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HomeMy WebLinkAboutStaff Report 10644 City of Palo Alto (ID # 10644) Finance Committee Staff Report Report Type: Action Items Meeting Date: 11/19/2019 City of Palo Alto Page 1 Council Priority: Fiscal Sustainability Summary Title: Approval of FY 2019 Comprehensive Annual Financial Report (CAFR) & Budget Amendments Title: Recommendation to Approve the FY 2019 Comprehensive Annual Financial Report (CAFR) and Approve FY 2019 Budget Amendments in Various Funds From: City Manager Lead Department: Administrative Services Recommendation Staff recommends that the Finance Committee forward to the City Council for its approval: 1. Amend the Fiscal Year (FY) 2019 Budget Appropriation Ordinance for various funds as identified in the attached Recommended Amendments to the City Manager’s FY 2019 Budget (Operating Budget: Attachment B – Exhibit 1; Capital Budget: Attachment B – Exhibit 2); and 2. The City’s FY 2019 Comprehensive Annual Financial Report (CAFR) (Attachment C). Executive Summary At the close of FY 2019, the City’s overall Net Position remains positive. The Statement of Activities (p. 31 of the attached CAFR), reports Governmental Activities Net Position at $450.0 million, a $22.6 million increase over prior year, and Business-Type Activities as $751.5 million, a $53.4 million increase. Various factors contribute to these increases, including accounting adjustments required by the Governmental Accounting Standards Board (GASB). Financial highlights by fund category can be found in the Discussion section of this report. Background The City’s fiscal year ends on June 30, at which time its financial records are closed for the year and financial reports are prepared. The reports, along with the City’s financial data, are audited by Macias Gini & O’Connell LLP (MGO), Certified Public Accountants, a firm hired by the City Auditor. MGO issues an audit opinion on the financial position of the City’s activities and, City of Palo Alto Page 2 together with the City’s financial statements and other information; this comprises the City’s Comprehensive Annual Financial Report (CAFR) that can be found at Attachment C. Also attached to this staff report is Recommended Amendments to the City Manager’s FY 2019 Budget. These recommended actions close the fiscal year by reallocating and realigning budget to reappropriate funds or adjust transfers between operating and capital funds. The General Fund Summary found at Attachment A, provides detailed information of the fund’s activity this year. The CAFR includes fund level financial statements that provide a snapshot of fund balances and activity for the year. An overview of financial results, information on how to navigate the CAFR document, and highlights of key fiscal issues affecting the City can be found in the Management’s Discussion and Analysis (MD&A) section (CAFR p. 5). The MD&A also provides a discussion and analysis of the City’s current fiscal health and includes financial statements and analysis that is compared to the prior year, along with capital asset and debt administration data. In addition, staff has prepared and attached a budgetary basis summary of General Fund Revenues and Expenditures to provide a snapshot of the fund’s revenue and expenditures by department (Attachment A). The Discussion section of this staff report includes Results by Fund which discusses position of fund balances, major revenue sources, and expense highlights. Discussion Financial Highlights for FY 2019 General Fund The General Fund ended FY 2019 with $13 million surplus, which includes adjustments for assumptions used in the development of the FY 2020 Adopted Operating Budget when compared to necessary funding to reach the Council approved Budget Stabilization (BSR) target level of 18.5%. The primary driver of the surplus was revenue receipts being higher than the Adjusted Budget by $8.4 million primarily due to increased Sales Tax, Property Tax, as well as the proceeds from the disposition of the former City Manager’s house . Overall department expense savings was $3.3 million and is attributed to position vacancy savings, particularly positions at the executive and management level of the organization . Enterprise Funds The Enterprise Funds ended the year in surplus positions. The Electric Fund financial condition improved notably ending with a surplus of $19.0 million due hydroelectric generation which was 17 percent above average and approximately $7.4 million of the change in Net Position is attributed to additional sales revenue from sale of excess hydroelectric generation. The Gas Fund ended with a surplus of $5.3 million due to higher operating revenues as a result of a rate increase and higher consumption. City of Palo Alto Page 3 Internal Service Funds Internal Service Funds ended the fiscal year with $57.8 million fund balance. All funds showed positive balances except the Printing and Mailing which reported a $0.4 million negative balance due to the pension liability per GASB 68 and OPEB liability per GASB 75. Results by Fund: General Fund Reserves At the end of the current fiscal year, fund balance of the General Fund was $75.2 million. The $75.2 million fund balance is comprised of several reserves: the Budget Stabilization Reserve (BSR), encumbrances and reappropriations, notes and loans, inventory, prepaid items, and other general government special purposes reserves (this includes reserve from donations, trusts and store inventories). As described in the BSR reserve (City’s general reserve) policy approved by Council, the reserve is to remain between 15 and 20 percent of the General Fund operating budget, with a target goal of 18.5 percent. Any reserve balance in excess of 18.5 percent of expenditures and transfers may be transferred to the Infrastructure Reserve (IR) in the Capital Projects Fund at the discretion of the City Manager. The Fiscal Year 2020 Budget is projected to have a $41.4 million Budget Stabilization Reserve Balance as of June 30, 2019, compared to the actual balance of $54.8 million (this is a component of the General Fund, fund balance noted above). This is $13.4 million above estimates. The chart below outlines the recommended uses. Once all these adjustments are taken into consideration, the remaining BSR would be at $44.4 million; approximately 19.2 percent of the FY 2020 Adopted expenses of $230.8 million. This level is approximately $1.6 million above the target level of 18.5 percent. Staff recommends leaving the BSR above the targeted level in order to anticipate a higher reserve level to meet the Council target of 18.5 percent in FY 2021. Year-End Budget Stabilization Reserve (BSR) Summary (000’s) General Fund BSR Balance, June 30 2019 54,811 Uses of the FY 2019 Surplus FY 2020 Approved Adjustments to the BSR Balance FY 2020 Adopted Budget 1,292 FY 2020 City Manager Reports Budget Amendments (450) Recommended Budget Amendments Reserve for proceeds from the sale of 335 Webster (2,900) Additional funding for General Liability & Workers Compensation Reserves (1,400) Transfer to the General Capital Improvement Fund (471) (3,500) Transfer to the General Benefits Fund: 115 Pension Trust Fund Contribution (3,500) Current Projected FY 2020 BSR Level (June 30, 2019) $44,352 City of Palo Alto Page 4 General Fund Revenues General Fund revenues for FY 2019 were $197.1 million, which is $17.0 million or 9.4 percent higher than the prior year. Year over year changes in each of the major tax revenue categories are summarized in the following table. Category FY 2019 FY 2018 % Change Increase (Decrease) Property tax $ 47,327 $ 42,839 10.5% Sales tax 36,508 31,091 17.4% Utility user tax 16,402 15,414 6.4% Transient occupancy tax 25,649 24,937 2.9% Documentary transfer tax 6,923 9,229 (25.0%) Property tax revenue increased by $4.5 million or 10.5 percent due to higher assessed values because of continued robust commercial and residential real estate markets. Fiscal years 2019 and 2018 included unusual receipts of $2.7 million and $1.4 million, respectively, for excess Educational Revenue Augmentation Fund (ERAF) distributions from the County of Santa Clara. ERAF is the fund used to collect and disburse property taxes that are shifted to/from cities, the county, and special districts prior to their reallocation to K-14 school agencies. When the state shifts more local property tax than required to support schools these funds are returned and known as excess ERAF. After adjusting for the unusual excess ERAF receipts in this and the prior fiscal year, the property tax growth for fiscal year 2019 is 7.7 percent. Sales tax revenue substantially increased in FY 2019. This growth is primarily attributable to combination of economic performance in sectors such as auto sales and leasing and restaurants and one-time receipts totaling $2.7 million. In addition, in fiscal year 2018 the California Department of Tax and Fee Administration (CDTFA) was established and introduced new technology and collection process which had issues resulting to delays of distribution in sales tax. This resulted in fiscal year 2018 being economically lower by $0.7 million and Fiscal Year 2019 being higher by the same amount. After adjusting for the one -time and delayed payments, the base sales tax growth is 6.5 percent. In addition, there is continued erosion of brick and mortar receipts caused by steady growth in on -line retail sales. However, increased receipts from the county pool, which include a growing number of on -line retailers collecting sales and use tax, has been offsetting these losses. Utility user tax (UUT) revenues were $1.0 million or 6.5 percent, higher compared to the prior year. Approximately, 45 percent of this growth is due to City provided utilities (electric, gas, and water) rate increases and 55 percent due to local telecommunications ac tivity increasing. Transient occupancy tax (TOT) revenues ended the year $0.7 million, or 2.9 percent higher than prior year. The increase is attributable to the voter approval of 1.5 percent tax rate increase from 14 percent to 15.5 percent effective April 1, 2019. The base TOT decreased by 5.4 percent with average occupancy declining by 1.8 percent but average room rates increasing by 2.6 percent the 1.5 percent increase has been allocated to the Infrastructure Plan pursuant City of Palo Alto Page 5 to prior City Council direction. Following is a comparative breakdown of the allocation of transient occupancy tax receipts: FY 2019 FY 2018 % Change Increase (Decrease) General Fund: $ 16,957 $ 16,697 1.6% Infrastructure Plan: New hotels – 12% 4,423 4,678 (5.5%) All hotels – 2% 4,269 3,562 19.8% Subtotal Infrastructure 8,692 8,240 5.5% Total TOT Receipts $ 25,649 $ 24,937 2.9% Documentary Transfer Tax (DTT) revenues decreased $2.3 million or 25 percent to $6.9 million. This revenue source is volatile since it is highly dependent on sales volume and the mix of commercial and residential sales so it can greatly fluctuate. The prior year’s receipts were boosted by large commercial sales. Other revenue increased $7.1 million from prior year levels mostly due to an increase in investment earnings, rental income, and other revenues (disposition of 335 Webster). Following is a chart which depicts the relative contribution of each tax category over the past seven years (2013 through 2019), as well as the current budgeted year (2020). City of Palo Alto Page 6 General Fund Tax Revenues Actual Fiscal Years 2013 – 2019 Budget Fiscal Year 2020 ($ in thousands) 0 25,000 50,000 75,000 100,000 125,000 150,000 FY 2020 Budget FY 2019 Actual FY 2018 Actual FY 2017 Actual FY 2016 Actual FY 2015 Actual FY 2014 Actual FY 2013 Actual FY 2020 Budget FY 2019 Actual FY 2018 Actual FY 2017 Actual FY 2016 Actual FY 2015 Actual FY 2014 Actual FY 2013 Actual Property Tax 48,634 47,327 42,839 39,381 36,607 34,117 30,587 28,742 Sales Tax 34,346 36,508 31,091 29,923 30,018 29,675 29,424 25,606 Utility User Tax 17,581 16,402 15,414 14,240 12,469 10,861 11,008 10,861 Trans Occ Tax 29,309 25,649 24,937 23,477 22,366 16,699 12,255 10,794 Doc Transfer Tax 8,369 6,923 9,229 7,491 6,266 10,384 7,811 6,810 General Fund Expenditures General Fund expenditures for FY 2019, including encumbrances and reappropriations, totaled $193.0 million; an increase of 4.3 percent from the prior year. The Original Budget of $183.6 million was increased to the Final Adjusted Budget amount of $196.3 million, primarily due to the expenditure of prior year encumbered and reappropriated balances; increases for several departments throughout the year also occurred based on City Council direction per recommendations contained in City Manager Reports. Following is a chart which compares actual departmental costs, including e ncumbrances and reappropriations, over the past seven years and budgeted costs for FY 2019. City of Palo Alto Page 7 General Fund Departments Actual Expenditures Fiscal Years 2013– 2019 (including encumbrances) Budgeted Expenditures Fiscal Year 2020 ($ in thousands) 0 20 40 60 80 100 120 140 160 180 200 FY 2019 Budget FY 2018 Actual FY 2017 Actual FY 2016 Actual FY 2015 Actual FY 2014 Actual FY 2013 Actual FY 2012 Actual FY 2019 Budget FY 2018 Actual FY 2017 Actual FY 2016 Actual FY 2015 Actual FY 2014 Actual FY 2013 Actual FY 2012 Actual Public Safety 76,765 75,975 72,815 65,005 62,459 63,403 61,222 63,879 Community Services 30,096 28,395 26,573 25,262 23,902 23,402 22,279 21,399 Admin Depts 23,408 22,127 21,406 22,059 19,771 19,784 18,544 18,693 Public Works 19,004 18,908 17,475 15,084 14,210 14,138 13,987 13,789 Planning & Comm Env 11,009 10,446 10,732 10,912 9,026 14,637 13,112 11,186 Development Svcs 13,098 12,560 11,668 10,872 11,335 0 0 0 Library 9,900 9,357 9,266 8,217 8,144 8,072 7,555 7,714 Capital Projects Fund The Capital Projects Fund ended the year with a fund balance of $109.5 million, which are comprised of the following: Fund Balance Component Amount ($ in millions) Restricted for Library projects $ 588 Reserved for Roth Building rehabilitation 4,920 Reserved for Cubberley expenditures 5,422 Restricted for California Avenue Parking Garage 42,151 Assigned for all other Capital projects 56,439 Total Capital Projects Fund Balance 109,520 City of Palo Alto Page 8 Restricted for Library projects $0.6 million is the portion of fund balance dedicated to remaining Library expenditures which, if considered bond expenses will be paid for with cash from Bond proceeds. Non-bondable expenditures such as salaries and benefits are funded from the Infrastructure Reserve, as established at the time of the bond issuance. Staff is reviewing the need for this reserve due to completion of library projects and will make adjustments in future as necessary. Restricted for California Avenue Parking Garage $42.2 million represents the bond funding dedicated to the construction of the new California Avenue parking garage. Assigned for all other Capital projects of $56.4 million represents the amount of unspent funds associated with Adopted Capital projects and other noted items. Outside funding sources such as grants, donations and future debt issues are not factored into this component of the fund balance until they are actually received. Enterprise Funds The City’s Enterprise Funds reported a total Net Position of $741.5 million, a $53.4 million increase from the prior year. The overall change in Net Position is driven by the Electric Fund, Water Fund, and Airport Fund. The table below summarizes the overall change in Net Position for each Enterprise Fund. Compared to FY 2018, the Change in Net Position for Enterprise funds increased $23.5 million and is driven primarily by the Water Fund, Electric Fund, Gas Fund and Airport Fund – details of these funds summarized following this table. Enterprise Funds Change in Net Position for the Year Ended June 30 (in Millions) Increase/ Fund Name 2019 2018 (Decrease) Water 8.0$ 5.1$ 2.9$ Electric 19.0 (1.2)20.2 Fiber Optics 3.5 1.7 1.8 Gas 5.3 1.5 3.8 Wastewater Collection 3.3 1.0 2.3 Wastewater Treatment 1.5 4.8 (3.3) Refuse 4.9 6.1 (1.2) Storm Drainage 2.3 1.8 0.5 Airport 6.6 10.1 (3.5) Total Change in Net Position 54.4$ 30.9$ 23.5$ The Water Fund had a change in Net Position totaling $8.0 million, a $2.9 million increase City of Palo Alto Page 9 compared to the change in Net Position reported in prior year. Capital projects that were planned in FY 2019 were deferred and to be completed in FY 2020. The savings as a result of deferring these projects will be added to the fund’s capital reserves and used in future years. In the Electric Fund, the change in Net Position is $19.0 million, a $20.2 million increase compared to prior year. Hydroelectric generation was 17 percent above average and approximately $7.4 million of the change in Net Position is attributed to additional sales revenue from sale of excess hydroelectric generation. In addition, expenditures tracked 9 percent, approximately $13.0 million, below budget due to capital project deferrals, vacancy savings, delays in energy and water efficiency contracts, and lower energy purchase due to decreased load demand. The Gas Fund had a Net Change in Position totaling $5.3 million, a $3.8 million increase compared to prior year. Sales revenue was 6 percent higher than expected, accounting for approximately $6.0 million of the increase, and was offset by higher commodity costs totaling $3.0 million. The Airport Fund Change in Net Position decreased by $3.5 million due to $9.3 million in grant revenues received in FY 2018. The table below details the Change in Unrestricted Reserves in the Enterprise Funds. Enterprise Fund Rate Stabilization, Operations and other reserve balances are shown in detail in the CAFR (CAFR p. 86, Footnote 10). Overall, except for the Wastewater Treatment Fund and the Airport Fund, each Enterprise Funds maintained a positive unrestricted reserve balance as of June 30, 2019. Adjustments for the Pension Reserve (as required by GASB Pronouncement No. 68) and OPEB Reserve (as required by GASB Pronouncement No. 75) total $136.0 million for all Enterprise Funds and reduce each fund’s Unrestricted Reserves. The Wastewater Treatment Fund reflects a $13.8 million Unrestricted Reserve deficit and is driven by $27.0 million in Pension Reserves and OPEB Reserves negative adjustments. The Airport Fund reports a $3.3 million Unrestricted Reserve deficit which is attributed to the Pension Reserve and OPEB Reserve adjustments. Second, the fund deficit in the Airport Fund is also a result of cumulative fund deficits over the life of the fund as fiscal operations at the airport stabilize and capital projects near completion. The General Fund transferred a series of advances totaling $3.1 million for “start-up” costs for the airport. It is expected that the Airport Fund will be able to make its first payment to the General Fund in FY 2020. City of Palo Alto Page 10 Enterprise Funds Change in Reserves (Unrestricted) for the Year Ended June 30 (in Millions) Increase/ Fund Name 2019 2018 (Decrease) Water 25.5$ 22.2$ 3.3$ Electric 69.8 58.3 11.5 Fiber Optics 30.2 27.1 3.1 Gas 7.5 8.7 (1.2) Wastewater Collection 2.2 0.1 2.1 Wastewater Treatment (13.8)(15.0)1.2 Refuse 15.1 10.2 4.9 Storm Drainage 1.9 1.1 0.8 Airport (3.3)(3.3)0.0 Total Change in Reserves (Unrestricted)135.3$ 109.4$ 25.9$ Resource Impact Recommended actions in the report will align the FY 2019 appropriations with final financial activities as outlined in Attachment B. The appropriation of funds in FY 2020 as recommended in the BSR table would be brought forward as part of the FY 2020 Mid-Year Budget Report. Overall, the City ended the 2019 fiscal year in a positive position and in certain areas where net reserves are higher than estimated in the development of the FY 2020 Adopted budget, those additional funds will be included as part of the FY 2021 budget balancing and rate setting activities. Environmental Review This is not a project for purposes of the California Environmental Quality Act. Attachments: • Attachment A: FY 2019 General Fund Financial Summary (Budget to Actuals) • Attachment B: Recommended FY 2019 Year-end Adjustments • Attachment C: City of Palo Alto Fiscal Year 2019 Comprehensive Annual Financial Report Attachment A GENERAL FUND SUMMARY ($000s) FY 2019 FY 2019 FY 2019 FY 2019 FY 2019 FY 2019 FY 2019 Adopted Adjusted CAFR Basis Allocated Encum /Actual Actual to Budget Budget Rev/Exp Charges Reappropriation Rev/Exp Adj Budget Variance Revenues Sales Tax 31,246 31,746 36,508 36,508 4,761 Property Tax 45,332 46,232 47,327 47,327 1,095 Transient Occupancy Tax 25,049 25,391 25,649 25,649 258 Documentary Transfer Tax 7,434 8,034 6,923 6,923 (1,111) Utility User Tax 16,092 16,092 16,402 16,402 310 Other Taxes, Fines and penalties 2,032 2,032 1,888 1,888 (145) Charges for Services 28,419 28,419 27,346 27,346 (1,073) Permits and Licenses 8,545 8,545 8,410 8,410 (134) Investment Earnings 1,194 1,194 2,167 2,167 974 Rental Income 15,734 15,734 16,338 16,338 604 From Other Agencies 2,943 3,229 2,480 79 2,942 (287) Charges to Other Funds 10,093 10,147 - 10,685 10,685 538 Other Revenues 568 1,599 4,195 - 4,195 2,596 Total Revenues 194,681 198,394 195,633 10,685 79 206,780 8,387 Add: Operating Transfers In 19,772 20,154 20,154 20,154 - Prior Year Encum / Reappropriation - 7,821 7,821 7,821 - Total Source of Funds 214,453 226,369 223,608 10,685 79 234,755 8,387 Expenditures 3,263 3,783 2,649 1,002 132 3,783 (0) City Auditor 1,258 1,238 865 318 55 1,238 (0) City Clerk 1,282 1,267 805 291 97 1,193 73 City Council 488 501 265 103 42 411 90 City Manager 4,386 4,905 2,883 972 595 4,450 455 Administrative Services 7,963 7,834 5,512 2,076 206 7,794 40 Community Services 28,929 30,282 28,903 112 1,186 30,201 82 Fire 31,825 33,894 33,489 164 241 33,894 (0) Police 43,460 43,912 42,854 577 266 43,698 215 Human Resources 3,591 3,796 2,567 976 154 3,697 98 Library 9,664 9,767 9,288 - 203 9,491 276 Planning and Community Environment 8,791 10,346 8,132 34 1,740 9,906 439 Development Services 12,561 13,103 11,549 727 424 12,700 403 Public Works 18,462 18,362 13,757 3,331 839 17,928 435 Non-Departmental 1,531 7,201 6,368 2 368 6,737 464 Cubberley Lease 6,101 6,101 5,830 - 5,830 271 Total Expenditures 183,555 196,291 175,719 10,685 6,548 192,952 3,339 Add: Operating Trans Out 5,726 9,574 9,574 - 9,574 - Transfer to Infrastructure 25,172 27,514 27,514 - 27,514 - Total Use of Funds 214,453 233,380 212,807 10,685 6,548 230,040 3,339 Net Surplus/(Deficit)0 (7,011) 10,801 0 6,548 4,716 11,726 CAFR Reconciliation:Unrealized gain/loss on investments 3,505 Current year encumbrance / reappropriations 6,469 Prior Year encumbrances / reappropriations (7,821) CAFR Net Income 6,869 City Attorney Department Adjustment Adjustment GENERAL FUND (102) Administrative Services Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (16,000)$ City Attorney's Office Non Salary Contractual Expenses This action reallocates funding as a result of higher than anticipated contract expenses for legal services in FY 2019. These higher expenditures are due to more than anticipated time spent on litigation for the City and a higher level of department support than originally estimated. -$ 103,000$ City Auditor's Office Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (4,000)$ City Auditor's Office Salaries & Benefits This action reallocates funding as a result of higher than anticipated salary expenses in FY 2019. These higher anticipated expenditures are due to a number of variables including a higher than anticipated payout for paid leave as a result of the departure of the City Auditor. In addition, at the City Council's direction, funding was used for a contract with an outside consultant to manage the Auditor's Office after the departure of the City Auditor. The funding need for this contract ended up being more than originally anticipated in order to maintain services provided by the Auditor's Office while the search for a new City Auditor was conducted. -$ 70,000$ City Clerk's Office Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (2,000)$ City Manager's Office Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (7,000)$ Community Services Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (6,500)$ Development Services Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (9,500)$ Fire Salaries & Benefits This action reallocates funding as a result of higher than anticipated salary expenses in FY 2019. These higher anticipated expenditures are due to a number of variables including the Department being allowed to hire ahead for its recruit academy in an attempt to reduce the number of vacancies across the department. In addition, the Department was over it's budgeted overtime due to the need to backfill for the vacancies as well as employees out on various types of leave. -$ 690,000$ Human Resources Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (1,000)$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment GENERAL FUND (102) CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Library Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (5,000)$ Non- Departmental Management Development & Training (reallocation from various departments) This action reallocates departmental management savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2020. -$ 80,000$ Office of Emergency Services Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (2,000)$ Office of Sustainability Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (2,000)$ Non- Departmental Elections This action appropriates funding to cover an invoice from Santa Clara County for elections costs that were higher than originally anticipated due to the higher number of measures that ended up on the ballot. -$ 88,384$ Non- Departmental Transient Occupancy Tax/Transfer to Capital Improvement Fund This action increases the transfer to the Capital Improvement Fund as it relates to Transient Occupancy Tax (TOT) revenues earmarked for city-wide infrastructure improvements due to higher than anticipated TOT collections. 341,300$ 341,300$ Non- Departmental Transfer to the 2002 Downtown Parking Improvement Fund The 2002 Downtown Parking Improvement Fund (Fund 360) was established to pay the annual debt service costs associated with the bond issued to construct downtown parking improvements in 2002. The payments were funded through a transfer from the General Fund. This action eliminates the transfer to Fund 360, because the debt service payments were refinanced as part of the bond issuance for the Golf Course Reconfiguration capital project. As a result, Fund 360 will be closed and the remaining debt service costs for the parking improvements will be accounted for in the 2018 Golf Course COP Fund (Fund 361). -$ (161,154)$ Non- Departmental Transfer to the 2018 Golf Course COP Fund This action transfers funds to the 2018 Golf Course COP Fund (Fund 361) to pay the annual debt service costs associated with the bond issued for the Golf Course Reconfiguration capital project as well as the refinanced debt service costs associated with the bond issued to construct a parking garage on Bryant Street in 2002. Costs for annual the debt service are funded through a transfer from the General Fund. -$ 339,010$ Non- Departmental Debt Service for Golf Course Reconfiguration As part of the FY 2019 Adopted Budget, it was assumed that once the bond was issued, the debt service payments for the Golf Course Reconfiguration capital project would be paid directly from the General Fund. Once the bond was issued, it was determined that a separate 2018 Golf Course COP Fund (Fund 361) would be established to pay the debt service costs associated with the bond. This action reduces the amount budgeted in the General Fund for the debt service costs. -$ (177,856)$ Planning & Community Environment Departmental Expense Savings This action reallocates departmental vacancy savings within the General Fund in order to offset departments with higher than anticipated expenses in FY 2019. -$ (163,000)$ Planning & Community Environment Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (9,000)$ Department Adjustment Adjustment GENERAL FUND (102) CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Police Departmental Expense Savings This action reallocates departmental vacancy savings within the General Fund in order to offset departments with higher than anticipated expenses in FY 2019. -$ (400,000)$ Police Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (6,500)$ Public Works Departmental Expense Savings This action reallocates departmental vacancy savings within the General Fund in order to offset departments with higher than anticipated expenses in FY 2019. -$ (300,000)$ Public Works Management Development & Training (reallocation to Non-Departmental) This action reallocates departmental management development savings to Non-Departmental to reappropriate funds for city-wide training needs in FY 2021. -$ (9,500)$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (88,384)$ GENERAL FUND (102) SUBTOTAL 341,300$ 341,300$ Department Adjustment Adjustment CAPITAL IMPROVEMENT FUNDS GENERAL FUND CAPITAL IMPROVEMENT FUND (471) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. (23,157,000)$ (19,954,400)$ Capital Bond Proceeds This action appropriates the full amount of the COP funding issued to fund the construction of the New California Avenue Area Parking Garage (PE-18000) in the appropriate category, Bond Proceeds. 41,995,000$ -$ Capital Miscellaneous Revenue As part of the FY 2019 Adopted Budget, the budgeted Certificates of Participation (COP) revenue ($39.5 million) related to the New California Avenue Area Parking Garage (PE-18000) was categorized as Miscellaneous Revenue. After the final COP funding amount ($42.0 million) was issued, the funding was recategorized as Bond Proceeds. This action reduces the funding in Miscellaneous Revenue in order to properly record the full funding in the appropriate category. (39,487,000)$ -$ Capital Transfer from General Fund This action increases the transfer from the General Fund related to TOT revenue Council earmarked to use for city-wide infrastructure improvements due to actual revenue collected being higher than budgeted in FY 2019. 341,300$ -$ Capital Transfer from Gas Tax Fund/ Street Maintenance (PE-86070) This action increases the transfer from the Gas Tax Fund due to actual revenue collected being higher than budgeted in FY 2019. A corresponding transfer is recommended from the Gas Tax Fund to the Capital Improvement Fund to appropriate funding for this project. 30,000$ 30,000$ Capital Transfer to 2018 Golf Course COP Fund This action transfers the remaining funding that was set aside in the Capital Improvement Fund to pay for the 2018 Golf Course COP issuance. These will be used to pay for the annual debt service costs in the 2018 Golf Course COP Fund. -$ 17,507$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (370,807)$ GENERAL FUND CAPITAL IMPROVEMENT FUND (471) SUBTOTAL (20,277,700)$ (20,277,700)$ CUBBERLEY PROPERTY INFRASTRUCTURE FUND (472) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 3,500$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (3,500)$ CUBBERLEY PROPERTY INFRASTRUCTURE FUND (472) SUBTOTAL -$ -$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment ENTERPRISE FUNDS ELECTRIC FUND (513 & 523) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 388,800$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (388,800)$ ELECTRIC FUND (513 & 523) SUBTOTAL -$ -$ GAS FUND (514 & 524) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 600$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (600)$ GAS FUND (514 & 524) SUBTOTAL -$ -$ STORM DRAINAGE FUND (528) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 22,800$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (22,800)$ STORM DRAINAGE FUND (528) SUBTOTAL -$ -$ WASTEWATER COLLECTION FUND (527) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 104,700$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (104,700)$ WASTEWATER COLLECTION FUND (527) SUBTOTAL -$ -$ WATER FUND (522) Capital Capital Improvement Project Adjustments This action reflects the combined impact from adjustments to projects as outlined in Attachment A, Exhibit 2. -$ 96,800$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (96,800)$ WATER FUND (522) SUBTOTAL -$ -$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment INTERNAL SERVICE FUNDS PRINT AND MAILING FUND (683) Administrative Services Charges to Other Funds This action increases the estimate for revenue for printing services to align with year end revenues collected. 18,000$ -$ Administrative Services Non Salary Expense (Rents and Leases) This action increases the appropriation for non salary expenses related to the City's central printing contract to align with year-end actuals. -$ 155,000$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (137,000)$ PRINT AND MAILING FUND (683) SUBTOTAL 18,000$ 18,000$ WORKERS' COMPENSATION FUND (688) Non- Departmental Excess Insurance Reimbursement/Insurance Claims Paid This action increases the estimate for insurance reimbursements as well as the appropriation for insurance claims paid. The City is self-insured for workers’ compensation up to a specified dollar amount per claim and has a workers’ compensation insurance policy through California State Association of Counties (CSAC) Excess Insurance Authority for excess coverage. This recommendation reflects the reimbursements received and the corresponding costs incurred by the City during the period as result of excess insurance claims. 100,000$ 100,000$ WORKERS' COMPENSATION FUND (688) SUBTOTAL 100,000$ 100,000$ GENERAL LIABILITIES INSURANCE FUND (689) Non- Departmental Charges to Other Funds This action increases the estimate for charges to other funds by $950,000 ($518,000 in the General Fund) due to an updated actuarial analysis in August 2019 for general liabilities that have been incurred but not reported (IBNR) being $3.0 million higher than budgeted. Departments had sufficient savings at the end of FY 2019 to support the additional costs and did not require budgetary adjustments. The remaining $2.1 million is anticipated to be brought forward as a midyear adjustment in FY 2020 to fully adjust for the liability and ensure appropriate distribution across the City. 950,000$ -$ Non- Departmental Excess Insurance Reimbursement This action increases the estimate for insurance reimbursements as result of higher than anticipated revenues in FY 2019. The City is self-insured for liability claims up to a specified dollar amount per claim and has an insurance policy through California State Association of Counties (CSAC) Excess Insurance Authority for excess coverage. This recommendation reflects the reimbursements received by the City during the period as result of excess liability claims. 550,000$ -$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment INTERNAL SERVICE FUNDS CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Non- Departmental Liability Insurance This action increases the appropriation for liability insurance costs due to an updated actuarial analysis in August 2019 for general liabilities that have been incurred but not reported (IBNR) being $3.0 million higher than budgeted. The additional liability expense has been fully recognized in FY 2019 and has been partially recovered through additional allocations to departments. Due to sufficient savings elsewhere in the General Liability Fund a reduced adjustment of $1.5 million is recommended for the additional liability expense. -$ 1,500,000$ GENERAL LIABILITIES INSURANCE FUND (689) SUBTOTAL 1,500,000$ 1,500,000$ Department Adjustment Adjustment SPECIAL REVENUE FUNDS PUBLIC ART FUND (207) Community Services Public Art Fee Revenue This action increases the estimate for Art Fees as result of higher than anticipated revenues in FY 2019. 530,000$ -$ Community Services Salaries & Benefits This action increases the salaries and benefits appropriation as result of slightly higher than anticipated expenses in FY 2019. -$ 2,100$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 527,900$ PUBLIC ART FUND (207) SUBTOTAL 530,000$ 530,000$ PUBLIC SERVICES DONATION FUND (191) Various Donations Revenue/Non-Salary Expenses This action increases the appropriation for expenses in the Public Services Donation Fund to align with FY 2019 year end expense and encumbered funds. Donations in this fund are for activities such as parks and open space activities, art center programs, and animal care services. A corresponding adjustment to revenue reflecting higher than budgeted donations is recommended to offset this increase. 60,000$ 16,000$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 44,000$ PUBLIC SERVICES DONATION FUND (191) SUBTOTAL 60,000$ 60,000$ GAS TAX FUND (231) Non- Departmental State of California Revenue: SB1/Transfer to Capital Improvement Fund This action increases the revenue estimate for State of California SB1 allocations to align with higher than anticipated actuals during the period. In FY 2019, the total allocation to the City was $1,170,000 which was $30,000 higher than preliminary estimates from the State Department of Finance. Funding from SB1 is earmarked for transportation and traffic-related capital projects and was used during the period to partially fund the Street Maintenance Capital Improvement Project (PE-86070). The additional revenues are recommended to offset an additional appropriation to this project through a corresponding transfer from the Gas Tax Fund to the Capital Fund. 30,000$ 30,000$ GAS TAX FUND (231) SUBTOTAL 30,000$ 30,000$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment SPECIAL REVENUE FUNDS CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) FUND (232) Planning & Community Environment Transfer from Housing Rehabilitation Fund This action increases the transfer from the Housing Rehabilitation Fund to the CDBG Fund to consolidate funding for the CDBG Program. Historically, three funds have been used to track CDBG reimbursements: the Community Development Block Grant (CDBG) Fund (232); the Housing Rehabilitation Fund (238); and the Non-profit Housing Rehabilitation Fund (241). The latter two funds have been inactive for longer than five years and remaining cash balances are recommended to be consolidated into the active CDBG Fund to centralize activity. A corresponding transfer is recommended in the Non-Profit Rehabilitation Fund to the CDBG Fund. 44,178$ -$ Planning & Community Environment Transfer from Non-Profit Housing Rehabilitation Fund This action increases the transfer from the Non-Profit Housing Rehabilitation Fund to the CDBG Fund to consolidate funding for the CDBG Program. Historically, three funds have been used to track CDBG reimbursements: the Community Development Block Grant (CDBG) Fund (232); the Housing Rehabilitation Fund (238); and the Non-profit Housing Rehabilitation Fund (241). The latter two funds have been inactive for longer than five years and remaining cash balances are recommended to be consolidated into the active CDBG Fund to centralize activity. A corresponding transfer is recommended in the Housing Rehabilitation Fund to the CDBG Fund. 22,625$ -$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 66,803$ COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) FUND (232) SUBTOTAL 66,803$ 66,803$ HOUSING REHABILIATION FUND (238) Planning & Community Environment Transfer to CDBG Fund This action increases the transfer from the Housing Rehabilitation Fund to the CDBG Fund to consolidate funding for the CDBG Program. Historically, three funds have been used to track CDBG reimbursements: the Community Development Block Grant (CDBG) Fund (232); the Housing Rehabilitation Fund (238); and the Non-profit Housing Rehabilitation Fund (241). The latter two funds have been inactive for longer than five years and remaining cash balances are recommended to be consolidated into the active CDBG Fund to centralize activity. A corresponding transfer is recommended in the CDBG Fund from the Housing Rehabilitation Fund. -$ 44,178$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (44,178)$ HOUSING REHABILIATION FUND (238) SUBTOTAL -$ -$ Department Adjustment Adjustment SPECIAL REVENUE FUNDS CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 NON-PROFIT HOUSING REHABILIATION FUND (241) Planning & Community Environment Transfer to CDBG Fund This action increases the transfer from the Housing Rehabilitation Fund to the CDBG Fund to consolidate available funding for the CDBG Program. Historically, three funds have been used to track CDBG reimbursements: the Community Development Block Grant (CDBG) Fund (232); the Housing Rehabilitation Fund (238); and the Non-profit Housing Rehabilitation Fund (241). The latter two funds have been inactive for longer than five years and remaining cash balances are recommended to be consolidated into the active CDBG Fund to centralize activity. A corresponding transfer is recommended in the CDBG Fund from the Non-Profit Housing Rehabilitation Fund. -$ 22,625$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report. -$ (22,625)$ NON-PROFIT HOUSING REHABILIATION FUND (241) SUBTOTAL -$ -$ Department Adjustment Adjustment DEBT SERVICE & AGENCY TRUST FUNDS 2002 DOWNTOWN PARKING IMPROVEMENT FUND (360) Administrative Services Transfer from General Fund/Debt Service Payments The 2002 Downtown Parking Improvement Fund (Fund 360) was established to pay the annual debt service costs associated with the bond issued to construct downtown parking improvements in 2002. The payments were funded through a transfer from the General Fund. This action eliminates the transfer to Fund 360, because the debt service payments were refinanced as part of the bond issuance for the Golf Course Reconfiguration capital project. As a result, Fund 360 will be closed and the remaining debt service costs for the parking improvements will be accounted for in the 2018 Golf Course COP Fund (Fund 361). (161,154)$ (161,154)$ Administrative Services Transfer to 2018 Golf Course COP Fund This action appropriates the remaining amount in this fund to be transferred to the 2018 Golf Course COP Fund in order to be used towards the remaining debt service for the 2002 downtown parking improvements that was refinanced as part of the 2018 Golf Course COP issuance. -$ 15,591$ Fund Balance Adjustment to Fund Balance This action decreases the fund balance to offset adjustments recommended in this report and close this fund. -$ (15,591)$ 2002 DOWNTOWN PARKING IMPROVEMENT FUND (360) SUBTOTAL (161,154)$ (161,154)$ 2018 GOLF COURSE COP FUND (361) Administrative Services Transfer from General Fund This action establishes the transfer from the General Fund to the 2018 Golf Course COP Fund (Fund 361) to pay the annual debt service costs associated with the bond issued for the Golf Course Reconfiguration capital project as well as the refinanced debt service costs associated with the bond issued to construct downtown parking improvements in 2002. Ongoing costs for annual the debt service will be funded through this transfer from the General Fund. 339,010$ -$ Administrative Services Transfer from 2002 Downtown Parking Improvement Fund This action recognizes a transfer of the remaining funds from the 2002 Downtown Parking Improvement Fund to be used towards the remaining debt service for the 2002 downtown parking improvements that was refinanced as part of the 2018 Golf Course COP issuance. 15,591$ -$ Administrative Services Transfer from Capital Improvement Fund This action recognizes a transfer of funding that was set aside in the Capital Improvement Fund to pay for the 2018 Golf Course COP issuance. The remaining funds will be used to pay for the annual debt service costs. 17,507$ Administrative Services Debt Service Payments This action appropriates funding for the debt service payments associated with the 2018 Golf Course COP issuance and the remaining refinanced 2002 Downtown Parking Improvement debt. -$ 354,602$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report. -$ 17,506$ 2018 GOLF COURSE COP FUND (361) SUBTOTAL 372,108$ 372,108$ CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 Department Adjustment Adjustment DEBT SERVICE & AGENCY TRUST FUNDS CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 BUDGET Revenues Expenses ATTACHMENT B, EXHIBIT 1 2019 CALIFORNIA AVENUE PARKING GARAGE COP FUND (362) Administrative Services Bond Proceeds This action appropriates revenue to fund the costs associated with the issuance of the New California Avenue Area Parking Garage (PE-18000) COP funding. 301,606$ -$ Administrative Services Debt Service Payments This action appropriates funding for the costs associated with the issuance of the 2019 California Avenue Parking Garage COP funding. -$ 285,781$ Fund Balance Adjustment to Fund Balance This action increases the fund balance to offset adjustments recommended in this report and close this fund. -$ 15,825$ 2019 CALIFORNIA AVENUE PARKING GARAGE COP FUND (362) SUBTOTAL 301,606$ 301,606$ Project Number Title Revenue Expense Comments AS-10000 Capital Improvement Fund Administration $ (299,500) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures AC-18000 Performing Arts Venues Seat Replacement $ (3,800) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures AC-18001 JMZ Renovation $ (34,300) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures FD-18000 Self-Contained Breathing Apparatus (SCBA) Replacement $ (16,900) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures FD-19000 Fire and Utilities Trench Training Facility $ (55,000) $ (55,000) Adjustment to shift a Transfer from the Utility Administration Fund to FY 2020 to align with project expenditures. OS-00001 Open Space Trails and Amenities $ 121,200 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures OS-00002 Open Space Lakes And Pond Maintenance $ (2,300) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures OS-09001 Off-Road Pathway Resurfacing And Repair $ (14,000) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-08001 Rinconada Park Improvements $ 54,900 Adjustment to increase project due to higher than anticipated expenditures in FY 2019. Funding budgeted for this project in FY 2020 is being used to maintain the total project budget of $4.7 million. PE-09003 City Facility Parking Lot Maintenance $ (10,800) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-12003 Rinconada Park Long Range Plan $ (3,500) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-13003 Parks, Trails, Open Space, & Recreation Master Plan $ 3,400 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-13011 Charleston/Arastradero Corridor Project $ 261,400 Adjustment to increase project due to higher than anticipated expenditures in FY 2019. Funding budgeted for this project in FY 2020 is being used to maintain the total project budget of $19.6 million. PE-13014 Street Lights Condition Assessment $ (8,600) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-14015 Lucie Stern Buildings Mechanical and Electrical Upgrades $ 172,400 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-15001 New Public Safety Building $ 151,200 Adjustment to increase project due to higher than anticipated expenditures in FY 2019. Funding budgeted for this project in FY 2020 is being used to maintain the total project budget of $115.5 million. ATTACHMENT B, EXHIBIT 2 CAPITAL IMPROVEMENT FUND CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 CAPITAL IMPROVEMENT PROGRAM Project Number Title Revenue Expense Comments ATTACHMENT B, EXHIBIT 2 CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 CAPITAL IMPROVEMENT PROGRAM PE-15003 Fire Station 3 Replacement $ 212,900 Adjustment to increase project due to higher than anticipated expenditures in FY 2019. Funding budgeted for this project in FY 2020 is being used to maintain the total project budget of $10.1 million. PE-15007 New Downtown Parking Garage $ (14,613,000) $ (14,613,000) Adjustments to shift Transfers from the Stanford University Medical Center (SUMC) Fund ($9,072,000) and University Avenue Parking In Lieu Fund ($5,541,000) to FY 2022 to align with project expenditures. PE-15028 Baylands Levee Improvements Feasibility $ (500) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-17000 Michell Park Adobe Creek Bridge Replacement $ 125,800 Adjustments to allocate Salaries and Benefits across capital projects based on actual expenditures ($93,700) and to increase project due to higher than anticipated expenditures ($32,100). PE-17002 City Hall Floor 3 Remodel $ (9,300) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-17004 California Avenue District Gateway Signs $ 500 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-17005 Boulware Park Improvements $ 22,700 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-17006 Baylands Flood Protection Levee Improvements $ (39,100) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-17008 City Hall Floor 4 Remodel $ 46,400 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-17009 City Hall Floor 5 Remodel $ 45,100 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-18006 Byxbee Park Completion $ (2,400,000) $ - Adjustment to shift a Transfer from the Parks Dedication Fee Fund to align with project expenditures budgeted in FY 2021. PE-18016 Civic Center Fire Life Safety Upgrades $ (8,400) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-19000 City Hall Space Planning $ (2,900) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PE-86070 Street Maintenance $ (900,000) $ (900,000) Adjustment to shift a Transfer from the San Antonio/West Bayshore Fee Fund to the Traffic Signal & Intelligent Transportation System Upgrades project (PL-05030) in FY 2020 as approved in the FY 2020 Adopted Capital Budget. PF-01003 Building Systems Improvements $ 3,500 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PF-02022 Facility Interior Finishes Replacement $ (26,000) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures Project Number Title Revenue Expense Comments ATTACHMENT B, EXHIBIT 2 CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 CAPITAL IMPROVEMENT PROGRAM PF-07011 Roth Building Maintenance $ (1,100) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PF-14003 University Avenue Parking Improvements $ (13,300) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PF-16006 Municipal Service Center Lighting, Mechanical, and Electrical Improvements $ (456,000) $ (478,100) Adjustments to allocate Salaries and Benefits across capital projects based on actual expenditures ($22,100) and shift Transfers from the Refuse Fund ($8,000), Utility Administration Fund ($288,000), and Vehicle & Maintenance Fund ($160,000) to FY 2020 to align with reappropriation actions approved in the FY 2020 Adopted Capital Budget. PF-17000 Municipal Service Center A, B, & C Roof Replacement $ (1,083,000) $ (1,157,300) Adjustments to allocate Salaries and Benefits across capital projects based on actual expenditures ($74,300) and shift Transfers from the Refuse Fund ($19,000), Utility Administration Fund ($684,000), and Vehicle & Maintenance Fund ($380,000) to FY 2020 to align with reappropriation actions approved in the FY 2020 Adopted Capital Budget. PF-18000 Parking Lot J Elevator Modernization $ (29,300) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PG-06003 Benches, Signage, Walkways, Perimeter Landscaping, and Site Amenities $ 28,200 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PG-09002 Park & Open Space Emergency Repairs $ 28,800 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PG-15000 Buckeye Creek Hydrology Study $ (17,300) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PG-17000 Baylands Comprehensive Conservation Plan $ (4,600) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PG-17001 Foothills Park, Pearson Arastradero Preserve, and Esther Clark Park Conservation Plan $ (15,100) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PG-18001 Dog Park Installation and Renovation $ 1,800 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PG-18002 Turf Management Plan $ (5,000) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PG-19000 Park Restroom Installation $ (350,000) $ (367,600) Adjustments to allocate Salaries and Benefits across capital projects based on actual expenditures ($17,600) and shift a Transfer from the Parks Development Impact Fee Fund ($350,000) to FY 2020 to align with reappropriation actions approved in the FY 2020 Adopted Capital Budget. Project Number Title Revenue Expense Comments ATTACHMENT B, EXHIBIT 2 CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 CAPITAL IMPROVEMENT PROGRAM PG-19001 Baylands Athletic Center 10.5 Acre Expansion Plan $ (5,100) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PL-00026 Safe Routes To School $ (13,400) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PL-04010 Bicycle and Pedestrian Transportation Plan Implementation $ (1,200,000) $ (1,200,000) Adjustment to shift a Transfer from the Stanford University Medical Center (SUMC) Fund to FY 2020 to align with reappropriation actions approved in the FY 2020 Adopted Capital Budget. PL-05030 Traffic Signal and Intelligent Transportation Systems $ (103,000) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PL-11002 California Avenue - Transit Hub Corridor Project $ (15,000) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PL-12000 Transportation and Parking Improvements $ (25,000) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PL-15002 Downtown Automated Parking Guidance Systems, Access Controls & Revenue Collection Equip. $ (1,100,000) $ (1,100,000) Adjustment to remove a Transfer from the University Avenue Parking District Fund to this project in order to preserve the funds for future parking related capital needs. PL-15003 Parking District Implementation $ (11,600) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PL-15004 Downtown Parking Wayfinding $ (31,900) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PL-16000 Quarry Road Improvements and Transit Center Access $ (17,300) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PL-16002 Parking Management and System Implementation $ (1,000,000) $ (1,115,900) Adjustments to allocate Salaries and Benefits across capital projects based on actual expenditures ($115,900) and shift Transfers from the California Avenue Parking District Fund ($138,000), Residential Parking Permits Program Fund ($255,000), and University Avenue Parking District Fund ($607,000) to FY 2020 to align with reappropriation actions approved in the FY 2020 Adopted Capital Budget. PL-18000 El Camino Real Pedestrian Safety and Streetscape Project $ (17,900) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PL-19000 Emergency Vehicle Traffic Signal Preemption System Pilot $ 400 Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PO-11000 Sign Reflectivity Upgrade $ (6,500) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PO-11001 Thermoplastic Lane Marking and Striping $ (15,800) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures PO-12001 Curb and Gutter Repairs $ (16,500) Adjustment to allocate Salaries and Benefits across capital projects based on actual expenditures Project Number Title Revenue Expense Comments ATTACHMENT B, EXHIBIT 2 CITY OF PALO ALTO RECOMMENDED AMENDMENTS TO THE CITY MANAGER'S FY 2019 CAPITAL IMPROVEMENT PROGRAM PO-89003 Sidewalk Repairs $ 596,500 Adjustments to allocate Salaries and Benefits across capital projects based on actual expenditures ($506,400) and to increase project due to higher than anticipated expenditures ($90,100). Total $ (23,157,000) $ (19,954,400) CB-19000 Cubberley Track and Field Replacement $ 3,500 Increase to project due to higher than anticipated expenditures. Total $ - $ 3,500 ELECTRIC FUND EL-89038 Substation Protection Improvements $ 127,600 Increase to project due to higher than anticipated expenditures. EL-98003 Electric System Improvements $ 261,200 Increase to project due to higher than anticipated expenditures. Total $ - $ 388,800 GS-11002 Gas Distribution System Improvements $ 600 Increase to project due to higher than anticipated expenditures. Total $ - $ 600 SD-13003 Matadero Creek Storm Water Pump Station $ 22,800 Increase to project due to higher than anticipated expenditures. Total $ - $ 22,800 WC-80020 Sewer System, Customer Connections $ 29,700 Increase to project due to higher than anticipated expenditures. WC-99013 Sewer Lateral/Manhole Rehabilitation and Replacement $ 75,000 Increase to project due to higher than anticipated expenditures. Total $ - $ 104,700 WS-80013 Water System, Customer Connections $ 96,800 Increase to project due to higher than anticipated expenditures. Total $ - $ 96,800 $ (23,157,000) $ (19,337,200)TOTAL CIP ADJUSTMENTS CUBBERLEY PROPERTY INFRASTRUCTURE FUND GAS FUND STORMWATER MANAGEMENT FUND WASTEWATER COLLECTION FUND WATER FUND Comprehensive Annual Financial Report CITY OF PALO ALTO, CALIFORNIA FOR THE FISCAL YEAR ENDED: JUNE 30, 2019 Fiscal Year 2019 Comprehensive Annual Financial Report City of Palo Alto, CA Fiscal Year Ended June 30, 2019 City Council Eric Filseth, Mayor Adrian Fine, Vice Mayor Alison Cormack Tom DuBois Liz Kniss Lydia Kou Greg Tanaka Edward K. Shikada, City Manager Kiely Nose, Director of Administrative Services/Chief Financial Officer Rima Lobo, Finance Manager Prepared by: Administrative Services Department CITY OF PALO ALTO  For the Year Ended June 30, 2019  Table of Contents   Page  INTRODUCTORY SECTION:   Transmittal Letter .................................................................................................................................... i   City Officials ........................................................................................................................................... vi   Organizational Structure……………………………………………………………… … .................................................. vii   Administrative Services Organization .................................................................................................. viii   GFOA Certificate of Achievement for Excellence in Financial Reporting ............................................... ix    FINANCIAL SECTION:    Independent Auditor’s Report .............................................................................................................. 1   Management’s Discussion and Analysis     (Required Supplementary Information – Unaudited) ...................................................................... 5    Basic Financial Statements   Government‐wide Financial Statements:    Statement of Net Position ....................................................................................................... 29    Statement of Activities ............................................................................................................ 31    Governmental Fund Financial Statements:    Balance Sheet .......................................................................................................................... 33  Reconciliation of the Balance Sheet of Governmental Funds to         the Statement of Net Position ‐ Governmental Activities ................................................. 34    Statement of Revenues, Expenditures and Changes in Fund Balances .................................. 35    Reconciliation of the Statement of Revenues, Expenditures and Changes    in Fund Balances of Governmental Funds to the Statement of Activities –           Governmental Activities ................................................................................................... 36    Statement of Revenues, Expenditures and Changes in Fund Balance –     Budget and Actual – General Fund ................................................................................... 37   Proprietary Fund Financial Statements:    Statement of Net Position ....................................................................................................... 38    Statement of Revenues, Expenses and Changes in Fund Net Position ................................... 40    Statement of Cash Flows ......................................................................................................... 42    Fiduciary Fund Financial Statement:    Statement of Assets and Liabilities ......................................................................................... 44    Index to the Notes to the Basic Financial Statements ................................................................. 45    Notes to the Basic Financial Statements ...................................................................................... 47    Required Supplementary Information:   Schedule of Changes in Net Pension Liability and related Ratios – Miscellaneous Plan ............. 109    Schedule of Pension Contributions – Miscellaneous Plan ........................................................... 110      CITY OF PALO ALTO  For the Year Ended June 30, 2019  Table of Contents (Continued)   Page  Required Supplementary Information:    Schedule of Changes in Net Pension Liability and Related Ratios – Safety Plan ......................... 111    Schedule of Pension Contributions – Safety Plan ........................................................................ 112    Schedule of Changes in Net OPEB Liability and Related Ratios ................................................... 113    Schedule of Employer OPEB Contributions ................................................................................. 114     Supplementary Information:    Non‐Major Governmental Funds:    Combining Balance Sheet ...................................................................................................... 115    Combining Statement of Revenues, Expenditures and     Changes in Fund Balances ............................................................................................... 117    Non‐Major Special Revenue Funds:    Combining Balance Sheet ...................................................................................................... 120    Combining Statement of Revenues, Expenditures and     Changes in Fund Balances ............................................................................................... 122    Combining Schedule of Revenues, Expenditures and     Changes in Fund Balances – Budget and Actual ............................................................. 124    Non‐Major Debt Service Funds:    Combining Balance Sheet ...................................................................................................... 130    Combining Statement of Revenues, Expenditures and     Changes in Fund Balances ............................................................................................... 131    Combining Schedule of Revenues, Expenditures and     Changes in Fund Balances – Budget and Actual ............................................................. 132    Non‐Major Permanent Fund:    Schedule of Revenues, Expenditures and     Changes in Fund Balance – Budget and Actual ............................................................... 134    Internal Service Funds:    Combining Statement of Fund Net Position .......................................................................... 136    Combining Statement of Revenues, Expenses and     Changes in Fund Net Position ......................................................................................... 137    Combining Statement of Cash Flows ..................................................................................... 138    Fiduciary Funds:    Statement of Changes in Assets and Liabilities – All Agency Funds ...................................... 140      CITY OF PALO ALTO  For the Year Ended June 30, 2019  Table of Contents (Continued)   Page  STATISTICAL SECTION:    Financial Trends:    Net Position by Component ......................................................................................................... 143    Changes in Net Position ............................................................................................................... 144    Fund Balances of Governmental Funds ....................................................................................... 146    Changes in Fund Balances of Governmental Funds ..................................................................... 148  Revenue Capacity:    Electric Operating Revenue by Source ......................................................................................... 149    Supplemental Disclosure for Water Utilities ............................................................................... 150    Supplemental Disclosure for Gas Utilities .................................................................................... 151    Assessed Value of Taxable Property ............................................................................................ 152    Property Tax Rates, All Overlapping Governments ..................................................................... 153    Property Tax Levies and Collections ............................................................................................ 154    Principal Property Taxpayers ....................................................................................................... 155    Assessed Valuation and Parcels by Land Use .............................................................................. 156     Per Parcel Assessed Valuation of Single Family Residential ........................................................ 157    Debt Capacity:    Ratio of Outstanding Debt by Type .............................................................................................. 158    Computation of Direct and Overlapping Debt ............................................................................. 159    Computation of Legal Bonded Debt Margin ................................................................................ 160    Revenue Bond Coverage .............................................................................................................. 161    Demographic and Economic Information:      Taxable Transactions by Type of Business ................................................................................... 162    Demographic and Economic Statistics ......................................................................................... 163    Principal Employers...................................................................................................................... 164    Operating Information:    Operating Indicators by Function/Program ................................................................................. 166    Capital Asset Statistics by Function/Program .............................................................................. 168    Full‐Time Equivalent City Government Employees by Function .................................................. 170  SINGLE AUDIT SECTION:    Index to the Single Audit Report .................................................................................................. 171  Independent Auditor’s Report on Internal Control Over Financial Reporting and           on Compliance and Other Matters Based on an Audit of Financial Statements            Performed in Accordance With Government Auditing Standards ........................................ 173    Independent Auditor’s Report on Compliance for Each Major Federal Program and                         Report on Internal Control Over Compliance Required by Uniform Guidance .................... 175   Schedule of Expenditures of Federal Awards .............................................................................. 177   Notes to the Schedule of Expenditures of Federal Awards ......................................................... 179    Schedule of Findings and Questioned Costs ................................................................................ 180    Schedule of Prior Years Findings and Questioned Costs ............................................................. 182  Introduction  ……….……………………………………………………………………………………………. City of Palo Alto i Transmittal Letter…………………………………………………...… November 4, 2019 THE HONORABLE CITY COUNCIL Palo Alto, California Attention: Finance Committee COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED JUNE 30, 2019 Members of the Council and Citizens of Palo Alto: I am pleased to present the Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30, 2019 in accordance with Article III, Section 16 and Article IV, Section 13 of the City of Palo Alto Charter. The format and content of this CAFR complies with the principles and standards of accounting and financial reporting adopted by the Governmental Accounting Standards Board (GASB), and contains all information needed for readers to gain a reasonable understanding of City of Palo Alto (City) financial affairs. Management takes sole responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control that it has established for this purpose. The objective of internal controls is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. The City’s financial statements have been audited by Macias Gini & O’Connell LLP, Certified Public Accountants (MGO). The goal of the audit is to obtain reasonable assurance that the financial statements are free of material misstatements and are fairly presented in conformity with generally accepted accounting principles (GAAP). MGO issued an unmodified opinion for the fiscal year ended June 30, 2019. Their report is presented as the first component of the financial section of this report. In addition, MGO conducted the federally mandated “Single Audit” designed to meet the special needs of federal grantor agencies. The standards governing the Single Audit require the independent auditor to report on the fair presentation of the financial statements, government’s internal controls and compliance with legal requirements. These reports are included in the Single Audit section of the CAFR. An overview of the City’s financial activities for the fiscal year is discussed in detail in the Management’s Discussion and Analysis (MD&A) section of the CAFR. MD&A complements this transmittal letter and should be read in conjunction with it. City of Palo Alto Office of the City Manager Introduction …….