HomeMy WebLinkAboutRESO 6307ORIGIF\IAL
RESOLUTION NO. 6~07 RESOLUTION OF THE COUNCIL OF TH CITY.OF PALO ALTO
AMENDING DEFERRED COMPENSTION PLAN ADMINISTERED BY
ICMA
WHEREAS, the City of Palo Alto (•Emplo1er•) maintains a deferred
compensation plan which is administered by the ICMA Retirement Corpora-
tion (the •Administrator•) and which is presently available only to the
City Manager, City Attorney, and Director of Utilities: and
WHEREAS, the Administrator has recommended changes in the plan
document to comply with recent federal logislati~n and Internal Revenue
Service Regulations governing said plans1 and
WHEREAS, the Internal Revenue Service has issued a private letter
ruling approving said plan document as complying with Section 457 of
the Internal Revenue Code; and
WHEREAS, other public employers have joined toqether to establish
the ICMA Retirement Trust for the purpose of representing the interests
of the participating employers with respect to the collective invest-
ment of funds held under their deferred compensation plans: and
WHEREAS, said Trust is a salutary development which further ad-
vances the quality of administration for plans adainistered by the ICMA
Retirement Corporation:
NOW, THEREFORE, the Council of the City of Palo Alto does RESOLVE
as follows:
SECTION 1. That the Employer hereby adopts the deferred compensa-
tion plan, attached hereto as Appendix A as an amendment and restate-
ment of its present deferred co•pensation plan administered by the ICMA
Retirement Corporation, which shall continue to act as Adminictrator of
said plan.
sgcTION 2. That the Employer hereby execut~s the ICMA Retire•ent
Trust, attac6ed hereto as Appendix B.
SECTION 3. '!'bat the Employer hereby adopts the trust agreement
with the ICMA Retirement Corporation, as appears at Appen~ix C hereto,
as an amendment and restate11ent of itt. existing trust agreeaent with
the ICMA Retire.ent Corporation, and directs the ICMA Retire•ent Cor-
poration, as Trustee, to invest all funds held under the deferred com-
pensation plan through the ICMA Retirement Trust as soon as is practi-
cable.
SECTION 4. That the City Manager shall be the coordinator of this
program and shall receive necessary reports, not ices, etc. from the
ICMA Retirement Corporation as Administrator, and sh&ll cast, on behalf
of the Employer, any required votes under the program. Administrative
duties to carry out the plan may be assigned to the appropriate depart-
ments.
INTRODUCED AND PASSED: September 11' 1984
AYES: Bechtel, Cobb, Fletcher, Klein, levy, Renzel, Sutorius, Witherspoon,
Woolley
NOES: None
ABSTENTIONS: None
ABSENT: None
APPROVE AS TO PORH:
ctYAtfOiDey ~,di,. ~II
Fi.~ • .ance
1-~--~-~--~-
any such plan or aystem. Nothing cont1ii1e<1 in this Plan shall be
dt>emed to constitute an employment contract or agreement
between any Participant and the Employer or to give any
Participant !l\e right to be retained in the employ of the Employer.
Nor shall anything herein be construed 10 modify the terms o! any
employment contract or agreement between 1 Participant and the
Employer.
lt AMENDMENT OR TERMINATION OF PLAN
The Employer may at any hme amend this Plan provided that 1t
transmits such amendment in writing to the Adminis~rator at least
30 days prior to the e!tecti11e date ot the amendment. The con~ent
of the Administrator shall not be required in order for such
amendment to beeome effective, but the Administrator shafl be
under no obligation to continue &(;ting as Ar.lministrator hereunder
if it disapproves of such amendment. The Employer may at any
time terminate this Plan.
The Administrator may at any time propose an amendment to
the Plan by an instrument in writing transmitted to the Employer at
least 30 days before the effective date of the amendment. Such
amendmen: shall become effective unless. within such 30-day
'
..
period, the Employer notlfin the Admtnt9trator in wrtling tnat It
disapproves such amendmillnt. in wlllen cue such amendment
shall not become ettective. In the ever.I of sucl'I dlMpproval. the
Administrator Sha.JI be undor no obligation to continue Kting as
Administrator hereunder.
No amtl'ndment or termination of the Plan Shall divest any
Participant of any rights with respect to compenutlon deferred
before the date of tl'IQ amendment or tr.minauon
XI. APPLICABLE LAW
This Plan shall be com1trued under the l.-ws of the state where
the Employer is loelited anci is nlabliStM!d with the intent that it
meet the requirements of an ~llflglb~ State deferred compenution
plan" under section 457 of the lnternlll Revenue Code of 1954, as
amended. The provisions of this Plan shall be interpreted wherever
possible in conformity wtth !he fequirements oi tnat section.
XII. GENDER AHO NUllSEA
The masculine pron-oun. whenever useo herein. shall include the
feminine pronoun. and the singular shall include the plural. except
where the context requires otherwise.
.: __________________ -----·--·-_______________ .. --·-------·------1----______________ ., ___ ----· APPE~_D_IX_~
CITY OF PALO ALTO
("EMPLOYER")
DEFERRED COMPENSATION PLAN
I. INTRODUCTION
The Employer hereby establishes the EmployeJ's Deferred
Compensation Plan, hereinafter referred to as the "Plan." The Plan
consists of the provisions set forth in this docurrent.
The primary purpose of this Plan is to provider~irement income
and other deferred benefits to the Employees of the Employer in
accordance with thL provisions of section '*57 of the Internal
Revenue Code of 1954, :os amerided.
This Plan shall be a11 ag1eement solely between the Employer
and pe.rticipll!ing Employees.
II. DEFINITIOHS
2.01 Accouflt The boollkellping account ma, ntained for each
Participant reflecting the cumuletl\19 amount ol the
Participant'• Deterred eomp..aation, indudlng any income.
gains, loeMI. Of Ina .... or deer-.. in market value
attributable to the Employer'• irYeStment of the Participant's
Deferred ~Ion, and further reflecting any distribu-
tiOna to the Participant or the Participant's Beneficiary and
an~ feet or expenses cherged again8t sucn Participant's
Deferred Compensation.
2.02 AdmJnl9lraklr. The person or persons named to carry out
certain nondiscretionary administrative fu1lctions under the
Plan. as hereinafter described. The Employer may remove
any person as Admin!strator upon 60 days advance notice in
writing to such person, in which case the Employer shall
name another person Of'~ to act as Administrator. The
Adminiatrator may resign upon 60 days ldwance notice in
writing to the Employer, in which the case the Employer shall
name another parson or per800• to act as Administr6tor.
2,.G:j ~: The pet'S()n or ~ designated by the
Particip.ril in his Joinder Awecment who snail receive any
benefilt peyabie hereunder in the event of the Participant's
death.
2.CM °"""'"~The #MIUnt of Normal Compensa-
tion otharwile payable to the ParticipllWlt which the
Participant 11nd the Employer rni..~ually agree to defer
hereunder. any 111Tiount eredited to a PartlciS)lW't's Aecoilnt bV
reason of • transfer under Section 6.03. Ot aey other amount
which the Employer agrees to credit to a P'al'ticipant'11
.Account.
2.05 Enlplof-.: Any individual who provides se1'11~ fOf the
Empioyer. whether as an 9mployee of the Employer or as an
indeper>dent contractor. end who ha been delignated by ti-.,
Employer aa eligible to participate in the Plan.
