 5)   34,944             ‐                   34,944             Internal balances (Note 4)1,114               (1,114)              ‐                   Deposits 15                     ‐                   15                     Due from other government agencies ‐                   2,700               2,700               Inventory of materials and supplies, prepaids and deposits 4,976               269                   5,245               Restricted cash and investments with fiscal agents and trustees (Note 3)  42,305             4,060               46,365             Capital assets (Note 6): Nondepreciable 242,648           126,069           368,717          Depreciable, net of accumulated depreciation 353,657           567,182           920,839          Total assets 999,630           1,023,435       2,023,065       DEFERRED OUTFLOWS OF RESOURCES: Unamortized loss from refunding ‐                   179                   179                  Pension related (Note 11)39,827             14,595             54,422             OPEB related (Note 12)15,961             6,288               22,249             Total deferred outflows of resources 55,788             21,062             76,850             LIABILITIES: Accounts payable and accruals 12,697             13,422             26,119             Accrued salaries and benefits 2,399               1,129               3,528               Unearned revenue 2,479               ‐                   2,479               Accrued compensated absences (Note 1): Due in one year 8,182               ‐                   8,182               Due in more than one year 6,062               ‐                   6,062               Claims payable (Note 14): Due in one year 6,198               ‐                   6,198               Due in more than one year 23,515             ‐                   23,515             Landfill post‐closure liability (Note 9): Due in more than one year ‐                   7,101               7,101               Net pension liabilities (Note 11): Due in more than one year 325,806           117,147           442,953          Net OPEB liabilities (Note 12): Due in more than one year 90,486             36,544             127,030          Long‐term debt (Note 7): Due in one year 2,946               5,551               8,497               Due in more than one year 109,559           68,985             178,544          Total liabilities 590,329           249,879           840,208          DEFERRED INFLOWS OF RESOURCES: Pension related (Note 11)5,875               2,258               8,133               OPEB related (Note 12)18,640             7,354               25,994             Total deferred inflows of resources 24,515             9,612               34,127             NET POSITION (Note 10): Net Investment in capital assets 497,378           621,354           1,118,732       Restricted for: Transportation mitigation 12,265             ‐                   12,265             Public benefit 19,908             ‐                   19,908             Supplemental pension 28,693             ‐                   28,693             Others 5,980               ‐                   5,980               Debt service 3,888               4,060               7,948               Nonexpendable ‐ Eyerly Family  2,540               ‐                   2,540               Total restricted net position 73,274             4,060               77,334             Unrestricted (130,078)         159,592           29,514             Total net position  $       440,574   $       785,006   $   1,225,580  See accompanying notes to the basic financial statements. 29 30  This page is left intentionally blank.    CITY OF PALO ALTO Statement of Activities For the Year Ended June 30, 2020 (Amounts in thousands) Net (Expense) Revenue and Program Revenues Changes in Net Position Operating Capital Charges for Grants and  Grants and Governmental  Business‐Type Functions/Programs Expenses Services Contributions Contributions Activities Activities Total Governmental Activities: City Council 172$               ‐$                ‐$                ‐$                (172)$              ‐$                (172)$              City Manager 3,616              ‐                  589                 ‐                  (3,027)             ‐                  (3,027)             City Attorney 2,845              ‐                  ‐                  ‐                  (2,845)             ‐                  (2,845)             City Clerk 748                 ‐                  ‐                  ‐                  (748)                ‐                  (748)                City Auditor 645                 ‐                  ‐                  ‐                  (645)                ‐                  (645)                Administrative Services 15,919            5,758              168                 ‐                  (9,993)             ‐                  (9,993)             Human Resources 3,060              ‐                  ‐                  ‐                  (3,060)             ‐                  (3,060)             Public Works 45,609            990                 ‐                  4,683              (39,936)          ‐                  (39,936)          Planning and Development Services 21,725            16,173            1,150              ‐                  (4,402)             ‐                  (4,402)             Office of Transportation 4,693              1,161              ‐                  2,579              (953)                ‐                  (953)                Police 50,907            2,703              456                 ‐                  (47,748)          ‐                  (47,748)          Fire 41,280            9,398              223                 148                 (31,511)          ‐                  (31,511)          Community Services 34,147            20,808            16                   1,611              (11,712)          ‐                  (11,712)          Library 12,971            94                   17                   ‐                  (12,860)          ‐                  (12,860)          Interest on long‐term debt 4,576              ‐                  ‐                  ‐                  (4,576)             ‐                  (4,576)             Total Governmental Activities 242,913          57,085            2,619              9,021              (174,188)        ‐                  (174,188)        Business‐Type Activities: Water 43,034            48,740            473                 467                 ‐                  6,646              6,646              Electric 142,426          169,389          ‐                  ‐                  ‐                  26,963            26,963            Fiber Optics 2,761              4,576              ‐                  ‐                  ‐                  1,815              1,815              Gas 27,212            37,402            ‐                  ‐                  ‐                  10,190            10,190            Wastewater Collection 18,877            20,933            ‐                  501                 ‐                  2,557              2,557              Wastewater Treatment 28,755            29,310            ‐                  ‐                  ‐                  555                 555                 Refuse 36,947            32,695            ‐                  ‐                  ‐                  (4,252)             (4,252)             Storm Drainage 5,514              7,543              ‐                  ‐                  ‐                  2,029              2,029              Airport 2,131              2,362              ‐                  5,481              ‐                  5,712              5,712              Total Business‐Type Activities 307,657          352,950          473                 6,449              ‐                  52,215            52,215            Total 550,570$       410,035$       3,092$            15,470$          (174,188)        52,215            (121,973)        General Revenues: Taxes: Property tax 55,604            ‐                  55,604            Sales tax 30,563            ‐                  30,563            Utility user tax 16,140            ‐                  16,140            Transient occupancy tax 18,553            ‐                  18,553            Documentary transfer tax 6,903              ‐                  6,903              Other taxes 2,872              ‐                  2,872              Investment earnings 13,850            11,482            25,332            Miscellaneous 60                   ‐                  60                   Transfers (Note 4)20,234            (20,234)          ‐                  Total general revenues and transfers          164,779  (8,752)             156,027          Change in net position (9,409)             43,463            34,054            Net position, beginning of year 449,983          741,543          1,191,526      Net position, end of year 440,574$       785,006$       1,225,580$    See accompanying notes to the basic financial statements. 31 32  This page is left intentionally blank.    CITY OF PALO ALTO Governmental Funds Balance Sheet June 30, 2020 (Amounts in thousands) Capital Other Total General Projects Governmental Governmental Fund Fund Funds Funds ASSETS: Cash and investments available for operations (Note 3) 46,853$           71,221$           87,039$           205,113$        Receivables, net: Accounts and intergovernmental 11,944             5,314               416                  17,674             Interest receivable 695                  29                     495                  1,219               Notes and loans receivable (Note 5) 845                  ‐                   34,099             34,944             Deposits 15                     ‐                   ‐                   15                     Due from other fund (Note 4) 1,895               ‐                   ‐                   1,895               Advances to other funds (Note 4) 3,233               ‐                   ‐                   3,233               Inventory of materials and supplies 4,874               ‐                   ‐                   4,874               Restricted cash and investments with fiscal agents (Note 3) ‐                   13,578             34                     13,612             Total assets 70,354$           90,142$           122,083$        282,579$        LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES: Liabilities: Accounts payable and accruals 3,581$             5,386$             594$                9,561$             Accrued salaries and benefits 2,046               123                  27                     2,196               Unearned revenue 2,479               ‐                   ‐                   2,479               Due to other funds (Note 4) ‐                   ‐                   136                  136                  Total liabilities 8,106               5,509               757                  14,372             Deferred inflows of resources Deferred inflows of resources ‐ Unavailable revenue 409                  1,002               71                     1,482               8,515               6,511               828                  15,854             Fund balances (Note 10): Nonspendable: Deposits 15                     ‐                   ‐                   15                     Inventories 4,874               ‐                   ‐                   4,874               Advances to other funds 3,233               ‐                   ‐                   3,233               Notes and loans receivable 845                  ‐                   ‐                   845                  Eyerly family ‐                   ‐                   2,540               2,540               Restricted for:  Transportation mitigation ‐                   ‐                   12,265             12,265             Federal revenue ‐                   ‐                   5,221               5,221               Street improvement  ‐                   ‐                   73                     73                     Local law enforcement ‐                   ‐                   615                  615                  California Avenue parking garage ‐                   12,980             ‐                   12,980             Library bond project ‐                   598                  ‐                   598                  Public benefit ‐                   ‐                   19,908             19,908             Debt service ‐                   ‐                   3,888               3,888               Committed for: Development services 3,804               ‐                   ‐                   3,804               Roth building rehabilitation ‐                   5,146               ‐                   5,146               Cubberley improvements ‐                   4,203               ‐                   4,203               Developer impact fees ‐                   ‐                   15,028             15,028             Housing in‐lieu ‐                   ‐                   52,882             52,882             Special districts ‐                   ‐                   6,649               6,649               Edgewood Plaza 701                  ‐                   ‐                   701                  Downtown business  ‐                   ‐                   65                     65                     Assigned for: Unrealized gains on investments 3,199               ‐                   2,121               5,320               Capital projects ‐                   60,704             ‐                   60,704             Other general government purposes 7,219               ‐                   ‐                   7,219               Electric charger 25                     ‐                   ‐                   25                     College Terrace fines 160                  ‐                   ‐                   160                  Reappropriations 1,893               ‐                   ‐                   1,893               Unassigned for: Budget Stabilization 35,871             ‐                   ‐                   35,871             Total fund balances 61,839             83,631             121,255           266,725           Total liabilities, deferred inflows of resources, and fund  balances 70,354$           90,142$           122,083$        282,579$        Total liabilities and deferred inflows of resources See accompanying notes to the basic financial statements. 33 CITY OF PALO ALTO Reconciliation of the Balance Sheet of Governmental Funds to  the Statement of Net Position ‐ Governmental Activities June 30, 2020 Total fund balances reported on the governmental funds balance sheet 266,725$        Amounts reported  for governmental activities in the statement of net position are different from those reported in the governmental funds balance sheet because of the following: Deferred outflows and inflows of resources in governmental activities are not  financial resources and, therefore, are not reported in the governmental funds. Deferred outflows of resources 55,788            Deferred inflows of resources (24,515)           Certain receivables are not available to pay for current period expenditures  and therefore are deferred in the governmental funds. 1,482               Capital assets used in governmental activities are not current assets or financial  resources and therefore are not reported in the governmental funds (Note 6) 596,305          Internal service funds are used by management to charge the costs of activities  such as insurance, equipment acquisition and maintenance, and certain  employee benefits to individual funds.  The assets and liabilities of the  internal service funds are therefore included in governmental activities in  the statement of net position (excludes capital assets, deferred outflows   of resources, deferred inflows of resources, net pension liabilities and net OPEB liabilities reported herein) 75,154            Some liabilities, including bonds payable, are not due and payable in the  current period and therefore are not reported in the governmental funds: Interest payable (1,568)             Net pension liabilities (Note 11) (325,806)         Net OPEB liabilities (Note 12) (90,486)           Long‐term debt (Note 7) (112,505)         Net position of governmental activities 440,574$        (Amounts in thousands) See accompanying notes to the basic financial statements. 34 CITY OF PALO ALTO Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended June 30, 2020 (Amounts in thousands) Capital Other Total General Projects Governmental Governmental Fund Fund Funds Funds REVENUES: Property tax 51,089$          ‐$                 4,515$            55,604$          Special assessments ‐                   ‐                   24                    24                    Sales tax 30,563            ‐                   ‐                   30,563            Utility user tax 16,140            ‐                   ‐                   16,140            Transient occupancy tax 18,553            ‐                   ‐                   18,553            Documentary transfer tax 6,903               ‐                   ‐                   6,903               Other taxes and fines 1,172               ‐                   2,961               4,133               Charges for services 24,127            ‐                   ‐                   24,127            Intergovernmental  3,783               7,684               848                  12,315            Licenses, permits and fees 7,467               ‐                   5,677               13,144            Investment earnings 4,037               1,680               3,689               9,406               Rental income 15,964            ‐                   3                      15,967            Housing In‐Lieu ‐ residential ‐                   ‐                   750                  750                  Other revenue 587                  171                  333                  1,091               Total revenues 180,385          9,535               18,800            208,720          EXPENDITURES: Current: City Council 214                  ‐                   ‐                   214                  City Manager 3,273               ‐                   ‐                   3,273               City Attorney 2,509               ‐                   ‐                   2,509               City Clerk 815                  ‐                   ‐                   815                  City Auditor 680                  ‐                   ‐                   680                  Administrative Services 5,960               ‐                   284                  6,244               Human Resources 2,792               ‐                   ‐                   2,792               Public Works 13,577            ‐                   1,216               14,793            Planning and Development Services 19,269            ‐                   901                  20,170            Office of Transportation 2,052               ‐                   2,123               4,175               Police 45,679            ‐                   54                    45,733            Fire 36,440            ‐                   ‐                   36,440            Community Services 29,603            ‐                   265                  29,868            Library 9,988               ‐                   ‐                   9,988               Non‐Departmental 9,255               ‐                   243                  9,498               Capital outlay ‐                   66,362            ‐                   66,362            Debt service: Principal ‐                   ‐                   2,280               2,280               Interest and fiscal charges ‐                   ‐                   5,025               5,025               Total expenditures 182,106          66,362            12,391            260,859          EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (1,721)             (56,827)           6,409               (52,139)           OTHER FINANCING SOURCES (USES): Transfers in (Note 4) 20,568            33,458            4,371               58,397            Transfers out (Note 4) (32,223)           (2,520)             (9,809)             (44,552)           Total other financing sources (uses) (11,655)           30,938            (5,438)             13,845            Change in fund balances (13,376)           (25,889)           971                  (38,294)           FUND BALANCES, BEGINNING OF YEAR 75,215            109,520          120,284          305,019          FUND BALANCES, END OF YEAR 61,839$          83,631$          121,255$        266,725$        See accompanying notes to the basic financial statements. 35 CITY OF PALO ALTO Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances  of Governmental Funds to the Statement of Activities ‐ Governmental Activities For the Year Ended June 30, 2020 Net change in fund balances ‐ total governmental funds (38,294)$         Amounts reported for governmental activities in the statement of activities are different from those reported in the governmental funds because of the following: Governmental funds report capital outlays as expenditures. However, in the statement of activities, the costs of these assets are capitalized and allocated over their estimated useful lives and reported as depreciation expense.  Therefore, the activities associated with  capital assets are as follows: Capital outlay added back to fund balance for current year additions 60,154             Depreciation expense is deducted from fund balance (depreciation expense is net of  internal service fund depreciation of $3,366) (Note 6), which has already been allocated through the internal service fund activities below (16,818)           Disposal of capital assets (12,688)           Pension and OPEB contribution made subsequent to the measurement date is an  expenditure in the governmental funds, but reported as a deferred outflows of  resources in the government‐wide financial statements 40,070             Pension and OPEB expenses reported in the statement of activities do not require the  use of current financial resources and, therefore, are not reported as expenditures in  governmental funds (63,307)           Principal payments on long‐term liabilities are reported as expenditures in governmental funds when paid.  The governmental activities, however, report principal payments as  a reduction of long‐term debt on the statement of net position.  Interest accrued on  long‐term debt and amortization of premiums do not require the use of current financial  resources and therefore are not reported as expenditures in governmental funds.  Therefore,  the activities associated with long‐term debt are as follows: Principal paid during the year 2,280               Change in interest payable 98                     Amortization of bond premium 351                  Revenues earned but not available are deferred in the governmental funds but are recognized in the government‐wide financial statements.  Also, revenues recognized in the governmental funds during the current year that were earned and recognized in previous years in the  government‐wide financial statements are reported as beginning net position in the  statement of activities 76                     Internal service funds are used by management to charge the costs of activities, such  as insurance, equipment acquisition and maintenance, and employees benefits to  individual funds.  The portion of the net expense of these internal service  funds arising out of their transactions with governmental funds is reported with  governmental activities. 18,669             Change in net position of governmental activities (9,409)$           (Amounts in thousands) See accompanying notes to the basic financial statements. 36 Variance with Budgeted Amounts Final Budget Actual, Budgetary Positive Adopted Final Basis (Negative) 48,634$          50,853$          51,089$               236$                34,346            30,617            30,563                 (54)                   17,581            16,133            16,140                 7                      29,309            19,425            18,553                 (872)                 Documentary transfer tax 8,369               6,676               6,903                   227                  2,032               1,237               1,172                   (65)                   30,127            25,196            24,127                 (1,069)             2,756               3,245               4,301                   1,056               8,667               6,597               7,467                   870                  1,433               1,433               1,480                   47                    16,326            16,041            15,964                 (77)                   587                  619                  587                       (32)                   200,167          178,072          178,346               274                  10,908            10,908            11,099                 191                  ‐                   6,469               6,469                   ‐                   211,075          195,449          195,914               465                  498                  542                  414                       128                  4,546               4,718               4,671                   47                    3,387               3,896               3,789                   107                  1,346               1,402               1,186                   216                  1,235               1,157               981                       176                  8,519               8,770               8,515                   255                  3,902               4,107               3,994                   113                  19,142            19,357            18,932                 425                  20,356            22,021            21,098                 923                  Office of Transportation 2,312               2,733               2,360                   373                  Police 46,369            46,845            46,844                 1                      34,889            36,773            36,772                 1                      30,929            31,591            31,489                 102                  10,314            10,187            10,092                 95                    9,028               12,312            11,001                 1,311               196,772          206,411          202,138               4,273               14,303            (10,962)           (6,224)                  4,738               20,999            20,842            20,842                 ‐                   (33,985)           (32,223)           (32,223)                ‐                   (12,986)           (11,381)           (11,381)                ‐                   1,317$            (22,343)$         (17,605)                4,738$            Unrealized gain/loss on investments 2,479                   Changes in interfund balances (196)                     Changes in notes receivable 845                       Current year encumbrances and reappropriations 7,570                   Prior year encumbrances and reappropriations (6,469)                  (13,376)                75,215                 61,839$               REVENUES: CITY OF PALO ALTO General Fund Statement of Revenues, Expenditures and Changes in Fund Balance ‐ Budget and Actual For the Year Ended June 30, 2020 (Amounts in thousands) Charges to other funds and departments Sales tax Property tax Transient occupancy tax Utility user tax Other taxes and fines Charges for services Licenses, permits and fees Investment earnings Rental income Intergovernmental Other revenues City Auditor City Clerk City Council City Manager Administrative Services Prior year encumbrances Total revenues EXPENDITURES: Current: City Attorney Community Services Total other financing sources (uses) Human Resources Library Planning and Development Services Total expenditures EXCESS OF REVENUES OVER EXPENDITURES OTHER FINANCING SOURCES (USES):  Transfers in Transfers out Public Works Non‐Departmental Fire FUND BALANCE AT BEGINNING OF YEAR, GAAP BASIS FUND BALANCE AT END OF YEAR, GAAP BASIS EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES, BUDGETARY BASIS Adjustment to Budgetary Basis: CHANGE IN FUND BALANCE, GAAP BASIS See accompanying notes to the basic financial statements. 37 Fiber Water Electric Optics Gas ASSETS: Current assets: Cash and investments available for operations (Note 3) 43,573$         106,595$       34,283$         28,349$         Accounts receivable, net of allowance of $462 7,054              26,491            1,104              2,545              Interest receivable 241                 574                 188                 155                 Due from other government agencies ‐                  ‐                  ‐                  ‐                  Inventory of materials and supplies ‐                  ‐                  ‐                  ‐                  Restricted cash and investments with fiscal agents and trustees (Note 3) 3,256              ‐                  ‐                  804                 Total current assets 54,124            133,660         35,575            31,853            Noncurrent assets: Due from other government agencies ‐                  ‐                  ‐                  ‐                  Deposit ‐                  44                   ‐                  ‐                  Prepaid expense 75                   ‐                  ‐                  ‐                  Capital assets (Note 6): Nondepreciable 26,023            26,282            1,858              16,239            Depreciable, net 107,077         179,760         7,475              94,948            Total noncurrent assets 133,175         206,086         9,333              111,187         Total assets 187,299         339,746         44,908            143,040         DEFERRED OUTFLOWS OF RESOURCES: Unamortized loss from refunding 78                   ‐                  ‐                  101                 Pension related (Note 11) 1,974              4,775              366                 2,061              OPEB related (Note 12) 788                 2,467              ‐                  1,006              Total deferred outflows of resources 2,840              7,242              366                 3,168              LIABILITIES: Current liabilities: Accounts payable and accruals 4,245              2,491              419                 1,472              Accrued salaries and benefits 161                 384                 24                   159                 Due to other funds ‐                  ‐                  ‐                  ‐                  Accrued compensated absences (Note 1) ‐                  ‐                  ‐                  ‐                  Current portion of long term debt (Note 7) 1,775              100                 ‐                  666                 Accrued claims payable (Note 14) ‐                  ‐                  ‐                  ‐                  Total current liabilities 6,181              2,975              443                 2,297              Noncurrent liabilities: Accrued compensated absences (Note 1) ‐                  ‐                  ‐                  ‐                  Accrued claims payable (Note 14) ‐                  ‐                  ‐                  ‐                  Advance from other fund (Note 4) ‐                  ‐                  ‐                  ‐                  Landfill post‐closure liability (Note 9) ‐                  ‐                  ‐                  ‐                  Net pension liabilities (Note 11) 15,823            37,797            2,458              16,638            Net OPEB liabilities (Note 12) 4,088              13,336            ‐                  5,887              Long term debt, net of  unamortized discounts/premiums (Note 7) 27,940            89                   ‐                  3,964              Total noncurrent liabilities 47,851            51,222            2,458              26,489            Total liabilities 54,032            54,197            2,901              28,786            DEFERRED INFLOWS OF RESOURCES: Pension related (Note 11) 266                 725                 62                   274                 OPEB related (Note 12) 914                 2,872              ‐                  1,177              Total deferred inflows of resources 1,180              3,597              62                   1,451              NET POSITION (Note 10): Net Investment in capital assets 103,463         205,613         9,333              106,658         Restricted for: Debt service 3,256              ‐                  ‐                  804                 Supplemental pension ‐                  ‐                  ‐                  ‐                  Unrestricted (deficit) 28,208            83,581            32,978            8,509              Total net position 134,927$       289,194$       42,311$         115,971$       Some amounts reported for Business‐type Activities in the statement of net position are different because certain Internal Service Fund net positions are included with Business‐type Activities Net position reported in Business‐type Activities Business‐Type Activities‐Enterprise Funds CITY OF PALO ALTO Proprietary Funds Statement of Net Position June 30, 2020 (Amounts in thousands) See accompanying notes to the basic financial statements. 38 Governmental Non‐Major Activities ‐ Wastewater Wastewater Storm Internal Service Collection Treatment Refuse Drainage Airport Totals Funds 9,468$            16,233$         26,565$         8,272$            ‐$                273,338$       95,427$         2,883              2,977              3,308              846                 2,229              49,437            31                   53                   82                   159                 42                   ‐                  1,494              507                 ‐                  300                 ‐                  ‐                  ‐                  300                 ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  102                 ‐                  ‐                  ‐                  ‐                  ‐                  4,060              28,693            12,404            19,592            30,032            9,160              2,229              328,629         124,760         ‐                  2,400              ‐                  ‐                  ‐                  2,400              ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  44                   ‐                  ‐                  150                 ‐                  ‐                  ‐                  225                 ‐                  14,200            5,933              1,952              9,067              24,515            126,069         2,723              77,662            62,463            3,157              31,673            2,967              567,182         18,642            91,862            70,946            5,109              40,740            27,482            695,920         21,365            104,266         90,538            35,141            49,900            29,711            1,024,549      146,125         ‐                  ‐                  ‐                  ‐                  ‐                  179                 ‐                  1,111              2,861              615                 620                 212                 14,595            2,303              385                 983                 441                 160                 58                   6,288              881                 1,496              3,844              1,056              780                 270                 21,062            3,184              431                 1,474              2,441              116                 333                 13,422            1,568              85                   208                 45                   44                   19                   1,129              203                 ‐                  ‐                  ‐                  ‐                  1,759              1,759              ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  8,182              104                 2,131              ‐                  775                 ‐                  5,551              ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  6,198              620                 3,813              2,486              935                 2,111              21,861            16,151            ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  6,062              ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  23,515            ‐                  ‐                  ‐                  ‐                  3,233              3,233              ‐                  ‐                  ‐                  7,101              ‐                  ‐                  7,101              ‐                  9,251              23,535            6,286              4,312              1,047              117,147         16,867            2,250              6,973              2,502              1,099              409                 36,544            4,889              348                 34,081            ‐                  2,563              ‐                  68,985            ‐                  11,849            64,589            15,889            7,974              4,689              233,010         51,333            12,469            68,402            18,375            8,909              6,800              254,871         67,484            179                 451                 104                 137                 60                   2,258              462                 450                 1,168              514                 190                 69                   7,354              1,027              629                 1,619              618                 327                 129                 9,612              1,489              91,410            34,884            5,109              37,402            27,482            621,354         21,365            ‐                  ‐                  ‐                  ‐                  ‐                  4,060              ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  28,693            1,254              (10,523)          12,095            4,042              (4,430)             155,714         30,278            92,664$         24,361$         17,204$         41,444$         23,052$         781,128         80,336$         3,878              785,006$       Business‐Type Activities‐Enterprise Funds See accompanying notes to the basic financial statements. 39 Fiber Water Electric Optics Gas OPERATING REVENUES: Sales to:  Customers 43,929$          132,080$        3,391$            34,647$          City departments 2,441               4,286               1,054               527                  Surplus energy ‐                   9,695               ‐                   ‐                   Service connection charges and miscellaneous 1,351               1,432               42                    905                  Charges for services ‐                   ‐                   ‐                   ‐                   Other 1,019               21,896            89                    1,323               Total operating revenues 48,740            169,389          4,576               37,402            OPERATING EXPENSES: Purchase of utilities: Retail purchase of utilities 21,773            84,924            ‐                   11,102            Surplus energy ‐                   5,867               ‐                   ‐                   Administrative and general 6,655               10,805            864                  5,504               Engineering (operating) 402                  2,056               ‐                   666                  Resource management and energy efficiency 1,159               5,460               ‐                   1,013               Operations and maintenance 7,021               13,440            1,526               5,334               Rent 1,904               5,667               81                    645                  Depreciation 3,002               8,498               418                  3,454               Claims payments and changes in estimated self‐insurance liability ‐                   ‐                   ‐                   ‐                   Refund of charges for services ‐                   ‐                   ‐                   ‐                   Employment benefits ‐                   ‐                   ‐                   ‐                   Total operating expenses 41,916            136,717          2,889               27,718            Operating income (loss) 6,824               32,672            1,687               9,684               NONOPERATING REVENUES (EXPENSES): Investment earnings 1,906               4,463               1,415               1,138               Interest expense (1,546)             (7,094)             ‐                   (124)                 Gain on disposal of capital assets ‐                   ‐                   ‐                   ‐                   Loss on disposal of capital assets (252)                 (87)                   ‐                   (48)                   Other nonoperating revenues 473                  ‐                   ‐                   ‐                   Total nonoperating revenues (expenses) 581                  (2,718)             1,415               966                  Income (loss) before transfers and capital contributions 7,405               29,954            3,102               10,650            Capital contributions 467                  ‐                   ‐                   ‐                   Transfers in (Note 4) 548                  2,582               ‐                   ‐                   Transfers out (Note 4) (475)                 (13,906)           (162)                 (7,683)             Change in net position 7,945               18,630            2,940               2,967               NET POSITION, BEGINNING OF YEAR 126,982          270,564          39,371            113,004          NET POSITION, END OF YEAR 134,927$        289,194$        42,311$          115,971$        Some amounts reported for Business‐type Activities in the statement of activities are different because certain  Internal Service Fund activities are included with Business‐type Activities Change in net position reported in Business‐type Activities Business‐Type Activities‐Enterprise Funds CITY OF PALO ALTO Proprietary Funds Statement of Revenues, Expenses and Changes in Fund Net Position For the Year Ended June 30, 2020 (Amounts in thousands) See accompanying notes to the basic financial statements. 40 Governmental Non‐Major Activities‐ Wastewater Wastewater Storm Internal Service Collection Treatment Refuse Drainage Airport Totals Funds 20,189$          18,434$          29,214$          7,068$            1,665$            290,617$        ‐$                  146                  10,278            911                  423                  ‐                   20,066            ‐                    ‐                   ‐                   ‐                   ‐                   ‐                   9,695               ‐                    185                  ‐                   ‐                   ‐                   ‐                   3,915               ‐                    ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   124,832           413                  598                  2,570               52                    697                  28,657            112                   20,933            29,310            32,695            7,543               2,362               352,950          124,944           10,234            ‐                   23,044            ‐                   ‐                   151,077          ‐                    ‐                   ‐                   ‐                   ‐                   ‐                   5,867               ‐                    2,431               ‐                   1,713               1,187               1,219               30,378            13,783             339                  2,417               271                  204                  ‐                   6,355               ‐                    ‐                   ‐                   ‐                   1,150               ‐                   8,782               ‐                    3,467               22,284            9,495               1,737               775                  65,079            15,221             332                  ‐                   2,130               44                    ‐                   10,803            ‐                    2,443               3,257               86                    1,015               49                    22,222            3,366                ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   7,023                ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   131                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   73,604             19,246            27,958            36,739            5,337               2,043               300,563          113,128           1,687               1,352               (4,044)             2,206               319                  52,387            11,816             404                  621                  1,218               317                  ‐                   11,482            4,444                (29)                   (779)                 (196)                 (218)                 (129)                 (10,115)           ‐                    ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                    (2)                     (422)                 ‐                   ‐                   ‐                   (811)                 (178)                  ‐                   ‐                   ‐                   ‐                   ‐                   473                  30                     373                  (580)                 1,022               99                    (129)                 1,029               4,296                2,060               772                  (3,022)             2,305               190                  53,416            16,112             501                  ‐                   ‐                   ‐                   5,481               6,449               ‐                    ‐                   ‐                   ‐                   ‐                   ‐                   3,130               9,256                (467)                 (432)                 (116)                 (92)                   (31)                   (23,364)           (2,867)              2,094               340                  (3,138)             2,213               5,640               39,631            22,501             90,570            24,021            20,342            39,231            17,412            57,835                                92,664$          24,361$          17,204$          41,444$          23,052$          80,336$           3,832               43,463$          Business‐Type Activities‐Enterprise Funds See accompanying notes to the basic financial statements. 41 Fiber Water Electric Optics Gas Cash flows from operating activities: Cash received from customers 44,559$           140,821$         3,463$              36,073$           Cash payments to suppliers for goods and services (27,828)            (103,513)          (557)                  (14,155)            Cash payments to employees (9,955)               (22,811)            (1,641)               (8,823)               Internal activity‐ receipts (payments) from (to) other funds 2,441                4,286                1,054                527                   Other receipts 1,019                21,896              89                      1,323                Net cash provided by (used in) operating activities 10,236              40,679              2,408                14,945              Cash flows from noncapital financing activities: Receipt (repayment) of loans from other funds ‐                    ‐                    ‐                    ‐                    Interest subsidy received from Build America Bonds 473                   ‐                    ‐                    ‐                    Transfers in 548                   2,582                ‐                    ‐                    Transfers out (475)                  (13,906)            (162)                  (7,683)               Net cash provided by (used in)  noncapital financing activities 546                   (11,324)            (162)                  (7,683)               Cash flows from capital and related financing activities: Acquisition and construction of capital assets (6,737)               (13,248)            (586)                  (4,792)               Proceeds from sale of capital assets ‐                    ‐                    ‐                    ‐                    Capital grants and contributions 467                   ‐                    ‐                    ‐                    Proceeds from debt issuance ‐                    ‐                    ‐                    ‐                    Principal paid on long‐term debt (1,706)               (100)                  ‐                    (644)                  Interest paid on long‐term debt (1,571)               (7,089)               ‐                    (155)                  Net cash used in capital and related financing activities (9,547)               (20,437)            (586)                  (5,591)               Cash flows from investing activities: Interest received 1,930                4,504                1,427                1,165                Net cash provided by investing activities 1,930                4,504                1,427                1,165                Net change in cash and cash equivalents 3,165                13,422              3,087                2,836                Cash and cash equivalents, beginning of year 43,664              93,173              31,196              26,317              Cash and cash equivalents, end of year  $          46,829   $        106,595   $          34,283   $          29,153  Financial statement presentation: Cash and investments available for operations 43,573$           106,595$         34,283$           28,349$           Restricted cash and investments with fiscal agents and trustees 3,256                ‐                    ‐                    804                   Cash and cash equivalents, end of year 46,829$           106,595$         34,283$           29,153$           Reconciliation of operating income (loss) to  net cash provided by (used in) operating activities: Operating income (loss) 6,824$              32,672$           1,687$              9,684$              Adjustments to reconcile operating income (loss) to  net cash provided by (used in) operating activities: Depreciation 3,002                8,498                418                   3,454                Other ‐                    ‐                    ‐                    ‐                    Change in assets and liabilities: Accounts receivable (721)                  (2,386)               30                      521                   Inventory of materials and supplies ‐                    ‐                    ‐                    ‐                    Deposit 8                        (3)                       ‐                    ‐                    Deferred outflow of resources ‐ pension plans 239                   688                   44                      351                   Deferred outflow of resources ‐ OPEB (271)                  (784)                  ‐                    (265)                  Accounts payable and accruals 161                   (234)                  117                   382                   Accrued salaries and benefits 55                      124                   4                        49                      Accrued compensated absences ‐                    ‐                    ‐                    ‐                    Landfill closure and post‐closure care ‐                    ‐                    ‐                    ‐                    Accrued claims payable ‐                    ‐                    ‐                    ‐                    Net pension liability 824                   1,753                107                   699                   Net OPEB liability (687)                  (2,215)               ‐                    (957)                  Deferred inflow of resources ‐ pension plans (24)                    (18)                    1                        (23)                    Deferred inflow of resources ‐ OPEB 826                   2,584                ‐                    1,050                Net cash provided by (used in) operating activities  $          10,236   $          40,679   $            2,408   $          14,945  Business‐Type Activities‐Enterprise Funds CITY OF PALO ALTO Proprietary Funds Statement of Cash Flows For the Year Ended June 30, 2020 (Amounts in thousands) See accompanying notes to the basic financial statements. 