……………………………………………………………………………………………. ii City of Palo Alto CITY OF PALO ALTO PROFILE The City was incorporated in 1894 and named after a majestic coastal redwood tree which lives along the San Francisquito Creek where early Spanish explorers settled. Located between the cities of San Francisco and San Jose, the City is a largely built-out community of approximately 67,000 residents. The City delivers a full range of municipal services and public utilities under the Council-Manager form of government, and offers an outstanding quality of life for its residents. It covers an area of twenty- six square miles, and has dedicated almost one-half of the area to open spaces of parks and wildlife preserves. Public facilities include five libraries, four community centers, a cultural arts center, an adult and children’s theater, a junior museum and zoo, and a golf course. The City provides a diverse array of services for seniors and youth, an extensive continuing education program, concerts, exhibits, team sports and special events. The independent Palo Alto Unified School District (PAUSD) has achieved state and national recognition for the excellence of its programs. City Council: Effective January 1, 2019, Council was reduced from nine to seven members. The seven members are elected at-large for four year staggered terms. At the first meeting of each calendar year, Council elects a Mayor and Vice-Mayor from its membership, with the Mayor having the duty of presiding over Council meetings. Council is the appointing authority for the positions of City Manager and three other officials, the City Attorney, City Clerk, and City Auditor, all of whom report to Council. Finance Committee and Policy and Services Committee: While retaining the authority to approve all actions, Council has established two subcommittees to consider and make recommendations on matters relating to finance, budget, audits, capital planning and debt. Each of the subcommittee is comprised of three Council members. Staff provides the subcommittees and Council with reports such as the CAFR, quarterly budget-versus-actual results, and investment and performance measure reports, all of which are utilized in their review of the City’s financial position. FISCAL/ECONOMIC CONDITIONS AND OUTLOOK Employment Trends: The City is located in the heart of Silicon Valley and is adjacent to Stanford University, one of the premier institutions of higher education in the nation which has produced much of the talent that founded many successful high-tech companies in Palo Alto and Silicon Valley. With varied and relatively stable employers such as Stanford University, Stanford Medical Center, Palo Alto Medical Foundation, Palo Alto Unified School District, Stanford Shopping Center and businesses such as Hewlett-Packard, VMware, Tesla, Palantir and Space Systems Loral, Palo Alto has enjoyed diverse employment and revenue bases. The City’s unemployment rate ended the year at 2.2 percent. This compares to Santa Clara County’s unemployment rate of 2.7 percent. The state’s unemployment rate was 4.5 percent. Real Estate Market: The 2018-19 Santa Clara County Assessor’s Annual Report noted that the county’s annual assessment roll increased by $33 billion to $483.2 billion, a 7.34 percent increase over the prior year. Palo Alto’s assessment roll represents 7.63 percent of the county roll and grew 6.88 percent over the prior year to $36.86 billion. Home prices in Palo Alto are well above the county average at $3,767,393 as of second quarter 2019, per Santa Clara County Association of Realtors statistics. According to Cushman & Wakefield, Silicon Valley’s office/research and development markets represent one of the strongest growth markets in the country driven by technology activity. As of second quarter 2019, the overall average asking rent for Class A office space was reported at $8.62 per square foot per month, while research and development space was noted at $6.78 per square foot per month. Its outlook remains upbeat. Introduction  ……….……………………………………………………………………………………………. City of Palo Alto iii Local Trends: National, state, regional and local economic indicators are mixed. Unemployment remains low, job growth is slowing down and the trade war is negatively showing up in the economic data. Economically sensitive revenue sources such as transient occupancy tax and documentary transfer tax are showing a decline while base sales tax is levelled off. Looking forward, funding sources are sufficient to cover projected FY 2020 expenses, as written in the City’s Adopted Budget. The Council adopted a General Fund budget with expenses of $230.8 million for FY 2020 an increase of 9.5 percent from the prior year Adopted Budget. However, that increase is not exclusively representative of increased costs. The General Fund had one-time savings included in FY 2019 of almost $2.0 million for payments to the City’s self-insured workers’ compensation and general liability insurance funds; it also had a $4.0 million reduction included in the Adopted Budge t as a placeholder for future Council action. Once we adjust the FY 2019 Adopted Budget for these one- time actions, the year-over-year growth would be 6.5%, from $216.7 million to $230.8 million. After the adoption of the FY 2019 Operating Budget, City Council ratified new contracts with the safety labor bargaining groups, with resultant increases. If these figures were restored to the FY 2019 budget starting point, the year-over-year increase would be much less in the General Fund. To accommodate the contribution toward the City’s long-term pension obligations, adjustments to service delivery levels will be necessary. Reductions have been made across the organization over the past several years with the goal of containing costs while minimizing impacts on services. This budget makes progress towards ongoing cost containment, with specific resulting service impacts. The FY 2020 budget also includes a number of one-time actions that are designed to contain costs while departments continue to evaluate service delivery options and redeployment of resources. In addition to past practice - the agreed upon labor terms outlined in memorandums of agreement, CalPERS - determined retirement contribution levels, and a vacancy factor in the General Fund - this year’s budget includes a proactive pension funding contribution to the City’s irrevocable Section 115 Pension Trust Fund. In the General Fund, this resulted in $3.8 million in additional contributions from various departments and reflects what retirement costs would be if the “normal cost” of contributions was budgeted at a 6.2 percent discount rate (CalPERS is currently at a 7.25 percent discount rate). The City’s irrevocable pension trust fund, will have a total of $22.0 million by the end of FY 2020, of which $14.3 million will be from the General Fund. As economic growth continues to flourish in this area of Silicon Valley, it also underscores the challenges of increased traffic and congestion in conjunction with choosing a ”preferred alternative” for grade separations at rail crossings. In addition, making sure the City remains focused on implementing a Sustainability and Climate Action Plan while structurally balancing revenues and expenses to maintain high quality services. These issues were reflected in the setting of Council priorities for 2019: • Climate/Sustainability and Climate Action Plan • Grade Separations • Transportation and Traffic • Fiscal Sustainability While each of these priorities require long-term strategies, progress will be made on all through FY 2020 Budget. Staff presented a “Fiscal Sustainability” workplan to the Finance Committee, articulating the ecosystem of available resources, desired outcomes, a nd long-term solvency of the City. Proactively contributing to the City’s supplemental pension trust fund will help ensure pension funding and minimize the need for future service reductions. It also means Introduction …….……………………………………………………………………………………………. iv City of Palo Alto including cost containment actions, such as the elimination of positions throughout the organization, changes in Fire’s deployment model, and reductions in non-salary funding in several departments to balance the FY 2020 budget and better position the City for FY 2021. In addition the FY 2020 budget established an Office of Transportation in the City Manager’s Office to address the growing complexity and demands associated with parking, traffic, and pending decisions regarding grade separation. This new office will be better able to proactively engage the community and address critical transportation needs. In FY 2014, the City Council approved a $125.8 million Infrastructure Plan (IP), which includes projects such as a new Public Safety Building, replacement of two Fire Stations, a Bike and Pedestrian plan and two parking garages. Through the development of the 2020-2024 Capital Improvement Plan (CIP), a tenth project was added to the IP, Downtown Automated Parking Guidance Systems, and the IP projects were updated for scope increases and cost escalations, resulting in a revised Infrastructure Plan of $280.6 million. These projects will be funded partially by debt to be repaid with voter approved increases of 3.5 percent in the transient occupancy tax (TOT) rate and from other sources such as impact fees and Stanford University Medical Center development agreement monies. The 2020-2024 CIP assumes the opening of new Marriott hotels in FY 2021, and the additional annual TOT funding is estimated to cover the cost of the IP projects. Rates increased in 2020 for electric, gas, storm drain, wastewater, and water services. In general, the size and timing of rate adjustments take into account current and future revenue requirements and reserve levels for needs such as increasing costs of commodity purchases, capital construction costs, and contractually obligated increases to compensate for inflation, usually based on the annual change to the Bay Area consumer price index (CPI). Long Range Financial Forecast: The City produces a 10 year General Fund Long Range Financial Forecast (LRFF) annually. This comprehensive report analyzes local, state, and federal economic conditions, short and long-term revenue and expense trends, and addresses challenges such as funding long-term pension and healthcare liabilities and infrastructure needs. The forecast is designed to highlight finance issues which the City can address proactively. Moreover, it is a tool that allows policymakers an opportunity to prioritize funding needs over time. It sets the tone for the annual budget process and is one of the many tools and reports that Council uses for financial planning. The FY 2020 – FY 2029 LRFF was presented to the Finance Committee in December 2018 and approved by the City Council in March 2019. The forecast anticipated a near-term gap in the General Fund. Staff identified and recommended a course of action that would structurally balance the General Fund in FY 2020 and largely balance the General Fund on an ongoing basis. As discussed above, this year’s budget includes a proactive pension funding contribution to the City’s irrevocable Section 115 Pension Trust Fund, and reflects what retirement costs would be if the “normal cost” of contributions was budgeted at a 6.2 percent discount rate (CalPERS completed its ‘step-down’ to a 7.0 percent discount rate). This resulted in the need to include cost containment actions with specific resulting service impacts such as the elimination of positions and non-salary funding throughout the organization. Both Moody’s and Standard and Poor’s (S&P) awarded their highest credit rating of Triple A to the City’s general obligation debt. This rating has been awarded to only a few cities in California. Introduction  ……….……………………………………………………………………………………………. City of Palo Alto v SIGNIFICANT EVENTS AND ACCOMPLISHMENTS The City is a community dedicated to meeting the social, cultural, recreational, educational, commercial and retail needs of its citizens and businesses. As such, open space, education, recreational facilities, cultural events and safe streets and neighborhoods are important aspects of the community and the City has been recognized for its accomplishments with a wide variety of awards and recognitions over the past year. Following is a sampling of those awards: • Santa Clara County Healthy City Awards named the City as the Best Overall, 2018; • The International City/County Managers Association recognized Palo Alto with the Voice of the People award for Excellence in the Natural Environment. The Voice of the People Awards is the only award given in local government based on community opinion; • Tree Line USA Award for the fifth year in a row by the National Arbor Day Foundation for delivering safe and reliable electricity while maintaining healthy community trees; and • Diamond Level Award as a Public Power Provider - the highest honor - for proficiency, sound business practices, and a utility-wide commitment to safe and reliable delivery of electricity, system improvement, energy efficiency and workforce development, from the American Public Power Association. Awards: During the past year, the City received an award for the prior fiscal year CAFR from the Government Finance Officers Association (GFOA) for “excellence in financial reporting.” The 2019 CAFR will be submitted to the GFOA award program to be considered for this distinguished financial reporting award. Acknowledgments: This CAFR reflects the hard work, talent and commitment of the staff members of the Administrative Services Department. This document could not have been accomplished without their efforts and each contributor deserves sincere appreciation. Management wishes to acknowledge the support of the entire accounting staff for their high level of professionalism and dedication. Management would also like to express its appreciation to Macias Gini & O’Connell, the City’s independent external auditors, who assisted and contributed to the preparation of this Comprehensive Annual Financial Report. Special acknowledgment must be given to City Council and the Finance and Policy and Services Committees for their dedication to directing the financial affairs of the City in a responsible, professional and progressive manner. Respectfully submitted, KIELY NOSE EDWARD SHIKADA Chief Financial Officer City Manager Introduction …….……………………………………………………………………………………………. vi City of Palo Alto City of Palo Alto City Officials ………………………….………… Finance Committee Tom Dubois, Chair Alison Cormack Adrian Fine Nancy Shepherd Policy and Services Committee Liz Kniss, Chair Lydia Kou Greg Tanaka Council-Appointed Officers City Manager Ed Shikada City Attorney Molly Stump City Clerk Beth Minor Interim City Auditor Don Rhoads City Council Eric Filseth, Mayor Adrian Fine, Vice-Mayor Alison Cormack Tom DuBois Liz Kniss Lydia Kou Greg Tanaka Introduction  ……….……………………………………………………………………………………………. City of Palo Alto vii City Attorney Molly Stump City Manager Edward K. Shikada Interim City Auditor Don Rhoads City Clerk Beth Minor City of Palo Alto Organization …………………………………… Palo Alto Residents City Council Community Services Kristen O’Kane, Director Administrative Services Kiely Nose, Chief Financial Officer Fire Eric Nickel, Chief Human Resources Rumi Portillo, Director Police Robert Jonsen, Chief Planning & Community Environment Jonathan Lait, Director Utilities Dean Batchelor, Director Public Works Brad Eggleston, Director Library Monique le Conge, Director Office of Emergency Services Kenneth Dueker, Director Information Technology Darren Numoto, Interim Chief Information Officer Introduction …….……………………………………………………………………………………………. viii City of Palo Alto Administrative Services Organization ……… Administrative Division Treasury Division Accounting Division Budget Division Purchasing Division Real Estate Division Mission Statement To provide proactive administrative and technical support to City departments and decision makers, and to safeguard and facilitate the optimal use of City resources. Administrative Services Department Introduction  ……….……………………………………………………………………………………………. City of Palo Alto ix Government Finance Officers Association of the United States and Canada – Award …… x  This page is left intentionally blank.    www.mgocpa.com Macias Gini & O’Connell LLP 2121 N. California Boulevard, Suite 750 Walnut Creek, CA 94596 1 Independent Auditor’s Report Honorable Mayor and the Members of the City Council of City of Palo Alto, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Palo Alto, California (City), as of and for the year ended June 30, 2019, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. 2 Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of June 30, 2019, and the respective changes in financial position, and, where applicable, cash flows thereof and the respective budgetary comparison for the General Fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, the schedules of changes in net pension liability and related ratios, the schedules of pension contributions, the schedule of changes in net OPEB liability and related ratios, and the schedule of employer OPEB contributions, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and schedules, statistical section and the schedule of expenditures of federal awards, as required by Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules and the schedule of expenditures of federal awards are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual nonmajor fund financial statements and schedules and the schedule of expenditures of federal awards are fairly stated, in all material respects, in relation to the basic financial statements as a whole. 3 The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated November 4, 2019 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Walnut Creek, California November 4, 2019 4 This page is left intentionally blank. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 5 Management’s Discussion and Analysis Management’s Discussion and Analysis (MD&A) provides an overview of the City of Palo Alto’s financial performance for the fiscal year ended June 30, 2019. To obtain a complete understanding of the City’s financial condition, this document should be read in conjunction with the accompanying Transmittal Letter and Basic Financial Statements. Financial Highlights ▪ The assets and deferred outflows of resources of the City of Palo Alto (City) exceeded its liabilities and deferred inflows of resources at the close of Fiscal Year (FY) 2019 by $1.2 billion. Of this amount, $46.0 million represents unrestricted net position, which may be used to meet the government’s ongoing obligations to citizens and creditors. ▪ At the close of FY 2019, the City’s governmental funds reported combined fund balances of $305.0 million, an increase of $53.8 million from prior year. Approximately 17.9 percent of this amount, or $54.8 million, is unassigned fund balance and available for spending at the government’s discretion. ▪ At the end of the current fiscal year, unrestricted fund balance (the total of the committed, assigned and unassigned components of fund balance) for the General Fund was $66.7 million, or 31.4 percent of total general fund expenditures, including transfers. ▪ The City’s total outstanding long-term debt increased by $48.1 million during the current fiscal year. This is due to the issuance of 2019 Certificates of Participation (COP’s) tax exempt Series A and taxable Series B of $26.8 million plus $4.9 million premium and $10.6 million, respectively, receipt of $12.7 million in loan proceeds from the State Water Resource Control Board, and net of $6.9 million scheduled debt retirements. ▪ The City implemented GASB Statement No.83, Certain Asset Retirement Obligations (AROs), effective fiscal year ending June 30, 2019. An ARO is a legally enforceable liability associated with the retirement of a tangible capital asset. A government that has legal obligations to perform future asset retirement activities related to its tangible capital assets should recognize a liability. Implementation of this statement did not have a significant impact on the City’s financial statements for the fiscal year ended June 30, 2019. ▪ The City implemented GASB statement No 88, Certain Disclosures Related to Debt, including Direct Borrowings and Direct Placements, effective fiscal year ending June 30, 2019. The objective of this statement is to improve the information that is disclosed in the notes to governmental financial statements related to debt, including direct borrowings and direct placements. It also clarifies which liabilities governments should include when disclosing information related to debt. Implementation of this statement is reflected in Note 7 of the City’s Notes to the Basic Financial Statements. OVERVIEW OF THE COMPREHENSIVE ANNUAL FINANCIAL REPORT (CAFR) The CAFR is presented in six sections: ▪ An introductory section that includes the Transmittal Letter and general information ▪ Management’s Discussion and Analysis ▪ The Basic Financial Statements that include the Government-wide and Fund Financial Statements, along with the Notes to these statements ▪ Required and Other Supplemental Information ▪ Statistical Information ▪ Single Audit ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 6 City of Palo Alto Basic Financial Statements The Basic Financial Statements contain the Government-wide Financial Statements, the Fund Financial Statements and the Notes to these financial statements. This report also includes supplementary information intended to furnish additional detail to support the Basic Financial Statements. For certain entities and funds, the City acts solely as a depository agent. For example, the City has several Assessment Districts for which it produces fiduciary statements detailing the cash balances and activities of these districts. These entities are independent, and their balances are excluded from the City’s government- wide financial statements. Government-wide Financial Statements The Government-wide Financial Statements provide a longer-term view of the City’s activities as a whole. They include the Statement of Net Position and the Statement of Activities. The Statement of Net Position includes the City’s capital assets and long-term liabilities on a full accrual basis of accounting similar to that used by private sector companies. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities provides information about the City’s revenues and expenses on a full accrual basis, with an emphasis on measuring net revenues or expenses for each of the City’s programs. The Statement of Activities explains in detail the change in net position for the year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. The amounts in the Statement of Net Position and the Statement of Activities are separated into Governmental and Business-type Activities in order to provide a summary of each type of activity. Governmental Activities - All of the City’s basic services are considered to be governmental activities. Included in basic services are the City Council, City Manager, City Attorney, City Clerk, City Auditor, Administrative Services, Human Resources, Public Works, Planning and Community Environment, Development Services, Police, Fire, Community Services, and Library. These services are supported by general City revenues such as taxes, and by specific program revenues such as fees and grants. The City’s governmental activities also include the activities of the Palo Alto Public Improvement Corporation, which is a separate legal entity financially accountable to the City. Business-type Activities - All of the City’s enterprise activities are reported as business-type activities, including Water, Electric, Fiber Optics, Gas, Wastewater Collection, Wastewater Treatment, Refuse, Storm Drainage, and Airport. Unlike governmental services, these services are intended to recover all or a significant portion of their costs through user fees and charges. The Government-wide Financial Statements can be found on pages 29 and 31 of this report. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 7 Fund Financial Statements The Fund Financial Statements provide detailed information about each of the City’s most significant funds, called major funds. The concept of major funds, and the determination of which are major funds, was established by Governmental Accounting Standards Board (GASB) Statement No. 34 and replaced the concept of combining like funds and presenting them in total. Therefore, each major fund is presented individually, with all non-major funds combined in a single column on each fund statement. Subordinate schedules display these non-major funds in more detail. Major funds present the major activities of the City for the year. The General Fund is always considered a major fund, but other funds may change from year to year as a result of changes in the pattern of City activities. The Fund Financial Statements display the City’s operations in more detail than the Government-wide Financial Statements. Their focus is primarily on the short-term activities of the City’s General Fund and other major funds. Budget and actual financial comparison information is presented only for the General Fund. Fund Financial Statements include Governmental, Proprietary, and Fiduciary Funds. Governmental Funds Governmental Fund Financial Statements are prepared on the modified accrual basis of accounting, which means they measure only current financial resources and uses. Capital assets and other long-lived assets, along with long-term liabilities, are presented only in the Government-wide Financial Statements. In FY 2019, the City had two major governmental funds, the General Fund and the Capital Projects Fund. Data from the other governmental funds are combined into a single aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the Supplemental section of this report. Because the focus of governmental funds is narrower than that of the Government-wide Financial Statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the Government-wide Financial Statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the Governmental Fund Balance Sheet and the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The Governmental Fund Financial Statements can be found on pages 33-37 of this report. Proprietary Funds Enterprise and Internal Service Fund Financial Statements are prepared on the full accrual basis of accounting, similar to that used by private sector companies. These statements include all of their assets, deferred outflows and inflows of resources and liabilities, both current and long-term. Since the City’s Internal Service Funds provide goods and services exclusively to the City’s governmental and business-type activities, their activities are only reported in total at the fund level. Internal Service Funds, such as Technology and General Benefits, cannot be considered major funds because their revenues are derived from other City funds. Revenues between funds are eliminated in the Government-wide Financial Statements, and any related profits or losses in Internal Service Funds are returned to the activities in which they were created, along with any residual net assets of the Internal Service Funds. The Proprietary Fund Financial Statements can be found on pages 38-43 of this report. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 8 City of Palo Alto Fiduciary Funds The City is the fiduciary agent for certain assessment districts such as the University Avenue Area Off-Street Parking Assessment District. In this role, the City holds money collected from property owners and awaiting transfer to the districts’ bond trustees. The City’s fiduciary activities are reported in the separate Statement of Fiduciary Net Position and the supplemental Agency Funds Statement of Changes in Assets and Liabilities. These activities are excluded from the City’s governmental-wide financial statements because the City cannot utilize these assets to finance its own operations. The Fiduciary Fund Financial Statement can be found on page 44 of this report. Notes to the Financial Statements The Notes provide additional information that is necessary to acquire a full understanding of the data provided in the Government-wide and Fund Financial Statements. The Notes to the financial statements can be found on pages 47-106 of this report. Other Information The Required Supplementary Information related to the City’s pension and OPEB plans is included after the Notes to the Financial Statements on pages 107-112. The combining statements referred to earlier in connection with non-major Governmental Funds and Internal Service Funds, are presented immediately following the Required Supplementary Information. Combining statements and individual fund statements and schedules can be found on pages 113-138 of this report. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 9 Financial Analysis of Government-wide Financial Statements This section focuses on the City’s net position and changes in net position of its governmental and business- type activities for the fiscal year ending June 30, 2019. As noted earlier, the City’s total assets and deferred outflows of resources exceeded total liabilities and deferred inflows of resources by $1.2 billion at the end of the fiscal year, a change in net position of $76.0 million. STATEMENT OF NET POSITION As of June 30, 2019 (in millions) 2019 2018 2019 2018 2019 2018 Cash and investments 354.0$ 286.9$ 253.4$ 241.8$ 607.4$ 528.7$ Other assets 69.8 62.5 51.3 42.1 121.1 104.6 Capital assets 566.1 547.7 673.5 636.7 1,239.6 1,184.4 Total Assets 989.9 897.1 978.2 920.6 1,968.1 1,817.7 Unamortized loss from refunding - - 0.2 0.2 0.2 0.2 Pension and OPEB related 63.4 78.8 21.5 28.9 84.9 107.7 Total Deferred Outflows of Resources 63.4 78.8 21.7 29.1 85.1 107.9 Net pension and OPEB liabilities 417.3 411.4 154.4 157.1 571.7 568.5 Long-term debt 115.1 75.1 74.2 66.1 189.3 141.2 Other liabilities 63.8 54.5 26.6 36.0 90.4 90.5 Total Liabilities 596.3 541.0 255.2 259.2 851.5 800.2 Pension and OPEB related 7.1 7.4 3.2 2.4 10.3 9.8 Total Deferred Inflows of Resources 7.1 7.4 3.2 2.4 10.3 9.8 Net Position Net investment in capital assets 493.7 473.2 602.1 573.7 1,095.8 1,046.9 Restricted 45.6 41.2 4.0 4.0 49.7 45.2 Unrestricted (89.4)(87.0)135.4 110.4 46.0 23.4 Total Net Position 449.9$ 427.4$ 741.5$ 688.1$ 1,191.5$ 1,115.5$ Governmental Activities Business-type Activities Government-wide Totals The largest portion of the City’s net position (92.0 percent) is its net investment in capital assets such as land, buildings, infrastructure and vehicles, less any related outstanding debt that was used to acquire those assets. The City uses these capital assets to provide a variety of services to its citizens. Accordingly, these assets are not available for future spending. Although the City’s investment in capital assets is reported net of related debt, it should be noted that the resources used to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 10 City of Palo Alto The restricted portion of the City’s net position (4.2 percent) represents resources that are subject to external restrictions on how they may be used. The remaining balance of $46.0 million, representing 3.9 percent of the City’s net position, is unrestricted and may be used to meet the government’s ongoing obligations to its citizens and creditors. At the end of the current fiscal year, the City is able to report positive unrestricted net positions for the government as a whole. The unrestricted net position for governmental activities is negative due to the implementation of GASB Statement No. 68 and 75. The business-type activities has positive unrestricted net position at the end of the current fiscal year. Components of the $76.0 million increase in total net position are discussed in the following sections for governmental activities and business-type activities. Governmental Activities – Net Position The following analysis focuses on the net position and changes in net position of the City’s Governmental Activities, presented in the Government-wide Statement of Net Position and Statement of Activities. Increase/ 2019 2018 (Decrease) Cash and investments 354.0$ 286.9$ 67.1$ Other assets 69.8 62.5 7.3 Capital assets 566.1 547.7 18.4 Total Assets 989.9 897.1 92.8 Pension and OPEB related 63.4 78.8 (15.4) Total Deferred Outflows of Resources 63.4 78.8 (15.4) Net pension and OPEB liabilities 417.3 411.4 5.9 Long-term debt 115.2 75.1 40.1 Other liabilities 63.8 54.5 9.3 Total Liabilities 596.3 541.0 55.3 Pension and OPEB related 7.1 7.4 (0.3) Total Deferred Inflows of Resources 7.1 7.4 (0.3) Net investment in capital assets 493.7 473.2 20.5 Restricted 45.6 41.2 4.4 Unrestricted (89.4) (87.0) (2.4) Total Net Position 449.9$ 427.4$ 22.5$ GOVERNMENTAL ACTIVITIES Net Position at June 30 (in millions) Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 11 The City’s Governmental Activities total net position increased $22.5 million to $449.9 million as of June 30, 2019. This increase resulted from the following: ▪ Cash and Investments increased $67.1 million primarily due to $42.0 million proceeds from issuance of COPs restricted for construction of the California Avenue Parking Garage. The $25.1 million remaining increase is from the results of operations. ▪ Capital assets net of depreciation increased $18.4 million due to continued construction of the Fire Station #3, Charleston/Arastradero Corridor and the new Cal Avenue Area Parking Garage. ▪ Pension and OPEB related deferred outflows of resources decreased $15.4 million mainly due to change of assumption because the inflation rate reduced from 2.75 percent to 2.50 percent and lower OPEB contributions subsequent to measurement date. ▪ Long-term debt increased $40.1 million due to the issuance of 2019 COPs tax exempt Series A $26.8 million plus $4.9 million premium and taxable Series B of $10.6 million for the construction of the new California Avenue Area Parking Garage, net of the $2.3 million scheduled debt retirements. ▪ Other liabilities increased $9.3 million primarily due to an increase in claims payable of $4.6 million for workers’ compensation and general liabilities and higher accruals. ▪ Net investment in capital assets increased $20.5 million to $493.7 million due to the current year capital additions noted above. Restricted net position increased $4.4 million to $45.6 million primarily due to the increased fund balance in the Transportation infrastructure fund. Unrestricted net position decreased $2.4 million from prior year. The unrestricted net position for governmental activities is negative primarily due to the implementation of GASB Statement No 68 and 75. Unrestricted net position for June 30, 2019 includes the City’s $265.1 million net pension liability and deferred outflow/inflow and $95.9 million Net OPEB liability and deferred outflow/inflow. Governmental Activities – Revenues The table below shows that Governmental Activities revenues totaled $238.4 million in FY 2019, an increase of $27.1 million from prior year revenues of $211.3 million. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 12 City of Palo Alto Increase/ Revenues by Source 2019 2018 (Decrease) Program Revenues: Charges for services 70.9$ 63.4$ 7.5$ Operating grants and contributions 2.1 14.1 (12.0) Capital grants and contributions 8.3 1.5 6.8 Total Program Revenues 81.3 79.0 2.3 General Revenues: Property tax 51.7 47.2 4.5 Sales tax 36.5 31.1 5.4 Utility user tax 16.4 15.4 1.0 Transient occupancy tax 25.6 24.9 0.7 Documentary transfer tax 6.9 9.2 (2.3) Other tax 2.6 2.1 0.5 Investment earnings 15.4 0.4 15.0 Rents and miscellaneous 1.9 2.0 (0.1) Total General Revenues 157.1 132.3 24.8 Total Revenues 238.4$ 211.3$ 27.1$ GOVERNMENTAL ACTIVITIES Revenues for the Year Ended June 30 (in millions) Program Revenues such as charges for services, operating grants and contributions, and capital grants and contributions are generated from or restricted to each activity. General Revenues increased $24.8 million, or 18.75 percent, from the prior year primarily due to increases in General fund tax revenues and investment earnings resulted from the recognition of unrealized gains. Further analysis of general revenues can be found in the Financial Analysis of Governmental Funds section of the MD&A. Governmental Activities – Revenues by Source The chart below presents revenues by source for Governmental Activities. General Revenues are composed of taxes and other revenues not specifically generated by, or restricted to, individual activities. All tax revenues and investment earnings are included in General Revenues. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 13 Program Revenues 34% Property Tax 22% Sales Tax 15% Other 8% Transient Occupancy Tax 11% Utility User Tax 7% Documentary User Tax 3% ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 14 City of Palo Alto Governmental Activities – Expenses The table below presents a comparison of FY 2019 and FY 2018 expenses by function, along with interest and other expenses. Total Governmental Activities functional expense was $234.4 million in FY 2019, an increase of $23.3 million. Increase/ Activities 2019 2018 (Decrease) City Council 0.3$ 0.3$ (0.0)$ City Manager 3.3 2.8 0.5 City Attorney 3.1 2.5 0.6 City Clerk 0.8 0.9 (0.1) City Auditor 1.1 1.0 0.1 Administrative Services 19.2 13.9 5.3 Human Resources 3.0 2.7 0.3 Public Safety 89.2 83.9 5.3 Planning and Community Environment 12.2 11.4 0.8 Development Services 12.6 12.7 (0.1) Public Works 36.6 30.3 6.3 Community Services 36.8 33.7 3.1 Library 12.6 12.2 0.4 Interest and Other Expense 3.7 2.8 0.9 Total Functional Expense 234.4 211.1 23.3 Increase in Net Position before Transfers 3.8 0.2 3.6 Transfers in 18.7 19.1 (0.4) Change in Net Position 22.5 19.3 3.2 Net Position, Beginning 427.4 527.3 (99.9) Restatement for implemation of GASB 75 - (119.2) 119.2 Net Position, Ending 449.9$ 427.4$ 22.5$ GOVERNMENTAL ACTIVITIES Expenses and Change in Net Position for the Year Ended June 30 (in millions) Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 15 In addition to the variances at the fund level which are explained in the Financial Analysis of Governmental Funds section of the MD&A, year over year variances in Functional expenses at the government-wide level are due to the following: ▪ Change in pension related adjustments for GASB 68 of $3.5 million; ▪ Change in OPEB related adjustments for GASB 75 of ($3.5 million); ▪ Capital asset activities such as depreciation and asset retirements of ($1.3 million); ▪ Long –Term debt activities such as payments and premium amortization of ($1.3 million); and ▪ Internal service funds allocation and crossover (1.8 million). Governmental Activities – Functional Expenses The functional expenses chart below includes only current year expenses. It does not include capital outlays, as those are added to the City’s capital assets. Functions which comprise 1 percent or less of total expenses are combined into the All Other category in the chart below. All Other includes City Council, City Manager, City Attorney, City Clerk, City Auditor and Human Resources. Administrative Services 8% Public Works 16% Interest and Other 2% Planning and Community Environment 5% Development Services 5% Public Safety 38% Community Services 16% Library 5% All Other 5% ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 16 City of Palo Alto Business-type Activities – Net Position The following analysis focuses on the net position and changes in net position of the City’s Business-type Activities presented in the Government-wide Statement of Net Position and Statement of Activities. Increase/ 2019 2018 (Decrease) Cash and investments 253.4$ 241.8$ 11.6$ Other assets 51.3 42.1 9.2 Capital assets 673.5 636.7 36.8 Total Assets 978.2 920.6 57.6 Unamortized loss from refunding 0.2 0.2 - Deferred pension contribution 21.5 28.9 (7.4) Total Deferred Outflows of Resources 21.7 29.1 (7.4) Net pension and OPEB liabilities 154.4 157.1 (2.7) Long-term debt 74.2 66.1 8.1 Other liabilities 26.6 36.0 (9.4) Total Liabilities 255.2 259.2 (4.0) Difference between expected and actual earnings on investments 3.2 2.4 0.8 Total Deferred Outflows of Resources 3.2 2.4 0.8 Net Position Net investment in capital assets 602.1 573.7 28.4 Restricted 4.0 4.0 0.0 Unrestricted 135.4 110.4 25.0 Total Net Position 741.5$ 688.1$ 53.4$ BUSINESS-TYPE ACTIVITIES Net Position at June 30 (in millions) The City’s Business-type Activities total net position increased $53.4 million to $741.5 million as of June 30, 2019. Cash and investments increased $11.6 million primarily due to revenues exceeding expenses in the Electric, Fiber Optics and Refuse Funds. Other assets increased $9.2 million due to higher accounts receivable balances in the Electric and Wastewater Treatment Funds. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 17 Other liabilities decreased $9.4 million as a result of return of deposits in the Electronic Fund and a decrease in liabilities in the Wastewater Treatment Fund and Water Fund. Capital assets increased $36.8 million to $673.5 million in FY 2019 primarily due to capital improvements in Electric, Gas, Water, Wastewater Treatment, and Airport Funds. These capital improvements contributed to the $28.4 million increase in net investment in capital assets to $602.1 million in FY 2019. Unrestricted net position of $135.4 million, an increase of $25.0 million from the prior year, represents assets available to finance day-to-day operations and other expenditures approved by Council. This amount includes rate stabilization reserves (RSR) of $51.0 million and operations reserves of $81.3 million, along with the electric special projects (Calaveras) reserve of $41.7 million, and the hydro stabilization reserve of $11.4 million. The positive balances in these reserves are offset by the GASB 68 adjustment pension reserve of $97.3 million and GASB 75 OPEB reserve of $38.7 million. Additional details are included in Note 10. Business-type Activities – Revenues The table below presents the revenues for each of the City’s Business-type Activities or Enterprise Funds. The City operates the Water, Electric, Fiber Optics, Gas, Wastewater Collection, Wastewater Treatment, Refuse, Storm Drainage and Airport Funds. BUSINESS-TYPE ACTIVITIES Revenues for the Year Ended June 30 (in millions) Increase/ Revenues by Source 2019 2018 (Decrease) Program Revenues: Charges for services 347.4$ 330.2$ 17.2$ Operating grants and contributions 0.4 0.5 (0.1) Capital grants and contributions 6.7 14.2 (7.5) Total Program Revenues 354.5 344.9 9.6 General Revenues: Investment earnings 12.7 0.6 12.1 Total General Revenues 12.7 0.6 12.1 Total Revenues 367.2$ 345.5$ 21.7$ Business-type Activities revenues totaled $367.2 million, an increase of $21.7 million from the prior year. Program revenues increased $9.6 million year over year. Charges for services increased $17.2 million from the prior year due to the rate increase in the Electric, Water, Gas, Storm Water Management, and Wastewater funds. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 18 City of Palo Alto Capital grants and contributions decreased by $7.5 million from the prior year due to a decrease in grant revenues for the Airport Fund and a decrease in capital contributions for the Wastewater Treatment Fund. Business-type Activities – Expenses The table below presents a comparison of the FY 2019 and FY 2018 expenses for the City’s Business-type Activities. Encumbrances and reappropriations are not included. BUSINESS-TYPE ACTIVITIES Expenses and Change in Net Position for the Year Ended June 30 (in millions) Increase/ Business-type Activities 2019 2018 (Decrease) Water 40.6$ 40.8$ (0.2)$ Electric 139.6 146.0 (6.4) Fiber Optics 2.5 2.7 (0.2) Gas 30.9 27.9 3.0 Wastewater Collection 17.3 16.8 0.5 Wastewater Treatment 27.1 27.5 (0.4) Refuse 30.4 28.8 1.6 Storm Drainage 4.9 5.1 (0.2) Airport 1.8 1.7 0.1 Total Functional Expense 295.1 297.3 (2.2) Increase in Net Position before Transfers 72.1 48.2 23.9 Transfers out (18.7)(19.1)0.4 Change in Net Position 53.4 29.1 24.3 Net Position, Beginning 688.1 699.3 (11.2) Reinstatement for implementationfor GASB 75 0.0 (40.3)40.3 Net Position, Ending 741.5$ 688.1$ 53.4$ Business-type Activities expenses decreased $2.2 million for a total of $295.1 million. Year over year expenses were affected by the following events: ▪ Electric Fund expenses decreased 6.4 million due to decreased energy purchase costs. ▪ Gas fund expenses increased $3.0 million due to increased commodity rate purchases as a result of higher market gas prices and higher transportation costs. ▪ Refuse fund expenses increased $1.6 million due to increased processing costs for recycling and compost material and higher operating costs. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 19 FUND FINANCIAL STATEMENTS Financial Analysis of Governmental Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental Funds The focus of the City’s Governmental Funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, the unassigned fund balance may serve as a useful measure of a government’s net resources available for discretionary use as it represents the portion of fund balance not yet limited to use for a particular purpose by either an external party, the City itself, or an entity that has been delegated authority by the City Council to assign resources for use. As of June 30, 2019, the City’s Governmental Funds reported combined fund balances of $305.0 million, an increase of $53.8 million from the prior year. Approximately 18.0 percent, or $54.8 million, constitutes unassigned fund balance, which is available for spending at the government’s discretion and other purposes. The remainder of the fund balance is either non-spendable, restricted, committed, or assigned to indicate that it is: 1) not in spendable form ($10.1 million); 2) restricted for particular purposes ($85.9 million); 3) committed for particular purposes ($89.7 million); or 4) assigned for particular purposes (64.5 million). Governmental Fund revenues increased $21.2 million, or 10.0 percent, from the prior year to $232.5 million. Revenues in the General Fund increased $17.0 million and Capital Projects Fund revenue increased $0.2 million. Other Governmental Funds revenue increased $3.9 million due to sale of Transfer Development Rights (TDR) for the construction of the historic Avenida’s building. Governmental Fund expenditures were $234.9 million, an increase of $15.4 million from the prior year. General Fund expenditures increased $10.1 million, Capital Projects Fund expenditures increased by $5.9 million, and Non-major Fund expenditures decreased by $0.7 million. Details of significant changes are discussed in the following sections. General Fund Balance Sheet The General Fund is the primary operating fund of the City. At the end of the current fiscal year, fund balance of the General Fund was $75.2 million, compared to $68.3 million in the prior year. The fund balance has been classified as $7.6 million non-spendable, $5.0 million committed, $7.7 million assigned and $54.8 million unassigned. The unassigned amount is designated by the Council for Budget Stabilization Reserve (BSR) and other purposes. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 20 City of Palo Alto Statement of Revenues, Expenditures and Changes in Fund Balance Revenues The City’s General Fund revenues totaled $197.1 million in FY 2019. This represents an increase of $17.1 million, or 9.5 percent, compared to the prior year. The year over year change in significant revenue sources is noted in the following table. Property tax revenue increased $4.5 million or 10.5 percent, due to increased property assessed value growth and an increase of $1.3 million for a temporary Educational Revenue Augmentation Fund (ERAF) distribution from the County of Santa Clara. Sales tax receipts were $5.4 million or 17.4 percent higher compared to the prior fiscal year, due to a combination of economic performance in sectors such as auto sales, leasing factors and restaurants. In addition, in fiscal year 2018 the California Department of Tax and Fee Administration (CDTFA) was established and introduced new technology and collection process which had issues resulting in delays of distribution of sales tax. This resulted in lower sales tax by $0.7 million in fiscal year 2018 and higher sales tax in fiscal year 2019. Utility user tax revenues were $1.0 million or 6.5 percent, higher compared to the prior year due to an increased utility rate and local telecommunications activity. Transient occupancy tax (TOT) ended the year $0.7 million, or 2.8 percent, higher than prior year. The increase is due to the voter approval of a 1.5 percent tax rate increase effective April 1, 2019. After adjusting the 1.5 percent tax rate, the base TOT decreased by 5.4% with an average occupancy decline of 1.8 percent but with an average room rate increase of 2.6 percent. Documentary transfer tax decreased $2.3 million, or 25 percent to $6.9 million, due to larger commercial sales in prior fiscal year. Increase/ Revenues by Source 2019 2018 (Decrease) Property tax 47.3$ 42.8$ 4.5$ Sales tax 36.5 31.1 5.4 Utility user tax 16.4 15.4 1.0 Transient occupancy tax 25.6 24.9 0.7 Documentary transfer tax 6.9 9.2 (2.3) Charges for services 27.3 26.8 0.5 Permits and licence 8.4 8.6 (0.2) Rental income 16.3 15.9 0.4 All other 12.4 5.3 7.1 Total Revenues 197.1$ 180.0$ 17.1$ GENERAL FUND Revenues for the Year Ended June 30 (in millions) Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 21 All other revenues increased from prior year by $7.1 million primarily due to $6.5 million increase in investment earnings which included $5.9 million in unrealized gains. Expenditures General Fund expenditures totaled $175.7 million for FY 2019 compared to $165.6 in the prior year. This amount excludes encumbrances and reappropriations. The year over year change for major functions is noted in the following table. Increase/ Expenditures by Function 2019 2018 (Decrease) Administrative Services 5.5$ 5.3$ 0.2$ Public Works 13.8 14.6 (0.8) Planning and Community Environment 8.1 8.3 (0.2) Development Services 11.5 11.7 (0.2) Police 42.9 40.3 2.6 Fire 33.5 33.5 (0.0) Community Services 28.9 27.1 1.8 Library 9.3 9.1 0.2 Non-Departmental 11.8 6.0 5.8 All other 10.5 9.6 0.9 Total Expenditures 175.7$ 165.5$ 10.2$ GENERAL FUND Expenditures for the Year Ended June 30 (in millions) Police department expenditures increased $2.6 million mainly due to salaries and benefits and overtime. Community Services department expenditures increased $1.8 million, mainly due to golf course maintenance, which operations resumed in May 2018. Non-Departmental expenditures increased $5.8 million primarily due to a $5.5 million settlement agreement for an overpayment claim by Stanford University regarding fire protection services. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 22 City of Palo Alto Statement of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Original budget compared to final budget Revenues were originally budgeted at $194.7 million and were revised upward by $11.5 million. Revenue categories that were adjusted are shown in the table below. In FY 2019, the final budget increased $11.4 million from the Adopted Budget general fund revenues. There were changes to the Property tax, Sales tax, Transient occupancy tax, Documentary transfer tax, all other revenues, and prior year encumbrances and reappropriations. Actual revenues of $212.2 million were $5.9 million higher than final budgeted revenues of $206.2 million due to an unforeseen $5.9 million higher than anticipated sales and property tax revenues. Adopted Final Increase/ Budgeted Revenues Budget Budget (Decrease) Property tax 45.3$ 46.2$ 0.9$ Sales tax 31.2 31.7 0.5 Utility user tax 16.1 16.1 0.0 Transient occupancy tax 25.0 25.4 0.3 Documentary transfer tax 7.4 8.0 0.6 All other 59.6 60.8 1.2 184.6 188.2 3.6 Charges to other funds 10.1 10.1 - Prior year encumbrances and reappropriations - 7.8 7.8 Total Budgeted Revenues 194.7$ 206.2$ 11.4$ GENERAL FUND Budgeted Revenues for the Year Ended June 30 (in millions) Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 23 Expenditures were originally budgeted at $183.6 million and were revised upward by $12.7 million, for a final budgeted amount of $196.3 million. GENERAL FUND Budgeted Expenditures for the Year Ended June 30 (in millions) Adopted Final Increase/Actuals, plus Budgeted Expenditures Budget Budget (Decrease)Encumbrances Community Services 28.9$ 30.2$ 1.3$ 30.2$ Fire 43.5 43.9 0.4 43.7 Police 31.8 33.9 2.1 33.9 Library 9.7 9.8 0.1 9.5 Planning and Community Environment 8.8 10.3 1.6 9.9 Public Works 18.5 18.4 (0.1)17.9 Development Services 12.6 13.1 0.5 12.7 Non-departmental 7.6 13.3 5.7 12.6 All other 22.2 23.4 1.2 22.5 Total Budgeted Expenditures 183.6$ 196.3$ 12.7$ 192.9 Less: Charges to Other Funds (10.7) Less: Encumbrances/reappropriations (6.5) Net General Fund Expenditures 175.7$ Adjustments of $12.7 million to the original budget were primarily due to the following: • $7.8 million carry-forward of encumbrances from prior year and reappropriations • $5.5 million settlement agreement for an overpayment claim by Stanford University regarding fire protection services The final budgeted expenditure amount of $196.3 million compares to the actual expenditures plus encumbrances/reappropriations of $193.0 million, a difference of $3.3 million, of which $6.5 million is encumbrances and reappropriations carried forward to FY 2020. Transfers out were originally budgeted at $30.9 million, with the final budget number at $37.1 million, an increase of $6.2 million. The increase was due to an additional $4.0 million transfer to General Benefits Internal Services Fund for Irrevocable Section 115 Pension Trust and $2.0 million transfer to the Infrastructure Reserve. Capital Projects Fund Capital Projects Fund expenditures and other uses were $46.9 million in FY 2019, an increase of $5.9 million from the prior year driven by construction of Fire Station #3, Charleston/Arastradero Corridor and the new California Avenue parking garage. This level of expenditure is consistent with the City’s effort to rehabilitate and maintain its existing infrastructure. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 24 City of Palo Alto Non-major Funds These funds are not presented separately in the Basic Financial Statements, but are individually presented as Supplemental Information. Financial Analysis of Enterprise Funds At June 30, 2019, the City’s Enterprise Funds reported total net position of $741.5 million, an increase of $53.4 million or 7.8 percent from the prior year. The increase was primarily from the Electric Fund. Further analysis is noted in the following section. Unrestricted net position for the Enterprise Funds totaled $135.3 million, a 23.7 percent increase from FY 2018. The following is a table which compares the year over year change in net position for each of the Enterprise Funds. ENTERPRISE FUNDS Change in Net Position for the Year Ended June 30 (in millions) Increase/ Fund Name 2019 2018 (Decrease) Water 8.0$ 5.1$ 2.9$ Electric 19.0 (1.2)20.2 Fiber Optics 3.5 1.7 1.8 Gas 5.3 1.5 3.8 Wastewater Collection 3.3 1.0 2.3 Wastewater Treatment 1.5 4.8 (3.3) Refuse 4.9 6.1 (1.2) Storm Drainage 2.3 1.8 0.5 Airport 6.6 10.1 (3.5) Total Change in Net Position 54.4$ 30.9$ 23.5$ The most significant factors in the year over year change in net position for Enterprise Funds are as follows: ▪ The net position for Electric Fund increased by $20.2 million due to higher operating revenues as a result of a 6.0 percent rate increase effective July 2018, an increase in investment earnings and a decrease in operating expenses. ▪ The net position for Gas Fund increased $3.8 million as a result of higher revenue due to higher consumption and a rate increase. ▪ The net positon for Water increased $2.9 million as a result of an increase in operating revenues of $0.5 million due to a three percent rate increase effective July 2018 and a $2.0 million increase in investment earnings. The increase is also due to a decrease of $0.3 million in operating expenses. ▪ The net position for Wastewater Collection Fund increased $2.3 million due to 11.0 percent rate increase effective July 1, 2018. ▪ Wastewater Treatment Fund decreased its net position by $3.3 million due to a decrease in federal grant revenues of $4.0 million from prior year offset by the increase in investment earnings. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 25 ▪ The Airport Fund decreased in net position $3.5 million due to the decrease in federal grant revenues for the Apron Reconstruction project. CAPITAL ASSETS GASB 34 requires that the City record all its capital assets, including infrastructure and intangible assets. Infrastructure includes roads, bridges, signals and similar assets used by the entire population. The table below shows capital assets and the amount of accumulated depreciation for these assets for Governmental and Business-type Activities. Further detail can be found in Note 6 to the financial statements. Increase/ 2019 2018 (Decrease) Governmental activites Capital Assets Land and improvements 77.6$ 78.5$ (0.9) Street trees 14.7 14.8 (0.1) Construction in progress 104.5 69.3 35.2 Building and improvements 247.3 246.5 0.8 Intangible assets 3.8 3.8 0.0 Equipment 12.6 12.6 - Roadway network 334.3 334.3 - Recreation and open space network 35.2 35.2 - Less accumulated depreciation (285.7) (269.0) (16.7) Internal Service funds - Construction in progress 2.5 1.9 0.6 Equipment 62.3 61.6 0.7 Less accumulated depreciation (43.0) (41.7) (1.3) Total Governmental Activities 566.1 547.8 18.3 Business-Type Activities Land 5.0 5.0 (0.0) Construction in progress 158.0 153.4 4.6 Buildings and improvements 68.3 59.9 8.4 Capital Leases 0.5 0.5 - Infrastructure 0.6 0.6 - Transmission, distribution and treatment systems 822.4 779.3 43.1 Less accumulated depreciation (381.3) (362.0) (19.3) Total Business-type Activities 673.5$ 636.7$ 36.8$ CAPITAL ASSETS AT JUNE 30 (in millions) Governmental Activities’ capital assets net of depreciation increased by $18.3 million from the prior year. The increase was primarily due to various city projects such as the Fire Station #3, Charleston/Arastradero Corridor and the new California Avenue Area Parking Garage. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 26 City of Palo Alto Council approved a $125.8 million Infrastructure Plan (IP) in June 2014, which includes projects such as a new Public Safety Building, replacement of two Fire Stations, a Bike and Pedestrian plan and two parking garages. Through the development of the 2020-2024 Capital Improvement Plan (CIP), a tenth project was added to the IP, Downtown Automated Parking Guidance Systems, and the IP projects were updated for scope increases and cost escalations, resulting in a revised Infrastructure Plan of $280.6 million. These projects will be funded partially by debt to be repaid with voter approved increases of 3.5 percent in the transient occupancy tax (TOT) rate and from other sources such as impact fees and Stanford University Medical Center development agreement monies. The 2020-2024 CIP assumes the opening of new Marriott hotels in FY 2021, and the additional annual TOT funding is estimated to cover the cost of the IP projects. Major Governmental Activities’ capital projects that are currently in progress, including the remaining capital commitment of each, are as follows: ▪ New Cal Ave Area Parking Garage - $40.2 million ▪ New Downtown Parking Garage – $27.0 million ▪ Highway 101 Pedestrian/Bicycle Overcrossing - $13.3 million ▪ Bicycle Boulevards Implementation Project - $9.2 million ▪ Embarcadero Road Corridor Improvements - $6.3 million Business-type Activities’ capital assets net of depreciation increased by $36.8 million over FY 2018. The increase is primarily due to Water, Electric, Wastewater Treatment, Storm Drainage and Airport infrastructure improvements. Major Business-type Activities’ capital projects that are currently in progress, including the remaining capital commitment of each, are as follows: ▪ Water Main Replacement for Water fund - $7.1 million ▪ Wastewater Collection Fund Rehabilitation/Augmentation – $4.6 million ▪ Airport Apron Reconstruction Project - $7.7 million The City depreciates its capital assets over their estimated useful lives, as required by GASB 34. The purpose of depreciation is to spread the cost of a capital asset over the years of its useful life so that an allocable portion of the cost of the asset is borne by all users. Additional information on capital assets and depreciable lives are in Note 6. Management’s Discussion and Analysis ◼ ……….…………………………………………………………………… City of Palo Alto 27 DEBT ADMINISTRATION Each of the City’s debt issues is discussed in detail in Note 7 to the financial statements. The City’s debt as of June 30, 2019 is shown in the following table. Increase/ 2019 2018 (Decrease) Governmental Activities General Long-Term Obligations General Obligation Bonds 2010 44.6$ 45.8$ (1.2)$ 2013A 15.9 16.3 (0.4) 2011 Lease Purchase Agreement 0.0 0.4 (0.4) Add: unamortized premium 0.0 3.6 (3.6) Certificates of Participation 2018 Capital Improvement Projects 8.9 9.0 (0.1) 2019 California Ave Parking Garage Series A & B 37.4 0.0 37.4 Add: unamortized premium 8.3 0.0 8.3 Total Governmental Activities 115.1$ 75.1$ 40.0$ Business-type Activities Enterprise Long-Term Obligations Utility Revenue Bonds 1995 Series A 0.6$ 1.3$ (0.7)$ 1999 Refunding 7.5 8.2 (0.7) 2009 Series A 26.6 27.7 (1.1) 2011 Refunding 9.1 10.2 (1.1) Add: unamortized premium 0.6 0.6 (0.0) Energy Tax Credit Bonds 2007 Series A 0.3 0.4 (0.1) Less: unamortized discount (0.1)(0.1)- State Water Resources Loan 2007 4.5 5.0 (0.5) 2009 5.7 6.1 (0.4) 2017 19.4 6.7 12.7 Total Business-type Activities 74.2$ 66.1$ 8.1$ LONG-TERM DEBT AT JUNE 30 (in millions) City-wide long-term debt increased a total of $48.1 million due to the issuance of 2019 COPs tax exempt Series A of $26.8 million plus $4.9 million premium and taxable Series B of $10.6 million, and receipt of $12.7 additional loan from the State Water Reserve Control Board (SWRCB), net of $6.9 million scheduled retirements. ◼ Management’s Discussion and Analysis ……….…………………………………………………………………… 28 City of Palo Alto SPECIAL ASSESSMENT DISTRICT DEBT Special assessment districts throughout different parts of the City have also issued debt to finance infrastructure and facilities construction exclusively in their districts. As of June 30, 2019, the City had no special assessment district debt with City commitment outstanding. CONTACTING THE CITY’S FINANCIAL MANAGEMENT The CAFR is intended to provide citizens, taxpayers, investors, and creditors with a general overview of the City’s finances. Questions about this report should be directed to the Administrative Services Department, located at 250 Hamilton Avenue, 4th Floor, Palo Alto, California. The Department can also be contacted by email at: adminsvcs@cityofpaloalto.org. This report and other financial reports can be viewed on the City of Palo Alto website at: www.cityofpaloalto.org. On the home page, select Departments, select Administrative Services, and select Financial Reporting. Within Financial Reporting, there are links to reports by title and reporting date. CITY OF PALO ALTO Statement of Net Position June 30, 2019 (Amounts in thousands) Governmental Business‐Type  Activities Activities Total ASSETS: Cash and investments available for operations (Note 3) 297,243$        249,368$        546,611$        Receivables, net: Accounts and intergovernmental 25,574            49,424            74,998            Interest receivable 2,248               1,626               3,874              Notes and loans receivable (Note 5) 34,099            ‐                   34,099            Internal balances (Note 4) 3,069               (3,069)             ‐                   Deposits 65                    ‐                   65                    Due from other government agencies ‐                   3,000               3,000              Inventory of materials and supplies, prepaids and deposits 4,765               291                  5,056              Restricted cash and investments with fiscal agents and trustees (Note 3)56,803            4,016               60,819            Capital assets (Note 6): Nondepreciable 202,857          162,959          365,816          Depreciable, net of accumulated depreciation 363,246          510,562          873,808          Total assets 989,969          978,177          1,968,146      DEFERRED OUTFLOWS OF RESOURCES: Unamortized loss from refunding ‐                   209                  209                  Pension related (Note 11) 52,032            16,963            68,995            OPEB related (Note 12) 11,397            4,600               15,997            Total deferred outflows of resources 63,429            21,772            85,201            LIABILITIES: Accounts payable and accruals 18,388            18,835            37,223            Accrued salaries and benefits 1,780               771                  2,551              Unearned revenue 2,976               ‐                   2,976              Accrued compensated absences (Note 1): Due in one year 6,273               ‐                   6,273              Due in more than one year 6,062               ‐                   6,062              Claims payable (Note 14): Due in one year 6,171               ‐                   6,171              Due in more than one year 22,194            ‐                   22,194            Landfill post‐closure liability (Note 9): Due in more than one year ‐                   6,975               6,975              Net pension liabilities (Note 11): Due in more than one year 312,021          111,875          423,896          Net OPEB liabilities (Note 12): Due in more than one year 105,322          42,498            147,820          Long‐term debt (Note 7): Due in one year 2,631               5,291               7,922              Due in more than one year 112,505          68,957            181,462          Total liabilities 596,323          255,202          851,525          DEFERRED INFLOWS OF RESOURCES: Pension related (Note 11) 5,142               2,417               7,559              OPEB related (Note 12) 1,950               787                  2,737              Total deferred inflows of resources 7,092               3,204               10,296            NET POSITION (Note 10): Net Investment in capital assets 493,706          602,136          1,095,842      Restricted for: Transportation, infrastructure and other 39,507            ‐                   39,507            Debt service 3,694               4,016               7,710              Nonexpendable ‐ Eyerly Family  2,438               ‐                   2,438              Total restricted net position 45,639            4,016               49,655            Unrestricted (89,362)           135,391          46,029            Total net position  $       449,983   $       741,543   $   1,191,526  See accompanying notes to the basic financial statements. 29 30  This page is left intentionally blank.    CITY OF PALO ALTO Statement of Activities For the Year Ended June 30, 2019 (Amounts in thousands) Net (Expense) Revenue and Program Revenues Changes in Net Position Operating Capital Charges for Grants and  Grants and Governmental  Business‐Type Functions/Programs Expenses Services Contributions Contributions Activities Activities Total Governmental Activities: City Council 270$               ‐$                ‐$                ‐$                (270)$              ‐$                (270)$              City Manager 3,336              ‐                  341                 ‐                  (2,995)             ‐                  (2,995)             City Attorney 3,086              ‐                  ‐                  ‐                  (3,086)             ‐                  (3,086)             City Clerk 822                 ‐                  ‐                  ‐                  (822)                ‐                  (822)                City Auditor 1,081              ‐                  ‐                  ‐                  (1,081)             ‐                  (1,081)             Administrative Services 19,169            6,413              ‐                  ‐                  (12,756)          ‐                  (12,756)          Human Resources 3,021              ‐                  ‐                  ‐                  (3,021)             ‐                  (3,021)             Public Works 36,617            1,478              ‐                  2,046              (33,093)          ‐                  (33,093)          Planning and Community Environment 12,169            11,997            1,041              ‐                  869                 ‐                  869                 Development Services 12,622            13,904            ‐                  ‐                  1,282              ‐                  1,282              Police 49,816            4,180              418                 ‐                  (45,218)          ‐                  (45,218)          Fire 39,373            9,999              266                 ‐                  (29,108)          ‐                  (29,108)          Community Services 36,815            22,805            ‐                  6,201              (7,809)             ‐                  (7,809)             Library 12,557            134                 34                   ‐                  (12,389)          ‐                  (12,389)          Interest on long‐term debt 3,653              ‐                  ‐                  ‐                  (3,653)             ‐                  (3,653)             Total Governmental Activities 234,407          70,910            2,100              8,247              (153,150)        ‐                  (153,150)        Business‐Type Activities: Water 40,606            45,571            488                 524                 ‐                  5,977              5,977              Electric 139,605          163,514          ‐                  ‐                  ‐                  23,909            23,909            Fiber Optics 2,476              4,657              ‐                  ‐                  ‐                  2,181              2,181              Gas 30,915            42,113            ‐                  ‐                  ‐                  11,198            11,198            Wastewater Collection 17,324            20,219            ‐                  283                 ‐                  3,178              3,178              Wastewater Treatment 27,070            27,573            ‐                  ‐                  ‐                  503                 503                 Refuse 30,391            33,996            ‐                  ‐                  ‐                  3,605              3,605              Storm Drainage 4,951              7,249              ‐                  ‐                  ‐                  2,298              2,298              Airport 1,790              2,483              ‐                  5,870              ‐                  6,563              6,563              Total Business‐Type Activities 295,128          347,375          488                 6,677              ‐                  59,412            59,412            Total 529,535$       418,285$       2,588$            14,924$          (153,150)        59,412            (93,738)          General Revenues: Taxes: Property tax 51,718            ‐                  51,718            Sales tax 36,508            ‐                  36,508            Utility user tax 16,402            ‐                  16,402            Transient occupancy tax 25,649            ‐                  25,649            Documentary transfer tax 6,923              ‐                  6,923              Other taxes 2,602              ‐                  2,602              Investment earnings 15,375            12,680            28,055            Miscellaneous 1,906              ‐                  1,906              Transfers (Note 4)18,680            (18,680)          ‐                  Total general revenues and transfers          175,763  (6,000)             169,763          Change in net position 22,613            53,412            76,025            Net position, beginning of year 427,370          688,131          1,115,501      Net position, end of year 449,983$       741,543$       1,191,526$    See accompanying notes to the basic financial statements. 