2'06 lnduclbttl C~ The llmOUnt of an Employee's
compensation from the Em~• fOt' 11 taxat..:it year that is
sttributable to sefVi<:e9 performed for the Employer and that
is 1~bf4t in thl Employee'• gron Income for the taxable
year for**"' inc:Ome tax~ audt term doel not
1
include any amount excludablefrom gross income underthia
Plan or any other plan described in section 457(b) of the
Internal Revenue COde, any amount excludable from 9rou
income under section 403(b) of the Internal Revenue Code,
or atlY other amount excludable from gross income lor
federal income tax r>lJrposes. lncludible Compensation shail
be determined without regard to any community property
laws.
2.07 Jotncler Agteement: An agreement entered into between an
Employee and the Employer. including any amendments or
modification:; thereof. Such agreement shall fix the amount
cf Deferred Compensation, specify a preferMce among the
investment al!ematives designated by the Emplo~r.
deslgt1ate the Einployee·s Beneficiary or Beneficiaries, and
incorporate the terms. conditions, and provisions of the P1an
by reference.
Z.OI Namm Compenution: The amount of compensation which
would be payable to a Par!icipant by the Employer for a
taxable year if no Joinder Agreement were in effect to defer
compensation under this Plan.
2.09 HonMI RetiNment Age: Age 70. unless the Participant nas
elected an alternate Normal Retirement Age by written
ir.strument delivered to the Administrator prior to Separation
from Sen1ice. A Participant's Normal Retirement Age
detemiines (a) the latest time when benefits may commence
under this Plan (unless th:.! Participant cxmtinues employ-
ment after Normal Retirement Age), and ( b) the periOd during
which a Participant may utilize the catch-up limitation of Sec:tlon 5.02 hereunder. Once a Participant has to any extent
utilized the catch-up limitation of Section 5.02, his N0tmal
Retirement Age may not be changed.
A Participant's alternate Normal Retirement Age may not
be earlier than the earliest date that the Participant will
becon'le eligible to retire and receive unreduced retirement
benefits under the Employer's baSic r!lt:rement plan covering
the Pllrticipant ltld may not be late~ than the date the
Participant attains age 70. If a Participant continws
employment after attaining age 70, not h8"ing previously
elflcted an alternate Normal Retirement Age, Uie Participant's
alternate Nonna! Retirement Age shall not be later Ulan the
man<Sa•ory retirement age, if any, established by t"e
Employer. or the age at which the Participant actually
Mparatea from MHVice if the Empjuye.-ha8 no mandatory
retirement age. If the Participant will nol beCOme eligible to
rec:efv.e be~'·• under a balic retirement plan maintained by
the Empl"'Ver, 1he Participant's alternate Nonnal Retirement
Age ma· out be earlier than attainment of age 55 and may not
be later lo' "n attainment of age 70.
2.10 P81UdfNnt: , · ;y Employee who nas joined the Plan pursuant
to the requiren-.ant• <>f Article IV.
2.11 Plan Ye.-: The calendar year.
-2. 12-~w-=~ ~e~ir:,-:ate upon ~~1-:h or~~ fo~~i~~
shall have occurred with r•pect to • Participant: Separation
lrom Servte• and attainment of Normal Retirement Age.
2.13 leperllon trom s.rvtee: Severance of the Pllrticipant's
employ~! witl'i the Employer. A Partl<:lpant shall be
deemed to haVe severed his employment wit!'\ the Employef
for purposes of this Plan when, in accordan~, with the
established ptect1G'1! of tl'!e Emplo~er, the employment
relationship is COl\$ider1Jd to havs actually terminated. In the
case of a Partic•pant who Is an independenl contractor of the
Employer, Separation from Service shalt be deemed to hav1.
occurred when the Participant's contract under whl.ch
Jer>'ic:es &re pef1ormed hn completvly expired 111ncl
terminated. there is no foreseeable possibility that the
Employer will renew the contract or enter into a new contract
for r~ Participant's services. and it is not anticipated that !he
Participant will become an Employee ol the Employer.
Ill. ADMINISTRATION
3.01 Duties of Employer: The Employer shall have the authority to
make all discretiooary decisions affecting the rights or
benefits or Participants which may be required in the
administration of this Plan.
3.02 Dutlea of AdlnWstrator: The Administrator. as agent for the
EmployN, shall perlorm nondiscretionary administrative
functions in connection with the Plan. including the
maintenance of Participants' Accounts. the provision of
periodic reports of the status !)f each ACCO' .. .mt and the
disbul'Htmlnl of benefits on behalf of the F..mploysr in
accordance with the provisions of this Plan.
IV. PARTICtPATION IN TH£ PLAN
4.01 lnltllll Paftidplltlon: An Employee may beeome a Participant
by entering ir:to a Joinder Agreement prior to the beginning
of the calendar month in which the Joindef Agreement is b
beCOrrie effective to defer compenMtion not yet eerned.
4.02 AIMndmml of Jalndllr ~t: A Participant may amend
an pecuted Joindet Agreemen' to change the amount of
compensation not yet earned whicl'I is to be deferred
(including the reduction of such future dekirrals to zero) or to
change hiS investment preference (subject to suCh restric-
tions as may result from the nature or tenns of any investment
made by the Employer). Such amen<trMnt shall become
effective as of the beginning of the calendar month
commencing after the date the amendment is executed. A
Participant may at any time amend his Joinder Agreement to
cllange the design••-,d Beneficiary and such amendment
shall become effectm immediately.
V. LIMITATIONS ON Dff!RRALI
5.01 NonMI Umlt8lloft: Except as provided in Section 5.02, the
maximum al'l'!Otlnt or Oefemtd Com~tion for any
Participant for any taxable year shall not exceed the lesser ol
$7,500.00 or 33 1/3 percent of the Partleipenrs ln<:ludible
Compensation for the •abl9 year. Thia limitation will
ordinarily be equiva$811t to the lnHf of $7,500.00 or 25
percent of the ParticiJ*lt's Normal Compensation.
S.02 c.&eh-up Ulnffl'lllol'I: For each ot the last three (3) taxable
yf.18rs or a Participant enctinsi before ms attainment of Normal
Retir.ment Age. the maximum amounc of Deferred
Compensation st.all be the lnMt" of: (1J $15,000 or (2) the
sum of (i) the Normal Limitation for the Wable year, ancl (ii)
that portion of the Normal Limitation for each of the prior
t4xabte years of the ParticiPMt commencing aft., 1978
during whicil the Plan WllS in ui.stenc:e and u,. Partk:ipant
was ali~ible to participate in the Plan (or in any other ~"
ntab!i&hed under eection 457 of the lrtetna.1 Revenue COde
by an employ., within the same State • tM Emptoy•) leSa
the amount of Deferred Compenaation for each such prior
taxable y.ar (including arnounta delern.ct under wch oihef
a
plan}. For·=-:~ this ~tion 5.02~: Participant's
lncludible Compenution for the current taxable year shall be
deemed to include any Deferred Compensalion for the
taxable year in excess or the amount permitted under tho
Normal Limitation, and the Particlpanr1 lnch.ldible Compen·
ulion for any prior taxable y•r •hall be deemed to exclude
any amount that could have been deferred under the N0tma!
Limitation tor such prior taxable year.
5.03 S.Cllon 403(b) Annutttee: For purposes of Sections 5.01 8fld
5.02, amounts :ontri~ed by the EmployM on behalf ol •
Participant for the purchase o• an annuity contract described
in section 4C3(b) of tl'le Internal Revenue Code shall bia
trea.t9d u if such amounts constituted Deterred Compensa-
tion under this Plan for the ta11abht year in which the
contri:::.ution was made and Shall thereby reduce the
maxim um amount that may be deferred fonucn taxable year.