42 Governmental Non‐Major Activities‐ Wastewater Wastewater Storm Internal Service Collection Treatment Refuse Drainage Airport Totals Funds 20,226$           18,384$           29,976$           7,052$              3,660$              304,214$         127,068$         (11,045)            (11,019)            (34,030)            (1,705)               (4,619)               (208,471)          (14,509)            (5,411)               (13,428)            (2,794)               (2,632)               (1,002)               (68,497)            (85,643)            146                   10,278              911                   423                   ‐                    20,066              (5,566)               413                   598                   2,696                52                      697                   28,783              30                      4,329                4,813                (3,241)               3,190                (1,264)               76,095              21,380              ‐                    ‐                    ‐                    ‐                    1,877                1,877                (737)                  ‐                    ‐                    ‐                    ‐                    ‐                    473                   ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    3,130                9,256                (467)                  (432)                  (116)                  (92)                    (31)                    (23,364)            (2,867)               (467)                  (432)                  (116)                  (92)                    1,846                (17,884)            5,652                (5,420)               (4,729)               ‐                    (394)                  (6,857)               (42,763)            (3,194)               ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    96                      501                   300                   ‐                    ‐                    5,481                6,749                ‐                    ‐                    5,775                ‐                    ‐                    ‐                    5,775                ‐                    (99)                    (2,131)               ‐                    (730)                  ‐                    (5,410)               ‐                    (29)                    (777)                  (196)                  (216)                  (129)                  (10,162)            ‐                    (5,047)               (1,562)               (196)                  (1,340)               (1,505)               (45,811)            (3,098)               411                   622                   1,235                313                   7                        11,614              4,463                411                   622                   1,235                313                   7                        11,614              4,463                (774)                  3,441                (2,318)               2,071                (916)                  24,014              28,397                                 10,242              12,792              28,883              6,201                916                   253,384           95,723               $            9,468   $          16,233   $          26,565   $            8,272   $                   ‐     $        277,398   $        124,120  9,468$              16,233$           26,565$           8,272$              ‐$                  273,338$         95,427$           ‐                    ‐                    ‐                    ‐                    ‐                    4,060                28,693$           9,468$              16,233$           26,565$           8,272$              ‐$                  277,398$         124,120$         1,687$              1,352$              (4,044)$            2,206$              319$                 52,387$           11,816$           2,443                3,257                86                      1,015                49                      22,222              3,366                ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    30                      (148)                  (50)                    762                   (16)                    1,995                (13)                    2,233                ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    146                   ‐                    17                      ‐                    ‐                    ‐                    22                      ‐                    201                   589                   141                   67                      48                      2,368                611                   (102)                  (111)                  (126)                  (22)                    (7)                       (1,688)               (264)                  (106)                  (1,056)               (513)                  (329)                  (3,835)               (5,413)               (326)                  27                      59                      18                      14                      8                        358                   82                      ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    1,909                ‐                    ‐                    126                   ‐                    ‐                    126                   ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    1,348                286                   832                   264                   306                   201                   5,272                340                   (366)                  (1,083)               (410)                  (172)                  (64)                    (5,954)               (802)                  5                        (12)                    (5)                       (45)                    (38)                    (159)                  (30)                    402                   1,019                460                   166                   60                      6,567                921                    $            4,329   $            4,813   $           (3,241)  $            3,190   $           (1,264)  $          76,095   $          21,380  Business‐Type Activities‐Enterprise Funds See accompanying notes to the basic financial statements. 43 Agency Funds ASSETS: Cash and investments available for operations (Note 3) 2,824$            Accounts receivable 499                  Interest receivable 16                    Restricted cash and investments with fiscal agents (Note 3) 2,701               Total assets 6,040$            LIABILITIES: Accounts payable and accruals 219$                Due to bondholders 4,824               Due to other governments 997                  Total liabilities 6,040$            CITY OF PALO ALTO Statement of Assets and Liabilities June 30, 2020 (Amounts in thousands) Agency Funds See accompanying notes to the basic financial statements. 44 CITY OF PALO ALTO  Index to the Notes to the Basic Financial Statements   For the Year Ended June 30, 2020    45    Page    1. Summary of Significant Accounting Policies ........................................................................... 47  2. Budgets and Budgetary Accounting ........................................................................................ 56  3. Cash and Investments ............................................................................................................. 57  4. Interfund Transactions ............................................................................................................ 63  5. Notes and Loans Receivable .................................................................................................... 65  6. Capital Assets .......................................................................................................................... 70  7. Long‐Term Debt ....................................................................................................................... 76  8. Special Assessment Debt ......................................................................................................... 82  9. Landfill Post‐Closure Maintenance ......................................................................................... 82  10. Net Position and Fund Balances .............................................................................................. 83  11. Pension Plans ........................................................................................................................... 86  12. Other Post‐Employment Benefits (OPEB) ............................................................................... 93  13. Deferred Compensation Plan .................................................................................................. 97  14. Risk Management .................................................................................................................... 98  15. Joint Ventures .......................................................................................................................... 99  16. Commitments and Contingencies ......................................................................................... 102  17. Uncertainties ......................................................................................................................... 105    Notes are essential to present fairly the information contained in the overview level of the basic financial  statements.  Narrative explanations are intended to communicate information that is not readily apparent  or cannot be included in the statements themselves, and to provide additional disclosures as required by  the Governmental Accounting Standards Board.      46   This page is left intentionally blank.    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      47   NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES    The City of Palo Alto (the City) was incorporated in 1894 and operates as a charter city, having had its first  charter granted by the State of California in 1909.  The City operates under the Council‐Manager form of  government and provides the following services: public safety (police and fire), public works, electric, fiber  optics, water, gas, wastewater, storm drain, refuse, airport, golf course, planning and zoning, general  administration services, library, open space and science, recreational and human services.    (a)  Reporting Entity    The City is governed by a seven‐member council, elected by City residents.  The City is legally  separate and fiscally independent, which means it can issue debt, set and modify budgets and  fees, and sue or be sued.  The accompanying basic financial statements present the financial  activities  of  the  City,  which  is  the  primary  government  presented,  along  with  the  financial  activities of its component unit, which is an entity for which the City is financially accountable.   Although a separate legal entity, a blended component unit is, in substance, part of the City’s  operations and is reported as an integral part of the City’s financial statements.  The City’s  component unit described below is blended.    The Palo Alto Public Improvement Corporation (the Corporation) provides financing of public  capital improvements for the City through the issuance of Certificates of Participation (COPs), a  form of debt that allows investors to participate in a stream of future lease payments.  Proceeds  from the COPs are used to construct projects that are leased to the City.  The lease payments are  sufficient in timing and amount to meet the debt service requirements of the COPs.  The Board of  Directors of the Corporation is composed of the same members as  the  City  Council.  The  Corporation is controlled by the City, which performs all accounting and administrative functions  for the Corporation.  The financial activities of the Corporation are included in the Downtown  Parking Improvement Debt Service Fund.    Financial statements for the Corporation may be obtained from the City of Palo Alto,  Administrative Services Department, 4th Floor, 250 Hamilton Avenue, Palo Alto, CA  94301.    (b)  Basis of Presentation     The  City’s  basic  financial  statements  are  prepared  in  conformity  with  accounting  principles  generally accepted in the United States of America.  The Governmental Accounting Standards  Board (GASB) is the acknowledged standard setting body for establishing accounting and financial  reporting standards followed by governmental entities in the United States.    These standards require that the financial statements described below be presented:    Government‐wide Statements: The Statement of Net Position and the Statement of Activities  display information about the primary government and its component unit.  These statements  include the financial activities of the overall City government, except for fiduciary activities.   Eliminations have been made to minimize the double counting of internal activities.  However,  interfund goods and services transactions have not been eliminated in the consolidation process.   These statements distinguish between the governmental and business‐type activities of the City.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      48   NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (b)  Basis of Presentation (Continued)    Governmental activities generally are financed through taxes, intergovernmental revenues, and  other non‐exchange transactions.  Business‐type activities are financed in whole or in part by fees  charged to external parties.    The  Statement  of  Activities  presents  a  comparison  between  direct  expenses  and  program  revenues for each segment of the business‐type activities of the City and for each function of the  City’s governmental activities.  Direct expenses are those that are specifically associated with a  program or function and, therefore, are clearly identifiable to a particular function.  Program  revenues  include:  (a)  charges  paid  by  the  recipients  for  goods and  services  offered  by  the  programs, (b) grants and contributions that are restricted to meeting the operational needs of a  particular program, and (c) fees, grants and contributions that are restricted to financing the  acquisition  or  construction  of  capital  assets.    Revenues  that  are not classified as program  revenues, including all taxes, are presented as general revenues.    Fund Financial Statements: The fund financial statements provide information about the City’s  funds, including fiduciary funds and its blended component unit.  Separate statements for each  fund category – governmental, proprietary and fiduciary – are presented.  The emphasis of fund  financial statements is on major individual governmental and enterprise funds, each of which is  displayed in a separate column.  All remaining governmental and internal service funds are  aggregated and reported as non‐major funds.    Proprietary fund operating revenues, such as utilities sales and charges for services, result from  exchange transactions associated with the principal activity of the fund.  Exchange transactions  are those in which each party receives and gives up essentially equal values.  Nonoperating  revenues, such as subsidies and investment earnings, result from non‐exchange transactions or  ancillary activities.    Operating expenses for enterprise funds and internal service funds include the cost of sales and  services, administrative expenses, and depreciation on capital assets.  All expenses not meeting  this definition are reported as nonoperating expenses.    (c)  Major Funds and Other Funds    The City’s major governmental and enterprise funds need to be identified  and  presented  separately in the fund financial statements.  All other funds, called non‐major funds, are combined  and reported in a single column, regardless of their fund type.    Major funds are defined as funds that have assets and deferred outflows of resources, liabilities  and  deferred  inflows  of  resources,  revenues  or  expenditures/expenses  equal  to  at  least  10  percent of their fund type total and at least 5 percent of the grand total.  The General Fund is  always a major fund.  The City may also select other funds it believes should be presented as major  funds on a qualitative basis.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      49   NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (c)  Major Funds and Other Funds (Continued)    The  City  reported  the  following  major  governmental  funds  in  the  accompanying  financial  statements:    General Fund – This is the City’s primary operating fund.  It accounts for all financial resources of  the general government, except those required to be accounted for in another fund.    Capital Projects Fund – This fund accounts for resources used for the acquisition and construction  of capital facilities by the City, with the exception of those assets financed by proprietary funds.    The City reported the following enterprise funds as major funds in the accompanying financial  statements:    Water Services Fund – This fund accounts for all financial transactions relating to the City’s water  service.  Services are on a user‐charge basis to residents and business owners located in the City.    Electric Services Fund – This fund accounts for all financial transactions relating to the City’s  electric service.  Services are on a user‐charge basis to residents and business owners located in  the City.    Fiber Optics Fund – This fund accounts for all financial transactions relating to the City’s fiber  optics service.  Services are on a user‐charge basis to licensees located in the City.    Gas Services Fund – This fund accounts for all financial transactions relating to the City’s gas  service.  Services are on a user‐charge basis to residents and business owners located in the City.    Wastewater Collection Services Fund – This fund accounts for all financial transactions relating  to the City’s wastewater collection service.  Services are on a user‐charge basis to residents and  business owners located in the City.    Wastewater Treatment Services Fund – This fund accounts for all financial transactions relating  to the City’s wastewater treatment.  Services are on a user‐charge basis to residents and business  owners located in the City.    Refuse Services Fund – This fund accounts for all financial transactions relating to the City’s refuse  service.  Services are on a user‐charge basis to residents and business owners located in the City.    Storm Drainage Services Fund – This fund accounts for all financial transactions relating to the  City’s storm drainage service.  Services are on a user‐charge basis to residents and business  owners located in the City.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      50   NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (c)  Major Funds and Other Funds (Continued)    The City also reports the following funds:    Airport Fund – This non‐major enterprise fund accounts for all financial transactions relating to  the Palo Alto Airport (PAO).  The City assumed control over operation of PAO from the County of  Santa Clara, effective August 11, 2014.    Internal Service Funds – These funds account for fleet replacement and maintenance, technology,  central duplicating, printing and mailing services, administration of compensated absences and  health benefits, and the City’s self‐insured workers’ compensation and general liability programs,  all of which are provided to other departments on a cost‐reimbursement basis.  Also included is  the Retiree Health Benefits Internal Service Fund, which accounts for benefits to retirees.    Vehicle  Replacement  and  Maintenance  –  This  fund  accounts  for  the  maintenance  and  replacement of vehicles and equipment used by all City departments.  The source of revenue is  from reimbursement of fleet replacement and maintenance costs allocated to each department  by usage of vehicle.    Technology – This fund accounts for replacement and upgrade of technology, and covers four  primary areas used by all City departments: desktop, infrastructure, applications, and technology  research and development.  The source of revenue is from reimbursement of costs for support  provided to other departments.    Printing and Mailing Services – This fund accounts for central duplicating, printing and mailing  services provided to all City departments.  The source of revenue  for  this  fund  is  from  reimbursement of costs for services and supplies purchased by other departments.    General Benefits – This fund accounts for the administration of compensated absences and health  benefits.    Workers’ Compensation Insurance Program – This fund accounts for the administration of the  City’s self‐insured workers’ compensation program.    General Liability Insurance Program – This fund accounts for the administration of the City’s self‐ insured general liability program.    Retiree Health Benefits – This fund accounts for retiree health benefits.    Fiduciary Funds – These funds account for assets held by the City, an agent for assessment  districts, and members of the Cable Joint Powers Authority.  These funds are custodial in nature  and do not involve measurement of results of operations.  The City maintains two agency funds.   The  financial  activities  of  these  funds  are  excluded  from  the  government‐wide  financial  statements, but are presented in separate fiduciary fund financial statements.  Agency funds  apply the accrual basis of accounting but do not have a measurement focus.    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      51   NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (c)  Major Funds and Other Funds (Continued)  Cable Joint Powers Authority – This fund accounts for the activities of the cable television system  on behalf of the members.    University  Avenue  Area  Off‐Street  Parking  Assessment  District  –  This  fund  accounts  for  the  receipts and disbursements associated with the 2012 Limited Obligation Refunding Improvement  Bonds.     (d)  Basis of Accounting    The government‐wide and proprietary fund financial statements are reported using the economic  resources measurement focus and the full accrual basis of accounting.  Agency funds do not have  a measurement focus but are reported using the accrual basis of accounting.  Revenues are  recorded when earned and expenses are recorded at the time liabilities are incurred, regardless  of when the related cash flows take place.    Governmental funds are reported using the current financial resources measurement focus and  the modified accrual basis of accounting.  Under this method, revenues are recognized when  measurable and available.  The City considers revenues susceptible to accrual reported in the  governmental funds to be available if the revenues are collected within ninety days after year‐ end, except for property taxes, which are available if collected within sixty days after year‐end.    Expenditures are recorded when the related fund liability is incurred, except for principal and  interest on general long‐term debt, claims and judgments, and compensated absences, which are  recognized as expenditures to the extent they have matured.  General capital asset acquisitions  are reported as expenditures in governmental funds.  Proceeds of general long‐term debt and  acquisitions under capital leases are reported as other financing sources.      Revenues susceptible to accrual include taxes, intergovernmental revenues, interest and charges  for services.    Grant revenues are recognized in the fiscal year in which all eligibility requirements are met.   Under the terms of grant agreements, the City may fund certain programs with a combination of  cost‐reimbursement grants, categorical block grants, and general revenues.  Thus, both restricted  and unrestricted net position may be available to finance program expenditures.  The City’s policy  is to first apply restricted grant resources to such programs, followed by general revenues if  necessary.    Certain indirect costs are included in program expenses reported for individual functions and  activities.  Transactions representing the exchange of interfund goods and services have also been  included.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      52   NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (e)   Cash and Cash Equivalents    Restricted and unrestricted pooled cash and investments held in the City Treasury, and other  unrestricted investments invested by the City Treasurer, are considered cash equivalents for  purposes of the statement of cash flows because the City’s cash management pool and funds  invested by the City Treasurer possess the characteristics of demand deposit accounts. Other  restricted and unrestricted investments with maturities of less than three months at the time of  purchase are considered cash equivalents for purposes of the statement of cash flows.    (f)   Investments    The City’s investments are carried at fair value, and its fair value measurements are categorized  within the fair value hierarchy established by generally accepted accounting principles. Fair value  is defined as the price that would be received to sell an asset or paid to transfer a liability in an  orderly transaction between market participants at the measurement date.     (g)  Inventory of Materials and Supplies    Materials and supplies are held for consumption and are valued at average cost.  The consumption  method is used to account for inventories.  Under the consumption method, inventories are  recorded as expenditures at the time inventory items are used, rather than purchased.      (h)  Prepaid items     Prepaid items are recorded at cost.  Using the consumption method, prepaid items are recorded  as expenditures over the period that service is provided.    (i)  Compensated Absences     The liability for compensated absences includes the vested portion of vacation, sick leave, and  overtime compensation pay.  The City’s liability for accrued compensated absences is recorded in  the General Benefits Internal Service Fund.  The fund is reimbursed through payroll charges to all  other funds.  Earned but unpaid vacation and overtime compensation pay are recognized as an  expense or expenditure in the proprietary and governmental fund types when earned because  the City has provided financial resources for the full amount through its budgetary process.   Vested accumulated sick pay is paid in the event of termination due to disability and, under certain  conditions, is specified in employment agreements.    During the fiscal year ended June 30, 2020, changes to the compensated absences liabilities were  as follows (in thousands):  Beginning balance 12,335$       Additions 7,412            Payments (5,503)          Ending balance 14,244$       Current portion 8,182$             CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      53   NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (j)  Property Tax    Santa Clara County (the County) assesses properties and bills, collects, and distributes property  taxes to the City.  The County remits the entire amount levied and handles all delinquencies,  retaining interest and penalties.    The County assesses property values, levies bills and collects taxes as follows:    Secured Unsecured Lien Dates January 1 January 1 Levy Dates October 1 July 1 Due Dates 50% on November 1 Upon receipt of billing 50% on February 1 Delinquent after December 10 (for November) August 31 April 10 (for February)    The term “unsecured” refers to taxes on personal property other than real estate, land and  buildings.  These taxes are secured by liens on the property being taxed.  Property tax revenues  are recognized by the City in the fiscal year they are assessed, provided they become available as  defined previously within sixty days after year‐end.    (k)  Deferred Outflows of Resources and Deferred Inflows of Resources  A deferred outflow of resources is the consumption of net position that is applicable to a future  reporting period. A deferred inflow of resources is defined as an acquisition of net position  applicable to a future reporting period.     (l)  Pensions and OPEB    For  purposes  of  measuring  the  net  pension  liability  and  net  OPEB  liability,  deferred  outflows/inflows of resources related to pensions and OPEB, and pension and OPEB expense,  information about the fiduciary net position of the City’s pension and OPEB plans and additions  to/deductions from the plans’ fiduciary net positions have been determined on the same basis as  they are reported by the California Public Employees’ Retirement System (CalPERS) and the  California Employer’s Retiree Benefit Trust Fund Program (CERBT), respectively. For this purpose,  benefit payments (including refunds of employee contributions) are recognized when due and  payable in accordance with  the benefit terms. Investments are reported at fair value.  The  governmental activities’ share of net pension liability and net OPEB liability are typically liquidated  by the General Fund.    (m)  Rounding    All amounts included in the basic financial statements and footnotes are presented to the nearest  thousand.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      54   NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)  (n)  Effects of New Pronouncements     As of July 1, 2019, the City implemented the following GASB Statement:    In May 2020, the GASB issued Statement No. 95, Postponement of the Effective Dates of Certain  Authoritative Guidance.  This primary object of this statement is to provide temporary relief to  governments  and  other  stakeholders  in  light  of  the  COVID‐19  pandemic.    The  objective  is  accomplished by postponing the effective dates of certain provisions in GASB Statements and  Implementation Guides that first became effective or are scheduled to become effective for  period beginning after June 15, 2018, and later.  Implementation of this statement did not have a  significant impact on the City’s financial statements for the fiscal year ended June 30, 2020.    The City is currently analyzing its accounting practices to determine the potential impact on the  financial statements for the following GASB Statements:    In January 2017, the GASB issued Statement No. 84, Fiduciary Activities. The statement establishes  criteria for identifying fiduciary activities of all state and local governments. The focus of the  criteria generally is on (1) whether a government is controlling the assets of the fiduciary activity  and (2) the beneficiaries with whom a fiduciary relationship exists. Separate criteria are included  to  identify  fiduciary  component  units  and  postemployment  benefit  arrangements  that  are  fiduciary activities.  The statement provides recognition and measurement guidance for situations  in which a government is a beneficiary of these agreements.  The requirements of this statement  are effective for the City’s fiscal year ending June 30, 2021.    In June 2017, the GASB issued Statement No. 87, Leases.  The objective of this statement is to  better meet the information needs of financial statement users by improving accounting and  financial  reporting  for  leases  by  governments.    This  statement increases  the  usefulness  of  governments’ financial statements by requiring recognition of certain lease assets and liabilities  for  leases  that  previously  were  classified  as  operating  leases and  recognized  as  inflows  of  resources or outflows of resources based on the payment provisions of the contract. It establishes  a single model for lease accounting based on the foundational principle that leases are financings  of the right to use an underlying asset. Under this statement, a lessee is required to recognize a  lease liability and an intangible right‐to‐use lease asset, and a lessor is required to recognize a  lease  receivable  and  a  deferred  inflow  of  resources,  thereby  enhancing  the  relevance  and  consistency  of  information  about  governments’  leasing  activities.    The  requirements  of  this  statement are effective for the City’s fiscal year ending June 30, 2022.    In June 2018, the GASB issued Statement No. 89, Accounting for Interest Cost Incurred before the  End of a Construction Period.  The objectives of this statement are 1) to enhance the relevance  and comparability of information about capital assets and the cost of borrowing for a reporting  period, and 2) to simplify accounting for interest cost incurred before the end of a construction  period.    The  requirements  of  this  statement  are  effective  for  the  City’s  fiscal  year  ending  June 30, 2022.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      55   NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (n)  Effects of New Pronouncements (Continued)    In August 2018, the GASB issued Statement No. 90, Majority Equity Interests, an amendment of  GASB Statements No. 14 and No. 61.  The objectives of this statement are to improve the  consistency and comparability of reporting a government’s majority equity interest in a legally  separate organization and to improve the relevance of financial statement information for certain  component units.  The requirements of this statement are effective for the City’s fiscal year ending  June 30, 2021.    In May 2019, the GASB issued Statement No. 91, Conduit Debt Obligations.  The objectives of this  statement are to provide a single method of reporting conduit debt obligations by issuers and  eliminate  diversity  in  practice associated  with  1)  commitments extended  by  issuers,  2)  arrangements associated with conduit debt obligations, and 3) related note disclosure.  The  requirements of this statement are effective for the City’s fiscal year ending June 30, 2023.    In January 2020, the GASB issued Statement No. 92, Omnibus 2020.  The objectives of this  statement are to enhance comparability in accounting and financial reporting and to improve the  consistency of authoritative literature by addressing practice issues that have been identified  during implementation and application of certain GASB statements.  The requirements of this  statement are effective for the City’s fiscal year ending June 30, 2022.    In March 2020, the GASB issued Statement No. 93, Replacement of Interbank Offered Rates.  The  objective of this statement is to address those and other accounting and financial reporting  implications that result from the replacement of an interbank offered rate.  The requirements of  this statement are effective for the City’s fiscal year ending June 30, 2022.    In March 2020, the GASB issued Statement No. 94, Public‐Private and Public‐Public Partnerships  and Availability Payment Arrangements.  The objective of this Statement is to improve financial  reporting  by  addressing  issues  related  to  public‐private  and  public‐public  partnership  arrangements  (PPPs).    This  statement  also  provides  guidance  for  accounting  and  financial  reporting for availability payment arrangements (APAs). As defined in this statement, an APA is  an arrangement in which a government compensates an operator for services that may include  designing, constructing, financing, maintaining, or operating an underlying nonfinancial asset for  a period of time in an exchange or exchange‐like transaction.  The requirements of this statement  are effective for the City’s fiscal year ending June 30, 2023.    In May 2020, the GASB issued Statement No. 96, Subscription‐Based Information Technology  Arrangements.  This statement provides guidance on the accounting and financial reporting for  subscription‐based information technology arrangements (SBITAs) for government end users  (governments). This statement (1) defines a SBITA; (2) establishes that a SBITA results in a right‐ to‐use subscription asset—an intangible asset—and a corresponding subscription liability; (3)  provides  the  capitalization  criteria  for  outlays  other  than  subscription  payments,  including  implementation costs of a SBITA; and (4) requires note disclosures regarding a SBITA.  The  requirements of this statement are effective for the City’s fiscal year ending June 30, 2023.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      56   NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (n)  Effects of New Pronouncements (Continued)    In June 2020, the GASB issued Statement No. 97, Certain Component Unit Criteria, and Accounting  and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans – an  Amendment of GASB Statements No. 14 and No. 84, and a Supersession of GASB Statement No. 32.   The primary objectives of this statement are to (1) increase consistency and comparability related  to the reporting of fiduciary component units in circumstances in which a potential component  unit does not have a governing board and the primary government performs the duties that a  governing board typically would perform; (2) mitigate costs associated with the reporting of  certain defined contribution pension plans, defined contribution other postemployment benefit  (OPEB)  plans,  and  employee  benefit  plans  other  than  pension  plans or OPEB plans (other  employee benefit plans) as fiduciary component units in fiduciary fund financial statements; and  (3)  enhance  the  relevance,  consistency,  and  comparability  of  the  accounting  and  financial  reporting for Internal Revenue Code (IRC) Section 457 deferred compensation plans (Section 457  plans) that meet the definition of a pension plan and for benefits provided through those plans.   The requirements of this statement are effective for the City’s fiscal year ending June 30, 2022.    (o)   Use of Estimates    The accompanying basic financial statements have been prepared on the modified accrual and  accrual basis of accounting in accordance with generally accepted accounting principles.  This  requires management to make estimates and assumptions that affect the amounts reported in  the  financial  statements  and  accompanying  notes.  Actual  results could differ from those  estimates.  NOTE 2 – BUDGETS AND BUDGETARY ACCOUNTING     1. The City Manager submits proposed operating and capital budgets to the City Council for the fiscal  year commencing the following July 1.  The budget includes planned expenditures and the means of  financing them.  2. Public hearings are conducted to obtain comments on the proposed budgets.  3. The budget is approved with the adoption of a budget ordinance for all funds except Agency Funds.  4. Per the Palo Alto Municipal Code, only the City Manager is authorized to reallocate funds from  contingency  accounts  maintained  in  the  General  Fund.    Amendments  to  appropriations  to  departments in the General Fund, to total appropriations for all other budgeted funds, or to transfer  of appropriations between funds, require approval by the City Council.  Amendments to budgeted  revenue and expenditures are added to or subtracted from the Adopted Budget and the resulting  totals are reflected as Final Budget amounts.  5. As defined in the Palo Alto Municipal Code, expenditures may not exceed budgeted appropriations at  the department level for the General Fund, and at the fund level for Enterprise, Internal Service,  Special Revenue and Debt Service Funds.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      57   NOTE 2 – BUDGETS AND BUDGETARY ACCOUNTING (Continued)    6. Budgets for governmental funds are adopted on a basis consistent with generally accepted accounting  principles (GAAP), except that unrealized gains or losses on investments, changes in advances to other  funds and notes receivable are not recognized on a budgetary basis and encumbrances are treated as  budgetary expenditures when incurred.  7. Expenditures for the Capital Projects Fund are budgeted and maintained at a project level for the life  of the project.  Budget to actual comparisons for these expenditures have been excluded from the  accompanying financial statements.    NOTE 3 – CASH AND INVESTMENTS     The City pools cash from all sources and all funds, except restricted bond proceeds with fiscal agents and  Public Agency Retirement Services, and invests its pooled idle cash according to State of California law  and the City’s Investment Policy.  The basic principles underlying the City’s investment philosophy are to  ensure the safety of public funds, ensure that sufficient funds are available to meet current expenditures,  and achieve a reasonable rate of return on investments.  Policies  The City invests in individual investments and in investment pools.  Individual investments are evidenced  by specific identifiable securities instruments, or by an electronic entry registering the owner in the  records of the institution issuing the security, called the book entry system.  In order to increase security,  the City employs the trust department of a bank as the custodian of certain City managed investments.    Classification  Cash and investments are classified in the financial statements as shown below, based on whether or not  their use is restricted under the terms of City debt instruments or agreements (in thousands):    Governmental Business‐Type Fiduciary Activities Activities Funds Total Cash and investments: Available for operations 300,540$          273,338$          2,824$              576,702$          With fiscal agents and trustees 42,305              4,060                2,701                49,066              Total cash and investments 342,845$          277,398$          5,525$              625,768$             Investments Authorized by the City’s Investment Policy, Debt Agreements and Trust Agreements  The table below summarizes the investment types that are authorized by the California Government Code  (Code) and the City’s Investment Policy, and includes the interest rate risk, credit risk and concentration  of credit risk as outlined in the Investment Policy.  In addition, the table discloses investment of debt  proceeds  held  by  bond  trustees.  These  investments  are  governed by  the  provisions  of  each  debt  agreement of the City, rather than the general provisions of the City’s Investment Policy.         CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      58   NOTE 3 – CASH AND INVESTMENTS (Continued)  Maximum  Maturity  Minimum  Credit Quality  Maximum  Percentage  of Portfolio Maximum  Investment in  One Issuer U.S. Government Securities 10 years (*) N/A No Limit No Limit U.S. Federal Agency Securities (C)  10 years (*) N/A No Limit (A) No Limit Certificates of Deposit 10 years (*) N/A 20% 10% of the par  value of  portfolio Bankers Acceptances 180 days (D) N/A (D) 30% $5 million Commercial Paper 270 days A‐1 15% $3 million (B) Local Agency Investment Fund N/A N/A No Limit $50 million per  account Short‐Term Repurchase Agreements 1 year N/A No Limit No Limit City of Palo Alto Bonds N/A N/A No Limit No Limit Money Market Mutual Funds N/A N/A (E) No Limit No Limit Mutual Funds (F) N/A N/A 20% 10% Negotiable Certificates of Deposit 10 years (*) N/A 10% $5 million Medium‐Term Corporate Notes 5 years AA 10% $5 million 10 years (*) AA/AA2 30% No Limit 5 years AA/AA2 20% 10% of the par  value of  portfolio (A) (B) The lesser of $3 million or 10% of outstanding commercial paper of any one institution. Debt Agreements: (C)  (D) (E) (F) (*)The maximum maturity is based on the Investment Policy that is approved by the City Council and is less restrictive  than the California Government Code.  Utility Revenue Bonds 2011 Refunding, General Obligation Bonds 2010 and 2013A, and University Avenue Parking  Bond 2012 are allowed to invest in the California Asset Management Program. Authorized Investment Type Bonds of State of California Municipal  Agencies & Other U.S. States Callable and multi‐step securities are limited to no more than 25% of the par value of the portfolio, provided that: 1)  the potential call dates are known at the time of purchase, 2) the interest rates at which they "step‐up" are known at  the time of purchase, and 3) the entire face value of the security is redeemable at the call date. Utility Revenue Bonds 2011 Refunding and 1999 Refunding allow general obligations of states with a minimum credit  quality rating of A2/A by Moody's and Standard & Poor's. Utility Revenue Bonds 2011 Refunding and 1999 Refunding require a minimum credit quality rating of A‐1/P‐1 by  Moody's and Standard & Poor's and maturing after no more than 360 days.   Water Revenue Bonds 2009 Series A, Utility Revenue Bonds 2011 Refunding and 1999 Refunding require a minimum  credit quality rating of AAAm or AAAm‐G by Standard & Poor's. Supranational     The City must maintain required amounts of cash and investments with trustees under the terms of  certain debt issues.  These funds are unexpended bond proceeds or are pledged as reserves to be used if  the City fails to meet its obligations under these debt issues.  The Code requires these funds to be invested  in accordance with City ordinance, bond indentures or state statute.  All of these funds have been invested  as permitted under the Code and the investment policy approved by the City Council. CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      59   NOTE 3 – CASH AND INVESTMENTS (Continued)    The City has implemented investment guidelines for its Public Agencies Retirement Services (PARS) Trust  which  authorizes  the  investments  in  U.S.  Treasury  securities,  federal  agencies  and  U.S.  guaranteed  obligations, corporate notes, certificates of deposit, bankers’ acceptances, equities investments, and  mutual funds.    Fair Value Measurements  The City categorizes its fair value measurements within the fair value hierarchy established by generally  accepted accounting principles.  The hierarchy is based on the valuation inputs used to measure fair value  of the assets.  Level 1 inputs are quoted prices in an active market for identical assets; Level 2 inputs are  significant other observable inputs; and Level 3 inputs are significant unobservable inputs.  All of the  investments are measured using level 2 inputs, except for investments in money market mutual funds,  California Asset Management Program and Local Agency Investment Fund, which are not subject to the  fair value hierarchy.     Investment securities classified in Level 2 of the fair value hierarchy are valued using prices determined  by the use of matrix pricing techniques maintained by the pricing vendors for these securities.  Matrix  pricing is used to value securities based on the securities relationship to benchmark quoted prices.    The following is a summary of the fair value measurements of the City as of June 30, 2020 (in thousands):    Type of Investment June 30, 2020 Level 2 Investments by fair value hierarchy U.S. Federal Agency Securities 214,818$      214,818$      U.S. Treasury Notes 11,911           11,911           Local Government Bonds 169,956         169,956         Negotiable Certificates of Deposit 40,555           40,555           Corporate Bonds 17,061           17,061           Supranational Bonds 26,351           26,351           Total investments by fair value hierarchy 480,652         480,652$      Investment not subject to fair value hierarchy Money Market Mutual Funds 37,485           Equity Mutual Funds (Irrevocable for Pension)28,693           California Asset Management Program 3,299             Local Agency Investment Fund 75,350           Total investments not subject to fair value hierarchy 144,827         Total investments measured at fair value 625,479$          Local Agency Investment Fund  The City participates in the Local Agency Investment Fund (LAIF) which, under the oversight of the  Treasury of the State of California, is regulated by California Government Code Section 16429.  LAIF  management calculates the fair value and cost of the entire LAIF pool.  The City adjusts its cost basis  invested in LAIF to fair value based on this ratio.  The fair value of the City’s position in the pool is the  same as the value of the pool share. The balance available for withdrawal on demand is based on        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      60   NOTE 3 – CASH AND INVESTMENTS (Continued)    accounting records maintained by LAIF, which are recorded on an amortized cost basis.  LAIF is part of the  State’s Pooled Money Investment Account (PMIA). The total balance of the PMIA is approximately $101.0  billion as of June 30, 2020. Of that amount, 96.6 percent was invested in nonderivative financial products  and 3.4 percent in structured notes and asset backed securities. At June 30, 2020, LAIF had a weighted  average maturity of 191 days.    Money Market Mutual Funds  Money market mutual funds are available for withdrawal on demand and at June 30, 2020, had a weighted  average maturity of 49 days.    California Asset Management Program  The City is a voluntary participant in the California Asset Management Program (CAMP).  CAMP is an  investment pool offered by the California Asset Management Trust (the Trust).  The Trust is a joint powers  authority and public agency created by the Declaration of Trust and established under the provisions of  the California Joint Exercise of Powers Act (California Government Code Sections 6500 et seq., or the  “Act”) for the purpose of exercising the common power of its participants to invest certain proceeds of  debt  issues  and  surplus  funds.    