31 32  This page is left intentionally blank.    CITY OF PALO ALTO Governmental Funds Balance Sheet June 30, 2019 (Amounts in thousands) Capital Other Total General Projects Governmental Governmental Fund Fund Funds Funds ASSETS: Cash and investments available for operations (Note 3) 55,139$           74,689$           85,722$           215,550$         Receivables, net: Accounts and intergovernmental 21,669              1,313                328                   23,310              Interest receivable 1,167                32                      523                   1,722                Notes and loans receivable (Note 5) ‐                    ‐                    34,099              34,099              Deposits 15                      ‐                    50                      65                      Due from other fund (Note 4) 843                   ‐                    ‐                    843                   Advances to other funds (Note 4) 3,115                ‐                    ‐                    3,115                Inventory of materials and supplies 4,517                ‐                    ‐                    4,517                Restricted cash and investments with fiscal agents (Note 3) ‐                    42,739              34                      42,773              Total assets 86,465$           118,773$         120,756$         325,994$         LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities: Accounts payable and accruals 6,501$              7,978$              349$                 14,828$           Accrued salaries and benefits 1,562                80                      17                      1,659                Unearned revenue 2,976                ‐                    ‐                    2,976                Due to other funds (Note 4) ‐                    ‐                    106                   106                   Total liabilities 11,039              8,058                472                   19,569              Deferred inflows of resources Deferred inflows of resources ‐ Unavailable revenue 211                   1,195                ‐                    1,406                11,250              9,253                472                   20,975              Fund balances (Note 10): Nonspendable: Deposits 15                      ‐                    ‐                    15                      Inventories 4,517                ‐                    ‐                    4,517                Advance to other fund 3,115                ‐                    ‐                    3,115                Eyerly family ‐                    ‐                    2,438                2,438                Restricted for:  Transportation mitigation ‐                    ‐                    13,091              13,091              Federal revenue ‐                    ‐                    5,300                5,300                Street improvement  ‐                    ‐                    250                   250                   Local law enforcement ‐                    ‐                    494                   494                   California Avenue parking garage ‐                    42,151              ‐                    42,151              Library bond project ‐                    588                   ‐                    588                   Public benefit ‐                    ‐                    20,372              20,372              Debt service ‐                    ‐                    3,694                3,694                Committed for: Development services 4,399                ‐                    ‐                    4,399                Roth building rehabilitation ‐                    4,920                ‐                    4,920                Cubberley improvements ‐                    5,422                ‐                    5,422                Developer impact fees ‐                    ‐                    17,049              17,049              Housing in‐lieu ‐                    ‐                    51,558              51,558              Special districts ‐                    ‐                    5,667                5,667                Edgewood Plaza 701                   ‐                    ‐                    701                   Assigned for: Unrealized gains on investments 709                   ‐                    403                   1,112                Capital projects ‐                    56,439              ‐                    56,439              Other general government purposes 5,622                ‐                    ‐                    5,622                Electric charger 17                      ‐                    ‐                    17                      College Terrace fines 160                   ‐                    ‐                    160                   Reappropriations 1,149                ‐                    ‐                    1,149                Unassigned for: Budget Stabilization 54,811              ‐                    ‐                    54,811              Downtown business  ‐                    ‐                    (32)                    (32)                    Total fund balances 75,215              109,520           120,284           305,019           Total liabilities, deferred inflows of resources, and fund  balances 86,465$           118,773$         120,756$         325,994$         Total liabilities and deferred inflows of resources See accompanying notes to the basic financial statements. 33 CITY OF PALO ALTO Reconciliation of the Balance Sheet of Governmental Funds to  the Statement of Net Position ‐ Governmental Activities June 30, 2019 Total fund balances reported on the governmental funds balance sheet 305,019$        Amounts reported  for governmental activities in the statement of net position are different from those reported in the governmental funds balance sheet because of the following: Deferred outflows and inflows of resources in governmental activities are not  financial resources and, therefore, are not reported in the governmental funds. Deferred outflows of resources 63,429            Deferred inflows of resources (7,092)             Certain receivables are not available to pay for current period expenditures  and therefore are deferred in the governmental funds. 1,406               Capital assets used in governmental activities are not current assets or financial  resources and therefore are not reported in the governmental funds (Note 6) 566,103          Internal service funds are used by management to charge the costs of activities  such as insurance, equipment acquisition and maintenance, and certain  employee benefits to individual funds.  The assets and liabilities of the  internal service funds are therefore included in governmental activities in  the statement of net position (excludes capital assets, deferred outflows   of resources, deferred inflows of resources, net pension liabilities and net OPEB liabilities reported herein) 55,263            Some liabilities, including bonds payable, are not due and payable in the  current period and therefore are not reported in the governmental funds: Interest payable (1,666)             Net pension liabilities (Note 11) (312,021)         Net OPEB liabilities (Note 12) (105,322)         Long‐term debt (Note 7) (115,136)         Net position of governmental activities 449,983$        (Amounts in thousands) See accompanying notes to the basic financial statements. 34 CITY OF PALO ALTO Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended June 30, 2019 (Amounts in thousands) Capital Other Total General Projects Governmental Governmental Fund Fund Funds Funds REVENUES: Property tax 47,327$           ‐$                 4,391$             51,718$           Special assessments ‐                   ‐                   58                     58                     Sales tax 36,508             ‐                   ‐                   36,508             Utility user tax 16,402             ‐                   ‐                   16,402             Transient occupancy tax 25,649             ‐                   ‐                   25,649             Documentary transfer tax 6,923               ‐                   ‐                   6,923               Other taxes and fines 1,888               ‐                   2,663               4,551               Charges for services 27,346             ‐                   ‐                   27,346             Intergovernmental  2,863               903                  923                  4,689               Permits and licenses 8,410               ‐                   9,349               17,759             Investment earnings 5,672               1,449               3,827               10,948             Rental income 16,338             ‐                   6                       16,344             Housing In‐Lieu ‐ residential ‐                   ‐                   5,613               5,613               Other revenue 1,753               590                  5,612               7,955               Total revenues 197,079           2,942               32,442             232,463           EXPENDITURES: Current: City Council 265                  ‐                   ‐                   265                  City Manager 2,883               ‐                   ‐                   2,883               City Attorney 2,649               ‐                   ‐                   2,649               City Clerk 805                  ‐                   ‐                   805                  City Auditor 865                  ‐                   ‐                   865                  Administrative Services 5,512               ‐                   253                  5,765               Human Resources 2,567               ‐                   ‐                   2,567               Public Works 13,757             ‐                   1,007               14,764             Planning and Community Environment 8,132               ‐                   2,779               10,911             Development Services 11,549             ‐                   ‐                   11,549             Police 42,854             ‐                   1                       42,855             Fire 33,489             ‐                   ‐                   33,489             Community Services 28,903             ‐                   2,716               31,619             Library 9,288               ‐                   ‐                   9,288               Non‐Departmental 11,769             ‐                   462                  12,231             Capital outlay ‐                   46,914             ‐                   46,914             Debt service: Principal 426                  ‐                   1,675               2,101               Interest and fiscal charges 5                       ‐                   3,393               3,398               Total expenditures 175,718           46,914             12,286             234,918           EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 21,361             (43,972)           20,156             (2,455)              OTHER FINANCING SOURCES (USES): Issuance of debt ‐                   41,995             302                  42,297             Proceeds from sale of capital assets 2,442               ‐                   ‐                   2,442               Transfers in (Note 4) 20,154             33,661             896                  54,711             Transfers out (Note 4) (37,088)           (74)                   (5,985)              (43,147)           Total other financing sources (uses) (14,492)           75,582             (4,787)              56,303             Change in fund balances 6,869               31,610             15,369             53,848             FUND BALANCES, BEGINNING OF YEAR 68,346             77,910             104,915           251,171           FUND BALANCES, END OF YEAR 75,215$           109,520$        120,284$        305,019$        See accompanying notes to the basic financial statements. 35 CITY OF PALO ALTO Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances  of Governmental Funds to the Statement of Activities ‐ Governmental Activities For the Year Ended June 30, 2019 Net change in fund balances ‐ total governmental funds 53,848$          Amounts reported for governmental activities in the statement of activities are different from those reported in the governmental funds because of the following: Governmental funds report capital outlays as expenditures. However, in the statement of activities, the costs of these assets are capitalized and allocated over their estimated useful lives and reported as depreciation expense.  Therefore, the activities associated with  capital assets are as follows: Capital outlay added back to fund balance for current year additions 39,100            Depreciation expense is deducted from fund balance (depreciation expense is net of  internal service fund depreciation of $3,500) (Note 6), which has already been allocated through the internal service fund activities below (16,836)           Disposal of capital assets (3,935)             Pension and OPEB contribution made subsequent to the measurement date is an  expenditure in the governmental funds, but reported as a deferred outflows of  resources in the government‐wide financial statements 36,550            Pension and OPEB expenses reported in the statement of activities do not require the  use of current financial resources and, therefore, are not reported as expenditures in  governmental funds (56,544)           Principal payments on long‐term liabilities are reported as expenditures in governmental funds when paid.  The governmental activities, however, report principal payments as  a reduction of long‐term debt on the statement of net position.  Interest accrued on  long‐term debt and amortization of premiums do not require the use of current financial  resources and therefore are not reported as expenditures in governmental funds.  Therefore,  the activities associated with long‐term debt are as follows: Principal paid during the year 2,101               Proceeds from debt issuance (42,297)           Change in interest payable (461)                 Amortization of bond premium 206                  Revenues earned but not available are deferred in the governmental funds but are recognized in the government‐wide financial statements.  Also, revenues recognized in the governmental funds during the current year that were earned and recognized in previous years in the  government‐wide financial statements are reported as beginning net position in the  statement of activities 1,406               Internal service funds are used by management to charge the costs of activities, such  as insurance, equipment acquisition and maintenance, and employees benefits to  individual funds.  The portion of the net expense of these internal service  funds arising out of their transactions with governmental funds is reported with  governmental activities. 9,475               Change in net position of governmental activities 22,613$          (Amounts in thousands) See accompanying notes to the basic financial statements. 36 Variance with Budgeted Amounts Final Budget Actual, Budgetary Positive Adopted Final Basis (Negative) 31,246$          31,746$          36,508$              4,762$            45,332            46,232            47,327                1,095              25,049            25,391            25,649                258                  Documentary transfer tax 7,434              8,034              6,923                   (1,111)             16,092            16,092            16,402                310                  2,032              2,032              1,888                   (144)                28,419            28,419            27,346                (1,073)             8,545              8,545              8,410                   (135)                1,194              1,194              2,167                   973                  15,734            15,734            16,338                604                  2,943              3,229              2,942                   (287)                568                  1,599              1,753                   154                  184,588          188,247          193,653              5,406              10,093            10,147            10,685                538                  ‐                   7,821              7,821                   ‐                   194,681          206,215          212,159              5,944              3,263              3,783              3,783                   ‐                   1,258              1,238              1,238                   ‐                   1,282              1,267              1,193                   74                    488                  501                  411                      90                    4,386              4,905              4,450                   455                  7,963              7,834              7,794                   40                    28,929            30,282            30,201                81                    Police 31,825            33,894            33,894                ‐                   43,460            43,912            43,698                214                  3,591              3,796              3,697                   99                    9,664              9,767              9,491                   276                  8,791              10,346            9,906                   440                  Development Services 12,561            13,103            12,700                403                  18,462            18,362            17,928                434                  7,632              13,302            12,567                735                  183,555          196,292          192,951              3,341              11,126            9,923              19,208                9,285              ‐                       ‐                       2,442                   2,442              19,772            20,154            20,154                ‐                   (30,898)           (37,088)           (37,088)               ‐                   (11,126)           (16,934)           (14,492)               2,442              ‐$                (7,011)$           4,716                   11,727$          Unrealized gain/loss on investments 3,505                   Current year encumbrances and reappropriations 6,469                   Prior year encumbrances and reappropriations (7,821)                 6,869                   68,346                75,215$              FUND BALANCE AT BEGINNING OF YEAR, GAAP BASIS FUND BALANCE AT END OF YEAR, GAAP BASIS EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES, BUDGETARY BASIS Adjustment to Budgetary Basis: CHANGE IN FUND BALANCE, GAAP BASIS Total other financing sources (uses) Human Resources Library Planning and Community Environment Total expenditures EXCESS OF REVENUES OVER EXPENDITURES OTHER FINANCING SOURCES (USES):  Transfers in Transfers out Public Works Non‐Departmental Proceeds from sale of capital assets Fire Prior year encumbrances Total revenues EXPENDITURES: Current: City Attorney City Auditor City Clerk City Council City Manager Administrative Services Community Services Charges to other funds and departments Sales tax Property tax Transient occupancy tax Utility user tax Other taxes, fines and penalties Charges for services Permits and licenses Investment earnings Rental income Intergovernmental Other revenues REVENUES: CITY OF PALO ALTO General Fund Statement of Revenues, Expenditures and Changes in Fund Balance ‐ Budget and Actual For the Year Ended June 30, 2019 (Amounts in thousands) See accompanying notes to the basic financial statements. 37 Fiber Water Electric Optics Gas ASSETS: Current assets: Cash and investments available for operations (Note 3) 40,443$           93,173$           31,196$           25,522$           Accounts receivable, net of allowance of $462 6,333               24,105             1,134               3,066               Interest receivable 265                  615                  200                  182                  Due from other government agencies ‐                        ‐                        ‐                        ‐                        Inventory of materials and supplies ‐                        ‐                        ‐                        ‐                        Restricted cash and investments with fiscal agents and trustees (Note 3) 3,221               ‐                        ‐                        795                  Total current assets 50,262             117,893           32,530             29,565             Noncurrent assets: Due from other government agencies ‐                        ‐                        ‐                        ‐                        Deposit ‐                        41                     ‐                        ‐                        Prepaid expense 83                     ‐                        ‐                        ‐                        Capital assets (Note 6): Nondepreciable 30,464             23,618             1,611               14,262             Depreciable, net 99,153             177,761           7,554               95,635             Total noncurrent assets 129,700           201,420           9,165               109,897           Total assets 179,962           319,313           41,695             139,462           DEFERRED OUTFLOWS OF RESOURCES: Unamortized loss from refunding 91                     ‐                        ‐                        118                  Pension related (Note 11) 2,213               5,463               410                  2,412               OPEB related (Note 12) 517                  1,683               ‐                        741                  Total deferred outflows of resources 2,821               7,146               410                  3,271               LIABILITIES: Current liabilities: Accounts payable and accruals 4,084               2,725               302                  1,090               Accrued salaries and benefits 106                  260                  20                     110                  Due to other funds ‐                        ‐                        ‐                        ‐                        Accrued compensated absences (Note 1) ‐                        ‐                        ‐                        ‐                        Current portion of long term debt (Note 7) 1,707               100                  ‐                        644                  Accrued claims payable (Note 14) ‐                        ‐                        ‐                        ‐                        Total current liabilities 5,897               3,085               322                  1,844               Noncurrent liabilities: Accrued compensated absences (Note 1) ‐                        ‐                        ‐                        ‐                        Accrued claims payable (Note 14) ‐                        ‐                        ‐                        ‐                        Advance from other fund (Note 4) ‐                        ‐                        ‐                        ‐                        Landfill post‐closure liability (Note 9) ‐                        ‐                        ‐                        ‐                        Net pension liabilities (Note 11) 14,999             36,044             2,351               15,939             Net OPEB liabilities (Note 12) 4,775               15,551             ‐                        6,844               Long term debt, net of  unamortized discounts/premiums (Note 7) 29,752             184                  ‐                        4,678               Total noncurrent liabilities 49,526             51,779             2,351               27,461             Total liabilities 55,423             54,864             2,673               29,305             DEFERRED INFLOWS OF RESOURCES: Pension related (Note 11) 290                  743                  61                     297                  OPEB related (Note 12) 88                     288                  ‐                        127                  Total deferred inflows of resources 378                  1,031               61                     424                  NET POSITION (Note 10): Net Investment in capital assets 98,249             200,749           9,165               104,693           Restricted for debt service 3,221               ‐                        ‐                        795                  Unrestricted (deficit) 25,512             69,815             30,206             7,516               Total net position 126,982$       270,564$        39,371$          113,004$        Some amounts reported for Business‐type Activities in the statement of net position are different because certain Internal Service Fund net positions are included with Business‐type Activities Net position reported in Business‐type Activities Business‐Type Activities‐Enterprise Funds CITY OF PALO ALTO Proprietary Funds Statement of Net Position June 30, 2019 (Amounts in thousands) See accompanying notes to the basic financial statements. 38 Governmental Non‐Major Activities ‐ Wastewater Wastewater Storm Internal Service Collection Treatment Refuse Drainage Airport Totals Funds 10,242$           12,792$           28,883$           6,201$             916$               249,368$        81,693$           2,735               2,927               4,070               830                  4,224               49,424             2,264               60                     83                     176                  38                     7                       1,626               526                  ‐                        300                  ‐                        ‐                        ‐                        300                  ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        248                  ‐                        ‐                        ‐                        ‐                        ‐                        4,016               14,030             13,037             16,102             33,129             7,069               5,147               304,734           98,761             ‐                        2,700               ‐                        ‐                        ‐                        2,700               ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        41                     ‐                        ‐                        167                  ‐                        ‐                        ‐                        250                  ‐                        28,102             31,182             1,952               11,683             20,085             162,959           2,530               60,785             36,164             3,243               29,678             589                 510,562           19,281             88,887             70,213             5,195               41,361             20,674             676,512           21,811             101,924           86,315             38,324             48,430             25,821             981,246           120,572           ‐                        ‐                        ‐                        ‐                        ‐                        209                  ‐                        1,312               3,450               756                  687                  260                  16,963             2,914               283                  872                  315                  138                  51                     4,600               617                  1,595               4,322               1,071               825                  311                  21,772             3,531               537                  2,530               2,954               445                  4,168               18,835             1,894               58                     149                  27                     30                     11                     771                  121                  ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        737                  ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        6,273               99                     2,011               ‐                        730                  ‐                        5,291               ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        6,171               694                  4,690               2,981               1,205               4,179               24,897             15,196             ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        6,062               ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        22,194             ‐                        ‐                        ‐                        ‐                        3,115               3,115               ‐                        ‐                        ‐                        6,975               ‐                        ‐                        6,975               ‐                        8,965               22,703             6,022               4,006               846                 111,875           16,527             2,616               8,056               2,912               1,271               473                  42,498             5,691               452                  30,555             ‐                        3,336               ‐                        68,957             ‐                        12,033             61,314             15,909             8,613               4,434               233,420           50,474             12,727             66,004             18,890             9,818               8,613               258,317           65,670             174                  463                  109                  182                  98                     2,417               492                  48                     149                  54                     24                     9                       787                  106                  222                  612                  163                  206                  107                  3,204               598                  88,336             37,780             5,195               37,295             20,674             602,136           21,811             ‐                        ‐                        ‐                        ‐                        ‐                        4,016               ‐                        2,234               (13,759)            15,147             1,936               (3,262)              135,345           36,024             90,570$           24,021$           20,342$           39,231$           17,412$          741,497           57,835$           46                     741,543$        Business‐Type Activities‐Enterprise Funds See accompanying notes to the basic financial statements. 39 Fiber Water Electric Optics Gas OPERATING REVENUES: Sales to:  Customers 41,275$          126,370$        3,470$            38,456$          City departments 2,136               4,403               1,118               1,448               Surplus energy ‐                       13,752            ‐                       ‐                       Service connection charges and miscellaneous 1,193               3,255               42                    1,000               Charges for services ‐                       ‐                       ‐                       ‐                       Other 967                  15,734            27                    1,209               Total operating revenues 45,571            163,514          4,657               42,113            OPERATING EXPENSES: Purchase of utilities: Retail purchase of utilities 21,210            76,659            ‐                       15,958            Surplus energy ‐                       13,022            ‐                       ‐                       Administrative and general 5,658               8,513               774                  4,535               Engineering (operating) 382                  1,835               ‐                       397                  Resource management and energy efficiency 959                  5,613               ‐                       931                  Operations and maintenance 5,961               11,508            1,250               4,923               Rent 1,833               5,454               78                    621                  Depreciation and amortization 2,808               8,277               377                  3,209               Claims payments and changes in estimated self‐insurance liability ‐                       ‐                       ‐                       ‐                       Refund of charges for services ‐                       ‐                       ‐                       ‐                       Employment benefits ‐                       ‐                       ‐                       ‐                       Total operating expenses 38,811            130,881          2,479               30,574            Operating income (loss) 6,760               32,633            2,178               11,539            NONOPERATING REVENUES (EXPENSES): Investment earnings 2,113               4,958               1,499               1,403               Interest expense (1,641)             (8,388)             ‐                       (180)                 Gain on disposal of capital assets ‐                       ‐                       ‐                       ‐                       Loss on disposal of capital assets (109)                 (103)                 ‐                       (76)                   Other nonoperating revenues 488                  ‐                       ‐                       ‐                       Total nonoperating revenues (expenses) 851                  (3,533)             1,499               1,147               Income (loss) before transfers and capital contributions 7,611               29,100            3,677               12,686            Capital contributions 524                  ‐                       ‐                       ‐                       Transfers in (Note 4) 539                  3,335               ‐                       ‐                       Transfers out (Note 4) (645)                 (13,470)           (139)                 (7,400)             Change in net position 8,029               18,965            3,538               5,286               NET POSITION, BEGINNING OF YEAR 118,953          251,599          35,833            107,718          NET POSITION, END OF YEAR 126,982$        270,564$        39,371$          113,004$        Some amounts reported for Business‐type Activities in the statement of activities are different because certain  Internal Service Fund activities are included with Business‐type Activities Change in net position reported in Business‐type Activities Business‐Type Activities‐Enterprise Funds CITY OF PALO ALTO Proprietary Funds Statement of Revenues, Expenses and Changes in Fund Net Position For the Year Ended June 30, 2019 (Amounts in thousands) See accompanying notes to the basic financial statements. 40 Governmental Non‐Major Activities‐ Wastewater Wastewater Storm Internal Service Collection Treatment Refuse Drainage Airport Totals Funds 19,209$          16,907$          30,242$          6,787$            1,753$            284,469$        ‐$                      133                  9,887               823                  405                  ‐                       20,353            ‐                        ‐                       ‐                       ‐                       ‐                       ‐                       13,752            ‐                        311                  ‐                       ‐                       ‐                       ‐                       5,801               ‐                        ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       103,010           566                  779                  2,931               57                    730                  23,000            796                   20,219            27,573            33,996            7,249               2,483               347,375          103,806           9,843               ‐                       16,056            ‐                       ‐                       139,726          ‐                        ‐                       ‐                       ‐                       ‐                       ‐                       13,022            ‐                        1,719               ‐                       1,542               1,066               1,078               24,885            12,659             326                  2,173               237                  210                  ‐                       5,560               ‐                        ‐                       ‐                       ‐                       971                  ‐                       8,474               ‐                        2,836               20,930            9,987               1,418               598                  59,411            13,578             320                  ‐                       2,182               43                    ‐                       10,531            ‐                        2,210               2,870               116                  941                  21                    20,829            3,500                ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       8,998                ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       147                   ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       68,258             17,254            25,973            30,120            4,649               1,697               282,438          107,140           2,965               1,600               3,876               2,600               786                  64,937            (3,334)              452                  649                  1,239               317                  49                    12,679            4,429                (34)                   (674)                 (196)                 (259)                 (72)                   (11,444)           ‐                        ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       275                   (10)                   ‐                       ‐                       ‐                       ‐                       (298)                 ‐                        ‐                       ‐                       ‐                       ‐                       ‐                       488                  42                     408                  (25)                   1,043               58                    (23)                   1,425               4,746                3,373               1,575               4,919               2,658               763                  66,362            1,412                283                  ‐                       ‐                       ‐                       5,870               6,677               ‐                        ‐                       ‐                       ‐                       ‐                       ‐                       3,874               9,560                (388)                 (107)                 (43)                   (355)                 (7)                     (22,554)           (2,444)              3,268               1,468               4,876               2,303               6,626               54,359            8,528                87,302            22,553            15,466            36,928            10,786            49,307                                    90,570$          24,021$          20,342$          39,231$          17,412$          57,835$           (947)                 53,412$          Business‐Type Activities‐Enterprise Funds See accompanying notes to the basic financial statements. 41 Fiber Water Electric Optics Gas Cash flows from operating activities: Cash received from customers 41,850$           137,999$         3,472$              38,866$           Cash payments to suppliers for goods and services (31,869)            (119,373)          (1,981)               (24,762)            Cash payments to employees (5,027)               (6,694)               (625)                  (3,983)               Internal activity‐ receipts (payments) from (to) other funds 2,136                4,403                1,118                1,448                Other receipts 967                   15,734              27                      1,209                Net cash provided by operating activities 8,057                32,069              2,011                12,778              Cash flows from noncapital financing activities: Receipt of loans from other funds ‐                    ‐                    ‐                    ‐                    Interest subsidy received from Build America Bonds 488                   ‐                    ‐                    ‐                    Transfers in 539                   3,335                ‐                    ‐                    Transfers out (645)                  (13,470)            (139)                  (7,400)               Net cash provided by (used in)  noncapital financing activities 382                   (10,135)            (139)                  (7,400)               Cash flows from capital and related financing activities: Acquisition and construction of capital assets (6,038)               (15,617)            (792)                  (9,146)               Proceeds from sale of capital assets ‐                    ‐                    ‐                    ‐                    Capital grants and contributions 524                   ‐                    ‐                    ‐                    Proceeds from debt issuance ‐                    ‐                    ‐                    ‐                    Principal paid on long‐term debt (1,636)               (99)                    ‐                    (619)                  Interest paid on long‐term debt (1,642)               (8,388)               ‐                    (180)                  Net cash used in capital and related financing activities (8,792)               (24,104)            (792)                  (9,945)               Cash flows from investing activities: Interest received 2,072                4,873                1,460                1,384                Net cash provided by (used in) investing activities 2,072                4,873                1,460                1,384                Net change in cash and cash equivalents 1,719                2,703                2,540                (3,183)               Cash and cash equivalents, beginning of year 41,945              90,470              28,656              29,500              Cash and cash equivalents, end of year  $          43,664   $          93,173   $          31,196   $          26,317  Financial statement presentation: Cash and investments available for operations 40,443$           93,173$           31,196$           25,522$           Restricted cash and investments with fiscal agent 3,221                ‐                    ‐                    795                   Cash and cash equivalents, end of year 43,664$           93,173$           31,196$           26,317$           Reconciliation of operating income (loss) to  net cash provided by operating activities: Operating income (loss) 6,760$              32,633$           2,178$              11,539$           Adjustments to reconcile operating income (loss) to  net cash provided by operating activities: Depreciation and amortization 2,808                8,277                377                   3,209                Other ‐                    ‐                    ‐                    ‐                    Change in assets and liabilities: Accounts receivable (618)                  (5,378)               (40)                    (590)                  Inventory of materials and supplies ‐                    ‐                    ‐                    ‐                    Deposit 9                        (6)                       ‐                    ‐                    Deferred outflow of resources ‐ pension plans 726                   1,940                157                   741                   Deferred outflow of resources ‐ OPEB 173                   563                   ‐                    247                   Accounts payable and accruals (1,533)               (5,276)               (653)                  (1,932)               Accrued salaries and benefits 12                      19                      2                        10                      Accrued compensated absences ‐                    ‐                    ‐                    ‐                    Landfill closure and post‐closure care ‐                    ‐                    ‐                    ‐                    Accrued claims payable ‐                    ‐                    ‐                    ‐                    Net Pension liability (181)                  (340)                  (30)                    (263)                  Net OPEB liability (183)                  (598)                  ‐                    (263)                  Deferred inflow of resources ‐ pension plans 77                      212                   20                      69                      Deferred inflow of resources ‐ OPEB 7                        23                      ‐                    11                      Net cash provided by operating activities  $            8,057   $          32,069   $            2,011   $          12,778  Business‐Type Activities‐Enterprise Funds CITY OF PALO ALTO Proprietary Funds Statement of Cash Flows For the Year Ended June 30, 2019 (Amounts in thousands) See accompanying notes to the basic financial statements. 42 Governmental Non‐Major Activities‐ Wastewater Wastewater Storm Internal Service Collection Treatment Refuse Drainage Airport Totals Funds 18,950$           16,484$           29,720$           6,711$              (217)$                293,835$         101,300$         (13,360)            (24,034)            (28,102)            (2,754)               1,064                (245,171)          (15,396)            (1,344)               8                        (1,285)               (752)                  (887)                  (20,589)            (78,371)            133                   9,887                823                   405                   ‐                    20,353              (4,611)               566                   779                   3,081                57                      730                   23,150              42                      4,945                3,124                4,237                3,667                690                   71,578              2,964                ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    737                   ‐                    ‐                    ‐                    ‐                    ‐                    488                   ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    3,874                9,560                (388)                  (107)                  (43)                    (355)                  (7)                       (22,554)            (2,444)               (388)                  (107)                  (43)                    (355)                  (7)                       (18,192)            7,853                (3,329)               (14,724)            ‐                    (1,675)               (6,647)               (57,968)            (3,637)               ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    379                   283                   300                   ‐                    ‐                    5,870                6,977                ‐                    ‐                    12,725              ‐                    ‐                    ‐                    12,725              ‐                    (94)                    (1,398)               ‐                    (685)                  ‐                    (4,531)               ‐                    (34)                    (674)                  (196)                  (259)                  (72)                    (11,445)            ‐                    (3,174)               (3,771)               (196)                  (2,619)               (849)                  (54,242)            (3,258)               440                   649                   1,182                319                   47                      12,426              4,366                440                   649                   1,182                319                   47                      12,426              4,366                1,823                (105)                  5,180                1,012                (119)                  11,570              11,925                                 8,419                12,897              23,703              5,189                1,035                241,814           83,798               $          10,242   $          12,792   $          28,883   $            6,201   $                916   $        253,384   $          95,723  10,242$           12,792$           28,883$           6,201$              916$                 249,368$         81,693$           ‐                    ‐                    ‐                    ‐                    ‐                    4,016                14,030              10,242$           12,792$           28,883$           6,201$              916$                 253,384$         95,723$           2,965$              1,600$              3,876$              2,600$              786$                 64,937$           (3,334)$            2,210                2,870                116                   941                   21                      20,829              3,500                ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    42                      (570)                  (423)                  (522)                  (76)                    (1,970)               (10,187)            (2,211)               ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    (34)                    ‐                    16                      ‐                    ‐                    ‐                    19                      ‐                    442                   1,289                210                   185                   45                      5,735                881                   95                      292                   106                   46                      17                      1,539                205                   (35)                    (2,072)               360                   (112)                  1,662                (9,591)               (810)                  ‐                    8                        (3)                       3                        ‐                    51                      18                      ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    277                   ‐                    ‐                    150                   ‐                    ‐                    150                   ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    4,617                (110)                  (281)                  13                      15                      71                      (1,106)               (183)                  (101)                  (310)                  (112)                  (49)                    (18)                    (1,634)               (219)                  46                      123                   39                      112                   75                      773                   206                   3                        12                      4                        2                        1                        63                      9                         $            4,945   $            3,124   $            4,237   $            3,667   $                690   $          71,578   $            2,964  Business‐Type Activities‐Enterprise Funds See accompanying notes to the basic financial statements. 43 Agency Funds ASSETS: Cash and investments available for operations (Note 3) 2,767$            Restricted cash and investments with fiscal agents (Note 3) 2,657               Account receivable 508                  Interest receivable 17                    Total assets 5,949$            LIABILITIES: Due to bondholders 4,709$            Due to other governments 1,240               Total liabilities 5,949$            CITY OF PALO ALTO Statement of Assets and Liabilities June 30, 2019 (Amounts in thousands) Agency Funds See accompanying notes to the basic financial statements. 44 CITY OF PALO ALTO  Index to the Notes to the Basic Financial Statements   For the Year Ended June 30, 2019      45     Page    1. Summary of Significant Accounting Policies ........................................................................... 47  2. Budgets and Budgetary Accounting ........................................................................................ 56  3. Cash and Investments ............................................................................................................. 56  4. Interfund Transactions ............................................................................................................ 62  5. Notes and Loans Receivable .................................................................................................... 65  6. Capital Assets .......................................................................................................................... 70  7. Long‐Term Debt ....................................................................................................................... 77  8. Special Assessment Debt ......................................................................................................... 84  9. Landfill Post‐Closure Maintenance ......................................................................................... 84   10. Net Position and Fund Balances .............................................................................................. 84  11. Pension Plans ........................................................................................................................... 88  12. Other Post‐Employment Benefits (OPEB) ............................................................................... 95  13. Deferred Compensation Plan .................................................................................................. 99  14. Risk Management .................................................................................................................. 100  15. Joint Ventures ........................................................................................................................ 101  16. Commitments and Contingencies ......................................................................................... 104    Notes are essential to present fairly the information contained in the overview level of the basic financial  statements.  Narrative explanations are intended to communicate information that is not readily apparent  or cannot be included in the statements themselves, and to provide additional disclosures as required by  the Governmental Accounting Standards Board.        46    This page is left intentionally blank.    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      47    NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES    The City of Palo Alto (the City) was incorporated in 1894 and operates as a charter city, having had its first  charter granted by the State of California in 1909.  The City operates under the Council‐Manager form of  government and provides the following services: public safety (police and fire), public works, electric, fiber  optics, water, gas, wastewater, storm drain, refuse, airport, golf course, planning and zoning, general  administration services, library, open space and science, recreational and human services.    (a)  Reporting Entity    The City is governed by a seven‐member council, elected by City residents.  The City is legally  separate and fiscally independent, which means it can issue debt, set and modify budgets and  fees, and sue or be sued.  The accompanying basic financial statements present the financial  activities  of  the  City,  which  is  the  primary  government  presented,  along  with  the  financial  activities of its component unit, which is an entity for which the City is financially accountable.   Although a separate legal entity, a blended component unit is, in substance, part of the City’s  operations  and  is  reported  as  an  integral  part  of  the  City’s  financial  statements.    The  City’s  component unit described below is blended.    The Palo Alto Public Improvement Corporation (the Corporation) provides financing of public  capital improvements for the City through the issuance of Certificates of Participation (COPs), a  form of debt that allows investors to participate in a stream of future lease payments.  Proceeds  from the COPs are used to construct projects that are leased to the City.  The lease payments are  sufficient in timing and amount to meet the debt service requirements of the COPs.  The Board of  Directors  of  the  Corporation  is  composed  of  the  same  members  as  the  City  Council.  The  Corporation is controlled by the City, which performs all accounting and administrative functions  for the Corporation.  The financial activities of the Corporation are included in the Downtown  Parking Improvement Debt Service Fund.    Financial  statements  for  the  Corporation  may  be  obtained  from  the  City  of  Palo  Alto,  Administrative Services Department, 4th Floor, 250 Hamilton Avenue, Palo Alto, CA  94301.    (b)  Basis of Presentation     The  City’s  basic  financial  statements  are  prepared  in  conformity  with  accounting  principles  generally accepted in the United States of America.  The Governmental Accounting Standards  Board (GASB) is the acknowledged standard setting body for establishing accounting and financial  reporting standards followed by governmental entities in the United States.            These standards require that the financial statements described below be presented:    Government‐wide Statements: The Statement of Net Position and the Statement of Activities  display information about the primary government and its component unit.  These statements  include  the  financial  activities  of  the  overall  City  government,  except  for  fiduciary  activities.   Eliminations have been made to minimize the double counting of internal activities.  However,  interfund goods and services transactions have not been eliminated in the consolidation process.   These statements distinguish between the governmental and business‐type activities of the City.  CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      48    NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (b)  Basis of Presentation (Continued)    Governmental activities generally are financed through taxes, intergovernmental revenues, and  other non‐exchange transactions.  Business‐type activities are financed in whole or in part by fees  charged to external parties.    The  Statement  of  Activities  presents  a  comparison  between  direct  expenses  and  program  revenues for each segment of the business‐type activities of the City and for each function of the  City’s governmental activities.  Direct expenses are those that are specifically associated with a  program or function and, therefore, are clearly identifiable to a particular function.  Program  revenues  include:  (a)  charges  paid  by  the  recipients  for  goods and  services  offered  by  the  programs, (b) grants and contributions that are restricted to meeting the operational needs of a  particular program, and (c) fees, grants and contributions that are restricted to financing the  acquisition  or  construction  of  capital  assets.    Revenues  that  are  not  classified  as  program  revenues, including all taxes, are presented as general revenues.    Fund Financial Statements: The fund financial statements provide information about the City’s  funds, including fiduciary funds and its blended component unit.  Separate statements for each  fund category – governmental, proprietary and fiduciary – are presented.  The emphasis of fund  financial statements is on major individual governmental and enterprise funds, each of which is  displayed  in  a  separate  column.    All  remaining  governmental  and  internal  service  funds  are  aggregated and reported as non‐major funds.    Proprietary fund operating revenues, such as utilities sales and charges for services, result from  exchange transactions associated with the principal activity of the fund.  Exchange transactions  are those in  which each  party receives and gives up essentially equal values.  Nonoperating  revenues, such as subsidies and investment earnings, result from non‐exchange transactions or  ancillary activities.    Operating expenses for enterprise funds and internal service funds include the cost of sales and  services, administrative expenses, and depreciation on capital assets.  All expenses not meeting  this definition are reported as nonoperating expenses.    (c)  Major Funds and Other Funds    The  City’s  major  governmental  and  enterprise  funds  need  to  be  identified  and  presented  separately in the fund financial statements.  All other funds, called non‐major funds, are combined  and reported in a single column, regardless of their fund type.    Major funds are defined as funds that have assets and deferred outflows of resources, liabilities  and  deferred  inflows  of  resources,  revenues  or  expenditures/expenses  equal  to  at  least  10  percent of their fund type total and at least 5 percent of the grand total.  The General Fund is  always a major fund.  The City may also select other funds it believes should be presented as major  funds on a qualitative basis.      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      49    NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (c)  Major Funds and Other Funds (Continued)    The  City  reported  the  following  major  governmental  funds  in  the  accompanying  financial  statements:    General Fund – This is the City’s primary operating fund.  It accounts for all financial resources of  the general government, except those required to be accounted for in another fund.    Capital Projects Fund – This fund accounts for resources used for the acquisition and construction  of capital facilities by the City, with the exception of those assets financed by proprietary funds.    The City reported the following enterprise funds as major funds in the accompanying financial  statements:    Water Services Fund – This fund accounts for all financial transactions relating to the City’s water  service.  Services are on a user‐charge basis to residents and business owners located in the City.    Electric Services Fund – This fund accounts for all financial transactions relating to the City’s  electric service.  Services are on a user‐charge basis to residents and business owners located in  the City.    Fiber Optics Fund – This fund accounts for all financial transactions relating to the City’s fiber  optics service.  Services are on a user‐charge basis to licensees located in the City.    Gas Services Fund – This fund accounts for all financial transactions relating to the City’s gas  service.  Services are on a user‐charge basis to residents and business owners located in the City.    Wastewater Collection Services Fund – This fund accounts for all financial transactions relating  to the City’s wastewater collection service.  Services are on a user‐charge basis to residents and  business owners located in the City.    Wastewater Treatment Services Fund – This fund accounts for all financial transactions relating  to the City’s wastewater treatment.  Services are on a user‐charge basis to residents and business  owners located in the City.    Refuse Services Fund – This fund accounts for all financial transactions relating to the City’s refuse  service.  Services are on a user‐charge basis to residents and business owners located in the City.    Storm Drainage Services Fund – This fund accounts for all financial transactions relating to the  City’s storm drainage service.  Services are on a user‐charge basis to residents and business  owners located in the City.      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      50    NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (c)  Major Funds and Other Funds (Continued)    The City also reports the following funds:    Airport Fund – This non‐major enterprise fund accounts for all financial transactions relating to  the Palo Alto Airport (PAO).  The City assumed control over operation of PAO from the County of  Santa Clara, effective August 11, 2014.    Internal Service Funds – These funds account for fleet replacement and maintenance, technology,  central duplicating, printing and mailing services, administration of compensated absences and  health benefits, and the City’s self‐insured workers’ compensation and general liability programs,  all of which are provided to other departments on a cost‐reimbursement basis.  Also included is  the Retiree Health Benefits Internal Service Fund, which accounts for benefits to retirees.    Vehicle  Replacement  and  Maintenance  –  This  fund  accounts  for  the  maintenance  and  replacement of vehicles and equipment used by all City departments.  The source of revenue is  from reimbursement of fleet replacement and maintenance costs allocated to each department  by usage of vehicle.    Technology – This fund accounts for replacement and upgrade of technology, and covers four  primary areas used by all City departments: desktop, infrastructure, applications, and technology  research and development.  The source of revenue is from reimbursement of costs for support  provided to other departments.    Printing and Mailing Services – This fund accounts for central duplicating, printing and mailing  services  provided  to  all  City  departments.    The  source  of  revenue  for  this  fund  is  from  reimbursement of costs for services and supplies purchased by other departments.    General Benefits – This fund accounts for the administration of compensated absences and health  benefits.    Workers’ Compensation Insurance Program – This fund accounts for the administration of the  City’s self‐insured workers’ compensation program.    General Liability Insurance Program – This fund accounts for the administration of the City’s self‐ insured general liability program.    Retiree Health Benefits – This fund accounts for retiree health benefits.    Fiduciary Funds – These funds account for assets held by the City, an agent for assessment  districts, and members of the Cable Joint Powers Authority.  These funds are custodial in nature  and do not involve measurement of results of operations.  The City maintains two agency funds.   The  financial  activities  of  these  funds  are  excluded  from  the  government‐wide  financial  statements, but are presented in separate fiduciary fund financial statements.  Agency funds  apply the accrual basis of accounting but do not have a measurement focus.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      51    NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (c)  Major Funds and Other Funds (Continued)  Cable Joint Powers Authority – This fund accounts for the activities of the cable television system  on behalf of the members.    