VI. INVUTllENTI AND ACCOUNT VALUU
8.01 ..,....talilnt ol DetarNd Ca•panMllon: All Investments of
Pltrticip.,ts' D~red ~n made by tne Employer,
includtng all p~ and rights purcnased with such
arncx.ints and all income attribUtable thereto. shall be the sole
property of the Emptoy81" and shall not be held in trust for
Participants or u colla1erat security foe the fulfillment of the
Employer's obligations under the Plan. Such property shall
be subject to the claims of general creditors of tne Employer,
and no Participant or Beneficiaty shall have any t<ested
int&res.t or secured or pre~erred position with respect to such
property or l'oave any claim against the Employet" elCcept as a
general creditor.
e.02 CMdlltftl of A1Xlo""'8: Tt .a P9C'tictpant's Aci:Qunt $ha!I reflect
the amount and value of the invatmenta °'other property
obtained by the Employer through the investmenl of tl'le
Particlpanrs Deferred Compensation. It Is anttcipated tl"8t
the Employer's investments with r-.pect to a Patticlpant will
confonn to the lnYaetment pnference tpecified in the
Participant'• Jolnder Agreement, byt nothing herein shall be
conatrued to require the Employer to make any particular
invmtment of a Participant's Deferre·. '.::ompensatlon. Each
Participa1t shall recei\Olil pertodic reports, not leU frequently
than annually, showing the then-current va'..ue of his
Account.
8.03 Acc:eptanw of T.-.na1iMs: Puf'5Uant to an appropriate written
agreement, the Employer may ace ;ip~ and credit to a
Partieipant's Aceount amounts transfetred from another
empl<>yr. within the Nm4l State represanting amounts held
by such other employer under an eligible State deferred
compensation plan described in ~lion 457 of the Internal
Revenue Code. Any such trensier: Jd amount shell not be
treated as a deferral subject to the limitations of Miele v.
provided however. that the actual amount of any deferral
under the plan from which ll'le tr10sfer is made 3hall be taken
into accvunt in computing the catch-up limitation under
Section 5.02.
I.CM ~-u.t:ilNtr: In no event shal I the Empk)yer"s liability to
pay benefit• to • Plllticipn undef' Artide vt exceed the value
of the amounts credited to lhe Partieipanrs Accoont; the
Emp!Oyer lh&ll not be liable for losses arising from
dePf'etialion or shrinkage in the value ol any investments
acquired undf}l this Plan.
YU. BENEFITS
7.01 ~t hftetHI atd l'lechon on S.1*.eion kom
&entce: Excepl as otherwise provided in this Arti<;le 1111, the
distribution cf a Participanra Account 91*1 commence
during the sec:ond calendar n'IOf'tl'l aftac' the c:toM of the Plan
Year or the Participant"• Retirement, and the dlatribution of
such Retirement benefits shall be made in accordance with
one of the payment optionf described in Section 7.l"l2.
Notwitt~tanding the tot'egolng. the Panlcipant may ifrevo-
. . --·----.-.--·-------.------· ~bly elect within 60 days following Siparahon ftom S.-rvice
to have me distribution of b!tnefits commenett on a dat6 other
than that described in tt·.e preceding aentenoe wtuch 1s at
leut 60 d.ays after the date such &lectiOn is delivered m
writing to the Employer and forwarded to the Adrnir.istrator
but not later than &o days after the close of the Plan Year of
the Participant's Retirement.
7.02 Pllym9nt0petone:Asprovjdedin Seclions 7.01, 7.05and 7.06,
a Panici?ant may e1001 to nave tl'le 11alve of his Account
di&tributed in accord.Ince with one of the followin11 payment
aptions, provided that such option is consistent with the
limitations set forih in Section 7.03:
(a) Equal monthly, quarterly, semi-annual or annual
payments in an amount chosen by the Participant,
continuin9 until his Account is exhausted;
(b} One lump sum payment;
(c) Approximately equal monthly, quarterly, semi-annual
or annual payments. calculated to continue for a period
certain chosen by lhe Participant;
(d) Payr:ients equal to payments made by the issuer of a
retirement annuity policy acquired by tl'le Employer;
(el Any other paymE!f'lt option elected by the Part1eipant
.md agreed to by the Employer.
A PerticipMt's eleetion of a payment c.ption must be made at
least 30 days before the payment of benefits is to commence.
If a Participant fails to make a timely election of a payment
opti..:>11, benefits shall be p~d monthly under option (Clab,:>Y~
for a period of five years.
7.03 l.JlnHatlon on Opffofts: No payment option may be selected
by the Participant under Section 7. 02 unless the present valve
of th6 payments to the Participa11t, determined as of the date
beoefi~ commence, e•oaeds 50 percent ol the value of the
Participtlllt's Account as of the date benefits commence.
Present value detenninations under ~ ...... Section shell be
made by the Administrator in llCCOl'dance with the expected
return multiples set torth in Mll;tion 1.72-9 of the Federal
Income Tax Regulations {or any successor provi!lion to such
regutations}.
7.04 ~I o.ath e.n.nts: Should the Participant die
after he has begUn to receive beniefits under a payment
option. the rem..ining payments, if any, under the payment
oprion shall be payable to the Participant's Beneficiary
commencing within 60 day$ after tne AdministratQr receives
f)foof cf the Par1icipant's death, un'"5 the Beneficiary elecis
payment under a diffenmt payment option at least 30 days
prior to ttie date that the first payment becomes payable to
the Beneficiary. In no event shall the Employer or
Administrator be liat»e to the Beneficiary for the amount of
any pllynieflt made in tne name ol the Participant before the
Administrator receives proof of death of the Participant.
Notwith<ltrlding the foregoing, payments lo a Beneficiary
shali nor extend Ovef' a period IOngerthan (i) the Berieficiary·s
life e;i,:pectancy if tile Beneticiary is the PartieipMfs spause
or (ii) !ifieen (15) Yft" if tJ'le BeneiM:iary i$ not the
Participant's $pO(ise. It no Peneficiary ia ~natea in the
Joinder Agreement. or if the deaignaled Beneficiary ooes not
survive the Participant for a period of fifteen (15) days, thoo
the commuted value ol any remaining payments under the
paymer>t Qption shall be paid in a lump sum to the estate of
the Participant. if the designated Beneficiary survives the
Participant tor a period of fifteen (15) days. but does not
continue to li11e for the remaining period of payments under
the payment option (as modified, ii necessary, in conformity
with the third sentence of this section). lf'len the commut'!ld
value of 111y remaining payments undef the payment optk.in
shall be paid in a lump sum to the eetate of the Benefic>ary.
7.05 ,,...,..., .... Deelh .....,...: Should the Panicipant die
befOl8 he hu begun lo raceiv• the benefita provided by
3
----~ct~ons 717 00, a duth ben~it-eqwl tot=~~~ o~:~
Part1c1pant's Account snail be payable to t.~ &tnefic1ary
commencing na tater !hain 60 days aft• the ctoso of the Plan
Year in which ll'le Participant would havo attamed Normal
Retirement Age. Such death benefit shatl be paid in a lump
sum unless th41 Beneficiary ttlecta a different payment option
within 90 days of tl'le Participant's death. A Benellciairy who
may e19<:t e p!t)'ment option pursuant to the provlsiori• of the
preceding s.entence shall be treeted as if he were a Participant
for purpose& o: determining the payment options available
under Section 7.02; provided, however. that the ~ment
opticn cnooen by the Ber1eficiary rriust provide for payments
to the Beneficiary over a period no longM than the life
expectancy of the Beneficiary if the Beneficiary ii the
Participant's spouse and must provide for payment$ over a
period not in excess of fifteen ( 15) years if the Beneficiary is
not the Participant's spouse.