The  City’s  investments  are  limited  to  investments  permitted  by  subdivisions (a) to (n), inclusive, of Section 53601 of the California Government Code.  The City reports its  investments in CAMP at the fair value amounts provided by CAMP, which is the same as the value of the  pool share.  At June 30, 2020, the fair value approximated the City’s cost. CAMP had a weighted average  maturity of 53 days at June 30, 2020.    Interest Rate Risk  Interest rate risk is the risk that changes in market interest rates may adversely affect the fair value of an  investment.  Normally, the longer the maturity of an investment, the greater the sensitivity its fair value  is to changes in market interest rates. As of June 30, 2020, the City’s investments  consisted of the  following (in thousands):    Type of Investment Less Than  One Year  One to  Three Years  Three to  Five Years Over  Five Years Total U.S. Federal Agency Securities 35,414$         65,324$             36,537$          77,543$          214,818$         U.S. Treasury Notes ‐                      11,911               ‐                       ‐                       11,911             Local Government Bonds 12,689           41,539               35,214            80,514            169,956           Corporate Bonds 10,069           1,456                 5,536              ‐                       17,061             Money Market Mutual Funds 37,485           ‐                          ‐                       ‐                       37,485             Equity Mutual Funds     (Irrevocable for Pension)28,693           ‐                          ‐                       ‐                       28,693             Negotiable Certificates of Deposit 5,941             20,277               13,580            757                  40,555             California Asset Management Program 3,299             ‐                          ‐                       ‐                       3,299               Supranational Bonds ‐                      3,326                 23,025            ‐                       26,351             Local Agency Investment Fund 75,350           ‐                          ‐                       ‐                       75,350             Total Investments 208,940$      143,833$           113,892$        158,814$        625,479           Cash in bank and on hand 289                   Total Cash and Investments 625,768$         Maturities      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      61   NOTE 3 – CASH AND INVESTMENTS (Continued)    Investment with Fair Values Highly Sensitive to Interest Rate Fluctuations  At June 30, 2020, the City’s investments (including investments held by bond trustees) include U.S. Federal  Agency Callable Securities totaling $84 million.  These investments are highly sensitive to interest rate  fluctuations (to a greater degree than already indicated in the information provided above) and are  subject to early redemption.    Credit Risk  Credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the  investment.  This is measured by the assignment of a rating by a nationally recognized statistical rating  organization.    Presented below is the actual rating as provided by Standard & Poor’s, Moody’s and/or Fitch’s investment  rating system as of June 30, 2020, for each investment type (in thousands):    Type of Investment  Rating  Total U.S. Federal Agency Securities  AA+  214,818$          Corporate Bonds AAA 10,063                AA+  6,025                  AA  973                     Total Corporate Bonds 17,061               Local Government Bonds  AAA  55,719                AA+  54,347                AA  43,264                N/A  16,626               Total Government Bonds 169,956            Supranational Bonds  AAA  26,351               Money Market Mutual Funds  AA+  17,074                N/A  20,411               Total Money Market Mutual Funds 37,485               Subtotal rated investments 465,671            Not Applicable:  U.S. Treasury Notes 11,911               Not Rated: California Asset Management Program 3,299                 Local Agency Investment Fund 75,350               Negotiable Certificates of Deposit 40,555               Equity Mutual Funds (Irrevocable for Pension) 28,693               Cash in bank and on hand 289                     Total Cash and Investments 625,768$            CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      62   NOTE 3 – CASH AND INVESTMENTS (Continued)    Concentration of Credit Risk  Investments in any one issuer, other than U.S. Treasury securities, mutual funds, and external investment  pools, that represent 5 percent or more of total City portfolio investments are as follows at June 30, 2020  (in thousands):     Investments Reporting Type  Fair Value at Year‐End  Federal Home Loan Bank U.S. Federal Agency Securities 46,813$                             Federal Agricultural Mortgage Corporation U.S. Federal Agency Securities 83,134                               Federal Farm Credit Bank U.S. Federal Agency Securities 44,906                                  Custodial Credit Risk  California law requires banks and savings and loan institutions to pledge government securities with a  market value of 110 percent of the City’s cash on deposit or first trust deed mortgage notes with a value  of 150 percent of the deposit as collateral for these deposits.  Under California Law, this collateral is  considered held in the City’s name and places the City ahead of general creditors of the institution.  The  City has waived collateral requirements for the portion of deposits covered by federal deposit insurance.    The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to  a transaction, the City will not be able to recover the value of its investment or collateral securities that  are in the possession of another party.  The City’s Investment Policy limits its exposure to custodial credit  risk by requiring that all security transactions entered into by the City be conducted on a delivery‐versus‐ payment basis.  Securities are to be held by a third‐party custodian.          CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      63   NOTE 4 – INTERFUND TRANSACTIONS      Transfers Between Funds  With Council approval, resources may be transferred from one City fund to another.  The purpose of the  majority of transfers is to subsidize a fund.  Less often, a transfer may be made to open or close a fund.   Transfers between City funds during fiscal year 2020 were as follows on the following page (in thousands):     Fund Making Transfer Amount  Transferred General Fund Nonmajor Governmental Funds 492$                   A Electric Services Fund 13,134                B Gas Services Fund 6,942                  B Capital Projects Fund General Fund 24,173                C Nonmajor Governmental Funds 9,285                  C Nonmajor Governmental Funds General Fund 1,774                 A Capital Projects Fund 2,520                 A Water Services Fund 11                       A Electric Services Fund 23                       A Fiber Optics Fund 2                         A Gas Services Fund 9                         A Wastewater Collection Fund 6                         A Internal Service Funds 26                       A  Water Services Fund  Gas Services Fund 274                     C Wastewater Collection Fund 274                     C Electric Services Fund General Fund 2,083                  D Water Services Fund 136                     C Gas Services Fund 136                     C Fiber Optics Fund 102                     C Internal Service Funds 125                     C Internal Service Funds General Fund 4,193                  E/F Nonmajor Governmental Funds 32                        E/F Water Services Fund 328                     E/F Electric Services Fund 749                     E/F Fiber Optics Fund 58                        E/F Gas Services Fund 322                     E/F Wastewater Collection Fund 187                     E/F Wastewater Treatment Fund 432                     E/F Refuse Services Fund 116                     E/F Storm Drainage Services Fund 92                        E/F Airport 31                        E/F Internal Service Funds 2,716                  E/G Total 70,783$              Fund Receiving Transfer   CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      64   NOTE 4 – INTERFUND TRANSACTIONS (Continued)    The reasons for these transfers are set forth below:  (A) Transfer to fund street maintenance activities, to pay debt service, fund City employee parking,  and to return unspent project funds.  (B) Transfer to fund the return of initial investment made by general fund when utility department  was created.  (C) Transfers of funds to construct, purchase or maintain capital assets.  (D) Transfer to fund electricity costs associated with City streetlight and traffic signal costs.  (E) Transfer to fund supplemental pension trust fund.  (F) Transfer  to  fund  replacement  and  maintenance  of  critical  desktop,  software,  infrastructure,  vehicles and equipment.  (G) Transfer to fund an implied subsidy for retiree healthcare.    Current Interfund Balances  Current interfund balances arise in the normal course of business and are expected to be repaid shortly  after the end of the fiscal year.  At June 30, 2020, the non‐major Street Improvement Special Revenue  Fund, the non‐major Federal Revenue Special Revenue Fund, and the non‐major Airport Enterprise Fund  owed the General Fund $109 thousand, $27 thousand, and $1.8 million, respectively.    Long‐Term Interfund Advance  On December 6, 2010, the City Council accepted an Airport Business Plan of the Palo Alto Airport (PAO)  and approved creation of the Airport Enterprise Fund to facilitate the transition of PAO control from the  County of Santa Clara to the City.  The City Council approved six separate general fund advances to the  non‐major Airport Enterprise Fund.  All advances bear interest equal to the average return yield on the  City’s investment portfolio.  The six separate advances and interest incurred have been consolidated and  are scheduled to be repaid by June 2034.  At June 30, 2020, the outstanding advances was $3.2 million.    Internal Balances  Internal balances represent the net interfund receivables and payables remaining after the elimination of  all such balances within governmental and business‐type activities.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      65   NOTE 5 – NOTES AND LOANS RECEIVABLE     At June 30, 2020, the City’s notes and loans receivable totaled (in thousands):    Palo Alto Housing Corporation: Tree House Apartments 5,344$              Emerson Street Project 375                    Alma Single Room Occupancy Development 2,222                Barker Hotel 2,111                Sheridan Apartments 2,222                Oak Court Apartments, L.P. 7,834                El Dorado Palace, LLC 150                    Mid‐Peninsula Housing Coalition: Palo Alto Gardens Apartments 100                    Community Working Group, Inc. 1,280                Opportunity Center Associates, L.P. 945                    Home Rehabilitation Loans 46                      Executive Relocation Assistance Loans 845                    Below Market Rate Assessment Loans 53                      Oak Manor Townhouse Water System 114                    Lytton Gardens Assisted Living 101                    Emergency Housing Consortium 75                      Alma Gardens Apartments 1,150                2811‐2825 Alma Street Acquisition 1,890                Palo Alto Family Housing, 801 Alma Street 6,422                Palo Alto Senior Housing Project ‐ Stevenson House, LLC 901                    MP Palo Alto Garden, LLC 672                    Colorado Park Housing Corporation 204                    Buena Vista ‐ County of Santa Clara 14,500              Total Notes and Loans Receivable 49,556              Less: Valuation Allowance (14,612)            Total Notes and Loans Receivable, Net 34,944$               Housing Loans  The City engages in programs designed to encourage construction or improvement in low‐to‐moderate  income housing or other projects.  Under these programs, grants or loans are provided under favorable  terms to homeowners or developers who agree to spend these funds in accordance with the City’s terms.   These loans have been offset by restricted or committed fund balances, as they are not expected to be  repaid immediately.    Some of these loans contain forgiveness clauses that provide for the amount loaned to be forgiven if the  third party maintains compliance with the terms of the loan and associated regulatory agreements.  Since  some of these loans are secured by trust deeds that are subordinated to other debt on the associated  projects or are only repayable from residual cash receipts on the projects, collectability of some of the  outstanding balances may not be realized.  As a result of the forgiveness clauses and nature of these  housing projects and associated cash flows, a portion of the outstanding balances of the loans has been  offset by a valuation allowance.   CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      66   NOTE 5 – NOTES AND LOANS RECEIVABLE (Continued)    Tree House Apartments  In March 2009, the City agreed to loan $2.8 million to Tree House Apartments, L.P. (THA) for the purchase  of the real property located at 488 West Charleston Road. The loan accrues simple interest at the rate of  3 percent per annum. The loan was funded with $1.8 million of Community Development Block Grant  (CDBG) funds and $1.0 million of residential housing funds. An additional development loan in the amount  of $2.5 million was approved by the City on October 18, 2010.  Principal and interest payments will be  deferred, however if the borrower has earned extra income, and if it is acceptable to the other entities  providing  final  permanent  sources  of  funds,  payment  of  interest  and  principal  based  on  the  City’s  proportionate share of the project’s residual receipts from net operating income shall be made by the  borrower.  In no event shall full payment be made by the borrower later than concurrently with the  expiration or earlier termination of the loan agreement, which is December 31, 2067.    Emerson Street Project  On November 8, 1994, the City loaned $375,000 to Palo Alto Housing Corporation (PAHC) for expenses  necessary to acquire an apartment complex for the preservation of rental housing for low and very low  income households in the City.  This loan is collateralized by a second deed of trust.  The loan bears interest  at 3 percent.    Alma Single Room Occupancy Development  On December 13, 1996, the City loaned $2.2 million to Alma Place Associates, L.P. for development of a  107‐unit single room occupancy development.  This loan bears interest at 3 percent and is collateralized  by a subordinated deed of trust.  The principal balance is due in 2041.    Barker Hotel  On April 12, 1994, the City loaned a total of $2.1 million for the preservation, rehabilitation and expansion  of a low‐income, single occupancy hotel.  This loan was funded by three sources: $400,000 from the  Housing In‐Lieu Fund, $1.0 million from HOME Investment Partnership Program Funds, and $670,000 from  CDBG  funds.    All  three  notes  bear  no  interest  and  are  collateralized by a deed of trust, which is  subordinated to private financing.  Loan repayments are deferred until 2035.    In July 2004, the City agreed to loan up to $41,000 to PAHC to rehabilitate the interior of the Barker Hotel.   The loan was funded with CDBG funds and is collateralized by a deed of trust on the property.  Annual  loan payments are deferred until certain criteria defined in the loan agreement are reached.  The loan will  be forgiven if the borrower satisfactorily complies with all terms and conditions of the loan agreement.    Sheridan Apartments  On December 8, 1998, the City loaned $2.2 million to PAHC for the purchase and rehabilitation of a 57‐ unit apartment complex to be used for senior and low‐income housing (Sheridan Apartments).  The loan  was  funded  with  $1.6  million  in  CDBG  funds,  and  $825,000  of  Housing  In‐Lieu  funds.    The  note  is  collateralized by a second deed of trust and an affordability reserve account held by PAHC. The loan was  amended in June 2017. It will not accrue interest between May 1, 2017 and March 1, 2030. The loan will  be forgiven on June 30, 2030 if PAHC uses the funds that would otherwise have been due to the City for  another affordable housing project.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      67   NOTE 5 – NOTES AND LOANS RECEIVABLE (Continued)    Oak Court Apartments, L.P.  On August 18, 2003, the City loaned $5.9 million to PAHC for the purchase of land.  The note bears interest  of 5 percent and is secured by a deed of trust.  Note payments are due annually after 55 years, or beginning  in 2058, unless PAHC elects to extend the note until 2102, as defined in the regulatory agreement. The  City also loaned $1.9 million to Oak Court Apartments, L.P. for the construction of a 53‐unit rental  apartment complex for low and very low‐income households with children, which was completed in April  2005.  The note bears no interest until certain criteria defined in the note are satisfied, at which time the  note will bear an interest rate not to exceed 3 percent.  The note is secured by a subordinate deed of  trust.  The principal balance is due in 2060.    El Dorado Palace, LLC  On June 22, 2015, the City approved a loan to PAHC in the amount of $375,000 to increase the supply of  affordable low income housing in the City. The City loaned $52,000 and $13,000 in June 2017 and March  2018, respectively.  In February 2019, the City loaned an additional $85,000. The loan bears three percent  (3%) interest, however in the event of default will accrue at the lesser of 8% or the highest rate permitted  by law.  The term of the loan shall expire 55 years unless the City agree to extend an additional 44 years.   As of June 30, 2020, the outstanding balance was $150,000.    Palo Alto Gardens Apartments  On April 22, 1999, the City loaned $1.0 million to Mid‐Peninsula Housing Coalition (the Coalition) for the  purchase and rehabilitation of a 155‐unit complex for the continuation of low‐income housing.  The loan  was funded with $659,000 of CDBG funds and $341,000 of Housing In‐Lieu funds. The two notes bear  interest at 3 percent and are secured by second deeds of trust and a City Affordability Reserve Account  held by the Coalition. The remaining principal balance is due in 2039.  As of June 30, 2020, the outstanding  balance was $100,000.    Community Working Group, Inc.  On May 13, 2002, the City loaned $1.3 million to Community Working Group, Inc. for predevelopment,  relocation and acquisition of land for development of an 89‐unit complex and homeless service center for  very low income households.  The loan was funded with $1.3 million of CDBG funds.  The note bears no  interest and is secured by a first deed of trust.  No repayment is required as long as the borrower complies  with  all  terms  and  conditions  of  the  agreement.  After  89  years of  compliance  with  the  regulatory  agreement, the City’s loan would convert to a grant and its deed of trust would be re‐conveyed.    Opportunity Center Associates, L.P.  On July 19, 2004, the City loaned $750,000 for a 55‐year term to Opportunity Center Associates, L.P. for  construction of 89 units of rental housing for extremely low‐income and very low‐income households.   The loan was funded with $750,000 of residential housing funds.  The note bears 3 percent interest and  is secured by a deed of trust. The loan remains outstanding and becomes due at the end of the 55‐year  term.  During fiscal year 2019, the City received $25,000 in principal payments.  On April 17, 2019, the City  approved up to an additional $220,000 loan drawn from CDBG for the improvement of rental housing.  In  February 2019 and April 2019, the City loaned $191,000 and $29,000, respectively.  The note bears 3  percent interest, and all payments of interest and principal shall be deferred until July 19, 2103.  The loan  balance owed as of June 30, 2020 was $945,000.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      68   NOTE 5 – NOTES AND LOANS RECEIVABLE (Continued)    Home Rehabilitation Loans  The City administers a closed housing rehabilitation loan program initially funded with CDBG funds.  Under  this program, individuals with incomes below a certain level are eligible to receive low interest loans for  rehabilitation work on their homes.  These loans are secured by deeds of trust, which may be subordinated  to subsequent encumbrances upon said real property with the prior written consent of the City.  The loan  repayments may be amortized over the life of the loans, deferred, or a combination of both.    Executive Relocation Assistance Loans  The City Council may authorize a mortgage loan as part of a relocation assistance package to executive  staff.  The loans are secured by first deeds of trust, and interest is adjusted annually based on the rate of  return of invested funds of the City for the year ended June 30 plus one‐quarter of a percent.  Principal  and interest payments are due monthly.  Employees must pay any outstanding balance on their loans  within a certain period after ending employment with the City.  During the year ended June 30, 2020, the  City entered into a 30‐year loan with the City Manager for $845,000.  The purchase cost for the City  Manager’s home was $3.4 million and the City holds 75 percent equity share.     Below Market Rate Assessment Loans  In December 2002, the City loaned $53,000 to below market rate homeowners with low incomes and/or  very limited assets for capital repairs, special assessments and improvements of their properties.  The  loans bear interest at 3 percent and are secured by a deed of trust on each property.  Loan payments are  deferred until 2032.      Oak Manor Townhouse Water System  On May 12, 2003, the City Council approved an allocation of $114,000 to Palo Alto Housing Corporation  Apartments, Inc. (PAHCA) to replace the water pipes. Repayment of the loan will not be required unless  the property is sold, the program is terminated or purpose of the program is changed without City’s  approval prior to July 1, 2033. The loan for this project is subordinated to the existing City loan with PAHCA  dated January 7, 1991 for the acquisition of the project site, which is discussed earlier in this section.     Lytton Gardens Assisted Living  In June 2005, the City loaned $101,000 to Community Housing, Inc. to upgrade and modernize the existing  kitchens at the senior residential facility known as Lytton Gardens Assisted Living.  The loan was funded  with CDBG funds, and bears simple interest of 3 percent.  Principal and interest payments are deferred  until July 1, 2035, as long as the borrower continues to comply with all terms and conditions of the  agreement.    Emergency Housing Consortium  In November 2005, the City agreed to loan up to $75,000 to Emergency Housing Consortium to cover  architectural expenses that will be incurred in rehabilitating and expanding the property.  The loan was  funded with CDBG funds, and bears simple interest of 3 percent.  Principal and interest payments are  deferred until July 1, 2035, as long as the borrower continues to comply with all terms and conditions of  the agreement.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      69   NOTE 5 – NOTES AND LOANS RECEIVABLE (Continued)    Alma Garden Apartments  In March 2006, the City agreed to loan up to $1.2 million to Community Working Group, Inc. to acquire a  10‐unit multi‐family housing complex known as Alma Garden Apartments.  The loan was funded with  CDBG funds.  Principal and interest payments are deferred until July 1, 2061 as long as the borrower  complies with all terms and conditions of the agreement.    2811‐2825 Alma Street Acquisition  On October 9, 2011, the City agreed to loan $1.3 million to PAHC to acquire properties on Alma Street for  the purpose of developing an affordable rental housing project.  On June 29, 2015, the City loaned PAHC  an additional $0.6 million, and entered into an Amended and Restated Acquisition and Development  Agreement which combined the two loans for a total loan of $1.9 million. The loan term expires on  December 8, 2066 with an option to extend the term for an additional 44 years. The loan bears simple  interest of 3 percent, however in the event of default interest will accrue at the lesser of 8 percent or the  highest rate permitted by law. Principal and interest payments are payable during  the term of the  agreement on a “residual receipt” basis as described in the agreement. All principal and interest is due in  the event of an unauthorized transfer, a default or the expiration of the term.     Palo Alto Family Housing, 801 Alma Street  On February 14, 2011, the City agreed to loan Palo Alto Family, LP up to $9.3 million for the purposes of  predevelopment expenses and acquiring certain real property for the Alma Street Affordable Multi‐Family  Rental Housing Project. The loan bears simple interest of 3 percent. Principal and interest are due and  payable during the term of the agreement on a “residual receipt” basis as described in the agreement.  Except in the case of default, all remaining principal and interest shall be payable on the Restriction  Termination Date as defined in the agreement. As of June 30, 2020, the outstanding amount is $6.4  million.    Palo Alto Senior Housing Project  On October 1, 2015, the City entered into an affordable housing fund loan agreement with PASHPI  Stevenson House LP, a California limited partnership, in the principal amount of $1 million to assist in the  rehabilitation of the Stevenson House. The loan bears simple interest of 3 percent. As of June 30, 2020,  the loan outstanding balance is $901,000 and is due at the end of the 55‐year term.    MP Palo Alto Garden, LLC  The City loaned $619,000 and $53,000 in March 2017 and October 2017, respectively, in CDBG funds for  the rehabilitation of the property. The note bears 3% simple interest and shall be deferred until April 24,  2054. If there are no Events of Default prior to the end of the terms, the unpaid principal and interest will  be treated as a grant and no repayment will be due to the City.    Colorado Park Housing Corporation  On September 8, 2014, the City entered into an affordable housing fund loan agreement with Colorado  Park  Housing  Corporation  (CPHC),  a  California  nonprofit  public benefit  corporation,  in  the  principal  amount of $204,000. The loan bears no interest except in the event of default. The principal and any  accrued interest is due and payable on the earlier of (a) expiration of the term, or (b) a default by CPHC  which has not been cured as provided for in the agreement.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      70   NOTE 5 – NOTES AND LOANS RECEIVABLE (Continued)    Buena Vista Mobile Home Park – Santa Clara County  In September 2017, the City entered into an agreement with the Santa Clara County Housing Authority  (SCCHA) for the acquisition of Buena Vista Mobile Home Park.  The City loaned SCCHA $14.5 million for  the acquisition.  The City is entitled to twenty six percent of all residual receipts.  Interest for the  promissory note is 3% simple interest. Principal and interest payments  commenced  on  September 30, 2019 and the note and all interest is payable in full on September 29, 2092.      NOTE 6 – CAPITAL ASSETS    Valuation  Capital assets are valued at historical cost if purchased or constructed.  Donated capital assets, donated  works of art and similar items, and capital assets received in a service concession arrangement are  recorded at acquisition value at the time received.  The City’s policy is to capitalize all assets when costs  are equal to or exceed $5,000 and the useful life exceeds one year.  Infrastructure assets are capitalized  when costs are equal to or exceed $100,000.    Proprietary fund capital assets are recorded at cost including significant interest costs incurred under  restricted tax‐exempt borrowings, which finance the construction of capital assets.  These interest costs,  net of interest earned on investment of proceeds of such borrowings, are capitalized and added to the  cost of capital assets during the construction period.  Maintenance and repairs are expensed as incurred.    The City has recorded all its public domain capital assets, consisting of roadway and recreation and open  space, in its government‐wide financial statements.  GASB Statement No. 34 requires that all capital assets  with limited useful lives be depreciated over their estimated useful lives.  Alternatively, the “modified  approach” may be used for certain capital assets.  Depreciation is not provided under this approach, but  all expenditures on these assets are expensed unless they are additions or improvements.  The City has  elected to use the depreciation method for its capital assets.  The purpose of depreciation is to spread the  cost of capital assets equitably among all users over the life of those assets.  The amount charged to  depreciation expense each year represents that year’s pro rata share of the cost of capital assets.    Depreciation of capital assets is charged as an expense against operations each year and the total amount  of depreciation taken over the years, called accumulated depreciation, is reported on the statement of  net position as a reduction in the book value of capital assets.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      71   NOTE 6 – CAPITAL ASSETS (Continued)    Depreciation is calculated using the straight line method, which means the cost of the asset is divided by  its expected useful life in years, and the result is charged to expense each year until the asset is fully  depreciated.  The City has assigned the useful lives listed below to capital assets.    Governmental Activities Years Buildings and structures 20 ‐ 30 Equipment: Computer equipment 3 ‐ 5 Office machinery and equipment 5 Machinery and equipment 5 ‐ 30 Intangible assets ‐ software 5‐20 Roadway network: 5 ‐ 40 Recreation and open space network: 25 ‐ 40 Business‐type Activities Buildings and structures 25 ‐ 60 Vehicles and heavy equipment 3 ‐ 10 Machinery and equipment 10 ‐ 50 Transmission, distribution and treatment systems 10 ‐ 100 Includes pavement, striping and legends, curbs, gutters and sidewalks, parking lots,  traffic signage, and bridges Includes major park facilities, park trails, bike paths and medians   CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      72   NOTE 6 – CAPITAL ASSETS (Continued)    Governmental Activities  Changes in the capital assets for governmental activities during the year ended June 30, 2020 were (in  thousands):     Balance Balance July 1, 2019 Additions Retirements Transfers June 30, 2020 Governmental activities Nondepreciable capital assets: Land and improvements 77,575$           1,930$              ‐$                      2,701$             82,206$               Street trees 14,720              143                    (76)                   ‐                        14,787                 Intangible assets ‐ Easement 3,567                ‐                         ‐                        ‐                        3,567                   Construction in progress 104,465           57,457              (12,612)            (9,945)              139,365               Total nondepreciable capital assets 200,327           59,530              (12,688)            (7,244)              239,925               Depreciable capital assets: Buildings and structures 247,274           607                    ‐                        3,238               251,119               Intangible assets ‐ Software 279                   ‐                         ‐                        ‐                        279                      Equipment 12,600              17                      (14)                   3,134               15,737                 Roadway network 334,330           ‐                         ‐                        872                   335,202               Recreation and open space network 35,186              ‐                         ‐                        ‐                        35,186                 Total depreciable capital assets 629,669           624                    (14)                   7,244               637,523               Less accumulated depreciation: Buildings and structures (98,657)            (7,327)               ‐                        ‐                        (105,984)             Intangible assets ‐ Software (279)                  ‐                         ‐                        ‐                        (279)                     Equipment (8,376)               (494)                  14                     ‐                        (8,856)                  Roadway network (163,779)          (7,743)               ‐                        ‐                        (171,522)             Recreation and open space network (14,613)            (1,254)               ‐                        ‐                        (15,867)               Total accumulated depreciation  (285,704)          (16,818)             14                     ‐                        (302,508)             Depreciable capital assets, net 343,965           (16,194)             ‐                        7,244               335,015               Internal service fund capital assets Construction in progress 2,530                3,176                ‐                        (2,983)              2,723                   Equipment 62,307              18                      (1,832)              2,983               63,476                 Less accumulated depreciation (43,026)            (3,366)               1,558               ‐                        (44,834)               Net internal service fund capital assets 21,811              (172)                  (274)                 ‐                        21,365                 Governmental activities capital assets, net 566,103$         43,164$            (12,962)$         ‐$                      596,305$                CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      73   NOTE 6 – CAPITAL ASSETS (Continued)    Business‐Type Activities Capital Assets  Changes in the capital assets for the business‐type activities during the year ended June 30, 2020 were  (in thousands):    Balance Balance July 1, 2019 Additions Retirements Transfers June 30, 2020 Business‐type activities Nondepreciable capital assets: Land and improvements 4,973$              ‐$                      ‐$                             ‐$                        4,973$                   Construction in progress 157,986           42,144             ‐                               (79,034)              121,096                 Total nondepreciable capital assets 162,959           42,144             ‐                               (79,034)              126,069                 Depreciable capital assets: Buildings and structures 68,322              ‐                        ‐                               5,715                 74,037                   Capital Leases 531                   ‐                        ‐                               ‐                          531                         Infrastructure 633                   ‐                        ‐                               ‐                          633                         Transmission, distribution and treatment systems 822,449           619                   (11,596)                   73,319               884,791                 Total depreciable capital assets 891,935           619                   (11,596)                   79,034               959,992                 Less accumulated depreciation: Buildings and structures (14,812)            (1,329)              ‐                               ‐                          (16,141)                  Infrastructure (44)                    (21)                   ‐                               ‐                          (65)                          Transmission, distribution and treatment systems (366,517)          (20,872)            10,785                    ‐                          (376,604)                Total accumulated depreciation  (381,373)          (22,222)            10,785                    ‐                          (392,810)                Depreciable capital assets, net 510,562           (21,603)            (811)                        79,034               567,182                 Business‐type activities capital assets, net 673,521$         20,541$           (811)$                      ‐$                        693,251$                   Capital Asset Contributions  Some capital assets may be acquired using federal and state grant funds, or they may be contributed by  developers  or  other  governments.  Generally  accepted  accounting principles  require  that  these  contributions be accounted for as revenues at the time the capital assets are contributed.    Depreciation Allocation  Depreciation expense was charged to functions and programs based on their usage of the related assets.   The amount allocated to each function or program is as follows (in thousands):    Governmental Activities Business‐type Activities City Manager 4$                    Water 3,002$             City Attorney 1                      Electric 8,498               City Clerk 4                      Fiber Optics 418                   City Auditor 1                      Gas 3,454               Administrative Services 4                      Wastewater Collection 2,443               Public Works 10,520            Wastewater Treatment 3,257               Planning and Development Services 360                  Refuse 86                     Office of Transportation 3                      Storm Drainage 1,015               Police 135                  Airport 49                     Fire 209                  22,222$           Community Services 3,204               Library  2,373               Internal Service Funds 3,366               20,184$            CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      74   NOTE 6 – CAPITAL ASSETS (Continued)    Construction In Progress  Construction in progress as of June 30, 2020 is comprised of the following (in thousands):   Governmental Activities Expended to  June 30, 2020 California Avenue Parking Garage 39,779$                        Charleston/Arastradero Corridor 12,475                           Fire Station No. 3 Replacement Design 9,912                             Bicycle Boulevards Implementation Project 9,120                             New Public Safety Building 8,742                             Highway 101 Pedestrian/Bicycle Overpass 8,447                             Lucie Stern Buildings Mech/Electrical Improvements 6,388                             Traffic Signal Upgrades 4,648                             Railroad Grade Separation 3,225                             JMZ Renovation 2,486                             Baylands Interpretive Center & Boardwalk Improvements 2,384                             Rincondada Park Improvements 2,341                             Telephone Infrastructure and Network 2,237                             Animal Shelter Renovation 1,913                             Safe Routes To School 1,812                             Cubberley Track and Field Replacement 1,807                             CalTrain Corridor Video Management System Installation 1,556                             Benches/Signage/Fencing/Walkways 1,458                             Newell Road Bridge/SFC Bridge Replacement 1,443                             New Downtown Parking Garage 1,440                             Quarry Road 1,282                             Parks Master Plan 1,254                             Art in Public Places 1,100                             Tennis & Basketball Court Resurfacing 922                                 Residential Preferential Parking 874                                 Other construction in progress 13,043                           Total Governmental Activities 142,088$                      Business‐type Activities Expended to  June 30, 2020 Airport's Apron Reconstruction 26,354$                        Gas system extension replacements and improvements 16,075                           Electric distribution system improvements 14,229                           Sewer system rehabilitation and extensions 13,919                           Water system extension replacements and improvements 12,477                           Storm drainage structural and water quality improvements 8,725                             Water quality control plant equipment replacement and lab facilities 3,033                             Fiber Optic system improvements 1,799                             Other construction in progress 24,485                           Total Business‐type Activities 121,096$                           CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      75   NOTE 6 – CAPITAL ASSETS (Continued)    Construction In Progress Commitments  Major governmental capital projects that are currently in progress, and the remaining capital commitment  of each, are as follows:     California Avenue Parking Garage ‐ $10.4 million   Vehicle Replacements ‐ $5.7 million   Charleston Arastradero Corridor – $7.1 million   Telephone Infrastructure ‐ $4.6 million   Railroad Grade Separation ‐ $3.7 million   Highway 101 Pedestrian/Bicycle Overpass ‐ $14.5 million    Municipal Service Center Improvements ‐ $6.0 million   El Camino / Churchill Intersection Improvement ‐ $2.9 million   Animal Shelter Renovation ‐ $2.0 million    Major business‐type capital projects that are currently in progress, and the remaining capital commitment  of each, are as follows:     Seismic Water Systems Upgrades ‐ $5.1 million   Water Main Replacement for Water Fund ‐ $3.1 million   Wastewater Collection Fund Rehabilitation/Augmentation Project ‐ $3.7 million    Vehicle Registration Fees (VRF)  In fiscal year 2020, the City received VRF funds from the Santa Clara Valley Transportation Authority and  expended the full amount on capital expenditures for the Overlay Resurfacing Project (PE‐86070) (in  thousands):    Starting VRF balance July 1, 2019 ‐$                          VRF revenue 465                       VRF interest earned 2                           VRF expense (467)                      Ending VRF balance June 30, 2020 ‐$                                 CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      76   NOTE 7 – LONG‐TERM DEBT    The City’s long‐term debt balances and activities, other than special assessment debt discussed in Note 8,  are as follows (in thousands):    Original Balance Balance Current Issue Amount July 1, 2019 Additions Retirements June 30, 2020 Portion Governmental Activities Debt: 2010 General Obligation Bonds, 3.25% ‐ 5%, due 08/01/2040 55,305$             44,585$             ‐$                         1,290$                43,295$                  1,330$                2013A General Obligation Bonds, 2 ‐ 5%, due 08/01/2041 20,695                15,915                ‐                           435                      15,480                    450                      2018 Captial Improvement Project     and Refinancing Certficates of Participation,    2.2%‐  4.22%, due 11/1/2047 8,970                  8,935                  ‐                           180                      8,755                      185                      2019 California Ave Parking Garage   Certficates of Participation, Series A & B    2.5%‐5%,   due 11/1/2048 37,370                37,370                ‐                           375                      36,995                    630                      Add: Unamortized Premium ‐                           8,331                  ‐                           351                      7,980                      351                      Total Governmental Activities Debt 122,340$           115,136$           ‐$                         2,631$               112,505$               2,946$                    Original Issue  Amount  Balance  July 1, 2019 Additions Retirements Balance  June 30, 2020 Current Portion Business‐type Activities Debt: Utility Revenue Bonds 1995 Series A,  5.00‐6.25%, due 06/01/2020 8,640$               645$                   ‐$                        645$                   ‐$                         ‐$                        1999 Refunding,  5.125‐5.25%, due 06/01/2024 17,735               7,470                 ‐                          810                     6,660                  1,540                 2009 Series A,  1.80‐5.95%, due 06/01/2035 35,015               26,640               ‐                          1,130                 25,510                1,180                 2011 Refunding,  3‐4%, due 06/01/2035 17,225               9,060                 ‐                          1,170                 7,890                  1,210                 Add: Unamortized Premium ‐                          561                     ‐                          82                       479                      ‐                          Energy Tax Credit Bonds 2007 Series A, 0%, Due 12/15/2021 1,500                 300                     ‐                          100                     200                      100                     Less: Unamortized Discount ‐                          (16)                      ‐                          (5)                        (11)                       ‐                          Total Bonds 80,115               44,660               ‐                      3,932                 40,728                4,030                 State Water Resources Loans Direct Borrowings: 2007, 1.02%, due 06/30/2029 9,000                 4,500                 ‐                          450                     4,050                  450                     2009, 2.6%, due 11/30/2030 8,500                 5,666                 ‐                          408                     5,258                  419                     2017, 1.8%, due 5/31/2049 29,684               19,422               5,775                 697                     24,500                652                     Total Direct Borrowings 47,184               29,588               5,775                 1,555                 33,808                1,521                 Total Business‐type Activities Debt 127,299$           74,248$             5,775$               5,487$               74,536$              5,551$                   Bond premiums and discounts of long‐term debt issues are amortized over the life of the related debt.           CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      77   NOTE 7 – LONG‐TERM DEBT (Continued)    Description of Long‐Term Debt Issues    2010 General Obligation Bonds (2010 GO Bonds) – On June 30, 2010, the City issued $55.3 million of 2010  GO Bonds to finance costs for constructing a new Mitchell Park Library and Community Center, and to  fund substantial improvements to the Rinconada Library and the Downtown Library. Principal payments  are due annually on August 1 and interest payments semi‐annually on February 1 and August 1 and are  payable from property tax revenues.  The true interest cost (TIC) is 4.21 percent.    On June 28, 2016, the City defeased $2.3 million of 2010 GO Bonds using funds from bond premiums  received at time of issue by depositing the amount in an irrevocable trust account.  The trust account  assets and the liability for the defeased bonds are not included in the City’s financial statements. The City  legally remains the primary obligor on the $2.3 million of defeased bonds until they are paid on August 1,  2020.      2013A General Obligation Bonds (2013A GO Bonds) – On June 30, 2013, the City issued $20.7 million of  2013A GO Bonds to finance costs for constructing a new Mitchell Park Library and Community Center, as  well as making substantial improvements to the Rinconada Library and the Downtown Library. Principal  payments are due annually on August 1 and interest payments semi‐annually on February 1 and August 1  from 2 percent to 5 percent, and are payable from property tax revenues.  The TIC is 3.85 percent.    On June 28, 2016, the City defeased $2.8 million of 2013A GO Bonds using funds remaining at completion  of the project by depositing the amount in an irrevocable trust account  The trust account assets and the  liability for the defeased bonds are not included in the City’s financial statements.  The City legally remains  the primary obligor on the $2.8 million of defeased bonds until they are paid on August 1, 2023.      The City’s 2010 and 2013A GO Bonds are general obligations of the City, secured and payable solely from  ad valorem property taxes levied by the City and collected by the County of Santa Clara.  The City is  empowered and obligated to annually levy ad valorem taxes for the payment of the Bonds and the interest  thereon upon all property within the City subject to taxation by the City, without limitation of rate or  amount (except certain personal property which is taxable at limited rates) until the final maturity dates  of the bonds on August 1, 2040 and August 1, 2041 respectively. For the fiscal year ended June 30, 2020,  the City received $4.5 million in ad valorem property taxes for principal of $1.7 million and interest of $2.7  million for the 2010 and 2013A GO Bonds.    2018 Capital Improvement (“Golf Course”) Project and Refinancing Certificates of Participation (2018  COPs) – On June 1, 2018, the City issued taxable COPs of $9.0 million for the renovation of the Palo Alto  Municipal Golf Course ($8.4 million) and to fully refinance the 2002B COPs ($0.6 million).  There are two  semi‐annual debt service payments, consisting of principal payments due annually on November 1 and  interest payments due on May 1 and November 1, which are payable solely from and secured by the lease  payments to be made by the City’s General Fund to the Public Improvement Corporation pursuant to the  Lease Agreement. The leased property is the Palo Alto University Fire Station 1. The 2018 COPs has a final  maturity date of November 1, 2047.      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      78   NOTE 7 – LONG‐TERM DEBT (Continued)    2019 California Avenue Parking Garage Series A and B Certificates of Participation (2019A and 2009B  COPs) – On March 21, 2019, the City issued tax exempt 2019A COPs of $26.8 million and taxable 2019B  COPs of $10.6 million for the construction of the California Avenue Parking Garage.  There are two semi‐ annual debt service payments, consisting of principal payments due annually on November 1 and interest  payments due on May 1 and November 1. The debt service is payable solely from and secured by the lease  payments to be made by the City’s General Fund to the Public Improvement Corporation pursuant to the  Lease Agreement. The leased property is the Rinconada Library and after construction and the substantial  readiness of the California Avenue Parking Garage project, the garage will become the leased property.  The maturity dates and TIC for 2019A COPs are November 2044 and 3.51 percent, respectively, and 2019B  COPs are November 2048 and 4.32 percent, respectively, with a combined rate of 3.75 percent. The  reserve account requirement was waived due to the City being a highly rated bond issuer.  