University  Avenue  Area  Off‐Street  Parking  Assessment  District  –  This  fund  accounts  for  the  receipts and disbursements associated with the 2012 Limited Obligation Refunding Improvement  Bonds.     (d)  Basis of Accounting    The government‐wide and proprietary fund financial statements are reported using the economic  resources measurement focus and the full accrual basis of accounting.  Agency funds do not have  a measurement focus but are reported using the accrual basis of accounting.  Revenues are  recorded when earned and expenses are recorded at the time liabilities are incurred, regardless  of when the related cash flows take place.    Governmental funds are reported using the current financial resources measurement focus and  the modified accrual basis of accounting.  Under this method, revenues are recognized when  measurable and available.  The City considers revenues susceptible to accrual reported in the  governmental funds to be available if the revenues are collected within ninety days after year‐ end, except for property taxes, which are available if collected within sixty days after year‐end.    Expenditures are recorded when the related fund liability is incurred, except for principal and  interest on general long‐term debt, claims and judgments, and compensated absences, which are  recognized as expenditures to the extent they have matured.  General capital asset acquisitions  are reported as expenditures in governmental funds.  Proceeds of general long‐term debt and  acquisitions under capital leases are reported as other financing sources.      Revenues susceptible to accrual include taxes, intergovernmental revenues, interest and charges  for services.    Grant revenues are recognized in the fiscal year in which all eligibility requirements are met.   Under the terms of grant agreements, the City may fund certain programs with a combination of  cost‐reimbursement grants, categorical block grants, and general revenues.  Thus, both restricted  and unrestricted net position may be available to finance program expenditures.  The City’s policy  is to first apply restricted grant resources to such programs, followed by general revenues if  necessary.    Certain indirect costs are included in program expenses reported for individual functions and  activities.  Transactions representing the exchange of interfund goods and services have also been  included.      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      52    NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)    (e)   Cash and Cash Equivalents    Restricted and unrestricted pooled cash and investments held in the City Treasury, and other  unrestricted investments invested by the City Treasurer, are considered cash equivalents for  purposes of the statement of cash flows because the City’s cash management pool and funds  invested by the City Treasurer possess the characteristics of demand deposit accounts. Other  restricted and unrestricted investments with maturities of less than three months at the time of  purchase are considered cash equivalents for purposes of the statement of cash flows.    (f)   Investments    The City’s investments are carried at fair value, and its fair value measurements are categorized  within the fair value hierarchy established by generally accepted accounting principles. Fair value  is defined as the price that would be received to sell an asset or paid to transfer a liability in an  orderly transaction between market participants at the measurement date.     (g)   Inventory of Materials and Supplies    Materials and supplies are held for consumption and are valued at average cost.  The consumption  method is used to account for inventories.  Under the consumption method, inventories are  recorded as expenditures at the time inventory items are used, rather than purchased.      (h)  Prepaid items      Prepaid items are recorded at cost.  Using the consumption method, prepaid items are recorded  as expenditures over the period that service is provided.    (i)  Compensated Absences     The liability for compensated absences includes the vested portion of vacation, sick leave, and  overtime compensation pay.  The City’s liability for accrued compensated absences is recorded in  the General Benefits Internal Service Fund.  The fund is reimbursed through payroll charges to all  other funds.  Earned but unpaid vacation and overtime compensation pay are recognized as an  expense or expenditure in the proprietary and governmental fund types when earned because  the  City  has  provided  financial  resources  for  the  full  amount  through  its  budgetary  process.   Vested accumulated sick pay is paid in the event of termination due to disability and, under certain  conditions, is specified in employment agreements.    During the fiscal year ended June 30, 2019, changes to the compensated absences liabilities were  as follows (in thousands):  Beginning balance 12,058$       Additions 6,473            Payments (6,196)          Ending balance 12,335$       Current portion 6,273$              CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      53    NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)     (j)  Property Tax    Santa Clara County (the County) assesses properties and bills, collects, and distributes property  taxes to the City.  The County remits the entire amount levied and handles all delinquencies,  retaining interest and penalties.    The County assesses property values, levies bills and collects taxes as follows:    Secured Unsecured Lien Dates January 01 January 01 Levy Dates October 01 July 01 Due Dates 50% on November 01 Upon receipt of billing 50% on February 01 Delinquent after December 10 (for November) August 31 April 10 (for February)    The term “unsecured” refers to taxes on personal property other than real estate, land and  buildings.  These taxes are secured by liens on the property being taxed.  Property tax revenues  are recognized by the City in the fiscal year they are assessed, provided they become available as  defined previously within sixty days after year‐end.    (k)  Deferred Outflows of Resources and Deferred Inflows of Resources  A deferred outflow of resources is the consumption of net position that is applicable to a future  reporting  period.  A  deferred  inflow  of  resources  is  defined  as an  acquisition  of  net  position  applicable to a future reporting period.     (l)  Pensions and OPEB    For  purposes  of  measuring  the  net  pension  liability  and  net  OPEB  liability,  deferred  outflows/inflows of resources related to pensions and OPEB, and pension and OPEB expense,  information about the fiduciary net position of the City’s pension and OPEB plans and additions  to/deductions from the plans’ fiduciary net positions have been determined on the same basis as  they  are  reported  by  the  California  Public  Employees’  Retirement  System  (CalPERS)  and  the  California  Employer’s  Retiree  Benefit  Trust  Fund  Program  (CERBT).  For  this  purpose,  benefit  payments (including refunds of employee contributions) are recognized when due and payable in  accordance with the benefit terms. Investments are reported at fair value.    (m)  Rounding    All amounts included in the basic financial statements and footnotes are presented to the nearest  thousand.      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      54    NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)  (n)  Effects of New Pronouncements      As of July 1, 2018, the City implemented the following GASB Statements:    In November 2016, the GASB issued Statement No. 83, Certain Asset Retirement Obligations. The  statement addresses accounting and financial reporting for certain asset retirement obligations  (AROs). An ARO is a legally enforceable liability associated with the retirement of a tangible capital  asset.  A  government  that  has  legal  obligations  to  perform  future  asset  retirement  activities  related to its tangible capital assets should recognize a liability based on the guidance in this  statement.  Implementation of this statement did  not have a significant impact on the  City’s  financial statements for the fiscal year ended June 30, 2019.    In March 2018, the GASB issued Statement No. 88, Certain Disclosures Related to Debt, including  Direct Borrowings and Direct Placements.  The objective of this statement is to improve the  information  that  is  disclosed  in  notes  to  government  financial statements  related  to  debt,  including direct borrowings and direct placements.  It also clarities which liabilities governments  should include when disclosing information related to debt.  Implementation of this statement is  reflected in Note 7 of the City’s Notes to the Basic Financial Statements.    The City is currently analyzing its accounting practices to determine the potential impact on the  financial statements for the following GASB Statements:    In January 2017, the GASB issued Statement No. 84, Fiduciary Activities. The statement establishes  criteria for identifying fiduciary activities of all state and local governments. The focus of the  criteria generally is on (1) whether a government is controlling the assets of the fiduciary activity  and (2) the beneficiaries with whom a fiduciary relationship exists. Separate criteria are included  to  identify  fiduciary  component  units  and  postemployment  benefit  arrangements  that  are  fiduciary activities. The statement also provides for recognition of a liability to the beneficiaries in  a fiduciary fund when an event has occurred that compels the government to disburse fiduciary  resources.  The requirements of this statement are effective for the City’s fiscal year ending  June 30, 2020.    In June 2017, the GASB issued Statement No. 87, Leases.  The objective of this statement is to  better meet the information needs of financial statement users by improving accounting and  financial  reporting  for  leases  by  governments.  This  Statement  increases  the  usefulness  of  governments’ financial statements by requiring recognition of certain lease assets and liabilities  for  leases  that  previously  were  classified  as  operating  leases and  recognized  as  inflows  of  resources or outflows of resources based on the payment provisions of the contract. It establishes  a single model for lease accounting based on the foundational principle that leases are financings  of the right to use an underlying asset. Under this Statement, a lessee is required to recognize         CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      55    NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)     (n)  Effects of New Pronouncements (Continued)     a lease liability and an intangible right‐to‐use lease asset, and a lessor is required to recognize a  lease  receivable  and  a  deferred  inflow  of  resources,  thereby  enhancing  the  relevance  and  consistency  of  information  about  governments’  leasing  activities.    The  requirements  of  this  statement are effective for the City’s fiscal year ending June 30, 2021. In June 2018, the GASB issued Statement No. 89, Accounting for Interest Cost Incurred before the  End of a Construction Period.  The objectives of this statement are 1) to enhance the relevance  and comparability of information about capital assets and the cost of borrowing for a reporting  period, and 2) to simplify accounting for interest cost incurred before the end of a construction  period.    The  requirements  of  this  statement  are  effective  for  the  City’s  fiscal  year  ending  June 30, 2021.    In August 2018, the GASB issued Statement No. 90, Majority Equity Interests, an amendment of  GASB  Statements  No.14  and  No.61.    The  objectives  of  this  statement  are  to  improve  the  consistency and comparability of reporting a government’s majority equity interest in a legally  separate organization and to improve the relevance of financial statement information for certain  component units.  The requirements of this statement are effective for the City’s fiscal year ending  June 30, 2020.    In May 2019, the GASB issued Statement No. 91, Conduit Debt Obligations.  The objectives of this  statement are to provide a single method of reporting conduit debt obligations by issuers and  eliminate  diversity  in  practice associated  with  1)  commitments extended  by  issuers,  2)  arrangements  associated  with  conduit  debt  obligations,  and  3)  related  note  disclosure.    The  requirements of this statement are effective for the City’s fiscal year ending June 30, 2022.  (o)   Use of Estimates    The accompanying basic financial statements have been prepared on the modified accrual and  accrual basis of accounting in accordance with generally accepted accounting principles.  This  requires management to make estimates and assumptions that affect the amounts reported in  the  financial  statements  and  accompanying  notes.  Actual  results  could  differ  from  those  estimates.      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      56    NOTE 2 – BUDGETS AND BUDGETARY ACCOUNTING     1. The City Manager submits proposed operating and capital budgets to the City Council for the fiscal  year commencing the following July 1.  The operating budget includes proposed expenditures and the  means of financing them.  2. Public hearings are conducted to obtain comments on the proposed budgets.  3. The Budget is approved with the adoption of a budget ordinance for all funds except Agency Funds.  4. Per the Palo Alto Municipal Code, only the City  Manager is authorized  to  reallocate funds from  contingency accounts maintained in the General Fund.  Additional appropriations to departments in  the  General  Fund,  or  to  total  appropriations  for  all  other  budgeted  funds,  or  transfers  of  appropriations  between  funds,  require  approval  by  the  City  Council.    Amendments  to  budgeted  revenue and expenditures are added to or subtracted from the Adopted Budget and the resulting  totals are reflected as Final Budget amounts.  5. As defined in the Palo Alto Municipal Code, expenditures may not exceed budgeted appropriations at  the department level for the General Fund, and at the fund level for Enterprise, Special Revenue and  Debt Service Funds.  6. Budgets for governmental funds are adopted on a basis consistent with generally accepted accounting  principles (GAAP), except that unrealized gains or losses on investments, changes in advances to other  funds and notes receivable are not recognized on a budgetary basis and encumbrances are treated as  budgetary expenditures when incurred.  7. Expenditures for the Capital Projects Fund are budgeted and maintained at a project level for the life  of the project.  Budget to actual comparisons for these expenditures have been excluded from the  accompanying financial statements.    NOTE 3 – CASH AND INVESTMENTS     The City pools cash from all sources and all funds, except restricted bond proceeds with fiscal agents and  Public Agency Retirement Services, and invests its pooled idle cash according to State of California law  and the City’s Investment Policy.  The basic principles underlying the City’s investment philosophy are to  ensure the safety of public funds, ensure that sufficient funds are available to meet current expenditures,  and achieve a reasonable rate of return on investments.  Policies  The City invests in individual investments and in investment pools.  Individual investments are evidenced  by specific identifiable securities instruments, or by an electronic entry registering the owner in the  records of the institution issuing the security, called the book entry system.  In order to increase security,  the City employs the trust department of a bank as the custodian of certain City managed investments.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      57    NOTE 3 – CASH AND INVESTMENTS (Continued)    Classification  Cash and investments are classified in the financial statements as shown below, based on whether or not  their use is restricted under the terms of City debt instruments or agreements (in thousands):    Governmental Business‐Type Fiduciary Activities Activities Funds Total Cash and investments: Available for operations 297,243$           249,368$           2,767$               549,378$           Held with fiscal agents and trustees 56,803               4,016                  2,657                  63,476               Total cash and investments 354,046$           253,384$           5,424$               612,854$               Investments Authorized by the City’s Investment Policy, Debt Agreements and Trust Agreements  The table below summarizes the investment types that are authorized by the California Government Code  (Code) and the City’s Investment Policy, and includes the interest rate risk, credit risk and concentration  of credit risk as outlined in the Investment Policy.  In addition, the table discloses investment of debt  proceeds  held  by  bond  trustees.  These  investments  are  governed by  the  provisions  of  each  debt  agreement of the City, rather than the general provisions of the City’s Investment Policy.                CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      58    NOTE 3 – CASH AND INVESTMENTS (Continued)  Maximum  Maturity  Minimum  Credit Quality  Maximum  Percentage  of Portfolio Maximum  Investment in  One Issuer U.S. Government Securities 10 years (*) N/A No Limit No Limit U.S. Federal Agency Securities (C)  10 years (*) N/A No Limit (A) No Limit Certificates of Deposit 10 years (*) N/A 20% 10% of the par  value of  portfolio Bankers Acceptances 180 days (D) N/A (D) 30% $5 million Commercial Paper 270 days A‐1 15% $3 million (B) Local Agency Investment Fund N/A N/A No Limit $50 million per  account Short‐Term Repurchase Agreements 1 year N/A No Limit No Limit City of Palo Alto Bonds N/A N/A No Limit No Limit Money Market Mutual Funds N/A N/A (E) No Limit No Limit Mutual Funds (F) N/A N/A 20% 10% Negotiable Certificates of Deposit 10 years (*) N/A 10% $5 million Medium‐Term Corporate Notes 5 years AA 10% $5 million 10 years (*) AA/AA2 30% No Limit 5 years AA/AA2 20% 10% of the par  value of  portfolio (A) (B) The lesser of $3 million or 10% of outstanding commercial pa per of any one institution. Debt Agreements: (C)  (D) (E) (F) (*)The maximum maturity is based on the Investment Policy that is approved by the City Council and is less restrictive  than the California Government Code.  Utility Revenue Bonds 2011 Refunding, General Obligation Bonds 2010 and 2013A, and University Avenue Parking  Bond 2012 are allowed to invest in the California Asset Management Program. Authorized Investment Type Bonds of State of California Municipal  Agencies & Other U.S. States Callable and multi‐step securities are limited to no more than 25% of the par value of the portfolio, provided that: 1)  the potential call dates are known at the time of purchase, 2) the interest rates at which they "step‐up" are known at  the time of purchase, 3) the entire face value of the security is redeemable at the call date. Utility Revenue Bonds 2011 Refunding and 1999 Refunding allow general obligations of states with a minimum credit  quality rating of A2/A by Moody's and Standard & Poor's. Utility Revenue Bonds 2011 Refunding and 1999 Refunding require a minimum credit quality rating of A‐1/P‐1 by  Moody's and Standard & Poor's and maturing after no more than 360 days.  Utility Revenue Bonds 1995 Series A limit  the maximum maturity to 365 days. Water Revenue Bonds 2009 Series A, Utility Revenue Bonds 2011 Refunding and 1999 Refunding require a minimum  credit quality rating of AAAm or AAAm‐G by Standard & Poor's. Supranational   The City must maintain required amounts of cash and investments with trustees under the terms of  certain debt issues.  These funds are unexpended bond proceeds or are pledged as reserves to be used if  the City fails to meet its obligations under these debt issues.  The Code requires these funds to be invested  in accordance with City ordinance, bond indentures or state statute.  All of these funds have been invested  as permitted under the Code and the investment policy approved by the City Council.  CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      59    NOTE 3 – CASH AND INVESTMENTS (Continued)    The City has implemented investment guidelines for its Public Agencies Retirement Services (PARS) Trust  which  authorizes  the  investments  in  U.S.  Treasury  securities,  federal  agencies  and  U.S.  guaranteed  obligations,  corporate notes, certificates of  deposit, bankers’ acceptances, equities investments, and  mutual funds.    Fair Value Measurements  The City categorizes its fair value measurements within the fair value hierarchy established by generally  accepted accounting principles.  The hierarchy is based on the valuation inputs used to measure fair value  of the assets.  Level 1 inputs are quoted prices in an active market for identical assets; Level 2 inputs are  significant other observable inputs; and Level 3 inputs are significant unobservable inputs.  All of the  investments are measured using level 2 inputs, except for investments in money market mutual funds,  California Asset Management Program and Local Agency Investment Fund, which are not subject to the  fair value hierarchy.     Investment securities classified in Level 2 of the fair value hierarchy are valued using prices determined  by the use of matrix pricing techniques maintained by the pricing vendors for these securities.  Matrix  pricing is used to value securities based on the securities relationship to benchmark quoted prices.    The following is a summary of the fair value measurements of the City as of June 30, 2019 (in thousands):    Type of Investment June 30, 2019 Level 2 Investments by fair value hierarchy U.S. Federal Agency Securities 286,885$      286,885$      U.S. Treasury Notes 13,504           13,504           Local Government Bonds 128,734         128,734         Negotiable Certificates of Deposit 46,731           46,731           Corporate Bonds 20,308           20,308           Total investments by fair value hierarchy 496,162         496,162$      Investment not subject to fair value hierarchy Bonds Fund: Money Market Mutual Funds 3,069             U.S. Bank Trust Services 46,201           Equity Mutual Funds (Irrevocable for pension) 14,030           California Asset Management Program 3,245             Local Agency Investment Fund 45,901           Total investments not subject to fair value hierarchy 112,446         Total investments measured at fair value 608,608$          Local Agency Investment Fund  The  City  participates  in  the  Local  Agency  Investment  Fund  (LAIF)  which,  under  the  oversight  of  the  Treasury of the State of California, is regulated by California Government Code Section 16429.  LAIF  management calculates the fair value and cost of the entire LAIF pool.  The City adjusts its cost basis  invested in LAIF to fair value based on this ratio.  The fair value of the City’s position in the pool is the  same  as  the  value  of  the  pool  share.  The  balance  available  for withdrawal  on  demand  is  based  on  accounting records maintained by LAIF, which are recorded on an amortized cost basis.  At June 30, 2019,  LAIF had a weighted average maturity of 173 days.  CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      60    NOTE 3 – CASH AND INVESTMENTS (Continued)    Fidelity Institutional Asset Management  Money market mutual funds are available for withdrawal on demand and at June 30, 2019, had a weighted  average maturity of 20 days.    California Asset Management Program  The City is a voluntary participant in the California Asset Management Program (CAMP).  CAMP is an  investment pool offered by the California Asset Management Trust (the Trust).  The Trust is a joint powers  authority and public agency created by the Declaration of Trust and established under the provisions of  the California Joint Exercise of Powers Act (California Government Code Sections 6500 et seq., or the  “Act”) for the purpose of exercising the common power of its participants to invest certain proceeds of  debt  issues  and  surplus  funds.    The  City’s  investments  are  limited  to  investments  permitted  by  subdivisions (a) to (n), inclusive, of Section 53601 of the California Government Code.  The City reports its  investments in CAMP at the fair value amounts provided by CAMP, which is the same as the value of the  pool share.  At June 30, 2019, the fair value approximated the City’s cost. CAMP had a weighted average  maturity of 54 days at June 30, 2019.    Interest Rate Risk  Interest rate risk is the risk that changes in market interest rates may adversely affect the fair value of an  investment.  Normally, the longer the maturity of an investment, the greater the sensitivity its fair value  is  to  changes  in  market  interest  rates.  As  of  June 30, 2019,  the  City’s  investments  consisted  of  the  following (in thousands):    Type of Investment Less Than  One Year  One to  Three Years  Three to  Five Years Over  Five Years Total U.S. Federal Agency Securities 36,512$         68,126$             72,781$          109,466$        286,885$         U.S. Treasury Notes 2,995             1,501                  9,008               ‐                        13,504             Local Government Bonds 6,015             39,001                42,079            41,639            128,734           Corporate Bonds 7,739             10,137                2,432               ‐                        20,308             Bond Funds: Money Market Mutual Funds 3,069             ‐                           ‐                        ‐                        3,069                U.S Bank Trust Services 46,201           ‐                           ‐                        ‐                        46,201             Equity Mutual Funds (pension trust) 14,030           ‐                           ‐                        ‐                        14,030             Negotiable Certificates of Deposit 9,044             22,316                14,879            492                  46,731             California Asset Management Program 3,214             ‐                           ‐                        ‐                        3,245                Local Agency Investment Fund 45,901           ‐                           ‐                        ‐                        45,901             Total Investments 174,720$      141,081$           141,179$        151,597$        608,608           Cash in bank and on hand 4,246                Total Cash and Investments 612,854$         Maturities   Investment with Fair Values Highly Sensitive to Interest Rate Fluctuations  At June 30, 2019, the City’s investments (including investments held by bond trustees) include U.S. Federal  Agency Callable Securities totaling $128 million.  These investments are highly sensitive to interest rate  fluctuations (to a greater degree than already indicated in the information provided above) and are  subject to early redemption.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      61    NOTE 3 – CASH AND INVESTMENTS (Continued)    Credit Risk  Credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the  investment.  This is measured by the assignment of a rating by a nationally recognized statistical rating  organization.    Presented below is the actual rating as provided by Standard & Poor’s, Moody’s and/or Fitch’s investment  rating system as of June 30, 2019, for each investment type (in thousands):    Type of Investment  Rating  Total U.S. Federal Agency Securities  AAA  6,749$                AA+  156,979$           N/A  123,157            Total U.S Federal Agency Securities 286,885            Corporate Bonds AAA 9,986                  AA+  6,916                  AA  974                      N/A  2,432                 Total Corporate Bonds 20,308               Local Government Bonds  AAA  56,934                AA+  34,727                AA  23,941                N/A  13,132               Total Government Bonds 128,734            Money Market Mutual Funds  AAAm  3,069                 Total Money Market Mutual Funds 3,069                 Total Investments 438,996            Not Applicable:  U.S. Treasury Notes 13,504               Not Rated: Bond Fund: Union Bank Trust Services 46,201               California Asset Management Program 3,245                 Local Agency Investment Fund 45,901               Negotiable Certificates of Deposit 46,731               Equity Mutual Funds 14,030               Cash in bank and on hand 4,246                 Total Cash and Investments 612,854$              CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      62    NOTE 3 – CASH AND INVESTMENTS (Continued)    Concentration of Credit Risk  Investments in any one issuer, other than U.S. Treasury securities, mutual funds, and external investment  pools, that represent 5 percent or more of total City portfolio investments are as follows at June 30, 2019  (in thousands):   Investments Reporting Type  Fair Value at Year‐End  Federal Home Loan Bank U.S. Federal Agency Securities 83,281$                               Federal Agricultural Mortgage Corporation U.S. Federal Agency Securities 96,488                                 Federal Farm Credit Bank U.S. Federal Agency Securities 56,869                                    Custodial Credit Risk  California law requires banks and savings and loan institutions to pledge government securities with a  market value of 110 percent of the City’s cash on deposit or first trust deed mortgage notes with a value  of 150 percent of the deposit as collateral for these deposits.  Under California Law, this collateral is  considered held in the City’s name and places the City ahead of general creditors of the institution.  The  City has waived collateral requirements for the portion of deposits covered by federal deposit insurance.    The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to  a transaction, the City will not be able to recover the value of its investment or collateral securities that  are in the possession of another party.  The City’s Investment Policy limits its exposure to custodial credit  risk by requiring that all security transactions entered into by the City be conducted on a delivery‐versus‐ payment basis.  Securities are to be held by a third‐party custodian.     NOTE 4 – INTERFUND TRANSACTIONS       Transfers Between Funds  With Council approval, resources may be transferred from one City fund to another.  The purpose of the  majority of transfers is to subsidize a fund.  Less often, a transfer may be made to open or close a fund.   Transfers between City funds during FY 2019 were as follows on the following page (in thousands):       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      63    NOTE 4 – INTERFUND TRANSACTIONS (Continued)    Fund Making Transfer Amount  Transferred General Fund Nonmajor Governmental Funds 580$                    A Electric Services Fund 12,973                B Gas Services Fund 6,601                   B Capital Projects Fund General Fund 27,514                C Nonmajor Governmental Funds 5,377                   C Water Services Fund 93                         C Electric Services Fund 199                      C Fiber Optics Fund 15                         C Gas Services Fund 85                         C Storm Drainage 330                      C Wastewater Collection 47                         C Nonmajor Governmental Funds General Fund 792                      A Capital Projects Fund 18                         F Nonmajor Governmental Funds 17                         A Water Services Fund 10                         A Electric Services Fund 21                         A Fiber Optics Fund 2                           A Gas Services Fund 9                           A Wastewater Collection Fund 5                           A Internal Service Funds 24                         A  Water Services Fund  Gas Services Fund 270                      C Wastewater Collection Fund 270                      C Electric Services Fund General Fund 2,365                   D Water Services Fund 426                      C Gas Services Fund 316                      C Fiber Optics Fund 102                      C Internal Service Funds 125                      C Internal Service Funds General Fund 6,417                   E/F Capital Projects Fund 56                         E/F Nonmajor Governmental Funds 13                         E/F Water Services Fund 115                      E/F Electric Services Fund 277                      E/F Fiber Optics Fund 20                         E/F Gas Services Fund 119                      E/F Wastewater Collection Fund 66                         E/F Wastewater Treatment Fund 107                      E/F Refuse Services Fund 43                         E/F Storm Drainage Services Fund 25                         E/F Airport 7                           E/F Internal Service Funds 2,294                   E/G Total 68,145$              Fund Receiving Transfer   CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      64    NOTE 4 – INTERFUND TRANSACTIONS (Continued)    The reasons for these transfers are set forth below:  (A) Transfer to fund street maintenance activities, to pay debt service, fund City employee parking,       and to return unspent project funds.  (B) Transfer to fund the return of initial investment made by general fund when utility department  was created.  (C) Transfers of funds to construct, purchase or maintain capital assets.  (D) Transfer to fund electricity costs associated with City streetlight and traffic signal costs.  (E) Transfer to fund supplemental pension trust fund.  (F) Transfer  to  fund  replacement  and  maintenance  of  critical  desktop,  software,  infrastructure,  vehicles and equipment.  (G) Transfer to fund an implied subsidy for retiree healthcare.    Current Interfund Balances  Current interfund balances arise in the normal course of business and are expected to be repaid shortly  after the end of the fiscal year.  At June 30, 2019, the non‐major Downtown Business Development District  Special Revenue Fund, the non‐major Federal Revenue Special Revenue Fund, and the Retiree Health  Benefits Internal Service Fund owed the General Fund $13 thousand, $93 thousand, and $737 thousand,  respectively.    Long‐Term Interfund Advance  On December 6, 2010, the City Council accepted an Airport Business Plan of the Palo Alto Airport (PAO)  and approved creation of the Airport Enterprise Fund to facilitate the transition of PAO control from the  County of Santa Clara to the City.  The City Council approved six separate general fund advances to the  non‐major Airport Fund totaling $3.1 million.  All advances bear interest equal to the average return yield  on the City’s investment portfolio.  The six separate advances have been consolidated and are scheduled  to be repaid by June 2034.  At June 30, 2019, the outstanding advances was $3.1 million.    Internal Balances  Internal balances represent the net interfund receivables and payables remaining after the elimination of  all such balances within governmental and business‐type activities.              CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      65    NOTE 5 – NOTES AND LOANS RECEIVABLE     At June 30, 2019, the City’s notes and loans receivable totaled (in thousands):    Palo Alto Housing Corporation: Tree House Apartments 5,344$              Emerson Street Project 375                   Alma Single Room Occupancy Development 2,222                Barker Hotel 2,111                Sheridan Apartments 2,222                Oak Court Apartments, L.P. 7,834                El Dorado Palace LLC 150                   Mid‐Peninsula Housing Coalition: Palo Alto Gardens Apartments 100                   Community Working Group, Inc.1,280                Opportunity Center Associates, L.P.945                   Home Rehabilitation Loans 46                     Below Market Rate Assessment Loans 53                     Oak Manor Townhouse Water System 114                   Lytton Gardens Assisted Living 101                   Emergency Housing Consortium 75                     Alma Gardens Apartments 1,150                2811‐2825 Alma Street Acquisition 1,890                Palo Alto Family Housing, 801 Alma Street 6,422                Palo Alto Senior Housing Project ‐ Stevenson House, LLC 901                   MP Palo Alto Garden, LLC 672                   Colorado Park Housing Corporation 204                   Buena Vista ‐ County of Santa Clara 14,500              Total Notes and Loans 48,711              Less: Valuation Allowance (14,612)            Total Notes and Loans, Net 34,099$               Housing Loans  The City engages in programs designed to encourage construction or improvement in low‐to‐moderate  income housing or other projects.  Under these programs, grants or loans are provided under favorable  terms to homeowners or developers who agree to spend these funds in accordance with the City’s terms.   These loans have been offset by restricted or committed fund balances, as they are not expected to be  repaid immediately.    Some of these loans contain forgiveness clauses that provide for the amount loaned to be forgiven if the  third party maintains compliance with the terms of the loan and associated regulatory agreements.  Since  some of these loans are secured by trust deeds that are subordinated to other debt on the associated  projects or are only repayable from residual cash receipts on the projects, collectability of some of the  outstanding balances may not be realized.  As a result of the forgiveness clauses and nature of these  housing projects and associated cash flows, a portion of the outstanding balances of the loans has been  offset by a valuation allowance.    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      66    NOTE 5 – NOTES AND LOANS RECEIVABLE (Continued)    Tree House Apartments  In March 2009, the City agreed to loan $2.8 million to Tree House Apartments, L.P. (THA) for the purchase  of the real property located at 488 West Charleston Road. The loan accrues simple interest at the rate of  3 percent per annum. The loan was funded with $1.8 million of Community Development Block Grant  (CDBG) funds and $1.0 million of residential housing funds. An additional development loan in the amount  of $2.5 million was approved by the City on October 18, 2010.  As of June 30, 2019, the outstanding  balance for THA in aggregate is $5.3 million. Principal and interest payments will be deferred, however if  the  borrower  has  earned  extra  income,  and  if  it  is  acceptable  to  the  other  entities  providing  final  permanent sources of funds, payment of interest and principal based on the City’s proportionate share of  the project’s residual receipts from net operating income shall be made by the borrower.  In no event  shall  full  payment  be  made  by  the  borrower  later  than  concurrently  with  the  expiration  or  earlier  termination of the loan agreement, which is December 31, 2067.    Emerson Street Project  On November 8, 1994, the City loaned $375,000 to Palo Alto Housing Corporation (PAHC) for expenses  necessary to acquire an apartment complex for the preservation of rental housing for low and very low  income households in the City.  This loan is collateralized by a second deed of trust.  The loan bears interest  at 3 percent.    Alma Single Room Occupancy Development  On December 13, 1996, the City loaned $2.2 million to Alma Place Associates, L.P. for development of a  107‐unit single room occupancy development.  This loan bears interest at 3 percent and is collateralized  by a subordinated deed of trust.  The principal balance is due in 2041.    Barker Hotel  On April 12, 1994, the City loaned a total of $2.1 million for the preservation, rehabilitation and expansion  of a low‐income, single occupancy hotel.  This loan was funded by three sources: $400,000 from the  Housing In‐Lieu Fund, $1.0 million from HOME Investment Partnership Program Funds, and $670,000 from  CDBG  funds.    All  three  notes  bear  no  interest  and  are  collateralized  by  a  deed  of  trust,  which  is  subordinated to private financing.  Loan repayments are deferred until 2035.    In July 2004, the City agreed to loan up to $41,000 to PAHC to rehabilitate the interior of the Barker Hotel.   The loan was funded with CDBG funds and is collateralized by a deed of trust on the property.  Annual  loan payments are deferred until certain criteria defined in the loan agreement are reached.  The loan will  be forgiven if the borrower satisfactorily complies with all terms and conditions of the loan agreement.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      67    NOTE 5 – NOTES AND LOANS RECEIVABLE (Continued)    Sheridan Apartments  On December 8, 1998, the City loaned $2.2 million to PAHC for the purchase and rehabilitation of a 57‐ unit apartment complex to be used for senior and low‐income housing.  The loan was funded with $1.6  million in CDBG funds, and $825,000 of Housing In‐Lieu funds.  The note is collateralized by a second deed  of trust and an affordability reserve account held by PAHC. The loan was amended in June 2017. It will not  accrue interest between May 1, 2017 and March 1, 2030. The loan will be forgiven on June 30, 2030 if  PAHC uses the funds that would otherwise have been due to the City for another affordable housing  project.    Oak Court Apartments, L.P.  On August 18, 2003, the City loaned $5.9 million to PAHC for the purchase of land.  The note bears interest  of 5 percent and is secured by a deed of trust.  Note payments are due annually after 55 years, or beginning  in 2058, unless PAHC elects to extend the note until 2102, as defined in the regulatory agreement. The  City  also  loaned  $1.9  million  to  Oak  Court  Apartments,  L.P.  for  the  construction  of  a  53‐unit  rental  apartment complex for low and very low‐income households with children, which was completed in April  2005.  The note bears no interest until certain criteria defined in the note are satisfied, at which time the  note will bear an interest rate not to exceed 3 percent.  The note is secured by a subordinate deed of  trust.  The principal balance is due in 2060.    El Dorado Palace, LLC  On June 22, 2015, the City approved a loan to PAHC in the amount of $375,000 to increase the supply of  affordable low income housing in the City. The City loaned $52,000 and $13,000 in June 2017 and March  2018, respectively.  In February 2019, the City loaned an additional $85,000. The loan bears three percent  (3%) interest, however in the event of default will accrue at the lesser of 8% or the highest rate permitted  by law.  The term of the loan shall expire 55 years unless the City agree to extend an additional 44 years.   As of June 30, 2019, the outstanding balance was $150,000.    Palo Alto Gardens Apartments  On April 22, 1999, the City loaned $1.0 million to Mid‐Peninsula Housing Coalition (the Coalition) for the  purchase and rehabilitation of a 155‐unit complex for the continuation of low‐income housing.  The loan  was funded with $659,000 of CDBG funds and $341,000 of Housing In‐Lieu funds. The two notes bear  interest at 3 percent and are secured by second deeds of trust and a City Affordability Reserve Account  held by the Coalition. Principal and interest payments began in FY 2008.  The principal balance of $100,000  is due in 2039.    Community Working Group, Inc.  On May 13, 2002, the City loaned $1.3 million to Community Working Group, Inc. for predevelopment,  relocation and acquisition of land for development of an 89‐unit complex and homeless service center for  very low income households.  The loan was funded with $1.3 million of CDBG funds.  The note bears no  interest and is secured by a first deed of trust.  No repayment is required as long as the borrower complies  with  all  terms  and  conditions  of  the  agreement.  After  89  years of  compliance  with  the  regulatory  agreement, the City’s loan would convert to a grant and its deed of trust would be re‐conveyed.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      68    NOTE 5 – NOTES AND LOANS RECEIVABLE (Continued)    Opportunity Center Associates, L.P.  On July 19, 2004, the City loaned $750,000 for a 55‐year term to Opportunity Center Associates, L.P. for  construction of 89 units of rental housing for extremely low‐income and very low‐income households.   The loan was funded with $750,000 of residential housing funds.  The note bears 3 percent interest and  is secured by a deed of trust. The loan remains outstanding and becomes due at the end of the 55‐year  term.  During fiscal year 2019, the City received $25,000 in principal payments.  On April 17, 2019, the City  approved up to an additional $220,000 loan drawn from CDBG for the improvement of rental housing.  In  February 2019 and April 2019, the City loaned $191,000 and $29,000, respectively.  The note bears 3  percent interest, and all payments of interest and principal shall be deferred until July 19, 2103.  The loan  balance owed as of June 30, 2019 was $945,000.    Home Rehabilitation Loans  The City administers a closed housing rehabilitation loan program initially funded with CDBG funds.  Under  this program, individuals with incomes below a certain level are eligible to receive low interest loans for  rehabilitation work on their homes.  These loans are secured by deeds of trust, which may be subordinated  to subsequent encumbrances upon said real property with the prior written consent of the City.  The loan  repayments may be amortized over the life of the loans, deferred, or a combination of both.    Executive Relocation Assistance Loans  The City Council may authorize a mortgage loan as part of a relocation assistance package to executive  staff.  The loans are secured by first deeds of trust, and interest is adjusted annually based on the rate of  return of invested funds of the City for the year ended June 30 plus one‐quarter of 1 percent.  Principal  and interest payments are due bi‐weekly.  Employees must pay any outstanding balance on their loans  within a certain period after ending employment with the City.    The original purchase cost for the City Manager’s home was $1.9 million and the City held a 75 percent  equity share.  During FY 2011, the Council authorized a capital improvement loan of $125,000.  Loans for  capital improvements are made on a dollar for dollar matching basis, with an equal equity contribution  made by the City Manager.  In fiscal year 2019, the former City Manager sold the home and paid off the  loan balance.    Below Market Rate Assessment Loans  In December 2002, the City loaned $53,000 to below market rate homeowners with low incomes and/or  very limited assets for capital repairs, special assessments and improvements of their properties.  The  loans bear interest at 3 percent and are secured by a deed of trust on each property.  Loan payments are  deferred until 2032.      Oak Manor Townhouse Water System  On May 12, 2003, the City Council approved an allocation of $114,000 to Palo Alto Housing Corporation  Apartments, Inc (PAHCA, Inc) to replace the water pipes. Repayment of the loan will not be required unless  the property is sold, the program is terminated or purpose of the program is changed without City’s  approval prior to July 1, 2033. The loan for this project is subordinated to the existing City loan with  PAHCA, Inc dated January 7, 1991 for the acquisition of the project site, which is discussed earlier in this  section.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      69    NOTE 5 – NOTES AND LOANS RECEIVABLE (Continued)    Lytton Gardens Assisted Living  In June 2005, the City loaned $101,000 to Community Housing, Inc. to upgrade and modernize the existing  kitchens at the senior residential facility known as Lytton Gardens Assisted Living.  The loan was funded  with CDBG funds, and bears simple interest of 3 percent.  Principal and interest payments are deferred  until July 1, 2035, as long as the borrower continues to comply with all terms and conditions of the  agreement.    Emergency Housing Consortium  In November 2005, the City agreed to loan up to $75,000 to Emergency Housing Consortium to cover  architectural expenses that will be incurred in rehabilitating and expanding the property.  The loan was  funded with CDBG funds, and bears simple interest of 3 percent.  Principal and interest payments are  deferred until July 1, 2035, as long as the borrower continues to comply with all terms and conditions of  the agreement.    Alma Garden Apartments  In March 2006, the City agreed to loan up to $1.2 million to Community Working Group, Inc. to acquire a  10‐unit multi‐family housing complex known as Alma Garden Apartments.  The loan was funded with  CDBG funds.  Principal and interest payments are deferred until July 1, 2061 as long as the borrower  complies with all terms and conditions of the agreement.    2811‐2825 Alma Street Acquisition  On October 9, 2011, the City agreed to loan $1.3 million to PAHC to acquire properties on Alma Street for  the purpose of developing an affordable rental housing project.  On June 29, 2015, the City loaned PAHC  an additional $0.6 million, and entered into an Amended and Restated Acquisition and Development  Agreement which combined the two loans for a total loan of $1.9 million. The loan term expires on  December 8, 2066 with an option to extend the term for an additional 44 years. The loan bears simple  interest of 3 percent, however in the event of default interest will accrue at the lesser of 8 percent or the  highest  rate  permitted  by  law.  Principal  and  interest  payments are  payable  during  the  term  of  the  agreement on a “residual receipt” basis as described in the agreement. All principal and interest is due in  the event of an unauthorized transfer, a default or the expiration of the term. As of June 30, 2019, the  outstanding balance was $1.9 million.    Palo Alto Family Housing, 801 Alma Street  On February 14, 2011, the City agreed to loan Palo Alto Family, LP up to $9.3 million for the purposes of  predevelopment expenses and acquiring certain real property for the Alma Street Affordable Multi‐Family  Rental Housing Project. The loan bears simple interest of 3 percent. Principal and interest are due and  payable during the term of the agreement on a “residual receipt” basis as described in the agreement.  Except in the case of default, all remaining principal and interest shall be payable on the Restriction  Termination Date as defined in the agreement. As of June 30, 2019, the outstanding amount is $6.4  million.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      70    NOTE 5 – NOTES AND LOANS RECEIVABLE (Continued)    Palo Alto Senior Housing Project  On  October  1,  2015,  the  City  entered  into  an  affordable  housing  fund  loan  agreement  with  PASHPI  Stevenson House LP, a California limited partnership, in the principal amount of $1 million to assist in the  rehabilitation of the Stevenson House. The loan bears simple interest of 3 percent. As of June 30, 2019,  the loan outstanding balance is $901,000 and is due at the end of the 55‐year term.    MP Palo Alto Garden, LLC  The City loaned $619,000 and $53,000 in March 2017 and October 2017, respectively, in CDBG funds for  the rehabilitation of the property. The note bears 3% simple interest and shall be deferred until April 24,  2054. If there are no Events of Default prior to the end of the terms, the unpaid principal and interest will  be treated as a grant and no repayment will be due to the City.    Colorado Park Housing Corporation  On September 8, 2014, the City entered into an affordable housing fund loan agreement with Colorado  Park  Housing  Corporation  (CPHC),  a  California  nonprofit  public benefit  corporation,  in  the  principal  amount of $204,000. The loan bears no interest except in the event of default. The principal and any  accrued interest is due and payable on the earlier of (a) expiration of the term, or (b) a default by CPHC  which has not been cured as provided for in the agreement.    Buena Vista Mobile Home Park – Santa Clara County  In September 2017, the City entered into an agreement with the Santa Clara County Housing Authority  (SCCHA) for the acquisition of Buena Vista Mobile Home Park.  The City loaned SCCHA $14.5 million for  the  acquisition.    The  City  is  entitled  to  twenty  six  percent  of  all  residual  receipts.    Interest  for  the  promissory note is 3% simple interest.  Principal and interest payments will commence on September 30,  2019 and the note and all interest is payable in full on September 29, 2092.  As of June 30, 2019, the loan  balance is $14.5 million.    NOTE 6 – CAPITAL ASSETS    Valuation  Capital assets are valued at historical cost if purchased or constructed.  Donated capital assets, donated  works  of  art  and  similar  items,  and  capital  assets  received  in a  service  concession  arrangement  are  recorded at acquisition value at the time received.  The City’s policy is to capitalize all assets when costs  are equal to or exceed $5,000 and the useful life exceeds one year.  Infrastructure assets are capitalized  when costs are equal to or exceed $100,000.    Proprietary fund capital assets are recorded at cost including significant interest costs incurred under  restricted tax‐exempt borrowings, which finance the construction of capital assets.  These interest costs,  net of interest earned on investment of proceeds of such borrowings, are capitalized and added to the  cost of capital assets during the construction period.  Maintenance and repairs are expensed as incurred.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      71    NOTE 6 – CAPITAL ASSETS (Continued)    The City has recorded all its public domain capital assets, consisting of roadway and recreation and open  space, in its government‐wide financial statements.  GASB Statement No. 34 requires that all capital assets  with limited useful lives be depreciated over their estimated useful lives.  Alternatively, the “modified  approach” may be used for certain capital assets.  Depreciation is not provided under this approach, but  all expenditures on these assets are expensed unless they are additions or improvements.  The City has  elected to use the depreciation method for its capital assets.  The purpose of depreciation is to spread the  cost of capital assets equitably among all users over the life of those assets.  The amount charged to  depreciation expense each year represents that year’s pro rata share of the cost of capital assets.    Depreciation of capital assets is charged as an expense against operations each year and the total amount  of depreciation taken over the years, called accumulated depreciation, is reported on the statement of  net position as a reduction in the book value of capital assets.    Depreciation is calculated using the straight line method, which means the cost of the asset is divided by  its expected useful life in years, and the result is charged to expense each year until the asset is fully  depreciated.  The City has assigned the useful lives listed below to capital assets.    Governmental Activities Years Buildings and structures 20 ‐ 30 Equipment: Computer equipment 3 ‐ 5 Office machinery and equipment 5 Machinery and equipment 5 ‐ 30 Intangible assets ‐ software 5‐20 Roadway network: 5 ‐ 40 Recreation and open space network: 25 ‐ 40 Business‐type Activities Buildings and structures 25 ‐ 60 Vehicles and heavy equipment 3 ‐ 10 Machinery and equipment 10 ‐ 50 Transmission, distribution and treatment systems 10 ‐ 100 Includes pavement, striping and legends, curbs, gutters and sidewalks, parking lots,  traffic signage, and bridges Includes major park facilities, park trails, bike paths and medians   CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      72    NOTE 6 – CAPITAL ASSETS (Continued)    General Capital Assets  Changes in the City’s general capital assets during the year ended June 30, 2019 were (in thousands):     Balance Balance July 1, 2018 Additions Retirements Transfers June 30, 2019 Governmental activities Nondepreciable capital assets: Land and improvements 78,481$            ‐$                       (906)$               ‐$                      77,575$               Street trees 14,762              82                       (124)                  ‐                         14,720                 Intangible assets ‐ Easement 3,567                ‐                          ‐                         ‐                         3,567                    Construction in progress 69,343              39,018              (2,549)              (1,347)             104,465               Total nondepreciable capital assets 166,153            39,100              (3,579)              (1,347)             200,327               Depreciable capital assets: Buildings and structures 246,466            ‐                          (510)                  1,318               247,274               Intangible assets ‐ Software 279                    ‐                          ‐                         ‐                         279                       Equipment 12,571              ‐                          ‐                         29                      12,600                 Roadway network 334,330            ‐                          ‐                         ‐                        334,330               Recreation and open space network 35,186              ‐                          ‐                         ‐                         35,186                 Total depreciable capital assets 628,832            ‐                          (510)                  1,347               629,669               Less accumulated depreciation: Buildings and structures (91,534)            (7,277)               154                   ‐                         (98,657)                Intangible assets ‐ Software (279)                  ‐                          ‐                         ‐                         (279)                      Equipment (7,860)               (516)                   ‐                         ‐                         (8,376)                  Roadway network (155,990)          (7,789)               ‐                         ‐                         (163,779)             Recreation and open space network (13,359)            (1,254)               ‐                         ‐                         (14,613)                Total accumulated depreciation  (269,022)          (16,836)             154                   ‐                         (285,704)             Depreciable capital assets, net 359,810            (16,836)             (356)                  1,347               343,965               Internal service fund capital assets Construction in progress 1,873                3,620                 ‐                         (2,963)              2,530                    Equipment 61,569              17                       (2,242)              2,963                62,307                 Less accumulated depreciation (41,664)            (3,500)               2,138                ‐                         (43,026)                Net internal service fund capital assets 21,778              137                    (104)                  ‐                         21,811                 Governmental activities capital assets, net 547,741$         22,401$            (4,039)$            ‐$                     566,103$                 CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      73    NOTE 6 – CAPITAL ASSETS (Continued)    Business‐type Capital Assets  Changes  in  the  City’s  enterprise  fund  capital  assets  during  the  year  ended  June  30,  2019  were  (in thousands):    Balance Balance July 1, 2018 Additions Retirements Transfers June 30, 2019 Business‐type activities Nondepreciable capital assets: Land and improvements 4,973$              ‐$                      ‐$                              ‐$                        4,973$                    Construction in progress 153,404            57,332             ‐                                (52,750)              157,986                  Total nondepreciable capital assets 158,377            57,332             ‐                                (52,750)              162,959                  Depreciable capital assets: Buildings and structures 59,895              ‐                         (9)                              8,436                  68,322                    Capital Leases 531                    ‐                         ‐                                ‐                           531                          Infrastructure 633                    ‐                         ‐                                ‐                           633                          Transmission, distribution and treatment systems 779,286            636                   (1,787)                      44,314               822,449                  Total depreciable capital assets 840,345            636                   (1,796)                      52,750               891,935                  Less accumulated depreciation: Buildings and structures (13,597)            (1,215)              ‐                                ‐                           (14,812)                  Infrastructure (23)                     (21)                    ‐                                ‐                           (44)                           Transmission, distribution and treatment systems (348,388)          (19,627)            1,498                       ‐                           (366,517)                Total accumulated depreciation  (362,008)          (20,863)            1,498                       ‐                           (381,373)                Depreciable capital assets, net 478,337            (20,227)            (298)                         52,750               510,562                  Business‐type activities capital assets, net 636,714$         37,105$           (298)$                       ‐$                        673,521$                   Capital Asset Contributions  Some capital assets may be acquired using federal and state grant funds, or they may be contributed by  developers  or  other  governments.  Generally  accepted  accounting principles  require  that  these  contributions be accounted for as revenues at the time the capital assets are contributed.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      74    NOTE 6 – CAPITAL ASSETS (Continued)    Depreciation Allocation  Depreciation expense was charged to functions and programs based on their usage of the related assets.   The amount allocated to each function or program is as follows (in thousands):      Governmental Activities Business‐type Activities City Manager 19$                   Water 2,832$             City Attorney 1                        Electric 8,271                City Clerk 4                        Fiber Optics 377                   City Auditor 1                        Gas 3,241                Administrative Services 4                        Wastewater Collection 2,209                Community Services 3,202                Wastewater Treatment 2,868                Public Safety 346                   Refuse 116                   Public Works 10,557            Storm Drainage 928                   Planning and Community Environment 331                   Airport 21                      Library  2,371                20,863$           Internal Service Funds 3,500                20,336$             CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      75    NOTE 6 – CAPITAL ASSETS (Continued)    Construction In Progress  Construction in progress as of June 30, 2019 is comprised of the following (in thousands):    Governmental Activities Expended to  June 30, 2019 Charleston/Arastradero Corridor 9,180$                            Bicycle Boulevards Implementation Project 9,055                              New California Ave Area Parking Garage 8,843                              Fire Station No. 3 Replacement Design 8,365                              Lucie Stern Buildings Mech/Electrical Improvements 6,354                              Highway 101 Pedestrian/Bicycle Overpass 5,243                              New Public Safety Building 5,241                              Traffic Signal Upgrades 4,456                              Transportation and Parking Improvements 2,662                              Baylands Interpretive Center & Boardwalk Improvement 2,283                              Rinconada Park Improvement 2,270                              Railroad Grade Separation 2,132                              Downtown Mobility & Safety Improvements 1,985                              Safe Routes To School 1,736                              Telephone Infrastructure and Network 1,617                              Curb & Gutter Repairs 1,562                              CalTrain Corridor Video Management System Installation 1,516                              Cubberley Roof Replacement 1,481                              New Downtown Parking Garage 1,434                              Benches/Signage/Fencing/Walkways 1,340                              Newell Road Bridge/SFC Bridge Replacement 1,286                              Quarry Road 1,282                              Parks Master Plan 1,254                              Roofing Replacement 1,082                              Baylands Interpretive Center Improvements 1,078                              City Facility Parking Lot Maintenance 1,067                              JMZ Renovation 1,060                              VRF 913                                 Embarcadero Corridor Improvements 872                                 Residential Preferential Parking 838                                 Parks & Open Space Emergency Repairs 813                                 Street Lights Improvements 721                                 Other Construction In Progress 15,974                            Total Governmental Activities Construction In Progress 106,995$                       Business‐type Activities Expended to  June 30, 2019 Water system extension replacements and improvements 20,551$                         Sewer system rehabilitation and extensions 15,982                            Gas system extension replacements and improvements 13,520                            Storm drainage structural and water quality improvements 11,341                            Electric distribution system improvements 11,153                            Water quality control plant equipment replacement and lab facil ities 1,682                              Fiber optic system improvements 1,592                              Other construction in progress 82,165                            Total Business‐type Activities Construction In Progress 157,986$                       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      76    NOTE 6 – CAPITAL ASSETS (Continued)    Construction In Progress  Allocations of business‐type activity administration and general expenses of $12.0 million have been  capitalized and included in amounts expended to June 30, 2019.    Major governmental capital projects that are currently in progress, and the remaining capital commitment  of each, are as follows:     New Cal Ave Area Parking Garage ‐ $40.2 million   New Downtown Parking Garage – $27.0 million   Highway 101 Pedestrian/Bicycle Overcrossing ‐ $13.3 million    Bicycle Boulevards Implementation Project ‐ $9.2 million   Embarcadero Road Corridor Improvements ‐ $6.3 million    Major business‐type capital projects that are currently in progress, and the remaining capital commitment  of each, are as follows:   Water Main Replacement for Water fund ‐ $7.1 million   Wastewater Collection Fund Rehabilitation/Augmentation ‐ $4.6 million   Airport Apron Reconstruction Project ‐ $7.7 million    Vehicle Registration Fees (VRF)  In  FY  2019,  the  City  received  VRF  funds  from  the  Santa  Clara  Valley  Transportation  Authority  and  expended the full amount on capital expenditures for the Overlay Resurfacing Project (PE‐86070):    Starting VRF balance July 1, 2018 ‐$                           VRF revenue 429,419                VRF interest 3,488                    VRF expense (432,907)              Ending VRF balance June 30, 2019 ‐$                                       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      77    NOTE 7 – LONG‐TERM DEBT    Bond premiums and discounts of long‐term debt issues are amortized over the life of the related debt.        