7.0I Dlsabllty: In the event a Participant becomes disabled before
the commencement of RelirEment benefits under Section
7.01. the Participant may elect to commence benefits under
one of tne payment options descnhed in Sectic<:: 7.02 on the
last day of the month fol!owing a determinatior-. -:.: disability
by the Employer. The Participant's request for such
determination must be .nade within a reasonab~ tirne aft.,
the impairment which constitutes the disability occurs. A
Participant shall be considered di$abled tor pu<POses of this
Plan ii he is unable to engage in any subSlantial gainful
activity by reason cl any medically determinable physical or
mental impairment which can be expected to result in Oe8th
or be of lor'9-<:0ntinued and indefinite duration. The
disability ct. any Participant shall be determined in
accordance with uniform principles consistently applied and
upon the t::asis of such medical evidence 11s the Employer
daems nooess.ry and desirable.
7.07 Unfor-llble Emergencln: In the event an untoresE>eable
emergency occurs. a Participant may apply to the F.mployer
to receive that part of the value of his account that is
reasonably needed to satisfy tile P.mergency need. If ~uch an
application is appru.ted by the Employer, the Participant shall
be pai"1 only such amount as the Employer deems necessary
to meet the emergency need, but payment shall not be m&W
lo the extent that the financial hardship may oo relieved
through cessation of deferral under the Plan, insurance or
other re4mbursement. or liquidation of other assets to the
extent such liquidation would not itselfcauses~efinancial
hardship. An unforeseeable emerger.cy Shall be deemed to
involve only circumstances ol severe finar.cia! hardship to the
Participant resulting from a sudden and unexpected illness or
accident of the Participant or of a dependent (as defined in
section 152(a) of the Internal Revenue Code) of the
Participant. loss of the Participant's property due to casualty,
or other similar and edraordirary ur.roreseeable circum-
stances arising BS a result ot events ~yond thecontroloftt:e
Participant. The need to send a Participant's child to college
or to purchase a new home shall not be considered
unforeseeable emergencies. The determina1i·":"l :as to
wne1her s•Jctl an unforeseeable emergency exists shall be
based on the merits of each individual case.
VIII. NON-ASSIGNABILITY
No Participant or Beneficiary shall have any right to commute,
sell, assign, pledge. transfer or otherwise convey or encumber tile
right to receive any payments hereunder, which ~ayments and
rights are expres;".ly declared to 01' n~n-assigoable and non-
transferabis.
IX. AE1ATIONSHIP TO OTHER PLANS ANO EMPLO't'llEHT
AGREEMENTS
This Plan serves in addition to any other retirement. pension. or
benefit plan or system presently in existeflc:e or hereinafter
established for the ben1;1fit of the Employer's employees. and
participation hereuJider shat! not affect benefits recei11aole un~r
..
,·. · .......
AMENDMENT TO THE DECLARATION
OF TRUST (APPENDIX B)
Approved by ICMA Retirement
Trust members,
November 30, 1983
ARTICLE VIII. Miscellaneous
SECTION 8.3. Notwtthstanding any other provision
of this Dedaration of Trust, until December 31, 1984,
unless such period is ext~ec.i by the Trustees. the
Trust Property may include arnounts hefd by the
Retirement Trust on behalf of public employers that
have not ex ... ~uted the Dedaration of Trust.
..
DECLARATION OF TRUST
of
ICMA RETIREMENT TRUST
ARTtClE I. ,_.,,e llnd Oetlnmonl
SECTION 1.1. Name. The Name of Che Trust created hereby is Che
ICMA F\elirement Trust.
SECTION 1.2. Definitions. Whet"tw&f they are used herein, the
lonowing terms srn.11 have the following respe<:tive meanings:
(a) By-laws. ThA. By-Laws referred to in Section 4.1 hereof, as
amended from time to time.
(b) Deferred Compensation ?Ian. A <referred compensation plan
established and maintained by 8 Pubiic Employer for the purpose
of providing ret1r~1 income and other de!errect benefits to its
employees in ~rdance ~ith the provisions of ~tion 457 ot
ltie Internal Revenue Cade ot 1954, as !lmended.
(c) Guaranteed Investment Contract. A contract enterect into by
the Re~it8fr.ent Trust with insur.iflce companies that pro11id6s for
a gvaranteed rate of rfllum on investments made pursoant to
such ~ntr3ct.
{d) ICMA. The International ~ty Management Association.
tel ICMA/RC Trustees. Those T~ees elected by me Public
Employers wtio, in accotdanee with the proviSiOns of Section
3. i(a) hereof, are atso members ol the Board of Directors of ICMA
or RC.
(fl Investment AdviS<.."'I'. ilie Investment Adviser that entera into a
contract wttl'I the Retiuwnent Trust to provide advice with respect
to investment of the Trusl Praperty.
(QI) Employer Trust. A lrus1 created pulSU#lt to an agreement
between RC and • Public Employer for the purpose of investing
and adminilterif1g tha funda set aside by such employer in
connection with its deterred compensation agreements with its
etnpoyllff.
(h) Portfotios. The Portfolios of in\19Btmenta established by the
lnveatrnent Adv!Mlf ~o the Retirement Trust. under the
supervision of the Trustees. for the purpose of providing
investmeota for the Trust Property.
(i) Pubkc: Employee Tnmees. Those Trustees elected by the
Public Employers who, in accordance wittl the provisiOf?S of
Section 3.1{a) hereof. are full-time employees of Public
Employers.
(j) PutMic Employer. A unit of state er k><:al government, or any
agency or instrutn«ltelity thereof. that Nls adopted a Deferred
Compensation Plan &lld has e•ecuied thi$ 08"'..laratiotl of Trust.
(ii) RC. The International City Management A'550Ciation
Retiteme11t COfl)Ofation.
(II Retirement Trust. The Trust created by this Oeela:ation of
Trust.
(m) Trust Property. The amour.ta hetd in the Reti«!mr.tt Trust on
behalf of the Public Employers. The Trust Property shall include
any income resulting from the it!Y8&tment of the amounts so hetd.
(n) Trustees. The Public Empklyee Trustee$ and tCMA/AC
Trustees eleeted by tt·.e Public Etnplcyers to serve u members of
the Board of TfU9teea o1 the Retirement Trutllt.
AATICl.E II. Creation .nd PurpoM or ttw Truat; Ownership of Ttult
Property
SECTION 2.1. Creation. The Retirement Trust is created al"ld
established by tha execution of this Oeelaralion of Trust by the Trustees
and the participating Public Employers.
SECTION 2.2. Purpose. The purpose of the Retirement Trust is to
provide tor the commingled in11estment of funds held by the Pl:'">lie
Emplcy&rs in connection with the;r Deferred Compensation Plans. The
Trust Property shall be invested in the Portf<ilios, m Gu.uanteed
Investment Contracts anc in other investments recommended by the
Investment Adviser under the supervision of the Board of Trustees.
SECTION 2. 3 Ownersnip cf Trust Property. The Trustees shall have
legal title to the Tn.:st Property. The Public Emplo1ers shall be the
beneficial owners of the Trust Property.
ARTIClE Ill. Trustees
SECTION 31. Number and Ouafificalion of Trustees.
(a) The Board of Trustees shall conSi$t of nine Trustees. Five of
the Trustees shall be full-lime employees ot ""·.'ubliC Employer
(the Public Employee Trustees} who are authorized by such
Publ:c Employer to S&f\'e as Trustee. The remaining four Trustees
snao consist of two persons who. at the time of electior. to tile
Board o! Trustees. are members of the Board of Directors of
!CMA and two persons who, at the time of election. &Te members
of the Board of Directors of AC (the ICMA/RC 1"rustees). One of
the Trustees who is a director of ICMA, and one or the Trustees
who is a director of RC. shall. at the time ot election. be full-time
employees of a Pubhc Employer.