1995  Utility  Revenue  Bonds,  Series  A –  The  City  issued  $8.6  million  of  Utility  Revenue  Bonds  on  February 1, 1995 to finance  certain extensions and improvements to the City’s Storm Drainage and  Surface Water System.  The Bonds are special obligations of the City payable solely from and secured by  a pledge of and lien upon the revenues derived by the City from the funds, services and facilities of all  Enterprise Funds except the Refuse Services Fund, Fiber Optics Fund and Airport Fund. Principal payments  are payable annually on June 1 and interest payments semi‐annually on June 1 and December 1. During  the year ended June 30, 2020, the outstanding balance of the bonds was paid off.    1999 Utility Revenue and Refunding Bonds – The City issued $17.7 million of Utility Revenue Bonds on  June 1, 1999, to refund the 1990 Utility Revenue Refunding Bonds, Series A and the 1992 Utility Revenue  Bonds, Series A, and to finance rehabilitation of two Wastewater Treatment sludge incinerators.  The 1990  Utility  Revenue  Refunding  Bonds,  Series  A  and  the  1992  Utility Revenue  Bonds,  Series  A,  were  subsequently retired.    The 1999 Bonds are special obligations of the City payable solely from and secured by a pledge of and lien  upon certain net revenues derived by the City’s sewer system and its storm and surface water system (the   “Storm Drain System”). As of June 30, 2001, the 1999 Bonds had been allocated to and were repayable  from net revenues of the following enterprise funds: Wastewater Collection (10.2 percent), Wastewater  Treatment (64.6 percent) and Storm Drainage (25.2 percent). Principal payments are payable annually on  June 1 and interest payments semi‐annually on June 1 and December 1. A $3.1 million 5.3 percent term  bond and a $5.1 million 5.3 percent term bond are due June 1, 2021 and 2024, respectively.     As required by the Indenture, the City established a Reserve Account with a Reserve Requirement.  At the  time it issued the Bonds, the City satisfied the Reserve Requirement with a deposit into the Reserve  Account  of  a  surety  bond  issued  by  Ambac  Indemnity  Corporation (renamed  to  Ambac  Assurance  Corporation in 1997).     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      79   NOTE 7 – LONG‐TERM DEBT (Continued)    The pledge of future Net Revenues for the above bonds ends upon repayment of the $6.7 million principal  and $0.9 million interest as the remaining debt service on the bonds, which is scheduled to occur in fiscal  year 2024. For fiscal year 2020, Net Revenues, including operating revenues and non‐operating interest  earnings, amounted to $59.1 million; operating costs, including operating expenses but not interest,  depreciation  or  amortization,  amounted  to  $45.8  million.  Net  Revenues  available  for  debt  service  amounted to $13.3 million, which represents coverage of 11.1 times over the $1.2 million in debt service.    2009 Water Revenue Bonds, Series A – On October 6, 2009, the City issued $35.0 million of Water  Revenue Bonds to finance certain improvements to the City’s water utility system. Principal payments are  due annually on June 1, and interest payments are due semi‐annually on June 1 and December 1 from  1.80 percent to 5.95 percent. The 2009 Revenue Bonds are secured by net revenues generated by the  Water Services Fund. The 2009 Bonds were issued as bonds designated as “Direct Payment Build America  Bonds” under the provisions of the American Recovery and Reinvestment Act of 2009 (“Build America  Bonds”). The City expects to receive a cash subsidy payment from the United States Treasury equal to 35  percent of the interest payable on the 2009 Bonds. The lien of the 1995 Bonds on the Net Revenues is  senior to the lien on Net Revenues securing the 2009 Bonds and the 2011 Bonds. The City received subsidy  payments amounting to $473 thousand, which represents 33.0 percent of the interest payments due on  December 1 and June 1.    The pledge of future Net Revenues for the above bonds ends upon repayment of the $25.5 million  principal and $13.0 million interest as the remaining debt service on the bonds, which is scheduled to  occur in fiscal year 2035. For fiscal year 2020, Net Revenues, including operating revenues and non‐ operating interest earnings, amounted to $50.6 million; operating costs, including operating expenses but  not interest, depreciation or amortization, amounted to $38.9 million. Net Revenues available for debt  service amounted to $11.7 million, which represented coverage of 4.6 times over the $2.6 million in debt  service.    2011 Utility Revenue Refunding Bonds – On September 8, 2011, the City issued $17.2 million in Lease  Revenue Bonds (2011 Bonds) to refund the outstanding 2002 Series A Utility Revenue Bonds (2002 Bonds)  on a current basis. The 2002 Bonds were issued to finance improvement to the City’s municipal water  utility system and the natural gas utility system. Principal of the 2011 Bonds is payable annually on June 1,  and interest on the 2011 Bonds is payable semi‐annually on June 1 and December 1. The 2011 Bonds are  secured by net revenues generated by the Water Services and Gas Services Funds.  The TIC is 2.28 percent.    The pledge of future Net Revenues of the above bonds ends upon repayment of the $7.9 million principal  and $0.9 million interest as remaining debt service on the bonds, which is scheduled to occur in fiscal year  2026.  For  fiscal  year  2020,  Net  Revenues,  including  operating  revenues  and  non‐operating  interest  earnings, amounted to $89.1 million; operating costs, including operating expenses but not interest,  depreciation  or  amortization,  amounted  to  $63.1  million.  Net  Revenues  available  for  debt  service  amounted to $26.0 million, which represented coverage of 17.9 times over the $1.5 million in debt service.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      80   NOTE 7 –LONG‐TERM DEBT (Continued)    2007 Electric System Clean Renewable Energy Tax Credit Bonds, Series A – In October 2007, the City  issued $1.5 million of Electric Utility Clean Renewable Energy Tax Credit Bonds (CREBs), 2007 Series A, to  finance the City’s photovoltaic solar panel project. The CREBs do not bear interest. In lieu of receiving  periodic interest payments, bondholders are allowed annual federal income tax credits in an amount  equal to a credit rate for such CREBs multiplied by the outstanding principal amount of the CREBs owned  by the bondholders. The CREBs are payable solely from and secured solely by a pledge of the Net Revenues  of the Electric system and the other funds pledged under the Indenture.    The pledge of future Electric Fund Net Revenues ends upon repayment of the $0.2 million remaining debt  service on the bonds, which is scheduled to occur in fiscal year 2022. For fiscal year 2020, Net Revenues,  including operating revenues and non‐operating interest earnings, amounted to $173.8 million; operating  costs, including operating expenses but not interest, depreciation or amortization, amounted to $128.2  million. Net Revenues available for debt service amounted to $45.6 million, which represented coverage  of 456.4 times over the $0.1 million in debt service.    Direct Borrowing ‐ 2007 State Water Resources Loan – In October 2007, the City approved a $9 million  direct loan agreement with State Water Resources Control Board (SWRCB) to finance the City’s Mountain  View/Moffett Area reclaimed water pipeline project. Under the terms of the contract, the City has agreed  to repay $9 million to the State in exchange for receiving $7.5 million in proceeds to be used to fund the  Project. The difference of $1.5 million between the repayment obligation and proceeds represents in‐ substance interest on the outstanding balance. Principal payments are payable annually on June 30.     Concurrently with the loan, the City entered into various other agreements including a cost sharing  arrangement with the City of Mountain View. Pursuant to that agreement, City of Mountain View agreed  to finance a portion of the project with a $6.0 million loan repayable to the City. This loan has been  recorded as “Due from other government agencies” in the accompanying financial statements.  The  balance due to the City at June 30, 2020 was $2.7 million.    Direct Borrowing ‐ 2009 State Water Resources Loan – In October 2009, the City approved an $8.5 million  direct loan agreement with SWRCB to finance the City’s Ultraviolet Disinfection project. Principal and  interest payments are payable annually on November 30.  The loan interest rate is 2.60 percent which  represents a combination of loan service charge and interest.    Direct Borrowing ‐ 2017 State Water Resources Loan ‐ In June 2017, the SWRCB and the City executed a  direct loan agreement for an award up to $30 million, payable over 30 years to finance the replacement  of sewage sludge “bio‐solids” incinerators at the City’s Regional Water Quality Control Plant (RWQCP). In  September 2017, due to the projected lower project costs, the agreement was amended to a lower loan  amount of $29.7 million. Under the terms of the agreement, a portion of the loan amount, $4.0 million,  is federally funded and has been adjusted to reflect the correct long term obligation balance.  The loan  interest rate is 1.80 percent.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      81   NOTE 7 – LONG‐TERM DEBT (Continued)    The new facility will dewater the bio‐solids and allow the material to be loaded onto trucks and taken to  a separate facility for further treatment.  The RWQCP provides treatment and disposal for wastewater for  Palo  Alto,  Mountain  View,  Los  Altos,  Los  Altos  Hills,  East  Palo  Alto  Sanitary  District,  and  Stanford  University. Though Palo Alto is the recipient of the loan, the City’s agreement with the partner agencies  oblige them to pay their proportionate share of the principal and interest of this loan. Palo Alto’s share of  the loan payment is 38.2 percent with the partner agencies paying 61.8 percent.   Debt Service Requirements (in thousands):  Debt service requirements are shown below for all long‐term debt.    For the Year Ending  June 30 Principal Interest Total Principal Interest Total Principal Interest Total 2021 2,595$              4,740$            7,335$            4,030$             1,982$                6,012$            1,521$             578$               2,099$             2022 2,695                4,640              7,335              4,215               1,797                  6,012              1,541               317                  1,858               2023 2,795                4,535              7,330              4,300               1,616                  5,916              1,566               300                  1,866               2024 2,910                4,413              7,323              4,485               1,427                  5,912              1,589               283                  1,872               2025 3,035                4,298              7,333              2,790               1,229                  4,019              1,613               266                  1,879               2026‐2030 17,525              19,030            36,555            9,625               4,655                  14,280            7,997               1,057              9,054               2031‐2035 22,000              14,466            36,466            10,815             2,005                  12,820            4,574               648                  5,222               2036‐2040 27,530              8,775              36,305            ‐                   ‐                      ‐                       4,409               467                  4,876               2041‐2045 13,390              3,613              17,003            ‐                   ‐                      ‐                       4,820               284                  5,104               2046‐2050 10,050              861                  10,911             ‐                   ‐                       ‐                        4,178               84                     4,262               Total 104,525$         69,371$           173,896$         40,260$           14,711$               54,971$           33,808$           4,284$             38,092$           Governmental Activities Bonds Direct Borrowings Business‐Type Activities     Debt Call Provisions  Long‐term debt as of June 30, 2020 is callable on the following terms and conditions:    Initial Call Date Governmental Activities Long‐Term Debt 2010 General Obligation Bonds $6.595 million due 08/01/2032 08/01/31 (2) $4.890 million due 08/01/2034 08/01/33 (2) $17.725 million due 08/01/2040 08/01/35 (2) Business‐Type Activities Long‐Term Debt Utility Revenue Bonds 1999 Refunding 06/01/09 (1) 2011 Refunding 06/01/21 (1)    (1)   Callable in inverse numerical order of maturity at par plus a premium of 2 percent beginning on the  initial call date. The call price declines subsequent to the initial date.   (2)   Callable in any order specified by the City at par value plus any accrued interest beginning on the  initial call date.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      82   NOTE 7 – LONG‐TERM DEBT (Continued)    Leasing Arrangements  COPs and Capital Leases are issued for the purpose of financing the construction or acquisition of projects  defined in each leasing arrangement. Projects are leased to the City for lease payments which, together  with unspent proceeds of the leasing arrangement, will be sufficient to meet the debt service obligations  of the leasing arrangement. At the termination of the leasing arrangement, title to the project will pass to  the City.    Leasing  arrangements  are  similar  to  debt  in  that  they  allow  investors to participate in a share of  guaranteed payments made by the City. Because they are similar to debt, the present value of the total  payments to be made by the City is recorded as long‐term debt. The City’s leasing arrangements are  included in long‐term obligations discussed above.    Events of Default and Acceleration Clauses  Generally, the City is considered to be in default if the City fails to pay the principal of and interest on the  outstanding long‐term debt when become due and payable.  If an event of default has occurred and is  continuing, the principal of the long‐term debt, together with the accrued interest, may be declared due  and payable immediately.    NOTE 8 – SPECIAL ASSESSMENT DEBT    Special Assessment Debt with no City Commitment  On February 29, 2012, the University Avenue Area Off‐Street Parking Assessment District issued Limited  Obligation Refunding Improvement Bonds (2012 Bonds), but the City has no legal or moral liability with  respect to the payment of this debt, which is secured only by assessments on properties in this District.  Therefore,  this  debt  is  not  included  in  Governmental  Activities long‐term debt of the City. At  June 30, 2020, the District’s outstanding debt amounted to $19.5 million. The proceeds from the 2012  Bonds, combined with available Assessment Funds, were used to redeem the outstanding University  Avenue Area Off‐Street Parking Assessment District Series 2001‐A and Series 2002‐A Bonds. On June 28,  2016, the District defeased $1.6 million of the 2012 Bonds using funds remaining from completion of the  project.  The defeased debt will be paid on September 2, 2022.  The TIC is 3.97 percent.    NOTE 9 – LANDFILL POST‐CLOSURE MAINTENANCE    The 126 acre Palo Alto Refuse Disposal Site (Palo Alto Landfill) was filled to capacity and stopped accepting  waste in July 2011.  State and federal laws and regulations require the City to construct a final cover to  cap the waste, and to perform certain post‐closure maintenance and monitoring activities at the site for  a minimum of thirty years after closure. As of November 2015, the Palo Alto Landfill has been fully capped  and subsequently converted to a pastoral park (Byxbee Park) that is open to the public.  A final post‐ closure  maintenance  plan  and  cost  estimate  for  the  thirty  year post‐closure  related  activities  was  approved by State and local regulatory agencies in 2014. This cost estimate is adjusted annually for  inflation at a percentage provided by the State. Landfill post‐closure liabilities as of June 30, 2020 are  $7.1 million, an increase of $0.1 million from the previous year. The City is required by State and federal  laws and regulations to fund post‐closure maintenance activities by pledging future revenue received  from Refuse customers through rate fees.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      83   NOTE 10 – NET POSITION AND FUND BALANCES    Net Position  Net Position is the excess of the City’s assets and deferred outflows of resources over its liabilities and  deferred inflows of resources. Net position is divided into three categories that are described below:    Net Investment in Capital Assets describes the portion of net position, which is represented by current net  book value of the City’s capital assets, less the outstanding balance of any debt issued to finance these  assets.    Restricted describes the portion of net position that is reduced by liabilities related to restricted assets.  Generally a liability relates to restricted assets if the asset results from a resource flow that also results in  the recognition of a liability or if the liability will be liquidated with the restricted assets reported.    Unrestricted describes the portion of net position which is not restricted as to use.    Fund Balances  As prescribed by GASB Statement No. 54, governmental funds report fund balances in classifications based  primarily on the extent to which the City is bound to honor constraints on the specific purposes for which  amounts in the funds can be spent. Fund balances for governmental funds are made up of the following:    Nonspendable – This category is comprised of amounts that are: (a) not in spendable form, or (b) legally  or contractually required to be maintained intact. The “not in spendable form” criterion includes items  that are not expected to be converted to cash, for example: prepaid items. The corpus of the permanent  fund is contractually required to be maintained intact.    Restricted – This category is comprised of amounts that can be spent only for the specific purposes  stipulated by external resource providers, constitutionally or through enabling legislation. Restrictions  may effectively be changed or lifted only with the consent of resource providers.    Committed – This category is comprised of amounts that can only be used for the specific purposes  determined by the action that constitutes the most binding constraint (i.e. ordinance) of the City’s highest  level of decision‐making authority, the City Council. Commitments may be changed or lifted only by the  City taking the same formal action that imposed the constraint originally.      Assigned – This category is comprised of amounts intended to be used by the City for specific purposes  that are neither restricted nor committed. Intent is expressed by the City Council or the City Manager, to  whom the City Council has delegated the authority to assign amounts to be used for specific purposes.    Unassigned –This category is the residual classification for the General Fund and includes all amounts not  contained in the other classifications. Unassigned amounts are technically available for any purpose.  Other governmental funds may report negative unassigned fund balance, which occurs when a fund has  a residual deficit after allocation of fund balance to the nonspendable, restricted or committed categories.     The fund balances of all governmental funds are presented by the above mentioned categories on the  face of the financial statements.  In circumstances when an expenditure is made for a purpose for which  amounts are available in multiple fund balance categories, fund balance is depleted in the order of  restricted, committed, assigned, and unassigned.    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      84   NOTE 10 – NET POSITION AND FUND BALANCES (Continued)    The General Fund Budget Stabilization Reserve (BSR) is established by authority of the General Fund  Reserve Policy, which is approved by the City Council and included in the City’s annual adopted budget.  The BSR is maintained in the range of 15 to 20 percent of General Fund expenditures and operating  transfers, with a target of 18.5 percent.  Any reserve level below 15 percent requires City Council approval.   At the discretion of the City Manager, a reserve balance above 18.5 percent may be transferred to the  Infrastructure Reserve within the Capital Projects Fund.  The purpose of the General Fund BSR is to fund  unbudgeted, unanticipated one‐time costs.  The BSR is not meant to fund ongoing, recurring General Fund  expenditures.    As of June 30, 2020 total outstanding encumbrances and reappropriations related to governmental funds  were $7.6 million for the General Fund, $59.2 million for the Capital Projects Fund, and $22.0 million for  the Special Revenue Funds.      Enterprise Funds  At June 30, 2020, enterprise funds’ unrestricted net position (in thousands) were as follows:    Water Electric Fiber Optics Gas Wastewater  Collection Wastewater  Treatment Refuse Storm  Drainage Airport Total Unrestricted Rate stabilization Supply ‐$                       ‐$                      ‐$                      2,057$         ‐$                     ‐$                   ‐$                ‐$              ‐$              2,057$             Distribution 9,069                ‐                        33,064             6,363           342                  5,562            16,382       3,681        (4,155)      70,308             9,069                ‐                        33,064             8,420           342                  5,562            16,382       3,681        (4,155)      72,365             Operations Supply ‐                         29,429             ‐                        ‐                    ‐                        ‐                     ‐                  ‐                ‐                29,429             Distribution 19,840              9,109               ‐                        13,449         5,661               ‐                     ‐                  ‐                ‐                48,059             19,840              38,538             ‐                        13,449         5,661               ‐                     ‐                  ‐                ‐                77,488             Emergency plant replacement ‐                         ‐                        1,000               ‐                    ‐                        1,980            ‐                  ‐                ‐                2,980               Electric special projects ‐                         46,664             ‐                        ‐                    ‐                        ‐                     ‐                  ‐                ‐                46,664             Reappropriations 9,692                6,243               774                   799              2,554               1,746            ‐                  4,641        ‐                26,449             Commitments 2,210                9,372               294                   2,930           2,354               6,821            3,025          678           1,039        28,723             Underground loan ‐                         727                   ‐                        ‐                    ‐                        ‐                     ‐                  ‐                ‐                727                   Notes and loans ‐                         ‐                        ‐                        ‐                    ‐                        1,651            ‐                  ‐                ‐                1,651               Landfill corrective action ‐                         ‐                        ‐                        ‐                    ‐                        ‐                     771             ‐                ‐                771                   Hydro stabilization reserve ‐                         15,400             ‐                        ‐                    ‐                        ‐                     ‐                  ‐                ‐                15,400             Public benefit program ‐                         1,905               ‐                        ‐                    ‐                        ‐                     ‐                  ‐                ‐                1,905               Reserve for LCFS ‐                         6,340               ‐                        ‐                    ‐                        ‐                     ‐                  ‐                ‐                6,340               CIP reserve 5,726                5,880               ‐                        3,820           978                  ‐                     ‐                  ‐                ‐                16,404             Geng Road reserve ‐                         ‐                        ‐                        ‐                    ‐                        ‐                     268             ‐                ‐                268                   GASB 68 Pension reserve (14,114)             (33,747)            (2,154)              (14,851)        (8,319)              (21,125)         (5,775)        (3,829)      (894)          (104,808)         GASB 75 OPEB reserve (4,215)               (13,741)            (6,058)          (2,316)              (7,158)           (2,576)        (1,129)      (420)          (37,613)            Total 28,208$            83,581$           32,978$           8,509$         1,254$             (10,523)$       12,095$     4,042$     (4,430)$    155,714$              CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      85   NOTE 10 – NET POSITION AND FUND BALANCES (Continued)    The City Council has set aside unrestricted net position for general contingencies, and future capital and  debt  service  expenditures  including  operating  and  capital  contingencies  for  unusual  or  emergency  expenditures.    Internal Service Funds  At June 30, 2020, Internal Service Funds unrestricted net position (in thousands) were as follows:    Vehicle  Replacement  and  Maintenance Technology Printing and  Mailing  Services General  Benefits Workers'  Compensation  Insurance  Program General  Liabilities  Insurance  Program Retiree Health  Benefits Total Unrestricted net position: Commitments 6,571$                7,004$                63$                      518$                   16$                       33$                      ‐$                    14,205$             Future catastrophic losses ‐                      ‐                      ‐                      ‐                      ‐                        4,029                  ‐                      4,029                  Retiree health care ‐                      ‐                      ‐                      ‐                      1,459                    ‐                      1,310                  2,769                  GASB 68 pension reserve (3,326)                (11,418)              (276)                    ‐                      (6)                          ‐                      ‐                      (15,026)              GASB 75 OPEB reserve (1,607)                (3,281)                (146)                    ‐                      (1)                          ‐                      ‐                      (5,035)                Available 6,547                  17,861                (33)                      4,961                  ‐                        ‐                      ‐                      29,336                Total 8,185$                10,166$             (392)$                  5,479$                1,468$                 4,062$                1,310$                30,278$                 Commitments represent the portion of net position set aside for open purchase orders and  reappropriations.    Future catastrophic losses represent the portion of net position to be used for unforeseen  future losses.   Retiree health care represents the portion of net position set aside to defer future costs of  retiree health care coverage.    GASB 68 pension reserve is the portion of net position required to be set aside to meet  defined benefit pension obligations.    GASB 75 OPEB reserve is the portion of net position required to be set aside to meet OPEB  obligations.    Deficit Fund Balance and Net Position:  At June 30, 2020, the City’s Printing and Mailing Services internal service fund had a deficit net position of  $359 thousand.  The deficit is due to the impact of Pension and OPEB liabilities and related balances.  The  deficit is expected to be funded by future internal service charges to other City funds.  CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      86   NOTE 11 – PENSION PLANS  (a) General Information about the Pension Plans     Plan Descriptions ‐ Substantially all permanent City employees are eligible to participate in the City’s  separate Safety (police and fire) and Miscellaneous (all other) Plans, agent multiple‐employer defined  benefit pension plans administered by CalPERS, which acts as a common investment and administrative  agent for its participating member employers. Benefits provisions under the Plans are established by State  statute and City resolution. CalPERS issues publicly available reports that include a full description of the  pension plans including benefits provisions, assumptions and membership information. The reports can  be found on the CalPERS website.    Benefits Provided ‐ CalPERS provides retirement and disability benefits, annual cost of living adjustments  and death benefits to Plan members, who must be public employees and beneficiaries. Benefits are based  on years of credited service (equal to one year of full‐time employment), age at retirement and final  compensation. The death benefit is one of the following: the 1959 Survivor Benefit, or the pre‐retirement  option 2W Death Benefit for local fire members only.     The Plans’ provisions and benefits in effect at June 30, 2020, are summarized in the following table.   Contribution rates are based on the Actuarial Valuation Report as of June 30, 2017.    Fire Fighters,  Fire Chief  Association,  Police Officers,  Fire Fighters,  Fire Chief Association Police Officers, Police Management Fire Fighters,  Fire Chief  Association,  Police Officers,  Hire Date Prior to June 8, 2012 On or after June 8,  2012 On or after Dec. 8,  2012 On or after Jan 1,  2013 Benefit formula1 3% at 55 3% at 55 3% at 50 2.7% at 57 Benefit vesting schedule 5 years service 5 years service 5 years service 5 years service Benefit payment monthly for life monthly for life monthly for life monthly for life Retirement age 50 55 1 551 571 Monthly benefit as % of eligible compensation 3% 3% 3% 2.7% Actuarially determined contribution rate ‐ EE 9% 9% 9% 11.25% Actuarially determined contribution rate ‐ ER 59.378% 59.378% 59.378% 59.378% Hire Date Prior to July 17, 2010 On or after July 17,  2010 On or after Jan 1,  2013 Benefit formula 2.7% at 55 2 2% at 602 2% at 623 Benefit vesting schedule 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life Retirement age 55 2 602 623 Monthly benefit as % of eligible compensation2 2.70% 2.0% ‐ 2.418% 2% Actuarially determined contribution rate ‐ EE 8% 7% 6.25% Actuarially determined contribution rate ‐ ER 35.631% 35.631% 35.631% 1 Employees can retire at age 50 with reduced benefits of 2.4% ‐ 2.88% if hired before Jan 1, 2013, or 2.0% ‐ 2.6% if hired on or    after Jan 1, 2013. 2 Employees can retire at age 50 with reduced benefits of 2.0% ‐ 2.56% if hired before July 17, 2010, or 1.092% ‐ 1.874% if hired on or    after July 17, 2010. 3 Employees can retire at age 52 with reduced benefits of 1.0% ‐ 1.9% Miscellaneous Plan Safety Plan   CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      87   NOTE 11 – PENSION PLANS (Continued)    Employees Covered – Based on the Actuarial Valuation Report as of June 30, 2019, the most recent  information available, the following employees were covered by the benefits terms for each Plan:   Miscellaneous  Plan Safety Plan Inactive employees or beneficiaries currently receiving benefits1,194                         430                             Inactive employees entitled to but not yet receiving benefits 826                             109                             Active employees 773                             169                             Total 2,793                         708                               Contributions – Section 20814(c) of the California Public Employees’ Retirement Law requires that the  employer contribution rates for all public employers be determined on an annual basis by the actuary and  shall be effective on the July 1 following notice of a change in the rate.  Funding contributions for the Plans  are determined annually on an actuarial basis as of June 30 by CalPERS.  The actuarially determined rate  is the estimated amount necessary to finance the costs of benefits earned by employees during the year,  with an additional amount to finance any unfunded accrued liability.  The City is required to contribute  the difference between the actuarially determined rate and the contribution rate of employees.  Further  detail of contributions can be found in the Required Supplemental Information Schedules of Pension  Contributions.     In April 2017, the City established a Section 115 irrevocable trust with the Public Agency Retirement  Services (PARS).  The Council approved an initial deposit of $2.1 million in General Fund proceeds into the  General Fund subaccount of the City’s PARS Trust Account.  The Trust Account allows more control and  flexibility in investment allocations compared to City’s portfolio which is restricted by State regulations to  fixed income instruments. The City proactively contributes to the Section 115 irrevocable trust amounts  reflective of what retirement costs would be if the normal cost of contributions was budgeted at a 6.2%  discount rate.  During the year, the City contributed $9.5 million to the PARS Trust.  As of June 30, 2020,  the City reported the account balance of $28.7 million as restricted investments in the General Benefits  Internal Service Fund.      (b) Net Pension Liability    The City’s net pension liability for each plan is measured as the total pension liability, less each plan’s  fiduciary net position.  Net pension liability is measured as of June 30, 2019 (measurement date), using  the Actuarial Valuation Report as of June 30, 2018 rolled forward to June 30, 2019 using standard update  procedures.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      88   NOTE 11 – PENSION PLANS (Continued)    Actuarial  Assumptions ‐ The total pension liabilities were determined using the following  actuarial  assumptions:    Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Salary Increases Mortality1 Post Retirement Benefit Increase Derived using CalPERS membership data  for all funds. The lessor of contract COLA or 2.50% until Purchasing Power Protection Allowance  Floor on purchasing power applies, 2.50%  thereafter. Varies by Entry Age and Service 1 The mortality table used was developed based on CalPERS' specific data. The  probabilities of mortality are based on the 2017 CalPERS Experience Study for the  period from 1997 to 2015.  Pre‐retirement and post‐retirement mortality rates  includes 15 years of projected mortality improvements using 90% of Scale MP‐2016  published by the Society of Actuaries. For more details on this table, please refer  to the 2017 CalPERS Experience Study available on the CalPERS website. Miscellaneous and Safety Plans June 30, 2018 June 30, 2019 Entry Age Normal 7.15% 2.50%   All other actuarial assumptions used in the June 30, 2018 actuarial valuation were based on the 2017  CalPERS Experience Study for the period from 1997 to 2015, including updates to salary increase, mortality  and retirement rates. Further details of the 2017 CalPERS Experience Study can be found on the CalPERS  website under Forms and Publications.      Discount Rate – The discount rate used to measure the total pension liability was 7.15 percent for each  Plan. The projection of cash flows used to determine the discount rate assumed that the contributions  from  employers  will  be  made  at  current  member  contribution  rates  and  that  contributions  from  employers  will  be  made  at  statutorily  required  rates,  actuarially  determined.    Based  on  those  assumptions, the Plan’s fiduciary net position was projected to be available to make all projected future  benefit payments of current plan members.  Therefore, the long‐term expected rate of return on plan  investments was applied to all periods of projected benefit payments to determine the total pension  liability.     The long‐term expected rate of return on pension plan investments was determined using a building‐ block method in  which expected future real rates of  return (expected returns, net  of  pension plan  investment expense and inflation) are developed for each major asset class.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      89   NOTE 11 – PENSION PLANS (Continued)    In  determining  the  long‐term  expected  rate  of  return,  CalPERS  took  into  account  both short‐term  and  long‐term market  return  expectations as  well  as  the  expected pension fund cash  flows.  Using  historical  returns  of all  the  funds’ asset  classes,  expected  compound  ( geometric) returns were  calculated over the  short‐term (first 10  years) and the  long‐term (11+  years) using  a  building‐block  approach. Using the expected nominal returns for both short‐term and long‐term, the present value of  benefits was calculated for each fund. The expected rate of  return was  set by  calculating the rounded  single equivalent expected return that arrived at the same present value of benefits for cash flows as  the one calculated using both short‐term and long‐term returns. The expected rate of return was then  set  equal to the single equivalent rate calculated and adjusted to account for assumed administrative  expenses.    The rate of return was calculated using the capital market assumptions applied to determine the discount  rate and asset allocation. The  long‐term expected  real  rate  of return  by  asset  class and the target  allocation adopted by the CalPERS Board effective on July 1, 2018, are as follows:    Asset Class Current  Target  Allocation Real Return Years 1 ‐ 10 1 Real Return Years 11+ 2 Global Equity 50.0% 4.80% 5.98% Global Fixed Income 28.0 1.00 2.62 Inflation Sensitive 0.0 0.77 1.81 Private Equity 8.06.307.23 Real Estate 13.0 3.75 4.93 Liquidity 1.0 0.00 (0.92)    (1)  An expected inflation rate of 2.00% is used for this period.   (2)  An expected inflation rate of 2.92% is used for this period.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      90   NOTE 11 – PENSION PLANS (Continued)    (c) Changes in the Net Pension Liability    The following table is based on the GASB 68 Accounting Valuation Report and shows the changes in the  net pension liability for the Miscellaneous and Safety Plans (in thousands):    Total Pension  Liability Plan Net  Position Net Pension  Liability Miscellaenous Plan: Balances calculated at July 1, 2019 811,330$        546,669$         264,661$           Changes for the year: Service cost 15,045              ‐                         15,045                Interest on total pension liability 57,523              ‐                         57,523                Differences between expected and actual experiences 6,230                ‐                         6,230                  Contributions from employer ‐                         25,423              (25,423)              Contributions from employees ‐                         6,940                (6,940)                Net investment income ‐                         36,323              (36,323)              Benefit payments, including refunds of employee contributions (41,124)            (41,124)            ‐                           Administrative expense ‐                         (390)                  390                      Other non‐investment expenses ‐                         (1)                       1                          Net changes 37,674              27,171              10,503                Balances reported at June 30, 2020             849,004             573,840                275,164  Safety Plan: Balances calculated at July 1, 2019 439,408$        280,173$         159,235$           Changes for the year: Service cost 7,259                ‐                     7,259                  Interest on total pension liability 31,066              ‐                     31,066                Differences between expected and actual experiences 3,841                ‐                     3,841                  Contributions from employer ‐                    12,370              (12,370)              Contributions from employees ‐                    3,225                (3,225)                Net investment income ‐                    18,217              (18,217)              Benefit payments, including refunds of employee contributions (24,757)            (24,757)            ‐                      Administrative expense ‐                    (201)                  201                      Other non‐investment income ‐                    1                         (1)                         Net changes 17,409              8,855                8,554                  Balances reported at June 30, 2020 456,817          289,028            167,789             Total 1,305,821$     862,868$         442,953$                    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      91   NOTE 11 – PENSION PLANS (Continued)     Sensitivity of the Net Pension Liability to Changes in the Discount Rate ‐ The following table presents the  net pension liability of the Plans as of the measurement date, calculated using the discount rate of 7.15  percent, compared to a discount rate that is 1 percentage point lower (6.15 percent) or 1 percentage  point higher (8.15 percent). Amounts shown below are in thousands:       Discount Rate ‐ 1% (6.15%) Current Discount Rate  (7.15%) Discount Rate + 1% (8.15%) Miscellaneous Plan: Plan's Net Pension Liability 383,299$                     275,164$                          185,277$                     Safety Plan: Plan's Net Pension Liability 226,585$                     167,789$                          119,244$                         Plan Fiduciary Net Position – Detailed information about the Plan’s fiduciary net position is available in  the separately issued CalPERS financial report.     (d)  Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions     For the year ended June 30, 2020, the City recognized a pension expense of $46.9 million and $30.5 million  for the Miscellaneous and Safety Plan, respectively, for a total of $77.4 million.  At June 30, 2020, the City  reported  pension  related  deferred  outflows  of  resources  and  deferred  inflows  of  resources  for  the  Miscellaneous and Safety Plans from the following sources (in thousands):    Miscellaneous Plan: Deferred  Outflows of Resources Deferred  Inflows of Resources Pension contributions subsequent to     measurement date 28,872$                     ‐$                             Change of assumptions ‐                                  1,891                      Difference between expected and actual experience 5,505                         ‐                               Net difference between projected and actual earnings    on plan investments ‐                                  4,014                      Balance reported at June 30, 2020 34,377                       5,905                      Safety Plan: Pension contributions subsequent to     measurement date 14,260                       ‐                               Change of assumptions ‐                                  393                          Difference between expected and actual experience 5,785                         ‐                               Net difference between projected and actual earnings    on plan investments ‐                                  1,835                      Balance reported at June 30, 2020 20,045                       2,228$                    Total, Miscellaneous and Safety Plans 54,422$                     8,133$                      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      92   NOTE 11 – PENSION PLANS (Continued)     The $43.1 million reported as deferred outflows of resources relates to contributions paid by the City from  July 1, 2019 through June 30, 2020 which is subsequent to the City’s measurement date of June 30, 2019  for both the Miscellaneous and Safety Plans.  This amount will be recognized as a reduction of the net  pension liability in the year ended June 30, 2021.     The net differences reported as deferred outflows of resources and deferred inflows of resources related  to pensions will be recognized in future pension expense as follows (in thousands):       Year Ended June 30,  Miscellaneous  Plan Safety Plan Total 2021 3,307$                  5,299$                  8,606$                  2022 (3,139) (1,528) (4,667) 2023 (1,034) (503) (1,537) 2024 466 289 755 (400)$                    3,557$                  3,157$                         CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      93   NOTE 12 – OTHER POST‐EMPLOYMENT BENEFITS (OPEB)    (a) General Information about the OPEB Plan    In addition to providing pension benefits, the City participates in the California Public Employees’ Medical  and Health Care Act program to provide certain health care benefits for retired employees.  The City’s  Other Post‐Employment Benefit plan is an agent multiple‐employer defined benefit plan.  Employees who  retire directly from the City are eligible for retiree health benefits if they retire on or after age 50 with 5  years of service and are receiving a monthly pension from CalPERS.  Details of benefits to retirees are  noted in the following tables:       Unit Hired Before Retiree  Coverage1 Dependent  Coverage Retired on or  After Retiree  Contribution Management & Professional2 1/1/2004 100% 100% 5/1/2011 Flat rate 4 Police Management2 1/1/2004 100% 100% 6/1/2012 Flat rate 4 Fire Fighters2 1/1/2004 100% 100% 12/1/2011 Flat rate 4 Fire Chiefs Association2 1/1/2004 100% 100% 1/1/2013 Flat rate 4 SEIU2 1/1/2005 100% 100% 5/1/2011 Flat rate 4 Police Officers3 1/1/2006 100% 100% 4/1/2015 Flat rate 4 Utilities Managers & Professional2 1/1/2004 100% 100% 5/1/2011 10% 2 Effective 1/1/2007 plan capped at the second highest CalPERS Bay Area Basic plan premium. 3 Effective 7/1/2014 plan capped at the second highest CalPERS Bay Area Basic plan premium. 4 For the year ended June 20, 2020, City pays $804‐$840 for employee, $1,606‐1,680 for employee +1, and $2,088‐$2,180 for family.   Unit Hired on or  After Retiree  Coverage1 Dependent  Coverage2 Management & Professional 1/1/2004 50%‐100% Max. 90% Police Management 1/1/2004 50%‐100% Max. 90% Fire Fighters 1/1/2004 50%‐100% Max. 90% Fire Chiefs Association 1/1/2004 50%‐100% Max. 90% Utilities Managers & Professional 1/1/2004 50%‐100% Max. 90% SEIU 1/1/2005 50%‐100% Max. 90% Police Officers 1/1/2006 50%‐100% Max. 90%    specified employer contribution, with the City portion increasing by 5% for each additional year of service credit.  2 The City will contribute an additional 90 percent of the weighted average of the additional premiums required for  enrollment of those family members, during the benefit year to which the forumla is applied. 1 100% of benefits if the employee has five years CalPERS service credit and the employee retired from the City. 1 Employees with ten years of CalPERS service, at least five of which are at the City of Palo Alto, receive 50% of the Retiree contributions for units with the following hire dates are determined by Government Code  Section 22893,  20 year graduated schedule:   CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      94   NOTE 12 – OTHER POST‐EMPLOYMENT BENEFITS (OPEB) (Continued)    In fiscal year 2008, the City elected to participate in an irrevocable trust to provide a funding mechanism  for  retiree  health  benefits.  The  Trust,  California  Employers’  Retirees  Benefit  Trust  (CERBT),  is  administrated by CalPERS and managed by a separately appointed board, which is not under control of  the City Council. This Trust is not considered a component unit of the City.    Employees Covered – Employees covered by the benefit terms as of June 30, 2019, the most recent  information available, are as follows:    Inactive employees or beneficiaries currently     receiving benefits 974 Inactive employees entitled to but not yet     receiving benefits 123 Active employees 930            Total 2,027     Contributions – The City’s OPEB funding policy is to contribute 100 percent or more of the actuarially  determined contribution each year pursuant to City Council Resolution.  For the year ended June 30, 2020,  the City’s contributions totaled $16.5 million.     (b) Net OPEB Liability    The City’s net OPEB liability is measured as the total OPEB liability, less the OPEB plan’s fiduciary net  position.  The net OPEB liability is measured as of June 30, 2019, using an annual actuarial valuation as of  June 30, 2019.  A summary of principal assumptions and methods used to determine the net OPEB liability  is shown below.    Valuation Date June 30, 2019 Measurement Date June 30, 2019 Actuarial Cost Method Entry‐Age, level percentage of payroll Actuarial Assumptions:      Discount Rate 6.75%      Inflation 2.75%      Payroll Growth 3.00%      Projected Salary Increase 2017 CalPERS Experience Study for the period from  1997 to 2015      Medical Trend Non‐Medicare ‐ 7.25% for 2021, decreasing to an  ultimate rate of 4.0% in 2076 Medicare ‐ 6.3% for 2021, decreasing to an ultimate  rate of 4.0% in 2076      Disability, Termination, Retirement CalPERS 1997‐2015 Experience Study      Mortality 2017 CalPERS Experience Study for the period from  1997 to 2015      Mortality Improvement Post‐retirement mortality projected fully  generational with Society of Actuaries Scale MP‐ 2019      Increase to Group 3 Flat Dollar Caps 1/2 of Medical Trend, not less than assumed  inflation (2.75%)      Healthcare Participation for Future  Future retirees: 95‐98%, based on Plan experience      ACA Excise Tax Estimate by 2% load on cash subsidy   CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      95   NOTE 12 – OTHER POST‐EMPLOYMENT BENEFITS (OPEB) (Continued)    Change of Assumptions – During measurement period 2019, demographic assumptions were change in  accordance to the 2017 CalPERS Experience Study while mortality improvement scale was updated to  Scale MP‐2019.    Discount Rate – The discount rate used to measure the total OPEB liability was 6.75%.  The projection of  cash flows used to determine the discount rate assumed that the City’s contribution will be made equal  to the actuarially determined contribution.  Based on those assumptions, the OPEB plan’s fiduciary net  position was projected to be available to make all projected OPEB payments for current active and inactive  employees.  