The City’s long‐term debt issues and transactions, other than special assessment debt discussed in Note 8,  are as follows (in thousands):  Original Balance Balance Current Issue Amount July 1, 2018 Additions Retirements June 30, 2019 Portion Governmental Activities Debt: 2010 General Obligation Bonds, 3.25% ‐ 5%, due 08/01/2040 55,305$             45,810$             ‐$                    1,225$                44,585$               1,290$                2013A General Obligation Bonds, 2 ‐ 5%, due 08/01/2041 20,695                16,330                ‐                           415                      15,915                 435                      2018 Captial Improvement Project    and Refinancing Certficates of Participation, 2.2%‐ 4.22%, due 11/1/2047 8,970                  8,970                  ‐                           35                        8,935                    180                      2019 California Ave Parking Garage   Certficates of Participation, Series A & B 2.5%‐5%,  due 11/1/2048 37,370                ‐                           37,370                ‐                           37,370                 375                      Add: Unamortized Premium ‐                           3,610                  4,927                  206                      8,331                    351                      Total Bonds and Certificates 122,340             74,720                42,297                1,881                  115,136               2,631                  Direct Borrowing: 2011 Lease‐Purchase Agreement 3,222                  426                      ‐                           426                      ‐                             ‐                           Total Governmental Activities Debt 125,562$           75,146$             42,297$             2,307$                115,136$             2,631$                    Original Issue  Amount  Balance  July 1, 2018 Additions Retirements Balance  June 30, 2019 Current Portion Business‐type Activities Debt: Utility Revenue Bonds 1995 Series A,  5.00‐6.25%, due 06/01/2020 8,640$               1,250$               ‐$                        605$                   645$                   645$                   1999 Refunding,  5.125‐5.25%, due 06/01/2024 17,735               8,245                 ‐                          775                     7,470                 810                     2009 Series A,  1.80‐5.95%, due 06/01/2035 35,015               27,720               ‐                          1,080                 26,640               1,130                 2011 Refunding,  3‐4%, due 06/01/2035 17,225               10,185               ‐                          1,125                 9,060                 1,170                 Add: Unamortized Premium ‐                          630                     ‐                          70                       561                     ‐                          Energy Tax Credit Bonds 2007 Series A, 0%, Due 12/15/2021 1,500                 400                     ‐                          100                     300                     100                     Less: Unamortized Discount ‐                          (22)                      ‐                          (6)                        (16)                      ‐                          Total Bonds 80,115               48,408               ‐                      3,749                 44,660               3,855                 State Water Resources Loans Direct Borrowings: 2007, 1.02%, due 06/30/2029 9,000                 4,950                 ‐                          450                     4,500                 450                     2009, 2.6%, due 11/30/2030 8,500                 6,064                 ‐                          398                     5,666                 408                     2017, 1.8%, due 3/30/2049 29,684               6,697                 12,725               ‐                          19,422               578                     Total Direct Borrowings 47,184               17,711               12,725               848                     29,588               1,436                 Total Business‐type Activities Debt 127,299$           66,119$             12,725$             4,597$               74,248$             5,291$                     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      78    NOTE 7 – LONG‐TERM DEBT (Continued)    Description of Long‐Term Debt Issues    2010 General Obligation Bonds (2010 GO Bonds) – On June 30, 2010, the City issued $55.3 million of 2010  GO Bonds to finance costs for constructing a new Mitchell Park Library and Community Center, and to  fund substantial improvements to the Rinconada Library and the Downtown Library. Principal payments  are due annually on August 1 and interest payments semi‐annually on February 1 and August 1 and are  payable from property tax revenues.  The true interest cost (TIC) is 4.21 percent.    On June 28, 2016, the City defeased $2.3 million of 2010 GO Bonds using funds from bond premiums  received at time of issue by depositing the amount in an irrevocable trust account.  The trust account  assets and the liability for the defeased bonds are not included in the City’s financial statements. The City  legally remains the primary obligor on the $2.3 million of defeased bonds until they are paid on August 1,  2020.      2013A General Obligation Bonds (2013A GO Bonds) – On June 30, 2013, the City issued $20.7 million of  2013A GO Bonds to finance costs for constructing a new Mitchell Park Library and Community Center, as  well as making substantial improvements to the Rinconada Library and the Downtown Library. Principal  payments are due annually on August 1 and interest payments semi‐annually on February 1 and August 1  from 2 percent to 5 percent, and are payable from property tax revenues.  The TIC is 3.85 percent.    On June 28, 2016, the City defeased $2.8 million of 2013A GO Bonds using funds remaining at completion  of the project by depositing the amount in an irrevocable trust account  The trust account assets and the  liability for the defeased bonds are not included in the City’s financial statements.  The City legally remains  the primary obligor on the $2.8 million of defeased bonds until they are paid on August 1, 2023.      The City’s 2010 and 2013A GO Bonds are general obligations of the City, secured and payable solely from  ad valorem property taxes levied by the City and collected by the County of Santa Clara.  The City is  empowered and obligated to annually levy ad valorem taxes for the payment of the Bonds and the interest  thereon upon all property within the City subject to taxation by the City, without limitation of rate or  amount (except certain personal property which is taxable at limited rates) until the final maturity dates  of the bonds on August 1, 2040 and August 1, 2041 respectively. For the fiscal year ended June 30, 2019,  the City received $4.4 million in ad valorem property taxes for principal of $1.6 million and interest of $2.8  million for the 2010 and 2013A GO Bonds.    2018 Capital Improvement (“Golf Course”) Project and Refinancing Certificates of Participation (2018  COPs) – On June 1, 2018, the City issued taxable COPs of $9.0 million for the renovation of the Palo Alto  Municipal Golf Course ($8.4 million) and to fully refinance the 2002B COPs ($0.6 million).  There are two  semi‐annual debt service payments, consisting of principal payments due annually on November 1 and  interest payments due on May 1 and November 1, which are payable solely from and secured by the lease  payments to be made by the City’s General Fund to the Public Improvement Corporation pursuant to the  Lease Agreement. The leased property is the Palo Alto University Fire Station 1. The 2018 COPs has a final  maturity date of November 1, 2047.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      79    NOTE 7 – LONG‐TERM DEBT (Continued)    2019 California Avenue Parking Garage Series A and B Certificates of Participation (2019A and 2009B  COPs) – On March 21, 2019, the City issued tax exempt 2019A COPs of $26.8 million and taxable 2019B  COPs of $10.6 million for the construction of the California Avenue Parking Garage.  There are two semi‐ annual debt service payments, consisting of principal payments due annually on November 1 and interest  payments due on May 1 and November 1. The debt service is payable solely from and secured by the lease  payments to be made by the City’s General Fund to the Public Improvement Corporation pursuant to the  Lease Agreement. The leased property is the Rinconada Library and after construction and the substantial  readiness of the California Avenue Parking Garage project, the garage will become the leased property.  The maturity dates and TIC for 2019A COPs are November 2044 and 3.51 percent, respectively, and 2019B  COPs are November 2048 and 4.32 percent, respectively, with a combined rate of 3.75 percent. The  reserve account requirement was waived due to the City being a highly rated bond issuer.    Direct Borrowing ‐ 2011 Lease‐Purchase Agreement – On August 2, 2011, the City entered into a master  lease‐purchase  direct  private  placement  agreement  with  JP  Morgan  Chase  Bank,  N.A.  to  finance  redemption of the 1998 Golf Course COPs.  The lease is secured by a first priority security interest in  twenty‐one Fire Department emergency vehicles.  Lease proceeds were $3.2 million.  Principal payments  are due annually on September 1 and interest payments are due semi‐annually on September 1 and March  1 at a rate of 2.49 percent, payable from General Fund revenues.  As of June 30, 2019, all principal and  interest payments for the lease‐purchase agreement have been made by the City and the outstanding  balance is $0. 1995  Utility  Revenue  Bonds,  Series  A –  The  City  issued  $8.6  million  of  Utility  Revenue  Bonds  on  February 1, 1995  to  finance  certain  extensions  and  improvements  to  the  City’s  Storm  Drainage  and  Surface Water System.  The Bonds are special obligations of the City payable solely from and secured by  a pledge of and lien upon the revenues derived by the City from the funds, services and facilities of all  Enterprise Funds except the Refuse Services Fund, Fiber Optics Fund and Airport Fund. Principal payments  are payable annually on June 1 and interest payments semi‐annually on June 1 and December 1.     As required by the Indenture, the City established a debt service reserve fund for the Bonds (the “Reserve  Account”),  with  a  minimum  funding  level  requirement  in  the  Reserve  Account  (the  “Reserve  Requirement”).  At the time it issued the Bonds, the City satisfied the Reserve Requirement with a deposit  into the Reserve Account of a surety bond (the “Surety Bond”) in the amount of $685,340 issued by Ambac  Indemnity Corporation (renamed to Ambac Assurance Corporation in 1997).        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      80    NOTE 7 – LONG‐TERM DEBT (Continued)    The pledge of future Net Revenues for the above bonds ends upon repayment of the $0.6 million principal  and $0.1 million interest as the remaining debt service on the bonds, which is scheduled to occur in  FY 2020. For FY 2019, Net Revenues, including operating revenues and non‐operating interest earnings,  amounted to $316.1 million; operating costs, including operating expenses but not interest, depreciation  or amortization, amounted to $227.8 million. Net Revenues available for debt service amounted to $88.3  million, which represented coverage of 129.3 times over the $0.7 million in debt service.     1999 Utility Revenue and Refunding Bonds – The City issued $17.7 million of Utility Revenue Bonds on  June 1, 1999, to refund the 1990 Utility Revenue Refunding Bonds, Series A and the 1992 Utility Revenue  Bonds, Series A, and to finance rehabilitation of two Wastewater Treatment sludge incinerators.  The 1990  Utility  Revenue  Refunding  Bonds,  Series  A  and  the  1992  Utility Revenue  Bonds,  Series  A,  were  subsequently retired.    The 1999 Bonds are special obligations of the City payable solely from and secured by a pledge of and lien  upon certain net revenues derived by the City’s sewer system and its storm and surface water system (the   “Storm Drain System”). As of June 30, 2001, the 1999 Bonds had been allocated to and were repayable  from net revenues of the following enterprise funds: Wastewater Collection (10.2 percent), Wastewater  Treatment (64.6 percent) and Storm Drainage (25.2 percent). Principal payments are payable annually on  June 1 and interest payments semi‐annually on June 1 and December 1. A $3.1 million 5.3 percent term  bond and a $5.1 million 5.3 percent term bond are due June 1, 2021 and 2024, respectively.     As required by the Indenture, the City established a Reserve Account with a Reserve Requirement.  At the  time it issued the Bonds, the City satisfied the Reserve Requirement with a deposit into the Reserve  Account of a Surety Bond in the amount of $1,647,300 issued by Ambac Indemnity Corporation (renamed  to Ambac Assurance Corporation in 1997).    The pledge of future Net Revenues for the above bonds ends upon repayment of the $7.5 million principal  and $1.3 million interest as the remaining debt service on the bonds, which is scheduled to occur in  FY 2024. For FY 2019, Net Revenues, including operating revenues and non‐operating interest earnings,  amounted to $56.5 million; operating costs, including operating expenses but not interest, depreciation  or amortization, amounted to $41.9 million. Net Revenues available for debt service amounted to $14.6  million, which represents coverage of 12.1 times over the $1.2 million in debt service.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      81    NOTE 7 – LONG‐TERM DEBT (Continued)    2009 Water Revenue Bonds, Series A – On October 6, 2009, the City issued $35.0 million of Water  Revenue Bonds to finance certain improvements to the City’s water utility system. Principal payments are  due annually on June 1, and interest payments are due semi‐annually on June 1 and December 1 from  1.80 percent to 5.95 percent. The 2009 Revenue Bonds are secured by net revenues generated by the  Water Services Fund. The 2009 Bonds were issued as bonds designated as “Direct Payment Build America  Bonds” under the provisions of the American Recovery and Reinvestment Act of 2009 (“Build America  Bonds”). The City expects to receive a cash subsidy payment from the United States Treasury equal to 35  percent of the interest payable on the 2009 Bonds. The lien of the 1995 Bonds on the Net Revenues is  senior to the lien on Net Revenues securing the 2009 Bonds and the 2011 Bonds. The City received subsidy  payments amounting to $488 thousand, which represents 32.8 percent of the interest payments due on  December 1 and June 1.    The pledge of future Net Revenues for the above bonds ends upon repayment of the $26.6 million  principal and $14.4 million interest as the remaining debt service on the bonds, which is scheduled to  occur in FY 2035. For FY 2019, Net Revenues, including operating revenues and non‐operating interest  earnings, amounted to $47.7 million; operating costs, including operating expenses but not interest,  depreciation  or  amortization,  amounted  to  $36.0  million.  Net  Revenues  available  for  debt  service  amounted to $11.7 million, which represented coverage of 4.6 times over the $2.6 million in debt service.    2011 Utility Revenue Refunding Bonds – On September 8, 2011, the City issued $17.2 million in Lease  Revenue Bonds (2011 Bonds) to refund the outstanding 2002 Series A Utility Revenue Bonds (2002 Bonds)  on a current basis. The 2002 Bonds were issued to finance improvement to the City’s municipal water  utility system and the natural gas utility system. Principal of the 2011 Bonds is payable annually on June  1, and interest on the 2011 Bonds is payable semi‐annually on June 1 and December 1. The 2011 Bonds  are secured by net revenues generated by the Water Services and Gas Services Funds.  The TIC is 2.28  percent.    The pledge of future Net Revenues of the above bonds ends upon repayment of the $9.0 million principal  and $1.1 million interest as remaining debt service on the bonds, which is scheduled to occur in FY 2026.  For FY 2019, Net Revenues, including operating revenues and non‐operating interest earnings, amounted  to  $91.2  million;  operating  costs,  including  operating  expenses  but  not  interest,  depreciation  or  amortization, amounted to $63.4 million. Net Revenues available for debt service amounted to $27.8  million, which represented coverage of 19.2 times over the $1.5 million in debt service.    2007 Electric System Clean Renewable Energy Tax Credit Bonds, Series A – In October 2007, the City  issued $1.5 million of Electric Utility Clean Renewable Energy Tax Credit Bonds (CREBs), 2007 Series A, to  finance the City’s photovoltaic solar panel project. The CREBs do not bear interest. In lieu of receiving  periodic interest payments, bondholders are allowed annual federal income tax credits in an amount  equal to a credit rate for such CREBs multiplied by the outstanding principal amount of the CREBs owned  by the bondholders. The CREBs are payable solely from and secured solely by a pledge of the Net Revenues  of the Electric system and the other funds pledged under the Indenture.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      82    NOTE 7 –LONG‐TERM DEBT (Continued)    The pledge of future Electric Fund Net Revenues ends upon repayment of the $0.3 million remaining debt  service on the bonds, which is scheduled to occur in FY 2022. For FY 2019, Net Revenues, including  operating revenues and non‐operating interest earnings, amounted to $168.5 million; operating costs,  including operating expenses but not interest, depreciation or amortization, amounted to $122.6 million.  Net  Revenues  available  for  debt  service  amounted  to  $45.9  million,  which  represented  coverage  of  458.7 times over the $0.1 million in debt service.    Direct Borrowing ‐ 2007 State Water Resources Loan – In October 2007, the City approved a $9 million  direct loan agreement with State Water Resources Control Board (SWRCB) to finance the City’s Mountain  View/Moffett Area reclaimed water pipeline project. Under the terms of the contract, the City has agreed  to repay $9 million to the State in exchange for receiving $7.5 million in proceeds to be used to fund the  Project. The difference of $1.5 million between the repayment obligation and proceeds represents in‐ substance interest on the outstanding balance. Principal payments are payable annually on June 30.     Concurrently with  the loan, the City entered into  various other agreements including a  cost sharing  arrangement with the City of Mountain View. Pursuant to that agreement, City of Mountain View agreed  to finance a portion of the project with a $6.0 million loan repayable to the City. This loan has been  recorded as “Due from other government agencies” in the accompanying financial statements.  The  balance due to the City at June 30, 2019 was $3.0 million.    Direct Borrowing ‐ 2009 State Water Resources Loan – In October 2009, the City approved an $8.5 million  direct loan agreement with SWRCB to finance the City’s Ultraviolet Disinfection project. Principal and  interest payments are payable annually on November 30.  The loan interest rate is 2.60 percent which  represents a combination of loan service charge and interest.    Direct Borrowing ‐ 2017 State Water Resources Loan ‐ In June 2017, the SWRCB and the City executed a  direct loan agreement for an award up to $30 million, payable over 30 years to finance the replacement  of sewage sludge “bio‐solids” incinerators at the City’s Regional Water Quality Control Plant (RWQCP). In  September 2017, due to the projected lower project costs, the agreement was amended to a lower loan  amount of $29.7 million. Under the terms of the contract, a portion of the loan amount, $4.0 million, is  federally funded and has been adjusted to reflect the correct long term obligation balance.  The loan  interest rate is 1.80 percent.    The new facility will dewater the bio‐solids and allow the material to be loaded onto trucks and taken to  a separate facility for further treatment.  The RWQCP provides treatment and disposal for wastewater for  Palo  Alto,  Mountain  View,  Los  Altos,  Los  Altos  Hills,  East  Palo  Alto  Sanitary  District,  and  Stanford  University. Though Palo Alto is the recipient of the loan, the City’s agreement with the partner agencies  oblige them to pay their proportionate share of the principal and interest of this loan. Palo Alto’s share of  the loan payment is 38.2 percent with the partner agencies paying 61.8 percent.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      83    NOTE 7 – LONG‐TERM DEBT (Continued)    Debt Service Requirements (in thousands):  Debt service requirements are shown below for all long‐term debt.    For the Year Ending  June 30 Principal Interest Total Principal Interest Total Principal Interest Total 2020 2,280$              5,026$            7,306$            3,855$             2,153$                6,008$            1,436$             498$               1,934$             2021 2,595                4,740              7,335              4,030               1,982                  6,012              1,532               541                  2,073               2022 2,695                4,640              7,335              4,215               1,797                  6,012              1,563               562                  2,125               2023 2,795                4,535              7,330              4,300               1,616                  5,916              1,582               542                  2,124               2024 2,910                4,413              7,323              4,485               1,427                  5,912              1,606               518                  2,124               2025‐2029 16,720              19,874            36,594            10,595             5,137                  15,732            8,408               2,215              10,623             2030‐2034 21,050              15,426            36,476            10,215             2,607                  12,822            5,129               1,577              6,706               2035‐2039 26,285              10,053            36,338            2,420               144                     2,564              4,438               1,157              5,595               2040‐2044 17,060              4,337              21,397            ‐                   ‐                      ‐                       3,894               743                  4,637               2045‐2049 12,415              1,354              13,769             ‐                   ‐                       ‐                        ‐                   ‐                   ‐                        Total 106,805$         74,398$           181,203$         44,115$           16,863$               60,978$           29,588$           8,353$             37,941$           Governmental Activities Bonds Direct Borrowings Business‐Type Activities     Debt Call Provisions  Long‐term debt as of June 30, 2019 is callable on the following terms and conditions:    Initial Call Date Governmental Activities Long‐Term Debt 2010 General Obligation Bonds $6.595 million due 08/01/2032 08/01/31 (2) $4.890 million due 08/01/2034 08/01/33 (2) $17.725 million due 08/01/2040 08/01/35 (2) Business‐Type Activities Long‐Term Debt Utility Revenue Bonds 1999 Refunding 06/01/09 (1) 2011 Refunding 06/01/21 (1)   (1)   Callable in inverse numerical order of maturity at par plus a premium of 2 percent beginning on the  initial call date. The call price declines subsequent to the initial date.   (2)   Callable in any order specified by the City at par value plus any accrued interest beginning on the  initial call date.    Leasing Arrangements  COPs and Capital Leases are issued for the purpose of financing the construction or acquisition of projects  defined in each leasing arrangement. Projects are leased to the City for lease payments which, together  with unspent proceeds of the leasing arrangement, will be sufficient to meet the debt service obligations  of the leasing arrangement. At the termination of the leasing arrangement, title to the project will pass to  the City.      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      84    NOTE 7 – LONG‐TERM DEBT (Continued)    Leasing  arrangements  are  similar  to  debt  in  that  they  allow  investors  to  participate  in  a  share  of  guaranteed payments made by the City. Because they are similar to debt, the present value of the total  payments to be made by the City is recorded as long‐term debt. The City’s leasing arrangements are  included in long‐term obligations discussed above.    Events of Default and Acceleration Clauses  Generally, the City is considered to be in default if the City fails to pay the principal of and interest on the  outstanding long‐term debt when become due and payable.  If an event of default has occurred and is  continuing, the principal of the long‐term debt, together with the accrued interest, may be declared due  and payable immediately.    NOTE 8 – SPECIAL ASSESSMENT DEBT    Special Assessment Debt with no City Commitment  On February 29, 2012, the University Avenue Area Off‐Street Parking Assessment District issued Limited  Obligation Refunding Improvement Bonds (2012 Bonds), but the City has no legal or moral liability with  respect to the payment of this debt, which is secured only by assessments on properties in this District.  Therefore,  this  debt  is  not  included  in  Governmental  Activities  long‐term  debt  of  the  City.  At  June 30, 2019, the District’s outstanding debt amounted to $20.9 million. The proceeds from the 2012  Bonds, combined with available Assessment Funds, were used to redeem the outstanding University  Avenue Area Off‐Street Parking Assessment District Series 2001‐A and Series 2002‐A Bonds. On June 28,  2016, the District defeased $1.6 million of the 2012 Bonds using funds remaining from completion of the  project.  The defeased debt will be paid on September 2, 2022.  The TIC is 3.97 percent.    NOTE 9 – LANDFILL POST‐CLOSURE MAINTENANCE    The 126 acre Palo Alto Refuse Disposal Site (Palo Alto Landfill) was filled to capacity and stopped accepting  waste in July 2011.  State and federal laws and regulations require the City to construct a final cover to  cap the waste, and to perform certain post‐closure maintenance and monitoring activities at the site for  a minimum of thirty years after closure. As of November 2015, the Palo Alto Landfill has been fully capped  and subsequently converted to a pastoral park (Byxbee Park) that is open to the public.  A final post‐ closure  maintenance  plan  and  cost  estimate  for  the  thirty  year post‐closure  related  activities  was  approved by state and local regulatory agencies in 2014. This cost estimate is adjusted annually for  inflation at a percentage provided by the State. Landfill post‐closure liabilities as of June 30, 2019 are  $7.0 million, an increase of $0.2 million from the previous year. The City is required by state and federal  laws and regulations to fund post‐closure maintenance activities by pledging future revenue received  from Refuse customers through rate fees.    NOTE 10 – NET POSITION AND FUND BALANCES    Net Position  Net Position is the excess of the City’s assets and deferred outflows of resources over its liabilities and  deferred inflows of resources. Net position is divided into three categories that are described below:      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      85    NOTE 10 – NET POSITION AND FUND BALANCES (Continued)    Net Investment in Capital Assets describes the portion of net position, which is represented by current net  book value of the City’s capital assets, less the outstanding balance of any debt issued to finance these  assets.    Restricted describes the portion of net position that is reduced by liabilities related to restricted assets.  Generally a liability relates to restricted assets if the asset results from a resource flow that also results in  the recognition of a liability or if the liability will be liquidated with the restricted assets reported.    Unrestricted describes the portion of net position which is not restricted as to use.    Fund Balances  As prescribed by GASB Statement No. 54, governmental funds report fund balances in classifications based  primarily on the extent to which the City is bound to honor constraints on the specific purposes for which  amounts in the funds can be spent. Fund balances for governmental funds are made up of the following:    Nonspendable – This category is comprised of amounts that are: (a) not in spendable form, or (b) legally  or contractually required to be maintained intact. The “not in spendable form” criterion includes items  that are not expected to be converted to cash, for example: prepaid items. The corpus of the permanent  fund is contractually required to be maintained intact.    Restricted – This category is comprised of amounts that can be spent only for the specific purposes  stipulated by external resource providers, constitutionally or through enabling legislation. Restrictions  may effectively be changed or lifted only with the consent of resource providers.    Committed – This category is comprised of amounts that can only be used for the specific purposes  determined by the action that constitutes the most binding constraint (i.e. ordinance) of the City’s highest  level of decision‐making authority, the City Council. Commitments may be changed or lifted only by the  City taking the same formal action that imposed the constraint originally.      Assigned – This category is comprised of amounts intended to be used by the City for specific purposes  that are neither restricted nor committed. Intent is expressed by the City Council or the City Manager, to  whom the City Council has delegated the authority to assign amounts to be used for specific purposes.    Unassigned –This category is the residual classification for the General Fund and includes all amounts not  contained in the other classifications. Unassigned amounts are technically available for any purpose.  Other governmental funds may report negative unassigned fund balance, which occurs when a fund has  a residual deficit after allocation of fund balance to the nonspendable, restricted or committed categories.     The fund balances of all governmental funds are presented by the above mentioned categories on the  face of the financial statements.  In circumstances when an expenditure is made for a purpose for which  amounts are available in  multiple fund balance categories, fund balance is  depleted in the order of  restricted, committed, assigned, and unassigned.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      86    NOTE 10 – NET POSITION AND FUND BALANCES (Continued)    The General Fund Budget Stabilization Reserve (BSR) is established by authority of the General Fund  Reserve Policy, which is approved by the City Council and included in the City’s annual adopted budget.  The BSR is maintained in the range of 15 to 20 percent of General Fund expenditures and operating  transfers, with a target of 18.5 percent.  Any reserve level below 15 percent requires City Council approval.   At the discretion of the City Manager, a reserve balance above 18.5 percent may be transferred to the  Infrastructure Reserve within the Capital Projects Fund.  The purpose of the General Fund BSR is to fund  unbudgeted, unanticipated one‐time costs.  The BSR is not meant to fund ongoing, recurring General Fund  expenditures.    As  of  June  30,  2019  total  outstanding  encumbrances  and  reappropriations  related  to  governmental  activities were $6.5 million for the General Fund, $79.4 million for the Capital Projects Fund, and $13.6  million for the Special Revenue Funds.  General Fund encumbrances and reappropriations are reserved  for the following governmental activities:  Planning & Community Environment $1.7 million, City Manager  $0.6 million, Development Services $0.4 million, Public Works $0.8 million, Community Services $1.2  million, Police $0.3 million, Non‐Departmental $0.4 million and the remaining City departments $1.1  million.    Enterprise Funds    At June 30, 2019, Enterprise Fund unrestricted net position (in thousands) were as follows:    Water Electric Fiber Optics Gas Wastewater  Collection Wastewater  Treatment Refuse Storm  Drainage Airport Total Unrestricted Rate stabilization Supply ‐$                       ‐$                      ‐$                      (3,829)$       ‐$                      ‐$                   ‐$                ‐$              ‐$              (3,829)$            Distribution 4,069                 ‐                         30,358             6,363           342                   856                20,737       2,061        (9,914)      54,872             4,069                 ‐                         30,358             2,534           342                   856                20,737       2,061        (9,914)      51,043             Operations Supply ‐                          28,709             ‐                         ‐                    ‐                        ‐                      ‐                   ‐                 ‐                 28,709             Distribution 20,652              16,536             ‐                         9,966           5,391               ‐                      ‐                   ‐                 ‐                 52,545             20,652              45,245             ‐                         9,966           5,391               ‐                      ‐                   ‐                 ‐                 81,254             Emergency plant replacement ‐                          ‐                         1,000                ‐                    ‐                        1,980             ‐                   ‐                 ‐                 2,980                Electric special projects ‐                          41,665             ‐                         ‐                    ‐                        ‐                      ‐                   ‐                 ‐                 41,665             Reappropriations 13,977              7,375                475                   1,217           2,636               1,973             ‐                   4,054        ‐                 31,707             Commitments 1,510                 7,192                375                   10,033         3,096               7,922             1,409          479           7,767        39,783             Underground loan ‐                          727                   ‐                         ‐                    ‐                        ‐                      ‐                   ‐                 ‐                 727                   Notes and loans ‐                          ‐                         ‐                         ‐                    ‐                        559                ‐                   ‐                 ‐                 559                   Landfill corrective action ‐                          ‐                         ‐                         ‐                    ‐                        ‐                      758             ‐                 ‐                 758                   Hydro stabilization reserve ‐                          11,400             ‐                         ‐                    ‐                        ‐                      ‐                   ‐                 ‐                 11,400             Public benefit program ‐                          810                   ‐                         ‐                    ‐                        ‐                      ‐                   ‐                 ‐                 810                   CIP reserve 2,726                 880                   ‐                         3,820           978                   ‐                      ‐                   ‐                 ‐                 8,404                Geng Road reserve ‐                          ‐                         ‐                         ‐                    ‐                        ‐                      268             ‐                 ‐                 268                   GASB 68 Pension reserve (13,076)             (31,323)            (2,002)              (13,824)       (7,827)              (19,716)         (5,374)        (3,501)      (684)          (97,327)            GASB 75 OPEB reserve (4,346)               (14,156)            (6,230)          (2,382)              (7,333)           (2,651)        (1,157)      (431)          (38,686)            Total 25,512$            69,815$           30,206$           7,516$         2,234$             (13,759)$      15,147$     1,936$     (3,262)$    135,345$               CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      87    NOTE 10 – NET POSITION AND FUND BALANCES (Continued)    The City Council has set aside unrestricted net position for general contingencies, and future capital and  debt  service  expenditures  including  operating  and  capital  contingencies  for  unusual  or  emergency  expenditures.    Internal Service Funds  At June 30, 2019, Internal Service Funds unrestricted net position (in thousands) were as follows:    Vehicle  Replacement  and  Maintenance Technology Printing and  Mailing Services General  Benefits Workers'  Compensation  Insurance  Program General  Liabilities  Insurance  Program Retiree Health  Benefits Total Unrestricted net position: Commitments 1,706$                2,871$                108$                    546$                    10$                        34$                      ‐$                     5,275$                Future catastrophic losses ‐                       ‐                       ‐                       ‐                       489                        285                      ‐                       774                      Retiree health care ‐                       ‐                       ‐                       ‐                       ‐                         ‐                       1,150                   1,150                   Capital projects 2,594                   3,101                   ‐                       ‐                       ‐                         ‐                       ‐                       5,695                   GASB68 pension reserve (3,213)                 (10,578)               (286)                     ‐                       (28)                         ‐                       ‐                       (14,105)               PARS supplemental pension reserve ‐                       ‐                       ‐                       14,030                ‐                         ‐                       ‐                       14,030                GASB75 OPEB reserve (1,655)                 (3,377)                 (148)                     ‐                       ‐                         ‐                       ‐                       (5,180)                 Available 6,233                   19,725                (116)                     2,543                   ‐                         ‐                       ‐                       28,385                Total 5,665$                11,742$              (442)$                   17,119$              471$                      319$                    1,150$                36,024$                   Commitments represent the portion of net position set aside for open purchase orders.    Future catastrophic losses represent the portion of net position to be used for unforeseen future  losses.   Retiree health care represents the portion of net position set aside to defer future costs of retiree  health care coverage.    Capital projects represent the portion of net position set aside for adopted capital projects.   GASB68 pension reserve is the portion of net position required to be set aside to meet defined benefit  pension obligations.    PARS supplemental pension reserve represents Section 115 irrevocable trust with the PARS to prefund  pension obligations.   GASB75 OPEB reserve is the portion of net position required to be set aside to meet OPEB obligations.    Funds with deficits:    At June 30, 2019, the City’s Downtown Business Development District non‐major special revenue fund  had a deficit fund balance of $32,000.  The fund balance will be cured through collection of future special  assessments.    At June 30, 2019, the City’s Printing and Mailing Services internal service revenue fund had a deficit net  position of $402,000.  The deficit is due to the impact of Pension and OPEB items.  The deficit is expected  to be funded by future internal service charges to other City funds.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      88    NOTE 11 – PENSION PLANS  (a)        General Information about the Pension Plans     Plan Descriptions ‐ Substantially all permanent City employees are eligible to participate in the City’s  separate Safety (police and fire) and Miscellaneous (all other) Plans, agent multiple‐employer defined  benefit pension plans  administered by California Public Employees’ Retirement System (CalPERS), which  acts as a common investment and administrative agent for its participating member employers. Benefits  provisions under the Plans are established by State statute and City resolution. CalPERS issues publicly  available  reports  that  include  a  full  description  of  the  pension  plans  including  benefits  provisions,  assumptions and membership information. The reports can be found on the CalPERS website.    Benefits Provided ‐ CalPERS provides retirement and disability benefits, annual cost of living adjustments  and death benefits to Plan members, who must be public employees and beneficiaries. Benefits are based  on years of credited service (equal to one year of full‐time employment), age at retirement and final  compensation. The death benefit is one of the following: the 1959 Survivor Benefit, or the pre‐retirement  option 2W Death Benefit for local fire members only.     The Plans’ provisions and benefits in effect at June 30, 2019, are summarized in the following table.   Contribution rates are based on the Actuarial Valuation Report as of June 30, 2016.    Safety Plan Fire Fighters,  Fire Chief  Association,  Police Officers,  Fire Fighters,  Fire Chief Association Police Officers, Police Management Fire Fighters,  Fire Chief  Association,  Police Officers,  Hire Date Prior to June 8, 2012 On or after June 8,  2012 On or after Dec. 8,  2012 On or after Jan 1,  2013 Benefit formula1 3% at 55 3% at 55 3% at 50 2.7% at 57 Benefit vesting schedule 5 years service 5 years service 5 years service 5 years service Benefit payment monthly for life monthly for life monthly for life monthly for life Retirement age 50 551 551 571 Monthly benefit as % of eligible compensatio 3% 3% 3% 2.7% Actuarially determined contribution rate ‐ EE 9% 9% 9% 11.25% Actuarially determined contribution rate ‐ ER 55.633% 55.633% 55.633% 55.633% Hire Date Prior to July 17, 2010 On or after July 17,  2010 On or after Jan 1,  2013 Benefit formula 2.7% at 552 2% at 602 2% at 623 Benefit vesting schedule 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life Retirement age 552 602 623 Monthly benefit as % of eligible compensatio 2.70% 2.0% ‐ 2.418% 2% Actuarially determined contribution rate ‐ EE 8% 7% 6.25% Actuarially determined contribution rate ‐ ER 32.556% 32.556% 32.556% 1 Employees can retire at age 50 with reduced benefits of 2.4% ‐ 2.88% if hired before Jan 1, 2013, or 2.0% ‐ 2.6% if hired on or    after Jan 1, 2013. 2 Employees can retire at age 50 with reduced benefits of 2.0% ‐ 2.56% if hired before July 17, 2010, or 1.092% ‐ 1.874% if hired on or    after July 17, 2010. 3 Employees can retire at age 52 with reduced benefits of 1.0% ‐ 1.9% Miscellaneous Plan   CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      89    NOTE 11 – PENSION PLANS (Continued)    Employees Covered – Based on the Actuarial Valuation Report as of June 30, 2018, the most recent  information available, the following employees were covered by the benefits terms for each Plan:   Miscellaneous  Plan Safety Plan Inactive employees or beneficiaries currently receiving benefits 1,129                         430                             Inactive employees entitled to but not yet receiving benefits 796                             109                             Active employees 808                             167                             Total 2,733                         706                             Contributions –Section 20814(c) of the California Public Employees’ Retirement Law requires that the  employer contribution rates for all public employers be determined on an annual basis by the actuary and  shall be effective on the July 1 following notice of a change in the rate.  Funding contributions for the Plans  are determined annually on an actuarial basis as of June 30 by CalPERS.  The actuarially determined rate  is the estimated amount necessary to finance the costs of benefits earned by employees during the year,  with an additional amount to finance any unfunded accrued liability.  The City is required to contribute  the difference between the actuarially determined rate and the contribution rate of employees.    Further detail can be found in the Required Supplemental Information Schedule of Contributions.    In April 2017, the City established a Section 115 irrevocable trust with the Public Agency Retirement  Services (PARS).  The Council approved an initial deposit of $2.1 million in General Fund proceeds into the  General Fund subaccount of the City’s PARS Trust Account.  The Trust Account allows more control and  flexibility in investment allocations compared to City’s portfolio which is restricted by State regulations to  fixed income instruments. The City proactively contributes to the Section 115 irrevocable trust amounts  reflective of what retirement costs would be if the normal cost of contributions was budgeted at a 6.2%  discount rate.  As of June 30, 2019, the City reported the account balance of $14.0 million as restricted  cash in the General Benefits, an Internal Service Fund.      (b)       Net Pension Liability    The City’s net pension liability for both Plans is measured as the total pension liability, less the plan’s  fiduciary net position.  Net pension liability is measured as of June 30, 2018 (measurement date), using  the Actuarial Valuation Report as of June 30, 2017 rolled forward to June 30, 2018 using standard update  procedures. At June 30, 2019, the City reported a net pension liability of $423.9 million for both plans. A  summary of principal assumptions and methods used to determine the net pension liability is as follows:       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      90    NOTE 11 – PENSION PLANS (Continued)    Actuarial  Assumptions  ‐  The  total  pension  liabilities  were  determined  using  the  following  actuarial  assumptions in the Accounting Valuation Report:    Miscellaneous  Plan Safety Plan Valuation Date June 30, 2017 June 30, 2017 Measurement Date June 30, 2018 June 30, 2018 Actuarial Cost Method Entry Age Normal Entry Age Normal Actuarial Assumptions: Discount Rate 7.15% 7.15% Inflation 2.50% 2.50% Salary Increases Mortality1 Poste Retirement Benefit Increase The table includes 15 years of mortality improvements using Society of  Actuaries Scale 90% of scale MP 2016.  For more details on this table, please refer to the CalPERS 2017 experience study report available on the CalPERS website. Further details of the Experience Study can be found on the CalPERS website. Derived using CalPERS membership data  Contract COLA up to 2.0% until Purchasing  Power Protection Allowance Floor on  Purchasing Power applies, 2.50% thereafter Varies by Entry Age and Service 1 The mortality table used was developed based on CalPERS' speci fic data.     Change in Assumptions –  Demographic assumptions and inflation rate were changed in accordance to  the CalPERS Experience Study and Review of Actuarial Assumptions December 2017.  The inflation rate  reduced from 2.75 percent to 2.50 percent for the June 30, 2017 actuarial valuations.    Discount Rate – The discount rate used to measure the total pension liability was 7.15 percent for each  Plan. The projection of cash flows used to determine the discount rate assumed that the contributions  from  employers  will  be  made  at  statutorily  required  rates,  actuarially  determined.    Based  on  those  assumptions, the Plan’s fiduciary net position was projected to be available to make all projected future  benefit payments of current plan members.  Therefore, the long‐term expected rate of return on plan  investments was applied to all periods of projected benefit payments to determine the total pension  liability.       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      91    NOTE 11 – PENSION PLANS (Continued)    The long‐term expected rate of return on pension plan investments was determined using a building‐ block method in which best estimate ranges of expected future real rates of return (expected returns, net  of pension plan investment expense and inflation) are developed for each major asset class.    In  determining  the  long‐term  expected  rate  of  return,  CalPERS  took  into  account  both short‐term  and  long‐term  market  return  expectations  as  well  as  the  expected  pension  fund  cash  flows.  Using  historical  returns  of  all  the  funds’  asset  classes,  expected  compound  geometric  returns  were  calculated over the short‐term (first ten years) and the long‐term (11‐60 years) using a building‐block  approach. Using the expected nominal returns for both short‐term and long‐term, the present value of  benefits was calculated for each fund. The expected rate of  return  was  set  by  calculating  the  single  equivalent  expected  return  that  arrived  at  the same present value of benefits for cash flows as the  one calculated using both short‐term and  long‐term  returns. The expected rate of return was then set  equal  to  the  single  equivalent  rate  calculated  and  adjusted  to account  for  assumed  administrative  expenses.    The rate of return was calculated using the capital market assumptions applied to determine the discount  rate  and  asset  allocation.  The  long‐term  expected  real  rate  of return  by  asset  class  and  the  target  allocation adopted by the CalPERS Board effective on July 1, 2017, are as follows:    Asset Class Current  Target  Allocation Real Return Years 1 ‐ 101 Real Return Years 11+2 Global Equity 50.0% 4.80% 5.98% Global Fixed Income 28.0 1.00 2.62 Inflation Assets ‐ 0.77 1.81 Private Equity 8.0 6.30 7.23 Real Asset 13.0 3.75 4.93 Liquidity 1.0 ‐ ‐0.92 1 An expected inflation of 2.00% used for this period. 2 An expected inflation of 2.92% used for this period.         CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      92    NOTE 11 – PENSION PLANS (Continued)     (c)       Changes in the Net Pension Liability    The following table is based on the GASB 68 Accounting Valuation Report and shows the changes in the  net pension liability for the Miscellaneous and Safety Plans (in thousands):    Total Pension  Liability Plan Net  Position Net Pension  Liability Miscellaenous Plan: Balances calculated at July 1, 2018 780,729$         512,924$         267,805$           Changes for the year: Service cost 14,724              ‐                         14,724                Interest on total pension liability 54,903              ‐                         54,903                Changes in benefit terms ‐                         ‐                         ‐                           Differences between expected and actual experiences 4,271                ‐                         4,271                  Changes in assumptions (5,673)              ‐                         (5,673)                Contributions from employer ‐                         23,342              (23,342)              Contributions from employees ‐                         6,654                (6,654)                Net investment income ‐                         43,690              (43,690)              Benefit payments, including refunds of employee contributions (37,624)            (37,624)            ‐                           Administrative expense ‐                         (799)                  799                      Other non‐investment expenses ‐                         (1,518)               1,518                  Net changes 30,601              33,745              (3,144)                Balances reported at June 30, 2019             811,330              546,669                264,661  Safety Plan: Balances calculated at July 1, 2018 $415,775 $268,468 $147,307 Changes for the year: Service cost 7,168                ‐                     7,168                  Interest on total pension liability 29,871              ‐                     29,871                Change of assumption (1,374)              ‐                     (1,374)                Differences between expected and actual experiences 11,604              ‐                     11,604                Contributions from employer ‐                    11,030              (11,030)              Contributions from employees ‐                    2,799                (2,799)                Net investment income ‐                    22,724              (22,724)              Benefit payments, including refunds of employee contributions (23,636)            (23,636)            ‐                      Administrative expense ‐                    (418)                  418                      Other non‐investment expenses ‐                    (794)                  794                      Net changes 23,633              11,705              11,928                Balances reported at June 30, 2019 439,408           280,173            159,235             Total for Miscellaneous & Safety Plans 1,250,738$     826,842$         423,896$                    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      93    NOTE 11 – PENSION PLANS (Continued)     Sensitivity of the Net Pension Liability to Changes in the Discount Rate ‐ The following table presents the  net pension liability of the Plans as of the measurement date, calculated using the discount rate of 7.15  percent, compared to a discount rate that is 1 percentage point lower (6.15 percent) or 1 percentage  point higher (8.15 percent). Amounts shown below are in thousands:       Discount Rate ‐ 1% (6.15%) Current Discount Rate  (7.15%) Discount Rate + 1% (8.15%) Miscellaneous Plan: Plan's Net Pension Liability/(Asset)368,520$                     264,661$                          178,315$                     Safety Plan: Plan's Net Pension Liability/(Asset)215,925$                     159,235$                          112,413$                         Plan Fiduciary Net Position – Detailed information about the Plan’s fiduciary net position is available in  the separately issued CalPERS financial report: Schedule of Changes in Fiduciary Net Position by Rate Plan.     (d)       Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions     For the year ended June 30, 2019, the City recognized a pension expense of $39.2 million and $24.9 million  for the Miscellaneous and Safety Plan respectively, for a total of $57.6 million.  At June 30, 2019, the City  reported  pension  related  deferred  outflows  of  resources  and  deferred  inflows  of  resources  for  the  Miscellaneous and Safety Plans from the following sources (in thousands):    Miscellaneous Plan: Deferred  Outflows of Resources Deferred  Inflows of Resources Pension contributions subsequent to     measurement date 25,359$                     ‐$                             Change of assumptions 13,109                       3,782                      Difference between expected and actual experience 2,847                         1,979                      Net difference between projected and actual earnings    on plan investments 332                             ‐                               Balance reported at June 30, 2019 41,647                       5,761                      Safety Plan: Pension contributions subsequent to     measurement date 12,367                       ‐                               Change of assumptions 7,003                         883                          Difference between expected and actual experience 7,460                         915                          Net difference between projected and actual earnings    on plan investments 518                             ‐                               Balance reported at June 30, 2019 27,348                       1,798$                    Total, Miscellaneous & Safety Plans 68,995$                     7,559$                      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      94    NOTE 11 – PENSION PLANS (Continued)     The $37.7 million reported as deferred outflows of resources relates to contributions paid by the City from  July 1, 2018 through June 30, 2019 which is subsequent to the City’s measurement date of June 30, 2018  for both the Miscellaneous and Safety Plans.  This amount will be recognized as a reduction of the net  pension liability in the year ended June 30, 2020.     The net differences reported as deferred outflows of resources and deferred inflows of resources related  to pensions will be recognized in future pension expense as follows (in thousands):       Year Ended June 30,  Miscellaneous  Plan Safety Plan Total 2020 16,875$                13,253$                30,128$                2021 692 3,637 4,329 2022 (5,539) (2,915) (8,454) 2023 (1,501) (792) (2,293) 10,527$                13,183$                23,710$                            CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      95     NOTE 12 – OTHER POST‐EMPLOYMENT BENEFITS (OPEB)    (a) General Information about the OPEB Plan    In addition to providing pension benefits, the City participates in the California Public Employees’ Medical  and Health Care Act program to provide certain health care benefits for retired employees.  The City’s  Other Post‐Employment Benefit plan is an agent multiple‐employer defined benefit plan.  Employees who  retire directly from the City are eligible for retiree health benefits if they retire on or after age 50 with 5  years of service and are receiving a monthly pension from CalPERS.  Details of benefits to retirees are  noted in the following tables:      Unit Hired  Before Retiree  Coverage1 Dependent  Coverage Retired on  or After Retiree  Contribution Management & Professional 2 1/1/2004 100% 100% 5/1/2011 Flat rate 4 Police Management2 1/1/2004 100% 100% 6/1/2012 Flat rate 4 Fire Fighters2 1/1/2004 100% 100% 12/1/2011 Flat rate 4 Fire Chiefs Association2 1/1/2004 100% 100% 1/1/2013 Flat rate 4 SEIU 1/1/2005 100% 100% 5/1/2011 Flat rate 4 Police Officers3 1/1/2006 100% 100% 4/1/2015 Flat rate 4 Utilities Managers & Professional 2 1/1/2004 100% 100% 5/1/2011 10% 2 Effective 1/1/2007 plan capped at the second highest CalPERS Bay Area Basic plan premium. 3 Effective 7/1/2014 plan capped at the second highest CalPERS Bay Area Basic plan premium. 4 Effective 1/1/2017 City pays $773 for employee, $1,544 for emp loyee +1, $2,008 for family.  Effective 1/1/2018 City pays      $804 for employee, $1,606 for employee +1, $2,088 for fami ly. Unit Hired on or  After Retiree  Coverage1 Dependent  Coverage2 Management & Professional 1/1/2004 50%‐100% Max. 90% Police Management 1/1/2004 50%‐100% Max. 90% Fire Fighters 1/1/2004 50%‐100% Max. 90% Fire Chiefs Association 1/1/2004 50%‐100% Max. 90% Utilities Managers & Professional 1/1/2004 50%‐100% Max. 90% SEIU 1/1/2005 50%‐100% Max. 90% Police Officers 1/1/2006 50%‐100% Max. 90%    specified employer contribution, with the City portion incre asing by 5% for each additional year of service credit.  2 The City will contribute an additional 90 percent of the weigh ted average of the additional premiums required for  enrollment of those family members, during the benefit year to which the forumla is applied. 1 100% of benefits if the employee has five years CalPERS service credit and the employee retired from the City. 1 Employees with ten years of CalPERS service, at least five of which are at the City of Palo Alto, receive 50% of the Retiree contributions for units with the following hire dates are determined by Government Code   Section 22893, 20 year graduated schedule:   CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      96    NOTE 12 – OTHER POST‐EMPLOYMENT BENEFITS (OPEB) (Continued)    In FY 2008, the City elected to participate in an irrevocable trust to provide a funding mechanism for  retiree health benefits. The Trust, California Employers’ Retirees Benefit Trust (CERBT), is administrated  by CalPERS and managed by a separately appointed board, which is not under control of the City Council.  This Trust is not considered a component unit of the City.    Employees Covered – Employees covered by the benefit terms as of June 30, 2017, the most recent  information available, are as follows:    Inactive employees or beneficiaries currently     receiving benefits 921 Inactive employees entitled to but not yet     receiving benefits 113 Active employees 967            Total 2,001   Contributions – The City’s OPEB funding policy is to prefund these benefits by accumulating assets in the  Trust Fund discussed above pursuant to City Council Resolution.  For the year ended June 30, 2019, the  City’s contributions totaled $16.0 million.     (b) Net OPEB Liability    The City’s net OPEB liability is measured as the total OPEB liability, less the OPEB plan’s fiduciary net  position.  The net OPEB liability is measured as of June 30, 2018, using an annual actuarial valuation as of  June 30, 2017.  A summary of principal assumptions and methods used to determine the net OPEB liability  is shown below.    Valuation Date June 30, 2017 Measurement Date June 30, 2018 Actuarial Cost Method Entry‐Age, level percentage of payroll Actuarial Assumptions:      Discount Rate 6.75%      Inflation 2.75%      Payroll Growth 3.00%      Projected Salary Increase CalPERS 1997‐2015 Experience Study      Investment Rate of Return 6.75% Net of OPEB Plan Investment Expenses,  includes Inflation.      Post Retirement Benefit Increase For medical plan premiums:  6.50% for 2019,  decreasing to 4.00% for 2076 and later; For pre‐ Medicare premiums: 7.50% for 2019, decreasing to  4.00% for 2076 and later      Disability, Termination, Retirement CalPERS 1997‐2015 Experience Study      Mortality CalPERS 1997‐2011 Experience Study, and Society  of Actuaries mortality improvement scale MP‐17      Increase to Group 3 Flat Dollar Caps 1/2 of Medical Trend, not less than assumed  inflation (2.75%)      Healthcare Participation for Future  Future retirees: 90%, Based on Plan experience      ACA Excise Tax Estimate by 2% load on cash subsidy       CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      97    NOTE 12 – OTHER POST‐EMPLOYMENT BENEFITS (OPEB) (Continued)    Discount Rate – The discount rate used to measure the total OPEB liability was 6.75%.  The projection of  cash flows used to determine the discount rate assumed that the City’s contribution will be made equal  to the actuarially determined contribution.  Based on those assumptions, the OPEB plan’s fiduciary net  position was projected to be available to make all projected OPEB payments for current active and inactive  employees.  Therefore, the long‐term expected rate of return on OPEB plan investments applied to all  periods of projected benefit payments to determine the total OPEB liability.    The long‐term expected rate of return for OPEB plan investments was 6.75%.  The asset class target  allocation and geometric real rates of return for each major asset class are summarized in the following  table.    Asset Class Current  Target  Allocation Expected Real  Rate of Return Global Equity 57.0% 4.82% Fixed Income 27.0 1.47 TIPS 5.0 1.29 Commodities  3.0 0.84 REITS 8.0 3.76 (a) Assumed long‐term rate of inflation of 2.75% (b) Expected long‐term net rate of return, rounded of 6.75%    (c) Changes in the Net OPEB Liability    The following table shows the changes in the net OPEB liability for the fiscal year ended June 30, 2019.    Total OPEB Liability Plan Fiduciary Net Position Net OPEB Liability Balance at June 30, 2018 244,759$         91,250$           153,509$         Changes during the measurement period:      Service cost 6,429               ‐                       6,429                    Interest on the total OPEB liability 16,546             ‐                       16,546                  Contributions ‐ employer ‐                       21,349             (21,349)                 Investment income ‐                       7,519               (7,519)                   Administrative expenses ‐                       (204)                 204                       Benefit payments (12,104)            (12,104)            ‐                              Net changes 10,871             16,560             (5,689)                  Balance at June 30, 2019 255,630$         107,810$         147,820$         Increase (Decrease)         CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      98    NOTE 12 – OTHER POST‐EMPLOYMENT BENEFITS (OPEB) (Continued)    Sensitivity of the Net OPEB Liability to Changes in the Discount Rate – The following presents the net  OPEB liability of the City as of the measurement date, calculated using the discount rate of 6.75 percent,  as well as what the City’s net OPEB liability would be if it were calculated using a discount rate that is 1  percentage‐point  lower  (5.75  percent)  or  1  percentage‐point  higher  (7.75  percent)  than  the  current  discount rate:    Discount Rate  ‐1% (5.75%) Current  Discount Rate  (6.75%) Discount Rate  +1% (7.75%) 181,724$               147,820$                119,906$                   Sensitivity of the Net OPEB Liability to Changes in the Healthcare Cost Trend Rate – The following  presents the net OPEB liability of the City, as well as what the City’s net OPEB liability would be if it were  calculated using healthcare cost trends rates that are 1% lower or 1% higher than the current healthcare  cost trend rates.    Healthcare Trend  Rate ‐ 1% Healthcare Trend  Current Rate Healthcare Trend  Rate + 1% 115,526$                147,820$                  187,522$                   OPEB Plan Fiduciary Net Position – Detailed information about the OPEB plan’s fiduciary net position is  available in the separately issued CalPERS financial report.    (d) OPEB Expenses and Deferred Outflows/Inflows of Resources Related to OPEB    For the fiscal year ended June 30, 2019, the City recognized an OPEB expense of $15.8 million for the OPEB  plan.  At June 30, 2019, the City reported deferred outflows of resources and deferred inflows of resources  related to OPEB from the following sources (dollars in thousands):    Deferred  Outflows of Resources Deferred  Inflows of Resources OPEB contributions subsequent to     measurement date  $         15,997   $                 ‐    Net differences between projected and actual     earnings on plan investments ‐                                    2,737            Total  $         15,997   $           2,737        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      99    NOTE 12 – OTHER POST‐EMPLOYMENT BENEFITS (OPEB) (Continued)    The $16.0 million reported as deferred outflows of resources relates to contributions made by the City  from July 1, 2018 through June 30, 2019, which is subsequent to the City’s measurement date of June 30,  2018.  This amount will be recognized as a reduction of the net OPEB liability in the fiscal year ended June  30,  2020.    The  net  difference  between  projected  and  actual  earnings  on  plan  investments  will  be  recognized in future OPEB expense as follows (dollars in thousands):    Fiscal Year Ending June 30, 2020 (841)$                 2021 (841)                   2022 (841)                   2023 (214)                             Total (2,737)$                 NOTE 13 – DEFERRED COMPENSATION PLAN    City employees may defer a portion of their compensation under City sponsored Deferred Compensation  Plans created in accordance with Internal Revenue Code Section 457. Under these Plans, participants are  not taxed on the deferred portion of their compensation until distributed to them. Distributions may be  made only at termination, retirement, death or in an emergency as defined by the Plans.    The laws governing deferred compensation plan assets require plan assets to be held by a Trust for the  exclusive benefit of plan participants and their beneficiaries. Since the assets held under these plans are  not the City’s property and are not subject to City control, they have been excluded from these financial  statements.    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      100    NOTE 14 – RISK MANAGEMENT    Coverage  The City provides dental coverage to employees through a City plan, which is administered by a third party  service agent. The City is self‐insured for dental claims.    The City has a workers’ compensation insurance policy with coverage up to the statutory limit set by the  State of California. The City retains the risk for the first $750,000 in losses for each accident and employee  under this policy.    The City also has public employee dishonesty insurance with a $5,000 deductible and coverage up to  $1.0 million per loss.  The Director of Administrative Services/CFO and City Manager each have coverage  up to $4.0 million per loss.     The City’s property, boiler, and machinery insurance policy has various deductibles and coverage based  on the type of property.    The City is a member of the Authority for California Cities Excess Liability (ACCEL), which provides excess  general liability insurance coverage, including auto liability, up to $200 million per occurrence. The City  retains the risk for the first $1.0 million in losses for each occurrence under this policy.    ACCEL  was  established  for  the  purpose  of  creating  a  risk  management  pool  for  central  California  municipalities. ACCEL is governed by a Board of Directors consisting of representatives of its member  cities. The board controls the operations of ACCEL, including selection of claims management, general  administration and approval of the annual budget.    The City’s deposits with ACCEL equal the ratio of the City’s payroll to the total payroll of all entities. Actual  surpluses or losses are shared according to a formula developed from overall loss costs and spread to  member entities on a percentage basis after a retrospective rating.    During the year ended June 30, 2019, the City paid $1.2 million to ACCEL for current year coverage.    Audited  financial  statements  are  available  from  ACCEL  at  100  Pine  Street,  11th  Floor,  San  Francisco,  California 94110.    