(bl No person may serve as a Trustee tor more than ,..;-.e lenn in
any ten-year period.
SECTION 3.2. Election and Term.
(a) Except for the Trustees appointed to fill vacancies pursuant
to Section 3.5 hereof. the Trustees shall be elected by a vote of a
majority of the Public Employer$ in accordance witt the
procedures a~ forth in the By-Laws.
(bl At the first election of Trustees, three Trustees shalt be
elected fc:>r a term of three years, three Trustees shall be elected
for 11 term of two years and three Trustees shall be elected for a
term of one year. At each subseq-..ent el3Ctlon. three Trustees
shall be electsd for a te<m 01 three years and until his or hel'
successor is electeo and qualified.
SECTION 3.3. Nominations. The Tn•stees who are full-time
employees of Public Employers st\8111 serve as the Nominating
Committee for the Public Employee Trv-:-tees. The Nominating
Cc:nmiHee shall Choose candidates for Public Employee Trustees in
accordance with the procedures set forth in the By-Laws.
SECTION 3.4. Resignation and Remcval.
(a) Any Trustee may re$jgn as Trustee (without need for prior er
subsequent accounting I by an instrument in writing signed by !he
Trustee and deliv•ed to the other Trustees anel sucti r~natior1
anall be ettective upon such de11very. or at a latl'W" date ac<:ordirrg
----------·---·----~------.-..--to the terms o! the instrument. Any Ytho Trust"* may ~ lil'l'lft show tNlt all &<.•ch investments are a part of the Tr~;
removed tor cause, by a vote of a matorlty ot the Public ProP«ty;
Employers. (h) In.Ike, execute. acknowledge, and deliver any and all
(b) Each Public Eniptoyee Trustee sri.11 resign l'ltS or her po51tion documents ot transfer and conveyance and any and &II otl'lef
as Trustee within su(ty days of the <Sate on wtucn he or 11'1e ceues Instruments that mmy be necessary onppropriate 10 carry out the
to be a full-time employeoe of a Pvbli<: Employer. powers herein grant«t;
SECTION 3 S. Vacancies. ihe term of .Jffice or a Trust• an.II Ii} vote upon an~1 stock. bOnds. or other securities; g' ,.., general
1.,,.-mi:late an-1 a vacancy shall occur m the event or the delltt1. or speo.l Pf'O"ies or powent ur aftorney with or w1thout power c!
1esignation, removal, 9d1ud1<:ated inccmpetet\ct or other incapacity to substitutioo; exercise any conversion priYileges. subscription
perform the dutin oflne oflice of a Trustee. In the cAHof a vaconey, the rights, or other opt sons, a~d make any payments incide11tal
remaimng Trust"5 sha.11 appoint such person a :he,-in their discretiol"I ttlereto; oppaee, 0< consenc !o. or otherwite participate in.
shall see fit (subi~ ro rile limi!ations se! forth in thlS Section). to serve corporate reorg•nizatioM or other changes affecting cotporate
for the unexp11ed portion of the t'3fm of the Trustee who has resigned or securities, ano delegate discretionary powers. al"<! pay any
otherWise ceased to be a Trustee. The appointmen! shall be made by a assenments or chllfQeS in conl"ecllon therewith; and generally
written instrument signed by a majority of the Trustees. The person exercise any of the pow«n of an owner with respect to stocks.
appoi:aed must be the same type ct Trustee {i.e .. Public Employee bonds, securities or other property held as part of the Trust
Tru5tee or ICMAlAC Trustee) as the person who has ceased to be a Property;
Trustee. An appoir.tment of a Trustee may be made in anticipation of a (j) enter into contracts or a.rrangements for goods or services
vacancy to occur at a later date by reason of retirement or resignation. required in connection with the operation of the Retirement
pro11ided that such appointment shall not become effective prior to such Trust, Including, but not limited to. conrracis with custodians and
retirement or resignation. Whenever a vacancy in the number of contractS for the provision ot adminiatratiYe serviceS:
Trustees Shall occur. until such vacancy is filled as provided in this (k) barrow N raiM money lof' the purpo1e of the Retirement
59cti0n 3. 5. the Trustees in office, regardless nftheir number. shall have Trust In such amount, and upon such terms and cond'tiom. as the
all the powers granted to the Trustees and shall discharge all the duties Trustees shall deem advisable, provided that the aggregate
imposed upon the Trustees by this Declaration. A written instrument amoutlt of such borrowtnge shall not exceed ~ of the Yalue of
oertifying the exiSlence "' such vacancy signed by a majority of the the Trust Property. No person lending money to the Trustees
Trustees st'.all be <:Oll(;lusive evidence ofthe existeflce of such vacancy. shall be bound to see the applieatiOn of the money lent o; to
SECTION 3.6 Trustees Serve In Representar;ve Capacity. By inqu~e into its vafidlty, expediency or propriety of any wcl'l
executing this Declaration. each Public Employer agrees that the Public borrowing;
Employee Trustees '!lectt!d by the Public Emptoyers are autnoril:ed to (I) inCtlf f'8lllSONble expenees es r.equired for the operation oft he
act as agen:s .,d repcesentatives ol the Public Ernploy«s collectively. Alttkement Truct and deduct such expenMS from the Trust
AATICI.£ IV. Power& ot T,.,...
SECTION 4.1. Ge<ier21 Powers. The Trustees Shall have the power to
conduet the bUSine!IS of the Trust and to carry on Its openllions. Such
power shall include, but shall no1 be limit8Cf to. the po-to:
(a) receive the Trust Pfopeny from the Put>4ic Emp1oyersorfTom
a Trustee of any Employer Tl"U8t;
(bJ enter into a contract With an Investment Advil« provi<fing.
i""'l'IOOQ other things. tor the establiShmerct and opet"ation of tne
Portfo4io8. selection ot the Guaraoteed lnYHtment Contracts in
which the Trust Property may be invested. seJection of othef
investments for the Trust Property and the payment of reasonable
tee$ to the Investment Adviser and to any sub--inWIStment adviser
retained by the lrniestment Adviser.
(c) review annually the petfonn&nefl .:>t the 10\'elltment Adviser
end approve annually the conll'lld with sudl hwestment AdYiler:
(d) inve11t and reinvest the Trust Property in the Portfolios, the
Guaranteed Investment Contracta and in any other investment
recommanded b)' the 10¥8lttment Ad'ril8r. provffied tNit it a
Public Employer has cliret:ted th81 Ila moniel be i nY&Sted in
specified Porttolioe or in a Guaranteed lnvestmeflt Contract, the
Trustees of the RaUrement Trust shllfl invest such monies in
.:cordance with ouch directions:
{e) keep sud! portion of the Trust Ptoperty in cash or cash
balances as the Trustees. from time to tin\41, may deem 10 be in the
best inttlfeat of I~ Aetif111".-.t Trust created hereby. without
~tty tor interost lheteon;
(f) accept and retain fO! 1ucn time .. they maiy deem lldviMbkl
any securitin or ~her Pf'OS*'tY roceMld or tcquired b)' ttlem as
Tt~ fl(;~eunaer. whether 0t not IWC1\ MWritieS or other
property wou!d normally be purehaeed • inveatm.nt$ here-
under:
(9) cauff MY. MCUf'itlel CW' ottw C!r()pefty held U part of the
Trutt Property to be regilWtld in the narM w.f the Rstifemenl
Trust or in the n#M of a nommet. and to hQ1dany inYeStrNlnts in
bMr• 1orm. bui hi boob and records of the Trustea SNIU et ...