Therefore, the long‐term expected rate of return on OPEB plan investments applied to all  periods of projected benefit payments to determine the total OPEB liability.    The long‐term expected rate of return for OPEB plan investments was 6.75%.  The asset class target  allocation and geometric real rates of return for each major asset class are summarized in the following  table.    Asset Class Current  Target  Allocation Expected Real  Rate of Return Global Equity 59.0% 4.82% Fixed Income 25.0 1.47 TIPS 5.0 1.29 Commodities  3.0 0.84 REITS 8.0 3.76 Assumed long‐term rate of inflation of 2.75%    (c) Changes in the Net OPEB Liability    The following table shows the changes in the net OPEB liability (in thousands):    Total OPEB Liability Plan Fiduciary Net Position Net OPEB Liability Balance at June 30, 2019 255,630$         107,810$         147,820$         Changes during the measurement period:      Service cost 6,622               ‐                       6,622                    Interest on the total OPEB liability 17,292             ‐                       17,292                  Changes in benefit terms 972                  ‐                       972                       Changes in assumptions 7,057               ‐                       7,057                    Differences between expected and actual experience (29,907)            ‐                       (29,907)                 Contributions ‐ employer ‐                       15,997             (15,997)                 Investment income ‐                       6,852               (6,852)                   Administrative expenses ‐                       (23)                   23                         Benefit payments (12,157)            (12,157)            ‐                              Net changes (10,121)            10,669             (20,790)            Balance at June 30, 2020 245,509$         118,479$         127,030$         Increase (Decrease)      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      96   NOTE 12 – OTHER POST‐EMPLOYMENT BENEFITS (OPEB) (Continued)    Sensitivity of the Net OPEB Liability to Changes in the Discount Rate – The following presents the net  OPEB liability of the City as of the measurement date, calculated using the discount rate of 6.75 percent,  as well as what the City’s net OPEB liability would be if it were calculated using a discount rate that is 1  percentage‐point lower (5.75 percent) or 1 percentage‐point higher (7.75 percent) than the current  discount rate:    Discount Rate  ‐1% (5.75%) Current  Discount Rate  (6.75%) Discount Rate  +1% (7.75%) 158,831$                127,030$                100,815$                   Sensitivity of the Net OPEB Liability to Changes in the Healthcare Cost Trend Rate – The following  presents the net OPEB liability of the City, as well as what the City’s net OPEB liability would be if it were  calculated using healthcare cost trends rates that are 1% lower or 1% higher than the current healthcare  cost trend rates.    Healthcare Trend  Rate ‐ 1% Healthcare Trend  Current Rate Healthcare Trend  Rate + 1% 99,522$                  127,030$                  160,713$                   OPEB Plan Fiduciary Net Position – Detailed information about the OPEB plan’s fiduciary net position is  available in the separately issued CalPERS financial report.    (d) OPEB Expenses and Deferred Outflows/Inflows of Resources Related to OPEB    For the fiscal year ended June 30, 2020, the City recognized an OPEB expense of $12.7 million for the OPEB  plan.  At June 30, 2020, the City reported deferred outflows of resources and deferred inflows of resources  related to OPEB from the following sources (in thousands):    Deferred  Outflows of Resources Deferred  Inflows of Resources OPEB contributions subsequent to     measurement date  $         16,475   $                 ‐    Differences between expected and     actual experience ‐                                  24,469  Changes in assumptions 5,774                                  ‐    Net differences between projected and actual     earnings on plan investments ‐                                    1,525            Total  $         22,249   $         25,994       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      97   NOTE 12 – OTHER POST‐EMPLOYMENT BENEFITS (OPEB) (Continued)    The $16.5 million reported as deferred outflows of resources relates to contributions made by the City  from  July  1,  2019  through  June 30,  2020,  which  is  subsequent  to  the  City’s  measurement  date  of  June 30, 2019.  This amount will be recognized as a reduction of the net OPEB liability in the fiscal year  ended June 30, 2021.      The net differences reported as deferred outflows of resources and deferred inflows of resources related  to OPEB will be recognized in future OPEB expense as follows (in thousands):     Fiscal Year Ending June 30, 2021 (4,903)$             2022 (4,903)                2023 (4,275)                2024 (4,064)                2025 (2,075)                          Total (20,220)$               NOTE 13 – DEFERRED COMPENSATION PLAN    City employees may defer a portion of their compensation under City sponsored Deferred Compensation  Plans created in accordance with Internal Revenue Code Section 457. Under these Plans, participants are  not taxed on the deferred portion of their compensation until distributed to them. Distributions may be  made only at termination, retirement, death or in an emergency as defined by the Plans.    The laws governing deferred compensation plan assets require plan assets to be held by a Trust for the  exclusive benefit of plan participants and their beneficiaries. Since the assets held under these plans are  not the City’s property and are not subject to City control, they have been excluded from these financial  statements.    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      98   NOTE 14 – RISK MANAGEMENT    Coverage  The City provides dental coverage to employees through a City plan, which is administered by a third party  service agent. The City is self‐insured for dental claims.    The City has a workers’ compensation insurance policy with coverage up to the statutory limit set by the  State of California. The City retains the risk for the first $750,000 in losses for each accident and employee  under this policy.    The City also has public employee dishonesty insurance with a $5,000 deductible and coverage up to  $1.0 million per loss.  The Director of Administrative Services/CFO and City Manager each have coverage  up to $4.0 million per loss.     The City’s property, boiler, and machinery insurance policy has various deductibles and coverage based  on the type of property.    The City is a member of the Authority for California Cities Excess Liability (ACCEL), which provides excess  general liability insurance coverage, including auto liability, up to $200 million per occurrence. The City  retains the risk for the first $1.0 million in losses for each occurrence under this policy.    ACCEL  was  established  for  the  purpose  of  creating  a  risk  management  pool  for  central  California  municipalities. ACCEL is governed by a Board of Directors consisting of representatives of its member  cities. The board controls the operations of ACCEL, including selection of claims management, general  administration and approval of the annual budget.    The City’s deposits with ACCEL equal the ratio of the City’s payroll to the total payroll of all entities. Actual  surpluses or losses are shared according to a formula developed from overall loss costs and spread to  member entities on a percentage basis after a retrospective rating.    During the year ended June 30, 2020, the City paid $1.4 million to ACCEL for current year coverage.    Audited financial statements are available from ACCEL at 100 Pine Street, 11th Floor, San Francisco,  California 94111.    Claims Liability  The City provides for the uninsured portion of claims and judgments in the General Liabilities insurance  program funds. Claims and judgments, including a provision for claims incurred but not reported, and  claim adjustment expenses are recorded when a loss is deemed probable of assertion and the amount of  the loss is reasonably determinable. As discussed above, the City has coverage for such claims, but it has  retained the risk for the deductible or uninsured portion of these claims.    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      99   NOTE 14 – RISK MANAGEMENT (Continued)    The City’s liability for uninsured claims is limited to dental, general liability, and workers’ compensation  claims, as discussed above. Dental liability is based on a percentage of current year actual expense.   General and workers’ compensation liabilities are based on the results of actuarial studies, and include  amounts for claims incurred but not reported as follows as of June 30 (in thousands):    2020 2019 Beginning balance 28,365$           23,748$           Claims expense, including claims incurred but not  reported (IBNR)6,914                8,998                Claims paid (5,566)               (4,381)               Ending balance 29,713$           28,365$           Current portion 6,198$              6,171$              Year Ended June 30     The City has not incurred a claim that has exceeded its insurance coverage limits in any of the last three  years, nor have there been any significant reductions in insurance coverage.   NOTE 15 – JOINT VENTURES  General  The City participates in joint ventures through Joint Powers Authorities (JPAs) established under the Joint  Exercise of Powers Act of the State of California. As separate legal entities, these JPAs exercise full powers  and authorities within the scope of the related Joint Powers Agreement, including the preparation of  annual budgets, accountability for all funds, the power to make and execute contracts and the right to  sue and be sued. Obligations and liabilities of the JPAs, including the long‐term debt in which the City  participates in repayment, are not obligations and liabilities of the City, and are not reported on the City’s  financial statements.    Each JPA is governed by a board consisting of representatives from each member agency. Each board  controls the operations of its respective JPA, including selection of management and approval of operating  budgets, independent of any influence by member agencies beyond their representation on the Board.    Northern California Power Agency  The City is a member of Northern California Power Agency (NCPA), a joint powers agency which operates  under a joint powers agreement among fifteen public agencies. The purpose of NCPA is to use the  combined  strength  of  its  members  to  purchase,  generate,  sell  and  interchange  electric  energy  and  capacity through the acquisition and use of electrical generation and transmission facilities. Each agency  member has agreed to fund a pro rata share of certain assessments by NCPA and enter into take‐or‐pay  power supply contracts with NCPA. While NCPA is governed by its members, none of its obligations are  those of its members unless expressly assumed by them.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      100   NOTE 15 – JOINT VENTURES (Continued)    During the year ended June 30, 2020, the City incurred expenses totaling $84.9 million for purchased  power and assessments earned by NCPA.    The City’s interest in NCPA projects and reserves, as computed by NCPA, was $8.0 million at June 30, 2020.  This amount represents the City’s portion of funds, which resulted from the settlement with third parties  of issues with financial consequences and reconciliations of several prior years’ budgets for programs. It  is recognized that all the funds credited to the City are linked to the collection of revenue from the City’s  ratepayers, or to the settlement of disputes relating to electric power supply and that the money was  collected from the City’s ratepayers to pay power bills. Additionally, the NCPA Commission identified and  approved the funding of specific reserves for working capital, accumulated employees’ post‐retirement  medical benefits, and billed property taxes for the geothermal project. The Commission also identified a  number of contingent liabilities that may or may not be realized, the cost of which in most cases is difficult  to estimate at this time. One such contingent liability is the steam field depletion, which will require  funding to cover debt service and operational costs in excess of the expected value of the electric power.  The General Operating Reserve (GOR) is intended to minimize the number and amount of individual  reserves needed for each project, protect NCPA’s financial condition and maintain its credit worthiness.  There are no funds on deposit with NCPA as a reserve against these contingencies identified by NCPA.    Members of NCPA may participate in an individual project of NCPA without obligation for any other  project. Member assessments collected for one project may not be used to finance other projects of NCPA  without the member’s permission.    Geothermal Projects  A purchased power agreement with NCPA obligated the City for 6.2 percent and 6.2 percent, respectively,  of the operating costs and debt service of the two NCPA 110‐megawatt geothermal steam‐powered  generating plants, Project Number 2 and Project Number 3.    The City’s participation in the Geothermal Project was sold to Turlock Irrigation District in October 1984.  Accordingly, the City is liable for payment of outstanding geothermal related debt only in the event that  Turlock Irrigation District fails to make specified payments. Effective July 2019, the City’s obligation to  backstop Turlock Irrigation District is completed as the related outstanding debt are paid off.    Calaveras Hydroelectric Project  In July 1981, NCPA agreed with Calaveras County Water District to purchase the output of the North Fork  Stanislaus River Hydroelectric Development Project and to finance its construction. Debt service payments  to NCPA began in February 1990 when the project was declared substantially complete and power was  delivered to the participants. Under its power purchase agreement with NCPA, the City is obligated to pay  22.9 percent of this Project’s debt service and operating costs. At June 30, 2020, the book value of this  Project’s plant, equipment and other assets was $333.2 million, while its long‐term debt totaled $279.4  million  and  other  liabilities  totaled  $46.8  million.  The  City’s  share  of  the  Project’s  long‐term  debt  amounted to $64.0 million at that date.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      101   NOTE 15 – JOINT VENTURES (Continued)    Geothermal Public Power Line  In 1983, NCPA, the Sacramento Municipal Utility District, the City of Santa Clara and the Modesto Irrigation  District (Joint Owners) initiated studies for a Geothermal Public Power Line (GPPL), which would carry  power generated at several existing and planned geothermal plants in The Geysers area to a location  where the Joint Owners could receive it for transmission to their load centers. NCPA has an 18.5 percent  share  of  this  Project  and  the  City  has  an  11.1  percent  participation  in  NCPA’s  share.  In  1989,  the  development of the proposed Geothermal Public Power Line was discontinued because NCPA was able to  contract for sufficient transmission capacity to meet its needs in The Geysers.    However, because the project financing provided funding for an ownership interest in a Pacific Gas &  Electric (PG&E) transmission line, a central dispatch facility and a performance bond pursuant to the  Interconnection Agreement with PG&E, as well as an ownership interest in the proposed GPPL, NCPA  issued $16 million in long‐term, fixed‐rate revenue bonds in November 1989 to defease the remaining  variable rate refunding bonds used to refinance this project. The City is obligated to pay its 11.1 percent  share of the related debt service, but debt service costs are covered through NCPA billing mechanisms  that allocate the costs to members based on use of the facilities and services.    At June 30, 2020, the book value of this Project’s plant, equipment and other assets was zero, and its long‐ term debt totaled zero.     NCPA’s financial statements can be obtained from NCPA, 180 Cirby Way, Roseville, CA 95678.    Transmission Agency of Northern California (TANC)  The City is a member of a joint powers agreement with 14 other entities in Transmission Agency of  Northern California (TANC). TANC’s purpose is to provide electrical transmission or other facilities for the  use of its members. While governed by its members, none of TANC’s obligations are those of its members  unless expressly assumed by them. The City was obligated to pay 4 percent of TANC’s debt‐service and  operating costs. However, a Resolution was approved authorizing the execution of a Long‐Term Layoff  Agreement (LTLA) between the Cities of Palo Alto and Roseville. These two agencies desired to “layoff”  their entitlement rights to the California‐Oregon Transmission Project (COTP) (and Roseville’s South of  Tesla entitlement rights) for a period of 15 years to those acquiring members (Sacramento Municipal  Utility District, Turlock Irrigation District, and Modesto Irrigation District). The effective date of this  Agreement was February 1, 2009. As a result, the City is not obligated to pay TANC’s debt‐service and  operating costs starting February 1, 2009, for a period of fifteen years.     TANC’s financial statements can be obtained from TANC, P.O. Box 15129, Sacramento, CA 95851.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      102   NOTE 15 – JOINT VENTURES (Continued)    Bay Area Water Supply and Conservation Agency (BAWSCA)   The City is a member of a regional water district with 26 other entities, the Bay Area Water Supply and  Conservation Agency (BAWSCA).  BAWSCA was created on May 27, 2003 to represent the interests of 24  cities and water districts and two private utilities in Alameda, Santa Clara and San Mateo counties that  purchase water on a wholesale basis from the San Francisco regional water system.  It has the power to  issue  debt  and  plan,  finance,  construct,  and  operate  water  supply,  transmission,  reclamation,  and  conservation projects on behalf of its members.      In 2013 the City participated in a debt issuance by BAWSCA.  The debt was issued to repay certain long‐ term costs associated with the San Francisco Public Utilities Commission (SFPUC) water supply contract.   During the fiscal year, the City paid its share of the annual debt service of $1.9 million, which will vary  based on annual water purchases of the City compared to other BAWSCA agencies.     BAWSCA’s financial statements can be obtained from BAWSCA, 155 Bovet Road, Suite 650, San Mateo,  California 94402.    NOTE 16 – COMMITMENTS AND CONTINGENCIES    Palo Alto Unified School District – The City leases 27 acres of the former Cubberley School site and twelve  extended day care sites from Palo Alto Unified School District (PAUSD). The lease includes a mechanism  for a joint planning process between the City and PAUSD to develop a long‐term master plan for the  Cubberley site.  The City agreed to pay $1.86 million annually into a separate fund to be used for repairing,  renovating and/or improving the infrastructure at the Cubberley site. The previous lease term expired on  December 31, 2014, and the City and PAUSD reached an agreement to extend the lease agreement for an  additional five (5) years, with an expiration date of December 31, 2019. The City and PAUSD also agreed  to distribute gains or losses of revenue that resulted from the Foothill College departure from Cubberley.     The City entered into a new lease agreement with PAUSD that was effective July 1, 2020.  Under the new  Cubberley lease, the City will lease approximately 65,046 rentable square feet of building area and 15.94  acres of outdoor recreational area through December 31, 2024 and will continue to lease the twelve  extended daycare sites through June 30, 2022.     Total lease expenditures for the year ended June 30, 2020 amounted to $7.7 million. Future minimum  annual lease payments are as follows (in thousands):    Year Ending June 30 Payment 2021 3,489                2022 3,489                2023 2,733                2024 2,733                2025 1,367                13,811$               CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      103   NOTE 16 – COMMITMENTS AND CONTINGENCIES (Continued)    GreenWaste  of  Palo  Alto –  GreenWaste  of  Palo  Alto  is  the  City’s  contractor  for  waste  collection,  transportation, and processing services. The agreement expires June 30, 2026. The base compensation  for GreenWaste is adjusted annually based on CPI indicators stipulated in the contract. In fiscal year 2020  payments to GreenWaste were $11.7 million.    City of Palo Alto Regional Water Quality Control Plant – The cities of Palo Alto, Mountain View and Los  Altos (the Partners) participate jointly in the cost of maintaining and operating the City of Palo Alto  Regional  Water  Quality  Control  Plant  and  related  system  (the  Plant).  The  City  is  the  owner  and  administrator of the Plant, which provides the transmission, treatment and disposal of sewage for the  Partners. The cities of Mountain View and Los Altos are entitled to use a portion of the capacity of the  Plant for a specified period of time. Each partner has the right to rent unused capacity from/to the other  partners. The expenses of operations and maintenance are paid quarterly by each partner based on its  pro rata share of treatment costs. Additionally, joint system revenues are shared by the partners in the  same ratio as expenses are paid. The amended agreement has a term of fifty years beginning from the  original signing in October 1968, but may be terminated by any partner upon ten years’ notice to the other  partners. All sewage treatment property, plant and equipment are included in the Wastewater Treatment  Enterprise Fund’s capital assets balance. If the City initiates the termination of the contracts, it is required  to pay the other partners their unamortized contribution towards the capital assets.    Solid Waste Materials Recovery and Transfer Station (SMaRT Station) – On June 9, 1992, the City, along  with  the  City  of  Mountain  View,  signed  a  Memorandum  of  Understanding (MOU) with the City of  Sunnyvale (Sunnyvale) to participate in the construction and operation of the SMaRT Station, which  recovers recyclable materials from the municipal solid waste delivered from participating cities. Per the  MOU, the City has a capacity share of 21.3 percent of this facility and reimburses its proportionate capacity  share of design, construction and operation costs to Sunnyvale.    In fiscal year 2008, the members agreed to finance an Equipment Replacement Project from existing  reserves and proceeds from the Solid Waste Revenue Bond, Series 2007. The City has committed to repay  27.8 percent of the remaining debt service on the Bonds. The City’s portion of the Bonds amounts to  $0.2 million as of June 30, 2020. During the year ended June 30, 2020, the City paid $0.2 million as its  portion of current debt services.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      104   NOTE 16 – COMMITMENTS AND CONTINGENCIES (Continued)    UTILITIES ENERGY RESOURCE MANAGEMENT    Electric Power Supply Purchase Agreements – The City has numerous power purchase agreements with  power producers to purchase capacity and energy to supply a portion of its load requirements. As of  June 30, 2020, the approximate minimum obligations for the contracts, assuming the energy is delivered  over the next four years, are as follows:    Fiscal Year  Projected Obligation  2021  $61.72 million  2022  $62.08 million  2023  $61.60 million  2024  $60.95 million    Contractual  Commitments  beyond  2022  (Electricity)  –  Several  of  the  City’s  purchase  power  and  transmission contracts extend beyond the five‐year summary presented above. These contracts expire  between 2026 and 2051 and provide for power under various terms and conditions.  The City also has a  new solar power purchase agreement that is schedule to start in January 2023.  The City estimates that  its annual minimum commitments under all of its contracts, assuming the energy is delivered, ranges  between $62.06 million in 2025 and $67.13 million in 2034.  The City’s largest single purchase power  source is the Western Base Resource contract, whereby the City receives 12.31 percent of the amount of  energy made available by Western, after meeting Central Valley Project use requirements, in any given  year  at  a  12.31  percent  share  of  their  revenue  requirement.    The  Western  contract  expires  on  December 31, 2024.  The City has the option to extend the Western contract for an additional 30‐year  period  beyond  2024,  although  at  a  slightly  lower  share  of  the  total  energy  output  and  revenue  requirement (12.06 percent instead of 12.31 percent).    Gas Transmission and Local Transportation Rates – The City relies on Pacific Gas and Electric Company’s  (PG&E) natural gas pipeline infrastructure, including both high‐pressured transmission and medium‐  pressure local transportation, to move gas from the California border to the City’s distribution system.   Rates are determined through proceedings at the California Public Utilities Commission.  The rate Palo  Alto pays for gas transmission increased by 31% from fiscal year 2019 to fiscal year 2020 and are expected  to increase by another 15% in fiscal year 2021; the rate Palo Alto pays for local transportation decreased  by 15% from fiscal year 2019 to fiscal year 2020.  Fiscal year 2021 local transmission rates are not expected  to change significantly, however, an ongoing proceeding may result in significant increases in fiscal year  2022.    San Francisco Public Utilities Commission – The City purchases water from the San Francisco Public  Utilities Commission (SFPUC) under a Water Supply Agreement (WSA) terminating in 2034.  The City’s  wholesale water rate under this contract is determined by a ratemaking process under the authority of  the SFPUC, with contractual limitations on the types of costs that may be allocated to wholesale water  purchasers like the City.  The WSA contains certain restrictions regarding water purchases from other  water suppliers, though those restrictions do not apply to recycled water or emergency water supplies.   The City’s cost of water under this contract is projected to remain flat through 2022.    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2020      105   NOTE 16 – COMMITMENTS AND CONTINGENCIES (Continued)    Litigation   The City is subject to litigation arising in the normal course of business. In the opinion of the City Attorney,  there is no pending litigation, claims or assessments that are likely to have a materially adverse effect on  the City’s financial condition.    A class action lawsuit for refund of telephone users tax was filed against the City in August 2015.  The City  Attorney is of the opinion that a loss is reasonably possible but cannot be reasonably estimated at this  time.     A class action lawsuit for refund of allegedly illegal charges to gas and electrical customers was filed  against the City in October 2016.  The City Attorney is of the opinion that the loss is reasonably possible  but cannot be reasonably estimated at this time.    Grant Programs  The City participates in Federal and State grant programs. These programs have been audited by the City’s  independent auditors in accordance with the provisions of the Federal Single Audit Act amendments of  1996 and applicable State requirements. No costs were questioned as a result of these audits; however,  these  programs are still  subject to further examination by the grantors and the amount, if any, of  expenditures which may be disallowed by the granting agencies cannot be determined at this time. The  City expects such amounts, if any, to be immaterial.    Note 17 ‐ UNCERTAINTIES    In March 2020, the World Health Organization declared coronavirus COVID‐19 a global pandemic. This  contagious disease outbreak, which has continued to spread, and any related adverse public health  developments, has adversely affected organizations and its workforces, as well as the economy and  financial markets globally, and has led to an economic downturn. It has also disrupted the normal  operations of many governmental organizations, including the City. This outbreak decreased the revenues  and impacted the City’s operations starting March 2020. The City expects this outbreak to adversely  impact revenues and operations for future reporting periods.  It is not possible for the City to predict the  duration or magnitude of the adverse results of the outbreak and its effects on the City or results of  operations at this time.      106                                         This page is left intentionally blank.      CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 6 Fiscal Years*  107  I. SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS – MISCELLANEOUS PLAN  (In thousands)    Fiscal year 2019‐20 2018‐19 2017‐18 2016‐17 2015‐16 2014‐15 Measurement Period 2018‐19 2017‐18 2016‐17 2015‐16 2014‐15 2013‐14 Total pension liability Service cost 15,045$           14,724$           14,423$           12,582$           12,183$           12,442$           Interest 57,523              54,903              52,831              51,531              49,345              46,963              Changes of assumptions ‐                         (5,673)              42,239              ‐                         (11,552)            ‐                         Difference between expected and actual experience 6,230                4,271                (6,378)              757                    3,507                ‐                         Benefit payments, including refunds of employee contributions (41,124)            (37,624)            (36,405)            (34,825)            (32,980)            (31,781)            Net change in total pension liability 37,674              30,601              66,710              30,045              20,503              27,624              Total pension liability ‐ beginning 811,330           780,729           714,019           683,974           663,471           635,847           Total pension liability ‐ ending (a) 849,004$         811,330$         780,729$         714,019$         683,974$         663,471$         Plan fiduciary net position Contributions ‐ employer 25,423$           23,342$           20,638$           18,840$           18,610$           17,400$           Contributions ‐ employee 6,939                6,654                6,314                5,812                5,730                6,345                Net investment income 36,322              43,690              53,259              2,464                10,597              70,989              Benefit payments, including refunds of employee contributions (41,124)            (37,624)            (36,405)            (34,825)            (32,980)            (31,781)            Administrative expense (390)                  (799)                  (694)                  (291)                  (538)                  ‐                         Other non‐investment income (expenses) 1                        (1,518)              30                      ‐                         ‐                         ‐                         Net change in fiduciary net position 27,171              33,745              43,142              (8,000)              1,419                62,953              Plan fiduciary net position ‐ beginning 546,669           512,924           469,782           477,782           476,363           413,410           Plan fiduciary net position ‐ ending (b) 573,840$         546,669$         512,924$         469,782$         477,782$         476,363$         Plan net pension liability/(asset) ‐ Ending (a) ‐ (b) 275,164$         264,661$         267,805$         244,237$         206,192$         187,108$         Plan fiduciary net position as a percentage of total pension liability 67.59% 67.38% 65.70% 65.79% 69.85% 71.80% Covered payroll 82,573$           80,634$           77,606$           73,722$           69,837$           66,373$           Plan net pension liability/(asset) as a percentage of covered payroll 333.24% 328.23% 345.08% 331.29% 295.25% 281.90% Notes to Schedule: Change in assumptions ‐ During measurement period 2014, the discount rate was 7.50%.  During measurement period 2015, the discount rate was increased from 7.50  percent to 7.65 percent. There is no change in discount rate during measurement period 2016. During measurement period 2017, the discount rate was reduced from 7.65  percent to 7.15 percent. During measurement period 2018, demographic assumptions and inflation rate were changed in accordance to the CalPERS Experience Study and  Review of Actuarial Assumptions December 2017.  There is no change in assumptions during measurement period 2019. * Fiscal year ended June 30, 2015 was the first year of implementation of GASB Statement No. 68, therefore only six years of information is shown. Benefit changes ‐ The figures above do not include any liability that may have resulted from plan changes which occurred after the June 30, 2018 valuation date. This applies  for voluntary benefit changes as well as any offers of two years additional service credit (a.k.a. Golden Handshake).       CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 7 Fiscal Years*  108  II. SCHEDULE OF PENSION CONTRIBUTIONS– MISCELLANEOUS PLAN  (In thousands)    Fiscal Year 2019‐20 2018‐19 2017‐18 2016‐17 2015‐16 2014‐15 2013‐14 Contractually required  contribution (actuarially determined) 28,872$               25,423$               23,342$               20,638$                18,840$                18,610$                17,400$                Actual contribution (28,872)                (25,423)                (23,342)                (20,638)                (18,840)                (18,610)                (17,400)                Contribution deficiency/(excess) ‐$                           ‐$                           ‐$                          ‐$                           ‐$                           ‐$                           ‐$                           Covered payroll 85,441$               82,573$               80,634$               77,606$                73,722$                69,837$                66,373$                Contributions as percentage of covered payroll 33.79% 30.79% 28.95% 26.59% 25.56% 26.65% 26.22%   Notes to Schedule: The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2020 contribution rates are as follows:  ADC for fiscal year June 30, 2020 Actuarial valuation date June 30, 2017 Actuarial cost method Entry‐Age Normal Cost Method Asset valuation method Actuarial value of assets Inflation 2.625% Salary increases Varies by entry age and services Payroll growth 2.75% Investment rate of return Retirement age Mortality 7.25%, net of pension plan investment and administrative expenses,  includes inflation. The probabilities of retirement are based on the 2017 CalPERS  Experience Study for the period 1997 to 2015. The probabilities of mortality are based on the 2017 CalPERS Experience  Study for the period from 1997 to 2015.  Pre‐retirement and post‐ retirement mortality rates includes 15 years of projected mortality  improvements using 90% of Scale MP‐2016 published by the Society of  Actuaries. * Fiscal year ended June 30, 2015 was the first year of implementation of GASB Statement No. 68, therefore only  seven years of information is shown.    CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 6 Fiscal Years*  109  III. SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS – SAFETY PLAN   (In thousands)    Fiscal year 2019‐20 2018‐19 2017‐18 2016‐17 2015‐16 2014‐15 Measurement Period 2018‐19 2017‐18 2016‐17 2015‐16 2014‐15 2013‐14 Total pension liability Service cost 7,259$            7,168$            6,584$            5,916$            5,959$            6,221$            Interest 31,066            29,871            28,272            27,816            27,047            26,113            Changes of assumptions ‐                       (1,374)            22,566            ‐                       (6,327)            ‐                       Difference between expected and actual experience 3,841              11,604            (2,790)            (1,516)            75                    ‐                       Benefit payments, including refunds of employee contributions (24,757)          (23,636)          (22,413)          (21,669)          (21,148)          (19,985)          Net change in total pension liability 17,409            23,633            32,219            10,547            5,606              12,349            Total pension liability ‐ beginning 439,408         415,775         383,556         373,009         367,403         355,054         Total pension liability ‐ ending (a) 456,817$       439,408$       415,775$       383,556$       373,009$       367,403$       Plan fiduciary net position Contributions ‐ employer 12,370$         11,030$         10,220$         9,403$            8,617$            7,616$            Contributions ‐ employee 3,225              2,799              2,475              2,059              2,047              2,762              Net investment income 18,217            22,724            28,112            1,259              5,774              40,033            Benefit payments, including refunds of employee contributions (24,757)          (23,636)          (22,413)          (21,669)          (21,148)          (19,985)          Administrative expense (201)                (418)                (370)                (157)                (290)                ‐                       Other non‐investment income (expenses) 1                      (794)                (30)                  ‐                       ‐                       ‐                       Net change in fiduciary net position 8,855              11,705            17,994            (9,105)            (5,000)            30,426            Plan fiduciary net position ‐ beginning 280,173         268,468         250,474         259,579         264,579         234,153         Plan fiduciary net position ‐ ending (b) 289,028$       280,173$       268,468$       250,474$       259,579$       264,579$       Plan net pension liability/(asset) ‐ Ending (a) ‐ (b) 167,789$       159,235$       147,307$       133,082$       113,430$       102,824$       Plan fiduciary net position as a percentage of total pension liability 63.27% 63.76% 64.57% 65.30% 69.59% 72.01% Covered payroll 24,263$         24,131$         21,906$         21,822$         21,912$         21,896$         Plan net pension liability/(asset) as a percentage of covered payroll 691.54% 659.88% 672.45% 609.85% 517.66% 469.60% Notes to Schedule: Benefit changes ‐ The figures above do not include any liability that may have resulted from plan changes which occurred after the June 30, 2018 valuation  date. This applies for voluntary benefit changes as well as any offers of two years additional service credit (a.k.a. Golden Handshake). Change in assumptions ‐ During measurement period 2014, the discount rate was 7.50%.  During measurement period 2015, the discount rate was increased  from 7.50 percent to 7.65 percent. There is no change in discount rate during measurement period 2016. During measurement period 2017, the discount rate  was reduced from 7.65 percent to 7.15 percent. During measurement period 2018, demographic assumptions and inflation rate were changed in accordance to  the CalPERS Experience Study and Review of Actuarial Assumptions December 2017.  There is no change in assumptions during measurement period 2019. * Fiscal year ended June 30, 2015 was the first year of implementation of GASB Statement No. 68, therefore only six years of information is shown.      CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 7 Fiscal Years*  110  IV. SCHEDULE OF PENSION CONTRIBUTIONS – SAFETY PLAN  (In thousands)    Fiscal Year 2019‐20 2018‐19 2017‐18 2016‐17 2015‐16 2014‐15 2013‐14 Contractually required  contribution (actuarially determined) 14,260$               12,370$               11,030$               10,220$                9,403$                  8,617$                  7,616$                  Actual contribution (14,260)                (12,370)                (11,030)                (10,220)                (9,403)                   (8,617)                   (7,616)                   Contribution deficiency/(excess) ‐$                           ‐$                           ‐$                          ‐$                           ‐$                           ‐$                           ‐$                           Covered payroll 25,570$               24,263$               24,131$               21,906$                21,822$                # 21,912$                21,896$                Contributions as percentage of covered payroll 55.77% 50.98% 45.71% 46.65% 43.09% 39.33% 34.78%   Notes to Schedule: The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2020 contribution rates are as follows:  ADC for fiscal year June 30, 2020 Actuarial valuation date June 30, 2017 Actuarial cost method Entry‐Age Normal Cost Method Asset valuation method Actuarial value of assets Inflation 2.625% Salary increases Varies by entry age and services Payroll growth 2.75% Investment rate of return Retirement age Mortality 7.25%, net of pension plan investment and administrative expenses,  includes inflation. The probabilities of retirement are based on the 2017 CalPERS  Experience Study for the period 1997 to 2015. The probabilities of mortality are based on the 2017 CalPERS Experience  Study for the period from 1997 to 2015.  Pre‐retirement and post‐ retirement mortality rates includes 15 years of projected mortality  improvements using 90% of Scale MP‐2016 published by the Society of  Actuaries. * Fiscal year ended June 30, 2015 was the first year of implementation of GASB Statement No. 68, therefore only  seven years of information is shown.        CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 3 Fiscal Years*  111  V. SCHEDULE OF CHANGES IN NET OPEB LIABILITY AND RELATED RATIOS   (In thousands)    Fiscal year 2019‐20 2018‐19 2017‐18 Measurement Period 2018‐19 2017‐18 2016‐17 Total OPEB liability Service cost 6,622$                6,429$                6,242$                Interest 17,292                16,546                15,853                Changes in benefit terms 972                      ‐                           ‐                           Changes of assumptions 7,057                  ‐                           ‐                           Difference between expected and actual experience (29,907)              ‐                           ‐                           Benefit payments, including refunds of employee contributions (12,157)              (12,104)              (11,916)              Net change in total OPEB liability (10,121)              10,871                10,179                Total OPEB liability ‐ beginning 255,630             244,759             234,580             Total OPEB liability ‐ ending (a) 245,509$           255,630$           244,759$           Plan fiduciary net position Contributions ‐ employer 15,997$             21,349$             14,739$             Net investment income 6,852                  7,519                  8,628                  Benefit payments, including refunds of employee contributions (12,157)              (12,104)              (11,916)              Administrative expense (23)                      (204)                    (44)                      Net change in fiduciary net position 10,669                16,560                11,407                Plan fiduciary net position ‐ beginning 107,810             91,250                79,843                Plan fiduciary net position ‐ ending (b) 118,479$           107,810$           91,250$             Plan net OPEB liability/(asset) ‐ Ending (a) ‐ (b) 127,030$           147,820$           153,509$           Plan fiduciary net position as a percentage of total OPEB liability 48.26% 42.17% 37.28% Covered employee payroll 118,014$           119,090$           118,774$           Plan net OPEB liability/(asset) as a percentage of covered employee payroll 107.64% 124.12% 129.24% Notes to Schedule: Benefit changes ‐ The figures above do not include any liability that may have resulted from plan changes  which occurred after the measurement dates. Changes in assumptions ‐ During measurement period 2019, demographic assumptions were change in accordance to the  2017 CalPERS Experience Study while mortality improvement scale was updated to Scale MP‐2019. * Fiscal year ended June 30, 2018 was the first year of implementation of GASB Statement No. 75, therefore only three years  of information is shown.      CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 4 Fiscal Years*  112  VI. SCHEDULE OF EMPLOYER OPEB CONTRIBUTIONS   (In thousands)    Fiscal Year 2019‐20 2018‐19 2017‐18 2016‐17 Contractually required contribution (actuarially determined) 16,482$                15,997$                16,938$           16,365$           Actual contribution (16,475)                (15,997)                (21,349)            (14,739)            Contribution deficiency/(excess) 7$                          ‐$                           (4,411)$            1,626$             Covered employee payroll 125,676$             118,014$             119,090$         118,774$         Contributions as percentage of covered employee payroll 13.11% 13.56% 17.93% 12.41%       Notes to Schedule: The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2020 contribution  rates are as follows:  ADC for fiscal year June 30, 2020 Actuarial valuation date June 30, 2017 Actuarial cost method Entry‐Age, level percentage of payroll Amortization method Level percent of pay Amortization period 25‐year fixed period for 2019/20 Asset valuation method Market value, no smoothing Inflation 2.75% Payroll growth 3.00% Investment rate of return Medical trend Mortality Mortality Improvement 6.75% * Fiscal year ended June 30, 2018 was the first year of implementation of GASB Statement No. 75, therefore only  four years of information is shown. Non‐Medicare ‐ 7.5% for 2019, decreasing to an ultimate rate of 4.0% in 2076 Medicare ‐ 6.5% for 2019, decreasing to an ultimate rate of 4.0% in 2076 2014 CalPERS Experience Study for the period 1997 to 2011 Post‐retirement mortality projected fully generational with Society of Actuaries  Scale MP‐2017 Total Special  Debt Other Revenue Service  Permanent Governmental Funds Funds Fund Funds ASSETS: Cash and investments available for operations 80,684$          3,826$            2,529$            87,039$          Receivables, net: Accounts and intergovernmental 409                 7                      ‐                  416                 Interest 460                 21                    14                    495                 Notes and loan receivable 34,099            ‐                  ‐                  34,099            Restricted cash and investments with fiscal agents ‐                  34                    ‐                  34                    Total assets 115,652$       3,888$            2,543$            122,083$       Liabilities: Accounts payable and accruals 591$               ‐$                3$                    594$               Accrued salaries and benefits 27                    ‐                  ‐                  27                    Due to other funds 136                 ‐                  ‐                  136                 Total liabilities 754                 ‐                  3                      757                 Deferred inflows of resources Deferred inflows of resources ‐ Unavailable revenue 71                    ‐                  ‐                  71                    Total liabilities and deferred inflows of resources 825                 ‐                  3                      828                 Fund balances: Nonspendable Eyerly family ‐                  ‐                  2,540              2,540              Restricted for: Transportation mitigation 12,265            ‐                  ‐                  12,265            Federal revenue 5,221              ‐                  ‐                  5,221              Street improvement  73                    ‐                  ‐                  73                    Local law enforcement 615                 ‐                  ‐                  615                 Public benefit 19,908            ‐                  ‐                  19,908            Debt service ‐                  3,888              ‐                  3,888              Committed for: Developer impact fee 15,028            ‐                  ‐                  15,028            Housing In‐Lieu 52,882            ‐                  ‐                  52,882            Special districts 6,649              ‐                  ‐                  6,649              Downtown business  65                    ‐                  ‐                  65                    Assigned for: Unrealized gain on investment 2,121              ‐                  ‐                  2,121              Unassigned for: Total fund balances 114,827          3,888              2,540              121,255          Total liabilities and fund balances 115,652$       3,888$            2,543$            122,083$       LIABILITIES AND FUND BALANCES: CITY OF PALO ALTO Non‐major Governmental Funds Combining Balance Sheet June 30, 2020 (Amounts in thousands) 113   114  This page is intentionally left blank.    