Claims Liability  The City provides for the uninsured portion of claims and judgments in the General Liabilities insurance  program funds. Claims and judgments, including a provision for claims incurred but not reported, and  claim adjustment expenses are recorded when a loss is deemed probable of assertion and the amount of  the loss is reasonably determinable. As discussed above, the City has coverage for such claims, but it has  retained the risk for the deductible or uninsured portion of these claims.    CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      101    NOTE 14 – RISK MANAGEMENT (Continued)    The City’s liability for uninsured claims is limited to dental, general liability, and workers’ compensation  claims, as discussed above. Dental liability is based on a percentage of current year actual expense.   General and workers’ compensation liabilities are based on the results of actuarial studies, and include  amounts for claims incurred but not reported as follows as of June 30 (in thousands):    2019 2018 Beginning balance 23,748$            22,470$            Claims expense, including claims incurred but not  reported (IBNR)8,998                 4,705                 Claims paid (4,381)                (3,427)                Ending balance 28,365$            23,748$            Current portion 6,171$               5,835$               Year Ended June 30     The City has not incurred a claim that has exceeded its insurance coverage limits in any of the last three  years, nor have there been any significant reductions in insurance coverage.    NOTE 15 – JOINT VENTURES  General  The City participates in joint ventures through Joint Powers Authorities (JPAs) established under the Joint  Exercise of Powers Act of the State of California. As separate legal entities, these JPAs exercise full powers  and authorities within the scope of the related Joint Powers Agreement, including the preparation of  annual budgets, accountability for all funds, the power to make and execute contracts and the right to  sue and be sued. Obligations and liabilities of the JPAs, including the long‐term debt in which the City  participates in repayment, are not obligations and liabilities of the City, and are not reported on the City’s  financial statements.    Each JPA is governed by a board consisting of representatives from each member agency. Each board  controls the operations of its respective JPA, including selection of management and approval of operating  budgets, independent of any influence by member agencies beyond their representation on the Board.    Northern California Power Agency  The City is a member of Northern California Power Agency (NCPA), a joint powers agency which operates  under  a  joint  powers  agreement  among  fifteen  public  agencies.  The  purpose  of  NCPA  is  to  use  the  combined  strength  of  its  members  to  purchase,  generate,  sell  and  interchange  electric  energy  and  capacity through the acquisition and use of electrical generation and transmission facilities. Each agency  member has agreed to fund a pro rata share of certain assessments by NCPA and enter into take‐or‐pay  power supply contracts with NCPA. While NCPA is governed by its members, none of its obligations are  those of its members unless expressly assumed by them.         CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      102    NOTE 15 – JOINT VENTURES (Continued)    During the year ended June 30, 2019, the City incurred expenses totaling $76.7 million for purchased  power and assessments earned by NCPA.    The  City’s  interest  in  NCPA  projects  and  reserves,  as  computed by  NCPA,  was  $10.4  million  at  June 30, 2019. This amount represents the City’s portion of funds, which resulted from the settlement  with third parties of issues with financial consequences and reconciliations of several prior years’ budgets  for programs. It is recognized that all the funds credited to the City are linked to the collection of revenue  from the City’s ratepayers, or to the settlement of disputes relating to electric power supply and that the  money was collected from the City’s ratepayers to pay power bills. Additionally, the NCPA Commission  identified and approved the funding of specific reserves for working capital, accumulated employees’  post‐retirement medical benefits, and billed property taxes for the geothermal project. The Commission  also identified a number of contingent liabilities that may or may not be realized, the cost of which in most  cases is difficult to estimate at this time. One such contingent liability is the steam field depletion, which  will require funding to cover debt service and operational costs in excess of the expected value of the  electric power. The General Operating Reserve (GOR) is intended to minimize the number and amount of  individual reserves needed for each project, protect NCPA’s financial condition and maintain its credit  worthiness. There are no funds on deposit with NCPA as a reserve against these contingencies identified  by NCPA.    Members of NCPA may participate in an individual project of NCPA without obligation for any other  project. Member assessments collected for one project may not be used to finance other projects of NCPA  without the member’s permission.    Geothermal Projects  A purchased power agreement with NCPA obligated the City for 6.2 percent and 6.2 percent, respectively,  of the operating costs and debt service of the two NCPA 110‐megawatt geothermal steam‐powered  generating plants, Project Number 2 and Project Number 3.    The City’s participation in the Geothermal Project was sold to Turlock Irrigation District in October 1984.  Accordingly, the City is liable for payment of outstanding geothermal related debt only in the event that  Turlock fails to make specified payments. Total outstanding debt of the NCPA Geothermal Project at  June 30, 2019 is $133.5 million. The City’s participation in this project was 6.2 percent, or $8.3 million.    Calaveras Hydroelectric Project  In July 1981, NCPA agreed with Calaveras County Water District to purchase the output of the North Fork  Stanislaus River Hydroelectric Development Project and to finance its construction. Debt service payments  to NCPA began in February 1990 when the project was declared substantially complete and power was  delivered to the participants. Under its power purchase agreement with NCPA, the City is obligated to pay  22.9 percent of this Project’s debt service and operating costs. At June 30, 2019, the book value of this  Project’s  plant,  equipment  and  other  assets  was  $349  million,  while  its  long‐term  debt  totaled  $282 million and other liabilities totaled $52.9 million. The City’s share of the Project’s long‐term debt  amounted to $67.9 million at that date.      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      103    NOTE 15 – JOINT VENTURES (Continued)    Geothermal Public Power Line  In 1983, NCPA, the Sacramento Municipal Utility District, the City of Santa Clara and the Modesto Irrigation  District (Joint Owners) initiated studies for a Geothermal Public Power Line (GPPL), which would carry  power generated at several existing and planned geothermal plants in The Geysers area to a location  where the Joint Owners could receive it for transmission to their load centers. NCPA has an 18.5 percent  share  of  this  Project  and  the  City  has  an  11.1  percent  participation  in  NCPA’s  share.  In  1989,  the  development of the proposed Geothermal Public Power Line was discontinued because NCPA was able to  contract for sufficient transmission capacity to meet its needs in The Geysers.    However, because the project financing provided funding for an ownership interest in a Pacific Gas &  Electric (PG&E) transmission line, a central dispatch facility and a performance bond pursuant to the  Interconnection Agreement with PG&E, as well as an ownership interest in the proposed GPPL, NCPA  issued $16 million in long‐term, fixed‐rate revenue bonds in November 1989 to defease the remaining  variable rate refunding bonds used to refinance this project. The City is obligated to pay its 11.1 percent  share of the related debt service, but debt service costs are covered through NCPA billing mechanisms  that allocate the costs to members based on use of the facilities and services.    At June 30, 2019, the book value of this Project’s plant, equipment and other assets was zero, and its long‐ term debt totaled zero.     NCPA’s financial statements can be obtained from NCPA, 180 Cirby Way, Roseville, CA 95678.    Transmission Agency of Northern California (TANC)  The City is a member of a joint powers agreement with 14 other entities in Transmission Agency of  Northern California (TANC). TANC’s purpose is to provide electrical transmission or other facilities for the  use of its members. While governed by its members, none of TANC’s obligations are those of its members  unless expressly assumed by them. The City was obligated to pay 4 percent of TANC’s debt‐service and  operating costs. However, a Resolution was approved authorizing the execution of a Long‐Term Layoff  Agreement (LTLA) between the Cities of Palo Alto and Roseville. These two agencies desired to “layoff”  their entitlement rights to the California‐Oregon Transmission Project (COTP) (and Roseville’s South of  Tesla entitlement rights) for a period of 15 years to those acquiring members (Sacramento Municipal  Utility  District,  Turlock  Irrigation  District,  and  Modesto  Irrigation  District).  The  effective  date  of  this  Agreement was February 1, 2009. As a result, the City is not obligated to pay TANC’s debt‐service and  operating costs starting February 1, 2009, for a period of fifteen years.     TANC’s financial statements can be obtained from TANC, P.O. Box 15129, Sacramento, CA 95851.        CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      104    NOTE 15 – JOINT VENTURES (Continued)    Bay Area Water Supply and Conservation Agency (BAWSCA)   The City is a member of a regional water district with 26 other entities, the Bay Area Water Supply and  Conservation Agency (BAWSCA).  BAWSCA was created on May 27, 2003 to represent the interests of 24  cities and water districts and two private utilities in Alameda, Santa Clara and San Mateo counties that  purchase water on a wholesale basis from the San Francisco regional water system.  It has the power to  issue  debt  and  plan,  finance,  construct,  and  operate  water  supply,  transmission,  reclamation,  and  conservation projects on behalf of its members.      In 2013 the City participated in a debt issuance by BAWSCA.  The debt was issued to repay certain long‐ term costs associated with the San Francisco Public Utilities Commission (SFPUC) water supply contract.   During the fiscal year, the City paid its share of the annual debt service of $1.9 million, which will vary  based on annual water purchases of the City compared to other BAWSCA agencies.     BAWSCA’s financial statements can be obtained from BAWSCA, 155 Bovet Road, Suite 650, San Mateo,  California 94402.    NOTE 16 – COMMITMENTS AND CONTINGENCIES    Palo Alto Unified School District – The City leases 27 acres of the former Cubberley School site and twelve  extended day care sites from Palo Alto Unified School District (PAUSD). The lease includes a mechanism  for a joint planning process between the City and PAUSD to develop a long‐term master plan for the  Cubberley site.  The City will pay $1.86 million annually into a separate fund to be used for repairing,  renovating and/or improving the infrastructure at the Cubberley site. The previous lease term expired on  December 31, 2014, and the City and PAUSD reached an agreement to extend the lease agreement for an  additional five (5) years, with a new expiration date of December 31, 2019. The City and PAUSD also  agreed to distribute gains or losses of revenue that resulted from the Foothill College departure from  Cubberley.  The  City’s  rent  and  infrastructure  payment  for  the  facilities  is  $7.3  million  per  year  plus  insurance, repairs and maintenance.  Lease expenditures for the year ended June 30, 2019 amounted to  $7.6 million. Future minimum annual lease and infrastructure payments are as follows (in thousands):    Year Ending June 30 Payment 2020 3,845                      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      105    NOTE 16 – COMMITMENTS AND CONTINGENCIES (Continued)    GreenWaste  of  Palo  Alto –  GreenWaste  of  Palo  Alto  is  the  City’s  contractor  for  waste  collection,  transportation, and processing services. The agreement expires June 30, 2021. The base compensation  for  GreenWaste  is  adjusted  annually  based  on  CPI  indicators  stipulated  in  the  contract.  In  FY  2019  payments to GreenWaste were $9.9 million.    City of Palo Alto Regional Water Quality Control Plant – The cities of Palo Alto, Mountain View and Los  Altos (the Partners) participate jointly in the cost of maintaining and operating the City of Palo Alto  Regional  Water  Quality  Control  Plant  and  related  system  (the  Plant).  The  City  is  the  owner  and  administrator of the Plant, which provides the transmission, treatment and disposal of sewage for the  Partners. The cities of Mountain View and Los Altos are entitled to use a portion of the capacity of the  Plant for a specified period of time. Each partner has the right to rent unused capacity from/to the other  partners. The expenses of operations and maintenance are paid quarterly by each partner based on its  pro rata share of treatment costs. Additionally, joint system revenues are shared by the partners in the  same ratio as expenses are paid. The amended agreement has a term of fifty years beginning from the  original signing in October 1968, but may be terminated by any partner upon ten years’ notice to the other  partners. All sewage treatment property, plant and equipment are included in the Wastewater Treatment  Enterprise Fund’s capital assets balance. If the City initiates the termination of the contracts, it is required  to pay the other partners their unamortized contribution towards the capital assets.    Solid Waste Materials Recovery and Transfer Station (SMaRT Station) – On June 9, 1992, the City, along  with  the  City  of  Mountain  View,  signed  a  Memorandum  of  Understanding  (MOU)  with  the  City  of  Sunnyvale (Sunnyvale) to participate in the construction and operation of the SMaRT Station, which  recovers recyclable materials from the municipal solid waste delivered from participating cities. Per the  MOU, the City has a capacity share of 21.3 percent of this facility and reimburses its proportionate capacity  share of design, construction and operation costs to Sunnyvale.    In FY 2008, the members agreed to finance an Equipment Replacement Project from existing reserves and  proceeds from the Solid Waste Revenue Bond, Series 2007. The City has committed to repay 27.8 percent  of the remaining debt service on the Bonds. The City’s portion of the Bonds amounts to $0.4 million as of  June 30, 2019. During the year ended June 30, 2019, the City paid $0.2 million as its portion of current  debt service.      CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      106    NOTE 16 – COMMITMENTS AND CONTINGENCIES (Continued)    UTILITIES ENERGY RESOURCE MANAGEMENT    Electric Power Supply Purchase Agreements – The City has numerous power purchase agreements with  power producers to purchase capacity and energy to supply a portion of its load requirements. As of  June 30, 2019, the approximate minimum obligations for the contracts, assuming the energy is delivered  over the next five years, are as follows:    Fiscal Year  Projected Obligation  2020  $60.34 million  2021  $61.77 million  2022  $65.10 million  2023  $63.81 million  2024  $62.41 million    Contractual  Commitments  beyond  2022  (Electricity)  –  Several  of  the  City’s  purchase  power  and  transmission contracts extend beyond the five‐year summary presented above. These contracts expire  between 2026 and 2051 and provide for power under various terms and conditions.  The City also has a  new solar power purchase agreement that is schedule to start in January 2023.  The City estimates that  its annual minimum commitments under all of its contracts, assuming the energy is delivered, ranges  between $62.41 million in 2024 and $51.63 million in 2034.  The City’s largest single purchase power  source is the Western Base Resource contract, whereby the City receives 12.31 percent of the amount of  energy made available by Western, after meeting Central Valley Project use requirements, in any given  year at a 12.31 percent share of their revenue requirement.  The Western contract expires on December  31, 2024.  The City expects to have the option to extend the Western contract for an additional 30‐year  period  beyond  2024,  although  at  a  slightly  lower  share  of  the  total  energy  output  and  revenue  requirement (12.06 percent instead of 12.31 percent).    Gas Transmission and Local Transportation Rates – The City relies on Pacific Gas and Electric Company’s  (PG&E)  natural  gas  pipeline  infrastructure,  including  both  high‐pressured  transmission  and  medium‐  pressure local transportation, to move gas from the California border to the City’s distribution system.   New rates are determined through proceedings at the California Public Utilities Commission.  The rate  Palo Alto pays for gas transmission increased by 4.9% from FY18 to FY19; the rate Palo Alto pays for local  transportation increased by 6.8% from FY18 to FY19.  A final decision on PG&E’s 2019 rate case has not  been issued, but the rate Palo Alto pays for gas transmission is expected to increase by about 90% in 2020,  and the rate Palo Alto pays for local transportation is expected to increase by 5% in 2020.    San Francisco Public Utilities Commission – The City purchases water to deliver to the customers of its  water utility from the San Francisco Public Utilities Commission (SFPUC) under a contract terminating in  2034.  The City’s wholesale water rate under this contract is determined by a ratemaking process under  the authority of the SFPUC, with contractual limitations on the types of costs that may be allocated to  wholesale  water  purchasers  like  the  City.    The  City  is  prohibited  from  purchasing  from  other  water  suppliers under this contract, though it is not prohibited from using ground water or developing other  local water supplies such as recycled water.  The City’s cost of water under this contract is projected to  remain flat through 2022.     CITY OF PALO ALTO  Notes to the Basic Financial Statements  For the Year Ended June 30, 2019      107    NOTE 16 – COMMITMENTS AND CONTINGENCIES (Continued)    Litigation   The City is subject to litigation arising in the normal course of business. In the opinion of the City Attorney,  there is no pending litigation, claims or assessments that are likely to have a materially adverse effect on  the City’s financial condition.    A class action lawsuit for refund of telephone users tax was filed against the City in August 2015.  The City  Attorney is of the opinion that a loss is reasonably possible but cannot be reasonably estimated at this  time.     A class action lawsuit for refund of allegedly illegal charges to gas and electrical customers was filed  against the City in October 2016.  At this time, the City Attorney is of the opinion that the loss is not  probable and any potential loss cannot be reasonably estimated at this time.    Grant Programs  The City participates in Federal and State grant programs. These programs have been audited by the City’s  independent auditors in accordance with the provisions of the Federal Single Audit Act amendments of  1996 and applicable State requirements. No costs were questioned as a result of these audits; however,  these  programs  are  still  subject  to  further  examination  by  the grantors  and  the  amount,  if  any,  of  expenditures which may be disallowed by the granting agencies cannot be determined at this time. The  City expects such amounts, if any, to be immaterial.              108                                        This page is left intentionally blank.      CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 5 Fiscal Years*  109  I. SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS – MISCELLANEOUS PLAN  (In thousands)    Fiscal year 2018‐19 2017‐18 2016‐17 2015‐16 2014‐15 Measurement Period 2017‐18 2016‐17 2015‐16 2014‐15 2013‐14 Total pension liability Service cost 14,724$                 14,423$                12,582$                12,183$                12,442$                Interest 54,903                   52,831                  51,531                  49,345                  46,963                  Changes of assumptions (5,673)                    42,239                  ‐                              (11,552)                 ‐                              Difference between expected and actual experience 4,271                      (6,378)                   757                        3,507                     ‐                              Benefit payments, including refunds of employee contributions (37,624)                  (36,405)                 (34,825)                 (32,980)                 (31,781)                 Net change in total pension liability 30,601                   66,710                  30,045                  20,503                  27,624                  Total pension liability ‐ beginning 780,729                 714,019                683,974                663,471                635,847                Total pension liability ‐ ending (a) 811,330$               780,729$              714,019$              683,974$              663,471$              Plan fiduciary net position Contributions ‐ employer 23,342$                 20,638$                18,840$                18,610$                17,400$                Contributions ‐ employee 6,654                      6,314                     5,812                     5,730                     6,345                     Net investment income 43,690                   53,259                  2,464                     10,597                  70,989                  Benefit payments, including refunds of employee contributions (37,624)                  (36,405)                 (34,825)                 (32,980)                 (31,781)                 Administrative expense (799)                        (694)                       (291)                       (538)                       ‐                              Other non‐investment expenses (1,518)                    30                           ‐                              ‐                              ‐                              Net change in fiduciary net position 33,745                   43,142                  (8,000)                   1,419                     62,953                  Plan fiduciary net position ‐ beginning 512,924                 469,782                477,782                476,363                413,410                Plan fiduciary net position ‐ ending (b) 546,669$               512,924$              469,782$              477,782$              476,363$              Plan net pension liability/(asset) ‐ Ending (a) ‐ (b) 264,661$               267,805$              244,237$              206,192$              187,108$              Plan fiduciary net position as a percentage of total pension liability 67.38% 65.70% 65.79% 69.85% 71.80% Covered payroll 80,634$                 77,606$                73,722$                69,837$                66,373$                Plan net pension liability/(asset) as a percentage of covered employee payroll 328.23% 345.08% 331.29% 295.25% 281.90% Notes to Schedule: Changes in assumptions ‐ In 2018, demographic assumptions and inflation rate were changed in accordance to the CalPERS Experience Study and Review of Actuarial  Assumptions December 2017. There were no changes in the discount rate. In 2017, the discount rate was reduced from 7.65 percent to 7.15 percent. In 2016, there were  no changes. In 2015, amounts reported reflect an adjustment of the discount rate from 7.5 percent (net of administrative expense) to 7.65 percent (without a reduction  for pension plan administrative expense.) In 2014, amounts reported were based on the 7.5 percent discount rate. * Fiscal year ended June 30, 2015 was the first year of implementation of GASB Statement No. 68, therefore only five years of information is shown. Benefit changes ‐ The figures above do not include any liability that may have resulted from plan changes which occurred after the June 30, 2017 valuation date. This  applies for voluntary benefit changes as well as any offers of two years additional service credit (Golden Handshake).       CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 6 Fiscal Years*  110  II. SCHEDULE OF PENSION CONTRIBUTIONS– MISCELLANEOUS PLAN  (In thousands)    Fiscal Year 2018‐19 2017‐18 2016‐17 2015‐16 2014‐15 2013‐14 Contractually required contribution (actuarially determined) 25,359$               23,342$               20,638$                18,840$                18,611$                17,400$                Actual contribution (25,359)                (23,342)                (20,638)                (18,840)                (18,611)                (17,400)                Contribution deficiency/(excess) ‐$                           ‐$                          ‐$                           ‐$                           ‐$                           ‐$                           Covered payroll 82,333$               80,634$               77,606$                73,722$                69,837$                66,373$                Contributions as percentage of covered‐employee payroll 30.80% 28.95% 26.59% 25.56% 26.65% 26.22%   Notes to Schedule: The actuarial methods and assumptions used to set the actuarial ly determined contributions for fiscal year 2019 contribution rates are as follows:  ADC for fiscal year June 30, 2019 Actuarial valuation date June 30, 2016 Actuarial cost method Entry‐Age Normal Cost Method Asset valuation method Actuarial value of assets Inflation 2.75% Salary increases Varies by entry age and services Payroll growth 3.00% Investment rate of return Retirement age Mortality 7.375%, net of pension plan investment and administrative expenses,  includes inflation. The probabilities of retirement are based on the 2014 CalPERS  Experience Study for the period 1997 to 2011. The probabilities of mortality are based on the 2014 CalPERS Ex perience  Study for the period from 1997 to 2011. Pre‐retirement and Post‐ retirement mortality rates include 20 years of projected mortal ity  improvement using Scale BB published by the Society of Actuarie s. * Fiscal year ended June 30, 2015 was the first year of impleme ntation of GASB Statement No. 68, therefore only  six years of information is shown.    CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 5 Fiscal Years*  111  III. SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS – SAFETY PLAN   (In thousands)    Fiscal year 2018‐19 2017‐18 2016‐17 2015‐16 2014‐15 Measurement Period 2017‐18 2016‐17 2015‐16 2014‐15 2013‐14 Total pension liability Service cost 7,168$                6,584$                5,916$                5,959$                6,221$                Interest 29,871                28,272                27,816                27,047                26,113                Changes of assumptions (1,374)                 22,566                ‐                           (6,327)                ‐                           Difference between expected and actual experience 11,604                (2,790)                (1,516)                75                        ‐                           Benefit payments, including refunds of employee contributions (23,636)              (22,413)              (21,669)              (21,148)              (19,985)              Net change in total pension liability 23,633                32,219                10,547                5,606                  12,349                Total pension liability ‐ beginning 415,775              383,556             373,009             367,403             355,054             Total pension liability ‐ ending (a) 439,408$           415,775$           383,556$           373,009$           367,403$           Plan fiduciary net position Contributions ‐ employer 11,030$              10,220$             9,403$                8,617$                7,616$                Contributions ‐ employee 2,799                  2,475                  2,059                  2,047                  2,762                  Net investment income 22,724                28,112                1,259                  5,774                  40,033                Benefit payments, including refunds of employee contributions (23,636)              (22,413)              (21,669)              (21,148)              (19,985)              Administrative expense (418)                    (370)                    (157)                    (290)                    ‐                           Other non‐investment expenses (794)                    (30)                      ‐                           ‐                           ‐                           Net change in fiduciary net position 11,705                17,994                (9,105)                (5,000)                30,426                Plan fiduciary net position ‐ beginning 268,468              250,474             259,579             264,579             234,153             Plan fiduciary net position ‐ ending (b) 280,173$           268,468$           250,474$           259,579$           264,579$           Plan net pension liability/(asset) ‐ Ending (a) ‐ (b) 159,235$           147,307$           133,082$           113,430$           102,824$           Plan fiduciary net position as a percentage of total pension liability 63.76% 64.57% 65.30% 69.59% 72.01% Covered payroll 24,131$              21,906$             21,822$             21,912$             21,896$             Plan net pension liability/(asset) as a percentage of covered employee payroll 659.88% 672.45% 609.85% 517.66% 469.60% Notes to Schedule: Changes in assumptions ‐ In 2018, demographic assumptions and inflation rate were changed in accordance to the CalPERS Experience Study and Review of  Actuarial Assumptions December 2017. There were no changes in the discount rate. In 2017, the discount rate was reduced from 7.65 percent to 7.15 percent. In  2016, there were no changes. In 2015, amounts reported reflect an adjustment of the discount rate from 7.5 percent (net of administrative expense) to 7.65  percent (without a reduction for pension plan administrative expense.) In 2014, amounts reported were based on the 7.5 percent discount rate. * Fiscal year ended June 30, 2015 was the first year of implementation of GASB Statement No. 68, therefore only five years of information is shown. Benefit changes ‐ The figures above do not include any liability that may have resulted from plan changes which occurred after the June 30, 2017 valuation date.  This applies for voluntary benefit changes as well as any offers of two years additional service credit (Golden Handshake).       CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 6 Fiscal Years*  112  IV. SCHEDULE OF PENSION CONTRIBUTIONS – SAFETY PLAN  (In thousands)    Fiscal Year 2018‐19 2017‐18 2016‐17 2015‐16 2014‐15 2013‐14 Contractually required contribution (actuarially determined) 12,368$               11,031$               10,220$                9,403$                  8,617$                  7,616$                  Actual contribution (12,368)                (11,031)                (10,220)                (9,403)                   (8,617)                   (7,616)                   Contribution deficiency/(excess) ‐$                           ‐$                           ‐$                           ‐$                           ‐$                           ‐$                           Covered payroll 23,240$               24,131$               21,906$                21,822$                21,912$                21,896$                Contributions as percentage of covered‐employee payroll 53.22% 45.71% 46.65% 43.09% 39.33% 34.78%   Notes to Schedule: The actuarial methods and assumptions used to set the actuarial ly determined contributions for fiscal year 2019 contribution rates are as follows:  ADC for fiscal year June 30, 2019 Actuarial valuation date June 30, 2016 Actuarial cost method Entry‐Age Normal Cost Method Asset valuation method Actuarial value of assets Inflation 2.75% Salary increases Varies by entry age and services Payroll growth 3.00% Investment rate of return Retirement age Mortality 7.375%, net of pension plan investment and administrative expenses,  includes inflation. The probabilities of retirement are based on the 2014 CalPERS  Experience Study for the period 1997 to 2011. The probabilities of mortality are based on the 2014 CalPERS Experience  Study for the period from 1997 to 2011. Pre‐retirement and Post‐ retirement mortality rates include 20 years of projected mortality  improvement using Scale BB published by the Society of Actuarie s. * Fiscal year ended June 30, 2015 was the first year of implementation of GASB Statement No. 68, therefore only  six years of information is shown.                      CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 2 Fiscal Years*  113  V. SCHEDULE OF CHANGES IN NET OPEB LIABILITY AND RELATED RATIOS   (In thousands)    Fiscal year 2018‐19 2017‐18 Measurement Period 2017‐18 2016‐17 Total OPEB liability Service cost 6,429$                6,242$                Interest 16,546                15,853                Benefit payments, including refunds of employee contributions (12,104)              (11,916)              Net change in total OPEB liability 10,871                10,179                Total OPEB liability ‐ beginning 244,759            234,580             Total OPEB liability ‐ ending (a) 255,630$          244,759$           Plan fiduciary net position Contributions ‐ employer 21,349$             14,739$             Net investment income 7,519                  8,628                  Benefit payments, including refunds of employee contributions (12,104)              (11,916)              Administrative expense (204)                    (44)                      Net change in fiduciary net position 16,560                11,407                Plan fiduciary net position ‐ beginning 91,250                79,843                Plan fiduciary net position ‐ ending (b) 107,810$           91,250$             Plan net OPEB liability/(asset) ‐ Ending (a) ‐ (b) 147,820$          153,509$           Plan fiduciary net position as a percentage of total OPEB liability 42.17% 37.28% Covered payroll 119,090$          118,774$           Plan net OPEB liability/(asset) as a percentage of covered employee payroll 124.12% 129.24% Notes to Schedule: Benefit changes ‐ The figures above do not include any liability that may have re sulted from plan changes  which occurred after the measurement dates. Changes in assumptions ‐ There were no changes in assumptions * Fiscal year ended June 30, 2018 was the first year of impleme ntation of GASB Statement No. 75, therefore  only two years of information is shown.      CITY OF PALO ALTO  Required Supplementary Information (Unaudited)  Last 3 Fiscal Years*  114  VI. SCHEDULE OF EMPLOYER OPEB CONTRIBUTIONS   (In thousands)    Fiscal Year 2018‐19 2017‐18 2016‐17 Contractually required contribution (actuarially determined) 15,997$                16,938$           16,365$           Actual contribution (15,997)                (21,349)            (14,739)            Contribution deficiency/(excess) ‐$                           (4,411)$            1,626$             Covered payroll 118,014$             119,090$         118,774$         Contributions as percentage of covered‐employee payroll 13.56% 17.93% 12.41%       Notes to Schedule: The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2019 contribution rates are as follows:  ADC for fiscal year June 30, 2019 Actuarial valuation date June 30, 2017 Actuarial cost method Entry‐Age, level percentage of payroll Amortization method Level percent of pay Amortization period 26‐year fixed period for 2018/19 Asset valuation method Market value, no smoothing Inflation 2.75% Payroll growth 3.00% Investment rate of return Medical trend Mortality Mortality Improvement 6.75%, net of pension plan investment and administrative expenses,  includes inflation. * Fiscal year ended June 30, 2018 was the first year of implementation of GASB Statement No. 75, therefore only  three years of information is shown. Non‐Medicare ‐ 7.5% for 2020, decreasing to an ultimate rate of 4.0% in 2076 Medicare ‐ 6.5% for 2020, decreasing to an ultimate rate of 4.0% in 2076 CalPERS 1997‐2011 experience study Post‐retirement mortality projected fully generational with Society of Actuaries  Scale MP‐2017 Total Special  Debt Other Revenue Service  Permanent Governmental Funds Funds Fund Funds ASSETS: Cash and investments: Available for operations 79,677$          3,620$            2,425$            85,722$          Cash and investments with fiscal agents ‐                        34                    ‐                        34                    Receivables, net: Accounts 312                  16                    ‐                        328                  Interest 486                  24                    13                    523                  Notes 34,099            ‐                        ‐                        34,099            Deposits 50                    ‐                        ‐                        50                    Total assets 114,624$        3,694$            2,438$            $120,756 Liabilities: Accounts payable and accruals 349$                ‐$                     ‐$                     349$                Accrued salaries and benefits 17                    ‐                        ‐                        17                    Due to other funds 106                  ‐                        ‐                        106                  Total liabilities 472                  ‐                        ‐                        472                  Fund balances: Nonspendable Eyerly family ‐                        ‐                        2,438               2,438               Restricted Transportation mitigation 13,091            ‐                        ‐                        13,091            Federal revenue 5,300               ‐                        ‐                        5,300               Street improvement  250                  ‐                        ‐                        250                  Local law enforcement 494                  ‐                        ‐                        494                  Debt service ‐                        3,694               ‐                        3,694               Public benefit 20,372            ‐                        ‐                        20,372            Committed Developer impact fee 17,049            ‐                        ‐                        17,049            Housing In‐Lieu 51,558            ‐                        ‐                        51,558            Special districts 5,667               ‐                        ‐                        5,667               Assigned Unrealized gain on investment 403                  ‐                        ‐                        403                  Unassigned Downtown business  (32)                   ‐                        ‐                        (32)                   Total fund balances 114,152          3,694               2,438               120,284          Total liabilities and fund balances 114,624$        3,694$            2,438$            120,756$        LIABILITIES AND FUND BALANCES: CITY OF PALO ALTO Non‐major Governmental Funds Combining Balance Sheet June 30, 2019 (Amounts in thousands) 115   116  This page is intentionally left blank.    Total Special  Debt Other Revenue Service  Permanent Governmental Funds Funds Fund Funds REVENUES: Property tax ‐$                    4,391$            ‐$                    4,391$            Special assessments 58                    ‐                       ‐                       58                    Other taxes and fines 2,663              ‐                       ‐                       2,663              Contributions ‐                       ‐                       ‐                       ‐                       Charges for services ‐                       ‐                       ‐                       ‐                       Intergovernmental: Community Development Block Grants 687                 ‐                       ‐                       687                 State of California 236                 ‐                       ‐                       236                 Licenses, permits and fees University Avenue Parking 3,037              ‐                       ‐                       3,037              California Avenue Parking 546                 ‐                       ‐                       546                 Other licenses, permits and fees 5,766              ‐                       ‐                       5,766              Investment earnings 3,593              141                 93                    3,827              Rental income 6                      ‐                       ‐                       6                      Housing In‐Lieu ‐ residential 5,613              ‐                       ‐                       5,613              Other revenue 4,765              ‐                       847                 5,612              Total revenues 26,970            4,532              940                 32,442            EXPENDITURES: Current: Administrative Services 253                 ‐                       ‐                       253                 Public Works 1,007              ‐                       ‐                       1,007              Planning and Community Environment 2,779              ‐                       ‐                       2,779              Police 1                      ‐                       ‐                       1                      Community Services 2,716              ‐                       ‐                       2,716              Non‐Departmental 462                 ‐                       ‐                       462                 Debt service: Principal retirement ‐                       1,675              ‐                       1,675              Interest and fiscal charges ‐                       3,393              ‐                       3,393              Total expenditures 7,218              5,068              ‐                       12,286            EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES  19,752            (536)                940                 20,156            OTHER FINANCING SOURCES (USES): Issuance of debt ‐                       302                 ‐                       302                 Transfers in 524                 372                 ‐                       896                 Transfers out (5,970)             (15)                  ‐                       (5,985)             Total other financing sources (uses) (5,446)             659                 ‐                       (4,787)             Change in fund balances 14,306            123                 940                 15,369            FUND BALANCES, BEGINNING OF YEAR 99,846            3,571              1,498              104,915          FUND BALANCES, END OF YEAR  114,152$       3,694$            2,438$            120,284$       CITY OF PALO ALTO Non‐major Governmental Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended June 30, 2019 (Amounts in thousands) 117   118  This page is intentionally left blank.  119  NON‐MAJOR GOVERNMENTAL FUNDS    SPECIAL REVENUE FUNDS     Street Improvement   This fund accounts for revenues received from state gas tax. Allocations must be spent on the construction  and maintenance of the road network system of the City.    Federal Revenue  This fund accounts for grant funds received under the Community Development Act of 1974 and HOME  Investment Grant Programs, for activities approved and subject to federal regulations.    Housing In‐Lieu  This fund accounts for revenues from commercial and residential developers to provide housing under  the City’s Below Market Rate program.    Special Districts  This fund accounts for revenues from parking permits and for maintenance of various parking lots within  the City’s parking districts.    Transportation Mitigation  This fund accounts for revenues from fees or contributions required for transportation mitigation issues  encountered as a result of City development.    Local Law Enforcement  This fund accounts for revenues received in support of City’s law enforcement program.    Asset Seizure  This  fund  accounts  for  seized  property  and  funds  associated  with  drug  trafficking.  Under  California  Assembly Bill No. 4162, the monies are released to the City for specific expenditures related to law  enforcement activities.    Developer Impact Fee  This fund accounts for fees imposed on new developments to be used for parks, community centers and  libraries.    Downtown Business Development District  The Downtown Business Development District Fund was established to account for the activities of the  Palo Alto Downtown Business Development District, which was established to enhance the viability of the  downtown business district.    Public Benefit  This fund accounts for the activities of the Stanford University Medical Center (SUMC) Development  Agreement (DA) whereby SUMC will enhance and expand their facilities and the City will grant SUMC the  right to develop the facilities in accordance with the DA.  Street Federal Housing Special Improvement Revenue In‐Lieu Districts ASSETS: Cash and investments: Available for operations 130$               ‐$                    22,801$          5,841$            Receivables: Accounts 120                 192                 ‐                       ‐                       Interest 2                      ‐                       129                 37                    Notes ‐                       5,351              28,748            ‐                       Deposit ‐                       ‐                       ‐                       ‐                       Total assets 252$               5,543$            51,678$          5,878$            Liabilities: Accounts payable and accruals ‐$                    149$               12$                 167$               Accrued salaries and benefits ‐                       1                      1                      13                    Due to other funds ‐                       93                    ‐                       ‐                       Total liabilities ‐                       243                 13                    180                 Fund balances: Restricted Transportation mitigation ‐                       ‐                       ‐                       ‐                       Federal revenue ‐                       5,300              ‐                       ‐                       Street improvement  250                 ‐                       ‐                       ‐                       Local law enforcement ‐                       ‐                       ‐                       ‐                       Public benefit ‐                       ‐                       ‐                       ‐                       Committed Developer impact fee ‐                       ‐                       ‐                       ‐                       Housing In‐Lieu ‐                       ‐                       51,558            ‐                       Special districts ‐                       ‐                       ‐                       5,667              Assigned Unrealized gain on investment 2                      ‐                       107                 31                    Unassigned Downtown business  ‐                       ‐                       ‐                       ‐                       Total fund balances 252                 5,300              51,665            5,698              Total liabilities and fund balances 252$               5,543$            51,678$          5,878$            LIABILITIES AND FUND BALANCES: CITY OF PALO ALTO Non‐major Special Revenue Funds Combining Balance Sheet June 30, 2019 (Amounts in thousands) 120 Downtown Total Business Special  Transportation Local Law Asset Developer Development Public  Revenue Mitigation Enforcement Seizure Impact Fee District Benefit Funds 13,077$          490$               3$                    16,984$          2$                    20,349$          79,677$          ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       312                 79                    3                      ‐                       102                 ‐                       134                 486                 ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       34,099            ‐                       ‐                       ‐                       50                    ‐                       ‐                       50                    13,156$          493$               3$                    17,136$          2$                    20,483$          114,624$       ‐$                    ‐$                    ‐$                    ‐$                    21$                 ‐$                    349$               ‐                       ‐                       ‐                       2                      ‐                       ‐                       17                    ‐                       ‐                       ‐                       ‐                       13                    ‐                       106                 ‐                       ‐                       ‐                       2                      34                    ‐                       472                 13,091            ‐                       ‐                       ‐                       ‐                       ‐                       13,091            ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       5,300              ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       250                 ‐                       491                 3                      ‐                       ‐                       ‐                       494                 ‐                       ‐                       ‐                       ‐                       ‐                       20,372            20,372            ‐                       ‐                       ‐                       17,049            ‐                       ‐                       17,049            ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       51,558            ‐                       ‐                       ‐                       ‐                       ‐                       ‐                       5,667              65                    2                      ‐                       85                    ‐                       111                 403                 ‐                       ‐                       ‐                       ‐                       (32)                  ‐                       (32)                  13,156            493                 3                      17,134            (32)                  20,483            114,152          13,156$          493$               3$                    17,136$          2$                    20,483$          114,624$       121 Street Federal Housing Special Improvement Revenue In‐Lieu Districts REVENUES: Property tax ‐                        ‐                        ‐                        ‐                        Special assessments ‐$                     ‐$                     ‐$                     ‐$                     Other taxes and fines 2,524               ‐                        ‐                        139                  Contributions ‐                        ‐                        ‐                        ‐                        Charges for services ‐                        ‐                        ‐                        ‐                        Intergovernmental: Community Development Block Grants ‐                        687                  ‐                        ‐                        State of California 79                    ‐                        ‐                        ‐                        Licenses, permits and fees University Avenue Parking ‐                        ‐                        ‐                        3,037               California Avenue Parking ‐                        ‐                        ‐                        546                  Other licenses, permits and fees ‐                        ‐                        ‐                        766                  Investment earnings 21                    ‐                        1,146               257                  Rental income ‐                        ‐                        6                       ‐                        Housing In‐Lieu  ‐                        ‐                        5,613               ‐                        Other revenue ‐                        143                  196                  62                    Total revenues 2,624               830                  6,961               4,807               EXPENDITURES: Current: Administrative Services ‐                        ‐                        ‐                        253                  Public Works ‐                        ‐                        ‐                        1,007               Planning and Community Environment ‐                        610                  141                  2,028               Police ‐                        ‐                        ‐                        ‐                        Community Services ‐                        ‐                        ‐                        26                    Non‐Departmental ‐                        ‐                        17                    386                   Total expenditures ‐                        610                  158                  3,700               EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES  2,624               220                  6,803               1,107               OTHER FINANCING SOURCES (USES): Transfers in ‐                        ‐                        ‐                        354                  Transfers out (2,934)             ‐                        (1)                     (906)                 Total other financing sources (uses) (2,934)             ‐                        (1)                     (552)                 Change in fund balances (310)                 220                  6,802               555                  FUND BALANCES, BEGINNING OF YEAR 562                  5,080               44,863            5,143               FUND BALANCES, END OF YEAR  252$                5,300$            51,665$          5,698$            CITY OF PALO ALTO Non‐major Special Revenue Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended June 30, 2019 (Amounts in thousands) 122 Downtown Total Business Special  Transportation Local Law Asset Developer Development Public Revenue Mitigation Enforcement Seizure Impact Fee District Benefit Funds ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐$                     ‐$                     ‐$                     ‐$                     58$                  ‐$                     58$                  ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        2,663               ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        687                  ‐                        157                  ‐                        ‐                        ‐                        ‐                        236                  ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        3,037               ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        546                  2,217               ‐                        ‐                        2,783               ‐                        ‐                        5,766               513                  18                    ‐                        776                  1                       861                  3,593               ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        6                       ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        5,613               421                  ‐                        ‐                        3,943               ‐                        ‐                        4,765               3,151               175                  ‐                        7,502               59                    861                  26,970            ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        253                  ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        1,007               ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        2,779               ‐                        1                       ‐                        ‐                        ‐                        ‐                        1                       ‐                        ‐                        ‐                        2,690               ‐                        ‐                        2,716               ‐                        ‐                        ‐                        ‐                        59                    ‐                        462                  ‐                        1                       ‐                        2,690               59                    ‐                        7,218               3,151               174                  ‐                        4,812               ‐                        861                  19,752            ‐                        ‐                        ‐                        170                  ‐                        ‐                        524                  (506)                 ‐                        ‐                        (1,612)             ‐                        (11)                   (5,970)             (506)                 ‐                        ‐                        (1,442)             ‐                        (11)                   (5,446)             2,645               174                  ‐                        3,370               ‐                        850                  14,306            10,511            319                  3                       13,764            (32)                   19,633            99,846            13,156$          493$                3$                    17,134$          (32)$                 20,483$          114,152$        123 Street Improvement Federal Revenue Variance Variance Actual, Positive Actual, Positive Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) REVENUES: Special assessments ‐$              ‐$                        ‐$                ‐$             ‐$                        ‐$                Other taxes and fines 2,813        2,523                 (290)            ‐               ‐                          ‐                   Contributions ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Charges for services ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Intergovernmental: Community Development Block Grants ‐                 ‐                          ‐                   485         687                     202             State of California 78             79                       1                  ‐               ‐                          ‐                   Licenses, permits and fees University Avenue Parking ‐                 ‐                          ‐                   ‐               ‐                          ‐                   California Avenue Parking ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Other licenses, permits and fees ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Investment earnings 13             6                         (7)                ‐               ‐                          ‐                   Rental income ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Other: Housing In‐Lieu ‐ residential ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Loan payoffs ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Other revenue ‐                 ‐                          ‐                   136         143                     7                  Total revenues 2,904        2,608                 (296)            621         830                     209             EXPENDITURES: Current: Administrative Services ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Public Works ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Planning and Community Environment ‐                 ‐                          ‐                   1,049      1,041                 8                  Police ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Community Services ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Non‐Departmental ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Total expenditures ‐                 ‐                          ‐                   1,049      1,041                 8                  Excess (deficiency) of revenues  over (under) expenditures 2,904        2,608                 (296)            (428)        (211)                   217             OTHER FINANCING SOURCES (USES): Transfers in ‐                 ‐                          ‐                   ‐               ‐                          ‐                   Transfers out (2,934)      (2,934)                ‐                   ‐               ‐                          ‐                   Total other financing sources (uses) (2,934)      (2,934)                ‐                   ‐               ‐                          ‐                   Change in fund balances, budgetary basis (30)$          (326)                   (296)$          (428)$      (211)                   217$           Adjustment to Budgetary Basis: Unrealized gain/loss on investments 16                       ‐                          Changes in notes receivable ‐                          220                     Current year encumbrances/reappropriations ‐                          211                     (310)                   220                     FUND BALANCES, BEGINNING OF YEAR, GAAP BASIS 562                     5,080                 FUND BALANCES, END OF YEAR, GAAP BASIS 252$                  5,300$               CHANGE IN FUND BALANCE, GAAP BASIS (Amounts in thousands) CITY OF PALO ALTO Non‐major Special Revenue Funds Combining Schedule of Revenues, Expenditures and Changes in Fund Balances ‐  Budget and Actual For the Year Ended June 30, 2019 124 Housing In‐Lieu Special Districts Transportation Mitigation Variance Variance Variance Actual, Positive Actual, Positive Actual, Positive Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) ‐$                 ‐$                        ‐$                ‐$               ‐$                        ‐$                ‐$               ‐$                        ‐$                ‐                   ‐                          ‐                   333            139                     (194)            ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   3,107        3,037                 (70)              ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   501            546                     45                ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   787            766                     (21)              276           2,217                 1,941          428              527                     99                27              114                     87                203           208                     5                  9                  6                         (3)                ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   2,150          5,613                 3,463          ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   25                47                       22                ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   170              196                     26                ‐                 62                       62                ‐                 421                     421             2,782          6,389                 3,607          4,755        4,664                 (91)              479           2,846                 2,367          ‐                   ‐                          ‐                   283            253                     30                ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   1,374        1,167                 207             ‐                 ‐                          ‐                   10,539        10,437               102             3,589        2,659                 930             2,200        2,200                 ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   26              26                       ‐                   ‐                 ‐                          ‐                   190              127                     63                449            386                     63                ‐                 ‐                          ‐                   10,729        10,564               165             5,721        4,491                 1,230          2,200        2,200                 ‐                   (7,947)         (4,175)                3,772          (966)           173                     1,139          (1,721)       646                     2,367          ‐                   ‐                          ‐                   354            354                     ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   (906)           (906)                   ‐                   (506)          (506)                   ‐                   ‐                   ‐                          ‐                   (552)           (552)                   ‐                   (506)          (506)                   ‐                   (7,947)$       (4,175)                3,772$        (1,518)$     (379)                   1,139$        (2,227)$    140                     2,367$        617                     143                     305                     63                       ‐                          ‐                          10,297               791                     2,200                 6,802                 555                     2,645                 44,863               5,143                 10,511               51,665$             5,698$               13,156$             125 Local Law Enforcement Asset Seizure Variance Variance Actual, Positive Actual, Positive Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) REVENUES: Special assessments ‐$               ‐$                        ‐$                ‐$              ‐$                        ‐$                Other taxes and fines ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Contributions ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Charges for services ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Intergovernmental: Community Development Block Grants ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   State of California 106            157                     51                ‐                 ‐                          ‐                   Licenses, permits and fees University Avenue Parking ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   California Avenue Parking ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Other licenses, permits and fees ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Investment earnings 2                 9                         7                  ‐                 ‐                          ‐                   Rental income ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Other: Housing In‐Lieu ‐ residential ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Loan payoffs ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Other revenue ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Total revenues 108            166                     58                ‐                 ‐                          ‐                   EXPENDITURES: Current: Administrative Services ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Public Works ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Planning and Community Environment ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Police 133            51                       82                ‐                 ‐                          ‐                   Community Services ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Non‐Departmental ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Total expenditures 133            51                       82                ‐                 ‐                          ‐                   Excess (deficiency) of revenues  over (under) expenditures (25)             115                     140             ‐                 ‐                          ‐                   OTHER FINANCING SOURCES (USES): Transfers in ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Transfers out ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Total other financing sources (uses) ‐                  ‐                          ‐                   ‐                 ‐                          ‐                   Change in fund balances, Budgetary basis (25)$           115                     140$           ‐$              ‐                          ‐$                Adjustment to Budgetary Basis: Unrealized gain/loss on investments 9                         ‐                          Changes in notes receivable ‐                          ‐                          Current year encumbrances/reappropriations 50                       ‐                          174                     ‐                          FUND BALANCES, BEGINNING OF YEAR, GAAP BASIS 319                     3                         FUND BALANCES, END OF YEAR, GAAP BASIS 493$                  3$                       CHANGE IN FUND BALANCE, GAAP BASIS (Amounts in Thousands) CITY OF PALO ALTO Non‐major Special Revenue Funds Combining Schedule of Revenues, Expenditures and Changes in Fund Balances ‐  Budget and Actual For the Year Ended June 30, 2019 126 Developer Impact Fee Downtown Business Improvement District Public Benefit Variance Variance Variance Actual, Positive Actual, Positive Actual, Positive Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) ‐$               ‐$                        ‐$                140$         58$                     (82)$            ‐$                ‐$                        ‐$                ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   708            2,783                 2,075          ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 571                     571             ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   215            362                     147             2                (1)                        (3)                296             374                     78                ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   3,983        3,943                 (40)              ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 (571)                   (571)            ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   4,906        7,088                 2,182          142           57                       (85)              296             374                     78                ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   ‐                 ‐                          ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   2,738        2,690                 48                ‐                 ‐                          ‐                   45                ‐                          45                ‐                 ‐                          ‐                   170           79                       91                ‐                   ‐                          ‐                                   2,738        2,690                 48                170           79                       91                45                ‐                          45                2,168        4,398                 2,230          (28)            (22)                      6                  251             374                     123             170            170                     ‐                   ‐                 ‐                          ‐                   ‐                   ‐                          ‐                   (1,612)       (1,612)                ‐                   ‐                 ‐                          ‐                   (11)              (11)                      ‐                   (1,442)       (1,442)                ‐                   ‐                 ‐                          ‐                   (11)              (11)                      ‐                   726$          2,956                 2,230$        (28)$          (22)                      6$                240$           363                     123$           414                     1                         487                     ‐                          ‐                          ‐                          ‐                          21                       ‐                          3,370                 ‐                          850                     13,764               (32)                      19,633               17,134$             (32)$                  20,483$             127 128  This page is left intentionally blank.    