2
Property;
(m) pay _,.__. prope1tf aHocabie lo the Truet Property
incurred in connection -'th the Dtterred ~ PteN °'
the Employer Trusta and deduct t00f'l 911pen919 from !:hall portion
of the Trust Prop&rty benelldally owned by thll PutJHc Empk>yer
to wham IUCh expenses ll!ll property alloc:•a;
{n) pmy out or the Tl'\4t PTOperty ... ntal ..-id pet'SOft9I propet"ty
lb-. Income taxes~ other taxes of any' and all kinds which, in
the opinion ot the Tnm.n. ,.... propefty leYied, or naa1aed
under existing or Muf'8 iaw. L.:pon. Of in f9Sp8Ct of, the Trust
Propeny and lllloc::ate any 8'ach r.es to ttte appropriate ec:coc.mts;
(o) adopt, amend and repe9I the By-Laws, prowided hit such By-
laws .,. at all timfi C()f ~ witt1 the tiK'ln$ of this Oeciaratian
of Trust;
(p) ampkJy per50l'IS 10 make 11Vail-. interests in the Retirement
"f rust to empkJyers eUoif:lle to maintain • defemld cotnpensation
Plan under section 457 ot the Internal ~ Code. as
amended:
(q) isSue Iha A.nnual Report of the ~t Trust. llOd the
diaclostlre doa.lments and other' literMunt uaea by the
Retirement Trust;
(r) rnafle r.o.ns. including the purct\aMI of debt Obltgationa,
prowlded that all •uctl toans shell tie# in'8Nef at the current
~.-:
(a) contrxt tor. and delaQat• 11tty pcMerS Af1lnted hereunder to.
IUCI"• officet'9~ ..... ~~. auditors Md attorneys .. the
Trua1MS may eetect. pnMded tr.r 1ht T,....._ may~ defegttte
the powers -tofttl in~ (b). (c:) 9'MS fOl of thia Section
4.1 and ,,._ "°' delegate eny .,.,..._ If llUCh ~ would
W)lata ,.,. MudafY cSulltil;
(t) provide for tn. indlfttnification of &he offic:en end TruateM of
tM Altirernclnt Trust and pumhM8 ~ iMut1lnoe;
( u) melnt.tn tJOOk$ and teeonta. mcludin; Ollpllrata acc:ounta fot
Md! Public ~ or E~ Tl'Ullt llnd Such addltlonat ..,_....accounla • .. ~ undef,anctc:onMtent.ttn, tM
Oat:err9d ConlpenNtion Plln of eiacft Public E~ and
~T--~
(111 do all such act~. take all such proceedings. and exercise all
llUCl'I rights and privi~. although not specifically mentioned
herein, as th<; Trustees may deem necessary or appropriate to
administer the Trust Property and to carry out tne purposes of the
Retirement Trust.
SECTION 4.2. Dis.tribution ot Trust Property. Ois~ril>Yticns of the
Trust Property :i."lall b4 made to. or or: beMll of. the Public Employer. in
accordan~ ""'ith :he terms of the Deferred Compensation Plans or
Employer Trust!. The Tru5tees of the Retirement Trust shall be fully
protect'!(! in making payments in accordance with the directions o! the
Publi<: Empl1'y~ or lhe Trustees oi the Employer Trusts w1th0Yt
•scertaining whether sucf1 payments are in compli&r1ce 1r-ntli the
provisions of the O@ferred Compensation Plans or the agreeme11ts
C(eating the Employer Trusts.
SECTION 4.3. Execution of Instruments. The lrustees may
unanimously designate any one or more oft™ Trustees 10 execute anv
instrument or document on behalf of all. including but not limited tot~
signing or endorsement of any check and the signing of any
applications. insurance and other contracts. and the action 01 such
designated Trustee· or Trustees shall ha.ve the same force and effect as if
taken by all the Trustees.
ARTICLE V. Duty of Cad and u.bllly of TruatNs
SECTION 51. Duty of Care. In ex9f'Cising the power$ hereinbefore
granted to the Trustees, the Trustees shall perform all acts within their
auth0tity for the exclusive purpose of providing benefits for the Public
Employers. and snal! perform such acts with the cara, s!lill, pruden· e
and di:~ in the circumstances then Pf8Yaillng that a prudent P.rson
acting in a lit!.e ~i~ 11'"1 familiar with such matters would use in the
conduct of an enterprise of a like char.cter and with like a:ms.
SECTION S 2 Liability. The Trustees shall not be liable for any
mistake ot judgment or other aciion ~en in good faith. and for any
action taken :>r omitte:t in reliance in good faith upon the boot<s of
account or otner racords of the Retirement Trust, upon the opinion of
counsel, ot upon reports i18lde to the ReUrem.mt Trust by any ot its
officers. empioyeieg Of agents or by the investment Adviser or any sub-
i nYeStmenl ad\'iMr, ac:c:ountants, llJ)pt8i8ef'$ Of' other P:perta Of
consoltanta selected wtth reason~ c:ue by the Tnmees. oft~ Of
employeet of the Retirement Trust. The Tn.iSftlas sf\all aiso not be liabll:
for any !oSS oustained by the Trust~ by reason of any investment
made in good faith and in ac:cordanQ with the standard ot care set forth
in Section 5.1.
3
. e SECTION 5 3. Bond. No T;-.. :stee shall be obligated to giye an11 bond
Of other security for the performance of any ot his or her duties
hereunder.
AATICt.E VI. A~al ~to~
The Trusiffs shall annually su bmil to lhe Public Employers a writren
r&port of the tran:;a.ctions of the Aettrement Trust, including financial
stat&ments wti1ch shall be ce11if1ed by inoepenc'~nt public accountants
choseii by the Trust~s
ARTICLE VII. Duration ot Amendm.nl Of R9tlretMnt '!'nnt
SECTION 7. 1 Withdrawal A Public Employer may. au anytime. with·
or aw from thrs Retirement Trust by delivering to the Board of Trustees a
statement to that effect. The withdrawing Publ:c Employer's beneficial
internt in the Retirement Trust shall be pa:d out 10 the Public Employer
or to the Trustee of ll'le Employef Trust. as appropriat~
SECTION 7 2. Duration The Retirement Trust shali continue until
termir>ated by the vote of a majority of the Public Employers, each
casting one vote. Upon termination. all of the Trust Property shall be
paid out to the Public Employers or the Trustees olthe Employer Trusts.
as appropriate.
SECTION 7.3. Amendment. The Retirement Trust may be amended
by the vot.a vi a ma1ority of the Public Employers. each castmgonc vote.
SECTION 7.4. Procedure. A resolution to terminate or amend the
Retirement Trust or to rem .. ve a Trustee sha!I be submitted to a 1tote ol
the Public E:mployers it: (a) a majonty of the Trustees so direct. or (b) a
petition requesting a vote. signed by not less th3n 25% of the Public
Employers. is submitted to the Trustees.
ARTIQ.E VIU. U~
SECTION 8. l. Governing Law. Eitcept as otherwise required by state
or local law, this Declaration of Trust and the Retirement Trust hereby
created shall be construed an<1 regulated by the laW!S of the District of
COiumbia.