Total Special  Debt Other Revenue Service  Permanent Governmental Funds Funds Fund Funds REVENUES: Property tax ‐$                 4,515$            ‐$                 4,515$            Special assessments 24                    ‐                   ‐                   24                    Other taxes and fines 2,961               ‐                   ‐                   2,961               Intergovernmental 848                  ‐                   ‐                   848                  Licenses, permits and fees: University Avenue Parking 2,454               ‐                   ‐                   2,454               California Avenue Parking 348                  ‐                   ‐                   348                  Other licenses, permits and fees 2,875               ‐                   ‐                   2,875               Investment earnings 3,462               119                  108                  3,689               Rental income 3                      ‐                   ‐                   3                      Housing In‐Lieu ‐ residential 750                  ‐                   ‐                   750                  Other revenue 333                  ‐                   ‐                   333                  Total revenues 14,058            4,634               108                  18,800            EXPENDITURES: Current: Administrative Services 284                  ‐                   ‐                   284                  Public Works 1,216               ‐                   ‐                   1,216               Planning and Development Services 901                  ‐                   ‐                   901                  Office of Transportation 2,123               ‐                   ‐                   2,123               Police 54                    ‐                   ‐                   54                    Community Services 265                  ‐                   ‐                   265                  Non‐Departmental 237                  ‐                   6                      243                  Debt service: Principal retirement ‐                   2,280               ‐                   2,280               Interest and fiscal charges ‐                   5,025               ‐                   5,025               Total expenditures 5,080               7,305               6                      12,391            EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES  8,978               (2,671)             102                  6,409               OTHER FINANCING SOURCES (USES): Transfers in 1,506               2,865               ‐                   4,371               Transfers out (9,809)             ‐                   ‐                   (9,809)             Total other financing sources (uses) (8,303)             2,865               ‐                   (5,438)             Change in fund balances 675                  194                  102                  971                  FUND BALANCES, BEGINNING OF YEAR 114,152          3,694               2,438               120,284          FUND BALANCES, END OF YEAR  114,827$        3,888$            2,540$            121,255$        CITY OF PALO ALTO Non‐major Governmental Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended June 30, 2020 (Amounts in thousands) 115   116  This page is intentionally left blank.  117  NON‐MAJOR GOVERNMENTAL FUNDS    SPECIAL REVENUE FUNDS     Street Improvement   This fund accounts for revenues received from state gas tax. Allocations must be spent on the construction  and maintenance of the road network system of the City.    Federal Revenue  This fund accounts for grant funds received under the Community Development Act of 1974 and HOME  Investment Grant Programs, for activities approved and subject to federal regulations.    Housing In‐Lieu  This fund accounts for revenues from commercial and residential developers to provide housing under  the City’s Below Market Rate program.    Special Districts  This fund accounts for revenues from parking permits and for maintenance of various parking lots within  the City’s parking districts.    Transportation Mitigation  This fund accounts for revenues from fees or contributions required for transportation mitigation issues  encountered as a result of City development.    Local Law Enforcement  This fund accounts for revenues received in support of City’s law enforcement program.    Asset Seizure  This fund accounts for seized property and funds associated  with drug  trafficking.  Under California  Assembly Bill No. 4162, the monies are released to the City for specific expenditures related to law  enforcement activities.    Developer Impact Fee  This fund accounts for fees imposed on new developments to be used for parks, community centers and  libraries.    Downtown Business Development District  The Downtown Business Development District Fund was established to account for the activities of the  Palo Alto Downtown Business Development District, which was established to enhance the viability of the  downtown business district.    Public Benefit  This fund accounts for the activities of the Stanford University Medical Center (SUMC) Development  Agreement (DA) whereby SUMC will enhance and expand their facilities and the City will grant SUMC the  right to develop the facilities in accordance with the DA.  Street Federal Housing Special Improvement Revenue In‐Lieu Districts ASSETS: Cash and investments available for operations ‐$                ‐$                24,683$          7,042$            Receivables, net: Accounts and intergovernmental 184                 218                 7                      ‐                  Interest ‐                  ‐                  136                 37                    Notes and loan receivable ‐                  5,351              28,748            ‐                  Total assets 184$               5,569$            53,574$          7,079$            Liabilities: Accounts payable and accruals ‐$                249$               64$                 237$               Accrued salaries and benefits ‐                  1                      ‐                  23                    Due to other funds 109                 27                    ‐                  ‐                  Total liabilities 109                 277                 64                    260                 Deferred inflows of resources Deferred inflows of resources ‐ Unavailable revenue ‐                  71                    ‐                  ‐                  Total liabilities and deferred inflows of sources 109                 348                 64                    260                 Fund balances: Nonspendable Restricted Transportation mitigation ‐                  ‐                  ‐                  ‐                  Federal revenue ‐                  5,221              ‐                  ‐                  Street improvement  73                    ‐                  ‐                  ‐                  Local law enforcement ‐                  ‐                  ‐                  ‐                  Public benefit ‐                  ‐                  ‐                  ‐                  Committed Developer impact fee ‐                  ‐                  ‐                  ‐                  Housing In‐Lieu ‐                  ‐                  52,882            ‐                  Special districts ‐                  ‐                  ‐                  6,649              Downtown business  ‐                  ‐                  ‐                  ‐                  Assigned Unrealized gains on investments 2                      ‐                  628                 170                 Total fund balances 75                    5,221              53,510            6,819              Total liabilities and fund balances 184$               5,569$            53,574$          7,079$            LIABILITIES AND FUND BALANCES: CITY OF PALO ALTO Non‐major Special Revenue Funds Combining Balance Sheet June 30, 2020 (Amounts in thousands) 118 Downtown Total Business Special  Transportation Local Law Asset Developer Development Public  Revenue Mitigation Enforcement Seizure Impact Fee District Benefit Funds 12,530$          624$               3$                    15,366$          107$               20,329$          80,684$          ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  409                 74                    3                      ‐                  93                    ‐                  117                 460                 ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  34,099            12,604$          627$               3$                    15,459$          107$               20,446$          115,652$       ‐$                ‐$                ‐$                ‐$                41$                 ‐$                591$               ‐                  ‐                  ‐                  3                      ‐                  ‐                  27                    ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  136                 ‐                  ‐                  ‐                  3                      41                    ‐                  754                 ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  71                    ‐                  ‐                  ‐                  3                      41                    ‐                  825                 12,265            ‐                  ‐                  ‐                  ‐                  ‐                  12,265            ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  5,221              ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  73                    ‐                  612                 3                      ‐                  ‐                  ‐                  615                 ‐                  ‐                  ‐                  ‐                  ‐                  19,908            19,908            ‐                  ‐                  ‐                  15,028            ‐                  ‐                  15,028            ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  52,882            ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  6,649              ‐                  ‐                  ‐                  ‐                  65                    ‐                  65                    339                 15                    ‐                  428                 1                      538                 2,121              12,604            627                 3                      15,456            66                    20,446            114,827          12,604$          627$               3$                    15,459$          107$               20,446$          115,652$       119 Street Federal Housing Special Improvement Revenue In‐Lieu Districts REVENUES: Special assessments ‐$                 ‐$                 ‐$                 ‐$                 Other taxes and fines 2,817               ‐                   ‐                   144                  Intergovernmental 78                    606                  ‐                   ‐                   Licenses, permits and fees: University Avenue Parking ‐                   ‐                   ‐                   2,454               California Avenue Parking ‐                   ‐                   ‐                   348                  Other licenses, permits and fees ‐                   ‐                   ‐                   787                  Investment earnings 2                      ‐                   1,076               275                  Rental income ‐                   ‐                   3                      ‐                   Housing In‐Lieu ‐ residential ‐                   ‐                   750                  ‐                   Other revenue ‐                   ‐                   270                  63                    Total revenues 2,897               606                  2,099               4,071               EXPENDITURES: Current: Administrative Services ‐                   ‐                   ‐                   284                  Public Works ‐                   ‐                   ‐                   1,216               Planning and Development Services  ‐                   685                  216                  ‐                   Office of Transportation ‐                   ‐                   ‐                   2,123               Police ‐                   ‐                   ‐                   ‐                   Community Services ‐                   ‐                   ‐                   52                    Non‐Departmental ‐                   ‐                   37                    185                  Total expenditures ‐                   685                  253                  3,860               EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES  2,897               (79)                   1,846               211                  OTHER FINANCING SOURCES (USES): Transfers in ‐                   ‐                   ‐                   1,064               Transfers out (3,074)             ‐                   (1)                     (154)                 Total other financing sources (uses) (3,074)             ‐                   (1)                     910                  Change in fund balances (177)                 (79)                   1,845               1,121               FUND BALANCES, BEGINNING OF YEAR 252                  5,300               51,665            5,698               FUND BALANCES, END OF YEAR  75$                  5,221$            53,510$          6,819$            CITY OF PALO ALTO Non‐major Special Revenue Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended June 30, 2020 (Amounts in thousands) 120 Downtown Total Business Special  Transportation Local Law Asset Developer Development Public Revenue Mitigation Enforcement Seizure Impact Fee District Benefit Funds ‐$                 ‐$                 ‐$                 ‐$                 24$                  ‐$                 24$                  ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   2,961               ‐                   164                  ‐                   ‐                   ‐                   ‐                   848                  ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   2,454               ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   348                  180                  ‐                   ‐                   1,908               ‐                   ‐                   2,875               551                  24                    ‐                   669                  2                      863                  3,462               ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   3                      ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   750                  ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   333                  731                  188                  ‐                   2,577               26                    863                  14,058            ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   284                  ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   1,216               ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   901                  ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   2,123               ‐                   54                    ‐                   ‐                   ‐                   ‐                   54                    ‐                   ‐                   ‐                   213                  ‐                   ‐                   265                  ‐                   ‐                   ‐                   ‐                   15                    ‐                   237                  ‐                   54                    ‐                   213                  15                    ‐                   5,080               731                  134                  ‐                   2,364               11                    863                  8,978               ‐                   ‐                   ‐                   355                  87                    ‐                   1,506               (1,283)             ‐                   ‐                   (4,397)             ‐                   (900)                 (9,809)             (1,283)             ‐                   ‐                   (4,042)             87                    (900)                 (8,303)             (552)                 134                  ‐                   (1,678)             98                    (37)                   675                  13,156            493                  3                      17,134            (32)                   20,483            114,152          12,604$          627$                3$                    15,456$          66$                  20,446$          114,827          121 Street Improvement Federal Revenue Variance Variance Actual, Positive Actual, Positive Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) REVENUES: Special assessments ‐            ‐$                   ‐$            ‐          ‐$                   ‐$            Other taxes and fines 3,061        2,817                 (244)            ‐          ‐                      ‐              Intergovernmental 79             78                       (1)                636         606                     (30)              Licenses, permits and fees University Avenue Parking ‐            ‐                      ‐              ‐          ‐                      ‐              California Avenue Parking ‐            ‐                      ‐              ‐          ‐                      ‐              Other licenses, permits and fees ‐            ‐                      ‐              ‐          ‐                      ‐              Investment earnings 12             2                         (10)              ‐          ‐                      ‐              Rental income ‐            ‐                      ‐              ‐          ‐                      ‐              Housing In‐Lieu ‐ residential ‐            ‐                      ‐              ‐          ‐                      ‐              Other: Loan payoffs ‐            ‐                      ‐              ‐          ‐                      ‐              Other revenue ‐            ‐                      ‐              ‐          ‐                      ‐              Total revenues 3,152        2,897                 (255)            636         606                     (30)              EXPENDITURES: Current: Administrative Services ‐            ‐                      ‐              ‐          ‐                      ‐              Public Works ‐            ‐                      ‐              ‐          ‐                      ‐              Planning and Development Services ‐            ‐                      ‐              935         974                     (39)              Office of Transportation ‐            ‐                      ‐              ‐          ‐                      ‐              Police ‐            ‐                      ‐              ‐          ‐                      ‐              Community Services ‐            ‐                      ‐              ‐          ‐                      ‐              Non‐Departmental ‐            ‐                      ‐              ‐          ‐                      ‐              Total expenditures ‐            ‐                      ‐              935         974                     (39)              Excess (deficiency) of revenues  over (under) expenditures 3,152        2,897                 (255)            (299)        (368)                   (69)              OTHER FINANCING SOURCES (USES): Transfers in ‐            ‐                      ‐              ‐          ‐                      ‐              Transfers out (3,074)      (3,074)                ‐              ‐          ‐                      ‐              Total other financing sources (uses) (3,074)      (3,074)                ‐              ‐          ‐                      ‐              Change in fund balances, budgetary basis 78$           (177)                   (255)$          (299)$      (368)                   (69)$            Adjustment to Budgetary Basis: Unrealized gain (loss) on investments ‐                      ‐                      Current year encumbrances/reappropriations ‐                      289                     (177)                   (79)                      FUND BALANCES, BEGINNING OF YEAR, GAAP BASIS 252                     5,300                 FUND BALANCES, END OF YEAR, GAAP BASIS 75$                     5,221$               CHANGE IN FUND BALANCE, GAAP BASIS (Amounts in thousands) CITY OF PALO ALTO Non‐major Special Revenue Funds Combining Schedule of Revenues, Expenditures and Changes in Fund Balances ‐  Budget and Actual For the Year Ended June 30, 2020 122 Housing In‐Lieu Special Districts Transportation Mitigation Variance Variance Variance Actual, Positive Actual, Positive Actual, Positive Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) ‐               ‐$                   ‐$            ‐             ‐$                   ‐$            ‐            ‐$                   ‐$            ‐               ‐                      ‐              333            144                     (189)            ‐            ‐                      ‐              ‐               ‐                      ‐              ‐             ‐                      ‐              ‐            ‐                      ‐              ‐               ‐                      ‐              3,263        2,454                 (809)            ‐            ‐                      ‐              ‐               ‐                      ‐              522            348                     (174)            ‐            ‐                      ‐              ‐               ‐                      ‐              838            787                     (51)              276           180                     (96)              297              555                     258             80              136                     56                199           278                     79                9                  3                         (6)                ‐             ‐                      ‐              ‐            ‐                      ‐              2,989          750                     (2,239)        ‐             ‐                      ‐              ‐            ‐                      ‐              25                ‐                      (25)              ‐             ‐                      ‐              ‐            ‐                      ‐              170              270                     100             ‐             63                       63                ‐            ‐                      ‐              3,490          1,578                 (1,912)        5,036        3,932                 (1,104)        475           458                     (17)              ‐               ‐                      ‐              326            284                     42                ‐            ‐                      ‐              ‐               ‐                      ‐              1,547        1,365                 182             ‐            ‐                      ‐              20,490        21,015               (525)            ‐             ‐                      ‐              2,200        ‐                      2,200          ‐               ‐                      ‐              3,936        2,878                 1,058          ‐            ‐                      ‐              ‐               ‐                      ‐              ‐             ‐                      ‐              ‐            ‐                      ‐              ‐               ‐                      ‐              31              52                       (21)              ‐            ‐                      ‐              696              37                       659             231            185                     46                ‐            ‐                      ‐              21,186        21,052               134             6,071        4,764                 1,307          2,200        ‐                      2,200          (17,696)       (19,474)              (1,778)        (1,035)       (832)                   203             (1,725)       458                     2,183          ‐               ‐                      ‐              1,064        1,064                 ‐              ‐            ‐                      ‐              (1)                 (1)                        ‐              (1,683)       (154)                   1,529          (1,283)       (1,283)                ‐              (1)                 (1)                        ‐              (619)           910                     1,529          (1,283)       (1,283)                ‐              (17,697)$    (19,475)              (1,778)$      (1,654)$     78                       1,732$        (3,008)$    (825)                   2,183$        521                     139                     273                     20,799               904                     ‐                      1,845                 1,121                 (552)                   51,665               5,698                 13,156               53,510$             6,819$               12,604$             123 Local Law Enforcement Asset Seizure Variance Variance Actual, Positive Actual, Positive Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) REVENUES: Special assessments ‐             ‐$                   ‐$            ‐            ‐$                   ‐$            Other taxes and fines ‐             ‐                      ‐              ‐            ‐                      ‐              Intergovernmental 105            164                     59                ‐            ‐                      ‐              Licenses, permits and fees University Avenue Parking ‐             ‐                      ‐              ‐            ‐                      ‐              California Avenue Parking ‐             ‐                      ‐              ‐            ‐                      ‐              Other licenses, permits and fees ‐             ‐                      ‐              ‐            ‐                      ‐              Investment earnings 5                 12                       7                  ‐            ‐                      ‐              Rental income ‐             ‐                      ‐              ‐            ‐                      ‐              Housing In‐Lieu ‐ residential ‐             ‐                      ‐              ‐            ‐                      ‐              Other: Loan payoffs ‐             ‐                      ‐              ‐            ‐                      ‐              Other revenue ‐             ‐                      ‐              ‐            ‐                      ‐              Total revenues 110            176                     66                ‐            ‐                      ‐              EXPENDITURES: Current: Administrative Services ‐             ‐                      ‐              ‐            ‐                      ‐              Public Works ‐             ‐                      ‐              ‐            ‐                      ‐              Planning and Development Services ‐             ‐                      ‐              ‐            ‐                      ‐              Office of Transportation ‐             ‐                      ‐              ‐            ‐                      ‐              Police 155            54                       101             ‐            ‐                      ‐              Community Services ‐             ‐                      ‐              ‐            ‐                      ‐              Non‐Departmental ‐             ‐                      ‐              ‐            ‐                      ‐              Total expenditures 155            54                       101             ‐            ‐                      ‐              Excess (deficiency) of revenues  over (under) expenditures (45)             122                     167             ‐            ‐                      ‐              OTHER FINANCING SOURCES (USES): Transfers in ‐             ‐                      ‐              ‐            ‐                      ‐              Transfers out ‐             ‐                      ‐              ‐            ‐                      ‐              Total other financing sources (uses) ‐             ‐                      ‐              ‐            ‐                      ‐              Change in fund balances, budgetary basis (45)$           122                     167$           ‐$          ‐                      ‐$            Adjustment to Budgetary Basis: Unrealized gain (loss) on investments 12                       ‐                      Current year encumbrances/reappropriations ‐                      ‐                      134                     ‐                      FUND BALANCES, BEGINNING OF YEAR, GAAP BASIS 493                     3                         FUND BALANCES, END OF YEAR, GAAP BASIS 627$                  3$                       CHANGE IN FUND BALANCE, GAAP BASIS (Amounts in Thousands) CITY OF PALO ALTO Non‐major Special Revenue Funds Combining Schedule of Revenues, Expenditures and Changes in Fund Balances ‐  Budget and Actual For the Year Ended June 30, 2020 124 Developer Impact Fee Downtown Business Improvement District Variance Variance Variance Actual, Positive Actual, Positive Actual, Positive Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) ‐            ‐$                   ‐$            88             24$                     (64)$            ‐            ‐$                   ‐$            ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              1,058        1,908                 850             ‐            ‐                      ‐              ‐            ‐                      ‐              257           326                     69                ‐            1                         1                  325           436                     111             ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              1,315        2,234                 919             88             25                       (63)              325           436                     111             ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              454           213                     241             ‐            ‐                      ‐              ‐            ‐                      ‐              ‐            ‐                      ‐              125           72                       53                ‐            ‐                      ‐              454           213                     241             125           72                       53                ‐            ‐                      ‐              861           2,021                 1,160          (37)            (47)                      (10)              325           436                     111             355           355                     ‐              87             87                       ‐              ‐            ‐                      ‐              (6,896)      (4,397)                2,499          ‐            ‐                      ‐              (1,400)      (900)                   500             (6,541)      (4,042)                2,499          87             87                       ‐              (1,400)      (900)                   500             (5,680)$    (2,021)                3,659$        50$           40                       (10)$            (1,075)$    (464)                   611$           343                     1                         427                     ‐                      57                       ‐                      (1,678)                98                       (37)                      17,134               (32)                      20,483               15,456$             66$                    20,446$             Public Benefit 125 126  This page is left intentionally blank.    127  NON‐MAJOR GOVERNMENTAL FUNDS    DEBT SERVICE FUNDS     2018 Golf Course Capital Improvement  This fund accounts for revenues received from the General Fund to provide payment of principal and  interest associated with the 2018 Golf Course Capital Improvement Certificates of Participation as they  become due.    2019 California Avenue Parking Garage COPs  This fund accounts for revenues received from the General Fund to provide payment of principal and  interest associated with the 2019 California Avenue Parking Garage Certificates of Participation as they  become due.    Library Projects  This fund accounts for revenues received from property taxes to provide payment of principal and interest  associated with the 2010 and 2013A General Obligation Bonds as they become due.  CITY OF PALO ALTO Non‐major Debt Service Funds Combining Balance Sheet June 30, 2020 (Amounts in thousands) 2018 Golf Course 2019 California Total Capital  Avenue Parking Library Debt Service Improvement Garage COPs Projects  Funds ASSETS: Cash and investments available for operations 1$                      3$                     3,822$            $3,826 Receivables: Accounts and intergovernmental ‐                    ‐                   7                      7                      Interest ‐                    ‐                   21                    21                    Restricted cash and investments with fiscal agents 18                      16                     ‐                  34                    Total assets 19$                   19$                  3,850$            3,888$            FUND BALANCES: Restricted: Debt service 19$                   19$                  3,850$            3,888$            128 CITY OF PALO ALTO Non‐major Debt Service Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended June 30, 2020 (Amounts in thousands) 2018 Golf Course 2019 California Total Capital Avenue Parking Library Debt Service Improvement Garage COPs Projects  Funds REVENUES: Property tax ‐$                   ‐$                  4,515$            4,515$            Investment earnings 1                         1                        117                  119                  Total revenues 1                         1                        4,632               4,634               EXPENDITURES: Debt service: Principal retirement 180                     375                   1,725               2,280               Interest and fiscal charges 350                     1,958                2,717               5,025               Total expenditures 530                     2,333                4,442               7,305               EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (529)                   (2,332)              190                  (2,671)             OTHER FINANCING SOURCES (USES): Transfers in 530                     2,335                ‐                   2,865               Total other financing sources (uses) 530                     2,335                ‐                   2,865               Change in fund balances 1                         3                        190                  194                  FUND BALANCES, BEGINNING OF YEAR 18                       16                     3,660               3,694               FUND BALANCES, END OF YEAR 19$                     19$                   3,850$            3,888$            129 Variance Variance Variance Actual, Positive Actual Positive Actual Positive Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) REVENUES: Property tax ‐$                 ‐$                  ‐$                   ‐$                 ‐$                   ‐$                   4,442$            4,515$              73$                  Investment earnings ‐                   1                        1                         ‐                   1                         1                         ‐                   38                       38                     Total revenues ‐                   1                        1                         ‐                   1                         1                         4,442               4,553                 111                  EXPENDITURES: Debt service: Principal retirement 180                  180                   ‐                     375                  375                    ‐                     1,725               1,725                 ‐                   Interest and fiscal charges 350                  350                   ‐                     1,960               1,958                 2                         2,717               2,717                 ‐                   Total expenditures 530                  530                   ‐                     2,335               2,333                 2                         4,442               4,442                 ‐                   Excess (deficiency) of revenues  over (under) expenditures (530)                 (529)                  1                         (2,335)             (2,332)               3                         ‐                   111                    111                  OTHER FINANCING SOURCES (USES): Transfers in 530                  530                   ‐                     2,335               2,335                 ‐                     ‐                   ‐                     ‐                   Change in fund balances, budgetary basis ‐$                 1                        1$                       ‐$                 3                         3$                       ‐$                 111                    111$                Adjustment to Budgetary Basis: Unrealized gain (loss) on investments ‐                    ‐                     79                       1                        3                         190                    FUND BALANCES, BEGINNING OF YEAR 18                      16                       3,660                 FUND BALANCES, END OF YEAR 19$                   19$                    3,850$              CHANGE IN FUND BALANCE, GAAP BASIS (Amounts in thousands) CITY OF PALO ALTO Non‐major Debt Service Funds Combining Schedule of Revenues, Expenditures and Changes in Fund Balances ‐  Budget and Actual For the Year Ended June 30, 2020 2018 Golf Course Capital Improvement 2019 California Avenue Parking Garage COPs Library Projects 130 131  NON‐MAJOR GOVERNMENTAL FUNDS    PERMANENT FUND    Eyerly Family  This fund accounts for the revenues received from assets donated by Mr. and Mrs. Fred Eyerly for the City  and or its citizenry.    Eyerly Family Permanent Fund Variance Actual, Positive Budget Budgetary Basis (Negative) REVENUES: Investment earnings 53$                53$                   ‐$               EXPENDITURES: Current: Non‐Departmental 7                     6                        1                     Change in fund balance 46$                47                      1$                   Adjustment to Budgetary Basis: Unrealized gain (loss) on investments 55                      102                   FUND BALANCE, BEGINNING OF YEAR 2,438                FUND BALANCE, END OF YEAR 2,540$              CHANGE IN FUND BALANCE, GAAP BASIS (Amounts in thousands) CITY OF PALO ALTO Non‐major Permanent Fund Schedule of Revenues, Expenditures and Changes in Fund Balance ‐  Budget and Actual For the Year Ended June 30, 2020 132 133  INTERNAL SERVICE FUNDS    INTRODUCTION  Internal Service Funds are used to finance and account for special activities and services performed by a  designated department for other departments in the City on a cost reimbursement basis.    Vehicle Replacement and Maintenance  This fund accounts for the maintenance and replacement of vehicles and equipment used by all City  departments. The source of revenue is from reimbursement of fleet replacement and maintenance costs  allocated to each department by usage of vehicle.    Technology  This fund accounts for replacement and upgrade of technology, and covers four primary areas used by all  City departments: desktop, infrastructure, applications, and technology research and development. The  source of revenue is from reimbursement of costs for support provided to other departments.    Printing and Mailing Services  This fund accounts for central duplicating, printing and mailing services provided to all City departments.  Source of revenue for this fund is from reimbursement of costs for services and supplies purchased by  other departments.    General Benefits  This fund accounts for the administration of compensated absences and health benefits.    Workers’ Compensation Insurance Program  This fund accounts for the administration of the City’s self‐insured workers’ compensation programs.    General Liabilities Insurance Program  This fund accounts for the administration of the City’s self‐insured general liability programs.    Retiree Health Benefits  This fund accounts for the retiree health benefits contributions.      Vehicle Printing Workers' General Total Replacement and Compensation Liabilities Retiree Internal  and Mailing General Insurance Insurance Health Services Maintenance Technology Services Benefits Program Program Benefits Funds ASSETS: Current Assets: Cash and investments available for operations 13,116$          25,056$          75$                  20,861$          25,372$          9,641$            1,306$            95,427$          Accounts receivable, net 3                      5                      ‐                  17                    6                      ‐                  ‐                  31                    Interest receivable 67                    146                  1                      105                  133                  51                    4                      507                  Inventory of materials and supplies 102                  ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  102                  Restricted cash and investments with fiscal agents and trustees ‐                  ‐                  ‐                  28,693            ‐                  ‐                  ‐                  28,693            Total current assets 13,288            25,207            76                    49,676            25,511            9,692              1,310             124,760          Noncurrent Assets: Capital assets: Nondepreciable 486                  2,237              ‐                  ‐                  ‐                  ‐                  ‐                  2,723              Depreciable, net 16,305            2,304              33                    ‐                  ‐                  ‐                  ‐                  18,642            Total noncurrent assets 16,791            4,541              33                    ‐                  ‐                  ‐                  ‐                  21,365            Total assets 30,079            29,748            109                  49,676            25,511            9,692              1,310             146,125          DEFERRED OUTFLOWS OF RESOURCES: Pension related 501                  1,728              33                    ‐                  41                    ‐                  ‐                  2,303              OPEB related 283                  576                  11                    ‐                  11                    ‐                  ‐                  881                  Total deferred outflows of resources 784                  2,304              44                    ‐                  52                    ‐                  ‐                  3,184              LIABILITIES: Current Liabilities: Accounts payable and accruals 136                  211                  42                    1,100              69                    10                    ‐                  1,568              Accrued salaries and benefits 34                    131                  4                      ‐                  34                    ‐                  ‐                  203                  Accrued compensated absences ‐                  ‐                  ‐                  8,182              ‐                  ‐                  ‐                  8,182              Accrued claims payable ‐ current ‐                  ‐                  ‐                  160                  3,960              2,078              ‐                  6,198              Total current liabilities 170                  342                  46                    9,442              4,063              2,088              ‐                  16,151            Noncurrent liabilities: Accrued compensated absences ‐                  ‐                  ‐                  6,062              ‐                  ‐                  ‐                  6,062              Accrued claims payable ‐                  ‐                  ‐                  ‐                  19,973            3,542              ‐                  23,515            Net pension liabilities 3,696              12,820            306                  ‐                  45                    ‐                  ‐                  16,867            Net OPEB liabilities 1,561              3,185              143                  ‐                  ‐                  ‐                  ‐                  4,889              Total noncurrent liabilities 5,257              16,005            449                  6,062              20,018            3,542              ‐                  51,333            Total liabilities 5,427              16,347            495                  15,504            24,081            5,630              ‐                  67,484            DEFERRED INFLOWS OF RESOURCES: Pension related 131                  326                  3                      ‐                  2                      ‐                  ‐                  462                  OPEB related 329                  672                  14                    ‐                  12                    ‐                  ‐                  1,027              Total deferred inflows of resources 460                  998                  17                    ‐                  14                    ‐                  ‐                  1,489              NET POSITION: Net Investment in capital assets 16,791            4,541              33                    ‐                  ‐                  ‐                  ‐                  21,365            Restricted for supplemental pension ‐                  ‐                  ‐                  28,693            ‐                  ‐                  ‐                  28,693            Unrestricted 8,185              10,166            (392)                5,479              1,468              4,062              1,310              30,278            Total net position 24,976$          14,707$          (359)$              34,172$          1,468$            4,062$            1,310$            80,336$          CITY OF PALO ALTO Internal Service Funds Combining Statement of Fund Net Position June 30, 2020 (Amounts in thousands) 134 Vehicle Printing Workers' General Total Replacement and Compensation Liabilities Retiree Internal  and Mailing General Insurance Insurance Health Services Maintenance Technology Services Benefits Program Program Benefits Funds OPERATING REVENUES: Charges for services 9,457$            14,458$          1,592$            73,430$          7,381$            4,300$            14,214$          124,832$        Other ‐                   ‐                   ‐                   ‐                   109                  3                       ‐                   112                  Total operating revenues 9,457               14,458            1,592               73,430            7,490               4,303               14,214            124,944          OPERATING EXPENSES: Administrative and general 1,525               8,622               1,146               174                  846                  1,441               29                     13,783            Operations and maintenance 4,113               8,264               380                  2,255               209                  ‐                   ‐                   15,221            Depreciation 2,879               480                  7                       ‐                   ‐                   ‐                   ‐                   3,366               Claim payments and change in estimated self‐insured liability ‐                   ‐                   ‐                   1,131               6,414               (522)                 ‐                   7,023               Refund of charges for services 111                  20                     ‐                   ‐                   ‐                   ‐                   ‐                   131                  Employment benefits ‐                   ‐                   ‐                   57,129            ‐                   ‐                   16,475            73,604            Total operating expenses 8,628               17,386            1,533               60,689            7,469               919                  16,504            113,128          Operating income (loss) 829                  (2,928)             59                     12,741            21                     3,384               (2,290)             11,816            NONOPERATING REVENUES (EXPENSES): Investment earnings 500                  1,090               (2)                      1,455               981                  354                  66                     4,444               Loss on disposal of capital assets (178)                 ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   (178)                 Other nonoperating revenues 30                     ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   30                     Total nonoperating revenues (expenses) 352                  1,090               (2)                      1,455               981                  354                  66                     4,296               Income (loss) before transfers 1,181               (1,838)             57                     14,196            1,002               3,738               (2,224)             16,112            Transfers in ‐                   1,626               ‐                   5,241               ‐                   5                       2,384               9,256               Transfers out (244)                 (220)                 (14)                   (2,384)             (5)                      ‐                   ‐                   (2,867)             Change in net position 937                  (432)                 43                     17,053            997                  3,743               160                  22,501            NET POSITION, BEGINNING OF YEAR 24,039            15,139            (402)                 17,119            471                  319                  1,150               57,835            NET POSITION, END OF YEAR 24,976$          14,707$          (359)$               34,172$          1,468$            4,062$            1,310$            80,336$          CITY OF PALO ALTO Internal Service Funds Combining Statement of Revenues, Expenses and Changes in Fund Net Position For the Year Ended June 30, 2020 (Amounts in thousands) 135 Vehicle Printing Workers' General Total Replacement and Compensation Liabilities Retiree Internal  and Mailing General Insurance Insurance Health Services Maintenance Technology Services Benefits Program Program Benefits Funds Cash flows from operating activities: Cash received from customers 9,494$            14,772$          1,592$            73,435$          7,375$            4,303$            16,097$          127,068$        Cash payments to suppliers for goods and services (3,008)             (7,997)             (1,400)             (153)                 (500)                 (1,451)             ‐                        (14,509)           Cash payments to employees (2,569)             (8,253)             (250)                 (57,501)           (566)                 ‐                        (16,504)           (85,643)           Cash payments for judgments and claims ‐                        ‐                        ‐                        (1,131)             (2,880)             (1,555)             ‐                        (5,566)             Other cash receipts 30                     ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        30                     Net cash flows provided by (used in)  operating activities 3,947               (1,478)             (58)                   14,650            3,429               1,297               (407)                 21,380            Cash flows from noncapital financing activities: Repayment of loans from other funds ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        (737)                 (737)                 Transfers in ‐                        1,626               ‐                        5,241               ‐                        5                       2,384               9,256               Transfers out (244)                 (220)                 (14)                   (2,384)             (5)                      ‐                        ‐                        (2,867)             Net cash flows provided by (used in) noncapital financing activities (244)                 1,406               (14)                   2,857               (5)                      5                       1,647               5,652               Cash flows from capital and related financing activities: Acquisition of capital assets (1,570)             (1,624)             ‐                        ‐                        ‐                        ‐                        ‐                        (3,194)             Proceeds from sale of capital assets 96                     ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        96                     Net cash flows (used in)  capital and related financing activities (1,474)             (1,624)             ‐                        ‐                        ‐                        ‐                        ‐                        (3,098)             Cash flows from investing activities: Interest received (charged) 500                  1,108               (2)                      1,460               984                  348                  65                     4,463               Net change in cash and cash equivalents 2,729               (588)                 (74)                   18,967            4,408               1,650               1,305               28,397            Cash and cash equivalents, beginning of year 10,387            25,644            149                  30,587            20,964            7,991               1                       95,723            Cash and cash equivalents, end of year  $         13,116   $         25,056   $                 75   $         49,554   $         25,372   $           9,641   $           1,306   $       124,120  Financial statement presentation: Cash and investments available for operations 13,116$          25,056$          75$                  20,861$          25,372$          9,641$            1,306$            95,427$          Restricted cash and investments with  fiscal agents and trustees ‐                   ‐                   ‐                   28,693            ‐                   ‐                   ‐                   28,693            Cash and cash equivalents, end of year 13,116$          25,056$          75$                  49,554$          25,372$          9,641$            1,306$            $       124,120  Reconciliation of operating income (loss) to net cash flows provided by (used in) operating activities: Operating income (loss) 829$                (2,928)$           59$                  12,741$          21$                  3,384$            (2,290)$           11,816$          Adjustments to reconcile operating income (loss)  to net cash provided by (used in) operating activities: Depreciation 2,879               480                  7                       ‐                        ‐                        ‐                        ‐                        3,366               Other 30                     ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        30                     Change in assets and liabilities: Accounts receivable 37                     314                  ‐                        5                       (6)                      ‐                        1,883               2,233               Inventory of materials and supplies 146                  ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        146                  Deferred outflows of resources ‐ pension plans 170                  404                  21                     ‐                        16                     ‐                        ‐                        611                  Deferred outflows of resources ‐ OPEB (86)                   (174)                 7                       ‐                        (11)                   ‐                        ‐                        (264)                 Accounts payable and accruals (44)                   (129)                 (113)                 (23)                   (7)                      (10)                   ‐                        (326)                 Accrued salaries and benefits 10                     53                     1                       ‐                        18                     ‐                        ‐                        82                     Accrued compensated absences (5)                      (12)                   ‐                        1,927               (1)                      ‐                        ‐                        1,909               Accrued claims payable ‐                        ‐                        ‐                        ‐                        3,425               (2,077)             ‐                        1,348               Net pension liability (57)                   466                  (32)                   ‐                        (37)                   ‐                        ‐                        340                  Net OPEB liability (257)                 (525)                 (20)                   ‐                        ‐                        ‐                        ‐                        (802)                 Deferred inflows of resources ‐ pension plans ‐                        (30)                   1                       ‐                        (1)                      ‐                        ‐                        (30)                   Deferred inflows of resouces ‐ OPEB 295                  603                  11                     ‐                        12                     ‐                        ‐                        921                  Net cash flows provided by (used in)  operating activities 3,947$            (1,478)$           (58)$                 14,650$          3,429$            1,297$            (407)$               21,380$          CITY OF PALO ALTO Internal Service Funds Combining Statement of Cash Flows For the Year Ended June 30, 2020 (Amounts in thousands) 136 137  FIDUCIARY FUNDS    INTRODUCTION  Fiduciary Funds are used to account for assets held by the City acting in a fiduciary capacity for other  entities and individuals. The funds are operated to carry out the specific actions required by the trust  agreements, ordinances and other governing regulations.    