129  NON‐MAJOR GOVERNMENTAL FUNDS    DEBT SERVICE FUNDS     Downtown Parking Improvement  This fund accounts for revenues received from the General Fund to provide payment of principal and  interest associated with the 2002B Downtown Parking Improvement Certificates of Participation as they  become due.    2018 Golf Course Capital Improvement  This fund accounts for revenues received from the General Fund to provide payment of principal and  interest associated with the 2018 Golf Course Capital Improvement Certificates of Participation as they  become due.    2019 California Avenue Parking Garage COPs  This fund accounts for revenues received from the General Fund to provide payment of principal and  interest associated with the 2019 California Avenue Parking Garage Certificates of Participation as they  become due.    Library Projects  This fund accounts for revenues received from property taxes to provide payment of principal and interest  associated with the 2010 and 2013A General Obligation Bonds as they become due.  CITY OF PALO ALTO Non‐major Debt Service Funds Combining Balance Sheet June 30, 2019 (Amounts in thousands) Downtown 2018 Golf Course 2019 California Total Parking  Capital  Avenue Parking Library Debt Service Improvement Improvement Garage COPs Projects  Funds ASSETS: Cash and investments: Available for operations ‐$                       ‐$                       ‐$                      3,620$            $3,620 Cash and investments with fiscal agents ‐                         18                      16                     ‐                       34                    Receivables: Accounts ‐                         ‐                         ‐                        16                    16                    Interest ‐                         ‐                         ‐                        24                    24                    Total assets ‐$                       18$                    16$                   3,660$            3,694$            FUND BALANCES: Debt service ‐$                       18$                    16$                   3,660$            3,694$            130 CITY OF PALO ALTO Non‐major Debt Service Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year Ended June 30, 2019 (Amounts in thousands) Downtown 2018 Golf Course 2019 California Total Parking Capital Avenue Parking Library Debt Service Improvement Improvement Garage COPs Projects  Funds REVENUES: Property tax ‐$                     ‐$                       ‐$                      4,391$            4,391$            Investment earnings ‐                       1                         ‐                        140                  141                  Total revenues ‐                       1                         ‐                        4,531              4,532              EXPENDITURES: Current: Debt service: Principal retirement ‐                       35                      ‐                        1,640              1,675              Interest and fiscal charges ‐                       320                    286                   2,787              3,393              Total expenditures ‐                       355                    286                   4,427              5,068              EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES ‐                       (354)                   (286)                 104                  (536)                OTHER FINANCING SOURCES (USES): Issuance of debt ‐                       ‐                          302                   ‐                       302                  Transfers in ‐                       372                    ‐                        ‐                       372                  Transfers out (15)                  ‐                          ‐                        ‐                       (15)                  Total other financing sources (uses) (15)                  372                    302                   ‐                       659                  Change in fund balances (15)                  18                      16                     104                  123                  FUND BALANCES, BEGINNING OF YEAR 15                    ‐                          ‐                        3,556              3,571              FUND BALANCES, END OF YEAR ‐$                     18$                    16$                   3,660$            3,694$            131 Variance Variance Variance Actual, Positive Actual Positive Actual Positive Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) Budget Budgetary Basis (Negative) REVENUES: Property tax ‐$                      ‐$                       ‐$                        ‐$                      ‐$                        ‐$                        4,427$             4,391$               (36)$                 Investment earnings ‐                        ‐                         ‐                          ‐                        ‐                          ‐                          ‐                        40                       40                     Total revenues ‐                        ‐                         ‐                          ‐                        ‐                          ‐                          4,427               4,431                 4                       EXPENDITURES: Debt service: Principal retirement 35                     35                      ‐                          ‐                        ‐                          ‐                          1,640               1,640                 ‐                        Interest and fiscal charges 320                   320                    ‐                          286                   286                     ‐                          2,787               2,787                 ‐                        Total expenditures 355                   355                    ‐                          286                   286                     ‐                          4,427               4,427                 ‐                        Excess (deficiency) of revenues  over (under) expenditures (355)                 (355)                  ‐                          (286)                 (286)                   ‐                          ‐                        4                         4                       OTHER FINANCING SOURCES (USES): Issuance of debt ‐                        ‐                         ‐                          302                   302                     ‐                          ‐                        ‐                          ‐                        Transfers in 372                   372                    ‐                          ‐                        ‐                          ‐                          ‐                        ‐                          ‐                        Transfers out ‐                        ‐                         ‐                          ‐                        ‐                          ‐                          ‐                        ‐                          ‐                        Total other financing sources (uses) 372                   372                    ‐                          302                   302                     ‐                          ‐                        ‐                          ‐                        Change in fund balances, Budgetary basis 17$                   17                      ‐$                        16$                   16                       ‐$                        ‐$                      4                         4$                     Adjustment to Budgetary Basis: Unrealized gain/loss on investments 1                        ‐                          100                     18                      16                       104                     FUND BALANCES, BEGINNING OF YEAR ‐                         ‐                          3,556                 FUND BALANCES, END OF YEAR 18$                    16$                     3,660$               CHANGE IN FUND BALANCE, GAAP BASIS (Amounts in thousands) CITY OF PALO ALTO Non‐major Debt Service Funds Combining Schedule of Revenues, Expenditures and Changes in Fund Balances ‐  Budget and Actual For the Year Ended June 30, 2019 2018 Golf Course Capital Improvement 2019 California Avenue Parking Garage COPs Library Projects 132 133  NON‐MAJOR GOVERNMENTAL FUNDS    PERMANENT FUND    Eyerly Family  This fund accounts for the revenues received from assets donated by Mr. and Mrs. Fred Eyerly for the City  and or its citizenry.    Eyerly Family Permanent Fund Variance Actual, Positive Budget Budgetary Basis (Negative) REVENUES: Investment earnings 30$                49$                   19$                Other fees ‐                      847                   847                Total revenues 30                   896                   866                Change in fund balance 30$                896                   866$              Adjustment to Budgetary Basis: Unrealized gain/loss on investments 44                      940                   FUND BALANCE, BEGINNING OF YEAR 1,498                FUND BALANCE, END OF YEAR 2,438$              CHANGE IN FUND BALANCE, GAAP BASIS (Amounts in thousands) CITY OF PALO ALTO Non‐major Permanent Fund Schedule of Revenues, Expenditures and Changes in Fund Balance ‐  Budget and Actual For the Year Ended June 30, 2019 134 135  INTERNAL SERVICE FUNDS    INTRODUCTION  Internal Service Funds are used to finance and account for special activities and services performed by a  designated department for other departments in the City on a cost reimbursement basis.    Vehicle Replacement and Maintenance  This fund accounts for the maintenance and replacement of vehicles and equipment used by all City  departments. The source of revenue is from reimbursement of fleet replacement and maintenance costs  allocated to each department by usage of vehicle.    Technology  This fund accounts for replacement and upgrade of technology, and covers four primary areas used by all  City departments: desktop, infrastructure, applications, and technology research and development. The  source of revenue is from reimbursement of costs for support provided to other departments.    Printing and Mailing Services  This fund accounts for central duplicating, printing and mailing services provided to all City departments.  Source of revenue for this fund is from reimbursement of costs for services and supplies purchased by  other departments.    General Benefits  This fund accounts for the administration of compensated absences and health benefits.    Workers’ Compensation Insurance Program  This fund accounts for the administration of the City’s self‐insured workers’ compensation programs.    General Liabilities Insurance Program  This fund accounts for the administration of the City’s self‐insured general liability programs.    Retiree Health Benefits  This fund accounts for the retiree health benefits contributions.      Vehicle Printing Workers' General Total Replacement and Compensation Liabilities Retiree Internal  and Mailing General Insurance Insurance Health Services Maintenance Technology Services Benefits Program Program Benefits Funds ASSETS: Current Assets: Cash and investments: Available for operations 10,387$          25,644$          149$                16,557$          20,964$          7,991$            1$                     81,693$          Restricted investments with trustees ‐                        ‐                        ‐                        14,030            ‐                        ‐                        ‐                        14,030            Accounts receivable, net 40                     319                  ‐                        22                     ‐                        ‐                        1,883               2,264               Interest receivable 67                     164                  1                       110                  136                  45                     3                       526                  Inventory of materials and supplies 248                  ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        248                  Total current assets 10,742            26,127            150                  30,719            21,100            8,036               1,887               98,761            Noncurrent Assets: Capital assets: Nondepreciable 913                  1,617               ‐                        ‐                        ‐                        ‐                        ‐                        2,530               Depreciable, net 17,461            1,780               40                     ‐                        ‐                        ‐                        ‐                        19,281            Total noncurrent assets 18,374            3,397               40                     ‐                        ‐                        ‐                        ‐                        21,811            Total assets 29,116            29,524            190                  30,719            21,100            8,036               1,887               120,572          DEFERRED OUTFLOWS OF RESOURCES: Pension related 671                  2,132               54                     ‐                        57                     ‐                        ‐                        2,914               OPEB related 197                  402                  18                     ‐                        ‐                        ‐                        ‐                        617                  Total deferred outflows of resources 868                  2,534               72                     ‐                        57                     ‐                        ‐                        3,531               LIABILITIES: Current Liabilities: Accounts payable and accruals 180                  340                  155                  1,123               76                     20                     ‐                        1,894               Accrued salaries and benefits 24                     78                     3                       ‐                        16                     ‐                        ‐                        121                  Due to other funds ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        737                  737                  Accrued compensated absences 5                       12                     ‐                        6,255               1                       ‐                        ‐                        6,273               Accrued claims payable ‐ current ‐                        ‐                        ‐                        160                  3,442               2,569               ‐                        6,171               Total current liabilities 209                  430                  158                  7,538               3,535               2,589               737                  15,196            Noncurrent liabilities: Accrued compensated absences ‐                        ‐                        ‐                        6,062               ‐                        ‐                        ‐                        6,062               Accrued claims payable ‐                        ‐                        ‐                        ‐                        17,066            5,128               ‐                        22,194            Net pension liabilities 3,753               12,354            338                  ‐                        82                     ‐                        ‐                        16,527            Net OPEB liabilities 1,818               3,710               163                  ‐                        ‐                        ‐                        ‐                        5,691               Total noncurrent liabilities 5,571               16,064            501                  6,062               17,148            5,128               ‐                        50,474            Total liabilities 5,780               16,494            659                  13,600            20,683            7,717               737                  65,670            DEFERRED INFLOWS OF RESOURCES: Pension related 131                  356                  2                       ‐                        3                       ‐                        ‐                        492                  OPEB related 34                     69                     3                       ‐                        ‐                        ‐                        ‐                        106                  Total deferred inflows of resources 165                  425                  5                       ‐                        3                       ‐                        ‐                        598                  NET POSITION: Net Investment in capital assets 18,374            3,397               40                     ‐                        ‐                        ‐                        ‐                        21,811            Unrestricted 5,665               11,742            (442)                 17,119            471                  319                  1,150               36,024            Total net position 24,039$          15,139$          (402)$               17,119$          471$                319$                1,150$            57,835$          CITY OF PALO ALTO Internal Service Funds Combining Statement of Fund Net Position June 30, 2019 (Amounts in thousands) 136 Vehicle Printing Workers' General Total Replacement and Compensation Liabilities Retiree Internal  and Mailing General Insurance Insurance Health Services Maintenance Technology Services Benefits Program Program Benefits Funds OPERATING REVENUES: Charges for services 8,915$            14,905$          1,604$            57,060$          3,764$            2,962$            13,800$          103,010$        Other ‐                        ‐                        ‐                        ‐                        295                  501                  ‐                        796                  Total operating revenues 8,915               14,905            1,604               57,060            4,059               3,463               13,800            103,806          OPERATING EXPENSES: Administrative and general 1,615               6,465               1,199               307                  944                  2,105               24                     12,659            Operations and maintenance 4,084               8,395               367                  567                  165                  ‐                        ‐                        13,578            Depreciation and amortization 3,007               486                  7                       ‐                        ‐                        ‐                        ‐                        3,500               Claim payments and change in estimated self‐insured liability ‐                        ‐                        ‐                        1,514               5,108               2,376               ‐                        8,998               Refund of charges for services 123                  24                     ‐                        ‐                        ‐                        ‐                        ‐                        147                  Employment benefits ‐                        ‐                        ‐                        52,261            ‐                        ‐                        15,997            68,258            Total operating expenses 8,829               15,370            1,573               54,649            6,217               4,481               16,021            107,140          Operating income (loss) 86                     (465)                 31                     2,411               (2,158)             (1,018)             (2,221)             (3,334)             NONOPERATING REVENUES (EXPENSES): Investment earnings 507                  1,244               2                       1,134               1,039               328                  175                  4,429               Gain on disposal of capital assets 275                  ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        275                  Other nonoperating revenues 42                     ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        42                     Total nonoperating revenues (expenses) 824                  1,244               2                       1,134               1,039               328                  175                  4,746               Income (loss) before transfers 910                  779                  33                     3,545               (1,119)             (690)                 (2,046)             1,412               Transfers in ‐                        1,366               ‐                        5,992               ‐                        5                       2,197               9,560               Transfers out (143)                 (100)                 (2)                      (2,197)             (2)                      ‐                        ‐                        (2,444)             Change in net position 767                  2,045               31                     7,340               (1,121)             (685)                 151                  8,528               NET POSITION (DEFICIT), BEGINNING OF YEAR 23,272            13,094            (433)                 9,779               1,592               1,004               999                  49,307            NET POSITION, END OF YEAR 24,039$          15,139$          (402)$               17,119$          471$                319$                1,150$            57,835$          CITY OF PALO ALTO Internal Service Funds Combining Statement of Revenues, Expenses and Changes in Fund Net Position For the Year Ended June 30, 2019 (Amounts in thousands) 137 Vehicle Printing Workers' General Total Replacement and Compensation Liabilities Retiree Internal  and Mailing General Insurance Insurance Health Services Maintenance Technology Services Benefits Program Program Benefits Funds Cash flows from operating activities: Cash received from customers 8,879$            14,586$          1,604$            57,070$          3,781$            3,463$            11,917$          101,300$        Cash refunds to customers ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        Cash payments to suppliers for goods and services (3,373)             (6,974)             (1,404)             (1,308)             (124)                 (1,560)             (653)                 (15,396)           Cash payments to employees (2,365)             (7,393)             (221)                 (51,427)           (944)                 ‐                        (16,021)           (78,371)           Cash payments for judgments and claims ‐                        ‐                        ‐                        (1,514)             (2,571)             (526)                 ‐                        (4,611)             Other cash receipts 42                     ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        42                     Net cash flows provided by (used in)  operating activities 3,183               219                  (21)                   2,821               142                  1,377               (4,757)             2,964               Cash flows from noncapital financing activities: Receipt of loans from other funds ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        737                  737                  Transfers in ‐                        1,366               ‐                        5,992               ‐                        5                       2,197               9,560               Transfers out (143)                 (100)                 (2)                      (2,197)             (2)                      ‐                        ‐                        (2,444)             Net cash flows provided by (used in) noncapital financing activities (143)                 1,266               (2)                      3,795               (2)                      5                       2,934               7,853               Cash flows from capital and related financing activities: Acquisition of capital assets (3,113)             (506)                 (18)                   ‐                        ‐                        ‐                        ‐                        (3,637)             Proceeds from sale of capital assets 349                  30                     ‐                        ‐                        ‐                        ‐                        ‐                        379                  Net cash flows (used in)  capital and related financing activities (2,764)             (476)                 (18)                   ‐                        ‐                        ‐                        ‐                        (3,258)             Cash flows from investing activities: Interest received (charged) 497                  1,216               2                       1,120               1,019               320                  192                  4,366               Net change in cash and cash equivalents 773                  2,225               (39)                   7,736               1,159               1,702               (1,631)             11,925            Cash and cash equivalents, beginning of year 9,614               23,419            188                  22,851            19,805            6,289               1,632               83,798            Cash and cash equivalents, end of year  $         10,387   $         25,644   $               149   $         30,587   $         20,964   $           7,991   $                   1   $         95,723  Reconciliation of operating income (loss) to net cash flows provided by (used in) operating activities: Operating income (loss) 86$                  (465)$               31$                  2,411$            (2,158)$           (1,018)$           (2,221)$           (3,334)$           Adjustments to reconcile operating income (loss)  to net cash provided by (used in) operating activities: Depreciation 3,007               486                  7                       ‐                        ‐                        ‐                        ‐                        3,500               Other 42                     ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        42                     Change in assets and liabilities: Accounts receivable (36)                   (319)                 ‐                        10                     17                     ‐                        (1,883)             (2,211)             Inventory of materials and supplies (34)                   ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        (34)                   Net OPEB asset ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        ‐                        Deferred outflows of resources ‐ pension plan 207                  644                  10                     ‐                        20                     ‐                        ‐                        881                  Deferred outflows of resources ‐ OPEB 66                     134                  5                       ‐                        ‐                        ‐                        ‐                        205                  Accounts payable and accruals (206)                 (95)                   (38)                   121                  41                     20                     (653)                 (810)                 Accrued salaries and benefits 1                       2                       1                       ‐                        14                     ‐                        ‐                        18                     Accrued compensated absences 1                       (4)                      ‐                        279                  1                       ‐                        ‐                        277                  Accrued claims payable ‐                        ‐                        ‐                        ‐                        2,242               2,375               ‐                        4,617               Net pension liability 49                     (172)                 (28)                   ‐                        (32)                   ‐                        ‐                        (183)                 Net OPEB liability (70)                   (143)                 (6)                      ‐                        ‐                        ‐                        ‐                        (219)                 Deferred inflows of resources ‐ pension plans 67                     145                  (3)                      ‐                        (3)                      ‐                        ‐                        206                  Deferred inflows of resouces ‐ OPEB 3                       6                       ‐                        ‐                        ‐                        ‐                        ‐                        9                       Net cash flows provided by (used in)  operating activities 3,183$            219$                (21)$                 2,821$            142$                1,377$            (4,757)$           2,964$            CITY OF PALO ALTO Internal Service Funds Combining Statement of Cash Flows For the Year Ended June 30, 2019 (Amounts in thousands) 138 139  FIDUCIARY FUNDS    INTRODUCTION  Fiduciary Funds are used to account for assets held by the City acting in a fiduciary capacity for other  entities and individuals. The funds are operated to carry out the specific actions required by the trust  agreements, ordinances and other governing regulations.    Fiduciary Funds are presented separately from the Citywide and Fund financial statements.    Agency Funds are custodial in nature and do not involve measurement of results of operations. The City  maintains two agency funds, as follows:    Cable Joint Powers Authority  The fund was established to account for the activities of the cable television system on behalf of the  members.    University Avenue Area Off‐Street Parking Assessment District  The fund accounts for the receipts and disbursements associated with the Series 2012 Limited Obligation  Refunding Improvement Bonds.      CITY OF PALO ALTO All Agency Funds Statement of Changes in Assets and Liabilities For the Year Ended June 30, 2019 Balance Balance June 30, 2018 Additions Deletions June 30, 2019 Cable Joint Powers Authority ASSETS: Cash and investments available for operations 549$                190$                ‐$                     739$                Accounts receivable 515                  ‐                        18                     497                  Interest receivable 3                       1                       ‐                        4                       Total assets 1,067$             191$                18$                  1,240$             LIABILITIES: Due to other governments 1,067$             173$                ‐$                     1,240$             ASSETS: Cash and investments available for operations 1,973$             55$                  ‐$                     2,028$             Cash and investments with fiscal agents 2,594               63                     ‐                        2,657               Accounts receivable 17                     ‐                        6                       11                     Interest receivable 11                     2                       ‐                        13                     Total assets 4,595$             120$                6$                     4,709$             LIABILITIES: Due to bondholders 4,595$             114$                ‐$                     4,709$             Total Agency Funds ASSETS: Cash and investments available for operations 2,522$             245$                ‐$                     2,767$             Cash and investments with fiscal agents 2,594               63                     ‐                        2,657               Accounts receivable 532                  ‐                        24                     508                  Interest receivable 14                     3                       ‐                        17                     Total assets 5,662$             311$                24$                  5,949$             LIABILITIES: Due to bondholders 4,595$             114$                ‐$                     4,709$             Due to other governments 1,067               173                  ‐                        1,240               Total liabilities 5,662$             287$                ‐$                     5,949$             (Amounts in thousands) University Avenue Area  Off‐Street Parking Assessment District 140 141  STATISTICAL SECTION    The statistical section contains comprehensive statistical data, which relates to physical, economic, social  and political characteristics of the City. It is intended to provide users with a broader and more complete  understanding of the City and its financial affairs than is possible from the financial statements and  supporting schedules included in the financial section.    In  this  section,  readers  will  find  comparative  information  related  to  the  City’s  revenue  sources,  expenditures,  property  tax  valuations,  levies  and  collections, general  obligation  bonded  debt,  utility  revenue debt service, and demographics. Where available, the comparative information is presented for  the last ten fiscal years.    In addition, this section presents information related to the City’s legal debt margin computation, principal  taxpayers, notary and security bond coverages, and other miscellaneous statistics pertaining to services  provided by the City.    In contrast to the financial section, the statistical section information is not usually subject to independent  audit.    Financial Trends  These  schedules  contain  trend  information  to  help  the  reader  understand  how  the  City’s  financial  performance and well‐being have changed over time:   Net Position by Component   Changes in Net Position   Fund Balances of Governmental Funds   Changes in Fund Balances of Governmental Funds    Revenue Capacity  These schedules contain information to help the reader assess the City’s most significant local revenue  sources, property tax and electric charges:   Electric Operating Revenue by Source   Supplemental Disclosure for Water Utilities   Supplemental Disclosure for Gas Utilities    Assessed Value of Taxable Property   Property Tax Rates, All Overlapping Governments   Property Tax Levies and Collections   Principal Property Taxpayers   Assessed Valuation and Parcels by Land Use   Per Parcel Assessed Valuation of Single Family Residential    Debt Capacity  These schedules present information to help the reader assess the affordability of the City’s current levels  of outstanding debt and the City’s ability to issue additional debt in the future:   Ratio of Outstanding Debt by Type   Computation of Direct and Overlapping Debt   Computation of Legal Bonded Debt Margin   Revenue Bond Coverage    142  STATISTICAL SECTION    Demographic and Economic Information  These  schedules  offer  demographic  and  economic  indicators  to  help  the  reader  understand  the  environment within which the City’s financial activities take place:   Taxable Transactions by Type of Business   Demographic and Economic Statistics   Principal Employers    Operating Information  These  schedules  contain  service  and  infrastructure  data  to  help  the  reader  understand  how  the  information in the City’s financial report relates to the services the City provides and the activities it  performs:   Operating Indicators by Function/Program   Capital Asset Statistics by Function/Program   Full‐Time Equivalent City Government Employees by Function    Sources  Unless otherwise noted, the information in these schedules is derived from the Comprehensive Annual  Financial Reports for the relevant year.  2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Governmental Activities Investment in capital assets 369,499$         364,747$         370,111$         378,047$         386,696$         405,921$         425,179$         453,878$         473,233$         493,706$         Restricted 34,323              16,437              52,934              71,717              68,331              55,963              47,907              36,081              41,177             45,639              Unrestricted 102,199           134,722            142,102           165,810           187,386           1,972                 37,905              37,330              (87,040)            (89,362)            Total Governmental Activities Net Position 506,021$         515,906$          565,147$         615,574$         642,413$         463,856$          510,991$         527,289$         427,370$         449,983$         Business‐type Activities Investment in capital assets 399,317$         416,418$         437,151$         446,597$         473,795$         490,874$         512,918$         532,063$         573,688$         602,136$         Restricted 4,300                ‐                         ‐                         4,060                4,166                4,142                 4,115                4,073                4,014               4,016                Unrestricted 232,420           253,740            262,602           269,926           266,794           172,802            162,806           163,158           110,429           135,391           Total Business‐type Activities Net Position 636,037$         670,158$          699,753$         720,583$         744,755$         667,818$          679,839$         699,294$         688,131$         741,543$         Primary Government Investment in capital assets 768,816$         781,165$         807,262$         824,644$         860,491$         896,795$         938,097$         985,941$         1,046,921$     1,095,842$      Restricted 38,623              16,437              52,934              75,777              72,497              60,105              52,022              40,154              45,191             49,655              Unrestricted 334,619           388,462            404,704           435,736           454,180           174,774            200,711           200,488           23,389             46,029              Total Primary Government Net Position 1,142,058$      1,186,064$      1,264,900$      1,336,157$      1,387,168$      1,131,674$      1,190,830$      1,226,583$      1,115,501$     1,191,526$      Notes: Source:  Annual Financial Statements, Statement of Net Position   The City implemented GASB Statement No. 68, Accounting and Financial Reporting for Pensions, effective July 1, 2014, and GASB Statement No. 75,  Accounting and Financial Reporting for Postemployment Benefits Other Than Pension , effective July 1, 2017. The City's unrestricted net position decreased in FY  2015 and again in FY 2018 as a result. Fiscal Year Ended June 30 CITY OF PALO ALTO Net Position by Component Last Ten Fiscal Years (Amounts in thousands) (Accrual basis of accounting) $0 $200,000 $400,000 $600,000 $800,000 $1,000,000 $1,200,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 $ T h o u s a n d s Primary Government Investment in capital assets Restricted Unrestricted 143 PROGRAM REVENUES 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Governmental Activities Charges for services City Attorney 53$                   ‐$               ‐$               ‐$               ‐$               ‐$               ‐$                 ‐$                 ‐$                 ‐$               Administrative Services 984                   2,889             1,647             15,629           4,055             5,460             9,444               5,242               6,536               6,413             Public Works 1,258                2,419             1,008             1,314             1,093             1,209             599                  878                  781                  1,478             Planning & Community Environment 4,813                7,237             31,491           28,768           12,896           8,090             9,071               6,067               5,119               11,997           Development Services1 ‐                         ‐                     ‐                     ‐                     ‐                     12,019           12,570             11,768             16,000             13,904           Public Safety 14,337              15,274           15,658           16,139           14,902           15,726           13,945             12,670             13,507             14,179           Community Services 8,729                7,724             11,365           13,808           20,882           20,912           21,551             20,472             21,285             22,805           Library 199                   480                1,600             187                166                137                198                  139                  145                  134                Operating grants and contributions 4,829                2,884             3,441             5,038             5,360             5,300             2,164               1,990               14,054             2,100             Capital grants and contributions 1,280                1,903             1,064             515                917                619                344                  1,929               1,534               8,247             Total Governmental Activities Program Revenues 36,482              40,810           67,274           81,398           60,271           69,472           69,886             61,155             78,961             81,257           Business‐type Activities Charges for services Water 26,259              26,624           31,467           37,746           40,291           35,847           37,588             42,678             45,087             45,571           Electric 121,900            122,109        118,886        121,805        121,916        120,842        120,743           137,543           154,142           163,514        Fiber Optics 3,105                3,322             3,662             4,382             4,485             4,627             4,505               4,553               4,529               4,657             Gas 44,450              43,584           41,774           34,633           35,737           30,751           30,212             36,431             37,044             42,113           Wastewater Collection 15,136              15,094           14,942           16,077           15,599           16,182           16,496             17,748             17,990             20,219           Wastewater Treatment 16,915              18,830           22,200           21,528           18,460           24,120           23,825             23,649             27,382             27,573           Refuse 28,568              30,469           30,645           30,583           30,297           31,576           32,169             33,918             34,647             33,996           Storm Drainage 5,647                5,796             5,892             6,053             6,183             6,281             6,520               6,693               6,964               7,249             Airport ‐                         ‐                     ‐                     ‐                     ‐                     683                826                  1,286               2,382               2,483             Operating grants and contributions 361                   610                605                572                549                534                744                  512                  501                  488                Capital grants and contributions 475                   3,004             1,526             2,224             2,005             2,080             1,061               4,265               14,194             6,677             Total Business‐type Activities  Program Revenues 262,816            269,442        271,599        275,603        275,522        273,523        274,689           309,276           344,862           354,540        Total Primary Government  Program Revenues 299,298$          310,252$      338,873$      357,001$      335,793$      342,995$      344,575$        370,431$        423,823$        435,797$      EXPENSES Governmental Activities City Council 455$                 15$                345$              94$                387$              271$              352$                329$                345$                270$              City Manager 2,399                1,842             1,960             1,237             2,180             2,155             2,662               1,975               2,757               3,336             City Attorney 2,621                953                1,656             1,642             1,797             1,759             2,472               2,140               2,511               3,086             City Clerk 1,369                803                908                330                641                680                582                  762                  931                  822                City Auditor 2,601                138                235                464                489                362                414                  847                  994                  1,081             Administrative Services 17,893              9,888             10,100           7,614             11,388           9,980             10,637             11,887             13,949             19,169           Human Resources 3,707                1,346             1,071             1,420             1,346             1,464             2,224               2,272               2,674               3,021             Public Works 18,658              19,357           14,568           20,816           24,577           21,075           24,613             25,539             30,349             36,617           Planning & Community Environment 12,114              15,031           12,074           13,549           14,926           8,423             10,208             10,918             11,357             12,169           Development Services1 ‐                         ‐                     ‐                     ‐                     ‐                     10,449           11,158             11,102             12,664             12,622           Public Safety 55,799              58,996           62,817           59,452           62,883           58,660           56,653             73,320             83,923             89,189           Community Services 17,171              22,845           21,915           22,705           23,822           24,688           28,547             27,866             33,709             36,815           Library 6,143                6,920             7,323             7,319             7,758             7,721             10,825             11,437             12,208             12,557           Interest on long term debt 370                   2,742             2,575             2,562             3,367             3,658             3,552               2,846               2,761               3,653             Total Governmental Activities Expenses 141,300            140,876        137,547        139,204        155,561        151,345        164,899           183,240           211,132           234,407        Business‐type Activities Water 21,037              24,268           29,093           30,707           31,593           33,205           35,120             37,535             40,836             40,606           Electric 107,910            100,130        102,030        106,438        113,004        122,499        120,319           128,603           146,033           139,605        Fiber Optics 1,407                1,561             1,489             1,437             1,661             1,891             2,107               2,159               2,653               2,476             Gas 32,498              32,051           28,878           26,749           26,869           23,525           20,879             26,783             27,930             30,915           Wastewater Collection 10,696              12,275           14,825           14,313           13,235           14,595           15,199             16,405             16,801             17,324           Wastewater Treatment 13,466              19,731           20,712           20,635           21,018           21,553           22,546             23,498             27,518             27,070           Refuse 28,119              30,684           31,900           28,542           28,413           27,974           30,370             30,665             28,808             30,391           Storm Drainage 2,491                3,229             3,103             3,703             3,644             3,721             3,735               4,106               5,059               4,951             Airport ‐                         31                  153                246                466                1,004             970                  1,274               1,656               1,790             Total Business‐type Activities Expenses 217,624            223,960        232,183        232,770        239,903        249,967        251,245           271,028           297,294           295,128        Total Primary Government Expenses 358,924$          364,836$      369,730$      371,974$      395,464$      401,312$      416,144$        454,268$        508,426$        529,535$      CITY OF PALO ALTO Changes in Net Position Last Ten Fiscal Years (Accrual basis of accounting) (Amounts in thousands) Fiscal Year Ended June 30 144 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 NET (EXPENSE)/REVENUE Governmental Activities (104,818)$        (100,066)$     (70,273)$       (57,806)$       (95,290)$       (81,873)$       (95,013)$         (122,085)$       (132,171)$       (153,150)$     Business‐type Activities 45,192              45,482           39,416           42,833           35,619           23,556           23,444             38,248             47,568             59,412           Total Primary Government Net (Expense)/Revenue (59,626)$          (54,584)$       (30,857)$       (14,973)$       (59,671)$       (58,317)$       (71,569)$         (83,837)$         (84,603)$         (93,738)$       GENERAL REVENUES AND OTHER CHANGES IN NET POSITION Governmental Activities Taxes Property tax 25,981$            29,156$        30,104$        31,929$        35,299$        38,750$        41,189$           43,953$           47,170$           51,718$        Sales tax 17,991              20,746           22,132           25,606           29,424           29,675           30,018             29,923             31,091             36,508           Utility user tax 11,295              10,851           10,834           10,861           11,008           10,861           12,469             14,240             15,414             16,402           Transient occupancy tax 6,858                8,082             9,664             10,794           12,255           16,699           22,366             23,477             24,937             25,649           Other taxes 4,055                8,156             8,173             10,504           9,660             11,867           7,868               8,989               11,337             9,525             Investment earnings 6,514                3,500             6,238             (1,228)           5,859             5,010             8,639               (711)                 420                  15,375           Miscellaneous 12,729              12,377           14,943           518                2,575             3,428             894                  168                  1,973               1,906             Transfers 13,994              17,083           17,426           19,249           17,103           16,405           18,705             18,344             19,077             18,680           Total Governmental Activities 99,417              109,951        119,514        108,233        123,183        132,695        142,148           138,383           151,419           175,763        Business‐type Activities Investment earnings 10,769              5,722             7,605             (2,754)           6,379             4,857             7,282               (449)                 596                  12,680           Transfers (13,994)             (17,083)         (17,426)         (19,249)         (17,103)         (16,405)         (18,705)           (18,344)           (19,077)           (18,680)         Total Business‐type Activities (3,225)               (11,361)         (9,821)           (22,003)         (10,724)         (11,548)         (11,423)           (18,793)           (18,481)           (6,000)           Total Primary Government 96,192$            98,590$        109,693$      86,230$        112,459$      121,147$      130,725$        119,590$        132,938$        169,763$      CHANGE IN NET POSITION Governmental Activities (5,401)$             9,885$           49,241$        50,427$        27,893$        50,822$        47,135$           16,298$           19,248$           22,613$        Business‐type Activities 41,967              34,121           29,595           20,830           24,895           12,008           12,021             19,455             29,087             53,412           Total Primary Government Change in Net Position 36,566$            44,006$        78,836$        71,257$        52,788$        62,830$        59,156$           35,753$           48,335$           76,025$        Notes:1The Development Services Department was formed in FY15. Source:  Annual Financial Statements, Statement of Activities Fiscal Year Ended June 30 145 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 General Fund Nonspendable 6,581$        6,085$        6,007$        5,749$        6,188$        6,296$        7,088$        7,709$        8,049$        7,647$        Committed ‐              ‐              ‐              ‐              ‐              ‐              ‐              ‐              373             5,100          Assigned  7,295          6,235          6,400          5,415          5,432          7,976          8,261          7,280          7,098          7,657          Unassigned 27,581        31,859        29,616        30,913        36,690        48,198        51,582        48,118        52,826        54,811        Total General Fund 41,457$      44,179$      42,023$      42,077$      48,310$      62,470$      66,931$      63,107$      68,346$      75,215$      Source: Annual Financial Statements, Balance Sheet Fiscal Year Ended June 30 CITY OF PALO ALTO Fund Balances of Governmental Funds (General Fund) Last Ten Fiscal Years (Modified accrual basis of accounting) (Amounts in thousands) $0 $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000 $80,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 $ T h o u s a n d s Nonspendable Committed Assigned Unassigned 146 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 All Other Governmental Funds Nonspendable 1,402$         1,422$         11,112$      18,189$      14,869$      1,468$         1,505$         1,499$         1,498$         2,438$         Restricted 55,400         50,646         61,324         84,688         68,468         59,650         47,113         35,298         40,317         85,940         Committed 16,962         24,775         14,284         20,400         27,145         48,434         65,745         71,566         72,781         84,616         Assigned  38,538         20,114         33,264         45,514         55,211         52,627         64,411         63,225         68,261         56,842         Unassigned  ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    ‐                    (32)               (32)               Total All Other Governmental Funds 112,302$    96,957$      119,984$    168,791$    165,693$    162,179$    178,774$    171,588$    182,825$    229,804$    Source: Annual Financial Statements, Balance Sheet Fiscal Year Ended June 30 CITY OF PALO ALTO Fund Balances of Governmental Funds (All Other Governmental Funds) Last Ten Fiscal Years (Modified accrual basis of accounting) (Amounts in thousands) $0 $20,000 $40,000 $60,000 $80,000 $100,000 $120,000 $140,000 $160,000 $180,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 $ T h o u s a n d s Nonspendable Restricted Committed Unassigned ($50,000) $0 $50,000 $100,000 $150,000 $200,000 $250,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 $ T h o u s a n d s Nonspendable Restricted Committed Assigned Unassigned 147 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Revenues Property tax 25,981$       29,248$       30,216$       32,040$       35,393$       38,836$       41,289$       44,050$       47,242$       51,776$       Sales tax 17,991         20,746         22,132         25,606         29,424         29,675         30,018         29,923         31,091         36,508         Other taxes and fines 25,063         27,890         29,231         32,141         35,305         41,576         44,909         48,875         53,837         53,525         Contributions3 ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   11,733         ‐                   Charges for services 19,775         22,311         46,273         38,976         23,962         25,973         23,910         22,267         26,835         27,346         From other agencies 3,035           1,614           1,116           4,109           5,700           7,727           4,417           5,443           5,392           4,689           Permits and licenses 4,408           5,433           7,136           8,218           8,990           9,179           11,228         10,523         12,786         17,759         Interest and rentals 19,045         16,553         18,583         12,136         18,445         18,658         22,269         15,348         16,288         32,905         Other revenue 4,724           8,624           12,739         17,570         7,471           12,837         13,827         4,985           6,067           7,955           Total Revenues 120,022       132,419       167,426       170,796       164,690       184,461       191,867       181,414       211,271       232,463       Expenditures Administration1 17,353         8,351           9,412           8,291           9,961           10,806         11,501         13,192         14,721         15,799         Public Works 9,787           11,317         11,304         11,489         12,439         12,276         13,112         14,485         15,426         14,764         Planning and Community Environment 9,480           10,309         11,966         13,474         14,761         8,628           9,722           10,568         10,332         10,911         Development Services2 ‐                   ‐                   ‐                   ‐                   ‐                   11,152         10,643         10,908         11,749         11,549         Public Safety 51,022         58,874         62,418         59,537         62,028         61,447         63,784         71,164         73,916         76,344         Community Services 16,451         20,029         20,860         21,661         22,644         23,553         25,511         25,408         29,831         31,619         Library 5,900           6,509           7,072           6,902           7,340           7,980           7,960           8,953           9,120           9,288           Non‐departmental 10,149         7,352           6,819           4,567           8,135           6,180           8,068           6,566           7,579           12,231         Special revenue and capital projects 22,006         35,486         29,154         29,542         37,035         41,754         24,457         39,643         40,971         46,914         Debt service ‐ principal payments 840              870              1,743           1,489           1,524           1,948           7,130           2,066           2,961           2,101           Debt service ‐interest and fiscal fees 382              1,815           2,757           2,659           3,196           3,404           4,266           3,032           2,956           3,398           Payment to bond refunding escrow ‐                   ‐                   586              540              ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   Total Expenditures 143,370       160,912       164,091       160,151       179,063       189,128       186,154       205,985       219,562       234,918       Excess (Deficiency) of Revenues Over (Under) Expenditures (23,348)        (28,493)        3,335           10,645         (14,373)        (4,667)          5,713           (24,571)        (8,291)          (2,455)          Other Financing Sources (Uses) Issuance of Debt ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   8,970           42,297         Proceeds from sale of capital assets ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   2,442           Transfers in 34,835         30,323         47,200         50,343         41,683         45,137         61,835         58,331         56,882         54,711         Transfers out (21,415)        (14,352)        (29,782)        (33,833)        (24,175)        (29,824)        (46,492)        (44,770)        (41,085)        (43,147)        Other ‐                   (101)             ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   Proceeds from long term debt 59,071         ‐                   3,222           21,706         ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   Payments to refund bond escrow ‐                   ‐                   (3,104)          ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   ‐                   Total Other Financing Sources (Uses)72,491         15,870         17,536         38,216         17,508         15,313         15,343         13,561         24,767         56,303         Net Change in Fund Balances 49,143$       (12,623)$     20,871$       48,861$       3,135$         10,646$       21,056$       (11,010)$     16,476$       53,848$       Debt Service as a Percentage of Non‐Capital Expenditures 1.0% 2.2% 3.5% 3.2% 3.3% 3.7% 7.1% 3.1% 3.3% 2.8% Notes: 2The Development Services Department was formed in FY15. 3Contributions from the Stanford University Medical Center. Source: Annual Financial Statements, Governmental Funds, Statement of Revenues, Expenditures and Changes in Fund Balances 1Comprised of the following departments: City Council, City Manager, City Attorney, City Clerk, City Auditor, Administrative Services and Human Resources. Fiscal Year Ended June 30 CITY OF PALO ALTO Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified accrual basis of accounting) (Amounts in thousands) 148 Fiscal Commercial & City of Year Residential Industrial Palo Alto Total 2010 19,898$                         89,315$                    2,890$               112,103$                2011 19,848                           88,076                      2,991                  110,915                  2012 20,328                           85,895                      3,352                  109,575                  2013 19,951                           86,998                      3,265                  110,214                  2014 18,744                           88,419                      3,225                  110,388                  2015 17,404                           88,257                      3,234                  108,895                  2016 18,191                           86,715                      3,127                  108,033                  2017 20,269                           90,635                      3,780                  114,684                  2018 22,764                           100,200                    4,264                  127,228                  2019 23,613                           103,509                    4,404                  131,526                  * The electric operating revenues include sales to customers and city departments, and excludes the sale of surplus energy, utility billing discounts, and bad debt expense. 529 Bryant Street LLC Technology City of Palo Alto Municipal Communications & Power Industries (CPI) Research Lucille Packard Children's Hospital Hospital Space Systems/Loral, LLC Satellite & Satellite Systems Stanford Hospital & Clinics Hospital Tesla, Inc. Manufacturing Varian Medical Systems, Inc. Manufacturing Veterans Administration Hospital Hospital   VMware, Inc. Computer Number Kilowatt‐hour of Customers Sales (kWh)Revenue2 Residential 25,675                           150,602,255            23,613$             Commercial 3,703                             568,750,819            85,332               Industrial 72                                   133,791,543            18,177               CPA 141                                 29,258,401              4,404                  Total 29,591                           882,403,018            131,526$           City of Palo Alto Power Purchase  Western Area Power Administration Hydroelectric 42.2% Forward Market Purchases ‐3.1% Wind Energy 11.3% Landfill Gas Energy 11.0% Solar Energy 37.3% Northern California Power Agency Hydroelectric 21.5% Short‐Term Market ‐20.3% Source: City of Palo Alto, Utilities and Accounting Departments Customer (alphabetical order)Type of Business 1The top ten customers accounted for approximately 35.3% of total kWh consumption (311,586,525 kWh)  and 31.2% of revenue ($42,456,824). The largest customer accounted for 9.1% of total kWh consumption  and 7.8% of revenue. The smallest customer accounted for 1.9% of total kWh consumption and 1.6% of  revenue. Revenue used to determine top ten electric customers includes metered and non‐metered  charges, adjustments, surcharges and discounts. Revenue does not include Utility Users Tax (UUT) and  deposits. 2Revenue includes metered and non‐metered charges and revenue adjustments. Revenue does not  include California Energy Commission (CEC) surcharges, Utility Users Tax (UUT), Primary Voltage and Rate  Assistance (RAP) discounts and deposits. Parts of this schedule are provided as required by the Continuing  Disclosure Agreement for the City's Utility Revenue Bond and are not required by Governmental  Accounting Standards Board (GASB).  