SECTION 8 2. Counterpart$. This Declaration may be eiiecuted by
the Pi,;blic Empl0rer$ and Trustees in two or more counterparts. each of
which shall De deemed an original but all of whictl together snau
constitute one and the same instrument
APPENDIX C
TRUST AGREEMENT WITH
THE ICMA RETIREMENT CORPORATION
AGREEMENT made by and between the Employer named in the
a!l&ched resolution and the lntemationat Ci:Y Menagement Association
Retirement COl'p()f'ation (hereinaftet the ··Trustee" or "Retirement
Corporation"). a nonprofit corporation organized and existing under the
laws of the State ot Delaware. for the purpose ol inves~ing and otherwise
administering the funds set aside by Employers In connection with
deferred compensatiOn plans ~ablisheel under sectio:i 457 of the
Internal Revenue Code of 1954 i the" Code 'l This Agreement shalt take
effect upon acceptance by tne Trustee d its appointment by the
Employer to serve as Trustee in accordance herewith as set forth In the
attached reso;uhon
WHEREAS. the Employer has establiahed a deferred compensation plan
under section 457 of the Code (the "Plan");
WHEREAS. in order that there will be sufficient funds available to
discharge the Employer's contradual ot:ligationa undet" the Plan. the
Employ• desires to set aside periodically amounts equal to the amount
of compensation deferred,
WHEREAS. the furnts set aside, together with any and all usets derived
from the in .. ·e:stment thereof, are to be exclusi11ely witNn the dol\1inion.
control. and OWnef$hip of the Employer. and s:..ibjeet to the Employers
at)s.'.)lute right of withdrawal, no employees ha\'ing any interest
whatsoever ttlefein:
NOW. THEREFORE, this Agreement witnesseth that (a) the Employer
will pay monies to the Trustee to be placed in deferred compensation
accounis for the EmplOYtlf"; (bJ the Trustee colleflanlS that it will hold
said sums. and any other runds whictl it may rec;eive heret.mdef. in trust
for the uses snd purposes and upon the terms and conditions
hereinafter stated; and (c) the parties hereto agree as f~lows:
ARTICLE I. Gener9J Dutift ol U. ~
Section 1. 1. General Duty of the Empk>yer. TM Employes-shaU make
regular periodic paymenta equal to ttie amounts of its employees'
compensation which are Ckoferred in acGordance with the terms and
conditions of the Plan to ttle extent that 11Uc.h amountS are to be ;olleSted
under the Trust.
Section 1.2. General Duties olthe TrJStee. Tne Trustaest\611 hokS all
funds received by it hefeundef. whieh, together with tt'le income
!h&ntfrom. shall constitute the Trust Funds. II shall admituster the Trust
Funds.~ ttie income lllefeof. and maka payments therefrom, all as
hersinaftef pr011ided. Tf\e Trust.e sl'lail also hold all Trust Funds whtch
are transferred tc> it as successor Trustee by the t::mployM from e:iusting
deferred c:.ompensat;on arrangements with its Employ.es under plana
descfibed in section 457 of the Code. Such Truat Fund$ sn.all be subject
to all of the terms and provisions of this Ag<eement.
ARTICLE II. Powers _. 0..... of U.. Tf\IUM In tmMtnl Int,
Adlnttdlltrallun. -'Cl INtliltl ••Mt of U. Tnat Funn.
SediOn 2.1. Investment Powen Bfld Outiel\ of Ille Trustee. The
Trustee shall have ttwt power to invest and rl!Mnveet the principat ana
income of ttwt Truat Fumta end lleep tl"i Trust Fuooa invest$C!, •"hout
distinction between pnnc:tpol Ind income, in SOOUt'ities or in other
property. real or pet'IC)nli. wnerever situated, including. but nol llmited
to. 1tocic.1. common or pr~. bonds, retirement annuity 1nd
insurance pouc:-. mart~. and other~ of indebtoaneA or
ownershitt. in'MlltlMnt companies, common or group uuat funds. or
Mp#ate and d<."ferent types of funda (ineJuding eq~ty. fixed income)
-micti fuffiU reQUif~ ol state and local ~t.i i.ws.
provided. however. that the Employer may direct inves!ment by the
Tru!'!tea c:imong available investment alternatives in suet-. proportions ss
the Employer authorizes in connection with its deferred compensation
agreements with its employees. For these purp<>ses. these Trust Fundt.
may be commingled with Trust Funds~ aside by other EmployeB
pursuant to the terms of 'he !CMA Retirement Trust Investment powetS
vested ir. the Trustee by the Seel ion may be delegated by the Trus!ee to
any benil. irosurance or trust company, or any investment advisor,
manager or agerit setected by it.
Section 2.2. Administrative Powers of the Trustee. The Trustee snati
h&ve the powe< in its discretion:
(a) To purctlase, or subscribe f()(, any securities Of other
property and to retain the same in trust.
(bl To sell. exchange. conYey. transfer llr Otherwise diSpOSe of
any securities or ;:>thet property held~ it, t)' private con~act, or
at public auction. No persor. dealing with the Tru$lee shall be
bound to see the application of th9 purchase money or to i:'q1Jif9
into the 1alidity. expediency, or propriety of any such sale Of
other disposition.
jc) To vote upon any stoeks. bonds. or other sec.Jrities; to give
general or spe<:ial proxies or powers of attorney witn or without
poW8l' of substitution: to exet"Cise any conven.ion privileges.
:subSCription rights. or ottler options. and to make any payments
incidental thereto; to oppose. or to consent ~o. or otf\er#ise
participate in. ccrporare r&Of'ganizations or other Changes
affecting corpo1ate securities, and to delegate diseretiooarf
powen, end to pay any assessments or charges in connection
ther-ith: and generally to exercise any of the powers ot an
owner with respect to stocks, bonds. securities or other proPGftY
held as part of the Trust Funds.
(dl To cause any seeuritieS or other pro.;erty hefd as part of tne
Trust funds to be !"8gislered in its own name, and to hOld any
investments in beater fOf"m. but the boOKS and records of the
Trustee shall at an tinles shaw that att sud\ imlestments are a part
of the Truat Funds.
(e) To borrow Of' raise money for the pu!Jl(l&e of tile Trust in Stich
amount. and upon sl.ldl terms and conditions. as the Trustee shall
deem aovisable: and. for any tt•m so borrowoo, to issue its
pr~ note as Trustee. and to secure tne repayment \hereof
by pff!dging 1111. 0t an~ J*t. of me Trust Fund6. No pef$Qrl lending
money tO lhe Trustee shalt be OOtlnd to see tlle-c>Plication of the
money lent~ to inquire into its va~ify, e~ or propriety
of any IUctl born>wlng.
(t) To keep luch pomon of the Trust Funds in cash or~
a.lances aa the Trustae. from tirne to time. may de8tl'I to be in the
beSt interest or the Trust created hereby, without liability tor
interest thereon.
(g) To eccept and retain fm SUd\ time as it may deem•~
any securitiee or other prc>perty received or acquired by it lllS
Trustee hereundef, whether 0t not St·ch aecurities or other
property would normally be purc:Mled as irweatrnent hereunder.
(h> To make. e1eec:ute. acknowledge. and deliver any and fill
~ of tr•nsfer and COl'l'le)'ance aoo any and all other
inatruments that may be necesswy or appropriate to can-y out the
~ tierein gran1ed.
-· --·------~---~-----------------------------------------·
____ _,,_9.:__ ____ ____..,,___ ______ , ___________ _
(i) "!'o settle. compromise. or submit to arbitration any claims.
debts, or damages due or owing to or from the Trust Funds; :o
commeflce or defend suits or legal or administrative proceeamgs;
and to reprete.111 the Trust funds in au suits and legal and
administrative proceedings.
(j) To do all such ac:s. take all S1Jch pre>cef'.:2mgs, and exercise ali
such rights and privileges, although not spectficaUy mentioned
herein, as the Trustee may de-Jm neceuary to administer the
Trust Funds and to carry out the purposes of this Trust
Section 2.3. Distributions from the Trust Funds. The Employer
hereby appoints the Trustee u its agent for the pur~-se of making
distributions from the Trust Funds. In this regard the terms and
conditions set forth in the Plan are to guide and control the Trustee's
power.