Fiduciary Funds are presented separately from the Citywide and Fund financial statements.    Agency Funds are custodial in nature and do not involve measurement of results of operations. The City  maintains two agency funds, as follows:    Cable Joint Powers Authority  The fund was established to account for the activities of the cable television system on behalf of the  members.    University Avenue Area Off‐Street Parking Assessment District  The fund accounts for the receipts and disbursements associated with the Series 2012 Limited Obligation  Refunding Improvement Bonds.      CITY OF PALO ALTO All Agency Funds Statement of Changes in Assets and Liabilities For the Year Ended June 30, 2020 Balance Balance June 30, 2019 Additions Deletions June 30, 2020 Cable Joint Powers Authority ASSETS: Cash and investments available for operations 739$                ‐$                 11$                  728$                Accounts receivable 497                  ‐                        13                     484                  Interest receivable 4                       ‐                        ‐                        4                       Total assets 1,240$             ‐$                 24$                  1,216$             LIABILITIES: Accounts payable and accruals ‐$                 219$                ‐$                 219$                Due to other governments 1,240               ‐                        243                  997                  Total Liabilities 1,240               219                  243                  1,216               ASSETS: Cash and investments available for operations 2,028$             68$                  ‐$                 2,096$             Accounts receivable 13                     2                       ‐                   15                     Interest receivable 11                     1                       ‐                   12                     Cash and investments with fiscal agents 2,657               44                     ‐                   2,701               Total assets 4,709$             115$                ‐$                 4,824$             LIABILITIES: Due to bondholders 4,709$             115$                ‐$                 4,824$             Total Agency Funds ASSETS: Cash and investments available for operations 2,767$             68$                  11$                  2,824$             Accounts receivable 510                  2                       13                     499                  Interest receivable 15                     1                       ‐                        16                     Cash and investments with fiscal agents 2,657               44                     ‐                   2,701               Total assets 5,949$             115$                24$                  6,040$             LIABILITIES: Accounts payable and accruals ‐$                 219$                ‐$                 219$                Due to bondholders 4,709               115                  ‐                   4,824               Due to other governments 1,240               ‐                   243                  997                  Total liabilities 5,949$             334$                243$                6,040$             (Amounts in thousands) University Avenue Area  Off‐Street Parking Assessment District 138 139  STATISTICAL SECTION    The statistical section contains comprehensive statistical data, which relates to physical, economic, social  and political characteristics of the City. It is intended to provide users with a broader and more complete  understanding of the City and its financial affairs than is possible from the financial statements and  supporting schedules included in the financial section.    In  this  section,  readers  will  find  comparative  information  related to the City’s revenue sources,  expenditures, property tax valuations, levies and collections, general obligation bonded debt, utility  revenue debt service, and demographics. Where available, the comparative information is presented for  the last ten fiscal years.    In addition, this section presents information related to the City’s legal debt margin computation, principal  taxpayers, notary and security bond coverages, and other miscellaneous statistics pertaining to services  provided by the City.    In contrast to the financial section, the statistical section information is not usually subject to independent  audit.    Financial Trends  These  schedules  contain  trend  information  to  help  the  reader  understand  how  the  City’s  financial  performance and well‐being have changed over time:   Net Position by Component   Changes in Net Position   Fund Balances of Governmental Funds   Changes in Fund Balances of Governmental Funds    Revenue Capacity  These schedules contain information to help the reader assess the City’s most significant local revenue  sources, property tax and electric charges:   Electric Operating Revenue by Source   Supplemental Disclosure for Water Utilities   Supplemental Disclosure for Gas Utilities    Assessed Value of Taxable Property   Property Tax Rates, All Overlapping Governments   Property Tax Levies and Collections   Principal Property Taxpayers   Assessed Valuation and Parcels by Land Use   Per Parcel Assessed Valuation of Single Family Residential    Debt Capacity  These schedules present information to help the reader assess the affordability of the City’s current levels  of outstanding debt and the City’s ability to issue additional debt in the future:   Ratio of Outstanding Debt by Type   Computation of Direct and Overlapping Debt   Computation of Legal Bonded Debt Margin   Revenue Bond Coverage    140  STATISTICAL SECTION    Demographic and Economic Information  These  schedules  offer  demographic  and  economic  indicators  to  help  the  reader  understand  the  environment within which the City’s financial activities take place:   Taxable Transactions by Type of Business   Demographic and Economic Statistics   Principal Employers    Operating Information  These  schedules  contain  service  and  infrastructure  data  to  help  the  reader  understand  how  the  information in the City’s financial report relates to the services the City provides and the activities it  performs:   Operating Indicators by Function/Program   Capital Asset Statistics by Function/Program   Full‐Time Equivalent City Government Employees by Function    Sources  Unless otherwise noted, the information in these schedules is derived from the Comprehensive Annual  Financial Reports for the relevant year.  2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Governmental Activities Investment in capital assets 364,747$         370,111$         378,047$         386,696$         405,921$         425,179$         453,878$         473,233$         493,706$         497,378$         Restricted 16,437              52,934              71,717              68,331              55,963              47,907              38,138              46,724              59,669             73,274              Unrestricted 134,722           142,102            165,810           187,386           1,972                37,905              35,273              (92,587)            (103,392)          (130,078)          Total Governmental Activities Net Position 515,906$         565,147$          615,574$         642,413$         463,856$         510,991$          527,289$         427,370$         449,983$         440,574$         Business‐type Activities Investment in capital assets 416,418$         437,151$         446,597$         473,795$         490,874$         512,918$         532,063$         573,688$         602,136$         621,354$         Restricted ‐                         ‐                         4,060                4,166                4,142                4,115                 4,073                4,014                4,016               4,060                Unrestricted 253,740           262,602            269,926           266,794           172,802           162,806            163,158           110,429           135,391           159,592           Total Business‐type Activities Net Position 670,158$         699,753$          720,583$         744,755$         667,818$         679,839$          699,294$         688,131$         741,543$         785,006$         Primary Government Investment in capital assets 781,165$         807,262$         824,644$         860,491$         896,795$         938,097$         985,941$         1,046,921$      1,095,842$     1,118,732$      Restricted 16,437              52,934              75,777              72,497              60,105              52,022              42,211              50,738              63,685             77,334              Unrestricted 388,462           404,704            435,736           454,180           174,774           200,711            198,431           17,842              31,999             29,514              Total Primary Government Net Position 1,186,064$      1,264,900$      1,336,157$      1,387,168$      1,131,674$      1,190,830$      1,226,583$      1,115,501$      1,191,526$     1,225,580$      Notes: Source:  Annual Financial Statements, Statement of Net Position   The City implemented GASB Statement No. 68, Accounting and Financial Reporting for Pensions, effective July 1, 2014, and GASB Statement No. 75,  Accounting and Financial Reporting for Postemployment Benefits Other Than Pension, effective July 1, 2017. The City's unrestricted net position decreased in FY  2015 and again in FY 2018 as a result. Fiscal Year Ended June 30 CITY OF PALO ALTO Net Position by Component Last Ten Fiscal Years (Amounts in thousands) (Accrual basis of accounting) $0 $200,000 $400,000 $600,000 $800,000 $1,000,000 $1,200,000 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 $ T h o u s a n d s Primary Government Investment in capital assets Restricted Unrestricted 141 PROGRAM REVENUES 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Governmental Activities Charges for services Administrative Services 2,889$              1,647$           15,629$        4,055$           5,460$           9,444$           5,242$             6,536$             6,413$             5,758$           Public Works 2,419                1,008             1,314             1,093             1,209             599                878                  781                  1,478               990                Planning & Community Environment2 7,237                31,491           28,768           12,896           8,090             9,071             6,067               5,119               11,997             ‐                     Development Services1&2 ‐                         ‐                     ‐                     ‐                     12,019           12,570           11,768             16,000             13,904             ‐                     Planning & Development Services2 ‐                         ‐                     ‐                     ‐                     ‐                     ‐                     ‐                       ‐                       ‐                       16,173           Office of Transportation3 ‐                         ‐                     ‐                     ‐                     ‐                     ‐                     ‐                       ‐                       ‐                       1,161             Public Safety 15,274              15,658           16,139           14,902           15,726           13,945           12,670             13,507             14,179             12,101           Community Services 7,724                11,365           13,808           20,882           20,912           21,551           20,472             21,285             22,805             20,808           Library 480                   1,600             187                166                137                198                139                  145                  134                  94                  Operating grants and contributions 2,884                3,441             5,038             5,360             5,300             2,164             1,990               14,054             2,100               2,619             Capital grants and contributions 1,903                1,064             515                917                619                344                1,929               1,534               8,247               9,021             Total Governmental Activities Program Revenues 40,810              67,274           81,398           60,271           69,472           69,886           61,155             78,961             81,257             68,725           Business‐type Activities Charges for services Water 26,624              31,467           37,746           40,291           35,847           37,588           42,678             45,087             45,571             48,740           Electric 122,109            118,886        121,805        121,916        120,842        120,743        137,543           154,142           163,514           169,389        Fiber Optics 3,322                3,662             4,382             4,485             4,627             4,505             4,553               4,529               4,657               4,576             Gas 43,584              41,774           34,633           35,737           30,751           30,212           36,431             37,044             42,113             37,402           Wastewater Collection 15,094              14,942           16,077           15,599           16,182           16,496           17,748             17,990             20,219             20,933           Wastewater Treatment 18,830              22,200           21,528           18,460           24,120           23,825           23,649             27,382             27,573             29,310           Refuse 30,469              30,645           30,583           30,297           31,576           32,169           33,918             34,647             33,996             32,695           Storm Drainage 5,796                5,892             6,053             6,183             6,281             6,520             6,693               6,964               7,249               7,543             Airport ‐                         ‐                     ‐                     ‐                     683                826                1,286               2,382               2,483               2,362             Operating grants and contributions 610                   605                572                549                534                744                512                  501                  488                  473                Capital grants and contributions 3,004                1,526             2,224             2,005             2,080             1,061             4,265               14,194             6,677               6,449             Total Business‐type Activities  Program Revenues 269,442            271,599        275,603        275,522        273,523        274,689        309,276           344,862           354,540           359,872        Total Primary Government  Program Revenues 310,252$          338,873$      357,001$      335,793$      342,995$      344,575$      370,431$        423,823$        435,797$        428,597$      EXPENSES Governmental Activities City Council 15$                   345$              94$                387$              271$              352$              329$                345$                270$                172$              City Manager 1,842                1,960             1,237             2,180             2,155             2,662             1,975               2,757               3,336               3,616             City Attorney 953                   1,656             1,642             1,797             1,759             2,472             2,140               2,511               3,086               2,845             City Clerk 803                   908                330                641                680                582                762                  931                  822                  748                City Auditor 138                   235                464                489                362                414                847                  994                  1,081               645                Administrative Services 9,888                10,100           7,614             11,388           9,980             10,637           11,887             13,949             19,169             15,919           Human Resources 1,346                1,071             1,420             1,346             1,464             2,224             2,272               2,674               3,021               3,060             Public Works 19,357              14,568           20,816           24,577           21,075           24,613           25,539             30,349             36,617             45,609           Planning & Community Environment2 15,031              12,074           13,549           14,926           8,423             10,208           10,918             11,357             12,169             ‐                     Development Services1&2 ‐                         ‐                     ‐                     ‐                     10,449           11,158           11,102             12,664             12,622             ‐                     Planning & Development Services2 ‐                         ‐                     ‐                     ‐                     ‐                     ‐                     ‐                       ‐                       ‐                       21,725           Office of Transportation3 ‐                         ‐                     ‐                     ‐                     ‐                     ‐                     ‐                       ‐                       ‐                       4,693             Public Safety (Police and Fire) 58,996              62,817           59,452           62,883           58,660           56,653           73,320             83,923             89,189             92,187           Community Services 22,845              21,915           22,705           23,822           24,688           28,547           27,866             33,709             36,815             34,147           Library 6,920                7,323             7,319             7,758             7,721             10,825           11,437             12,208             12,557             12,971           Interest on long term debt 2,742                2,575             2,562             3,367             3,658             3,552             2,846               2,761               3,653               4,576             Total Governmental Activities Expenses 140,876            137,547        139,204        155,561        151,345        164,899        183,240           211,132           234,407           242,913        Business‐type Activities Water 24,268              29,093           30,707           31,593           33,205           35,120           37,535             40,836             40,606             43,034           Electric 100,130            102,030        106,438        113,004        122,499        120,319        128,603           146,033           139,605           142,426        Fiber Optics 1,561                1,489             1,437             1,661             1,891             2,107             2,159               2,653               2,476               2,761             Gas 32,051              28,878           26,749           26,869           23,525           20,879           26,783             27,930             30,915             27,212           Wastewater Collection 12,275              14,825           14,313           13,235           14,595           15,199           16,405             16,801             17,324             18,877           Wastewater Treatment 19,731              20,712           20,635           21,018           21,553           22,546           23,498             27,518             27,070             28,755           Refuse 30,684              31,900           28,542           28,413           27,974           30,370           30,665             28,808             30,391             36,947           Storm Drainage 3,229                3,103             3,703             3,644             3,721             3,735             4,106               5,059               4,951               5,514             Airport 31                      153                246                466                1,004             970                1,274               1,656               1,790               2,131             Total Business‐type Activities Expenses 223,960            232,183        232,770        239,903        249,967        251,245        271,028           297,294           295,128           307,657        Total Primary Government Expenses 364,836$          369,730$      371,974$      395,464$      401,312$      416,144$      454,268$        508,426$        529,535$        550,570$      CITY OF PALO ALTO Changes in Net Position Last Ten Fiscal Years (Accrual basis of accounting) (Amounts in thousands) Fiscal Year Ended June 30 142 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 NET (EXPENSE)/REVENUE Governmental Activities (100,066)$        (70,273)$       (57,806)$       (95,290)$       (81,873)$       (95,013)$       (122,085)$       (132,171)$       (153,150)$       (174,188)$     Business‐type Activities 45,482              39,416           42,833           35,619           23,556           23,444           38,248             47,568             59,412             52,215           Total Primary Government Net (Expense)/Revenue (54,584)$          (30,857)$       (14,973)$       (59,671)$       (58,317)$       (71,569)$       (83,837)$         (84,603)$         (93,738)$         (121,973)$     GENERAL REVENUES AND OTHER CHANGES IN NET POSITION Governmental Activities Taxes Property tax 29,156$            30,104$        31,929$        35,299$        38,750$        41,189$        43,953$           47,170$           51,718$           55,604$        Sales tax 20,746              22,132           25,606           29,424           29,675           30,018           29,923             31,091             36,508             30,563           Utility user tax 10,851              10,834           10,861           11,008           10,861           12,469           14,240             15,414             16,402             16,140           Transient occupancy tax 8,082                9,664             10,794           12,255           16,699           22,366           23,477             24,937             25,649             18,553           Other taxes 8,156                8,173             10,504           9,660             11,867           7,868             8,989               11,337             9,525               9,775             Investment earnings 3,500                6,238             (1,228)           5,859             5,010             8,639             (711)                 420                  15,375             13,850           Miscellaneous 12,377              14,943           518                2,575             3,428             894                168                  1,973               1,906               60                  Transfers 17,083              17,426           19,249           17,103           16,405           18,705           18,344             19,077             18,680             20,234           Total Governmental Activities 109,951            119,514        108,233        123,183        132,695        142,148        138,383           151,419           175,763           164,779        Business‐type Activities Investment earnings 5,722                7,605             (2,754)           6,379             4,857             7,282             (449)                 596                  12,680             11,482           Transfers (17,083)             (17,426)         (19,249)         (17,103)         (16,405)         (18,705)         (18,344)           (19,077)           (18,680)           (20,234)         Total Business‐type Activities (11,361)             (9,821)           (22,003)         (10,724)         (11,548)         (11,423)         (18,793)           (18,481)           (6,000)              (8,752)           Total Primary Government 98,590$            109,693$      86,230$        112,459$      121,147$      130,725$      119,590$        132,938$        169,763$        156,027$      CHANGE IN NET POSITION Governmental Activities 9,885$              49,241$        50,427$        27,893$        50,822$        47,135$        16,298$           19,248$           22,613$           (9,409)$         Business‐type Activities 34,121              29,595           20,830           24,895           12,008           12,021           19,455             29,087             53,412             43,463           Total Primary Government Change in Net Position 44,006$            78,836$        71,257$        52,788$        62,830$        59,156$        35,753$           48,335$           76,025$           34,054$        Notes:1The Development Services Department was formed in FY15.  Source:  Annual Financial Statements, Statement of Activities 2In FY20, the Development Services Department was combined with the Planning and Community Environment Department to form the Planning and Development Services  Department. 3In FY20, the City established the Office of Transportation in FY20. Fiscal Year Ended June 30 143 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 General Fund Nonspendable 6,085$        6,007$        5,749$        6,188$        6,296$        7,088$        7,709$        8,049$        7,647$        8,967$        Committed ‐              ‐              ‐              ‐              ‐              ‐              ‐              373             5,100          4,505          Assigned  6,235          6,400          5,415          5,432          7,976          8,261          7,280          7,098          7,657          12,496        Unassigned 31,859        29,616        30,913        36,690        48,198        51,582        48,118        52,826        54,811        35,871        Total General Fund 44,179$      42,023$      42,077$      48,310$      62,470$      66,931$      63,107$      68,346$      75,215$      61,839$      Source: Annual Financial Statements, Balance Sheet Fiscal Year Ended June 30 CITY OF PALO ALTO Fund Balances of Governmental Funds (General Fund) Last Ten Fiscal Years (Modified accrual basis of accounting) (Amounts in thousands) $0 $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000 $80,000 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 $  T h o u s a n d s Nonspendable Committed Assigned Unassigned 144 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 All Other Governmental Funds Nonspendable 1,422$         11,112$      18,189$      14,869$      1,468$         1,505$         1,499$         1,498$         2,438$         2,540$         Restricted 50,646         61,324         84,688         68,468         59,650         47,113         35,298         40,317         85,940         55,548         Committed 24,775         14,284         20,400         27,145         48,434         65,745         71,566         72,781         84,616         83,973         Assigned  20,114         33,264         45,514         55,211         52,627         64,411         63,225         68,261         56,842         62,825         Unassigned  ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                    (32)               (32)              ‐                    Total All Other Governmental Funds 96,957$      119,984$    168,791$    165,693$    162,179$    178,774$    171,588$    182,825$    229,804$    204,886$    Source: Annual Financial Statements, Balance Sheet Fiscal Year Ended June 30 CITY OF PALO ALTO Fund Balances of Governmental Funds (All Other Governmental Funds) Last Ten Fiscal Years (Modified accrual basis of accounting) (Amounts in thousands) $0 $20,000 $40,000 $60,000 $80,000 $100,000 $120,000 $140,000 $160,000 $180,000 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 $  T h o u s a n d s Nonspendable Restricted Committed Unassigned ($50,000) $0 $50,000 $100,000 $150,000 $200,000 $250,000 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 $  T h o u s a n d s Nonspendable Restricted Committed Assigned Unassigned 145 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Revenues Property tax 29,248$       30,216$       32,040$       35,393$       38,836$       41,289$       44,050$       47,242$       51,776$       55,628$       Sales tax 20,746         22,132         25,606         29,424         29,675         30,018         29,923         31,091         36,508         30,563         Other taxes and fines 27,890         29,231         32,141         35,305         41,576         44,909         48,875         53,837         53,525         45,729         Contributions5 ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    11,733         ‐                    ‐                    Charges for services 22,311         46,273         38,976         23,962         25,973         23,910         22,267         26,835         27,346         24,127         From other agencies 1,614            1,116            4,109            5,700            7,727            4,417            5,443            5,392            4,689            12,315         Permits and licenses 5,433            7,136            8,218            8,990            9,179            11,228         10,523         12,786         17,759         13,144         Interest and rentals 16,553         18,583         12,136         18,445         18,658         22,269         15,348         16,288         32,905         26,123         Other revenue 8,624            12,739         17,570         7,471            12,837         13,827         4,985            6,067            7,955            1,091            Total Revenues 132,419       167,426       170,796       164,690       184,461       191,867       181,414       211,271       232,463       208,720       Expenditures Administration1 8,351            9,412            8,291            9,961            10,806         11,501         13,192         14,721         15,799         16,527         Public Works 11,317         11,304         11,489         12,439         12,276         13,112         14,485         15,426         14,764         14,793         Planning and Community Environment3 10,309         11,966         13,474         14,761         8,628            9,722            10,568         10,332         10,911         ‐                    Development Services2, 3 ‐                    ‐                    ‐                    ‐                    11,152         10,643         10,908         11,749         11,549         ‐                    Planning and Development Services2 ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    20,170         Office of Transportation4 ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    4,175            Public Safety (Police and Fire) 58,874         62,418         59,537         62,028         61,447         63,784         71,164         73,916         76,344         82,173         Community Services 20,029         20,860         21,661         22,644         23,553         25,511         25,408         29,831         31,619         29,868         Library 6,509            7,072            6,902            7,340            7,980            7,960            8,953            9,120            9,288            9,988            Non‐departmental 7,352            6,819            4,567            8,135            6,180            8,068            6,566            7,579            12,231         9,498            Capital Outlay 35,486         29,154         29,542         37,035         41,754         24,457         39,643         40,971         46,914         66,362         Debt service ‐ principal payments 870               1,743            1,489            1,524            1,948            7,130            2,066            2,961            2,101            2,280            Debt service ‐ interest and fiscal fees 1,815            2,757            2,659            3,196            3,404            4,266            3,032            2,956            3,398            5,025            Payment to bond refunding escrow ‐                    586               540              ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                    Total Expenditures 160,912       164,091       160,151       179,063       189,128       186,154       205,985       219,562       234,918       260,859       Excess (Deficiency) of Revenues Over (Under) Expenditures (28,493)        3,335            10,645         (14,373)        (4,667)          5,713            (24,571)        (8,291)          (2,455)          (52,139)        Other Financing Sources (Uses) Issuance of Debt ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    8,970            42,297         ‐                    Proceeds from sale of capital assets ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    2,442            ‐                    Transfers in 30,323         47,200         50,343         41,683         45,137         61,835         58,331         56,882         54,711         58,397         Transfers out (14,352)        (29,782)        (33,833)        (24,175)        (29,824)        (46,492)        (44,770)        (41,085)        (43,147)        (44,552)        Proceeds from long term debt (101)              3,222            21,706         ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    Payments to refund bond escrow ‐                    (3,104)         ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                    Total Other Financing Sources (Uses)15,870         17,536         38,216         17,508         15,313         15,343         13,561         24,767         56,303         13,845         Net Change in Fund Balances (12,623)$      20,871$       48,861$       3,135$         10,646$       21,056$       (11,010)$      16,476$       53,848$       (38,294)$      Debt Service as a Percentage of Non‐Capital Expenditures 2.2% 3.5% 3.2% 3.3% 3.7% 7.1% 3.1% 3.3% 2.8% 3.6% Notes: Source: Annual Financial Statements, Governmental Funds, Statement of Revenues, Expenditures and Changes in Fund Balances 4In FY20, the City established the Office of Transportation. 5Represents contributions from the Stanford University Medical Center in FY18. 2The Development Services Department was formed in FY15.  Fiscal Year Ended June 30 CITY OF PALO ALTO Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified accrual basis of accounting) (Amounts in thousands) 1Comprised of the following departments: City Council, City Manager, City Attorney, City Clerk, City Auditor, Administrative Services, and Human Resources. 3In FY20, the Development Services Department was combined with the Planning and Community Environment Department to form the Planning and Development  Services Department. 146 Fiscal Commercial & City of Year Residential Industrial Palo Alto Total 2011 19,848$                         88,076$                    2,991$               110,915$                2012 20,328                           85,895                      3,352                  109,575                  2013 19,951                           86,998                      3,265                  110,214                  2014 18,744                           88,419                      3,225                  110,388                  2015 17,404                           88,257                      3,234                  108,895                  2016 18,191                           86,715                      3,127                  108,033                  2017 20,269                           90,635                      3,780                  114,684                  2018 22,764                           100,200                    4,264                  127,228                  2019 23,613                           103,509                    4,404                  131,526                  2020 25,466                           107,335                    4,286                  137,087                  * The electric operating revenues include sales to customers and City departments, and excludes the sale of surplus energy, utility billing discounts, and bad debt expense. 529 Bryant Street LLC Technology City of Palo Alto Municipal Communications & Power Industries (CPI) Research Lucille Packard Children's Hospital Hospital Space Systems/Loral, LLC Satellite & Satellite Systems Stanford Health Care Hospital/Health Care Stanford Hospital & Clinics Hospital Varian Medical Systems, Inc. Manufacturing Veterans Administration Hospital Hospital   VMware, Inc. Computer Number Kilowatt‐hour of Customers Sales (kWh)Revenue2 Residential 25,326                           154,509,779            25,466$             Commercial 3,665                             551,244,105            89,063               Industrial 68                                   123,237,426            18,272               CPA 143                                 25,680,554              4,286                  Total 29,202                           854,671,864            137,087$           City of Palo Alto Power Purchase  Western Area Power Administration Hydroelectric 45.0% Forward Market Purchases ‐9.0% Wind Energy 11.0% Landfill Gas Energy 12.0% Solar Energy 39.0% Northern California Power Agency Hydroelectric 12.0% Short‐Term Market ‐10.0% Source: City of Palo Alto, Utilities and Accounting Departments Customer (alphabetical order)Type of Business 1The top ten customers accounted for approximately 36.3% of total kWh consumption (310,022,386 kWh)  and 33.6% of revenue ($45,596,827). The largest customer accounted for 9.4% of total kWh consumption  and 8.3% of revenue. The smallest customer accounted for 2.1% of total kWh consumption and 1.8% of  revenue. Revenue used to determine top ten electric customers includes metered and non‐metered  charges, adjustments, surcharges and discounts. Revenue does not include Utility Users Tax (UUT) and  deposits. 2Revenue includes metered and non‐metered charges and revenue adjustments. Revenue does not  include California Energy Commission (CEC) surcharges, Utility Users Tax (UUT), Primary Voltage and Rate  Assistance (RAP) discounts and deposits. Parts of this schedule are provided as required by the Continuing  Disclosure Agreement for the City's Utility Revenue Bond and are not required by Governmental  Accounting Standards Board (GASB).  CITY OF PALO ALTO Electric Operating Revenue by Source * Last Ten Fiscal Years (Amounts in thousands) Top Ten Electric Customers by Revenue1 147 Top Ten Largest Water Utility Customers (alphabetical order) City of Palo Alto Oak Creek Apartments Palo Alto Hills Golf & Country Club Palo Alto Unified School District Simon Property Group Stanford Hospital & Clinics Stanford West Management Veterans Administration Hospital Vi at Palo Alto VMware Inc. The top ten customers total consumption is 885,069 CCF with revenue of $8,381,271. This amount accounts for approximately 19% of total consumption and 18% of total revenue. The largest customer (other than the City of Palo Alto) accounted for 5.3% of  consumption and 5.3% of revenue. The smallest customer accounted for 0.7% of consumption and 0.8% of revenue. Revenue used to determine top ten water utility  customers includes metered and non‐metered charges, adjustments, surcharges  and discounts. Revenue does not include Utility Users Tax (UUT) and deposits. Note: Source: City of Palo Alto, Utilities Department This schedule is provided as required by the Continuing Disclosure Agreement for the City's Utility Revenue  Bond and is not required by Governmental Accounting Standards Board (GASB).  CITY OF PALO ALTO Supplemental Disclosure for Water Utilities Fiscal Year 2020 148 Top Ten Largest Gas Utility Customers (alphabetical order) City of Palo Alto Genencor International Hewlett Packard Palo Alto Unified School District Space Systems/Loral, LLC Stanford Health Care Stanford Hospital & Clinics Stanford University Veterans Administration Hospital VMware Inc. The top ten customers total consumption is 5,984,237 THM with revenue of $6,678,626. This amount accounts for approximately 22.5% of total consumption and 18.9% of total revenue. The largest customer (other than the City of Palo Alto) accounted for 6.9% of  consumption and 5.6% of revenue. The smallest customer accounted for 1.2% of consumption and 1.1% of revenue.  Note: Source: City of Palo Alto, Utilities Department This schedule is provided as required by the Continuing Disclosure Agreement for the City's Utility Revenue  Bond and is not required by Governmental Accounting Standards Board (GASB).  CITY OF PALO ALTO Supplemental Disclosure for Gas Utilities Fiscal Year 2020 149 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Net Local Secured Roll Land 11,011,160$       11,352,993$       12,255,515$       13,357,851$       14,409,837$       15,718,665$       17,333,969$       18,770,642$       20,386,904$       22,186,582$        Improvements 10,962,928         11,703,597         12,381,306         12,984,735         13,633,986         14,998,502         16,752,295         18,642,970         19,845,666         21,183,768          Personal property 241,280               257,436               287,296               307,499               290,590               310,929               306,576               300,352               181,381               194,646               22,215,368         23,314,026         24,924,117         26,650,085         28,334,413         31,028,096         34,392,840         37,713,964         40,413,951         43,564,996          Less: Exemptions net of state aid (1,757,241)           (2,346,728)           (2,589,653)           (2,610,521)           (2,761,495)           (3,409,836)           (4,244,500)           (5,203,968)           (5,522,323)           (6,233,220)           Total Net Local Secured Roll 20,458,127         20,967,298         22,334,464         24,039,564         25,572,918         27,618,260         30,148,340         32,509,996         34,891,628         37,331,776          Public utilities 2,573                    2,573                    2,573                    2,573                    2,573                    2,573                    2,573                    2,573                    7,004                    7,004                    Unsecured property 1,495,574            1,516,837            1,355,970            1,493,922            1,622,636            1,794,921            1,803,468            1,922,170            1,902,781            1,946,680            Total Assessed Value 21,956,274$        22,486,708$        23,693,007$        25,536,059$        27,198,127$        29,415,754$        31,954,381$        34,434,739$        36,801,413$        39,285,460$        Total Direct Tax Rate 1% 1% 1% 1% 1% 1% 1% 1% 1% 1% Note: The State Constitution requires property to be assessed at 100% of the most recent purchase price, plus an increment of no more than 2% annually,  plus any local over‐rides. These values are considered to be full market values. Source:  County of Santa Clara Assessor's Office CITY OF PALO ALTO Assessed Value of Taxable Property Last Ten Fiscal Years (Amounts in thousands) Fiscal Year Ended June 30 $20,000,000 $22,000,000 $24,000,000 $26,000,000 $28,000,000 $30,000,000 $32,000,000 $34,000,000 $36,000,000 $38,000,000 $40,000,000 $42,000,000 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 $  T h o u s a n d s Total Assessed Value 150 Basic County County Total County County Hospital City Library Santa Clara Affordable  Direct and Fiscal Wide Retirement G.O. Bond G.O. Bond Valley Water School Community Midpeninsula Housing Bond Overlapping Year Levy Levy (Measure A)(Measure N)District District College Open Space1 (Measure A)2 Rates 2011 1.00        0.0388           0.0095              0.0171              0.0072              0.0751         0.0326             ‐               ‐                1.18                   2012 1.00        0.0388           0.0047              0.0155              0.0064              0.0742         0.0297             ‐               ‐                1.17                   2013 1.00        0.0388           0.0051              0.0129              0.0069              0.0718         0.0287             ‐               ‐                1.16                   2014 1.00        0.0388           0.0035              0.0177              0.0070              0.0655         0.0290             ‐               ‐                1.16                   2015 1.00        0.0388           0.0091              0.0159              0.0065              0.0657         0.0276             ‐               ‐                1.16                   2016 1.00        0.0388           0.0088              0.0148              0.0057              0.0604         0.0240             0.0008             ‐                1.15                   2017 1.00        0.0388           0.0086              0.0129              0.0086              0.0591         0.0234             0.0006             ‐                1.15                   2018 1.00        0.0388           0.0082              0.0118              0.0062              0.0570         0.0220             0.0009             0.0127              1.16                   2019 1.00        0.0388           0.0072              0.0111              0.0042              0.0858         0.0217             0.0018             0.0105              1.18                   2020 1.00        0.0388           0.0069              0.0106              0.0041              0.0783         0.0208             0.0016             0.0100              1.17                   Notes:1The Midpeninsula Regional Open Space District Bond Issue and Property Tax, Measure AA, passed in 2014.   