CITY OF PALO ALTO Electric Operating Revenue by Source * Last Ten Fiscal Years (Amounts in thousands) Top Ten Electric Customers by Revenue1 149 Top Ten Largest Water Utility Customers (alphabetical order) City of Palo Alto Oak Creek Apartments Palo Alto Hills Golf & Country Club Palo Alto Unified School District Simon Property Group Stanford Hospital & Clinics Stanford West Management Veterans Administration Hospital Vi at Palo Alto VMware Inc. The top ten customers total consumption is 817,423 CCF with revenue of $7,752,774. This amount accounts for approximately 18.5% of total consumption and 16.9% of total revenue. The largest customer (other than the City of Palo Alto) accounted for 2.7% of  consumption and 2.4% of revenue. The smallest customer accounted for 0.7% of consumption and 0.7% of revenue. Revenue used to determine top ten water utility  customers includes metered and non‐metered charges, adjustments, surcharges  and discounts. Revenue does not include Utility Users Tax (UUT) and deposits. Note: Source: City of Palo Alto, Utilities Department CITY OF PALO ALTO Supplemental Disclosure for Water Utilities Fiscal Year 2019 This schedule is provided as required by the Continuing Disclosure Agreement for the City's Utility Revenue  Bond and is not required by Governmental Accounting Standards Board (GASB).  150 Top Ten Largest Gas Utility Customers (alphabetical order) City of Palo Alto Communications & Power Industries (CPI) Genencor International Hewlett Packard Palo Alto Unified School District Space Systems/Loral, LLC Stanford Hospital & Clinics Stanford University Veterans Administration Hospital VMware Inc. The top ten customers total consumption is 7,172,798 THM with revenue of $8,791,874. This amount accounts for approximately 24.7% of total consumption and 21.1% of total revenue. The largest customer (other than the City of Palo Alto) accounted for 6.1% of  consumption and 5.1% of revenue. The smallest customer accounted for 1.1% of consumption and 1% of revenue.  Note: Source: City of Palo Alto, Utilities Department CITY OF PALO ALTO Supplemental Disclosure for Gas Utilities Fiscal Year 2019 This schedule is provided as required by the Continuing Disclosure Agreement for the City's Utility Revenue  Bond and is not required by Governmental Accounting Standards Board (GASB).  151 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Net Local Secured Roll Land 11,007,650$       11,011,160$       11,352,993$       12,255,515$       13,357,851$       14,409,837$       15,718,665$       17,333,969$       18,770,642$       20,386,904$        Improvements 10,752,671         10,962,928         11,703,597         12,381,306         12,984,735         13,633,986         14,998,502         16,752,295         18,642,970         19,845,666          Personal property 288,148               241,280               257,436               287,296               307,499               290,590               310,929               306,576               300,352               181,381               22,048,469         22,215,368         23,314,026         24,924,117         26,650,085         28,334,413         31,028,096         34,392,840         37,713,964         40,413,951          Less: Exemptions net of state aid (1,809,119)           (1,757,241)           (2,346,728)           (2,589,653)           (2,610,521)           (2,761,495)           (3,409,836)           (4,244,500)           (5,203,968)           (5,522,323)           Total Net Local Secured Roll 20,239,350         20,458,127         20,967,298         22,334,464         24,039,564         25,572,918         27,618,260         30,148,340         32,509,996         34,891,628          Public utilities 2,573                    2,573                    2,573                    2,573                    2,573                    2,573                    2,573                    2,573                    2,573                    7,004                    Unsecured property 1,638,436            1,495,574            1,516,837            1,355,970            1,493,922            1,622,636            1,794,921            1,803,468            1,922,170            1,902,781            Total Assessed Value 21,880,359$        21,956,274$        22,486,708$        23,693,007$        25,536,059$        27,198,127$        29,415,754$        31,954,381$        34,434,739$        36,801,413$        Total Direct Tax Rate 1% 1% 1% 1% 1% 1% 1% 1% 1% 1% Note: The State Constitution requires property to be assessed at 100% of the most recent purchase price, plus an increment of no more than 2% annually,  plus any local over‐rides. These values are considered to be full market values. Source:  County of Santa Clara Assessor's Office CITY OF PALO ALTO Assessed Value of Taxable Property Last Ten Fiscal Years (Amounts in thousands) Fiscal Year Ended June 30 $13,000,000 $15,000,000 $17,000,000 $19,000,000 $21,000,000 $23,000,000 $25,000,000 $27,000,000 $29,000,000 $31,000,000 $33,000,000 $35,000,000 $37,000,000 $39,000,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 $ T h o u s a n d s Total Assessed Value 152 Basic County County Total County County Hospital City Library Santa Clara Affordable  Direct and Fiscal Wide Retirement G.O. Bond G.O. Bond Valley Water School Community Midpeninsula Housing Bond Overlapping Year Levy Levy (Measure A)1 (Measure N)2 District District College Open Space3 (Measure A)4 Rates 2010 1.00        0.0388           0.0122              ‐                     0.0074              0.0686         0.0322             1.16              2011 1.00        0.0388           0.0095              0.0171              0.0072              0.0751         0.0326             1.18              2012 1.00        0.0388           0.0047              0.0155              0.0064              0.0742         0.0297             1.17              2013 1.00        0.0388           0.0051              0.0129              0.0069              0.0718         0.0287             1.16              2014 1.00        0.0388           0.0035              0.0177              0.0070              0.0655         0.0290             1.16              2015 1.00        0.0388           0.0091              0.0159              0.0065              0.0657         0.0276             1.16              2016 1.00        0.0388           0.0088              0.0148              0.0057              0.0604         0.0240             0.0008             1.15              2017 1.00        0.0388           0.0086              0.0129              0.0086              0.0591         0.0234             0.0006             1.15              2018 1.00        0.0388           0.0082              0.0118              0.0062              0.0570         0.0220             0.0009             0.0127              1.16              2019 1.00        0.0388           0.0072              0.0111              0.0042              0.0858         0.0217             0.0018             0.0105              1.18              Notes:1The County General Obligation Bond (Measure A) was passed in 2008 to fund the seismic upgrade of the Santa Clara Valley Medical Center. Rates were first levied for the 2009‐10 fiscal year. 2The City of Palo Alto General Obligation Bond (Measure N) was passed in 2008 to fund the construction and  renovation of three of the City's libraries. Rates were first levied for the 2010‐11 fiscal year. 3The Midpeninsula Regional Open Space District Bond Issue and Property Tax, Measure AA, passed in 2014. 4The Santa Clara County Affordable Housing Bond ‐ Measure A 2016 passed on November 8, 2016. Source: County of Santa Clara, Tax Rates and Information CITY OF PALO ALTO Property Tax Rates All Overlapping Governments Last Ten Fiscal Years  $1.10  $1.12  $1.14  $1.16  $1.18  $1.20 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Rate per $100 of Assessed Value 153 Fiscal Year Total Tax Percentage  Collections in Percentage of Ended June 30 Levy1 for FY Amount of Levy Subsequent Years 2 Amount Levy 2010 25,981$          25,981$        100% ‐                               25,981$      100% 2011 25,688             25,688          100% ‐                               25,688        100% 2012 26,494             26,494          100% ‐                               26,494        100% 2013 28,742             28,742          100% ‐                               28,742        100% 2014 30,587             30,587          100% ‐                               30,587        100% 2015 34,117             34,117          100% ‐                               34,117        100% 2016 36,607             36,607          100% ‐                               36,607        100% 2017 39,381             39,381          100% ‐                               39,381        100% 2018 42,839             42,839          100% ‐                               42,839        100% 2019 47,327             47,327          100% ‐                               47,327        100% Notes: Source:Annual Financial Statements, Government Funds, Statement of Revenues, Expenditures and  Changes in Fund Balances. 1During fiscal year 1995, the County of Santa Clara began providing the City 100% of its tax levy  under an agreement which allows the county to keep all interest and delinquency charges  collected. 2Effective fiscal year 1994, the City is on the Teeter Plan, under which the County of Santa Clara  pays the full tax levy due. CITY OF PALO ALTO Property Tax Levies and Collections Last Ten Fiscal Years (Amounts in thousands) Collected within the  Fiscal Year of the Levy Total Collections to Date 154 Taxable Assessed  Value Rank Percentage of  Total Taxable  Assessed Value Taxable  Assessed  Value Rank Percentage of  Total Taxable  Assessed Value Leland Stanford Jr. University 5,446,309$             1 14.8% 3,339,922$    1 15.3% Loral Space & Communications 248,247                   2 0.7% 210,132          2 1.0% Google Inc. 213,982                   3 0.6% 395 Page Mill LLC 118,303                   4 0.3% ARE‐San Francisco 69 LLC 114,575                   5 0.3% SVF Sherman Palo Alto Corporation  97,856                     6 0.3% Hohbach Realty Co. LP 94,642                     7 0.3% SI 45 LLC 81,145                     8 0.2% Gwin Property Inc. 78,540                     9 0.2% BVK Hamilton Ave LLC 73,189                     10 0.2% Arden Realty Limited Partnership 111,897          3 0.5% Whisman Ventures, LLC 104,529          4 0.5% ECI 2 Bayshore LLC/ECI Hamilton LLC 73,523            5 0.3% Blackhawk Parent LLC 49,939            6 0.2% Pacific Hotel Dev Venture LP 43,686            7 0.2% 300 / 400 Hamilton Associates 41,221            8 0.2% Ronald & Ann Williams Charitable Foundation 40,346            9 0.2% 505 Hamilton Avenue Partners LLC 40,142            10 0.2% Total 6,566,788$             17.8% 4,055,337$    18.5% Total City Taxable Assessed Value: FY 2019 36,801,413$           FY 2010 21,880,359$           Source: California Municipal Statistics, Inc. Fiscal Year 2019 Fiscal Year 2010 Taxpayer CITY OF PALO ALTO Principal Property Taxpayers Current Year and Nine Years Ago (Amounts in thousands) 155 2018‐2019 No. of Assessed % of No. of % of Taxable % of Valuation1 Total Parcels Total Parcels Total Non‐Residential: Agricultural/forest 33,351,880$            0.10 % 49            0.24 % 31            0.15 % Commercial 1,957,286,113         5.61 459         2.20 456         2.23 Professional/office 5,325,032,104         15.26 551         2.64 531         2.60 Industrial/research & development 1,995,220,030         5.72 232         1.11 231         1.13 Recreational 46,286,052              0.13 15            0.07 13            0.06 Government/social/institutional 115,102,472            0.33 115         0.55 51            0.25 Miscellaneous 7,825,940                 0.02 18            0.09 17            0.08 Subtotal Non‐Residential 9,480,104,591$       27.17 % 1,439      6.90 % 1,330      6.50 % Residential: Single family residence 20,621,273,432$    59.10 % 15,094    72.42 % 15,046    73.54 % Condominium/townhouse 2,590,656,482         7.42 3,091      14.83 3,087      15.09 Mobile Home 73,254                      0.00 7              0.03 7              0.03 2‐4 Residential units 494,582,920            1.42 497         2.38 497         2.43 5+ Residential units 1,523,956,988        4.37 341        1.64 326        1.59 Subtotal Residential 25,230,543,076$    72.31 % 19,030    91.31 % 18,963    92.68 % Vacant Parcels 180,979,844$          0.52 % 373         1.79 % 168         0.82 % Total 34,891,627,511$    100        % 20,842    100         % 20,461    100 % Notes: This schedule is provided as required by the Continuing Disclosure Agreement for the City's General Obligation 2010 and 2013A Bonds and is not required by Governmental Accounting Standards Board (GASB). Therefore, ten years of comparison data is not presented. 1Local secured assessed valuation, excluding tax‐exempt property. Source: California Municipal Statistics, Inc. CITY OF PALO ALTO Assessed Valuation and Parcels by Land Use As of June 30, 2019 156 No. of Taxable Average Parcels1 Assessed Valuation Single Family Residential 15,046 $1,370,549 No. of % of Cumulative % of  Cumulative Taxable Total % of Total Total Total % of Total Parcels1 Parcels Parcels Valuation Valuation Valuation 989           6.57        6.57              79,633,247$               0.39          0.39              1,694        11.26     17.83            235,648,435               1.14          1.53              763           5.07        22.90            189,109,555               0.92          2.45              685           4.55        27.46            237,520,031               1.15          3.60              582           3.87        31.32            261,675,882               1.27          4.87              637           4.23        35.56            350,220,578               1.70          6.57              657           4.37        39.92            425,039,262               2.06          8.63              570           3.79        43.71            427,135,161               2.07          10.70            478           3.18        46.89            407,331,229               1.98          12.67            584           3.88        50.77            554,955,818               2.69          15.36            531           3.53        54.30            557,321,101               2.70          18.07            516           3.43        57.73            592,667,085               2.87          20.94            413           2.74        60.47            515,011,442               2.50          23.44            434           2.88        63.36            585,810,095               2.84          26.28            388           2.58        65.94            563,108,182               2.73          29.01            386           2.57        68.50            597,626,574               2.90          31.91            378           2.51        71.02            623,525,260               3.02          34.93            331           2.20        73.22            578,946,367               2.81          37.74            298           1.98        75.20            551,743,555               2.68          40.41            284           1.89        77.08            553,327,425               2.68          43.10            3,448        22.92     100.00         11,733,917,348         56.90        100.00         15,046      100.00   20,621,273,632$       100.00      Notes: Source: California Municipal Statistics, Inc. This schedule is provided as required by the Continuing Disclosure Agreement for the City's General  Obligation 2010 and 2013A Bonds and is not required by Governmental Accounting Standards Board  (GASB). Therefore, ten years of comparison data is not presented. 1Improved single family residential parcels. Excludes condominiums and parcels with multiple family  units. $1,900,000‐1,999,999 $2,000,000 and greater Total $1,800,000‐1,899,999 $700,000‐799,999 $800,000‐899,999 $900,000‐999,999 $1,000,000‐1,099,999 $1,100,000‐1,199,999 $1,200,000‐1,299,999 $1,300,000‐1,399,999 $1,400,000‐1,499,999 $1,500,000‐1,599,999 $1,600,000‐1,699,999 $1,700,000‐1,799,999 $600,000‐699,999 $20,621,273,432 $981,333 2018‐2019 Assessed Valuation $0‐99,999 $100,000‐199,999 $200,000‐299,999 $300,000‐399,999 $400,000‐499,999 $500,000‐599,999 Assessed Valuation Assessed Valuation CITY OF PALO ALTO Per Parcel Assessed Valuation of Single Family Residential As of June 30, 2019 2018‐2019 Median 157 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 6,765$       5,895$       1,685$       1,560$       1,430$       1,285$       1,135$       975$          8,970$       46,305$     55,305       55,305       54,540       74,235       73,215       71,795       65,210       63,710       62,140       60,500       2011 Lease‐Purchase Agreement ‐                 ‐                 2,764         2,400         2,026         1,643         1,248         842            426            ‐                 Add: unamortized premium 3,766         3,640         3,514         4,400         4,242         4,084         3,926         3,768         3,610         8,331         (571)           ‐                 ‐                 ‐                 ‐                 ‐                 ‐                 ‐                    65,265       64,840       62,503       82,595       80,913       78,807       71,519       69,295       75,146       115,136     72,104       69,551       65,879       63,104       60,224       57,224       54,095       50,825       47,400       43,815       Energy Tax Credits 1,200         1,100         1,000         900            800            700            600            500            400            300            State Water Resources Loan 13,080       16,696       15,900       15,109       14,309       13,500       12,681       15,034       17,711       29,589       (2,737)        (229)           580            543            867            803            737            673            608            544            83,647       87,118       83,359       79,656       76,200       72,227       68,113       67,032       66,119       74,248       Outstanding Debt 148,912$  151,958$  145,862$  162,251$  157,113$  151,034$  139,632$  136,327$  141,265$  189,384$  4.51% 3.86% 3.36% 3.36% 3.24% 2.94% 2.52% 2.38% 2.33% 2.88% Population 65,408       64,417       65,544       66,368       66,861       66,029       66,968       66,478       66,649       67,082       2.28$         2.36$         2.23$         2.44$         2.35$         2.29$         2.09$         2.05$         2.12$         2.82$         Notes: Sources: 2019 Official City Data Set (population) California Department of Transportation Long‐Term Socio‐Economic Forecasts (personal income) Annual Financial Statements and Note 7 General Long‐Term Obligations Debt Per Capita 1See the schedule of Demographic and Economic Statistics for personal income data. Per capita personal income is only available for Santa Clara  County, therefore personal income is the product of the countywide per capita amount and the City's population. County of Santa Clara (assessed valuation) Percentage of Personal Income1 Certificates of Participation General Obligation Bonds Less: unamortized discount/     issuance costs Total Governmental Activities Business‐type Activities Utility Revenue Bonds Less: unamortized discount/     issuance costs Total Business‐type Activities Total Primary Government Governmental Activities CITY OF PALO ALTO Ratio of Outstanding Debt by Type Last Ten Fiscal Years (Amounts in thousands) Fiscal Year Ended June 30 $0 $20,000 $40,000 $60,000 $80,000 $100,000 $120,000 $140,000 $160,000 $180,000 $200,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 $ T h o u s a n d s Total Governmental Activities Total Business‐type Activities 158 2018‐2019 Assessed Valuation 36,801,413,139$      Percentage Amount Applicable Applicable Total Debt to City of to City of Outstanding Palo Alto1 Palo Alto Santa Clara County 947,220,000$            7.62% 72,197,108$               Foothill‐DeAnza Community College District 620,143,886              21.99% 136,344,835               Palo Alto Unified School District 269,174,345              90.02% 242,321,512               Fremont Union High School District 562,210,088              0.01% 50,599                         Los Gatos‐Saratoga Joint Union High School District 95,760,000                 0.01% 11,491                         Mountain View‐Los Altos Union High School District 148,973,967              0.94% 1,403,335                    Cupertino Union School District 274,238,303              0.02% 46,621                         Los Altos School District 50,665,000                 1.19% 601,900                       Mountain View‐Whisman School District 180,470,000              0.72% 1,304,798                    Saratoga Union School District 23,580,378                 0.03% 6,131                            Whisman School District 13,105,005                 1.94% 254,892                       City of Palo Alto 60,500,000                 100% 60,500,000                 El Camino Hospital District 124,490,000              0.08% 99,592                         Midpeninsula Regional Open Space District 92,460,000                 12.86% 11,885,733                 City of Palo Alto Special Assessment Bonds 20,935,000                 100% 20,935,000                 Santa Clara Valley Water District Benefit Assessment District 73,570,000                 7.62% 5,607,505                    Total Direct and Overlapping Tax and Assessment Debt 553,571,052               710,539,120              7.62% 54,157,292                               352,378,882  7.62%                  26,858,318                     4,255,000  7.62%                        324,316                  26,723,002  21.99%                    5,875,319                     3,538,000  0.01%                                425                     1,745,000  0.94%                          16,438  Mountain View‐Whisman School District Certificates of Participation                 31,645,000  0.72%                        228,793                     3,535,000  0.03%                                919  Los Altos School District Certificates of Participation                    2,405,945  1.19%                          28,583  City of Palo Alto General Fund Obligations                 46,305,000  100%                  46,305,000                     2,245,000  7.62%                        171,114  Midpeninsula Regional Open Space Park District General Fund Obligations 117,450,600              12.86%                 15,098,275   $            149,064,792                   24,532,813   $            124,531,979   $            678,103,031   Ratio to  Assessed Valuation Total Direct Debt 0.29% 106,805,000$            3 Total Overlapping Debt 1.55% 571,298,031               Total Direct and Overlapping Debt 1.84% 678,103,031$            2 Notes: 1Percentage of overlapping agency's assessed valuation located within boundaries of the city. 2Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non‐bonded capital lease obligations. Source:  California Municipal Statistics, Inc. 3Total direct debt excludes any premiums, discounts or other amortization amounts. Santa Clara County Pension Obligations Santa Clara County Board of Education Certificates of Participation Foothill‐DeAnza Community College District Certificates of Participation Los Gatos‐Saratoga Joint Union High School District Certificates of Participation Mountain View‐Los Altos Union High School District Certificates of Participation Saratoga Union High School District Certificates of Participation Less: Santa Clara County supported obligations Total Net Direct and Overlapping General Fund Debt Overlapping debt is the financial obligations of one political jurisdiction that also falls partly on a nearby jurisdiction. The amount of debt of each  unit applicable to the reporting unit is arrived at by 1) determining what percentage of the total assessed value of the overlapping jurisdiction  lies within the limits of the reporting unit, and 2) applying this percentage to the total debt of the overlapping jurisdiction.   Santa Clara County Vector Control District Certificates of Participation Total Gross Direct and Overlapping General Fund Debt Total Combined Debt Santa Clara County General Fund Obligations CITY OF PALO ALTO Computation of Direct and Overlapping Debt As of June 30, 2019 Direct and Overlapping Tax and Assessment Debt Direct and Overlapping General Fund Debt 159 Assessed  Valuation: Secured property assessed value, net of exempt real property 36,801,413$         Bonded Debt Limit (3.75% of Assessed Value) 1 1,380,053                    Direct Debt: Certificates of Participation 46,305                  General Obligation bonds 60,500                  Total Direct Debt3 106,805                Less: Amount of Debt Not Subject to Limit 2 46,305                  Total Net Debt Applicable to Limit 60,500                         Legal Bonded Debt Margin 1,319,553$                 Total Bonded Total Net Debt Legal Total Net Debt Ratio of Net General Fiscal Assessed Debt Limit Applicable to Bonded Debt Applicable to the Debt to Bonded Debt Year Value (AV)(3.75% of AV)Limit Margin Population Debt as a %Assessed Value Per Capita 2010 21,085,609$         790,710$              55,305$                735,405$              65,408                         6.99% 0.0026                   0.85 2011 21,880,359           820,513                55,305                  765,208                64,417                         6.74% 0.0025                   0.86 2012 21,956,274           823,360                54,540                  768,820                65,544                         6.62% 0.0025                   0.83 2013 22,486,708           843,252                74,235                  769,017                66,368                         8.80% 0.0033                   1.12 2014 23,693,007           888,488                73,215                  815,273                66,861                         8.24% 0.0031                   1.10 2015 27,198,127           1,019,930             71,795                  948,135                66,029                         7.04% 0.0026                   1.09 2016 29,415,754           1,103,091             65,210                  1,037,881             66,968                         5.91% 0.0022                   0.97 2017 31,954,381           1,198,289             63,710                  1,134,579             66,478                         5.32% 0.0020                   0.96 2018 34,434,739           1,291,303             62,140                  1,229,163             66,649                         4.81% 0.0018                   0.93 2019 36,801,413           1,380,053             60,500                  1,319,553             67,082                         4.38% 0.0016                   0.90 Notes: Source: Annual Financial Statements, Assessed Value of Taxable Property and Note 7 General Long‐Term Obligations 2In accordance with California Government Code Section 43605, only the City's General Obligation bonds are subject to the legal debt limit of 15%.  Enterprise Fund debt is not subject to legal debt margin. CITY OF PALO ALTO Computation of Legal Bonded Debt Margin As of June 30, 2019 (Amounts in thousands) 1California Government Code, Section 43605 sets the debt limit at 15% of the assessed value of all real and personal property of the City. Because this  Code section was enacted when assessed value was 25% of market value, the limit is calculated at one‐fourth, or 3.75%. This legal debt margin applies  to General Obligation debt. Prior year limits have been adjusted to conform to the current year methodology. 3Total direct debt excludes any premiums, discounts or other amortization amounts. 160 Less: Net Revenue Fiscal Gross Direct Operating Available for Year Revenue Expenses2 Debt Service Principal Interest3 Total Coverage Ratio 2010 230,308$          171,320$               58,988$                 1,755$           1,954$           3,709$           15.90                   2011 234,278            151,641                 82,637                    2,655             3,261             5,916             13.97                   2012 235,160            169,777                 65,383                    2,945             2,959             5,904             11.07                   2013 237,842            173,510                 64,332                    2,875             3,167             6,042             10.65                   2014 239,948            176,718                 63,230                    2,980             3,073             6,053             10.45                   2015 234,025            188,276                 45,749                    3,100             2,954             6,054             7.56                     2016 235,386            186,793                 48,593                    3,230             2,823             6,053             8.03                     2017 264,734            205,102                 59,632                    3,370             2,678             6,048             9.86                     2018 288,610            231,255                 57,355                    3,525             2,524             6,049             9.48                     2019 306,237            227,824                 78,413                    3,685             2,359             6,044             12.97                   Notes:1Airport, Refuse and Fiber Optics funds have no debt and are therefore excluded from this schedule. 2Excludes depreciation and amortization expense. 3Excludes joint venture debt service and federal interest subsidy. Source: City of Palo Alto, Accounting Department Debt Service CITY OF PALO ALTO Revenue Bond Coverage Business‐type Activities1 Last Ten Fiscal Years (Amounts in thousands) $0 $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000 $80,000 $90,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 $ T h o u s a n d s Net Revenue Available for Debt Service Total Debt Service 161 Fiscal Year 2010 2,215$            2,418$                 1,402$          1,254$         343$            549$           219$           4,458$               5,556$           18,414$               2011 2,374              2,621                   1,564            1,292           381              630             242             4,873                 6,322              20,299                 2012 2,445              2,937                   1,590            1,492           387              722             257             5,049                 7,034              21,913                 2013 2,478              3,160                   1,465            1,656           424              765             259             4,056                 13,729           27,992                 2014 2,097              3,541                   1,555            2,041           392              772             444             4,845                 9,890              25,577                 2015 2,398              3,894                   1,672            1,708           435              699             265             3,674                 11,253           25,998                 2016 2,250              4,134                   1,410            1,694           448              582             257             4,949                 12,423           28,147                 2017 2,036              4,079                   1,513            1,794           542              502             259             3,810                 14,325           28,860                 2018 2,001              4,224                   1,716            1,647           428              614             243             3,184                 15,663           29,720                 2019 1,934              4,299                   1,795            1,994           409              706             810             2,245                 22,254           36,446                 Source: California State Board of Equalization, compiled by MuniServices LLC Sales Tax Rates for the Fiscal Year ended June 30, 2019 State Rate:7.25% Special District Tax Rates: Santa Clara County Transit District (SCCT) 0.50% Santa Clara County Valley Transportation Authority (SCVT) 0.50% Santa Clara VTA BART Operating and Maintenance Transactions and Use Tax (SVTB) 0.125% Santa Clara Retail Transactions and Use Tax (SCCR) 0.125% Santa Clara County Valley Transportation Authority (SCVT)  0.50% Total Sales and Use Tax Rate:9.000% Source: California State Board of Equalization CITY OF PALO ALTO Taxable Transactions by Type of Business Last Ten Fiscal Years (Amounts in thousands) Total ECONOMIC SEGMENT Department  Stores Restaurants Furniture/  Appliance Food  Markets Service  Stations Drug  Stores Other Retail All Other Apparel  Stores Department Stores 5% Restaurants 12% Furniture/ Appliance 5% Apparel Stores 6% Food Markets 1% Service Stations 2% Drugs Stores 2% Other Retail 6% All Other 61% Fiscal Year 2019 162 Santa Clara Santa Clara City of Palo Alto City of Palo Alto Santa Clara City Population  County Total  County Per Capita Fiscal City of Palo Alto Unemployment School County as a Percentage of Personal Income Personal Income Year Population Rate Enrollment Population County Population (in thousands)(in thousands) 2010 65,408                     6.2% 11,565                    1,880,876                   3.48% 95,000,000             50,508                      2011 64,417                     5.3% 12,024                    1,786,443                   3.61% 109,300,000           * 61,183                      * 2012 65,544                     4.7% 12,286                    1,813,860                   3.61% 120,100,000           * 66,212                      * 2013 66,368                     3.6% 12,396                    1,840,218                   3.61% 134,000,000           * 72,817                      * 2014 66,861                     2.8% 12,483                    1,866,208                   3.58% 135,200,000           * 72,446                      * 2015 66,029                     2.7% 12,532                    1,890,929                   3.49% 147,300,000           * 77,898                      * 2016 66,968                     2.9% 12,488                    1,915,102                   3.50% 158,700,000           * 82,868                      * 2017 66,478                     2.4% 12,261                    1,930,215                   3.44% 166,600,000           86,312                      2018 66,649                     2.5% 12,230                    1,948,176                   3.42% 177,600,000           91,162                      2019 67,082                     2.1% 11,938                    1,965,597                   3.41% 192,600,000           97,985                      Note: Data on personal income and per capita personal income is only available for Santa Clara County. Source: Beginning in 2015 population is sourced from the US Census Bureau Community Survey (via the City of Palo Alto's Official City Data Set). State of California Employment Development Office (unemployment rate) Palo Alto Unified School District (school enrollment) * California Department of Transportation Long‐Term Socio‐Economic Forecasts (personal income). Forecasts from prior years are updated annually. CITY OF PALO ALTO Demographic and Economic Statistics Last Ten Fiscal Years  63,000  64,000  65,000  66,000  67,000  68,000 City Population  10,000  10,500  11,000  11,500  12,000  12,500  13,000 School Enrollment 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0%City Unemployment Rate 163 Number of  Employees Rank Percentage of Total  City Employment Number of  Employees Rank Percentage of Total  City Employment Stanford Health Care 5,500           1 4.2% 5,569           2 5.1% Lucile Packard Children's Hospital 5,700           2 4.3% 3,549           3 3.2% Stanford University2 4,500           3 3.4% 10,101         1 9.2% Veteran's Affairs Palo Alto Health Care System 3,900           4 3.0% 3,500           4 3.2% VMware Inc. 3,500           5 2.6% SAP Labs Inc. 3,500           6 2.6% Space Systems/Loral 2,800           7 2.1% 1,700           7 1.5% Hewlett‐Packard Company 2,500           8 1.9% 2,001           5 1.8% Palo Alto Medical Foundation 2,200           9 1.7% 2,000           6 1.8% Varian Medical Systems 1,400           10 1.1% Wilson Sonsini Goodrich & Rosati 1,500           8 1.4% Palo Alto Unified School District 1,336           9 1.2% City of Palo Alto 1,100           10 1.0% Total 35,500         26.9% 32,356         29.3% Estimated Total City Day Population: FY 2019 132,112       FY 2010 110,246       Notes: Source:   2019 Official City Data Set (total City day population); AtoZ databases; Stanford website, Stanford Planning Office. CITY OF PALO ALTO Principal Employers Current Year and Nine Years Ago FY 20191 FY 2010 Employer 1Available data sources are limited and may be unreliable. The City does not affirm the validity of this data. 2019 numbers are  rounded. Figures may include employees not located within City limits. 2FY19 data was not available for Stanford Health Care and Stanford University.  Prior year's data was used. 164 165  This page is left intentionally blank.    2009 2010 2011 2012 Governmental activities Community Services Number of theater performances 159                           174                           175                           175                           Total hours of athletic field usage 2 45,762                     41,705                     42,687                     44,226                     Number of rounds of golf 72,170                     69,791                     67,381                     65,653                     Enrollment in recreation classes (includes summer camps) 13,091                     12,880                     12,310                     11,703                     Planning and Community Environment Planning applications completed 273                           226                           238                           204                           Building permits issued 2,543                       2,847                       3,559                       3,320                       Caltrain average weekday boarding 3 4,407                       4,359                       4,923                       5,730                       Police Calls for service 53,275                     55,860                     52,159                     51,086                     Total arrests 2,612                       2,451                       2,288                       2,212                       Parking citations issued 49,996                     42,591                     40,426                     41,875                     Animal Services Number of service calls 2,873                       2,692                       2,804                       3,051                       Number of animals handled 3,422                       3,147                       3,323                       3,379                       Fire Calls for service 7,549                       7,468                       7,555                       7,796                       Number of fire incidents 239                           182                           165                           186                           Number of fire inspections 4 1,028                       1,526                       1,807                       1,654                       Library  Total number of cardholders 54,878                     51,969                     53,246                     60,283                     Total number of items in collection 293,735                   298,667                   314,101                   306,160                   Total checkouts 1,633,955               1,624,785               1,476,648               1,559,932               Public Works Street resurfacing (lane miles) 23                             32                             29                             40                             Number of potholes repaired 3,727                       3,149                       2,986                       3,047                       Sq. ft. of sidewalk replaced or permanently repaired 56,909                     54,602                     71,174                     72,787                     Number of trees planted 250                           201                           150                           143                           Tons of materials recycled or composted 49,911                     48,811                     56,586                     51,725                     Business‐type activities Electric Number of customer accounts 28,527                     29,430                     29,708                     29,545                     Residential MWH consumed 159,899                   163,098                   160,318                   160,604                   Gas Number of customer accounts 23,090                     23,724                     23,816                     23,915                     Residential therms consumed 11,003,088             11,394,712             11,476,609             11,522,999             Water Number of customer accounts 19,422                     20,134                     20,248                     20,317                     Residential water consumption (CCF) 2,566,962               2,415,467               2,442,415               2,513,595               Wastewater collection Number of customer accounts 22,210                     22,231                     22,320                     22,421                     Millions of gallons processed 7,958                       8,184                       8,652                       8,130                       Notes: 2According to the department, this measure was not accurately tracked during FY13 or FY14. Source: FUNCTIONS/PROGRAMS 4The method for calculating the number of fire inspections changed in FY17. The department now uses a more detailed feature  which categorizes inspections by type and location. CITY OF PALO ALTO Operating Indicators by Function/Program Last Ten Fiscal Years1 City of Palo Alto Performance Report (formerly the Service Efforts and Accomplishments Report); 2018 Official City Data Set  (Caltrain) 3Prior‐year data has been updated based on annual counts revised by Caltrain. Beginning 2015, data source is Official City Data  Set. 1Ten most recent years available. Fiscal Year Ended June 30 166 2013 2014 2015 2016 2017 2018 184                           108                           172                           161                           171                           160                           ‐ ‐ 47,504                     65,723                     71,431                     65,443                     60,153                     46,527                     42,048                     42,573                     ‐                                6,790                       11,598                     11,997                     12,586                     12,974                     11,649                     10,652                     307                           310                           335                           383                           365                           376                           3,682                       3,624                       3,844                       3,492                       2,970                       3,105                       6,763                       7,564                       8,294                       9,622                       9,994                       9,977                       54,628                     58,559                     59,795                     53,870                     53,901                     55,480                     2,274                       2,589                       3,273                       2,988                       2,745                       2,678                       43,877                     36,551                     41,412                     37,624                     33,661                     37,441                     2,909                       2,398                       2,013                       2,421                       1,674                       1,737                       2,675                       2,480                       2,143                       2,184                       2,211                       2,077                       7,904                       7,829                       8,548                       8,882                       9,153                       8,981                       150                           150                           135                           150                           155                           189                           2,069                       1,741                       1,964                       2,806                       5,476                       9,581                       51,007                     46,950                     51,792                     57,307                     54,676                     56,159                     277,749                   361,103                   429,460                   461,292                   427,548                   472,895                   1,512,975               1,364,872               1,499,406               1,400,926               1,524,614               1,538,118               36                             36                             31                             39                             39                             31                             2,726                       3,418                       2,487                       3,435                       3,449                       2,835                       82,118                     74,051                     120,776                   115,293                   17,275                     38,557                     245                           148                           305                           387                           319                           411                           47,941                     49,594                     50,546                     56,438                     60,582                     57,744                     29,299                     29,338                     29,065                     29,304                     29,616                     29,475                     156,411                   153,190                   145,284                   150,112                   148,986                   149,526                   23,659                     23,592                     23,461                     23,467                     23,637                     23,395                     10,834,793             10,253,776             8,537,754               9,535,377               10,233,669             10,261,276             20,043                     20,037                     20,061                     19,994                     20,213                     20,000                     2,521,930               2,496,549               2,052,176               1,696,383               1,856,879               2,120,588               22,152                     22,105                     21,990                     22,016                     22,216                     21,979                     7,546                       7,186                       6,512                       6,387                       7,176                       6,464                       Fiscal Year Ended June 30 167 2010 2011 2012 2013 2014 FUNCTION/PROGRAM Public Safety Fire: Fire Stations Operated 8                 8                 7                 7                 7                 Police: Police Stations 1                 1                 1                 1                 1                 Police Patrol Vehicles 30               30               30               30               30               Community Services Acres ‐ Downtown/Urban Parks2 157             157             157             157             157             Acres ‐ Open Space2 3,744          3,744          3,744          3,744          3,744          Acres ‐ Parks and Preserves2 ‐                  ‐                  ‐                  ‐                  ‐                  Acres ‐ Open Space2 ‐                  ‐                  ‐                  ‐                  ‐                  Acres ‐ Municipal Golf Course2 ‐                  ‐                  ‐                  ‐                  ‐                  Parks and Preserves 36               36               36               36               36               Golf Course (see above for acreage) 1                 1                 1                 1                 1                 Tennis Courts 51               51               51               51               51               Athletic Center 4                 4                 4                 4                 4                 Community Centers 4                 4                 4                 4                 4                 Theaters 3                 3                 3                 3                 3                 Cultural Center/Art Center 1                 1                 1                 1                 1                 Junior Museum and Zoo 1                 1                 1                 1                 1                 Swimming Pools 1                 1                 1                 1                 1                 Nature Center 3                 3                 3                 3                 3                 Libraries Libraries 5                 5                 5                 5                 5                 Public Works: Number of Trees Maintained3 32,007       31,993       31,890       31,923       31,757       Electric Utility1 Miles of Overhead Lines 193             193             223             222             223             Miles of Underground Lines 253             253             245             246             249             Water Utility Miles of Water Mains 214             214             234             233             236             Gas Utility Miles of Gas Mains 205             205             210             210             214             Waste Water Miles of Sanitary Sewer Lines 207             207             217             217             217             Note: Source: City of Palo Alto 3Due to an error in the beginning balance, the number of trees maintained was adjusted for all prior years in FY18.  1The City of Palo Alto Utilities Department recently completed the conversion of its electric system maps to a GIS  mapping system database. Therefore, the distances reported for FY 11/12 and forward are more accurate than the  distances reported in previous years. 2Beginning in 2016 park acreage is sourced from the Official City Data Set.  The discrepancy between FY16 and FY17  is because FY16 numbers were derived off GIS parcels identified as parks or zoned in the Open Space Zoning District.  For FY17, Council approved Parks Master Plan numbers were used. CITY OF PALO ALTO Capital Asset Statistics by Function/Program Last Ten Fiscal Years  Fiscal Year Ended June 30 168 2015 2016 2017 2018 2019 7                 7                 7                 7                 7                 1                 1                 1                 1                 1                 30               30               30               30               30               157             ‐                  ‐                  ‐                  ‐                  3,752          ‐                  ‐                  ‐                  ‐                  ‐                  3,921          174             174             174             ‐                  4,489          4,030          4,030          4,030          ‐                  ‐                  181             181             181             36               36               36               36               36               1                 1                 1                 1                 1                 51               51               51               51               51               4                 4                 4                 4                 4                 4                 4                 4                 4                 4                 3                 3                 3                 3                 3                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 1                 3                 3                 3                 3                 3                 5                 5                 5                 5                 5                 31,652       31,699       31,712       31,849       31,815       223             222             223             222             220             262             268             264             272             274             236             235             236             236             236             211             209             210             210             210             217             216             216             216             216             Fiscal Year Ended June 30 169 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Governmental Funds                     General Fund: Administrative 89        83        83        85        83        84        86        87        89        87        Community Services 94        74        74        74        74        76        77        78        79        78        Development Services5 ‐           ‐           ‐           ‐           ‐           38        38        36        36        36        Fire 123      121      122      119      116      107      107      109      109      98        Library 42        41        41        41        42        44        48        48        48        48        Office of Emergency Services4 ‐           ‐           ‐           ‐           3          3          3          3          3          3          Planning and Community Environment5 49        44        43        48        49        28        31        32        30        30        Police 161      157      157      154      155      155      155      155      155      155      Public Works1 64        59        56        57        56        53        54        56        55        51        Subtotal General Fund 622      579      576      578      578      588      599      604      604      586      All Other Funds: Capital Projects Fund 24        24        24        26        27        27        28        31        34        33        Special Revenue Fund 1          2          2          2          9          10        9          10        9          10        Total Governmental Funds 647      605      602      606      614      625      636      645      647      629      Enterprise Funds Public Works2 115      115      115      104      99        100      95        99        101      101      Utilities3 242      251      251      254      255      258      256      255      257      257      External Services4 ‐           ‐           ‐           ‐           ‐           ‐           ‐           ‐       ‐       ‐       Total Enterprise Funds 357      366      366      358      354      358      351      354      358      358      Internal Service Funds Printing and Mailing 4          2          2          2          2          2          2          2          2          2          Technology 31        30        30        31        32        32        34        35        36        36        Vehicle Replacement 16        16        16        17        17        17        17        16        16        16        Total Internal Service Funds 51        48        48        50        51        51        53        53        54        54        Total 1,055  1,019  1,016   1,014  1,019   1,034   1,040   1,052   1,059   1,041   Notes: 1Fleet and Facilities Management 2Refuse, Storm Drainage, Wastewater Treatment Numbers adjusted for rounding purposes. Source:   City of Palo Alto ‐ Fiscal Year 2019 Adopted Operating Budget 5ln FY15, staff was moved from Planning and Community Environment (PC&E), Public Works and Fire to create  Development Services. 4In 2014, emergency services and disaster preparation activities have been removed from the Fire Department and are  now shown in newly created Office of Emergency Services. CITY OF PALO ALTO Full‐Time Equivalent City Government Employees by Function Last Ten Fiscal Years Full Time Equivalent Employees as of June 30 3Electric, Gas, Wastewater Collection, Water 0 200 400 600 800 1,000 1,200 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Fu l l   T i m e   E q u i v a l e n t s Governmental Funds Enterprise Funds Internal Service Funds 170 CITY OF PALO ALTO  Index to the Single Audit Report  For the Year Ended June 30, 2019  171 Page  Independent Auditor’s Report on Internal Control Over Financial Reporting     and on Compliance and Other Matters Based on an Audit of Financial     Statements Performed in Accordance With Government Auditing Standards ..................................... 173    Independent Auditor’s Report on Compliance for Each Major Federal Program and    on Internal Control Over Compliance Required by the Uniform Guidance ........................................... 175    Schedule of Expenditures of Federal Awards ........................................................................................... 177    Notes to the Schedule of Expenditures of Federal Awards ...................................................................... 179    Schedule of Findings and Questioned Costs ............................................................................................. 180    Schedule of Prior Year Findings and Questioned Costs ............................................................................ 182    172 This page is intentionally left blank. www.mgocpa.com Macias Gini & O’Connell LLP 2121 N. California Boulevard, Suite 750 Walnut Creek, CA 94596 173 Independent Auditor’s Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance With Government Auditing Standards Honorable Mayor and the Members of the City Council of the City of Palo Alto Palo Alto, California We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Palo Alto, California (City), as of and for the year ended June 30, 2019, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements and have issued our report thereon dated November 4, 2019. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the City’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. 174 Compliance and Other Matters As part of obtaining reasonable assurance about whether the City’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Walnut Creek, California November 4, 2019 www.mgocpa.com Macias Gini & O’Connell LLP 2121 N. California Boulevard, Suite 750 Walnut Creek, CA 94596 175 Independent Auditor’s Report on Compliance for Each Major Federal Program and on Internal Control Over Compliance Required by the Uniform Guidance Honorable Mayor and the Members of the City Council of the City of Palo Alto Palo Alto, California Report on Compliance for Each Major Federal Program We have audited the City of Palo Alto’s, California (City) compliance with the types of compliance requirements described in the OMB Compliance Supplement that could have a direct and material effect on each of the City’s major federal programs for the year ended June 30, 2019. The City’s major federal programs are identified in the summary of auditor’s results section of the accompanying schedule of findings and questioned costs. Management’s Responsibility Management is responsible for compliance with federal statutes, regulations, and the terms and conditions of its federal awards applicable to its federal programs. Auditor’s Responsibility Our responsibility is to express an opinion on compliance for each of the City’s major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Those standards and the Uniform Guidance require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the City’s compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion on compliance for each major federal program. However, our audit does not provide a legal determination of the City’s compliance. Opinion on Each Major Federal Program In our opinion, the City of Palo Alto, complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 2019. 176 Report on Internal Control Over Compliance Management of the City is responsible for establishing and maintaining effective internal control over compliance with the types of compliance requirements referred to above. In planning and performing our audit of compliance, we considered the City’s internal control over compliance with the types of requirements that could have a direct and material effect on each major federal program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control over compliance. A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. Walnut Creek, California November 4, 2019 Grantor Federal Identifying CFDA Subrecipients Grantor/Pass‐Through Grantor/Program Title Number Number  Expenditures   Expenditures  U.S Department of Housing and Urban Development Direct CDBG ‐ Entitlement Grants Cluster Community Development Block Grants/Entitlement Grants B‐16‐MC‐06‐0020 B‐17‐MC‐06‐0020 B‐18‐MC‐06‐0020 14.218 830,121$                747,128$                U.S. Department of Justice Direct Bulletproof Vest Partnership n/a 16.607 8,529                      ‐                          U.S. Department of Transportation Direct Public Transportation Research, Technical Assistance  and Training CA‐2017‐020‐00 20.514 317,278                  ‐                          Airport Improvement Program 3‐06‐0182‐011‐2016, 3‐06‐0182‐013‐2017, 3‐06‐0182‐014‐2018 20.106 5,876,389               ‐                          Subtotal ‐ Direct Awards 6,193,667               ‐                          Pass‐through from State of California Department of Transportation Highway Planning and Construction BRLS‐5100(017) 20.205 78,137                    ‐                          Highway Planning and Construction CMAQ‐T4 20.205 1,000,000               ‐                          Highway Planning and Construction SR2SL 5100(020) 20.205 450,000                  ‐                          Highway Planning and Construction SCL 170021 20.205 211,236                  ‐                          Subtotal ‐ Highway Planning and Construction 1,739,373               ‐                          Total U.S. Department of Transportation 7,933,040               ‐                          National Endowment for the Humanities Pass‐through from California State Library  Museums for America MA‐10‐17‐0327‐17 45.301 56,893                    ‐                          MA‐11‐15‐0104‐15 45.301 9,364                      ‐                          Total National Endownment for the Humanities 66,257                    ‐                          U.S. Department of Homeland Security Pass‐through from County of Santa Clara Office of Emergency Management Emergency Management Performance Grants 2018‐0008 97.042 3,900                      ‐                          TOTAL FEDERAL FINANCIAL AWARDS 8,841,847$            747,128$                  CITY OF PALO ALTO Schedule of Expenditures of Federal Awards For the Year Ended June 30, 2019 See accompanying notes to the Schedule of Expenditures of Federal Awards 177 178 This page is intentionally left blank. CITY OF PALO ALTO  Notes to the Schedule of Expenditures of Federal Awards  For the Year Ended June 30, 2019  179 NOTE 1 – REPORTING ENTITY  The schedule of expenditures of federal awards (the Schedule) includes expenditures of federal awards  for the City of Palo Alto, California (City), and its component unit as disclosed in the notes to the basic  financial statements.  NOTE 2 – BASIS OF ACCOUNTING  Basis  of  accounting  refers  to  when  revenues  and  expenditures  or  expenses  are  recognized  in  the  accounts  and  reported  in  the  financial  statements,  regardless  of  measurement  focus  applied.  All  governmental funds are accounted for using the modified accrual basis of accounting. All proprietary  funds are accounted for using the accrual basis of accounting. Expenditures of federal awards reported  in  the  Schedule  are  recognized  when  incurred  and  all  eligibility  requirements  have  been  met.  Such  expenditures  are  recognized  following  the  cost  principles  contained  in  2  CFR  200,  Subpart  E  (Cost  Principles), wherein certain types of expenditures are not allowable or are limited as to reimbursement.  The City did not elect to use the 10% de minimis cost rate as covered in 2 CFR 200.414(F&A) costs.   NOTE 3 – DIRECT AND INDIRECT (PASS‐THROUGH) FEDERAL AWARDS  Federal awards may be granted directly to the City by a federal granting agency or may be granted to  other government agencies which pass‐through federal awards to the City. The Schedule includes both  of these types of federal award programs when they occur.  NOTE 4 – RELATIONSHIP TO FEDERAL FINANCIAL REPORTS  Amounts  reported  in  the  Schedule  agree  to  or  can  be  reconciled  with  the  amounts  reported  in the  related federal financial reports.  NOTE 5 – RELATIONSHIP TO BASIC FINANCIAL STATEMENTS  Federal awards and expenditures agree to or can be reconciled with the amounts reported in the City’s  basic financial statements.   CITY OF PALO ALTO  Schedule of Findings and Questioned Costs  For the Year Ended June 30, 2019 180 Section I ‐ Summary of Auditor’s Results    Financial Statements  Type of auditor’s report issued on the   basic financial statements of the City:    Unmodified  Internal control over financial reporting:     Material weakness(es) identified? No   Significant deficiency(ies) identified? None reported  Noncompliance material to the financial statements  noted?    No  Federal Awards   Internal control over major programs:     Material weakness(es) identified? No   Significant deficiency(ies) identified? None reported  Type of auditor’s report issued on compliance for  major programs:    Unmodified  Any audit findings disclosed that are required to be  reported in accordance with Uniform Guidance?    No  Identification of Major Programs:  CFDA No. 14.218 – CDBG Entitlement Grants  Cluster  CFDA No. 20.106  ‐ Airport Improvement  Program  CFDA No. 20.205 – Highway Planning and  Construction  Dollar threshold used to distinguish between type A  and type B programs:  $750,000  Auditee qualified as a low‐risk auditee?  No    CITY OF PALO ALTO  Schedule of Findings and Questioned Costs  For the Year Ended June 30, 2019 181 Section II – Financial Statements Findings  No current year findings are reported.    Section III ‐ Federal Award Findings and Questioned Costs  No current year findings are reported.  ADMINISTRATIVE SERVICES CITY OF 250 Hamilton Avenue,4th Floor PALO Palo Alto,CA 94301 ALTO 6503292692 CITYOFPALOALTO Schedule of Prior Year Finding and Questioned Costs For the Year Ended June 30,2019 Reference Number:2018-001 —Significant Deficiency -Internal Controls over Financial Reporting Condition:Effective March 20,2017,the City and the State Water Resources Control Board (SWRCB) entered into an agreement to award the City up to $30 million from its Clean Water State Revolving Fund for the Sludge Dewatering and Loadout Facility project.The SWRCB loan is to be repaid over 30 years at a rate of 1.8%,with the first annual installment due on May 31,2020.In September 2017,due to the projected lower project costs,the agreement was amended to reduce the SWRCB loan amount to $29.7 million.Under the terms of the agreement,$4 million of the SWRCB loan is a federal pass through grant from the U.S. Environmental Protection Agency under its Capitalization Grants for Clean Water Tate Revolving Funds program. On August 4,2018,the City received a letter from the SWRCB explaining the status of the SWRCB loan and the federal pass through grant.The letter clarified the funding sources and summarized the project draws through the date of the letter.Based on the information provided in the SWRCB letter,we observed the following two issues: 1.The SWRCB letter on August 4,2018 clarified that the project costs included in the first two draws submitted to SWRCB were applied to the federal awards first, before applying them to State funding sources.Therefore,an adjustment of $4,000,000 was necessary to reduce the SWRCB loan balance and recognize grant revenue for the year ended June 30,2018. 2.The City incurred eligible project costs of $4,964,775 during the year ended June 30,2018 and submitted the loan draws subsequent to year end.Accordingly, the City accrued draws made in July and August as a receivable from the SWRCB and as an obligation for SWRCB loan payable.The draws for the $4,964,775 were not made by June 30,2018,therefore City does not owe that amount to SWRCB as of year-end and overstated its obligation for the SWRCB loan.An audit adjustment of $4,964,775 was necessary to reduce the SWRCB loan balance at June 30,2018 and reduce receivables from the SWRCB to properly account for the loan. Recommendation:It was recommended that the City document the important terms and conditions of the SWRCB loan to ensure proper internal controls over the financial reporting and compliance. It was recommended that the City’s Finance department collaborate with other departments that have material or complex transactions to strengthen internal controls over financial reporting and compliance. Status:Corrective action plan has been implemented. CityOfPaloAlto.org Printed with soy-based inks on 100%recycled paper processed w::hcut chlorine. 183  This page is left intentionally blank.    Americans with Disabilities Act Statement IN COMPLIANCE WITH AMERICANS WITH DISABILITIES ACT (ADA) OF 1990, THIS DOCUMENT MAY BE PROVIDED IN OTHER ACCESSIBLE FORMATS. For information contact: ADA Coordinator City of Palo Alto 250 Hamilton Ave (650) 329-2550 ADA@cityofpaloalto.org City of Palo Alto 250 Hamilton Avenue, Palo Alto, CA 94301 P 650.329.2100 W cityofpaloalto.org Spanish explorers named the area for the tall, twin-trunked redwood tree they camped beneath in 1769. Palo Alto incorporated in 1894 and the State of California granted its first charter in 1909. The City has long been known for its innovative people and its exploration of ideas that have changed the world. In Palo Alto, our history has always been about the future. Palo Alto