Section 2.4. Valuation of Trust Funds. At least once a year ~ ot
Valuation Dates designated by the Trustee. the Trustee shall determine
the value of the Trust Funds. Assets of the Trust Funds shall be valued at
their market values at the cloSe of business on the Valuation Date. or. in
the absence of readily Mcer1ainable market values as the Trustee shall
c:letem1ine, in accordance with methods COM:.Stently followed and
uniformly applied.
ARTICLE Ill. For Protection of Tnat ...
Section 3.1. Evidence of Action by Employer The Trustee may rely
upon any certificate, notice or direction purporting to have been signed
on behalf of the Employer which the Trustee believes to have been
signea by a duty deSignated official of the Employei. No communication
shall be binding upon any of the Trust Funds or Trustee ur.til thev are
received by the Trustee.
Section 3.2. A.dvice ot Counsel. The Trustee may consult with any
leg~ counsel with respect to the construetlcn of this Agreement, its
duties hereunder, or any llC!, w~ich it proposes to take or omit. and shall
not be liable tor any action taken or omitter4 in good faith pursuant to
such advice.
Section 3.3. Miscellaneous. The Trustee shall use ordinary care and
reasonable diligence, but shall not be liabJe for any miatake of iodgment
or other action caken in goo<l faith. The Trustee Shall not be liable for sny
Joss sustained by the Trust Funds by reesons ol any investment made in
good faith and In accordance witn the provisionl of t:"liS Agreement.
The Trustee's duties and obligationt shall oe limited to tf'ose
expressly imposed upon it by t~i& Agreement.
ARTICLE JV. Tu•, hpenMs Md Ccdper1811tion of Trustee.
Section 4.1. Taxee. Tt.e Trustee shall deduct from anch:harge against
the Tn.ist FuOO. any taxee on the Trust Fonda or the iJ1C0me thereof or
which the Trustee is reqt.tlred to pay With rHpeet to the interest of any
pef$Of1 therein.
Section •.2. E)(f>etlMS. The Trustee Shall duc:Juct from and charge
against the Trust Funds al! re1SOnat>feexpenaea~ed by the Trustee
in the admlni9tratlon of the Truat Funds, inctudlng counsel, agency,
investment advi.ory, and other nf1Ce811a1Y faee.
ARTia.E Y. a.1111 .... ttof Accounea. TNt Trustee shall keep accurate
and detailed accounts of au investments. receipts, dt.bursemer.ts, and
olhef tr1111sactions hereunder.
Within ninety {90) dayt after :he dose of each fisc8l yMr, the Trustee
M;.111 render in dUplic.te to the Emptoyer an ~t of its acts and
tranactionsa T~t"" ~nc:ler. If a.iy pert of the T~Fundahall be
invested throt.19t1 the medium of any COMmOn, eoffectlve or commingled
Trust Funds, the lat annu.I report of llUCh Truit FundS sha!I be
aubmlttecl wttn and Incorporated in the a.ccount.
If within ninety (90) ciltys after the malling of the ac;ount or any
amended account the Eml'IO'/Of' has not filed with the Trustee nota of
any ob;ection ttJ any act or tranMCtion of the Truatee, the account or
amended .ccount •hall bee-om• #'I llCCOUnt ttated. If any objection has
been flied. and if the Employ9' is utlafltd that it 1houkf be withdrawn or
If the .ccount ii lldjuated to the Employer's utl•fec:tlon, the Empioyer
INlll in ..rttiAV rued with the Trustee stgnify approval of the account and
It ahati !»come an account atated.
When an account beeomes an account stated, such accounts.hall be
finally settled, and tne Trustee shall be completely discharged and
released, as if such account had been settled and allowed by a j~dgment
or decree ot a court of compet'!tnt iurisdiction in an action or proceeding
in which the Trustee and the Employer witre parties
The Tr1Jstee shall have the right to apply at any tirne to a court or
CQmpe>ent 1urisdic!ion for the judicial setllement of its account.
ARTICLE Vt. Rfflgnation and Remcr.r• of Truatee.
Section 6.1. Res.gnation ol Trustee. The Trnstee may resign at any
lime by filing wilh the Employer its written resignation. Such resignation
shall take effect sixty (60) days from ttie date of such tiling and upon
appe>intment of a successor pursuant to Section 6.3., whichever shall
first occur.
Section 6.2. Removal of Trustee. The Employer may remove the
Trustee at any time by delivering to the Trustee a written notice of its
removal and an appointment of a successor pursuant to Section 6.3.
Such removal shall not take effect prior to siJCty 160) days from such
delivery unless the Trustee agrees to an earlier effe<:tive date.
Section 6.3. Appo;ntment of Successor rrustee. The appointment of
a successor to the Trustee shall take effect uPon the deliver1 to the
Trustee of (a) an instrument ir: writing executed by the F.mployer
apPointing such successor, and e;<.onerating such successor from
liability for the acts and omissions of ils predecessor. and (bl an
acceptance in writing, UJCecuted by such successor.
AU of the provisiOns set forth herem with ~espect to the Trustee shall
relate to each successOf' with the same fOfce and effect as if such
successor had been originally named as Tru!Jtee hereunder_
If a successor is not appointed with aixty (60) days after ?he Trustee
gives notice of its resignaticn pursuant ro Section 6.1 .. the Trustee may
apply to any court of compete,,! jurl9diction fOf appointment ol a
SUC08550r.
Section 6.4. Transfer of Funds to Successor. Upe>n the resignation or
remo'fel or the Trustee and appointment of a successor. and after the
final account of the Trustee has ben properly settled. the Trustee shall
transfer and deliYef' any of the Trust Funds inv,::ilved to such successor.
ARTICLE Y!I. Dunition .net Revocation of Trust AgNement.
Section 7_ 1. Duration and Revocation. This Trust shall continue for
such time as may be necessary to accomplish thu purp()Se for which it
was created bUt may be terminate<J or revoked at any time t>y the
Employer as it relates to any and/or all related participating Employees.
Written notl~ of such tennination or revocation shall be given to the
Trustee by the Employer.~ termination or revocation of the Trust.
all of the assets thereof sl'lall return to an<S revert to the Employer.
Terminatiori of this Trvst shall not, however, rolleve the Employer of the.
Employer's cof\tinuing obligation to pay <Mferred compensation to
Employees in accordance with the terms of the Plan.
Seciion 7 .2. Amendment. The Employers hall have the rightto amend
this Agreement in whOle and in part but only with the Trustee's wr •• ten
consent. Any sut.:h amendment ahall become effective upon (a) delivery
to the Trustee of a written instrument of amend,.,ent, and (b) the
endorsement by the Trustee on &uch instrument of its cor.sent thereto.
ARTICLE YUi. lllacllU.nao11s.
Section 8.1. Laws of the District of Columbia to Govern. This
Agreement ar.d trwt Truat hereby created stt.11 be conatrued and
regulated b)' the Jews Of the Oistrict of Columb'a.
Section 8.2. Successor Employ.,,. The ~empioyer-· shatl incl:Jdeany
~ who succeeds the Emp~-.r and who ttlef'9by becomes subject
to the obkgations of the Employer under the Pian.
Section 8.3. Withdrawals. The Employer may. at an-y time, and from
time to time, wltMraw a portion ()( ail of Trust FundS created by this
Agreement.
Section 8.4. Ger.def and Numb9r. Tr. rnacullne includes the
feminine and the singular include$ the ptutal unlen the context requlr•
anothef meaning.