Rates were first levied for the 2015‐16 fiscal year. 2The Santa Clara County Affordable Housing Bond ‐ Measure A 2016 passed on November 8, 2016. Rates were first levied for the 2017‐18 fiscal year. Source: County of Santa Clara, Tax Rates and Information CITY OF PALO ALTO Property Tax Rates All Overlapping Governments Last Ten Fiscal Years  $1.14  $1.15  $1.16  $1.17  $1.18  $1.19 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Rate per $100 of Assessed Value 151 Fiscal Year Total Tax Percentage  Collections in Percentage of Ended June 30 Levy for FY1 Amount of Levy Subsequent Years2 Amount Levy 2011 25,688$          25,688$        100% ‐                               25,688$      100% 2012 26,494             26,494          100% ‐                               26,494        100% 2013 28,742             28,742          100% ‐                               28,742        100% 2014 30,587             30,587          100% ‐                               30,587        100% 2015 34,117             34,117          100% ‐                               34,117        100% 2016 36,607             36,607          100% ‐                               36,607        100% 2017 39,381             39,381          100% ‐                               39,381        100% 2018 42,839             42,839          100% ‐                               42,839        100% 2019 47,327             47,327          100% ‐                               47,327        100% 2020 51,089             51,089          100% ‐                               51,089        100% Notes: Source:Annual Financial Statements, Government Funds, Statement of Revenues, Expenditures and  Changes in Fund Balances. 1During fiscal year 1995, the County of Santa Clara began providing the City 100% of its tax levy  under an agreement which allows the County to keep all interest and delinquency charges  collected. 2Effective fiscal year 1994, the City is on the Teeter Plan, under which the County of Santa Clara  pays the full tax levy due. CITY OF PALO ALTO Property Tax Levies and Collections Last Ten Fiscal Years (Amounts in thousands) Collected within the  Fiscal Year of the Levy Total Collections to Date 152 Taxable  Assessed  Value Rank Percentage of  Total Taxable  Assessed Value Taxable  Assessed  Value Rank Percentage of  Total Taxable  Assessed Value Leland Stanford Jr. University 5,931,986$     1 15.1% 3,328,472$     1 15.2% Google Inc. 287,898           2 0.7% Space Systems Loral Land LLC 173,157           3 0.4% 208,784           2 1.0% ARE‐San Francisco 69 LLC 138,720           4 0.4% 395 Page Mill LLC 120,669           5 0.3% 530 Lytton Owner LLC 117,500           6 0.3% Hohbach Realty Co. LP 108,228           7 0.3% SVF Sherman Palo Alto Corporation  99,813             8 0.3% SI 45 LLC 82,768             9 0.2% Gwin Property Inc. 80,111             10 0.2% 899 Charleston 157,700           3 0.7% Albert L. Schultz Jewish Community Center 123,255           4 0.6% Arden Realty Limited Partnership 111,632           5 0.5% Whisman Ventures, LLC 104,281           6 0.5% ECI 2 Bayshore LLC/ECI Hamilton LLC 73,349             7 0.3% Blackhawk Parent LLC 49,821             8 0.2% Ronald & Ann Williams Charitable Foundation 42,951             9 0.2% 300 / 400 Hamilton Associates 41,123             10 0.2% Total 7,140,850$     18.2% 4,241,368$     19.3% Total City Taxable Assessed Value: FY 2020 39,285,460$   FY 2011 21,956,274$   Source: California Municipal Statistics, Inc. Fiscal Year 2020 Fiscal Year 2011 Taxpayer CITY OF PALO ALTO Principal Property Taxpayers Current Year and Nine Years Ago (Amounts in thousands) 153 2019‐2020 No. of Assessed % of No. of % of Taxable % of Valuation1 Total Parcels Total Parcels Total Non‐Residential: Agricultural/forest 36,540,315$            0.10 % 49             0.23 % 31             0.15 % Commercial 1,954,320,758         5.24 461           2.20 457           2.23 Professional/office 5,912,420,380         15.84 560           2.68 540           2.63 Industrial/research & development 1,805,192,536         4.84 230           1.10 229           1.12 Recreational 74,033,074              0.20 16             0.08 14             0.07 Government/social/institutional 60,287,227              0.16 114           0.55 49             0.24 Miscellaneous 10,704,235              0.03 18             0.09 17             0.08 Subtotal Non‐Residential 9,853,498,525         26.39 1,448        6.92 1,337        6.52 Residential: Single family residence 22,095,834,168       59.19 15,095     72.18 15,023     73.27 Condominium/townhouse 2,782,851,226         7.45 3,151        15.07 3,146        15.34 Mobile Home 106,101                    0.00 8               0.04 8               0.04 2‐4 Residential units 527,914,189            1.41 497           2.38 497           2.42 5+ Residential units 1,685,880,408        4.52 345          1.65 329          1.60 Subtotal Residential 27,092,586,092       72.57 19,096     91.31 19,003     92.68 Vacant Parcels 385,691,046           1.03 370          1.77 164          0.80 Total 37,331,775,663$   100          % 20,914    100          % 20,504    100 % Notes: This schedule is provided as required by the Continuing Disclosure Agreement for the City's 2010 and 2013A  General Obligation Bonds and is not required by Governmental Accounting Standards Board (GASB).  Therefore, ten years of comparison data is not presented. 1Local secured assessed valuation, excluding tax‐exempt property. Source: California Municipal Statistics, Inc. CITY OF PALO ALTO Assessed Valuation and Parcels by Land Use As of June 30, 2020 154 No. of Taxable Average Parcels1 Assessed Valuation Single Family Residential 15,023 $1,470,800 No. of % of Cumulative % of  Cumulative Taxable Total % of Total Total Total % of Total Parcels1 Parcels Parcels Valuation Valuation Valuation 883           5.88        % 5.88              % 71,693,170$               0.32          % 0.32              % 1,651        10.99     16.87            230,388,941               1.04          1.37              742           4.94        21.81            183,817,379               0.83          2.20              657           4.37        26.18            228,294,858               1.03          3.23              559           3.72        29.90            251,431,474               1.14          4.37              605           4.03        33.93            333,061,263               1.51          5.88              638           4.25        38.17            413,466,003               1.87          7.75              538           3.58        41.76            403,501,028               1.83          9.57              464           3.09        44.84            394,552,829               1.79          11.36            548           3.65        48.49            520,805,173               2.36          13.72            526           3.50        51.99            551,269,412               2.49          16.21            503           3.35        55.34            578,026,184               2.62          18.83            426           2.84        58.18            531,763,585               2.41          21.24            411           2.74        60.91            556,830,012               2.52          23.76            366           2.44        63.35            530,472,262               2.40          26.16            388           2.58        65.93            601,547,319               2.72          28.88            349           2.32        68.26            575,996,170               2.61          31.49            348           2.32        70.57            608,396,629               2.75          34.24            282           1.88        72.45            521,231,109               2.36          36.60            301           2.00        74.45            587,106,616               2.66          39.25            3,838        25.55     100.00         13,422,182,752         60.75        100.00         15,023      100.00   % 22,095,834,168$       100.00     % Notes: Source: California Municipal Statistics, Inc. Assessed Valuation Assessed Valuation 2019‐2020 Median CITY OF PALO ALTO Per Parcel Assessed Valuation of Single Family Residential As of June 30, 2020 $600,000‐699,999 $22,095,834,168 $1,037,416 2019‐2020 Assessed Valuation $0‐99,999 $100,000‐199,999 $200,000‐299,999 $300,000‐399,999 $400,000‐499,999 $500,000‐599,999 $1,800,000‐1,899,999 $700,000‐799,999 $800,000‐899,999 $900,000‐999,999 $1,000,000‐1,099,999 $1,100,000‐1,199,999 $1,200,000‐1,299,999 $1,300,000‐1,399,999 $1,400,000‐1,499,999 $1,500,000‐1,599,999 $1,600,000‐1,699,999 $1,700,000‐1,799,999 This schedule is provided as required by the Continuing Disclosure Agreement for the City's 2010 and 2013A  General Obligation Bonds and is not required by Governmental Accounting Standards Board (GASB). Therefore, ten  years of comparison data is not presented. 1Improved single family residential parcels. Excludes condominiums and parcels with multiple family units. $1,900,000‐1,999,999 $2,000,000 and greater Total 155 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 5,895$       1,685$       1,560$       1,430$       1,285$       1,135$       975$          8,970$       46,305$    45,750$    55,305       54,540       74,235       73,215       71,795       65,210       63,710       62,140       60,500       58,775       2011 Lease‐Purchase Agreement ‐                 2,764         2,400         2,026         1,643         1,248         842            426            ‐                 ‐                 Add: unamortized premium 3,640         3,514         4,400         4,242         4,084         3,926         3,768         3,610         8,331         7,980         64,840       62,503       82,595       80,913       78,807       71,519       69,295       75,146       115,136    112,505    69,551       65,879       63,104       60,224       57,224       54,095       50,825       47,400       43,815       40,060       Energy Tax Credits 1,100         1,000         900            800            700            600            500            400            300            200            State Water Resources Loan 16,696       15,900       15,109       14,309       13,500       12,681       15,034       17,711       29,589       33,808       (229)           580            543            867            803            737            673            608            544            468            87,118       83,359       79,656       76,200       72,227       68,113       67,032       66,119       74,248       74,536         Outstanding Debt 151,958$  145,862$  162,251$  157,113$  151,034$  139,632$  136,327$   141,265$  189,384$  187,041$  3.86% 3.36% 3.36% 3.24% 2.94% 2.39% 2.22% 2.17% 2.77% 2.59% Population 64,417       65,544       66,368       66,861       66,029       66,968       66,478       66,649       67,082       67,019       2.36$         2.23$         2.44$         2.35$         2.29$         2.09$         2.05$         2.12$         2.82$         2.79$         Notes: Sources: 2019 Official City Data Set (population) California Department of Transportation Long‐Term Socio‐Economic Forecasts (personal income) Annual Financial Statements and Note 7  Long‐Term Debt Governmental Activities CITY OF PALO ALTO Ratio of Outstanding Debt by Type Last Ten Fiscal Years (Amounts in thousands) Fiscal Year Ended June 30 Percentage of Personal Income1 Certificates of Participation General Obligation Bonds Total Governmental Activities Business‐type Activities Utility Revenue Bonds Add: unamortized premium  (discount), net Total Business‐type Activities Total Primary Government Debt Per Capita 1See the schedule of Demographic and Economic Statistics for personal income data. Per capita personal income is only available for Santa Clara  County, therefore personal income is the product of the countywide per capita amount and the City's population. County of Santa Clara (assessed valuation) $0 $20,000 $40,000 $60,000 $80,000 $100,000 $120,000 $140,000 $160,000 $180,000 $200,000 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 $  T h o u s a n d s Total Governmental Activities Total Business‐type Activities 156 2019‐2020 Assessed Value 39,285,460,007$      Percentage Amount Applicable Applicable Total Debt to City of to City of Outstanding Palo Alto1 Palo Alto Santa Clara County 881,455,000$            7.62% 67,175,686$               Foothill‐DeAnza Community College District 607,960,590              22.00% 133,727,011               Palo Alto Unified School District 273,760,962              90.14% 246,781,819               Fremont Union High School District 520,515,088              0.01% 46,846                         Los Gatos‐Saratoga Joint Union High School District 88,930,000                0.01% 11,561                         Mountain View‐Los Altos Union High School District 131,002,659              0.89% 1,169,854                   Cupertino Union School District 281,813,303              0.02% 45,090                         Los Altos School District 177,350,000              1.16% 2,057,260                   Mountain View‐Whisman School District 267,970,000              0.66% 1,765,922                   Saratoga Union School District 21,227,353                0.03% 5,944                           Whisman School District 10,802,557                1.75% 189,261                       City of Palo Alto 58,775,000                100.00% 58,775,000                 El Camino Hospital District 120,690,000              0.07% 88,104                         Midpeninsula Regional Open Space District 88,810,000                12.55% 11,149,207                 City of Palo Alto Special Assessment Bonds 19,455,000                100.00% 19,455,000                 Santa Clara Valley Water District Benefit Assessment District 65,495,000                7.62% 4,991,374                   Total Direct and Overlapping Tax and Assessment Debt 547,434,939               966,725,100              7.62% 73,674,120                               346,996,639  7.62%                  26,444,614                    3,480,000  7.62%                       265,211                  24,092,620  22.00%                    5,299,413                    2,634,000  0.01%                               342                    2,834,136  0.89%                          25,309                    3,150,000  0.03%                               882  Los Altos School District Certificates of Participation                   2,185,335  1.16%                          25,350  City of Palo Alto General Fund Obligations                 45,750,000  100%                  45,750,000                    2,010,000  7.62%                       153,182  Midpeninsula Regional Open Space Park District General Fund Obligations 111,985,600              12.55%                 14,058,672   $           165,697,095                     2,448,732   $           163,248,363   $           710,683,302   Ratio to  Assessed Value Total Direct Debt 0.29% 112,505,000$            3 Total Overlapping Debt 1.54% 606,158,302               Total Direct and Overlapping Debt 1.83% 718,663,302$            2 Notes: 2Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and non‐bonded capital lease obligations Source:  California Municipal Statistics, Inc. Santa Clara County General Fund Obligations CITY OF PALO ALTO Computation of Direct and Overlapping Debt As of June 30, 2020 Direct and Overlapping Tax and Assessment Debt Direct and Overlapping General Fund Debt 3Includes unamortized premium of $7,980,000. Santa Clara County Pension Obligations Santa Clara County Board of Education Certificates of Participation Foothill‐DeAnza Community College District Certificates of Participation Los Gatos‐Saratoga Joint Union High School District Certificates of Participation Mountain View‐Los Altos Union High School District Certificates of Participation Saratoga Union High School District Certificates of Participation Less: Santa Clara County supported obligations Total Net Direct and Overlapping General Fund Debt Santa Clara County Vector Control District Certificates of Participation Total Gross Direct and Overlapping General Fund Debt Total Combined Debt 1The percentage of overlapping debt applicable to the City is estimated using taxable assessed property value. Applicable percentages were  estimated by determining the portion of the overlapping district's assessed value that is within the boundaries of the City divided by the  district's total taxable assessed value. 157 Assessed  Valuation: Secured property assessed value, net of exempt real property 39,285,460$         Bonded Debt Limit (3.75% of Assessed Value) 1 1,473,205                    Direct Debt: Certificates of Participation 45,750                  General Obligation bonds 58,775                  Total Direct Debt3 104,525                Less: Amount of Debt Not Subject to Limit 2 45,750                  Total Net Debt Applicable to Limit 58,775                         Legal Bonded Debt Margin 1,414,430$                 Total Bonded Total Net Debt Legal Total Net Debt Ratio of Net General Fiscal Assessed Debt Limit Applicable to Bonded Debt Applicable as % of Debt to Bonded Debt Year Value (AV)(3.75% of AV)Limit Margin Population Bonded Debt Limit Assessed Value Per Capita 2011 21,880,359$         820,513$              55,305$                765,208$              64,417                         6.74% 0.0025                   0.86$               2012 22,486,708           843,252                54,540                  788,712                65,544                         6.47% 0.0024                   0.83                 2013 23,693,007           888,488                74,235                  814,253                66,368                         8.36% 0.0031                   1.12                 2014 25,536,058           957,602                73,215                  884,387                66,861                         7.65% 0.0029                   1.10                 2015 27,198,127           1,019,930             71,795                  948,135                66,029                         7.04% 0.0026                   1.09                 2016 29,415,754           1,103,091             65,210                  1,037,881             66,968                         5.91% 0.0022                   0.97                 2017 31,954,381           1,198,289             63,710                  1,134,579             66,478                         5.32% 0.0020                   0.96                 2018 34,434,739           1,291,303             62,140                  1,229,163             66,649                         4.81% 0.0018                   0.93                 2019 36,801,413           1,380,053             60,500                  1,319,553             67,082                         4.38% 0.0016                   0.90                 2020 39,285,460           1,473,205             58,775                  1,414,430             67,019                         3.99% 0.0015                   0.88                 Notes: Source: Annual Financial Statements, Assessed Value of Taxable Property and Note 7 Long‐Term Debt 2In accordance with California Government Code Section 43605, only the City's General Obligation bonds are subject to the legal debt limit of 15%.  Enterprise Fund debt is not subject to legal debt margin. CITY OF PALO ALTO Computation of Legal Bonded Debt Margin As of June 30, 2020 (Amounts in thousands) 1California Government Code, Section 43605 sets the debt limit at 15% of the assessed value of all real and personal property of the City. Because this  Code section was enacted when assessed value was 25% of market value, the limit is calculated at one‐fourth, or 3.75%. This legal debt margin applies  to General Obligation debt. Prior year limits have been adjusted to conform to the current year methodology. 3Total direct debt excludes any premiums, discounts or other amortization amounts. 158 Less: Net Revenue Fiscal Gross Direct Operating Available for Year Revenue Expenses2 Debt Service Principal Interest3 Total Coverage Ratio 2011 234,278$          151,641$               82,637$                 2,655$           3,261$           5,916$           13.97                   2012 235,160            169,777                 65,383                    2,945             2,959             5,904             11.07                   2013 237,842            173,510                 64,332                    2,875             3,167             6,042             10.65                   2014 239,948            176,718                 63,230                    2,980             3,073             6,053             10.45                   2015 234,025            188,276                 45,749                    3,100             2,954             6,054             7.56                     2016 235,386            186,793                 48,593                    3,230             2,823             6,053             8.03                     2017 264,734            205,102                 59,632                    3,370             2,678             6,048             9.86                     2018 288,610            231,255                 57,355                    3,525             2,524             6,049             9.48                     2019 306,237            227,824                 78,413                    3,685             2,359             6,044             12.97                   2020 313,317            237,223                 76,094                    3,855             2,419             6,274             12.13                   Notes:1Airport, Refuse and Fiber Optics funds have no debt and are therefore excluded from this schedule. 2Excludes depreciation and amortization expense. 3Excludes joint venture debt service and federal interest subsidy. Source: City of Palo Alto, Accounting Department Debt Service CITY OF PALO ALTO Revenue Bond Coverage Business‐type Activities1 Last Ten Fiscal Years (Amounts in thousands) $0 $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000 $80,000 $90,000 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 $  T h o u s a n d s Net Revenue Available for Debt Service Total Debt Service 159 Fiscal Year 2011 2,374$            2,621$                 1,564$          1,292$         381$            630$           242$           4,873$               6,322$               20,299$                      2012 2,445              2,937                   1,590            1,492           387              722             257             5,049                 7,034                  21,913                        2013 2,478              3,160                   1,465            1,656           424              765             259             4,056                 13,729               27,992                        2014 2,097              3,541                   1,555            2,041           392              772             444             4,845                 9,890                  25,577                        2015 2,398              3,894                   1,672            1,708           435              699             265             3,674                 11,253               25,998                        2016 2,250              4,134                   1,410            1,694           448              582             257             4,949                 12,423               28,147                        2017 2,036              4,079                   1,513            1,794           542              502             259             3,810                 14,325               28,860                        2018 2,001              4,224                   1,716            1,647           428              614             243             3,184                 15,663               29,720                        2019 1,934              4,299                   1,795            1,994           409              706             810             2,245                 22,254               36,446                        2020 1 1,260              3,488                   1,421            1,391           417              572             1,413          1,597                 18,313               29,872                        Source: California State Board of Equalization, compiled by MuniServices LLC Sales Tax Rates for the Fiscal Year ended June 30, 2020 State Rate:7.25% Special District Tax Rates: Santa Clara County Transit District (SCCT) 0.50% Santa Clara County Valley Transportation Authority (SCVT) 0.50% Santa Clara VTA BART Operating and Maintenance Transactions and Use Tax (SVTB) 0.125% Santa Clara Retail Transactions and Use Tax (SCCR) 0.125% Santa Clara County Valley Transportation Authority (SCVT)  0.50% Total Sales and Use Tax Rate:9.000% Notes:1Decrease due to the adverse impact of coronavirus COVID‐19 since March 2020 Source: California State Board of Equalization CITY OF PALO ALTO Taxable Transactions by Type of Business Last Ten Fiscal Years (Amounts in thousands) Total ECONOMIC SEGMENT Department  Stores Restaurants Furniture/  Appliance Food  Markets Service  Stations Drug  Stores Other Retail All Other Apparel  Stores Department Stores 4% Restaurants 12% Furniture/ Appliance 5% Apparel Stores 5% Food Markets 1% Service Stations 2% Drugs Stores 2% Other Retail 5% All Other 61% Fiscal Year 2019 Department Stores 0 5%Restaurants 0 12% Furniture/ Appliance 0 5% Apparel Stores 0 6% Food Markets 0 1% Service Stations 0 2% Drugs Stores 2% Other Retail 0 6% All Other 0 61% Fiscal Year 2019 Department Stores 4% Restaurants 12% Furniture/ Appliance 5% Apparel Stores 5% Food Markets 1% Service Stations 2% Drugs Stores 5% Other Retail 5% All Other 61% Fiscal Year 2020 160 Santa Clara City of Palo Alto City of Palo Alto Santa Clara City Population  County Total  Santa Clara Fiscal City of Palo Alto Unemployment School County as a Percentage of Personal Income County Per Capita Year Population Rate Enrollment Population County Population (in thousands)Personal Income 2011 64,417                     5.3% 12,024                    1,786,443                   3.61% 109,300,000$         61,183$                    2012 65,544                     4.7% 12,286                    1,813,860                   3.61% 120,100,000           66,212                      2013 66,368                     3.6% 12,396                    1,840,218                   3.61% 134,000,000           72,817                      2014 66,861                     2.8% 12,483                    1,866,208                   3.58% 135,200,000           72,446                      2015 66,029                     2.7% 12,532                    1,890,929                   3.49% 147,300,000           77,898                      2016 66,968                     2.9% 12,488                    1,919,845                   3.49% 167,800,000           * 87,403                      * 2017 66,478                     2.4% 12,261                    1,933,775                   3.44% 178,800,000           * 92,462                      * 2018 66,649                     2.5% 12,230                    1,945,911                   3.43% 190,000,000           * 97,641                      * 2019 67,082                     2.1% 11,938                    1,956,579                   3.43% 199,700,000           * 102,066                    * 2020 67,019                     5.7% 11,683                    1,968,987                   3.40% 212,300,000           107,822                    Note: Data on personal income and per capita personal income is only available for Santa Clara County. Source: Beginning in 2015 City population is sourced from the US Census Bureau American Community Survey (via the City of Palo Alto's Official City Data Set) State of California Employment Development Office (unemployment rate) Palo Alto Unified School District (school enrollment) * California Department of Transportation Long‐Term Socio‐Economic Forecasts (personal income). Forecasts from prior years are updated. CITY OF PALO ALTO Demographic and Economic Statistics Last Ten Fiscal Years  63,000  64,000  65,000  66,000  67,000  68,000 City Population  10,000  10,500  11,000  11,500  12,000  12,500  13,000 School Enrollment 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0%City Unemployment Rate 161 Number of  Employees Rank Percentage of Total  City Employment Number of  Employees Rank Percentage of Total  City Employment Lucile Packard Children's Hospital 6,060           1 4.5% 3,549           3 3.2% Stanford Health Care2 5,500           2 4.1% 5,813           2 5.3% Hewlett‐Packard Company 5,000           3 3.7% 2,001           5 1.8% Stanford University2 4,500           4 3.4% 10,223         1 9.3% Veteran's Affairs Palo Alto Health Care System 3,900           5 2.9% 3,500           4 3.2% VMware Inc. 3,500           6 2.6% SAP Labs Inc. 3,500           7 2.6% Palo Alto Medical Foundation 2,200           8 1.6% 2,000           6 1.8% Varian Medical Systems 1,400           10 1.0% Space Systems/Loral 1,250           9 0.9% 1,700           7 1.5% Wilson Sonsini Goodrich & Rosati 1,500           8 1.4% Palo Alto Unified School District 1,318           9 1.2% City of Palo Alto 1,019           10 0.9% Total 36,810         22.9% 29,074         26.4% Estimated Total City Day Population: FY 2020 134,152       FY 2011 110,000       Notes: Source:   2020 Official City Data Set (total City day population); AtoZ databases; Stanford website. CITY OF PALO ALTO Principal Employers Current Year and Nine Years Ago FY 20201 FY 2011 Employer 1Available data sources are limited and may be unreliable. The City does not affirm the validity of this data. 2020 numbers are  rounded. Figures may include employees not located within City limits. 2FY20 data was not available for Stanford Health Care and Stanford University. FY18 data was used. 162 163  This page is left intentionally blank.    2010 2011 2012 2013 Governmental activities Community Services Number of theater performances 174                          175                          175                          184                          Total hours of athletic field usage2 41,705                    42,687                    44,226                    ‐ Number of rounds of golf 69,791                    67,381                    65,653                    60,153                    Enrollment in recreation classes (includes summer camps) 12,880                    12,310                    11,703                    11,598                    Planning and Community Environment Planning applications completed 226                          238                          204                          307                          Building permits issued 2,847                      3,559                      3,320                      3,682                      Caltrain average weekday boarding3 4,359                      4,923                      5,730                      6,763                      Police Calls for service 55,860                    52,159                    51,086                    54,628                    Total arrests 2,451                      2,288                      2,212                      2,274                      Parking citations issued 42,591                    40,426                    41,875                    43,877                    Animal Services Number of service calls 2,692                      2,804                      3,051                      2,909                      Number of animals handled 3,147                      3,323                      3,379                      2,675                      Fire Calls for service 7,468                      7,555                      7,796                      7,904                      Number of fire incidents 182                          165                          186                          150                          Number of fire inspections4 1,526                      1,807                      1,654                      2,069                      Library  Total number of cardholders 51,969                    53,246                    60,283                    51,007                    Total number of items in collection 298,667                  314,101                  306,160                  277,749                  Total checkouts 1,624,785              1,476,648              1,559,932              1,512,975              Public Works Street resurfacing (lane miles) 32                            29                            40                            36                            Number of potholes repaired 3,149                      2,986                      3,047                      2,726                      Sq. ft. of sidewalk replaced or permanently repaired 54,602                    71,174                    72,787                    82,118                    Number of trees planted 201                          150                          143                          245                          Tons of materials recycled or composted 48,811                    56,586                    51,725                    47,941                    Business‐type activities Electric Number of customer accounts 29,430                    29,708                    29,545                    29,299                    Residential MWH consumed 163,098                  160,318                  160,604                  156,411                  Gas Number of customer accounts 23,724                    23,816                    23,915                    23,659                    Residential therms consumed 11,394,712            11,476,609            11,522,999            10,834,793            Water Number of customer accounts 20,134                    20,248                    20,317                    20,043                    Residential water consumption (CCF) 2,415,467              2,442,415              2,513,595              2,521,930              Wastewater collection Number of customer accounts 22,231                    22,320                    22,421                    22,152                    Millions of gallons processed 8,184                      8,652                      8,130                      7,546                      Notes: 2According to the department, this measure was not accurately tracked during FY13 or FY14 and thus are not presented. 3Beginning 2015, data source is Official City Data Set. Source: FUNCTIONS/PROGRAMS 4The method for calculating the number of fire inspections changed in FY17. The department uses a more detailed feature which  categorizes inspections by type and location. CITY OF PALO ALTO Operating Indicators by Function/Program Last Ten Fiscal Years1 City of Palo Alto Performance Report (formerly the Service Efforts and Accomplishments Report); 2019 Official City Data Set (Caltrain);  2019 data supplied by City of Palo Alto Departments. 1Ten most recent years available. Fiscal Year Ended June 30 164 2014 2015 2016 2017 2018 2019 108                          172                          161                          171                          160                          175                        ‐ 47,504                    65,723                    71,431                    65,443                    67,608                  46,527                    42,048                    42,573                    ‐                               6,790                      54,619                  11,997                    12,586                    12,974                    11,649                    10,652                    13,553                  310                          335                          383                          365                          376                          260                        3,624                      3,844                      3,492                      2,970                      3,105                      2,918                     7,564                      8,294                      9,622                      9,994                      9,977                      10,400                  58,559                    59,795                    53,870                    53,901                    55,480                    54,479                  2,589                      3,273                      2,988                      2,745                      2,678                      2,388                     36,551                    41,412                    37,624                    33,661                    37,441                    33,496                  2,398                      2,013                      2,421                      1,674                      1,737                      2,550                     2,480                      2,143                      2,184                      2,211                      2,077                      2,125                     7,829                      8,548                      8,882                      9,153                      8,981                      8,843                     150                          135                          150                          155                          189                          133                        1,741                      1,964                      2,806                      5,476                      9,581                      10,984                  46,950                    51,792                    57,307                    54,676                    56,159                    68,034                  361,103                  429,460                  461,292                  427,548                  472,895                  485,157                1,364,872              1,499,406              1,400,926              1,524,614              1,538,118              1,467,038             36                            31                            39                            39                            31                            10                          3,418                      2,487                      3,435                      3,449                      2,835                      2,929                     74,051                    120,776                  115,293                  17,275                    38,557                    66,662                  148                          305                          387                          319                          411                          403                        49,594                    50,546                    56,438                    60,582                    57,744                    55,900                  29,338                    29,065                    29,304                    29,616                    29,475                    29,616                  153,190                  145,284                  150,112                  148,986                  149,526                  146,036                23,592                    23,461                    23,467                    23,637                    23,395                    23,664                  10,253,776            8,537,754              9,535,377              10,233,669            10,261,276            9,794,177             20,037                    20,061                    19,994                    20,213                    20,000                    20,012                  2,496,549              2,052,176              1,696,383              1,856,879              2,120,588              2,058,663             22,105                    21,990                    22,016                    22,216                    21,979                    22,216                  7,186                      6,512                      6,387                      7,176                      6,464                      6,958                     Fiscal Year Ended June 30 165 2011 2012 2013 2014 2015 FUNCTION/PROGRAM Public Safety Fire: Fire Stations Operated 8                 7                 7                 7                 7                 Police: Police Stations 1                 1                 1                 1                 1                 Police Patrol Vehicles 30               30               30               30               30               Community Services Acres ‐ Downtown/Urban Parks2 157             157             157             157             157             Acres ‐ Open Space2 3,744          3,744          3,744          3,744          3,752          Acres ‐ Parks and Preserves2 ‐                  ‐                  ‐                  ‐                  ‐                  Acres ‐ Open Space2 ‐                  ‐                  ‐                  ‐                  ‐                  Acres ‐ Municipal Golf Course2 ‐                  ‐                  ‐                  ‐                  ‐                  Parks and Preserves 36               36               36               36               36               Golf Course (see above for acreage) 1                 1                 1                 1                 1                 Tennis Courts 51               51               51               51               51               Athletic Center 4                 4                 4                 4                 4                 Community Centers 4                 4                 4                 4                 4                 Theaters 3                 3                 3                 3                 3                 Cultural Center/Art Center 1                 1                 1                 1                 1                 Junior Museum and Zoo 1                 1                 1                 1                 1                 Swimming Pools 1                 1                 1                 1                 1                 Nature Center 3                 3                 3                 3                 3                 Libraries Libraries 5                 5                 5                 5                 5                 Public Works: Number of Trees Maintained 31,993       31,890       31,923       31,757       31,652       Electric Utility1 Miles of Overhead Lines 193             223             222             223             223             Miles of Underground Lines 253             245             246             249             262             Water Utility Miles of Water Mains 214             234             233             236             236             Gas Utility Miles of Gas Mains 205             210             210             214             211             Waste Water Miles of Sanitary Sewer Lines 207             217             217             217             217             Note: Source: City of Palo Alto 1The City of Palo Alto Utilities Department completed the conversion of its electric system maps to a GIS mapping  system database. Therefore, the distances reported for FY 11/12 and forward are more accurate than the distances  reported in previous years. 2Beginning in 2016 park acreage is sourced from the Official City Data Set.  The discrepancy between FY16 and FY17  is because FY16 numbers were derived off GIS parcels identified as parks or zoned in the Open Space Zoning District.  For FY17, Council approved Parks Master Plan numbers were used. CITY OF PALO ALTO Capital Asset Statistics by Function/Program Last Ten Fiscal Years  Fiscal Year Ended June 30 166 2016 2017 2018 2019 2020 7                 7                 7                 7                 7                 1                 1                 1                 1                 1                 30               30               30               30               29               ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  ‐                  3,921          174             174             174             174             4,489          4,030          4,030          4,030          4,018          ‐                  181             181             181             181             36               36               36               36               37               1                 1                 1                 1                 1                 51               51               51               51               50               4                 4                 4                 4                 4                 4                 4                 4                 4                 4                 3                 3                 3                 3                 3                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 3                 3                 3                 3                 3                 5                 5                 5                 5                 5                 31,699       31,712       31,849       31,815       31,819       222             223             222             220             220             268             264             272             274             279             235             236             236             236             236             209             210             210             210             210             216             216             216             216             216             Fiscal Year Ended June 30 167 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Governmental Funds            General Fund: Administration 83          83          85          83          84          86          87          89          87          86          Community Services 74          74          74          74          76          77          78          79          78          76          Development Services5 ‐             ‐             ‐             ‐             38          38          36          36          36          ‐        Fire 121        122        119        116        107        107        109        109        98          98          Library 41          41          41          42          44          48          48          48          48          47          Office of Emergency Services4 ‐             ‐             ‐             3            3            3            3            3            3            3            Planning and Community Environment5 44          43          48          49          28          31          32          30          30          ‐        Planning and Development Services5 ‐             ‐             ‐             ‐             ‐             ‐             ‐             ‐             ‐             62          Office of Transportation6 ‐             ‐             ‐             ‐             ‐             ‐             ‐             ‐             ‐             6            Police 157        157        154        155        155        155        155        155        155        149        Public Works1 59         56         57         56         53         54         56         55         51         49          Subtotal General Fund 579       576       578       578       588       599       604       604       586       576       All Other Funds: Capital Projects Fund 24          24          26          27          27          28          31          34          33          36          Special Revenue Fund 2           2           2           9           10         9           10         9           10         11          Total Governmental Funds 605       602       606       614       625       636       645       647       629       623       Enterprise Funds Public Works2 115        115        104        99          100        95          99          101        101        101        Utilities3 251        251        254        255        258        256        255        257        257        257        Total Enterprise Funds 366       366       358       354       358       351       354       358       358       358       Internal Service Funds Printing and Mailing 2            2            2            2            2            2            2            2            2            2            Technology 30          30          31          32          32          34          35          36          36          36          Vehicle Replacement 16         16         17         17         17         17         16         16         16         16          Total Internal Service Funds 48          48          50          51          51          53          53          54          54          54          Total 1,019    1,016    1,014    1,019    1,034    1,040    1,052    1,059    1,041    1,035    Notes: 1Fleet and Facilities Management 2Refuse, Storm Drainage, Wastewater Treatment Numbers adjusted for rounding purposes. 5ln FY15, staff was moved from Planning and Community Environment (PC&E), Public Works and Fire to create Development  Services; In FY20, the Development Services Department was combined with the Planning and Community Environment  Department to form the Planning and Development Services Department. 6ln FY20, the City established the Office of Transportation was formed. Staffing in prior years was included in the Development  Services Department and Planning and Community Environment Department. 4In 2014, emergency services and disaster preparation activities have been transferred from the Fire Department and are shown  in newly created Office of Emergency Services. 3Electric, Gas, Wastewater Collection, Water CITY OF PALO ALTO Full‐Time Equivalent City Government Employees by Function Last Ten Fiscal Years Full Time Equivalent Employees as of June 30 0 5 10 15 20 25 30 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Fu l l   T i m e   E q u i v a l e n t s Governmental Funds Internal Service Funds 0 200 400 600 800 1,000 1,200 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Fu l l   T i m e   E q u i v a l e n t s Governmental Funds Enterprise Funds Internal Service Funds 0 200 400 600 800 1,000 1,200 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Fu l l   T i m e   E q u i v a l e n t s Governmental Funds Enterprise Funds Internal Service Funds 168 Americans with Disabilities Act Statement IN COMPLIANCE WITH AMERICANS WITH DISABILITIES ACT (ADA) OF 1990, THIS DOCUMENT MAY BE PROVIDED IN OTHER ACCESSIBLE FORMATS. For information contact: ADA Coordinator City of Palo Alto 250 Hamilton Ave (650) 329-2550 ADA@cityofpaloalto.org City of Palo alto 250 Hamilton avenue, Palo alto, Ca 94301 P 650.329.2100 W CityofPaloalto.org Spanish explorers named the area for the tall, twin-trunked redwood tree they camped beneath in 1769. Palo Alto incorporated in 1894 and the State of California granted its first charter in 1909. The City has long been known for its innovative people and its exploration of ideas that have changed the world. In Palo Alto, our history has always been about the future. PALO ALTO